142 Little Flower Ln · Whitehall, OH 43213

$150,000

2 bd · 1.0 ba · 894 sqft · SingleFamily public records · 5 Days on market

Built 1952 6,534 sqft lot Est $194k · 23% under

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• Cash flow +14.8/30.0
• DSCR +4.5/10.0
• 1% rule +3.9/10.0
• Livability +3.6/5.0
• Rent growth +3.1/5.0
• Condition / age +2.5/5.0
• Schools +2.1/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

This cozy home is move-in ready! Appliances stay in the eat-in kitchen, large utility room for laundry, spacious addition in rear makes a great family room or 3rd bedroom. Living rm has hardwood flrs and the bedrooms have newer carpet. Alot for the money and no rehab to be done!

Key facts

• Eat-in kitchen
• Spacious addition
• Fenced in yard

Tags

• EAT-IN KITCHEN
• LARGE UTILITY ROOM
• SPACIOUS ADDITION
• FENCED IN YARD
• NEW ROOF

Property features AI

Finance

• Other: Home warranty included; Subdivision: Norton Field

Exterior

• Parking: Detached 1-car garage
• Utilities: Public water; Public sewer
• Home design: Single-family residence; One story; Built in 1952; No shared/common walls
• Construction: Slab foundation
• Exterior features: Fenced yard; Shed(s) and outbuilding

Interior

• Bedrooms: 2 main-level bedrooms
• Flooring: Wood flooring; Carpeted areas
• Bathrooms: 1 full bathroom
• Heating & cooling: Central air conditioning; Forced-air heating
• Interior features: Insulated partial windows; Living area approximately 894

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath single-family listed at $150k.

Deal economics

• At list price, monthly cash flow is $41 ($494/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $134k (10.5% below list).
• Recommended offer: $134k (10.5% below list) — sets the bar for 1% rule.
• Cap rate 6.6% vs local median 4.2% in Whitehall — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 71/100 on livability (#399 in OH) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: schools D+, crime F, employment D-.
• Whitehall City (suburban): math 18% / reading 33% proficiency, ranked #603 of 656 in OH (top 92%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 69% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising (+2.3%/yr); 67 active listings in the ZIP; 11 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 45% of comp listings sitting > 30 days — soft ceiling on asking rent; 8,139 units permitted in Franklin County in 2024 (5,940 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Franklin County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• Only 5 days on market — expect competitive offers; lowballing is unlikely to land.
• 4 sale attempts since 28y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $62k; list at $150k implies a 143% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1952 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $134,241 (10.5% below list)

Questions for the listing agent

1. Built in 1952 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.89% ✗
• Cap rate: 6.62%
• Cash-on-cash: 1.18%
• DSCR: 1.05
• GRM: 9.3

CMA / ARV

• ARV (on-the-fly): $193,998
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
172 Ross Rd	0.08mi	3/1.0 (+1)	875 (-2%)	7mo	$170,000	$194	82
290 Little Flower Ln	0.25mi	2/1.0	875 (-2%)	8mo	$147,500	$169	79
224 Ross Rd	0.15mi	3/1.0 (+1)	875 (-2%)	8mo	$205,000	$234	78
30 Santa Maria Ln	0.28mi	2/1.0	914 (+2%)	8mo	$176,500	$193	77
4517 Saint Rita Ln	0.27mi	3/1.0 (+1)	923 (+3%)	3mo	$130,000	$141	75
225 Santa Maria Ln	0.40mi	3/1.0 (+1)	875 (-2%)	2mo	$195,000	$223	71
4561 Saint Rita Ln	0.25mi	3/1.0 (+1)	875 (-2%)	12mo	$217,900	$249	70
4446 Saint Ann Ln	0.36mi	2/2.0	875 (-2%)	8mo	$202,000	$231	69
191 Saint Christopher Ln	0.43mi	3/1.0 (+1)	875 (-2%)	12mo	$223,500	$255	62
4367 San Jose Ln	0.44mi	3/1.0 (+1)	875 (-2%)	12mo	$185,000	$211	61
149 Santa Maria Ln	0.36mi	2/1.0	1,015 (+14%)	9mo	$220,000	$217	53
579 Westphal Ave	0.75mi	2/1.0	781 (-13%)	6mo	$92,999	$119	39

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.29% rent growth · sell at horizon

5-year hold

• IRR: -15.2%
• Equity multiple: 0.46×
• Total profit: $-22,628
• Equity at exit: $22,365

10-year hold

• IRR: -7.9%
• Equity multiple: 0.52×
• Total profit: $-20,142
• Equity at exit: $12,969

Cash invested: $42,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 73 Landlord-Friendly
• State Ohio: 73 Landlord-Friendly · R+6
• County: — inherits STATE
• City: — inherits STATE

3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

Methodology + full state rankings →

ZIP-level market 43213

• Rents YoY: 2.3%
• Active inventory: 67
• Price-to-rent: 9.3×

Monthly cashflow live

• Estimated rent: $1,342 high
• Mortgage (P&I): −$787
• Tax from tax record: −$170 /mo · $2,043/yr
• Insurance: −$62
• HOA: −$0
• Vacancy / Maint / Mgmt: −$282
• Net cashflow: $41

Break-even live

Break-even rent $1,290

Max offer price $150,000

Occupancy floor 92%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $37,500
• Closing costs: $4,500
• Reserves months: —
• Total cash needed: —

Rent comps 11 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
4657 E Broad St Columbus, OH	1.0–2.0	1.0–2.0	850	$1,667	$1.96	2d	48	0.19mi
280 Barkley Pl W Columbus, OH	2.0	1.5	1077	$1,362	$1.26	44d	1	0.29mi
496 S Hamilton Rd Whitehall, OH	1.0–2.0	1.0	663	$850	$1.28	24d	4	0.51mi
4264 E Broad St Columbus, OH	1.0	1.0	484	$905	$1.87	2d	15	0.63mi
381 S Yearling Rd Unit 381 Yearling Whitehall, OH	3.0	1.0	850	$1,095	$1.29	24d	1	0.64mi
685-687 Valerie Ln Whitehall, OH	2.0	1.0	800	$1,153	$1.44	44d	1	0.74mi
177 Prairiecreek Way Columbus, OH	2.0	2.5	996	$1,350	$1.36	44d	1	0.87mi
5354 Deerbrook Ln Columbus, OH	2.0	1.0	576	$1,100	$1.91	2d	20	0.95mi
406 Beechtree Rd Whitehall, OH	3.0	1.0	950	$1,300	$1.37	24d	1	1.02mi
973 Exeter Rd Columbus, OH	3.0	1.0	1054	$1,710	$1.62	44d	1	1.16mi
4163 Wright Park Columbus, OH	2.0	2.0	1008	$1,750	$1.74	44d	1	1.20mi

Listing history 4 events

1. 2026-06-03
   statusdays on market $150,000 Pending 5 DOM
2. 2026-06-02
   days on market $150,000 Active 4 DOM
3. 2026-06-01
   days on market $150,000 Active 3 DOM
4. 2026-05-31
   days on market $150,000 Active 2 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

• Current annual tax: $2,043 · $170/mo
• Projected year-2 tax: $2,191 · $183/mo
• Expected delta: +$149/yr (+$12/mo · 7.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 3/10 Moderate 7 d/yr ≥99°F today · 18 d/yr by 30 yrs out
• 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $16,109
• − Mortgage interest: −$8,402
• − Property taxes: −$2,043
• − Insurance: −$750
• − Repairs & maintenance: −$1,289
• − Management: −$1,289
• − Depreciation: −$4,364
• Taxable loss: −$2,027
• Est. tax savings @ 24.0%: +$487
• After-tax cash flow: $980/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Whitehall City
• NCES district ID: 3904507
• Math proficiency: 18% ▼ -17.00%
• Reading proficiency: 33% ▼ -11.00%
• Median HH income: $36,092
• Composite: 21.08/100
• National rank: #8442
• State rank: #603 of 656 in OH

Livability — Whitehall

• Score: 71/100
• State rank: #399
• US rank: #6587

Category grades

Amenities C+ Commute A+ Cost of living A+ Crime F Employment D- Housing A+ Health & safety A User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Whitehall, OH
• County: Franklin County · 1,351,780 people
• City population: 36,273
• Metro: Columbus, OH
• Population (ZIP): 36,273
• Household income: $54,704
• Rent vs Own: 59.4% rent · 40.6% own
• Severe rent burden: 2583.0

Population outlook (Franklin County) Hauer SSP2

• Today (2025): 1,456,139 people
• By 2030: 1,556,890 · +6.9%
• By 2040: 1,757,349 · +20.7%
• By 2050: 1,950,539 · +34.0%
• By 2075: 2,376,171 · +63.2%
• By 2100: 2,636,796 · +81.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.66)
• Race & ethnicity: Black 45% White 36% Hispanic / Latino 10% Two or more races 9% Asian 3%
• Hispanic origin (detail): Mexican 4% Puerto Rican 2%
• Common ancestry: Romanian 2% Slovak 1% Lithuanian 1%
• Foreign-born: 15% · Canada, China
• Languages at home: 79% English-only · Spanish 8% Other Indo-European 1% French/Haitian/Cajun 1%

Political lean MEDSL · Franklin

• 2024 margin: Strong D (+28.4) · D 63.7% · R 35.3% · Other 1.0%
• 2008→2024 swing: +7.7pp toward D · 2008: 20.7pp · 2024: 28.4pp
• All cycles: 2024: D+28.4 2020: D+31.4 2016: D+25.9 2012: D+21.7 2008: D+20.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -243.35%
• Current HPI: 198.5072
• Rent YoY: ▲ 2.29%
• Metro: Columbus, OH
• State GDP YoY: ▲ 1.98%
• F500 in state: 48

Industry mix (Fortune 500 HQ in OH)

Industry	F500 HQs	Revenue
▸Insurance	3	$145B
▸Industrial Machinery	3	$49B
▸Financial Services	3	$24B
▸Consumer Goods	2	$93B
▸Aerospace / Defense	2	$47B
▸Utilities	2	$33B

Price history

+173.2% since first listed

13 events — show timeline

• 2026-05-29 Listed $150,000 CBRMLS
• 2008-02-05 Sold (Public Records) $61,800 Public Records
• 2008-01-31 Sold (MLS) $61,800 CBRMLS
• 2007-12-27 Listing Removed — CBRMLS
• 2007-12-03 Listed $64,500 CBRMLS
• 2003-03-17 Sold (MLS) $56,125 CBRMLS
• 2003-02-09 Listing Removed — CBRMLS
• 2002-07-11 Listed $57,900 CBRMLS
• 1998-05-26 Sold (Public Records) $54,900 Public Records
• 1998-05-26 Sold (Public Records) $54,900 Public Records
• 1998-05-21 Sold (MLS) $54,900 CBRMLS
• 1998-04-23 Listing Removed — CBRMLS
• 1998-04-09 Listed $54,900 CBRMLS

Property tax history

+7.4%/yr

Latest (2024): $2,043 · +0.7% YoY. Source: county tax records.