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2986 Calli Crossing Dr
C- Composite 50.41
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +12.8/30.0
  • Appreciation +9.2/10.0
  • ARV discount +7.3/15.0
  • Condition / age +4.8/5.0
  • 1% rule +3.9/10.0
  • DSCR +3.8/10.0
  • Schools +3.2/10.0
  • Livability +3.0/5.0
  • Rent growth +2.5/5.0

$266,900

2986 Calli Crossing Dr · Graniteville, SC 29829
4 bd · 2.5 ba · 2,011 sqft · SingleFamily public records · 38 Days on market
Built 2023 Excellent condition 9,583 sqft lot Est $265k · at est. $41/mo HOA · 2% of rent ↓ 5% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Belle Meade homes at Sage Creek have it all - convenient location, access to great schools, and low property taxes! Welcome to the Somerset. Get the space you need and the style you want. And you will never be too far from home with Home Is Connected. Your new home is built with an industry leading suite of smart home products that keep you connected with the people and place you value most. An extended foyer opens to central family room and spacious kitchen with casual breakfast area. Upstairs boasts an expansive private bedroom suite featuring oversized closet space and spa-like bath with separate shower. Large secondary bedrooms offer room to grow and extra storage. Photos used for illustrative purposes and do not depict actual home.

Key facts

  • Strong schools
  • Great location
  • Central family room

Tags

GREAT LOCATIONSTRONG SCHOOLSLOWER PROPERTY TAXESEXTENDED FOYERCENTRAL FAMILY ROOMLARGE KITCHEN

Property features AI

Finance

  • Other: GPS friendly directions
  • HOA & community: Has homeowners association; Annual association fee of $495 (about $41.25/month); Sidewalks and street lights in the community; Subdivision: Sage Creek

Exterior

  • Parking: Attached garage; 2 parking spaces; Concrete driveway/parking
  • Security: Smoke detector(s)
  • Utilities: Public water; Public sewer; Cable available; Gas service (for heating and water heater)
  • Home design: Single family residence; Residential property; Two stories; New construction
  • Construction: Brick and fiber cement exterior; Slab foundation; Built recently (new construction)
  • Exterior features: Patio; Rear porch; Privacy fencing; Landscaped yard; Front and rear sprinklers; Composition roof

Interior

  • Kitchen: Range; Disposal; Dishwasher; Microwave; Tankless water heater; Gas water heater
  • Flooring: Carpet; Laminate; Vinyl
  • Bathrooms: 2 full bathrooms; 1 half bathroom
  • Heating & cooling: Central air; Ceiling fan(s); Forced air heating; Natural gas heating
  • Interior features: Walk-in closet(s); Kitchen island; Pantry; Eat-in kitchen; Window coverings; Insulated windows; Smoke detector(s)
  • Laundry & utility: Washer hookup

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.5-bath single-family listed at $267k. Condition is rated excellent.

Deal economics

  • At list price, monthly cash flow is $-23 ($-277/yr) — negative.
  • To cash-flow at today's rent, offer at most $263k (1.5% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $238k (10.8% below list).
  • Recommended offer: $238k (10.8% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 59/100 on livability (#240 in SC) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, crime B+; Watch: amenities F, commute F, employment F.
  • Aiken 01 (suburban): math 31% / reading 44% proficiency, ranked #36 of 80 in SC (top 45%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Byrd Elementary (math 28% / reading 36%, grade F, #369 of 597 statewide, top 64%, 657 students, 37% FRL); Leavelle Mccampbell Middle (math 19% / reading 32%, grade F, #162 of 229 statewide, top 71%, 650 students, 55% FRL); Midland Valley High (math 31% / reading 83%, grade C, #120 of 196 statewide, top 64%, 1,477 students, 62% FRL) — zoned schools at 51% FRL track the district average.
  • Market conditions: 299 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 2,500 units permitted in Aiken County in 2024 (1,023 in 5+ unit buildings).
  • This rent runs 34% of the median local income ($84k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $24k of equity ($2k loan paydown + $22k appreciation (8.4% local appreciation)).
  • Aiken County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (8.4% appreciation + 3.0% rent growth), your $75k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 2, paydown + projected appreciation supports a ~$39k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 38 days — a 3% lower offer ($259k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 66% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $238,008 (10.8% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 38 days. Have you received any prior offers? Is the seller open to a 11% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.89%
Cap rate
6.19%
Cash-on-cash
-0.37%
DSCR
0.98
GRM
9.3

CMA / ARV

ARV (on-the-fly)
$265,452
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
692 Turning Crest Ln 0.24mi 3/2.5 (-1) 2,000 (-0%) 1mo $255,000 $128 82
8003 Red Rock Way 0.36mi 4/2.0 1,966 (-2%) 1mo $285,000 $145 77
677 Turning Crest Ln 0.21mi 3/2.5 (-1) 1,920 (-4%) 2mo $267,400 $139 77
3109 Calli Crossing Dr 0.18mi 4/2.0 1,921 (-4%) 16mo $276,400 $144 69
568 Buttonwood Dr 0.47mi 4/2.5 2,232 (+11%) 1mo $267,000 $120 59
159 Almond Dr 0.55mi 4/2.0 1,872 (-7%) 4mo $270,000 $144 57
709 Turning Crest Ln 0.22mi 4/2.5 2,294 (+14%) 16mo $256,500 $112 53
4109 Thimbleberry Dr 0.72mi 4/2.5 1,929 (-4%) 9mo $265,000 $137 52
220 Almond Dr 0.62mi 4/2.0 1,973 (-2%) 18mo $260,000 $132 51
8045 Cozy Knl 0.59mi 4/2.5 2,149 (+7%) 15mo $274,500 $128 49
515 Twin VW Ct 0.69mi 3/2.5 (-1) 2,065 (+3%) 14mo $257,000 $124 47
4055 Thimbleberry Dr 0.71mi 3/2.5 (-1) 2,273 (+13%) 12mo $270,000 $119 30

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

8.38% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
20.6%
Equity multiple
2.54×
Total profit
$115,073
Equity at exit
$209,711
10-year hold
IRR
19.0%
Equity multiple
5.49×
Total profit
$335,517
Equity at exit
$423,074

Cash invested: $74,732 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State South Carolina
90 Strongly Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
5-day notice; preempted; landlord-favorable.

ZIP-level market 29829

Home prices YoY
3.0%
Active inventory
299
Price-to-rent
9.3×

Monthly cashflow live

Estimated rent
$2,380 high interval (Pro) →
Mortgage (P&I)
$1,400
Tax from tax record
$351 /mo · $4,218/yr
Insurance
$111
HOA
$41
Vacancy / Maint / Mgmt
$500
Net cashflow
$-23

Break-even live

Break-even rent $2,409
Max offer price $262,821
Occupancy floor 96%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$66,725
Closing costs
$8,007
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 6 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
4060 Stone Pass Dr Graniteville, SC 4.0 2.0 1600 $1,925 $1.20 23d 1 0.20mi
507 Satinwood Cir Graniteville, SC 3.0–4.0 2.0–2.5 1776 $2,199 $1.24 14d 5 0.25mi
934 Quaint Parish Cir Graniteville, SC 3.0 2.5 1435 $1,800 $1.25 23d 1 0.31mi
6130 Mahogany Ter Graniteville, SC 4.0 2.0 1893 $2,250 $1.19 14d 1 0.63mi
4074 Thimbleberry Dr Graniteville, SC 3.0 2.5 1854 $1,900 $1.02 21d 1 0.73mi
4044 Thimbleberry Dr Graniteville, SC 3.0 2.5 1694 $1,925 $1.14 21d 1 0.73mi

HOA detail

Monthly dues
$41 · $492/yr

Listing history 26 events

  1. 2026-06-18
    days on market $266,900 Active 38 DOM
  2. 2026-06-17
    days on market $266,900 Active 37 DOM
  3. 2026-06-16
    days on market $266,900 Active 36 DOM
  4. 2026-06-15
    days on market $266,900 Active 35 DOM
  5. 2026-06-14
    days on market $266,900 Active 33 DOM
  6. 2026-06-13
    days on market $266,900 Active 32 DOM
  7. 2026-06-10
    days on market $266,900 Active 30 DOM
  8. 2026-06-09
    days on market $266,900 Active 29 DOM
  9. 2026-06-08
    days on market $266,900 Active 28 DOM
  10. 2026-06-07
    days on market $266,900 Active 27 DOM
  11. 2026-06-03
    days on market $266,900 Active 23 DOM
  12. 2026-06-02
    days on market $266,900 Active 22 DOM
  13. 2026-06-01
    days on market $266,900 Active 21 DOM
  14. 2026-05-31
    days on market $266,900 Active 20 DOM
  15. 2026-05-30
    days on market $266,900 Active 19 DOM
  16. 2026-05-18
    price $266,900
  17. 2026-05-11
    historical
  18. 2026-03-24
    listed $274,900 Active
  19. 2026-03-24
    listed $274,900 Active
  20. 2023-03-30
    soldstatus $269,000 746-char remark
    Show marketing remark (746 chars)

    Belle Meade homes at Sage Creek have it all - convenient location, access to great schools, and low property taxes! Welcome to the Somerset. Get the space you need and the style you want. And you will never be too far from home with Home Is Connected. Your new home is built with an industry leading suite of smart home products that keep you connected with the people and place you value most. An extended foyer opens to central family room and spacious kitchen with casual breakfast area. Upstairs boasts an expansive private bedroom suite featuring oversized closet space and spa-like bath with separate shower. Large secondary bedrooms offer room to grow and extra storage. Photos used for illustrative purposes and do not depict actual home.

  21. 2023-03-30
    soldstatus $269,000 Closed
    Show marketing remark (746 chars)

    Belle Meade homes at Sage Creek have it all - convenient location, access to great schools, and low property taxes! Welcome to the Somerset. Get the space you need and the style you want. And you will never be too far from home with Home Is Connected. Your new home is built with an industry leading suite of smart home products that keep you connected with the people and place you value most. An extended foyer opens to central family room and spacious kitchen with casual breakfast area. Upstairs boasts an expansive private bedroom suite featuring oversized closet space and spa-like bath with separate shower. Large secondary bedrooms offer room to grow and extra storage. Photos used for illustrative purposes and do not depict actual home.

  22. 2023-03-30
    soldstatus $269,000
    Show marketing remark (746 chars)

    Belle Meade homes at Sage Creek have it all - convenient location, access to great schools, and low property taxes! Welcome to the Somerset. Get the space you need and the style you want. And you will never be too far from home with Home Is Connected. Your new home is built with an industry leading suite of smart home products that keep you connected with the people and place you value most. An extended foyer opens to central family room and spacious kitchen with casual breakfast area. Upstairs boasts an expansive private bedroom suite featuring oversized closet space and spa-like bath with separate shower. Large secondary bedrooms offer room to grow and extra storage. Photos used for illustrative purposes and do not depict actual home.

  23. 2023-02-06
    historical
  24. 2022-08-02
    listed $281,000
  25. 2022-07-23
    listed $281,000 746-char remark
    Show marketing remark (746 chars)

    Belle Meade homes at Sage Creek have it all - convenient location, access to great schools, and low property taxes! Welcome to the Somerset. Get the space you need and the style you want. And you will never be too far from home with Home Is Connected. Your new home is built with an industry leading suite of smart home products that keep you connected with the people and place you value most. An extended foyer opens to central family room and spacious kitchen with casual breakfast area. Upstairs boasts an expansive private bedroom suite featuring oversized closet space and spa-like bath with separate shower. Large secondary bedrooms offer room to grow and extra storage. Photos used for illustrative purposes and do not depict actual home.

  26. 2022-07-23
    listed $281,000
    Show marketing remark (746 chars)

    Belle Meade homes at Sage Creek have it all - convenient location, access to great schools, and low property taxes! Welcome to the Somerset. Get the space you need and the style you want. And you will never be too far from home with Home Is Connected. Your new home is built with an industry leading suite of smart home products that keep you connected with the people and place you value most. An extended foyer opens to central family room and spacious kitchen with casual breakfast area. Upstairs boasts an expansive private bedroom suite featuring oversized closet space and spa-like bath with separate shower. Large secondary bedrooms offer room to grow and extra storage. Photos used for illustrative purposes and do not depict actual home.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast SC · Resets to sale price

Current annual tax
$4,218 · $351/mo
Projected year-2 tax
$4,218 · $351/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 7/10 Severe 7 d/yr ≥108°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 66% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$28,561
− Mortgage interest
−$14,951
− Property taxes
−$4,218
− Insurance
−$1,334
− Repairs & maintenance
−$2,285
− Management
−$2,285
− HOA
−$492
− Depreciation
−$7,764
Taxable loss
−$4,768
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,144
After-tax cash flow
$867/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Excellent 95/100 None rehab

This recently built home in a desirable location offers modern amenities and a smart home package, making it a great investment opportunity.

Value-add opportunities

  • Both Smart home package — Enhances convenience and energy efficiency
  • Both Landscaping — Improves curb appeal and property value
  • Both Painting — Fresh paint can make a significant difference in curb appeal and interior aesthetics

Renovation cost estimate screening

Value-add ROI direction

  • Both Smart home package — Enhances convenience and energy efficiency
  • Both Landscaping — Improves curb appeal and property value
  • Both Painting — Fresh paint can make a significant difference in curb appeal and interior aesthetics

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Aiken 01
NCES district ID
4500720
Math proficiency
31% ▼ -11.00%
Reading proficiency
44% ▼ -1.00%
Median HH income
$45,081
Composite
31.91/100
National rank
#5857
State rank
#36 of 80 in SC

Livability — Graniteville

Score
59/100
State rank
#240
US rank
#19924

Category grades

Amenities F Commute F Cost of living A+ Crime B+ Employment F Housing C+ Health & safety F User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Aiken County · 116,534 people
City population
931
Metro
Augusta-Richmond County, GA-SC
Population (ZIP)
12,385
Household income
$84,228
Rent vs Own
18.3% rent · 81.7% own
Severe rent burden
213.0

Population outlook (Aiken County) Hauer SSP2

Today (2025)
178,003 people
By 2030
182,876 · +2.7%
By 2040
189,970 · +6.7%
By 2050
193,840 · +8.9%
By 2075
199,453 · +12.1%
By 2100
192,403 · +8.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.58)
Race & ethnicity
White 59% Black 26% Hispanic / Latino 12% Two or more races 9% Asian 1%
Hispanic origin (detail)
Mexican 8% Puerto Rican 1%
Common ancestry
Italian 2% Swedish 2% Slovak 1%
Foreign-born
6% · Canada
Languages at home
89% English-only · Spanish 10% Other Indo-European 1%

Political lean MEDSL · Aiken

2024 margin
Strong R (+25.9) · D 36.4% · R 62.2% · Other 1.4%
2008→2024 swing
-1.9pp toward R · 2008: -24.0pp · 2024: -25.9pp
All cycles
2024: R+25.9 2020: R+22.7 2016: R+27.5 2012: R+26.0 2008: R+24.0

Not yet ingested

Civics

Market trends

HPI YoY
▲ 8.38%
Current HPI
286.4155
Rent YoY
Metro
Augusta-Richmond County, GA-SC
State GDP YoY
▲ 4.51%
F500 in state
2

Industry mix (Fortune 500 HQ in SC)

Industry F500 HQs Revenue

Price history

-5.0% since first listed
11 events — show timeline
  • 2026-05-18 Price Changed $266,900 Hive MLS
  • 2026-05-11 Listing Removed Hive MLS
  • 2026-03-24 Listed $274,900 Hive MLS
  • 2026-03-24 Listed $274,900 Hive MLS
  • 2023-03-30 Sold (MLS) $269,000 Hive MLS
  • 2023-03-30 Sold (MLS) $269,000 AMLS
  • 2023-03-30 Sold (MLS) $269,000 Hive MLS
  • 2023-02-06 Delisted AMLS
  • 2022-08-02 Listed $281,000 AMLS
  • 2022-07-23 Listed $281,000 Hive MLS
  • 2022-07-23 Listed $281,000 Hive MLS

Property tax history

+173.7%/yr

Latest (2025): $4,218 · +8.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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