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3533 Wyandot Ln
C Composite 59.99
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +27.6/30.0
  • DSCR +9.7/10.0
  • 1% rule +6.8/10.0
  • Appreciation +5.9/10.0
  • Livability +4.0/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +0.9/10.0
  • ARV discount +0.0/15.0

$135,000

3533 Wyandot Ln · Youngstown, OH 44502
4 bd · 2.0 ba · 1,287 sqft · SingleFamily public records · 18 Days on market
Built 1958 7,797 sqft lot Est $112k · 21% over

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Turnkey investment opportunity featuring a recently updated 4-bedroom, 1.5-bath home with a long-term tenant already in place, offering immediate rental income from day one. This well-maintained property includes spacious living areas, updated finishes, and a 1-car attached garage for added convenience. A solid addition to any portfolio with strong tenant stability and low- maintenance appeal.

Key facts

  • 7,797 sq ft lot
  • Garage
  • Built 1958

Property features AI

Exterior

  • Parking: Driveway; 1-car garage
  • Utilities: Public water; Public sewer
  • Home design: 2-story home; Updated/remodeled
  • Construction: Metal siding; Asphalt and fiberglass roof; Year built per public records
  • Exterior features: 0.179-acre lot; Lot size per assessor

Interior

  • Kitchen: Range; Refrigerator
  • Bedrooms: 2 main-level bedrooms
  • Bathrooms: 1 full bathroom; 1 half bathroom; 1 main-level bathroom
  • Heating & cooling: Forced air heating; Gas heating
  • Interior features: Updated/remodeled condition; 9 total rooms

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $135k.

Deal economics

  • At list price, monthly cash flow is $405 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $135k).
  • Recommended offer: $133k (1.5% below list) — sets the bar for market timing.
  • Cap rate 9.9% vs local median 7.0% in Youngstown — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 81/100 on livability (#99 in OH, #1,506 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: crime F, employment F.
  • Youngstown City (urban): math 8% / reading 17% proficiency, ranked #649 of 656 in OH (top 99%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 88% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 45 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals leasing fast (median 14d on market — plan ~1-2 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 147 units permitted in Mahoning County in 2024 (0 in 5+ unit buildings).
  • At $1,589/mo this rent would consume 61% of the median local household income ($31k/yr) (locally 566% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • In year one you build about $3k of equity ($933 loan paydown + $2k appreciation (1.8% local appreciation)).
  • Mahoning County population projected at -14% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (1.8% appreciation + 3.0% rent growth), your $38k cash investment doubles in ~5 years — after that, you're playing with house money.
  • By year 10, paydown + projected appreciation supports a ~$33k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 18 days — a 2% lower offer ($133k) is reasonable based on typical stale-listing flexibility.
  • 8 sale attempts since 29y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $35k; list at $135k implies a 287% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1958 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $132,975 (1.5% below list)

Questions for the listing agent

  1. Built in 1958 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.18%
Cap rate
9.89%
Cash-on-cash
12.85%
DSCR
1.57
GRM
7.1

CMA / ARV

ARV (on-the-fly)
$111,969
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
417 9th St 0.45mi 3/1.0 (-1) 1,260 (-2%) 1mo $93,000 $74 65
2743 Mount Vernon Ave 0.51mi 3/1.0 (-1) 1,248 (-3%) 4mo $65,000 $52 58
537 7th St 0.74mi 3/1.0 (-1) 1,280 (-0%) 3mo $153,500 $120 53
1709 S Heights Ave 0.60mi 3/2.0 (-1) 1,216 (-6%) 6mo $66,000 $54 52
1925 Weston Ave 0.65mi 3/1.0 (-1) 1,227 (-5%) 1mo $89,000 $73 52
3515 Lasalle Ave 0.23mi 3/1.0 (-1) 1,144 (-11%) 13mo $81,000 $71 51
437 7th St 0.59mi 3/2.5 (-1) 1,345 (+4%) 9mo $153,000 $114 51
3304 Tangent St 0.55mi 3/1.0 (-1) 1,224 (-5%) 11mo $120,000 $98 48
2020 Medford Ave 0.61mi 3/2.0 (-1) 1,164 (-10%) 8mo $98,000 $84 44
1646 Everett Ave 0.70mi 4/1.0 1,152 (-10%) 3mo $100,000 $87 43
1646 Weston Ave 0.74mi 4/1.0 1,388 (+8%) 8mo $154,000 $111 42
1633 Everett Ave 0.74mi 3/1.0 (-1) 1,202 (-7%) 5mo $125,000 $104 41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

1.78% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
16.6%
Equity multiple
1.89×
Total profit
$33,482
Equity at exit
$51,623
10-year hold
IRR
19.2%
Equity multiple
3.49×
Total profit
$94,215
Equity at exit
$73,111

Cash invested: $37,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
73 Landlord-Friendly
State Ohio
73 Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

ZIP-level market 44502

Home prices YoY
0.7%
Active inventory
45
Price-to-rent
7.1×

Monthly cashflow live

Estimated rent
$1,589 medium interval (Pro) →
Mortgage (P&I)
$708
Tax from tax record
$86 /mo · $1,038/yr
Insurance
$56
HOA
$0
Vacancy / Maint / Mgmt
$334
Net cashflow
$405

Break-even live

Break-even rent $1,077
Max offer price $135,000
Occupancy floor 70%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$33,750
Closing costs
$4,050
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 4 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1914 S Heights Ave Youngstown, OH 3.0 1.0 1115 $1,950 $1.75 44d 1 0.43mi
3446 Ambert Ave Youngstown, OH 4.0 1.0 1100 $1,250 $1.14 13d 1 0.51mi
610 Elm St Struthers, OH 3.0 1.0 1050 $1,500 $1.43 13d 1 0.72mi
4807 Sheridan Rd Youngstown, OH 3.0 1.5 1586 $1,750 $1.10 13d 1 1.05mi

Listing history 14 events

  1. 2026-06-19
    days on market $135,000 Active 18 DOM
  2. 2026-06-18
    days on market $135,000 Active 17 DOM
  3. 2026-06-17
    days on market $135,000 Active 16 DOM
  4. 2026-06-16
    days on market $135,000 Active 15 DOM
  5. 2026-06-15
    days on market $135,000 Active 14 DOM
  6. 2026-06-14
    days on market $135,000 Active 12 DOM
  7. 2026-06-13
    days on market $135,000 Active 11 DOM
  8. 2026-06-10
    days on market $135,000 Active 9 DOM
  9. 2026-06-09
    days on market $135,000 Active 8 DOM
  10. 2026-06-08
    days on market $135,000 Active 7 DOM
  11. 2026-06-07
    days on market $135,000 Active 6 DOM
  12. 2026-06-03
    days on market $135,000 Active 2 DOM
  13. 2026-06-01
    remarks 396-char remark
  14. 2026-06-01
    listed $135,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

Current annual tax
$1,038 · $86/mo
Projected year-2 tax
$1,572 · $131/mo
Expected delta
+$534/yr (+$45/mo · 51.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥97°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 3/10 Moderate 1 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$19,070
− Mortgage interest
−$7,562
− Property taxes
−$1,038
− Insurance
−$675
− Repairs & maintenance
−$1,526
− Management
−$1,526
− Depreciation
−$3,927
Taxable income
$2,817
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$676
After-tax cash flow
$4,181/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Youngstown City
NCES district ID
3904516
Math proficiency
8% ▼ -15.00%
Reading proficiency
17% ▼ -10.00%
Median HH income
$25,257
Composite
9.29/100
National rank
#9858
State rank
#649 of 656 in OH

Livability — Youngstown

Score
81/100
State rank
#99
US rank
#1506

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment F Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Youngstown, OH
County
Mahoning County · 84,956 people
City population
28,503
Metro
Youngstown-Warren-Boardman, OH-PA
Population (ZIP)
9,594
Household income
$31,170
Rent vs Own
51.2% rent · 48.8% own
Severe rent burden
566.0

Population outlook (Mahoning County) Hauer SSP2

Today (2025)
223,932 people
By 2030
218,387 · -2.5%
By 2040
205,367 · -8.3%
By 2050
193,606 · -13.5%
By 2075
173,694 · -22.4%
By 2100
151,147 · -32.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.67)
Race & ethnicity
White 44% Black 35% Two or more races 12% Hispanic / Latino 11%
Hispanic origin (detail)
Mexican 1% Puerto Rican 9%
Common ancestry
Romanian 2% Serbian 1% Iranian 1%
Foreign-born
4% · Canada
Languages at home
91% English-only · Spanish 6% Other Indo-European 1% Arabic 1%

Political lean MEDSL · Mahoning

2024 margin
Lean R (+9.4) · D 44.9% · R 54.4%
2008→2024 swing
-36.1pp toward R · 2008: 26.6pp · 2024: -9.4pp
All cycles
2024: R+9.4 2020: R+1.9 2016: D+3.0 2012: D+27.7 2008: D+26.6

Not yet ingested

Civics

Market trends

HPI YoY
▲ 1.78%
Current HPI
246.2163
Rent YoY
Metro
Youngstown-Warren-Boardman, OH-PA
State GDP YoY
▲ 1.98%
F500 in state
48

Industry mix (Fortune 500 HQ in OH)

Industry F500 HQs Revenue

Price history

+315.4% since first listed
41 events — show timeline
  • 2026-06-01 Listed $135,000 MLSNOW
  • 2023-09-10 Pending MLSNOW
  • 2023-09-10 Sold (MLS) $34,900 MLSNOW
  • 2023-08-26 Price Changed $33,900 MLSNOW
  • 2023-08-07 Contingent MLSNOW
  • 2023-07-23 Relisted MLSNOW
  • 2023-07-14 Contingent MLSNOW
  • 2023-07-13 Listed $34,900 MLSNOW
  • 2023-07-08 Sold (MLS) $34,900 MLSNOW
  • 2023-06-28 Contingent MLSNOW
  • 2023-06-27 Pending MLSNOW
  • 2023-06-06 Sold (MLS) $34,900 MLSNOW
  • 2023-06-05 Pending MLSNOW
  • 2023-05-15 Listed $34,900 MLSNOW
  • 2020-11-04 Price Changed $33,900 MLSNOW
  • 2020-11-04 Price Changed $33,900 MLSNOW
  • 2020-11-04 Price Changed $33,900 MLSNOW
  • 2020-11-04 Price Changed $33,900 MLSNOW
  • 2020-11-04 Price Changed $33,900 MLSNOW
  • 2020-08-25 Price Changed $33,900 MLSNOW
  • 2020-05-02 Price Changed $33,900 MLSNOW
  • 2015-05-16 Price Changed $129,900 MLSNOW
  • 2014-02-12 Price Changed $33,900 MLSNOW
  • 2007-04-30 Listing Removed MLSNOW
  • 2006-11-02 Listed $16,000 MLSNOW
  • 2006-10-06 Listing Removed MLSNOW
  • 2006-07-10 Listed $29,900 MLSNOW
  • 1999-12-10 Sold (Public Records) $40,000 Public Records
  • 1998-04-13 Price Changed $129,900 MLSNOW
  • 1998-04-13 Price Changed $129,900 MLSNOW
  • 1998-04-13 Price Changed $129,900 MLSNOW
  • 1998-04-13 Price Changed $129,900 MLSNOW
  • 1998-04-13 Price Changed $129,900 MLSNOW
  • 1998-04-13 Price Changed $129,900 MLSNOW
  • 1998-04-13 Price Changed $129,900 MLSNOW
  • 1998-04-13 Listing Removed MLSNOW
  • 1998-04-13 Price Changed $129,900 MLSNOW
  • 1997-12-05 Listing Removed MLSNOW
  • 1997-10-13 Listed $33,900 MLSNOW
  • 1997-06-05 Listed $38,500 MLSNOW
  • 1990-04-23 Sold (Public Records) $32,500 Public Records

Property tax history

+7.7%/yr

Latest (2025): $1,038 · +63.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…