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1815 Sandy Trail Ln
F Composite 34.1
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +10.0/15.0
  • Cash flow +6.1/30.0
  • Schools +5.5/10.0
  • Condition / age +4.0/5.0
  • Livability +3.1/5.0
  • 1% rule +3.0/10.0
  • Rent growth +2.0/5.0
  • DSCR +0.4/10.0
  • Appreciation +0.0/10.0

$334,950

1815 Sandy Trail Ln · Rosenberg, TX 77469
4 bd · 3.0 ba · 2,769 sqft · SingleFamily public records · 9 Days on market
Built 2022 Good condition 7,758 sqft lot 2-car garage $121/sqft · 5% below area Est $354k · 5% under ↓ 24% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome to 1815 Sandy Trail Ln, a spacious 4-bedroom, 3-bath home situated on a generous lot in the desirable Sunset Crossing community. This two-story property offers approximately 2,769 square feet with multiple living areas, a formal dining area, spacious kitchen, and a comfortable primary suite featuring a private bath and walk-in closet. The home offers plenty of space both inside and out, with a large backyard providing room for outdoor entertaining, gardening, or creating your own private retreat. Additional features include an attached garage, mature landscaping, and ample storage.

Key facts

  • Private bath
  • Large backyard
  • Spacious kitchen

Tags

LARGE BACKYARDMATURE LANDSCAPINGMULTIPLE LIVING AREASFORMAL DINING AREASPACIOUS KITCHENPRIVATE BATH

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/3.0-bath single-family listed at $335k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-629 ($-8k/yr) — negative.
  • To cash-flow at today's rent, offer at most $224k (33.2% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $269k (19.6% below list).
  • Recommended offer: $224k (33.2% below list) — sets the bar for cash-flow.

Location & tenants

  • Location reads 62/100 on livability (#922 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime B; Watch: amenities F, commute F, health & safety F.
  • Lamar CISD (suburban): math 50% / reading 53% proficiency, ranked #116 of 826 in TX (top 14%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Cora Thomas El (math 47% / reading 47%, grade D-, #1,006 of 4,322 statewide, top 25%, 601 students, 58% FRL); Reading J H (math 61% / reading 63%, grade B+, #134 of 1,662 statewide, top 8%, 1,588 students, 28% FRL); George Ranch H S (math 52% / reading 76%, grade B-, #224 of 1,632 statewide, top 14%, 2,511 students, 27% FRL).
  • Market conditions: Rents soft (-1.8%/yr); 1951 active listings in the ZIP; 9 comparable units currently listed for rent nearby; rentals lingering (median 47d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 67% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 12,093 units permitted in Fort Bend County in 2024 (815 in 5+ unit buildings).
  • This rent runs 32% of the median local income ($102k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
  • Fort Bend County population projected at +75% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 9 days on market — expect competitive offers; lowballing is unlikely to land.
  • 7 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: property tax is 3.1% of price.
Recommended offer $223,816 (33.2% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.80%
Cap rate
4.04%
Cash-on-cash
-8.05%
DSCR
0.64
GRM
10.4

CMA / ARV

ARV (median comp)
$354,379
List price
$334,950
Delta
-5.48%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2615 Tranquil Cedar Dr 0.24mi 4/3.5 2,803 (+1%) 3mo $424,290 $151 82
2619 Tranquil Cedar Dr 0.24mi 4/3.5 2,792 (+1%) 4mo $461,990 $165 82
2611 Tranquil Cedar Dr 0.24mi 4/3.0 2,614 (-6%) 3mo $404,940 $155 77
2623 Tranquil Cedar Dr 0.24mi 4/3.5 3,053 (+10%) 4mo $414,990 $136 66
1018 Larkfield Dr 0.69mi 4/2.5 2,794 (+1%) 6mo $340,000 $122 60
2514 Shoal Valley Ln 0.70mi 4/3.5 2,668 (-4%) 1mo $355,000 $133 58
2239 Ginger Trail Ln 0.70mi 4/2.5 2,731 (-1%) 8mo $399,000 $146 56
7526 Dry Stone Ln 0.63mi 4/3.5 3,041 (+10%) 2mo $529,900 $174 50
2215 Keystone Ridge Ln 0.74mi 4/3.5 2,546 (-8%) 0mo $380,000 $149 50
7606 Dry Stone Ln 0.66mi 4/3.0 2,446 (-12%) 2mo $372,990 $152 48
7319 Creekside Terrace Ln 0.54mi 4/3.0 2,393 (-14%) 5mo $359,900 $150 48
6707 Ashland Terrace Ln 0.49mi 5/3.5 (+1) 2,392 (-14%) 3mo $329,000 $138 45

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-34.6%
Equity multiple
-0.09×
Total profit
$-101,927
Equity at exit
$49,942
10-year hold
IRR
-73.6%
Equity multiple
-0.81×
Total profit
$-169,594
Equity at exit
$28,960

Cash invested: $93,786 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.
Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
118 active · 31 under contract
Months of supply
28.3 mo (4%/mo absorbed)
Median asking
$574,900 ($201/sqft)
Median days on market
99 d
This list price
8% of active listings are priced below it
ARV vs active asking
-36.2% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 77469

Home prices YoY
-25.1%
Rents YoY
-1.8%
Active inventory
1951
Price-to-rent
10.4×

Monthly cashflow live

Estimated rent
$2,694 high interval (Pro) →
Mortgage (P&I)
$1,757
Tax from tax record
$862 /mo · $10,338/yr
Insurance
$140
HOA
$0
Vacancy / Maint / Mgmt
$566
Net cashflow
$-629

Break-even live

Break-even rent $3,491
Max offer price $223,816
Occupancy floor

Sensitivity live

Price -10% $-439 -5% $-534 +0% $-629 +5% $-724 +10% $-819
Rent -10% $-842 -5% $-736 +0% $-629 +5% $-523 +10% $-416
Rate -1.0pp $-460 -0.5pp $-544 base $-629 +0.5pp $-716 +1.0pp $-804

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$83,738
Closing costs
$10,048
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 9 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
6730 Trinity Trail Ln Rosenberg, TX 4.0 2.5 2408 $2,361 $0.98 11d 1 0.56mi
1123 Cloud Croft Ln Richmond, TX 4.0 2.5 2513 $2,195 $0.87 64d 1 0.65mi
8723 Jonqil Dr Rosenberg, TX 3.0 2.0 2373 $2,156 $0.91 18d 1 0.79mi
2302 Grande Laurel Ct Richmond, TX 4.0 3.5 2832 $2,975 $1.05 94d 1 0.88mi
2302 Grande Laurel Ct Richmond, TX 4.0 3.5 2832 $2,975 $1.05 114d 1 0.88mi
2811 Long Grove Ln Richmond, TX 5.0 2.5 2636 $2,001 $0.76 47d 1 1.07mi
8807 Rocky Knoll Ln Rosenberg, TX 4.0 2.5 2597 $2,166 $0.83 11d 1 1.16mi
5835 Euclid Loop Rosenberg, TX 4.0 4.0 2721 $3,000 $1.10 37d 1 1.35mi
615 Arbor Green Ln Rosenberg, TX 4.0 3.0 2564 $3,800 $1.48 139d 1 1.44mi

Property features AI

Finance

HOA & community
Member of Sunset Crossing Association

Exterior

Parking
Attached 2-car garage
Utilities
Public sewer
Home design
Residential propertyBuilt in 2022Slab foundation
Construction
Brick and stucco construction
Exterior features
Lot with landscaping and other lot featuresComposition roof

Interior

Kitchen
Kitchen (main level)
Bedrooms
Primary bedroom (first floor) — 20x18Bedroom (first floor) — 10x14Bedroom (second floor) — 11x13Bedroom (second floor) — 11x12
Bathrooms
3 full bathrooms
Heating & cooling
Central electric heatingCentral electric cooling (central air)
Interior features
8 total roomsLiving roomFamily roomKitchen

Listing history 25 events

  1. 2026-09-24
    days on market $334,950 Active 9 DOM
  2. 2026-09-23
    days on market $334,950 Active 8 DOM
  3. 2026-09-22
    days on market $334,950 Active 7 DOM
  4. 2026-09-21
    days on market $334,950 Active 6 DOM
  5. 2026-09-20
    days on market $334,950 Active 5 DOM
  6. 2026-09-19
    days on market $334,950 Active 4 DOM
  7. 2026-09-18
    days on market $334,950 Active 3 DOM
  8. 2026-09-17
    days on market $334,950 Active 2 DOM
  9. 2026-09-16
    remarks 699-char remark
  10. 2026-09-16
    pricedays on marketlisting id $334,950 Active 1 DOM
  11. 2026-06-01
    days on market $379,990 Active 181 DOM
  12. 2026-05-31
    days on market $379,990 Active 180 DOM
  13. 2025-12-02
    historical
  14. 2025-12-02
    listed $379,990 Active 1052-char remark
  15. 2025-07-08
    listed $399,990 Active
  16. 2024-08-15
    historical
  17. 2024-07-16
    price $410,000
  18. 2024-06-19
    listed $424,990 Active
  19. 2024-06-19
    historical
  20. 2024-06-04
    historical $2,750
  21. 2024-05-03
    listed $2,750
  22. 2024-05-02
    listed $424,990 Active
  23. 2024-05-02
    historical
  24. 2024-04-30
    price $424,990
  25. 2024-02-15
    listed $440,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$10,338 · $862/mo
Projected year-2 tax
$10,338 · $862/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$32,331
− Mortgage interest
−$18,762
− Property taxes
−$10,338
− Insurance
−$1,675
− Repairs & maintenance
−$2,587
− Management
−$2,587
− Depreciation
−$9,744
Taxable loss
−$13,361
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$3,207
After-tax cash flow
$-4,343/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 None rehab

This well-maintained home with a modern design and no visible repairs or maintenance needs presents as move-in ready.

Value-add opportunities

  • Both Paint interior walls — Fresh paint can enhance curb appeal and interior aesthetics
  • Both Replace flooring in bedrooms — Updated flooring can improve the look and feel of the home
  • Both Install smart home devices — Smart home devices can increase home value and appeal to tech-savvy buyers
D Composite school gradezoned avg 54/100

Zoned Schools

Elementary Cora Thomas El D- TX #1,006/4,322 Nat'l #14,504/41,679 Middle Reading J H B+ TX #134/1,662 Nat'l #1,545/14,009 High Dr Thomas E Randle H S

Schools (NCES district)

District
Lamar CISD
NCES district ID
4826580
Math proficiency
50% ▼ -12.00%
Reading proficiency
53% ▼ -4.00%
Median HH income
$75,213
Composite
46.43/100
National rank
#2452
State rank
#116 of 826 in TX
C Composite livability gradescore 62/100

Livability — Rosenberg

Score
62/100
State rank
#922
US rank
#16414

Category grades

Amenities F Commute F Cost of living A+ Crime B Employment C Housing A+ Health & safety F User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Fort Bend County · 1,004,526 people
City population
115,151
Metro
Houston-The Woodlands-Sugar Land, TX
Population (ZIP)
69,826
Household income
$102,125
Rent vs Own
20.6% rent · 79.4% own
Severe rent burden
9% of renters

Population outlook (Fort Bend County) Hauer SSP2

Today (2025)
1,004,526 people
By 2030
1,153,104 · +14.8%
By 2040
1,453,718 · +44.7%
By 2050
1,753,781 · +74.6%
By 2075
2,455,772 · +144.5%
By 2100
2,930,528 · +191.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Highly diverse neighborhood (Simpson 0.76)
Race & ethnicity
Hispanic / Latino 29% White 27% Black 25% Two or more races 15% Asian 15%
Hispanic origin (detail)
Mexican 21%
Common ancestry
Romanian 1% Lithuanian 1%
Foreign-born
24% · Canada, Vietnam, China
Languages at home
65% English-only · Spanish 17% Other Indo-European 7% Other Asian/Pacific 2%

Political lean MEDSL · Fort Bend

2024 margin
Toss-up / Even · D 49.5% · R 47.9% · Other 2.6%
2008→2024 swing
+4.0pp toward D · 2008: -2.4pp · 2024: 1.6pp
All cycles
2024: D+1.6 2020: D+10.6 2016: D+6.6 2012: R+6.8 2008: R+2.4

Not yet ingested

Civics

Price history

-23.9% since first listed
15 events — show timeline
  • 2026-09-15 Listed $334,950 HARMLS
  • 2026-06-01 Listing Removed HARMLS
  • 2025-12-02 Listing Removed HARMLS
  • 2025-12-02 Listed $379,990 HARMLS
  • 2025-07-08 Listed $399,990 HARMLS
  • 2024-08-15 Listing Removed HARMLS
  • 2024-07-16 Price Changed $410,000 HARMLS
  • 2024-06-19 Listing Removed HARMLS
  • 2024-06-19 Listed $424,990 HARMLS
  • 2024-06-04 Rental Removed $2,750 HARMLS
  • 2024-05-03 Listed for Rent $2,750 HARMLS
  • 2024-05-02 Listing Removed HARMLS
  • 2024-05-02 Listed $424,990 HARMLS
  • 2024-04-30 Price Changed $424,990 HARMLS
  • 2024-02-15 Listed $440,000 HARMLS

Property tax history

+91.1%/yr

Latest (2026): $10,338 · -0.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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