CashFlowRE
Sign in Sign up
142 Brookvale Cir
D- Composite 39.65
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Appreciation +10.0/10.0
  • Cash flow +8.2/30.0
  • ARV discount +5.7/15.0
  • Schools +3.6/10.0
  • Livability +3.5/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • DSCR +2.2/10.0
  • 1% rule +1.4/10.0

$239,900

142 Brookvale Cir · Brookland, AR 72417
3 bd · 2.0 ba · 1,575 sqft · SingleFamily public records · 177 Days on market
Built 2001 7,405 sqft lot $152/sqft · 9% above area Est $231k · at est.

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to this beautifully finished home offering a bright, open floor plan and thoughtful upgrades throughout. The kitchen features granite countertops, stainless steel appliancesincluding a natural gas cook stoveand soft-close cabinetry. Durable wood-plank waterproof flooring and LED lighting run throughout the home for style and efficiency. The primary suite includes crown molding, a spacious layout, and a well-appointed bath with granite counters. Additional crown molding carries through the living room and kitchen for a refined touch. All closets are fully built out and painted, and every bedroom, along with the living room, includes a ceiling fan. Outside, enjoy a completely bricked exterior, covered back porch with LED lighting and ceiling fan, gutters, and a fully sodded front and backyard. A brand-new wood privacy fence has just been added. The oversized 18-ft garage door provides easy parking and storage. Located in a desirable new neighborhood close to schools, Jonesboro, and the new NEA Hospital, this home is truly move-in ready. Perfect for first-time buyers or anyone seeking low-maintenance living with quality finishes.

Key facts

  • Led lighting
  • Soft-close cabinetry
  • Granite countertops

Tags

GRANITE COUNTERTOPSSTAINLESS STEEL APPLIANCESNATURAL GAS COOK STOVESOFT-CLOSE CABINETRYWOOD-PLANK WATERPROOF FLOORINGLED LIGHTING

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $240k.

Deal economics

  • At list price, monthly cash flow is $-224 ($-3k/yr) — negative.
  • To cash-flow at today's rent, offer at most $200k (16.5% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $154k (35.8% below list).
  • Recommended offer: $154k (35.8% below list) — sets the bar for 1% rule.
  • Cap rate 5.2% vs local median 4.1% in Brookland — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads 70/100 on livability (#57 in AR) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A; Watch: crime D, amenities F, commute F.
  • Brookland School District (suburban): math 45% / reading 39% proficiency, ranked #47 of 238 in AR (top 20%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 118 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; 926 units permitted in Craighead County in 2024 (69 in 5+ unit buildings).

Forward outlook

  • In year one you build about $26k of equity ($2k loan paydown + $24k appreciation (10.0% local appreciation)).
  • Craighead County population projected at +38% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • By year 2, paydown + projected appreciation supports a ~$41k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 177 days — a 12% lower offer ($211k) is reasonable based on typical stale-listing flexibility.
  • 11 sale attempts since 9y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $185k; 30% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $154,010 (35.8% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 177 days. Have you received any prior offers? Is the seller open to a 36% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.64%
Cap rate
5.17%
Cash-on-cash
-4.00%
DSCR
0.82
GRM
13.0

CMA / ARV

ARV (median comp)
$230,530
List price
$239,900
Delta
4.06%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
136 Brookvale Cir 0.04mi 3/2.0 1,518 (-4%) 3mo $229,000 $151 90
145 Brookvale Cir 0.03mi 3/2.0 1,651 (+5%) 2mo $233,000 $141 89
100 S Holman St St 0.51mi 3/2.0 1,572 (-0%) 6mo $265,000 $169 71
103 Hayes St 0.41mi 3/2.0 1,479 (-6%) 3mo $203,000 $137 68
103 A Hayes 0.41mi 3/2.0 1,479 (-6%) 3mo $203,000 $137 68
102 S Bernis St 0.52mi 4/2.0 (+1) 1,566 (-1%) 4mo $178,000 $114 66
103 Church St 0.54mi 4/2.0 (+1) 1,556 (-1%) 5mo $180,000 $116 64
104 Weston Cv 0.51mi 3/2.0 1,380 (-12%) 4mo $198,500 $144 52
105 Weston Cv 0.46mi 3/2.0 1,380 (-12%) 9mo $210,000 $152 50
103 Weston Cv 0.46mi 3/2.0 1,380 (-12%) 9mo $210,000 $152 50
101 Weston Cv 0.47mi 3/2.0 1,380 (-12%) 9mo $210,000 $152 50
105 Cameron Ave 0.52mi 3/2.0 1,356 (-14%) 5mo $218,000 $161 48

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
21.4%
Equity multiple
2.73×
Total profit
$116,285
Equity at exit
$216,121
10-year hold
IRR
19.3%
Equity multiple
6.26×
Total profit
$353,435
Equity at exit
$466,073

Cash invested: $67,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
92 Strongly Landlord-Friendly
State Arkansas
92 Strongly Landlord-Friendly · R+14
County
— inherits STATE
City
— inherits STATE
Only US state where non-payment is criminal. Strongly landlord-favorable; very few tenant protections.

ZIP-level market 72417

Home prices YoY
20.6%
Active inventory
118
Price-to-rent
13.0×

Monthly cashflow live

Estimated rent
$1,540 high interval (Pro) →
Mortgage (P&I)
$1,258
Tax from tax record
$83 /mo · $991/yr
Insurance
$100
HOA
$0
Vacancy / Maint / Mgmt
$323
Net cashflow
$-224

Break-even live

Break-even rent $1,824
Max offer price $200,346
Occupancy floor

Sensitivity live

Price -10% $-88 -5% $-156 +0% $-224 +5% $-292 +10% $-360
Rent -10% $-346 -5% $-285 +0% $-224 +5% $-163 +10% $-102
Rate -1.0pp $-103 -0.5pp $-163 base $-224 +0.5pp $-286 +1.0pp $-349

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$59,975
Closing costs
$7,197
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 6 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
203 N Bernis St Brookland, AR 3.0 2.0 1328 $1,550 $1.17 45d 1 0.60mi
300 Story St Brookland, AR 3.0 2.0 1200 $1,270 $1.06 45d 1 0.72mi
338 Story St Brookland, AR 3.0 2.0 1250 $1,270 $1.02 45d 1 0.72mi
105 Cherry St Brookland, AR 3.0 2.0 1170 $1,575 $1.35 45d 1 0.73mi
315 Story St Brookland, AR 3.0 2.0 1250 $1,270 $1.02 45d 1 0.77mi
123 Hidden Creek Dr Brookland, AR 3.0 2.0 1970 $2,550 $1.29 45d 1 1.38mi

Listing history 21 events

  1. 2025-12-01
    listed $239,900 Active 1152-char remark
    Show marketing remark (1152 chars)

    Welcome to this beautifully finished home offering a bright, open floor plan and thoughtful upgrades throughout. The kitchen features granite countertops, stainless steel appliancesincluding a natural gas cook stoveand soft-close cabinetry. Durable wood-plank waterproof flooring and LED lighting run throughout the home for style and efficiency. The primary suite includes crown molding, a spacious layout, and a well-appointed bath with granite counters. Additional crown molding carries through the living room and kitchen for a refined touch. All closets are fully built out and painted, and every bedroom, along with the living room, includes a ceiling fan. Outside, enjoy a completely bricked exterior, covered back porch with LED lighting and ceiling fan, gutters, and a fully sodded front and backyard. A brand-new wood privacy fence has just been added. The oversized 18-ft garage door provides easy parking and storage. Located in a desirable new neighborhood close to schools, Jonesboro, and the new NEA Hospital, this home is truly move-in ready. Perfect for first-time buyers or anyone seeking low-maintenance living with quality finishes.

  2. 2024-06-11
    price $237,500
  3. 2024-05-13
    status Active
  4. 2024-05-07
    historical
  5. 2024-04-02
    listed $239,900 Active
  6. 2024-03-14
    historical $1,500
  7. 2024-03-14
    price $239,900
  8. 2024-02-14
    listed $245,000 Active
  9. 2023-12-13
    listed $1,500
  10. 2023-11-19
    historical
  11. 2023-11-10
    listed
  12. 2020-11-18
    soldstatus $184,900
  13. 2020-11-13
    soldstatus $184,900
  14. 2020-11-13
    soldstatus $184,900
  15. 2020-08-17
    listed $184,900
  16. 2020-08-17
    listed $184,900
  17. 2020-08-16
    historical
  18. 2020-02-15
    listed $186,900
  19. 2020-02-14
    listed $186,900
  20. 2019-02-15
    soldstatus $32,000
  21. 2017-12-02
    listed $33,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AR · Resets to sale price

Current annual tax
$991 · $83/mo
Projected year-2 tax
$1,535 · $128/mo
Expected delta
+$545/yr (+$45/mo · 55.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 5/10 Major 7 d/yr ≥109°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 10% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$18,481
− Mortgage interest
−$13,438
− Property taxes
−$991
− Insurance
−$1,200
− Repairs & maintenance
−$1,478
− Management
−$1,478
− Depreciation
−$6,979
Taxable loss
−$7,083
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,700
After-tax cash flow
$-987/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Brookland School District
NCES district ID
0503640
Math proficiency
45% ▼ -15.00%
Reading proficiency
39% ▼ -16.00%
Median HH income
$52,226
Composite
36.4/100
National rank
#4678
State rank
#47 of 238 in AR

Livability — Brookland

Score
70/100
State rank
#57
US rank
#7817

Category grades

Amenities F Commute F Cost of living A+ Crime D Employment B- Housing A+ Health & safety A User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Brookland, AR
County
Craighead County · 97,185 people
City population
5,940
Metro
Jonesboro, AR
Population (ZIP)
5,940
Household income
$61,964
Rent vs Own
37.6% rent · 62.4% own
Severe rent burden
152.0

Population outlook (Craighead County) Hauer SSP2

Today (2025)
122,235 people
By 2030
131,338 · +7.4%
By 2040
149,862 · +22.6%
By 2050
168,034 · +37.5%
By 2075
208,094 · +70.2%
By 2100
233,251 · +90.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (91%)
Race & ethnicity
White 91% Two or more races 5% Black 2% Hispanic / Latino 2%
Common ancestry
Slovak 3% Italian 3%
Foreign-born
1% · Canada, South Korea

Political lean MEDSL · Craighead

2024 margin
Solid R (+37.4) · D 30.1% · R 67.5% · Other 2.4%
2008→2024 swing
-12.9pp toward R · 2008: -24.5pp · 2024: -37.4pp
All cycles
2024: R+37.4 2020: R+35.4 2016: R+35.2 2012: R+31.1 2008: R+24.5

Not yet ingested

Civics

Market trends

HPI YoY
▲ 56.75%
Current HPI
331.5025
Rent YoY
Metro
Jonesboro, AR
State GDP YoY
▲ 3.80%
F500 in state
10

Industry mix (Fortune 500 HQ in AR)

Industry F500 HQs Revenue

Price history

+627.0% since first listed
21 events — show timeline
  • 2025-12-01 Listed $239,900 NEABOR MLS
  • 2024-06-11 Price Changed $237,500 NEABOR MLS
  • 2024-05-13 Relisted NEABOR MLS
  • 2024-05-07 Delisted NEABOR MLS
  • 2024-04-02 Listed $239,900 NEABOR MLS
  • 2024-03-14 Rental Removed $1,500 APPFOLIO
  • 2024-03-14 Price Changed $239,900 NEABOR MLS
  • 2024-02-14 Listed $245,000 NEABOR MLS
  • 2023-12-13 Listed for Rent $1,500 APPFOLIO
  • 2023-11-19 Rental Removed APPFOLIO
  • 2023-11-10 Listed for Rent APPFOLIO
  • 2020-11-18 Sold (Public Records) $184,900 Public Records
  • 2020-11-13 Sold (MLS) $184,900 NEABOR MLS
  • 2020-11-13 Sold (MLS) $184,900 CARMLS
  • 2020-08-17 Listed $184,900 NEABOR MLS
  • 2020-08-17 Listed $184,900 CARMLS
  • 2020-08-16 Listing Removed CARMLS
  • 2020-02-15 Listed $186,900 CARMLS
  • 2020-02-14 Listed $186,900 NEABOR MLS
  • 2019-02-15 Sold (MLS) $32,000 NEABOR MLS
  • 2017-12-02 Listed $33,000 NEABOR MLS

Property tax history

+30.9%/yr

Latest (2025): $991 · -3.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…