142 Brookvale Cir · Brookland, AR
Flood risk 1/10 · Minimal
- FEMA flood zone
- X
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $1,499 – $2,785
Heat risk 5/10 · Moderate
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 21 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 10.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Appreciation +10.0/10.0
- Cash flow +8.2/30.0
- ARV discount +5.7/15.0
- Schools +3.6/10.0
- Livability +3.5/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- DSCR +2.2/10.0
- 1% rule +1.4/10.0
$239,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to this beautifully finished home offering a bright, open floor plan and thoughtful upgrades throughout. The kitchen features granite countertops, stainless steel appliancesincluding a natural gas cook stoveand soft-close cabinetry. Durable wood-plank waterproof flooring and LED lighting run throughout the home for style and efficiency. The primary suite includes crown molding, a spacious layout, and a well-appointed bath with granite counters. Additional crown molding carries through the living room and kitchen for a refined touch. All closets are fully built out and painted, and every bedroom, along with the living room, includes a ceiling fan. Outside, enjoy a completely bricked exterior, covered back porch with LED lighting and ceiling fan, gutters, and a fully sodded front and backyard. A brand-new wood privacy fence has just been added. The oversized 18-ft garage door provides easy parking and storage. Located in a desirable new neighborhood close to schools, Jonesboro, and the new NEA Hospital, this home is truly move-in ready. Perfect for first-time buyers or anyone seeking low-maintenance living with quality finishes.
Key facts
- Led lighting
- Soft-close cabinetry
- Granite countertops
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $240k.
Deal economics
- At list price, monthly cash flow is $-224 ($-3k/yr) — negative.
- To cash-flow at today's rent, offer at most $200k (16.5% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $154k (35.8% below list).
- Recommended offer: $154k (35.8% below list) — sets the bar for 1% rule.
- Cap rate 5.2% vs local median 4.1% in Brookland — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.
Location & tenants
- Location reads 70/100 on livability (#57 in AR) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A; Watch: crime D, amenities F, commute F.
- Brookland School District (suburban): math 45% / reading 39% proficiency, ranked #47 of 238 in AR (top 20%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 118 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; 926 units permitted in Craighead County in 2024 (69 in 5+ unit buildings).
Forward outlook
- In year one you build about $26k of equity ($2k loan paydown + $24k appreciation (10.0% local appreciation)).
- Craighead County population projected at +38% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- By year 2, paydown + projected appreciation supports a ~$41k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 177 days — a 12% lower offer ($211k) is reasonable based on typical stale-listing flexibility.
- 11 sale attempts since 9y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $185k; 30% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 177 days. Have you received any prior offers? Is the seller open to a 36% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.64% ✗
- Cap rate
- 5.17%
- Cash-on-cash
- -4.00%
- DSCR
- 0.82
- GRM
- 13.0
CMA / ARV
- ARV (median comp)
- $230,530
- List price
- $239,900
- Delta
- 4.06%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 136 Brookvale Cir | 0.04mi | 3/2.0 | 1,518 (-4%) | 3mo | $229,000 | $151 | 90 |
| 145 Brookvale Cir | 0.03mi | 3/2.0 | 1,651 (+5%) | 2mo | $233,000 | $141 | 89 |
| 100 S Holman St St | 0.51mi | 3/2.0 | 1,572 (-0%) | 6mo | $265,000 | $169 | 71 |
| 103 Hayes St | 0.41mi | 3/2.0 | 1,479 (-6%) | 3mo | $203,000 | $137 | 68 |
| 103 A Hayes | 0.41mi | 3/2.0 | 1,479 (-6%) | 3mo | $203,000 | $137 | 68 |
| 102 S Bernis St | 0.52mi | 4/2.0 (+1) | 1,566 (-1%) | 4mo | $178,000 | $114 | 66 |
| 103 Church St | 0.54mi | 4/2.0 (+1) | 1,556 (-1%) | 5mo | $180,000 | $116 | 64 |
| 104 Weston Cv | 0.51mi | 3/2.0 | 1,380 (-12%) | 4mo | $198,500 | $144 | 52 |
| 105 Weston Cv | 0.46mi | 3/2.0 | 1,380 (-12%) | 9mo | $210,000 | $152 | 50 |
| 103 Weston Cv | 0.46mi | 3/2.0 | 1,380 (-12%) | 9mo | $210,000 | $152 | 50 |
| 101 Weston Cv | 0.47mi | 3/2.0 | 1,380 (-12%) | 9mo | $210,000 | $152 | 50 |
| 105 Cameron Ave | 0.52mi | 3/2.0 | 1,356 (-14%) | 5mo | $218,000 | $161 | 48 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
10.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 21.4%
- Equity multiple
- 2.73×
- Total profit
- $116,285
- Equity at exit
- $216,121
- IRR
- 19.3%
- Equity multiple
- 6.26×
- Total profit
- $353,435
- Equity at exit
- $466,073
Cash invested: $67,172 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 92 Strongly Landlord-Friendly
- State Arkansas
- 92 Strongly Landlord-Friendly · R+14
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 72417
- Home prices YoY
- 20.6%
- Active inventory
- 118
- Price-to-rent
- 13.0×
Monthly cashflow live
- Estimated rent
- $1,540 high interval (Pro) →
- Mortgage (P&I)
- −$1,258
- Tax from tax record
- −$83 /mo · $991/yr
- Insurance
- −$100
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$323
- Net cashflow
- $-224
Break-even live
Sensitivity live
| Price | -10% $-88 | -5% $-156 | +0% $-224 | +5% $-292 | +10% $-360 |
|---|---|---|---|---|---|
| Rent | -10% $-346 | -5% $-285 | +0% $-224 | +5% $-163 | +10% $-102 |
| Rate | -1.0pp $-103 | -0.5pp $-163 | base $-224 | +0.5pp $-286 | +1.0pp $-349 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $59,975
- Closing costs
- $7,197
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 6 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 203 N Bernis St Brookland, AR | 3.0 | 2.0 | 1328 | $1,550 | $1.17 | 45d | 1 | 0.60mi |
| 300 Story St Brookland, AR | 3.0 | 2.0 | 1200 | $1,270 | $1.06 | 45d | 1 | 0.72mi |
| 338 Story St Brookland, AR | 3.0 | 2.0 | 1250 | $1,270 | $1.02 | 45d | 1 | 0.72mi |
| 105 Cherry St Brookland, AR | 3.0 | 2.0 | 1170 | $1,575 | $1.35 | 45d | 1 | 0.73mi |
| 315 Story St Brookland, AR | 3.0 | 2.0 | 1250 | $1,270 | $1.02 | 45d | 1 | 0.77mi |
| 123 Hidden Creek Dr Brookland, AR | 3.0 | 2.0 | 1970 | $2,550 | $1.29 | 45d | 1 | 1.38mi |
Listing history 21 events
-
2025-12-01$239,900 Active 1152-char remark
Show marketing remark (1152 chars)
Welcome to this beautifully finished home offering a bright, open floor plan and thoughtful upgrades throughout. The kitchen features granite countertops, stainless steel appliancesincluding a natural gas cook stoveand soft-close cabinetry. Durable wood-plank waterproof flooring and LED lighting run throughout the home for style and efficiency. The primary suite includes crown molding, a spacious layout, and a well-appointed bath with granite counters. Additional crown molding carries through the living room and kitchen for a refined touch. All closets are fully built out and painted, and every bedroom, along with the living room, includes a ceiling fan. Outside, enjoy a completely bricked exterior, covered back porch with LED lighting and ceiling fan, gutters, and a fully sodded front and backyard. A brand-new wood privacy fence has just been added. The oversized 18-ft garage door provides easy parking and storage. Located in a desirable new neighborhood close to schools, Jonesboro, and the new NEA Hospital, this home is truly move-in ready. Perfect for first-time buyers or anyone seeking low-maintenance living with quality finishes.
-
2024-06-11price $237,500
-
2024-05-13status Active
-
2024-05-07historical
-
2024-04-02$239,900 Active
-
2024-03-14historical $1,500
-
2024-03-14price $239,900
-
2024-02-14$245,000 Active
-
2023-12-13$1,500
-
2023-11-19historical
-
2023-11-10
-
2020-11-18soldstatus $184,900
-
2020-11-13soldstatus $184,900
-
2020-11-13soldstatus $184,900
-
2020-08-17$184,900
-
2020-08-17$184,900
-
2020-08-16historical
-
2020-02-15$186,900
-
2020-02-14$186,900
-
2019-02-15soldstatus $32,000
-
2017-12-02$33,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast AR · Resets to sale price
- Current annual tax
- $991 · $83/mo
- Projected year-2 tax
- $1,535 · $128/mo
- Expected delta
- +$545/yr (+$45/mo · 55.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 5/10 Major 7 d/yr ≥109°F today · 21 d/yr by 30 yrs out
- Wind 4/10 Moderate 10% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $18,481
- − Mortgage interest
- −$13,438
- − Property taxes
- −$991
- − Insurance
- −$1,200
- − Repairs & maintenance
- −$1,478
- − Management
- −$1,478
- − Depreciation
- −$6,979
- Taxable loss
- −$7,083
- Est. tax savings @ 24.0%
- +$1,700
- After-tax cash flow
- $-987/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Brookland School District
- NCES district ID
- 0503640
- Math proficiency
- 45% ▼ -15.00%
- Reading proficiency
- 39% ▼ -16.00%
- Median HH income
- $52,226
- Composite
- 36.4/100
- National rank
- #4678
- State rank
- #47 of 238 in AR
Livability — Brookland
- Score
- 70/100
- State rank
- #57
- US rank
- #7817
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Brookland, AR
- County
- Craighead County · 97,185 people
- City population
- 5,940
- Metro
- Jonesboro, AR
- Population (ZIP)
- 5,940
- Household income
- $61,964
- Rent vs Own
- Severe rent burden
- 152.0
Population outlook (Craighead County) Hauer SSP2
- Today (2025)
- 122,235 people
- By 2030
- 131,338 · +7.4%
- By 2040
- 149,862 · +22.6%
- By 2050
- 168,034 · +37.5%
- By 2075
- 208,094 · +70.2%
- By 2100
- 233,251 · +90.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (91%)
- Race & ethnicity
- White 91% Two or more races 5% Black 2% Hispanic / Latino 2%
- Common ancestry
- Slovak 3% Italian 3%
- Foreign-born
- 1% · Canada, South Korea
Political lean MEDSL · Craighead
- 2024 margin
- Solid R (+37.4) · D 30.1% · R 67.5% · Other 2.4%
- 2008→2024 swing
- -12.9pp toward R · 2008: -24.5pp · 2024: -37.4pp
- All cycles
- 2024: R+37.4 2020: R+35.4 2016: R+35.2 2012: R+31.1 2008: R+24.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 56.75%
- Current HPI
- 331.5025
- Rent YoY
- —
- Metro
- Jonesboro, AR
- State GDP YoY
- ▲ 3.80%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in AR)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Retail | 1 | $681B |
|
||
| Food / Agriculture | 1 | $53B |
|
||
| Retail / Energy | 1 | $22B |
|
||
| Transportation / Logistics | 1 | $12B |
|
||
| Energy | 1 | $4B |
|
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Price history
+627.0% since first listed21 events — show timeline
- 2025-12-01 Listed $239,900 NEABOR MLS
- 2024-06-11 Price Changed $237,500 NEABOR MLS
- 2024-05-13 Relisted — NEABOR MLS
- 2024-05-07 Delisted — NEABOR MLS
- 2024-04-02 Listed $239,900 NEABOR MLS
- 2024-03-14 Rental Removed $1,500 APPFOLIO
- 2024-03-14 Price Changed $239,900 NEABOR MLS
- 2024-02-14 Listed $245,000 NEABOR MLS
- 2023-12-13 Listed for Rent $1,500 APPFOLIO
- 2023-11-19 Rental Removed — APPFOLIO
- 2023-11-10 Listed for Rent — APPFOLIO
- 2020-11-18 Sold (Public Records) $184,900 Public Records
- 2020-11-13 Sold (MLS) $184,900 NEABOR MLS
- 2020-11-13 Sold (MLS) $184,900 CARMLS
- 2020-08-17 Listed $184,900 NEABOR MLS
- 2020-08-17 Listed $184,900 CARMLS
- 2020-08-16 Listing Removed — CARMLS
- 2020-02-15 Listed $186,900 CARMLS
- 2020-02-14 Listed $186,900 NEABOR MLS
- 2019-02-15 Sold (MLS) $32,000 NEABOR MLS
- 2017-12-02 Listed $33,000 NEABOR MLS
Property tax history
+30.9%/yrLatest (2025): $991 · -3.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…