2986 Calli Crossing Dr · Graniteville, SC 29829

$262,000

4 bd · 2.5 ba · 2,011 sqft · SingleFamily public records · 181 Days on market

Built 2023 Excellent condition 9,583 sqft lot Garage $130/sqft · 11% below area Est $293k · 11% under $41/mo HOA · 2% of rent ↓ 5% since listing

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +12.3/15.0
• Cash flow +10.6/30.0
• Appreciation +9.2/10.0
• Condition / age +4.8/5.0
• Schools +3.8/10.0
• 1% rule +3.4/10.0
• DSCR +3.1/10.0
• Livability +3.0/5.0
• Rent growth +2.5/5.0

Listing remarks MLS

Belle Meade homes at Sage Creek have it all - convenient location, access to great schools, and low property taxes! Welcome to the Somerset. Get the space you need and the style you want. And you will never be too far from home with Home Is Connected. Your new home is built with an industry leading suite of smart home products that keep you connected with the people and place you value most. An extended foyer opens to central family room and spacious kitchen with casual breakfast area. Upstairs boasts an expansive private bedroom suite featuring oversized closet space and spa-like bath with separate shower. Large secondary bedrooms offer room to grow and extra storage. Photos used for illustrative purposes and do not depict actual home.

Key facts

• Strong schools
• Great location
• Central family room

Tags

• GREAT LOCATION
• STRONG SCHOOLS
• LOWER PROPERTY TAXES
• EXTENDED FOYER
• CENTRAL FAMILY ROOM
• LARGE KITCHEN

What this means for you Summary

Snapshot

• This is a 4-bed/2.5-bath single-family listed at $262k. Condition is rated excellent.

Deal economics

• At list price, monthly cash flow is $-129 ($-2k/yr) — negative.
• To cash-flow at today's rent, offer at most $239k (8.7% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $221k (15.6% below list).
• Recommended offer: $221k (15.6% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 59/100 on livability (#240 in SC) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, crime B+; Watch: amenities F, commute F, employment F.
• Aiken 01 (suburban): math 31% / reading 44% proficiency, ranked #36 of 80 in SC (top 45%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Byrd Elementary (math 28% / reading 36%, grade F, #369 of 597 statewide, top 64%, 657 students, 37% FRL); Leavelle Mccampbell Middle (math 19% / reading 32%, grade F, #162 of 229 statewide, top 71%, 650 students, 55% FRL); Midland Valley High (math 31% / reading 83%, grade C, #120 of 196 statewide, top 64%, 1,477 students, 62% FRL) — zoned schools at 51% FRL track the district average.
• Market conditions: 498 active listings in the ZIP; 22 comparable units currently listed for rent nearby; rentals lingering (median 51d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 55% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 2,500 units permitted in Aiken County in 2024 (1,023 in 5+ unit buildings).
• This rent runs 32% of the median local income ($84k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• In year one you build about $24k of equity ($2k loan paydown + $22k appreciation (8.4% local appreciation)).
• Aiken County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• By year 2, paydown + projected appreciation supports a ~$38k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 181 days — a 12% lower offer ($231k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: major wind risk, 66% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $221,152 (15.6% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 181 days. Have you received any prior offers? Is the seller open to a 16% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.84% ✗
• Cap rate: 5.70%
• Cash-on-cash: -2.10%
• DSCR: 0.91
• GRM: 9.9

CMA / ARV

• ARV (median comp): $293,112
• List price: $262,000
• Delta: -10.61%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
692 Turning Crest Ln	0.24mi	3/2.5 (-1)	2,000 (-0%)	6mo	$255,000	$128	78
8003 Red Rock Way	0.36mi	4/2.0	1,966 (-2%)	5mo	$285,000	$145	73
677 Turning Crest Ln	0.21mi	3/2.5 (-1)	1,920 (-4%)	6mo	$267,400	$139	73
2965 Calli Crossing Dr	0.05mi	4/2.5	1,852 (-8%)	15mo	$275,000	$148	72
737 Turning Crest Ln	0.28mi	3/2.0 (-1)	1,794 (-11%)	3mo	$265,000	$148	60
568 Buttonwood Dr	0.47mi	4/2.5	2,232 (+11%)	6mo	$267,000	$120	55
159 Almond Dr	0.55mi	4/2.0	1,872 (-7%)	9mo	$270,000	$144	53
243 Quick Silver Ct	0.70mi	4/2.5	2,072 (+3%)	13mo	$275,000	$133	51
4109 Thimbleberry Dr	0.72mi	4/2.5	1,929 (-4%)	13mo	$265,000	$137	48
515 Twin VW Ct	0.69mi	3/2.5 (-1)	2,065 (+3%)	18mo	$257,000	$124	43
1019 Sapphire Dr	0.66mi	3/2.5 (-1)	1,807 (-10%)	18mo	$255,000	$141	32
4055 Thimbleberry Dr	0.71mi	3/2.5 (-1)	2,273 (+13%)	16mo	$270,000	$119	26

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

8.38% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 19.3%
• Equity multiple: 2.45×
• Total profit: $106,221
• Equity at exit: $205,861

10-year hold

• IRR: 18.0%
• Equity multiple: 5.29×
• Total profit: $314,819
• Equity at exit: $415,306

Cash invested: $73,360 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State South Carolina: 90 Strongly Landlord-Friendly · R+6
• County: — inherits STATE
• City: — inherits STATE

5-day notice; preempted; landlord-favorable.

Methodology + full state rankings →

Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

• For sale now: 25 active · 18 under contract
• Months of supply: 10.7 mo (9%/mo absorbed)
• Median asking: $278,900 ($136/sqft)
• Median days on market: 111 d
• This list price: 20% of active listings are priced below it
• ARV vs active asking: +6.9% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 29829

• Home prices YoY: 3.0%
• Active inventory: 498
• Price-to-rent: 9.9×

Monthly cashflow live

• Estimated rent: $2,212 high
• Mortgage (P&I): −$1,374
• Tax from tax record: −$351 /mo · $4,218/yr
• Insurance: −$109
• HOA: −$41
• Vacancy / Maint / Mgmt: −$464
• Net cashflow: $-129

Break-even live

Break-even rent $2,374

Max offer price $239,297

Occupancy floor —

Sensitivity live

Price	-10% $20	-5% $-54	+0% $-129	+5% $-203	+10% $-277
Rent	-10% $-303	-5% $-216	+0% $-129	+5% $-41	+10% $46
Rate	-1.0pp $3	-0.5pp $-62	base $-129	+0.5pp $-196	+1.0pp $-265

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $65,500
• Closing costs: $7,860
• Club membership (one-time): —
• Reserves months: —
• Total cash needed: —

Rent comps 22 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
2953 Calli Crossing Dr Graniteville, SC	4.0	2.5	2176	$1,825	$0.84	22d	1	0.06mi
2939 Calli Crossing Dr Graniteville, SC	4.0	2.5	1976	$2,075	$1.05	7d	1	0.07mi
2931 Calli Crossing Dr Graniteville, SC	3.0	2.5	1635	$2,100	$1.28	51d	1	0.08mi
4060 Stone Pass Dr Graniteville, SC	4.0	2.0	1600	$1,925	$1.20	164d	1	0.20mi
507 Satinwood Cir Graniteville, SC	3.0–5.0	2.0–3.0	1868	$2,194	$1.17	0d	6	0.25mi
747 Turning Crest Ln Graniteville, SC	3.0	2.0	1662	$1,750	$1.05	51d	1	0.27mi
950 Quaint Parish Cir Graniteville, SC	3.0	2.5	1435	$1,475	$1.03	51d	1	0.29mi
934 Quaint Parish Cir Graniteville, SC	3.0	2.5	1435	$1,800	$1.25	164d	1	0.31mi
2020 Fern Crest Ln Graniteville, SC	3.0	2.0	1551	$2,100	$1.35	6d	1	0.32mi
918 Quaint Parish Cir Graniteville, SC	3.0	2.5	1488	$1,800	$1.21	51d	1	0.33mi
918 Quaint Parish Cir Graniteville, SC	3.0	2.5	1488	$1,800	$1.21	1d	1	0.33mi
818 Quaint Parish Cir Graniteville, SC	3.0	2.5	1435	$1,850	$1.29	9d	1	0.33mi
846 Quaint Parish Cir Graniteville, SC	3.0	2.5	1435	$1,700	$1.18	10d	1	0.34mi
308 Geranium St Graniteville, SC	4.0	2.5	2356	$2,195	$0.93	1d	1	0.62mi
6130 Mahogany Ter Graniteville, SC	4.0	2.0	1893	$2,250	$1.19	154d	1	0.63mi
4105 Thimbleberry Dr Graniteville, SC	4.0	3.0	2225	$2,025	$0.91	51d	1	0.71mi
4141 Thimbleberry Dr Graniteville, SC	4.0	2.0	2246	$2,150	$0.96	7d	1	0.72mi
4074 Thimbleberry Dr Graniteville, SC	3.0	2.5	1854	$1,900	$1.02	162d	1	0.73mi
4044 Thimbleberry Dr Graniteville, SC	3.0	2.5	1694	$1,925	$1.14	162d	1	0.73mi
3262 Carmine Ave Graniteville, SC	5.0	3.5	2721	$2,130	$0.78	51d	1	1.01mi
921 Bauxite Run Graniteville, SC	5.0	3.0	2428	$1,975	$0.81	17d	1	1.17mi
1012 Bauxite Run Graniteville, SC	3.0	2.5	1663	$1,995	$1.20	51d	1	1.23mi

Property features AI

Finance

• Other: GPS friendly directions
• HOA & community: Has homeowners associationAnnual association fee of $495 (about $41.25/month)Sidewalks and street lights in the communitySubdivision: Sage Creek

Exterior

• Parking: Attached garage2 parking spacesConcrete driveway/parking
• Security: Smoke detector(s)
• Utilities: Public waterPublic sewerCable availableGas service (for heating and water heater)
• Home design: Single family residenceResidential propertyTwo storiesNew construction
• Construction: Brick and fiber cement exteriorSlab foundationBuilt recently (new construction)
• Exterior features: PatioRear porchPrivacy fencingLandscaped yardFront and rear sprinklersComposition roof

Interior

• Kitchen: RangeDisposalDishwasherMicrowaveTankless water heaterGas water heater
• Flooring: CarpetLaminateVinyl
• Bathrooms: 2 full bathrooms1 half bathroom
• Heating & cooling: Central airCeiling fan(s)Forced air heatingNatural gas heating
• Interior features: Walk-in closet(s)Kitchen islandPantryEat-in kitchenWindow coveringsInsulated windowsSmoke detector(s)
• Laundry & utility: Washer hookup

Listing history 50 events

1. 2026-11-08
   days on market $262,000 Active 181 DOM
2. 2026-11-07
   days on market $262,000 Active 180 DOM
3. 2026-11-06
   days on market $262,000 Active 179 DOM
4. 2026-11-05
   days on market $262,000 Active 178 DOM
5. 2026-11-04
   days on market $262,000 Active 177 DOM
6. 2026-11-02
   days on market $262,000 Active 175 DOM
7. 2026-11-01
   days on market $262,000 Active 174 DOM
8. 2026-10-31
   days on market $262,000 Active 173 DOM
9. 2026-10-30
   days on market $262,000 Active 172 DOM
10. 2026-10-29
    days on market $262,000 Active 171 DOM
11. 2026-10-28
    days on market $262,000 Active 170 DOM
12. 2026-10-27
    days on market $262,000 Active 169 DOM
13. 2026-10-26
    days on market $262,000 Active 168 DOM
14. 2026-10-25
    days on market $262,000 Active 167 DOM
15. 2026-10-24
    days on market $262,000 Active 166 DOM
16. 2026-10-23
    days on market $262,000 Active 165 DOM
17. 2026-10-22
    days on market $262,000 Active 164 DOM
18. 2026-10-21
    days on market $262,000 Active 163 DOM
19. 2026-10-20
    days on market $262,000 Active 162 DOM
20. 2026-10-19
    days on market $262,000 Active 161 DOM
21. 2026-10-18
    days on market $262,000 Active 160 DOM
22. 2026-10-17
    days on market $262,000 Active 159 DOM
23. 2026-10-16
    days on market $262,000 Active 158 DOM
24. 2026-10-15
    days on market $262,000 Active 157 DOM
25. 2026-10-14
    days on market $262,000 Active 156 DOM
26. 2026-10-13
    days on market $262,000 Active 155 DOM
27. 2026-10-12
    days on market $262,000 Active 154 DOM
28. 2026-10-11
    days on market $262,000 Active 153 DOM
29. 2026-10-10
    days on market $262,000 Active 152 DOM
30. 2026-10-09
    days on market $262,000 Active 151 DOM
31. 2026-10-08
    days on market $262,000 Active 150 DOM
32. 2026-10-07
    days on market $262,000 Active 149 DOM
33. 2026-10-06
    days on market $262,000 Active 148 DOM
34. 2026-10-05
    days on market $262,000 Active 147 DOM
35. 2026-10-04
    days on market $262,000 Active 146 DOM
36. 2026-10-04
    days on market $262,000 Active 145 DOM
37. 2026-10-02
    days on market $262,000 Active 144 DOM
38. 2026-10-01
    days on market $262,000 Active 143 DOM
39. 2026-09-30
    days on market $262,000 Active 142 DOM
40. 2026-09-29
    days on market $262,000 Active 141 DOM
41. 2026-09-28
    days on market $262,000 Active 140 DOM
42. 2026-09-27
    days on market $262,000 Active 139 DOM
43. 2026-09-25
    days on market $262,000 Active 137 DOM
44. 2026-09-24
    days on market $262,000 Active 136 DOM
45. 2026-09-23
    days on market $262,000 Active 135 DOM
46. 2026-09-22
    days on market $262,000 Active 134 DOM
47. 2026-09-21
    days on market $262,000 Active 133 DOM
48. 2026-09-20
    days on market $262,000 Active 132 DOM
49. 2026-09-19
    days on market $262,000 Active 131 DOM
50. 2026-09-18
    days on market $262,000 Active 130 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast SC · Resets to sale price

• Current annual tax: $4,218 · $351/mo
• Projected year-2 tax: $4,218 · $351/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 6/10 Major
• 🌡 Heat 7/10 Severe 7 d/yr ≥108°F today · 18 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 66% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $26,538
• − Mortgage interest: −$14,676
• − Property taxes: −$4,218
• − Insurance: −$1,310
• − Repairs & maintenance: −$2,123
• − Management: −$2,123
• − HOA: −$492
• − Depreciation: −$7,622
• Taxable loss: −$6,026
• Est. tax savings @ 24.0%: +$1,446
• After-tax cash flow: $-96/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Excellent 95/100 None rehab

This recently built home in a desirable location offers modern amenities and a smart home package, making it a great investment opportunity.

Value-add opportunities

• Both Smart home package — Enhances convenience and energy efficiency ↑
• Both Landscaping — Improves curb appeal and property value ↑
• Both Painting — Fresh paint can make a significant difference in curb appeal and interior aesthetics ↑

F Composite school gradezoned avg 38/100

Zoned Schools

Elementary Byrd Elementary F SC #369/597 Nat'l #24,950/41,679 Middle Leavelle Mccampbell Middle F SC #162/229 Nat'l #10,204/14,009 High Midland Valley High C SC #120/196 Nat'l #4,077/17,239

Schools (NCES district)

• District: Aiken 01
• NCES district ID: 4500720
• Math proficiency: 31% ▼ -11.00%
• Reading proficiency: 44% ▼ -1.00%
• Median HH income: $45,081
• Composite: 31.91/100
• National rank: #5857
• State rank: #36 of 80 in SC

D Composite livability gradescore 59/100

Livability — Graniteville

• Score: 59/100
• State rank: #240
• US rank: #19924

Category grades

Amenities F Commute F Cost of living A+ Crime B+ Employment F Housing C+ Health & safety F User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Aiken County · 178,003 people
• City population: 12,385
• Metro: Augusta-Richmond County, GA-SC
• Population (ZIP): 12,385
• Household income: $84,228
• Rent vs Own: 18.3% rent · 81.7% own
• Severe rent burden: 33% of renters

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Population outlook (Aiken County) Hauer SSP2

• Today (2025): 178,003 people
• By 2030: 182,876 · +2.7%
• By 2040: 189,970 · +6.7%
• By 2050: 193,840 · +8.9%
• By 2075: 199,453 · +12.1%
• By 2100: 192,403 · +8.1%

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Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.58)
• Race & ethnicity: White 59% Black 26% Hispanic / Latino 12% Two or more races 9% Asian 1%
• Hispanic origin (detail): Mexican 8% Puerto Rican 1%
• Languages at home: 89% English-only · Spanish 10% Other Indo-European 1%

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Political lean MEDSL · Aiken

• 2024 margin: Strong R (+25.9) · D 36.4% · R 62.2% · Other 1.4%
• 2008→2024 swing: -1.9pp toward R · 2008: -24.0pp · 2024: -25.9pp
• All cycles: 2024: R+25.9 2020: R+22.7 2016: R+27.5 2012: R+26.0 2008: R+24.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 8.38%
• Current HPI: 286.4155
• Rent YoY: —
• Metro: Augusta-Richmond County, GA-SC
• State GDP YoY: ▲ 4.51%
• F500 in state: 2

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Industry mix (Fortune 500 HQ in SC)

Industry	F500 HQs	Revenue
▸Packaging	1	$7B

Property features AI

Finance

• Other: GPS friendly directions
• HOA & community: Has homeowners associationAnnual association fee of $495 (about $41.25/month)Sidewalks and street lights in the communitySubdivision: Sage Creek

Exterior

• Parking: Attached garage2 parking spacesConcrete driveway/parking
• Security: Smoke detector(s)
• Utilities: Public waterPublic sewerCable availableGas service (for heating and water heater)
• Home design: Single family residenceResidential propertyTwo storiesNew construction
• Construction: Brick and fiber cement exteriorSlab foundationBuilt recently (new construction)
• Exterior features: PatioRear porchPrivacy fencingLandscaped yardFront and rear sprinklersComposition roof

Interior

• Kitchen: RangeDisposalDishwasherMicrowaveTankless water heaterGas water heater
• Flooring: CarpetLaminateVinyl
• Bathrooms: 2 full bathrooms1 half bathroom
• Heating & cooling: Central airCeiling fan(s)Forced air heatingNatural gas heating
• Interior features: Walk-in closet(s)Kitchen islandPantryEat-in kitchenWindow coveringsInsulated windowsSmoke detector(s)
• Laundry & utility: Washer hookup

Price history

-5.0% since first listed

11 events — show timeline

• 2026-05-18 Price Changed $266,900 Hive MLS
• 2026-05-11 Listing Removed — Hive MLS
• 2026-03-24 Listed $274,900 Hive MLS
• 2026-03-24 Listed $274,900 Hive MLS
• 2023-03-30 Sold (MLS) $269,000 Hive MLS
• 2023-03-30 Sold (MLS) $269,000 AMLS
• 2023-03-30 Sold (MLS) $269,000 Hive MLS
• 2023-02-06 Delisted — AMLS
• 2022-08-02 Listed $281,000 AMLS
• 2022-07-23 Listed $281,000 Hive MLS
• 2022-07-23 Listed $281,000 Hive MLS

Property tax history

+173.7%/yr

Latest (2025): $4,218 · +8.3% YoY. Source: county tax records.