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1650 Cedar Hill Dr
D- Composite 38.84
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +11.7/30.0
  • ARV discount +7.5/15.0
  • Schools +4.5/10.0
  • Livability +3.7/5.0
  • DSCR +3.4/10.0
  • Rent growth +2.8/5.0
  • 1% rule +2.7/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$292,500

1650 Cedar Hill Dr · Grovetown, GA 30813
4 bd · 2.0 ba · 2,010 sqft · Other public records
Built 2014 0.27 ac lot $9/mo HOA

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Adorable, fully-landscaped 4 Bed, 2.5 Bath Ranch-style home is ready for you to call home. Brand new LVT floors throughout main living area and halls. Vinyl floors in Kitchen and Baths. Seller offering $1500 flooring allowance for Buyer to choose new flooring in Bed Rms. Open floor plan offers ample space for entertaining. Granite counters & glass tile backsplash in kitchen overlooking Lg Great Rm with Cozy Fireplace & tons of natural light. Expansive Eat-in Kitchen allows Formal Dining Rm w/ fireplace to be used as additional flex space if desired. Retreat to the Lg Owner Bed Rm. Ensuite Bath w/ Dual Vanity, Separate Garden Tub w/ gorgeous tile detail, Walk-in Shower, Private Water Closet & Walk-in Closet. Extend entertainment to the Lg Privacy-fenced Back Yard w/ Play Set. Enjoy resting on patio under the pergola w/ Clamantis Plants vining for added cover. 3 blueberry bushes growing at right-side fence. Lovely Mandavilla Flowers & Wild blackberries grow just behind the rear fence.

Key facts

  • 0.27 acre lot
  • Garage
  • Built 2014

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath other listed at $292k.

Deal economics

  • At list price, monthly cash flow is $-85 ($-1k/yr) — negative.
  • To cash-flow at today's rent, offer at most $277k (5.1% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $226k (22.6% below list).
  • Recommended offer: $226k (22.6% below list) — sets the bar for 1% rule.
  • Cap rate 5.9% vs local median 4.6% in Grovetown — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads 73/100 on livability (#57 in GA) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F.
  • Columbia County (suburban): math 49% / reading 52% proficiency, ranked #13 of 174 in GA (top 8%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Euchee Creek Elementary School (math 53% / reading 42%, grade D, #298 of 1,228 statewide, top 24%, 657 students, 36% FRL); Grovetown Middle School (math 25% / reading 38%, grade F, #234 of 470 statewide, top 50%, 1,080 students, 49% FRL); Grovetown High School (math 15% / reading 25%, grade F, #232 of 424 statewide, top 56%, 2,236 students, 34% FRL).
  • Zoned-school proficiency averages 33% at this address vs 50% district-wide (-18 pts) — the specific schools serving this property underperform the Columbia County average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents rising (+1.1%/yr); 724 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,213 units permitted in Columbia County in 2024 (0 in 5+ unit buildings).
  • This rent runs 31% of the median local income ($87k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
  • Columbia County population projected at +62% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 0 days on market — expect competitive offers; lowballing is unlikely to land.
  • 6 sale attempts since 13y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 60% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $226,441 (22.6% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.77%
Cap rate
5.94%
Cash-on-cash
-1.24%
DSCR
0.94
GRM
10.8

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 1.15% rent growth · sell at horizon

5-year hold
IRR
-20.3%
Equity multiple
0.30×
Total profit
$-57,003
Equity at exit
$43,613
10-year hold
IRR
-17.7%
Equity multiple
0.11×
Total profit
$-73,198
Equity at exit
$25,290

Cash invested: $81,900 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30813

Home prices YoY
-29.2%
Rents YoY
1.1%
Active inventory
724
Price-to-rent
10.8×

Monthly cashflow live

Estimated rent
$2,264 high interval (Pro) →
Mortgage (P&I)
$1,534
Tax from tax record
$209 /mo · $2,509/yr
Insurance
$122
HOA
$9
Vacancy / Maint / Mgmt
$476
Net cashflow
$-85

Break-even live

Break-even rent $2,372
Max offer price $277,493
Occupancy floor 99%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$73,125
Closing costs
$8,775
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1101 Clareton Dr Grovetown, GA 3.0 3.0 1601 $1,895 $1.18 23d 1 0.32mi
1161 Fawn Forest Rd Grovetown, GA 4.0 2.0 1865 $2,700 $1.45 43d 1 0.38mi
945 Cannock St Grovetown, GA 4.0 2.0 1786 $2,000 $1.12 23d 1 0.71mi
532 Myrtle Crst Grovetown, GA 5.0 3.5 2833 $2,395 $0.85 23d 1 0.73mi
2612 Waites Dr Grovetown, GA 5.0 3.0 2754 $2,295 $0.83 43d 1 0.75mi
1253 Birch Cir Grovetown, GA 4.0 2.0 1776 $2,100 $1.18 43d 1 0.76mi
1203 Sambar Cir Grovetown, GA 5.0 3.5 2846 $2,750 $0.97 13d 1 0.77mi
488 Brantley Cove Cir Grovetown, GA 3.0 2.5 2161 $2,100 $0.97 43d 1 0.78mi
484 Brantley Cove Cir Grovetown, GA 4.0 2.5 2128 $2,200 $1.03 43d 1 0.80mi
484 Brantley Cove Cir Grovetown, GA 4.0 2.5 2128 $2,200 $1.03 23d 1 0.80mi
918 Williford Run Dr Grovetown, GA 4.0 2.5 2190 $2,195 $1.00 13d 1 0.85mi
456 Brantley Cove Cir Grovetown, GA 3.0 2.5 1652 $1,995 $1.21 43d 1 0.85mi
1240 Sambar Cir Grovetown, GA 5.0 3.0 2648 $2,300 $0.87 43d 1 0.91mi
835 Williford Run Dr Grovetown, GA 5.0 3.0 2889 $2,495 $0.86 13d 1 0.94mi
2467 Newbury Ave Grovetown, GA 4.0 3.0 2236 $2,300 $1.03 13d 1 0.95mi
4023 Rosedale Pl Grovetown, GA 3.0 2.0 1402 $1,935 $1.38 13d 1 1.01mi
3615 Penrith Dr Grovetown, GA 4.0 2.0 1842 $2,125 $1.15 43d 1 1.03mi
4041 Rosedale Pl #1 Grovetown, GA 3.0 2.0 1516 $1,800 $1.19 43d 1 1.04mi
4041 Rosedale Pl #1 Grovetown, GA 3.0 2.0 1516 $1,800 $1.19 23d 1 1.04mi
1721 Dunmore Ave Grovetown, GA 4.0 3.0 2112 $2,200 $1.04 13d 1 1.04mi
2057 Lake Forest Dr Grovetown, GA 4.0 2.0 1737 $1,825 $1.05 13d 1 1.04mi
206 Corley Cir Grovetown, GA 4.0 2.0 1654 $1,850 $1.12 23d 1 1.13mi
206 Corley Cir Grovetown, GA 4.0 2.0 1654 $1,850 $1.12 43d 1 1.13mi
3402 Grove Landing Cir Grovetown, GA 5.0 3.0 2854 $2,561 $0.90 23d 1 1.14mi
479 Sebastian Dr Grovetown, GA 4.0 2.5 2517 $2,200 $0.87 43d 1 1.19mi
3375 Grove Landing Cir Grovetown, GA 4.0 3.0 2500 $2,200 $0.88 43d 1 1.22mi
1063 Linsmore Ave Grovetown, GA 3.0 2.5 1656 $1,975 $1.19 23d 1 1.24mi
5112 Heathbrook Dr Grovetown, GA 3.0 2.5 1844 $2,000 $1.08 23d 1 1.24mi
1055 Linsmore Ave Grovetown, GA 3.0 2.5 1540 $1,875 $1.22 13d 1 1.24mi
495 Lory Ln Grovetown, GA 4.0 2.5 2690 $2,200 $0.82 43d 1 1.24mi
5105 Heathbrook Dr Grovetown, GA 4.0 2.5 2095 $2,200 $1.05 23d 1 1.26mi
5105 Heathbrook Dr Grovetown, GA 4.0 2.5 2095 $2,200 $1.05 43d 1 1.26mi
5107 Heathbrook Dr Grovetown, GA 3.0 2.0 1570 $1,900 $1.21 21d 1 1.26mi
1007 Linsmore Ave Grovetown, GA 3.0 2.5 1574 $2,100 $1.33 43d 1 1.26mi
3333 Grove Landing Cir Grovetown, GA 5.0 3.0 2696 $2,220 $0.82 23d 1 1.27mi
1066 Linsmore Ave Grovetown, GA 3.0 2.5 1574 $1,720 $1.09 13d 1 1.27mi
1058 Linsmore Ave Grovetown, GA 3.0 2.5 1540 $1,875 $1.22 23d 1 1.27mi
1042 Linsmore Ave Grovetown, GA 3.0 2.5 1550 $1,900 $1.23 23d 1 1.28mi
1042 Linsmore Ave Grovetown, GA 3.0 3.0 1550 $1,900 $1.23 21d 1 1.28mi
2109 Kinsale Ave Grovetown, GA 3.0 2.0 1956 $1,995 $1.02 21d 1 1.28mi

HOA detail

Monthly dues
$9 · $108/yr
Likely covers
water

Listing history 16 events

  1. 2026-04-24
    status Pending
  2. 2026-04-24
    historical
  3. 2026-04-24
    historical
  4. 2026-04-17
    price $292,500
  5. 2026-03-11
    listed $300,000 Active
  6. 2026-03-11
    listed $292,500
  7. 2021-09-28
    soldstatus $260,000
  8. 2021-09-17
    soldstatus $260,000 1022-char remark
    Show marketing remark (1022 chars)

    Adorable, fully-landscaped 4 Bed, 2.5 Bath Ranch-style home is ready for you to call home. Brand new LVT floors throughout main living area and halls. Vinyl floors in Kitchen and Baths. Seller offering $1500 flooring allowance for Buyer to choose new flooring in Bed Rms. Open floor plan offers ample space for entertaining. Granite counters & glass tile backsplash in kitchen overlooking Lg Great Rm with Cozy Fireplace & tons of natural light. Expansive Eat-in Kitchen allows Formal Dining Rm w/ fireplace to be used as additional flex space if desired. Retreat to the Lg Owner Bed Rm. Ensuite Bath w/ Dual Vanity, Separate Garden Tub w/ gorgeous tile detail, Walk-in Shower, Private Water Closet & Walk-in Closet. Extend entertainment to the Lg Privacy-fenced Back Yard w/ Play Set. Enjoy resting on patio under the pergola w/ Clamantis Plants vining for added cover. 3 blueberry bushes growing at right-side fence. Lovely Mandavilla Flowers & Wild blackberries grow just behind the rear fence.

  9. 2021-09-17
    soldstatus $260,000
    Show marketing remark (1022 chars)

    Adorable, fully-landscaped 4 Bed, 2.5 Bath Ranch-style home is ready for you to call home. Brand new LVT floors throughout main living area and halls. Vinyl floors in Kitchen and Baths. Seller offering $1500 flooring allowance for Buyer to choose new flooring in Bed Rms. Open floor plan offers ample space for entertaining. Granite counters & glass tile backsplash in kitchen overlooking Lg Great Rm with Cozy Fireplace & tons of natural light. Expansive Eat-in Kitchen allows Formal Dining Rm w/ fireplace to be used as additional flex space if desired. Retreat to the Lg Owner Bed Rm. Ensuite Bath w/ Dual Vanity, Separate Garden Tub w/ gorgeous tile detail, Walk-in Shower, Private Water Closet & Walk-in Closet. Extend entertainment to the Lg Privacy-fenced Back Yard w/ Play Set. Enjoy resting on patio under the pergola w/ Clamantis Plants vining for added cover. 3 blueberry bushes growing at right-side fence. Lovely Mandavilla Flowers & Wild blackberries grow just behind the rear fence.

  10. 2021-08-12
    listed $265,000 1022-char remark
    Show marketing remark (1022 chars)

    Adorable, fully-landscaped 4 Bed, 2.5 Bath Ranch-style home is ready for you to call home. Brand new LVT floors throughout main living area and halls. Vinyl floors in Kitchen and Baths. Seller offering $1500 flooring allowance for Buyer to choose new flooring in Bed Rms. Open floor plan offers ample space for entertaining. Granite counters & glass tile backsplash in kitchen overlooking Lg Great Rm with Cozy Fireplace & tons of natural light. Expansive Eat-in Kitchen allows Formal Dining Rm w/ fireplace to be used as additional flex space if desired. Retreat to the Lg Owner Bed Rm. Ensuite Bath w/ Dual Vanity, Separate Garden Tub w/ gorgeous tile detail, Walk-in Shower, Private Water Closet & Walk-in Closet. Extend entertainment to the Lg Privacy-fenced Back Yard w/ Play Set. Enjoy resting on patio under the pergola w/ Clamantis Plants vining for added cover. 3 blueberry bushes growing at right-side fence. Lovely Mandavilla Flowers & Wild blackberries grow just behind the rear fence.

  11. 2021-08-12
    listed $265,000
    Show marketing remark (1022 chars)

    Adorable, fully-landscaped 4 Bed, 2.5 Bath Ranch-style home is ready for you to call home. Brand new LVT floors throughout main living area and halls. Vinyl floors in Kitchen and Baths. Seller offering $1500 flooring allowance for Buyer to choose new flooring in Bed Rms. Open floor plan offers ample space for entertaining. Granite counters & glass tile backsplash in kitchen overlooking Lg Great Rm with Cozy Fireplace & tons of natural light. Expansive Eat-in Kitchen allows Formal Dining Rm w/ fireplace to be used as additional flex space if desired. Retreat to the Lg Owner Bed Rm. Ensuite Bath w/ Dual Vanity, Separate Garden Tub w/ gorgeous tile detail, Walk-in Shower, Private Water Closet & Walk-in Closet. Extend entertainment to the Lg Privacy-fenced Back Yard w/ Play Set. Enjoy resting on patio under the pergola w/ Clamantis Plants vining for added cover. 3 blueberry bushes growing at right-side fence. Lovely Mandavilla Flowers & Wild blackberries grow just behind the rear fence.

  12. 2014-05-28
    soldstatus $174,900
  13. 2014-05-28
    soldstatus $174,900
  14. 2013-11-14
    soldstatus $30,900
  15. 2013-11-13
    listed $174,900
  16. 2013-11-13
    listed $174,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$2,509 · $209/mo
Projected year-2 tax
$2,691 · $224/mo
Expected delta
+$182/yr (+$15/mo · 7.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥105°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 60% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$27,173
− Mortgage interest
−$16,385
− Property taxes
−$2,509
− Insurance
−$1,462
− Repairs & maintenance
−$2,174
− Management
−$2,174
− HOA
−$108
− Depreciation
−$8,509
Taxable loss
−$6,148
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,475
After-tax cash flow
$456/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Columbia County
NCES district ID
1301410
Math proficiency
49% ▼ -6.00%
Reading proficiency
52% ▼ -4.00%
Median HH income
$69,358
Composite
45.04/100
National rank
#2695
State rank
#13 of 174 in GA

Livability — Grovetown

Score
73/100
State rank
#57
US rank
#5433

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment B- Housing A+ Health & safety B+ User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Columbia County · 154,184 people
City population
52,466
Metro
Augusta-Richmond County, GA-SC
Population (ZIP)
52,466
Household income
$86,923
Rent vs Own
27.2% rent · 72.8% own
Severe rent burden
960.0

Population outlook (Columbia County) Hauer SSP2

Today (2025)
189,073 people
By 2030
212,277 · +12.3%
By 2040
259,480 · +37.2%
By 2050
306,991 · +62.4%
By 2075
421,213 · +122.8%
By 2100
496,722 · +162.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.65)
Race & ethnicity
White 51% Black 29% Hispanic / Latino 11% Two or more races 10% Asian 2%
Hispanic origin (detail)
Mexican 5% Puerto Rican 3%
Common ancestry
Italian 2% Serbian 1% Lithuanian 1%
Foreign-born
6% · Canada, Vietnam
Languages at home
88% English-only · Spanish 7% German/W. Germanic 2% Other Indo-European 1%

Political lean MEDSL · Columbia

2024 margin
Strong R (+25.6) · D 36.8% · R 62.5%
2008→2024 swing
+17.0pp toward D · 2008: -42.7pp · 2024: -25.6pp
All cycles
2024: R+25.6 2020: R+25.8 2016: R+37.7 2012: R+43.0 2008: R+42.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -96.24%
Current HPI
233.821
Rent YoY
▲ 1.15%
Metro
Augusta-Richmond County, GA-SC
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+67.2% since first listed
16 events — show timeline
  • 2026-04-24 Pending Hive MLS
  • 2026-04-24 Listing Removed Hive MLS
  • 2026-04-24 Listing Removed Hive MLS
  • 2026-04-17 Price Changed $292,500 Hive MLS
  • 2026-03-11 Listed $292,500 Hive MLS
  • 2026-03-11 Listed $300,000 Hive MLS
  • 2021-09-28 Sold (Public Records) $260,000 Public Records
  • 2021-09-17 Sold (MLS) $260,000 Hive MLS
  • 2021-09-17 Sold (MLS) $260,000 Hive MLS
  • 2021-08-12 Listed $265,000 Hive MLS
  • 2021-08-12 Listed $265,000 Hive MLS
  • 2014-05-28 Sold (MLS) $174,900 Hive MLS
  • 2014-05-28 Sold (MLS) $174,900 Hive MLS
  • 2013-11-14 Sold (Public Records) $30,900 Public Records
  • 2013-11-13 Listed $174,900 Hive MLS
  • 2013-11-13 Listed $174,900 Hive MLS

Property tax history

+3.0%/yr

Latest (2025): $2,509 · -6.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…