407 and 411 Mowry Rd · Industry, PA 15061

$100,000

3 bd · 1.0 ba · 1,296 sqft · SingleFamily public records · 42 Days on market

Built 1976 3.41 ac lot ↓ 39% since listing

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• DSCR +10.0/10.0
• 1% rule +9.9/10.0
• ARV discount +7.5/15.0
• Schools +5.0/10.0
• Livability +3.5/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

This house sits on an expansive 3.41-acre lot, providing ample outdoor space and a peaceful, wooded setting. The spacious exterior is complemented by the scenic surroundings, creating a tranquil and serene atmosphere. This home is perfect for someone looking to renovate the current house, or tear it down to build a new luxurious home. The home's layout is designed with functionality in mind, featuring two bedrooms and one bathroom. The two upstairs bedroom connect to a common area. This could be converted into a third bedroom, but then the other two bedroom would be captive in this scenario. The generous lot size offers a wealth of opportunities for those seeking a serene, natural environment. The property is nestled within a lush, wooded landscape, providing a scenic and peaceful setting. It presents an ideal setting for those seeking a peaceful and secluded living experience, and the surrounding natural environment creates a harmonious and tranquil living experience.

Key facts

• Expansive lot
• Natural environment
• Wooded setting

Tags

• EXPANSIVE LOT
• WOODED SETTING
• SCENIC SURROUNDINGS
• NATURAL ENVIRONMENT
• LUSH LANDSCAPE

Property features AI

Finance

• HOA & community: Public transportation nearby

Exterior

• Parking: Off-street parking (total 5 spaces)
• Utilities: Septic tank; Private well
• Home design: 2-story frame property; Asphalt roof
• Construction: Frame construction; Asphalt roof
• Exterior features: Off-street parking for 5 vehicles; Public transportation access; 3.41-acre lot

Interior

• Kitchen: Microwave; Refrigerator; Stove
• Flooring: Vinyl; Carpet
• Bathrooms: 1 full bathroom
• Heating & cooling: Forced air heating; Oil-powered heating
• Interior features: Vinyl and carpet flooring; Resale condition
• Laundry & utility: Some electric appliances

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $100k.

Deal economics

• At list price, monthly cash flow is $450 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $100k).
• Recommended offer: $97k (3.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 70/100 on livability (#792 in PA) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: health & safety C-, employment D+, amenities F.
• Market conditions: 80 active listings in the ZIP; 272 units permitted in Beaver County in 2024 (80 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $691 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• Beaver County population projected at -14% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $28k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

• It's been on market 42 days — a 3% lower offer ($97k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Recommended offer $97,000 (3.0% below list)

Questions for the listing agent

1. It's been on market 42 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Built in 1976 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.49% ✓
• Cap rate: 11.70%
• Cash-on-cash: 19.31%
• DSCR: 1.86
• GRM: 5.6

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 11.3%
• Equity multiple: 1.45×
• Total profit: $12,533
• Equity at exit: $14,910

10-year hold

• IRR: 20.3%
• Equity multiple: 2.72×
• Total profit: $48,048
• Equity at exit: $8,646

Cash invested: $28,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 15061

• Home prices YoY: -28.6%
• Active inventory: 80
• Price-to-rent: 5.6×

Monthly cashflow live

• Estimated rent: $1,495 medium
• Mortgage (P&I): −$524
• Tax from tax record: −$165 /mo · $1,974/yr
• Insurance: −$42
• HOA: −$0
• Vacancy / Maint / Mgmt: −$314
• Net cashflow: $450

Break-even live

Break-even rent $925

Max offer price $100,000

Occupancy floor 65%

Sensitivity live

Price	-10% $507	-5% $479	+0% $450	+5% $422	+10% $394
Rent	-10% $332	-5% $391	+0% $450	+5% $510	+10% $569
Rate	-1.0pp $501	-0.5pp $476	base $450	+0.5pp $425	+1.0pp $398

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $25,000
• Closing costs: $3,000
• Reserves months: —
• Total cash needed: —

Listing history 26 events

1. 2026-06-13
   statusdays on market $100,000 Pending 42 DOM
2. 2026-06-09
   days on market $100,000 Active 40 DOM
3. 2026-06-08
   days on market $100,000 Active 39 DOM
4. 2026-06-07
   days on market $100,000 Active 38 DOM
5. 2026-06-03
   days on market $100,000 Active 34 DOM
6. 2026-06-02
   days on market $100,000 Active 33 DOM
7. 2026-06-01
   days on market $100,000 Active 32 DOM
8. 2026-05-31
   days on market $100,000 Active 31 DOM
9. 2026-05-19
   status Active
10. 2026-04-06
    status Pending
11. 2026-03-19
    historical Contingent
12. 2026-03-17
    listed $100,000 Active
13. 2026-03-16
    historical Expired 983-char remark

    Show marketing remark (983 chars)

    This house sits on an expansive 3.41-acre lot, providing ample outdoor space and a peaceful, wooded setting. The spacious exterior is complemented by the scenic surroundings, creating a tranquil and serene atmosphere. This home is perfect for someone looking to renovate the current house, or tear it down to build a new luxurious home. The home's layout is designed with functionality in mind, featuring two bedrooms and one bathroom. The two upstairs bedroom connect to a common area. This could be converted into a third bedroom, but then the other two bedroom would be captive in this scenario. The generous lot size offers a wealth of opportunities for those seeking a serene, natural environment. The property is nestled within a lush, wooded landscape, providing a scenic and peaceful setting. It presents an ideal setting for those seeking a peaceful and secluded living experience, and the surrounding natural environment creates a harmonious and tranquil living experience.

14. 2026-01-05
    price $102,900 983-char remark

    Show marketing remark (983 chars)

    This house sits on an expansive 3.41-acre lot, providing ample outdoor space and a peaceful, wooded setting. The spacious exterior is complemented by the scenic surroundings, creating a tranquil and serene atmosphere. This home is perfect for someone looking to renovate the current house, or tear it down to build a new luxurious home. The home's layout is designed with functionality in mind, featuring two bedrooms and one bathroom. The two upstairs bedroom connect to a common area. This could be converted into a third bedroom, but then the other two bedroom would be captive in this scenario. The generous lot size offers a wealth of opportunities for those seeking a serene, natural environment. The property is nestled within a lush, wooded landscape, providing a scenic and peaceful setting. It presents an ideal setting for those seeking a peaceful and secluded living experience, and the surrounding natural environment creates a harmonious and tranquil living experience.

15. 2025-10-20
    price $104,900 983-char remark

    Show marketing remark (983 chars)

    This house sits on an expansive 3.41-acre lot, providing ample outdoor space and a peaceful, wooded setting. The spacious exterior is complemented by the scenic surroundings, creating a tranquil and serene atmosphere. This home is perfect for someone looking to renovate the current house, or tear it down to build a new luxurious home. The home's layout is designed with functionality in mind, featuring two bedrooms and one bathroom. The two upstairs bedroom connect to a common area. This could be converted into a third bedroom, but then the other two bedroom would be captive in this scenario. The generous lot size offers a wealth of opportunities for those seeking a serene, natural environment. The property is nestled within a lush, wooded landscape, providing a scenic and peaceful setting. It presents an ideal setting for those seeking a peaceful and secluded living experience, and the surrounding natural environment creates a harmonious and tranquil living experience.

16. 2025-09-09
    price $109,900 983-char remark

    Show marketing remark (983 chars)

    This house sits on an expansive 3.41-acre lot, providing ample outdoor space and a peaceful, wooded setting. The spacious exterior is complemented by the scenic surroundings, creating a tranquil and serene atmosphere. This home is perfect for someone looking to renovate the current house, or tear it down to build a new luxurious home. The home's layout is designed with functionality in mind, featuring two bedrooms and one bathroom. The two upstairs bedroom connect to a common area. This could be converted into a third bedroom, but then the other two bedroom would be captive in this scenario. The generous lot size offers a wealth of opportunities for those seeking a serene, natural environment. The property is nestled within a lush, wooded landscape, providing a scenic and peaceful setting. It presents an ideal setting for those seeking a peaceful and secluded living experience, and the surrounding natural environment creates a harmonious and tranquil living experience.

17. 2025-07-29
    price $120,000 983-char remark

    Show marketing remark (983 chars)

    This house sits on an expansive 3.41-acre lot, providing ample outdoor space and a peaceful, wooded setting. The spacious exterior is complemented by the scenic surroundings, creating a tranquil and serene atmosphere. This home is perfect for someone looking to renovate the current house, or tear it down to build a new luxurious home. The home's layout is designed with functionality in mind, featuring two bedrooms and one bathroom. The two upstairs bedroom connect to a common area. This could be converted into a third bedroom, but then the other two bedroom would be captive in this scenario. The generous lot size offers a wealth of opportunities for those seeking a serene, natural environment. The property is nestled within a lush, wooded landscape, providing a scenic and peaceful setting. It presents an ideal setting for those seeking a peaceful and secluded living experience, and the surrounding natural environment creates a harmonious and tranquil living experience.

18. 2025-06-28
    price $130,000 983-char remark

    Show marketing remark (983 chars)

    This house sits on an expansive 3.41-acre lot, providing ample outdoor space and a peaceful, wooded setting. The spacious exterior is complemented by the scenic surroundings, creating a tranquil and serene atmosphere. This home is perfect for someone looking to renovate the current house, or tear it down to build a new luxurious home. The home's layout is designed with functionality in mind, featuring two bedrooms and one bathroom. The two upstairs bedroom connect to a common area. This could be converted into a third bedroom, but then the other two bedroom would be captive in this scenario. The generous lot size offers a wealth of opportunities for those seeking a serene, natural environment. The property is nestled within a lush, wooded landscape, providing a scenic and peaceful setting. It presents an ideal setting for those seeking a peaceful and secluded living experience, and the surrounding natural environment creates a harmonious and tranquil living experience.

19. 2025-05-28
    status Active 983-char remark

    Show marketing remark (983 chars)

    This house sits on an expansive 3.41-acre lot, providing ample outdoor space and a peaceful, wooded setting. The spacious exterior is complemented by the scenic surroundings, creating a tranquil and serene atmosphere. This home is perfect for someone looking to renovate the current house, or tear it down to build a new luxurious home. The home's layout is designed with functionality in mind, featuring two bedrooms and one bathroom. The two upstairs bedroom connect to a common area. This could be converted into a third bedroom, but then the other two bedroom would be captive in this scenario. The generous lot size offers a wealth of opportunities for those seeking a serene, natural environment. The property is nestled within a lush, wooded landscape, providing a scenic and peaceful setting. It presents an ideal setting for those seeking a peaceful and secluded living experience, and the surrounding natural environment creates a harmonious and tranquil living experience.

20. 2025-05-08
    status Pending 983-char remark

    Show marketing remark (983 chars)

    This house sits on an expansive 3.41-acre lot, providing ample outdoor space and a peaceful, wooded setting. The spacious exterior is complemented by the scenic surroundings, creating a tranquil and serene atmosphere. This home is perfect for someone looking to renovate the current house, or tear it down to build a new luxurious home. The home's layout is designed with functionality in mind, featuring two bedrooms and one bathroom. The two upstairs bedroom connect to a common area. This could be converted into a third bedroom, but then the other two bedroom would be captive in this scenario. The generous lot size offers a wealth of opportunities for those seeking a serene, natural environment. The property is nestled within a lush, wooded landscape, providing a scenic and peaceful setting. It presents an ideal setting for those seeking a peaceful and secluded living experience, and the surrounding natural environment creates a harmonious and tranquil living experience.

21. 2025-04-23
    historical Contingent 983-char remark

    Show marketing remark (983 chars)

    This house sits on an expansive 3.41-acre lot, providing ample outdoor space and a peaceful, wooded setting. The spacious exterior is complemented by the scenic surroundings, creating a tranquil and serene atmosphere. This home is perfect for someone looking to renovate the current house, or tear it down to build a new luxurious home. The home's layout is designed with functionality in mind, featuring two bedrooms and one bathroom. The two upstairs bedroom connect to a common area. This could be converted into a third bedroom, but then the other two bedroom would be captive in this scenario. The generous lot size offers a wealth of opportunities for those seeking a serene, natural environment. The property is nestled within a lush, wooded landscape, providing a scenic and peaceful setting. It presents an ideal setting for those seeking a peaceful and secluded living experience, and the surrounding natural environment creates a harmonious and tranquil living experience.

22. 2025-04-21
    price $140,000 983-char remark

    Show marketing remark (983 chars)

    This house sits on an expansive 3.41-acre lot, providing ample outdoor space and a peaceful, wooded setting. The spacious exterior is complemented by the scenic surroundings, creating a tranquil and serene atmosphere. This home is perfect for someone looking to renovate the current house, or tear it down to build a new luxurious home. The home's layout is designed with functionality in mind, featuring two bedrooms and one bathroom. The two upstairs bedroom connect to a common area. This could be converted into a third bedroom, but then the other two bedroom would be captive in this scenario. The generous lot size offers a wealth of opportunities for those seeking a serene, natural environment. The property is nestled within a lush, wooded landscape, providing a scenic and peaceful setting. It presents an ideal setting for those seeking a peaceful and secluded living experience, and the surrounding natural environment creates a harmonious and tranquil living experience.

23. 2025-03-17
    listed $150,000 Active 983-char remark

    Show marketing remark (983 chars)

    This house sits on an expansive 3.41-acre lot, providing ample outdoor space and a peaceful, wooded setting. The spacious exterior is complemented by the scenic surroundings, creating a tranquil and serene atmosphere. This home is perfect for someone looking to renovate the current house, or tear it down to build a new luxurious home. The home's layout is designed with functionality in mind, featuring two bedrooms and one bathroom. The two upstairs bedroom connect to a common area. This could be converted into a third bedroom, but then the other two bedroom would be captive in this scenario. The generous lot size offers a wealth of opportunities for those seeking a serene, natural environment. The property is nestled within a lush, wooded landscape, providing a scenic and peaceful setting. It presents an ideal setting for those seeking a peaceful and secluded living experience, and the surrounding natural environment creates a harmonious and tranquil living experience.

24. 2025-02-08
    historical Expired 438-char remark

    Show marketing remark (438 chars)

    This 3 bedroom, 1 bath fixer upper comes with an additional 2.91 acre parcel, for a total of 3.4 acres. Take the time to restore the former beauty to this quaint country home, or build the home of your dreams on a gentle slope surrounded by lush trees. Located in the Central Valley school district, this home has the privacy and quiet of the country while still being just minutes from amenities like shopping, dining, and access to 376.

25. 2024-09-04
    price $145,000 438-char remark

    Show marketing remark (438 chars)

    This 3 bedroom, 1 bath fixer upper comes with an additional 2.91 acre parcel, for a total of 3.4 acres. Take the time to restore the former beauty to this quaint country home, or build the home of your dreams on a gentle slope surrounded by lush trees. Located in the Central Valley school district, this home has the privacy and quiet of the country while still being just minutes from amenities like shopping, dining, and access to 376.

26. 2024-08-10
    listed $165,000 Active 438-char remark

    Show marketing remark (438 chars)

    This 3 bedroom, 1 bath fixer upper comes with an additional 2.91 acre parcel, for a total of 3.4 acres. Take the time to restore the former beauty to this quaint country home, or build the home of your dreams on a gentle slope surrounded by lush trees. Located in the Central Valley school district, this home has the privacy and quiet of the country while still being just minutes from amenities like shopping, dining, and access to 376.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $1,974 · $165/mo
• Projected year-2 tax: $1,974 · $165/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 3/10 Moderate 7 d/yr ≥97°F today · 17 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $17,940
• − Mortgage interest: −$5,602
• − Property taxes: −$1,974
• − Insurance: −$500
• − Repairs & maintenance: −$1,435
• − Management: −$1,435
• − Depreciation: −$2,909
• Taxable income: $4,085
• Est. tax owed @ 24.0%: −$980
• After-tax cash flow: $4,425/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

No district data.

Livability — Industry

• Score: 70/100
• State rank: #792
• US rank: #8002

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment D+ Housing A+ Health & safety C- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Beaver County · 116,001 people
• City population: 2,905
• Metro: Pittsburgh, PA
• Population (ZIP): 12,413
• Household income: $73,010
• Rent vs Own: 29.6% rent · 70.4% own
• Severe rent burden: 123.0

Population outlook (Beaver County) Hauer SSP2

• Today (2025): 164,976 people
• By 2030: 161,449 · -2.1%
• By 2040: 151,752 · -8.0%
• By 2050: 141,155 · -14.4%
• By 2075: 118,142 · -28.4%
• By 2100: 91,740 · -44.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (88%)
• Race & ethnicity: White 88% Two or more races 5% Black 5% Hispanic / Latino 3%
• Common ancestry: Romanian 6% Serbian 3% Slovak 1%
• Foreign-born: 2% · Canada
• Languages at home: 97% English-only · Spanish 1%

Political lean MEDSL · Beaver

• 2024 margin: Strong R (+20.7) · D 39.2% · R 59.9%
• 2008→2024 swing: -17.9pp toward R · 2008: -2.8pp · 2024: -20.7pp
• All cycles: 2024: R+20.7 2020: R+17.7 2016: R+20.1 2012: R+6.6 2008: R+2.8

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -93.11%
• Current HPI: 232.6703
• Rent YoY: —
• Metro: Pittsburgh, PA
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

-39.4% since first listed

18 events — show timeline

• 2026-05-19 Relisted — West Penn MLS
• 2026-04-06 Pending — West Penn MLS
• 2026-03-19 Contingent — West Penn MLS
• 2026-03-17 Listed $100,000 West Penn MLS
• 2026-03-16 Delisted — West Penn MLS
• 2026-01-05 Price Changed $102,900 West Penn MLS
• 2025-10-20 Price Changed $104,900 West Penn MLS
• 2025-09-09 Price Changed $109,900 West Penn MLS
• 2025-07-29 Price Changed $120,000 West Penn MLS
• 2025-06-28 Price Changed $130,000 West Penn MLS
• 2025-05-28 Relisted — West Penn MLS
• 2025-05-08 Pending — West Penn MLS
• 2025-04-23 Contingent — West Penn MLS
• 2025-04-21 Price Changed $140,000 West Penn MLS
• 2025-03-17 Listed $150,000 West Penn MLS
• 2025-02-08 Delisted — West Penn MLS
• 2024-09-04 Price Changed $145,000 West Penn MLS
• 2024-08-10 Listed $165,000 West Penn MLS

Property tax history

+8.1%/yr

Latest (2026): $1,974 · +3.4% YoY. Source: county tax records.