1815 Sandy Trail Ln · Rosenberg, TX
Flood risk No data
- FEMA flood zone
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- Chance of flooding over 30 yrs
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- Est. flood insurance / yr
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Fire risk No data
- Est. fire insurance / yr
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Heat risk No data
- Hot days now (above threshold)
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- Hot days in 30 yrs
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Wind risk No data
- Chance of severe wind over 30 yrs
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Air-quality risk No data
- Unhealthy air days now
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- Unhealthy air days in 30 yrs
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Risk factors via First Street. Map © Google.
Why this score? — see what drove the F grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +10.0/15.0
- Cash flow +6.1/30.0
- Schools +5.5/10.0
- Condition / age +4.0/5.0
- Livability +3.1/5.0
- 1% rule +3.0/10.0
- Rent growth +2.0/5.0
- DSCR +0.4/10.0
- Appreciation +0.0/10.0
$334,950
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Welcome to 1815 Sandy Trail Ln, a spacious 4-bedroom, 3-bath home situated on a generous lot in the desirable Sunset Crossing community. This two-story property offers approximately 2,769 square feet with multiple living areas, a formal dining area, spacious kitchen, and a comfortable primary suite featuring a private bath and walk-in closet. The home offers plenty of space both inside and out, with a large backyard providing room for outdoor entertaining, gardening, or creating your own private retreat. Additional features include an attached garage, mature landscaping, and ample storage.
Key facts
- Private bath
- Large backyard
- Spacious kitchen
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/3.0-bath single-family listed at $335k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $-629 ($-8k/yr) — negative.
- To cash-flow at today's rent, offer at most $224k (33.2% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $269k (19.6% below list).
- Recommended offer: $224k (33.2% below list) — sets the bar for cash-flow.
Location & tenants
- Location reads 62/100 on livability (#922 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime B; Watch: amenities F, commute F, health & safety F.
- Lamar CISD (suburban): math 50% / reading 53% proficiency, ranked #116 of 826 in TX (top 14%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Cora Thomas El (math 47% / reading 47%, grade D-, #1,006 of 4,322 statewide, top 25%, 601 students, 58% FRL); Reading J H (math 61% / reading 63%, grade B+, #134 of 1,662 statewide, top 8%, 1,588 students, 28% FRL); George Ranch H S (math 52% / reading 76%, grade B-, #224 of 1,632 statewide, top 14%, 2,511 students, 27% FRL).
- Market conditions: Rents soft (-1.8%/yr); 1951 active listings in the ZIP; 9 comparable units currently listed for rent nearby; rentals lingering (median 47d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 67% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 12,093 units permitted in Fort Bend County in 2024 (815 in 5+ unit buildings).
- This rent runs 32% of the median local income ($102k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
- Fort Bend County population projected at +75% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- Only 9 days on market — expect competitive offers; lowballing is unlikely to land.
- 7 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: property tax is 3.1% of price.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.80% ✗
- Cap rate
- 4.04%
- Cash-on-cash
- -8.05%
- DSCR
- 0.64
- GRM
- 10.4
CMA / ARV
- ARV (median comp)
- $354,379
- List price
- $334,950
- Delta
- -5.48%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 2615 Tranquil Cedar Dr | 0.24mi | 4/3.5 | 2,803 (+1%) | 3mo | $424,290 | $151 | 82 |
| 2619 Tranquil Cedar Dr | 0.24mi | 4/3.5 | 2,792 (+1%) | 4mo | $461,990 | $165 | 82 |
| 2611 Tranquil Cedar Dr | 0.24mi | 4/3.0 | 2,614 (-6%) | 3mo | $404,940 | $155 | 77 |
| 2623 Tranquil Cedar Dr | 0.24mi | 4/3.5 | 3,053 (+10%) | 4mo | $414,990 | $136 | 66 |
| 1018 Larkfield Dr | 0.69mi | 4/2.5 | 2,794 (+1%) | 6mo | $340,000 | $122 | 60 |
| 2514 Shoal Valley Ln | 0.70mi | 4/3.5 | 2,668 (-4%) | 1mo | $355,000 | $133 | 58 |
| 2239 Ginger Trail Ln | 0.70mi | 4/2.5 | 2,731 (-1%) | 8mo | $399,000 | $146 | 56 |
| 7526 Dry Stone Ln | 0.63mi | 4/3.5 | 3,041 (+10%) | 2mo | $529,900 | $174 | 50 |
| 2215 Keystone Ridge Ln | 0.74mi | 4/3.5 | 2,546 (-8%) | 0mo | $380,000 | $149 | 50 |
| 7606 Dry Stone Ln | 0.66mi | 4/3.0 | 2,446 (-12%) | 2mo | $372,990 | $152 | 48 |
| 7319 Creekside Terrace Ln | 0.54mi | 4/3.0 | 2,393 (-14%) | 5mo | $359,900 | $150 | 48 |
| 6707 Ashland Terrace Ln | 0.49mi | 5/3.5 (+1) | 2,392 (-14%) | 3mo | $329,000 | $138 | 45 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -34.6%
- Equity multiple
- -0.09×
- Total profit
- $-101,927
- Equity at exit
- $49,942
- IRR
- -73.6%
- Equity multiple
- -0.81×
- Total profit
- $-169,594
- Equity at exit
- $28,960
Cash invested: $93,786 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 118 active · 31 under contract
- Months of supply
- 28.3 mo (4%/mo absorbed)
- Median asking
- $574,900 ($201/sqft)
- Median days on market
- 99 d
- This list price
- 8% of active listings are priced below it
- ARV vs active asking
- -36.2% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 77469
- Home prices YoY
- -25.1%
- Rents YoY
- -1.8%
- Active inventory
- 1951
- Price-to-rent
- 10.4×
Monthly cashflow live
- Estimated rent
- $2,694 high interval (Pro) →
- Mortgage (P&I)
- −$1,757
- Tax from tax record
- −$862 /mo · $10,338/yr
- Insurance
- −$140
- HOA
- −$0
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$566
- Net cashflow
- $-629
Break-even live
Sensitivity live
| Price | -10% $-439 | -5% $-534 | +0% $-629 | +5% $-724 | +10% $-819 |
|---|---|---|---|---|---|
| Rent | -10% $-842 | -5% $-736 | +0% $-629 | +5% $-523 | +10% $-416 |
| Rate | -1.0pp $-460 | -0.5pp $-544 | base $-629 | +0.5pp $-716 | +1.0pp $-804 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $83,738
- Closing costs
- $10,048
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 9 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 6730 Trinity Trail Ln Rosenberg, TX | 4.0 | 2.5 | 2408 | $2,361 | $0.98 | 11d | 1 | 0.56mi |
| 1123 Cloud Croft Ln Richmond, TX | 4.0 | 2.5 | 2513 | $2,195 | $0.87 | 64d | 1 | 0.65mi |
| 8723 Jonqil Dr Rosenberg, TX | 3.0 | 2.0 | 2373 | $2,156 | $0.91 | 18d | 1 | 0.79mi |
| 2302 Grande Laurel Ct Richmond, TX | 4.0 | 3.5 | 2832 | $2,975 | $1.05 | 94d | 1 | 0.88mi |
| 2302 Grande Laurel Ct Richmond, TX | 4.0 | 3.5 | 2832 | $2,975 | $1.05 | 114d | 1 | 0.88mi |
| 2811 Long Grove Ln Richmond, TX | 5.0 | 2.5 | 2636 | $2,001 | $0.76 | 47d | 1 | 1.07mi |
| 8807 Rocky Knoll Ln Rosenberg, TX | 4.0 | 2.5 | 2597 | $2,166 | $0.83 | 11d | 1 | 1.16mi |
| 5835 Euclid Loop Rosenberg, TX | 4.0 | 4.0 | 2721 | $3,000 | $1.10 | 37d | 1 | 1.35mi |
| 615 Arbor Green Ln Rosenberg, TX | 4.0 | 3.0 | 2564 | $3,800 | $1.48 | 139d | 1 | 1.44mi |
Property features AI
Finance
- HOA & community
- Member of Sunset Crossing Association
Exterior
- Parking
- Attached 2-car garage
- Utilities
- Public sewer
- Home design
- Residential propertyBuilt in 2022Slab foundation
- Construction
- Brick and stucco construction
- Exterior features
- Lot with landscaping and other lot featuresComposition roof
Interior
- Kitchen
- Kitchen (main level)
- Bedrooms
- Primary bedroom (first floor) — 20x18Bedroom (first floor) — 10x14Bedroom (second floor) — 11x13Bedroom (second floor) — 11x12
- Bathrooms
- 3 full bathrooms
- Heating & cooling
- Central electric heatingCentral electric cooling (central air)
- Interior features
- 8 total roomsLiving roomFamily roomKitchen
Listing history 25 events
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2026-09-24days on market $334,950 Active 9 DOM
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2026-09-23days on market $334,950 Active 8 DOM
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2026-09-22days on market $334,950 Active 7 DOM
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2026-09-21days on market $334,950 Active 6 DOM
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2026-09-20days on market $334,950 Active 5 DOM
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2026-09-19days on market $334,950 Active 4 DOM
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2026-09-18days on market $334,950 Active 3 DOM
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2026-09-17days on market $334,950 Active 2 DOM
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2026-09-16remarks 699-char remark
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2026-09-16pricedays on market $334,950 Active 1 DOM
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2026-06-01days on market $379,990 Active 181 DOM
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2026-05-31days on market $379,990 Active 180 DOM
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2025-12-02historical
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2025-12-02$379,990 Active 1052-char remark
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2025-07-08$399,990 Active
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2024-08-15historical
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2024-07-16price $410,000
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2024-06-19$424,990 Active
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2024-06-19historical
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2024-06-04historical $2,750
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2024-05-03$2,750
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2024-05-02$424,990 Active
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2024-05-02historical
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2024-04-30price $424,990
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2024-02-15$440,000 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $10,338 · $862/mo
- Projected year-2 tax
- $10,338 · $862/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $32,331
- − Mortgage interest
- −$18,762
- − Property taxes
- −$10,338
- − Insurance
- −$1,675
- − Repairs & maintenance
- −$2,587
- − Management
- −$2,587
- − Depreciation
- −$9,744
- Taxable loss
- −$13,361
- Est. tax savings @ 24.0%
- +$3,207
- After-tax cash flow
- $-4,343/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This well-maintained home with a modern design and no visible repairs or maintenance needs presents as move-in ready.
Value-add opportunities
- Both Paint interior walls — Fresh paint can enhance curb appeal and interior aesthetics ↑
- Both Replace flooring in bedrooms — Updated flooring can improve the look and feel of the home ↑
- Both Install smart home devices — Smart home devices can increase home value and appeal to tech-savvy buyers ↑
Zoned Schools
Schools (NCES district)
- District
- Lamar CISD
- NCES district ID
- 4826580
- Math proficiency
- 50% ▼ -12.00%
- Reading proficiency
- 53% ▼ -4.00%
- Median HH income
- $75,213
- Composite
- 46.43/100
- National rank
- #2452
- State rank
- #116 of 826 in TX
Livability — Rosenberg
- Score
- 62/100
- State rank
- #922
- US rank
- #16414
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Fort Bend County · 1,004,526 people
- City population
- 115,151
- Metro
- Houston-The Woodlands-Sugar Land, TX
- Population (ZIP)
- 69,826
- Household income
- $102,125
- Rent vs Own
- Severe rent burden
- 9% of renters
Population outlook (Fort Bend County) Hauer SSP2
- Today (2025)
- 1,004,526 people
- By 2030
- 1,153,104 · +14.8%
- By 2040
- 1,453,718 · +44.7%
- By 2050
- 1,753,781 · +74.6%
- By 2075
- 2,455,772 · +144.5%
- By 2100
- 2,930,528 · +191.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Highly diverse neighborhood (Simpson 0.76)
- Race & ethnicity
- Hispanic / Latino 29% White 27% Black 25% Two or more races 15% Asian 15%
- Hispanic origin (detail)
- Mexican 21%
- Common ancestry
- Romanian 1% Lithuanian 1%
- Foreign-born
- 24% · Canada, Vietnam, China
- Languages at home
- 65% English-only · Spanish 17% Other Indo-European 7% Other Asian/Pacific 2%
Political lean MEDSL · Fort Bend
- 2024 margin
- Toss-up / Even · D 49.5% · R 47.9% · Other 2.6%
- 2008→2024 swing
- +4.0pp toward D · 2008: -2.4pp · 2024: 1.6pp
- All cycles
- 2024: D+1.6 2020: D+10.6 2016: D+6.6 2012: R+6.8 2008: R+2.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -78.66%
- Current HPI
- 234.9892
- Rent YoY
- ▼ -1.81%
- Metro
- Houston-The Woodlands-Sugar Land, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
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| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
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| Energy Services | 3 | $60B |
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| Utilities | 3 | $41B |
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| Healthcare | 2 | $330B |
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Price history
-23.9% since first listed15 events — show timeline
- 2026-09-15 Listed $334,950 HARMLS
- 2026-06-01 Listing Removed — HARMLS
- 2025-12-02 Listing Removed — HARMLS
- 2025-12-02 Listed $379,990 HARMLS
- 2025-07-08 Listed $399,990 HARMLS
- 2024-08-15 Listing Removed — HARMLS
- 2024-07-16 Price Changed $410,000 HARMLS
- 2024-06-19 Listing Removed — HARMLS
- 2024-06-19 Listed $424,990 HARMLS
- 2024-06-04 Rental Removed $2,750 HARMLS
- 2024-05-03 Listed for Rent $2,750 HARMLS
- 2024-05-02 Listing Removed — HARMLS
- 2024-05-02 Listed $424,990 HARMLS
- 2024-04-30 Price Changed $424,990 HARMLS
- 2024-02-15 Listed $440,000 HARMLS
Property tax history
+91.1%/yrLatest (2026): $10,338 · -0.6% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…