1152 Laguna Ln · Princeton, TX 75407

$254,990

3 bd · 2.0 ba · 1,549 sqft · SingleFamily · 90 Days on market

Built 2026 Good condition 5,200 sqft lot $165/sqft · 19% below area Est $316k · 19% under $93/mo HOA · 5% of rent ↓ 12% since listing

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• Cash flow +8.2/30.0
• Schools +4.2/10.0
• Condition / age +4.0/5.0
• Livability +3.1/5.0
• 1% rule +3.0/10.0
• DSCR +2.2/10.0
• Rent growth +2.2/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

MLS# 21192395 - Built by Imagination Homes - Ready Now! ~ Imagination Homes proudly presents The Symbol Floorplan. Welcome to this beautifully designed single-story home that perfectly blends open living spaces with private retreats. A 3 Bedroom, 2 Bath, 2 Car Garage with 1549 SF. From the inviting entry, you’re welcomed into a bright and spacious dining area that flows seamlessly into the kitchen and family room, creating an ideal setting for both everyday living and entertaining. The well-appointed kitchen features a large island, generous counter space, a large walk-in pantry with plenty of space to keep your small appliances out of the way, and easy access to the main living areas—keeping everyone connected. The family room offers comfortable gathering space and opens to a covered patio, extending your living outdoors for relaxing evenings or weekend get-togethers. Privately located at the rear of the home, the primary suite serves as a peaceful retreat. This spacious bedroom includes a large walk-in closet and a well-equipped en-suite bath with dual vanity, a larger shower, and linen shelving. Two secondary bedrooms are thoughtfully positioned along a private hallway and share a full bath, making them perfect for family members, guests, or a home office setup. A conveniently located utility room and a spacious two-car garage provide additional storage and everyday practicality. With its smart layout, open-concept design, and comfortable bedroom separation, this home offers both style and functionality for modern living. Nestled in a quiet community just one mile south of 380 in Princeton - offering both convenience and tranquility. Don’t miss your chance to own the comfort, quality, and style of The Symbol floorplan. Schedule your tour today!

Key facts

• Open living spaces
• Primary suite
• Covered patio

Tags

• OPEN LIVING SPACES
• PRIVATE RETREATS
• LARGE ISLAND
• WALK-IN PANTRY
• COVERED PATIO
• PRIMARY SUITE

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $255k. Condition is rated good.

Deal economics

• At list price, monthly cash flow is $-242 ($-3k/yr) — negative.
• To cash-flow at today's rent, offer at most $220k (13.8% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $204k (19.9% below list).
• Recommended offer: $204k (19.9% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 62/100 on livability (#969 in TX) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+, cost of living A; Watch: amenities F, commute F, health & safety F.
• Princeton ISD (suburban): math 51% / reading 47% proficiency, ranked #188 of 826 in TX (top 23%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Godwin El (math 33% / reading 35%, grade F, #2,149 of 4,322 statewide, top 50%, 587 students, 65% FRL); Clark Middle (math 53% / reading 42%, grade C-, #408 of 1,662 statewide, top 25%, 707 students, 66% FRL); Princeton H S (math 52% / reading 54%, grade C-, #437 of 1,632 statewide, top 27%, 1,521 students, 57% FRL).
• Market conditions: Rents soft (-1.0%/yr); 1410 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 27d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 19,194 units permitted in Collin County in 2024 (3,988 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
• Collin County population projected at +60% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 90 days — a 6% lower offer ($240k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $204,140 (19.9% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 90 days. Have you received any prior offers? Is the seller open to a 20% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.80% ✗
• Cap rate: 5.15%
• Cash-on-cash: -4.08%
• DSCR: 0.82
• GRM: 10.4

CMA / ARV

• ARV (median comp): $315,952
• List price: $254,990
• Delta: -19.29%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1135 Loch Way	0.09mi	3/2.0	1,552 (+0%)	0mo	$290,600	$187	95
1111 Loch Way	0.12mi	3/2.0	1,552 (+0%)	2mo	$283,440	$183	93
777 Saxony Dr	0.59mi	3/2.0	1,491 (-4%)	3mo	$279,955	$188	64
531 S Second St	0.62mi	3/1.5	1,682 (+9%)	7mo	$399,000	$237	49
721 Saxony Dr	0.62mi	4/2.0 (+1)	1,675 (+8%)	8mo	$316,000	$189	46
663 Saxony Dr	0.64mi	4/2.0 (+1)	1,675 (+8%)	10mo	$302,772	$181	43
649 Saxony Dr	0.65mi	4/2.0 (+1)	1,675 (+8%)	10mo	$299,990	$179	43
795 Jupe Way	0.67mi	4/2.0 (+1)	1,753 (+13%)	2mo	$312,889	$178	40
677 Jupe Way	0.72mi	4/2.0 (+1)	1,675 (+8%)	9mo	$317,630	$190	40
722 Jupe Way	0.68mi	4/2.0 (+1)	1,753 (+13%)	2mo	$299,000	$171	40
735 Saxony Dr	0.61mi	4/2.0 (+1)	1,753 (+13%)	9mo	$313,251	$179	37
691 Saxony Dr	0.63mi	4/2.0 (+1)	1,753 (+13%)	11mo	$299,983	$171	34

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -26.7%
• Equity multiple: 0.12×
• Total profit: $-62,657
• Equity at exit: $38,020

10-year hold

• IRR: -40.3%
• Equity multiple: -0.36×
• Total profit: $-97,209
• Equity at exit: $22,047

Cash invested: $71,397 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 75407

• Home prices YoY: -30.3%
• Rents YoY: -1.0%
• Active inventory: 1410
• Price-to-rent: 10.4×

Monthly cashflow live

• Estimated rent: $2,041 high
• Mortgage (P&I): −$1,337
• Tax est. 1.5%: −$319 /mo · $3,825/yr
• Insurance: −$106
• HOA: −$93
• Vacancy / Maint / Mgmt: −$429
• Net cashflow: $-242

Break-even live

Break-even rent $2,348

Max offer price $219,904

Occupancy floor —

Sensitivity live

Price	-10% $-66	-5% $-154	+0% $-242	+5% $-331	+10% $-419
Rent	-10% $-404	-5% $-323	+0% $-242	+5% $-162	+10% $-81
Rate	-1.0pp $-114	-0.5pp $-178	base $-242	+0.5pp $-309	+1.0pp $-376

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $63,748
• Closing costs: $7,650
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
605 Grenada Lake Dr Princeton, TX	3.0	2.0	1563	$1,925	$1.23	17d	1	0.20mi
1525 Farm to Market Road 982 Princeton, TX	2.0–4.0	2.0–2.5	1551	$2,332	$1.50	0d	53	0.25mi
882 Breakwater Dr Princeton, TX	4.0	2.5	1824	$2,250	$1.23	24d	1	0.27mi
445 Grenada Lake Dr Princeton, TX	4.0	3.0	2029	$2,050	$1.01	7d	1	0.30mi
846 Breakwater Dr Princeton, TX	3.0	2.5	1824	$2,000	$1.10	1d	1	0.31mi
846 Breakwater Dr Princeton, TX	3.0	2.5	1824	$2,000	$1.10	5d	1	0.31mi
865 Table Rock St Princeton, TX	3.0	2.0	1563	$2,050	$1.31	24d	1	0.32mi
229 Marsh Ln Princeton, TX	3.0	2.5	1550	$1,650	$1.06	26d	1	0.34mi
315 Stone Ct Princeton, TX	3.0	2.5	1573	$2,100	$1.34	45d	1	0.35mi
814 Lake Fletcher Rd Princeton, TX	4.0	2.5	1991	$1,994	$1.00	6d	1	0.37mi
814 Lake Fletcher Rd Princeton, TX	4.0	2.5	1991	$1,994	$1.00	1d	1	0.37mi
220 Marsh Ln Princeton, TX	4.0	2.5	1722	$1,785	$1.04	7d	1	0.37mi
303 Stone Ct Princeton, TX	3.0	2.5	1586	$1,700	$1.07	26d	1	0.37mi
303 Stone Ct Princeton, TX	3.0	2.5	1586	$1,700	$1.07	1d	1	0.37mi
843 Ozark Path Princeton, TX	3.0	2.0	1249	$2,100	$1.68	45d	1	0.38mi
818 Table Rock St Princeton, TX	4.0	3.0	2029	$2,349	$1.16	4d	1	0.39mi
803 Table Rock St Princeton, TX	4.0	2.5	1683	$1,850	$1.10	45d	1	0.39mi
203 Marsh Ln Princeton, TX	3.0	2.5	1586	$1,575	$0.99	9d	1	0.40mi
204 Marsh Ln Princeton, TX	4.0	2.5	1722	$1,700	$0.99	45d	1	0.41mi
366 Lake Erie Dr Princeton, TX	4.0	2.5	1824	$1,990	$1.09	26d	1	0.46mi
663 Saxony Dr Princeton, TX	4.0	2.0	2209	$2,100	$0.95	45d	1	0.65mi
663 Saxony Dr Princeton, TX	4.0	2.0	2209	$2,250	$1.02	1d	1	0.65mi
663 Saxony Dr Princeton, TX	4.0	2.0	2209	$2,250	$1.02	26d	1	0.65mi
622 Saxony Dr Princeton, TX	3.0	2.0	1567	$2,000	$1.28	45d	1	0.65mi
649 Saxony Dr Princeton, TX	4.0	2.0	1674	$2,100	$1.25	14d	1	0.66mi
649 Saxony Dr Princeton, TX	4.0	2.0	1674	$2,100	$1.25	1d	1	0.66mi
461 Princewood Dr Princeton, TX	3.0	2.0	1749	$1,750	$1.00	26d	1	0.77mi
353 Princewood Dr Princeton, TX	4.0	2.0	1753	$1,950	$1.11	45d	1	0.87mi
899 E Hazelwood St Princeton, TX	1.0–3.0	1.0–2.0	989	$1,780	$1.80	1d	13	0.89mi
502 E Hazelwood St Princeton, TX	3.0	2.0	1295	$1,550	$1.20	45d	1	0.95mi
514 E Hazelwood St Unit B Princeton, TX	3.0	2.0	1380	$1,475	$1.07	9d	1	0.96mi
514 E Hazelwood St Unit B Princeton, TX	3.0	2.0	1380	$1,495	$1.08	45d	1	0.96mi
514 E Hazelwood St Princeton, TX	3.0	2.0	1380	$1,475	$1.07	26d	1	0.96mi
514 E Hazelwood St Princeton, TX	3.0	2.0	1380	$1,475	$1.07	1d	1	0.96mi
414 E Hazelwood St Princeton, TX	3.0	2.0	1328	$1,595	$1.20	26d	1	0.97mi
512 E Hazelwood St Unit A Princeton, TX	3.0	2.0	1295	$1,349	$1.04	45d	1	0.97mi
412 Gunsmoke Trl Princeton, TX	4.0	3.0	2193	$2,000	$0.91	45d	1	0.98mi
200 Cole St Princeton, TX	1.0–3.0	1.0–2.0	960	$1,799	$1.87	45d	23	0.99mi
1501 Hidden Bluff Xing Princeton, TX	4.0	2.0	1794	$2,200	$1.23	14d	1	0.99mi
226 Griffith Dr Princeton, TX	3.0	2.5	1339	$1,675	$1.25	26d	1	0.99mi

HOA detail

• Monthly dues: $93 · $1,116/yr

Listing history 6 events

1. 2026-05-14
   price $254,990 1798-char remark

   Show marketing remark (1798 chars)

   MLS# 21192395 - Built by Imagination Homes - Ready Now! ~ Imagination Homes proudly presents The Symbol Floorplan. Welcome to this beautifully designed single-story home that perfectly blends open living spaces with private retreats. A 3 Bedroom, 2 Bath, 2 Car Garage with 1549 SF. From the inviting entry, you’re welcomed into a bright and spacious dining area that flows seamlessly into the kitchen and family room, creating an ideal setting for both everyday living and entertaining. The well-appointed kitchen features a large island, generous counter space, a large walk-in pantry with plenty of space to keep your small appliances out of the way, and easy access to the main living areas—keeping everyone connected. The family room offers comfortable gathering space and opens to a covered patio, extending your living outdoors for relaxing evenings or weekend get-togethers. Privately located at the rear of the home, the primary suite serves as a peaceful retreat. This spacious bedroom includes a large walk-in closet and a well-equipped en-suite bath with dual vanity, a larger shower, and linen shelving. Two secondary bedrooms are thoughtfully positioned along a private hallway and share a full bath, making them perfect for family members, guests, or a home office setup. A conveniently located utility room and a spacious two-car garage provide additional storage and everyday practicality. With its smart layout, open-concept design, and comfortable bedroom separation, this home offers both style and functionality for modern living. Nestled in a quiet community just one mile south of 380 in Princeton - offering both convenience and tranquility. Don’t miss your chance to own the comfort, quality, and style of The Symbol floorplan. Schedule your tour today!

2. 2026-04-30
   price $264,990 1798-char remark

   Show marketing remark (1798 chars)

   MLS# 21192395 - Built by Imagination Homes - Ready Now! ~ Imagination Homes proudly presents The Symbol Floorplan. Welcome to this beautifully designed single-story home that perfectly blends open living spaces with private retreats. A 3 Bedroom, 2 Bath, 2 Car Garage with 1549 SF. From the inviting entry, you’re welcomed into a bright and spacious dining area that flows seamlessly into the kitchen and family room, creating an ideal setting for both everyday living and entertaining. The well-appointed kitchen features a large island, generous counter space, a large walk-in pantry with plenty of space to keep your small appliances out of the way, and easy access to the main living areas—keeping everyone connected. The family room offers comfortable gathering space and opens to a covered patio, extending your living outdoors for relaxing evenings or weekend get-togethers. Privately located at the rear of the home, the primary suite serves as a peaceful retreat. This spacious bedroom includes a large walk-in closet and a well-equipped en-suite bath with dual vanity, a larger shower, and linen shelving. Two secondary bedrooms are thoughtfully positioned along a private hallway and share a full bath, making them perfect for family members, guests, or a home office setup. A conveniently located utility room and a spacious two-car garage provide additional storage and everyday practicality. With its smart layout, open-concept design, and comfortable bedroom separation, this home offers both style and functionality for modern living. Nestled in a quiet community just one mile south of 380 in Princeton - offering both convenience and tranquility. Don’t miss your chance to own the comfort, quality, and style of The Symbol floorplan. Schedule your tour today!

3. 2026-04-24
   price $269,990 1798-char remark

   Show marketing remark (1798 chars)

   MLS# 21192395 - Built by Imagination Homes - Ready Now! ~ Imagination Homes proudly presents The Symbol Floorplan. Welcome to this beautifully designed single-story home that perfectly blends open living spaces with private retreats. A 3 Bedroom, 2 Bath, 2 Car Garage with 1549 SF. From the inviting entry, you’re welcomed into a bright and spacious dining area that flows seamlessly into the kitchen and family room, creating an ideal setting for both everyday living and entertaining. The well-appointed kitchen features a large island, generous counter space, a large walk-in pantry with plenty of space to keep your small appliances out of the way, and easy access to the main living areas—keeping everyone connected. The family room offers comfortable gathering space and opens to a covered patio, extending your living outdoors for relaxing evenings or weekend get-togethers. Privately located at the rear of the home, the primary suite serves as a peaceful retreat. This spacious bedroom includes a large walk-in closet and a well-equipped en-suite bath with dual vanity, a larger shower, and linen shelving. Two secondary bedrooms are thoughtfully positioned along a private hallway and share a full bath, making them perfect for family members, guests, or a home office setup. A conveniently located utility room and a spacious two-car garage provide additional storage and everyday practicality. With its smart layout, open-concept design, and comfortable bedroom separation, this home offers both style and functionality for modern living. Nestled in a quiet community just one mile south of 380 in Princeton - offering both convenience and tranquility. Don’t miss your chance to own the comfort, quality, and style of The Symbol floorplan. Schedule your tour today!

4. 2026-03-13
   price $274,990 1798-char remark

   Show marketing remark (1798 chars)

   MLS# 21192395 - Built by Imagination Homes - Ready Now! ~ Imagination Homes proudly presents The Symbol Floorplan. Welcome to this beautifully designed single-story home that perfectly blends open living spaces with private retreats. A 3 Bedroom, 2 Bath, 2 Car Garage with 1549 SF. From the inviting entry, you’re welcomed into a bright and spacious dining area that flows seamlessly into the kitchen and family room, creating an ideal setting for both everyday living and entertaining. The well-appointed kitchen features a large island, generous counter space, a large walk-in pantry with plenty of space to keep your small appliances out of the way, and easy access to the main living areas—keeping everyone connected. The family room offers comfortable gathering space and opens to a covered patio, extending your living outdoors for relaxing evenings or weekend get-togethers. Privately located at the rear of the home, the primary suite serves as a peaceful retreat. This spacious bedroom includes a large walk-in closet and a well-equipped en-suite bath with dual vanity, a larger shower, and linen shelving. Two secondary bedrooms are thoughtfully positioned along a private hallway and share a full bath, making them perfect for family members, guests, or a home office setup. A conveniently located utility room and a spacious two-car garage provide additional storage and everyday practicality. With its smart layout, open-concept design, and comfortable bedroom separation, this home offers both style and functionality for modern living. Nestled in a quiet community just one mile south of 380 in Princeton - offering both convenience and tranquility. Don’t miss your chance to own the comfort, quality, and style of The Symbol floorplan. Schedule your tour today!

5. 2026-03-03
   price $279,990 1798-char remark

   Show marketing remark (1798 chars)

   MLS# 21192395 - Built by Imagination Homes - Ready Now! ~ Imagination Homes proudly presents The Symbol Floorplan. Welcome to this beautifully designed single-story home that perfectly blends open living spaces with private retreats. A 3 Bedroom, 2 Bath, 2 Car Garage with 1549 SF. From the inviting entry, you’re welcomed into a bright and spacious dining area that flows seamlessly into the kitchen and family room, creating an ideal setting for both everyday living and entertaining. The well-appointed kitchen features a large island, generous counter space, a large walk-in pantry with plenty of space to keep your small appliances out of the way, and easy access to the main living areas—keeping everyone connected. The family room offers comfortable gathering space and opens to a covered patio, extending your living outdoors for relaxing evenings or weekend get-togethers. Privately located at the rear of the home, the primary suite serves as a peaceful retreat. This spacious bedroom includes a large walk-in closet and a well-equipped en-suite bath with dual vanity, a larger shower, and linen shelving. Two secondary bedrooms are thoughtfully positioned along a private hallway and share a full bath, making them perfect for family members, guests, or a home office setup. A conveniently located utility room and a spacious two-car garage provide additional storage and everyday practicality. With its smart layout, open-concept design, and comfortable bedroom separation, this home offers both style and functionality for modern living. Nestled in a quiet community just one mile south of 380 in Princeton - offering both convenience and tranquility. Don’t miss your chance to own the comfort, quality, and style of The Symbol floorplan. Schedule your tour today!

6. 2026-02-27
   listed $289,990 Active 1798-char remark

   Show marketing remark (1798 chars)

   MLS# 21192395 - Built by Imagination Homes - Ready Now! ~ Imagination Homes proudly presents The Symbol Floorplan. Welcome to this beautifully designed single-story home that perfectly blends open living spaces with private retreats. A 3 Bedroom, 2 Bath, 2 Car Garage with 1549 SF. From the inviting entry, you’re welcomed into a bright and spacious dining area that flows seamlessly into the kitchen and family room, creating an ideal setting for both everyday living and entertaining. The well-appointed kitchen features a large island, generous counter space, a large walk-in pantry with plenty of space to keep your small appliances out of the way, and easy access to the main living areas—keeping everyone connected. The family room offers comfortable gathering space and opens to a covered patio, extending your living outdoors for relaxing evenings or weekend get-togethers. Privately located at the rear of the home, the primary suite serves as a peaceful retreat. This spacious bedroom includes a large walk-in closet and a well-equipped en-suite bath with dual vanity, a larger shower, and linen shelving. Two secondary bedrooms are thoughtfully positioned along a private hallway and share a full bath, making them perfect for family members, guests, or a home office setup. A conveniently located utility room and a spacious two-car garage provide additional storage and everyday practicality. With its smart layout, open-concept design, and comfortable bedroom separation, this home offers both style and functionality for modern living. Nestled in a quiet community just one mile south of 380 in Princeton - offering both convenience and tranquility. Don’t miss your chance to own the comfort, quality, and style of The Symbol floorplan. Schedule your tour today!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 7/10 Severe 7 d/yr ≥110°F today · 25 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $24,497
• − Mortgage interest: −$14,283
• − Property taxes: −$3,825
• − Insurance: −$1,275
• − Repairs & maintenance: −$1,960
• − Management: −$1,960
• − HOA: −$1,116
• − Depreciation: −$7,418
• Taxable loss: −$7,340
• Est. tax savings @ 24.0%: +$1,762
• After-tax cash flow: $-1,148/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 3 photos

Good 80/100 Cosmetic rehab

This single-story home by Imagination Homes is move-in ready with a good condition score and minimal maintenance required. The interior is well-maintained with a good kitchen and bathrooms, and the exterior is clean and landscaped. The home is ready for immediate occupancy and would benefit from a fresh coat of paint on the exterior trim to enhance its curb appeal.

Value-add opportunities

• Both Paint exterior trim — Enhances curb appeal and value
• Both Clean and maintain gutters — Keeps home dry and prevents water damage

Renovation cost estimate screening

Value-add ROI direction

• Both Paint exterior trim — Enhances curb appeal and value ↑
• Both Clean and maintain gutters — Keeps home dry and prevents water damage ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Princeton ISD
• NCES district ID: 4835850
• Math proficiency: 51% ▼ -8.00%
• Reading proficiency: 47% ▬ 0.00%
• Median HH income: $54,827
• Composite: 42.44/100
• National rank: #3226
• State rank: #188 of 826 in TX

Livability — Princeton

• Score: 62/100
• State rank: #969
• US rank: #17215

Category grades

Amenities F Commute F Cost of living A Crime B Employment A+ Housing A+ Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Collin County · 1,159,394 people
• City population: 69,325
• Metro: Dallas-Fort Worth-Arlington, TX
• Population (ZIP): 34,171
• Household income: $100,037
• Rent vs Own: 23.8% rent · 76.2% own
• Severe rent burden: 368.0

Population outlook (Collin County) Hauer SSP2

• Today (2025): 1,210,074 people
• By 2030: 1,358,201 · +12.2%
• By 2040: 1,654,061 · +36.7%
• By 2050: 1,937,359 · +60.1%
• By 2075: 2,567,039 · +112.1%
• By 2100: 2,952,048 · +144.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.66)
• Race & ethnicity: White 47% Hispanic / Latino 30% Black 17% Two or more races 10% Asian 4% Native American 1%
• Hispanic origin (detail): Mexican 26%
• Common ancestry: Lithuanian 2% Romanian 1% Russian 1%
• Foreign-born: 15% · Canada, China, Mexico
• Languages at home: 70% English-only · Spanish 22% Other Indo-European 2% Other Asian/Pacific 1%

Political lean MEDSL · Collin

• 2024 margin: R (+11.1) · D 43.1% · R 54.3% · Other 2.6%
• 2008→2024 swing: +14.4pp toward D · 2008: -25.6pp · 2024: -11.1pp
• All cycles: 2024: R+11.1 2020: R+4.3 2016: R+17.0 2012: R+31.6 2008: R+25.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -103.99%
• Current HPI: 238.9373
• Rent YoY: ▼ -1.02%
• Metro: Dallas-Fort Worth-Arlington, TX
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

-12.1% since first listed

6 events — show timeline

• 2026-05-14 Price Changed $254,990 NTREIS
• 2026-04-30 Price Changed $264,990 NTREIS
• 2026-04-24 Price Changed $269,990 NTREIS
• 2026-03-13 Price Changed $274,990 NTREIS
• 2026-03-03 Price Changed $279,990 NTREIS
• 2026-02-27 Listed $289,990 NTREIS