1166 Madison Ave #85 · Loveland, CO
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $939 – $1,743
Heat risk 3/10 · Minor
- Hot days now (above 92°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 6 days/yr
- Unhealthy air days in 30 yrs
- 8 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Livability +3.7/5.0
- Rent growth +3.4/5.0
- Schools +3.4/10.0
- Condition / age +2.5/5.0
- ARV discount +0.0/15.0
- Appreciation +0.0/10.0
$70,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
This home is a show stopper! Home is in a great 55+ community and has been professionally updated with beautiful vinyl plank flooring, fresh paint and drywall/ textured walls, new exterior doors and energy efficient double pane windows, all new plumbing and lighting fixtures, new furnace, AC and water heater. Living room is roomy and light and bright with many upgraded recessed LED light fixtures added. Kitchen features white cabinets with all new bronze hardware, gorgeous backsplash, a coffee bar, pantry, safe and easy to clean electric flat top stove, overhang for stool seating and a large spot for your dining table. All the appliances are included, even the washer/ dryer! Attached garage for your car and plenty of room for storage with 2 sheds. Nicely landscaped yard with grass and can be fenced for your dog, if desired. Come see this fantastic home today and enjoy all the perks of comfortable, affordable housing!
Key facts
- Gated community
- Vinyl plank flooring
- Updated plumbing
Tags
Property features AI
Finance
- Other: Minimal flood risk (C rating); Paved asphalt city street frontage with gutters, sidewalks and street lights
- HOA & community: No association fees or transfer fees indicated
Exterior
- Parking: No garage (listed as none); No designated parking features
- Utilities: City water (meter installed); Public sewer; Natural gas available (Xcel); Electricity available; Cable and satellite available; High-speed internet available; Underground utilities; City trash service (City of Loveland)
- Home design: Manufactured in park; Manufactured home; House faces north; Level lot; Level drive; Near bus
- Construction: Frame construction; Composition siding; Composition roof
- Exterior features: Patio; Tandem garage; Land lease; Storage structure; Fenced yard (wood)
Interior
- Kitchen: Electric range; Dishwasher; Refrigerator; Microwave
- Bedrooms: 2 bedrooms
- Bathrooms: One three-quarter bathroom
- Heating & cooling: Forced air heating; Central air conditioning
- Interior features: Eat-in kitchen; Open floorplan; Pantry; Window coverings
- Laundry & utility: Washer; Dryer
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath manufactured listed at $70k.
Deal economics
- At list price, monthly cash flow is $768 ($9k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $70k).
- Recommended offer: $69k (1.5% below list) — sets the bar for market timing.
- Cap rate 19.5% vs local median 2.9% in Loveland — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 73/100 on livability (#52 in CO) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A+, amenities A; Watch: crime C-, commute F, cost of living F.
- Thompson School District R-2J (suburban): math 28% / reading 48% proficiency, ranked #28 of 86 in CO (top 33%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents rising (+3.6%/yr); 283 active listings in the ZIP; 34 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,786 units permitted in Larimer County in 2024 (402 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $484 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Larimer County population projected at +51% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 3.6% rent growth), your $20k cash investment doubles in ~3 years — after that, you're playing with house money.
Negotiation context
- It's been on market 23 days — a 2% lower offer ($69k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: moderate wildfire risk — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 2.17% ✓
- Cap rate
- 19.46%
- Cash-on-cash
- 47.04%
- DSCR
- 3.09
- GRM
- 3.8
CMA / ARV
- ARV (on-the-fly)
- $53,760
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1166 Madison Ave #130 | 0.00mi | 2/1.0 | 896 (0%) | 12mo | $47,500 | $53 | 90 |
| 1166 Madison Ave #71 | 0.00mi | 2/2.0 | 924 (+3%) | 1mo | $45,000 | $49 | 90 |
| 1166 Madison Ave #87 | 0.00mi | 2/1.0 | 928 (+4%) | 14mo | $24,500 | $26 | 83 |
| 1700 Pearl Dr #106 | 0.25mi | 2/2.0 | 896 (0%) | 3mo | $60,000 | $67 | 82 |
| 1535 Sunset Pl #32 | 0.09mi | 2/2.0 | 924 (+3%) | 7mo | $47,500 | $51 | 81 |
| 1519 Sunset Pl #34 | 0.09mi | 3/2.0 (+1) | 924 (+3%) | 10mo | $37,500 | $41 | 73 |
| 1519 Sunset Pl | 0.09mi | 3/2.0 (+1) | 924 (+3%) | 16mo | $10,000 | $11 | 69 |
| 1166 N Madison Ave #243 | 0.00mi | 2/2.0 | 992 (+11%) | 12mo | $60,000 | $60 | 68 |
| 1850 Sandstone Ct #84 | 0.35mi | 2/1.0 | 960 (+7%) | 7mo | $70,000 | $73 | 66 |
| 1367 Sylmar Pl #11 | 0.10mi | 3/2.0 (+1) | 960 (+7%) | 10mo | $92,000 | $96 | 66 |
| 1826 Sandstone Ct #86 | 0.33mi | 3/1.0 (+1) | 980 (+9%) | 0mo | $115,000 | $117 | 63 |
| 1773 Sandstone Dr #131 | 0.29mi | 2/2.0 | 1,024 (+14%) | 11mo | $68,000 | $66 | 49 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.57% rent growth · sell at horizon
- IRR
- 45.0%
- Equity multiple
- 2.96×
- Total profit
- $38,457
- Equity at exit
- $10,437
- IRR
- 51.1%
- Equity multiple
- 6.11×
- Total profit
- $100,095
- Equity at exit
- $6,052
Cash invested: $19,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 38 Tenant-Leaning
- State Colorado
- 38 Tenant-Leaning · D+4
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 80537
- Rents YoY
- 3.6%
- Active inventory
- 283
- Price-to-rent
- 3.8×
Monthly cashflow live
- Estimated rent
- $1,518 high interval (Pro) →
- Mortgage (P&I)
- −$367
- Tax from tax record
- −$35 /mo · $419/yr
- Insurance
- −$29
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$319
- Net cashflow
- $768
Break-even live
Sensitivity live
| Price | -10% $808 | -5% $788 | +0% $768 | +5% $748 | +10% $729 |
|---|---|---|---|---|---|
| Rent | -10% $648 | -5% $708 | +0% $768 | +5% $828 | +10% $888 |
| Rate | -1.0pp $804 | -0.5pp $786 | base $768 | +0.5pp $750 | +1.0pp $732 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $17,500
- Closing costs
- $2,100
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 34 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1302 Nickel Dr Unit 1 Loveland, CO | 3.0 | 1.0 | 950 | $1,300 | $1.37 | 24d | 1 | 0.08mi |
| 1710 E 16th St Loveland, CO | 2.0 | 1.5 | 900 | $1,427 | $1.59 | 24d | 1 | 0.38mi |
| 1706 E 16th St Unit 1710 Loveland, CO | 2.0 | 1.5 | 900 | $1,250 | $1.39 | 24d | 1 | 0.39mi |
| 1707 E 16th St Unit 1717 Loveland, CO | 2.0 | 1.5 | 825 | $1,295 | $1.57 | 14d | 1 | 0.41mi |
| 1338 E 7th St Loveland, CO | 2.0 | 1.0 | 598 | $1,695 | $2.83 | 14d | 1 | 0.47mi |
| 1840 E 17th St Unit 1840 Loveland, CO | 3.0 | 1.0 | 1000 | $1,345 | $1.34 | 14d | 1 | 0.50mi |
| 1707 Cheyenne Ave Unit 8 Loveland, CO | 2.0 | 1.0 | 820 | $1,245 | $1.52 | 24d | 1 | 0.52mi |
| 1640 Cheyenne Ave Loveland, CO | 2.0 | 1.0 | 900 | $1,900 | $2.11 | 24d | 1 | 0.54mi |
| 1292 E 6th St Loveland, CO | 1.0–3.0 | 1.0–1.5 | 845 | $1,729 | $2.05 | 14d | 1 | 0.56mi |
| 1494 E 5th St Loveland, CO | 2.0 | 1.0 | 800 | $1,525 | $1.91 | 24d | 1 | 0.60mi |
| 1492 E 5th St Loveland, CO | 1.0 | 1.0 | 800 | $1,350 | $1.69 | 24d | 1 | 0.60mi |
| 1143 E 5th St Loveland, CO | 2.0 | 1.0 | 760 | $1,250 | $1.64 | 24d | 1 | 0.61mi |
| 1145 E 5th St Loveland, CO | 2.0 | 1.0 | 760 | $1,250 | $1.64 | 24d | 1 | 0.61mi |
| 1054 E 5th St Loveland, CO | 3.0 | 1.0 | 1090 | $1,700 | $1.56 | 14d | 1 | 0.71mi |
| 1325 N Jefferson Ave Loveland, CO | 2.0 | 1.0 | 850 | $1,545 | $1.82 | 24d | 1 | 0.80mi |
| 339 E 10th St Loveland, CO | 1.0 | 1.0 | 576 | $1,358 | $2.36 | 22d | 3 | 0.81mi |
| 574 E 23rd St Loveland, CO | 2.0 | 1.0 | 956 | $1,250 | $1.31 | 24d | 5 | 0.99mi |
| 325 E 5th St Loveland, CO | 3.0 | 1.0–2.0 | 1188 | $2,045 | $1.72 | 14d | 1 | 1.00mi |
| 347 N Washington Ave Loveland, CO | 1.0 | 1.0 | 650 | $1,195 | $1.84 | 24d | 1 | 1.00mi |
| 347 N Washington Ave Loveland, CO | 1.0 | 1.0 | 650 | $1,195 | $1.84 | 14d | 1 | 1.00mi |
| 585 N Lincoln Ave Loveland, CO | 1.0–2.0 | 1.0–2.0 | 747 | $1,750 | $2.34 | 24d | 3 | 1.03mi |
| 247 W 10th St Loveland, CO | 2.0 | 2.0 | 865 | $2,500 | $2.89 | 22d | 1 | 1.15mi |
| 331 N Cleveland Ave Unit 220 Loveland, CO | 2.0 | 1.0 | 625 | $1,400 | $2.24 | 24d | 1 | 1.16mi |
| 246 N Cleveland Ave Loveland, CO | 3.0 | 1.0–2.0 | 1022 | $2,544 | $2.49 | 14d | 11 | 1.18mi |
| 2900 Mountain Lion Dr Loveland, CO | 3.0 | 1.0–2.0 | 936 | $2,048 | $2.19 | 14d | 17 | 1.22mi |
| 130 E 1st St Loveland, CO | 2.0 | 1.0 | 800 | $1,695 | $2.12 | 24d | 1 | 1.31mi |
| 140 E 1st St Loveland, CO | 2.0 | 2.0 | 875 | $1,795 | $2.05 | 14d | 1 | 1.31mi |
| 256 S Cleveland Ave Loveland, CO | 1.0 | 1.0 | 600 | $1,395 | $2.33 | 24d | 1 | 1.35mi |
| 430 W 10th St Loveland, CO | 2.0 | 1.0 | 756 | $1,400 | $1.85 | 24d | 1 | 1.35mi |
| 434 W 10th St Loveland, CO | 2.0 | 1.0 | 872 | $1,400 | $1.61 | 24d | 1 | 1.35mi |
| 260 S Cleveland Ave Loveland, CO | 1.0 | 1.0 | 600 | $1,395 | $2.33 | 24d | 1 | 1.35mi |
| 466 W 10th St Loveland, CO | 2.0 | 1.0 | 840 | $1,400 | $1.67 | 24d | 1 | 1.38mi |
| 480 W 10th St Loveland, CO | 2.0 | 2.0 | 940 | $1,700 | $1.81 | 24d | 1 | 1.39mi |
| 1015 Roosevelt Ave Unit B1 Loveland, CO | 2.0 | 1.0 | 900 | $1,500 | $1.67 | 24d | 1 | 1.41mi |
Listing history 24 events
-
2026-06-18days on market $70,000 Active 23 DOM
-
2026-06-17days on market $70,000 Active 22 DOM
-
2026-06-16days on market $70,000 Active 21 DOM
-
2026-06-15days on market $70,000 Active 20 DOM
-
2026-06-14days on market $70,000 Active 18 DOM
-
2026-06-13days on market $70,000 Active 17 DOM
-
2026-06-10days on market $70,000 Active 15 DOM
-
2026-06-09days on market $70,000 Active 14 DOM
-
2026-06-08days on market $70,000 Active 13 DOM
-
2026-06-07days on market $70,000 Active 12 DOM
-
2026-06-03days on market $70,000 Active 8 DOM
-
2026-06-02days on market $70,000 Active 7 DOM
-
2026-06-01days on market $70,000 Active 6 DOM
-
2026-05-31days on market $70,000 Active 5 DOM
-
2026-05-30days on market $70,000 Active 4 DOM
-
2026-05-26$70,000 Active
-
2023-10-11soldstatus $90,000 Sold 930-char remark
Show marketing remark (930 chars)
This home is a show stopper! Home is in a great 55+ community and has been professionally updated with beautiful vinyl plank flooring, fresh paint and drywall/ textured walls, new exterior doors and energy efficient double pane windows, all new plumbing and lighting fixtures, new furnace, AC and water heater. Living room is roomy and light and bright with many upgraded recessed LED light fixtures added. Kitchen features white cabinets with all new bronze hardware, gorgeous backsplash, a coffee bar, pantry, safe and easy to clean electric flat top stove, overhang for stool seating and a large spot for your dining table. All the appliances are included, even the washer/ dryer! Attached garage for your car and plenty of room for storage with 2 sheds. Nicely landscaped yard with grass and can be fenced for your dog, if desired. Come see this fantastic home today and enjoy all the perks of comfortable, affordable housing!
-
2023-10-04historical Active - Backup 930-char remark
Show marketing remark (930 chars)
This home is a show stopper! Home is in a great 55+ community and has been professionally updated with beautiful vinyl plank flooring, fresh paint and drywall/ textured walls, new exterior doors and energy efficient double pane windows, all new plumbing and lighting fixtures, new furnace, AC and water heater. Living room is roomy and light and bright with many upgraded recessed LED light fixtures added. Kitchen features white cabinets with all new bronze hardware, gorgeous backsplash, a coffee bar, pantry, safe and easy to clean electric flat top stove, overhang for stool seating and a large spot for your dining table. All the appliances are included, even the washer/ dryer! Attached garage for your car and plenty of room for storage with 2 sheds. Nicely landscaped yard with grass and can be fenced for your dog, if desired. Come see this fantastic home today and enjoy all the perks of comfortable, affordable housing!
-
2023-09-25price $90,000 930-char remark
Show marketing remark (930 chars)
This home is a show stopper! Home is in a great 55+ community and has been professionally updated with beautiful vinyl plank flooring, fresh paint and drywall/ textured walls, new exterior doors and energy efficient double pane windows, all new plumbing and lighting fixtures, new furnace, AC and water heater. Living room is roomy and light and bright with many upgraded recessed LED light fixtures added. Kitchen features white cabinets with all new bronze hardware, gorgeous backsplash, a coffee bar, pantry, safe and easy to clean electric flat top stove, overhang for stool seating and a large spot for your dining table. All the appliances are included, even the washer/ dryer! Attached garage for your car and plenty of room for storage with 2 sheds. Nicely landscaped yard with grass and can be fenced for your dog, if desired. Come see this fantastic home today and enjoy all the perks of comfortable, affordable housing!
-
2023-08-16$99,900 Active 930-char remark
Show marketing remark (930 chars)
This home is a show stopper! Home is in a great 55+ community and has been professionally updated with beautiful vinyl plank flooring, fresh paint and drywall/ textured walls, new exterior doors and energy efficient double pane windows, all new plumbing and lighting fixtures, new furnace, AC and water heater. Living room is roomy and light and bright with many upgraded recessed LED light fixtures added. Kitchen features white cabinets with all new bronze hardware, gorgeous backsplash, a coffee bar, pantry, safe and easy to clean electric flat top stove, overhang for stool seating and a large spot for your dining table. All the appliances are included, even the washer/ dryer! Attached garage for your car and plenty of room for storage with 2 sheds. Nicely landscaped yard with grass and can be fenced for your dog, if desired. Come see this fantastic home today and enjoy all the perks of comfortable, affordable housing!
-
2023-07-21soldstatus $40,000 Sold 601-char remark
Show marketing remark (601 chars)
Clean and well maintained 2 bedroom 1 bathroom home with tandem 2 car garage. This home has an open floorplan, newer windows, newer gutters and newer furnace and central air. All appliances included in the sale. The garage has a storage room in the back and there is a separate storage shed. Home is located in a 55+ community. Buyer must qualify with Aspen Ridge Community before sale. Close to shopping and bus route. For financing on this property contact 21st Mortgage Corporation at 800-955-0021 x1456 or on line at https://www.21stmortgage.com/web/21stsite.nsf/mobile-home-loan-information.html
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2023-07-18status Pending 601-char remark
Show marketing remark (601 chars)
Clean and well maintained 2 bedroom 1 bathroom home with tandem 2 car garage. This home has an open floorplan, newer windows, newer gutters and newer furnace and central air. All appliances included in the sale. The garage has a storage room in the back and there is a separate storage shed. Home is located in a 55+ community. Buyer must qualify with Aspen Ridge Community before sale. Close to shopping and bus route. For financing on this property contact 21st Mortgage Corporation at 800-955-0021 x1456 or on line at https://www.21stmortgage.com/web/21stsite.nsf/mobile-home-loan-information.html
-
2023-06-28price $45,000 601-char remark
Show marketing remark (601 chars)
Clean and well maintained 2 bedroom 1 bathroom home with tandem 2 car garage. This home has an open floorplan, newer windows, newer gutters and newer furnace and central air. All appliances included in the sale. The garage has a storage room in the back and there is a separate storage shed. Home is located in a 55+ community. Buyer must qualify with Aspen Ridge Community before sale. Close to shopping and bus route. For financing on this property contact 21st Mortgage Corporation at 800-955-0021 x1456 or on line at https://www.21stmortgage.com/web/21stsite.nsf/mobile-home-loan-information.html
-
2023-06-05$60,000 Active 601-char remark
Show marketing remark (601 chars)
Clean and well maintained 2 bedroom 1 bathroom home with tandem 2 car garage. This home has an open floorplan, newer windows, newer gutters and newer furnace and central air. All appliances included in the sale. The garage has a storage room in the back and there is a separate storage shed. Home is located in a 55+ community. Buyer must qualify with Aspen Ridge Community before sale. Close to shopping and bus route. For financing on this property contact 21st Mortgage Corporation at 800-955-0021 x1456 or on line at https://www.21stmortgage.com/web/21stsite.nsf/mobile-home-loan-information.html
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast CO · Resets to sale price
- Current annual tax
- $419 · $35/mo
- Projected year-2 tax
- $419 · $35/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 3/10 Moderate 7 d/yr ≥92°F today · 19 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 4/10 Moderate 6 unhealthy d/yr today · 8 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $18,219
- − Mortgage interest
- −$3,921
- − Property taxes
- −$419
- − Insurance
- −$350
- − Repairs & maintenance
- −$1,458
- − Management
- −$1,458
- − Depreciation
- −$2,036
- Taxable income
- $8,578
- Est. tax owed @ 24.0%
- −$2,059
- After-tax cash flow
- $7,161/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Thompson School District R-2J
- NCES district ID
- 0805400
- Math proficiency
- 28% ▼ -7.00%
- Reading proficiency
- 48% ▬ 0.00%
- Median HH income
- $63,040
- Composite
- 34.01/100
- National rank
- #5313
- State rank
- #28 of 86 in CO
Livability — Loveland
- Score
- 73/100
- State rank
- #52
- US rank
- #5353
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Loveland, CO
- County
- Larimer County · 338,255 people
- City population
- 94,535
- Metro
- Fort Collins, CO
- Population (ZIP)
- 44,425
- Household income
- $86,325
- Rent vs Own
- Severe rent burden
- 1703.0
Population outlook (Larimer County) Hauer SSP2
- Today (2025)
- 415,361 people
- By 2030
- 457,762 · +10.2%
- By 2040
- 542,310 · +30.6%
- By 2050
- 627,048 · +51.0%
- By 2075
- 833,722 · +100.7%
- By 2100
- 952,590 · +129.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (83%)
- Race & ethnicity
- White 83% Hispanic / Latino 12% Two or more races 8%
- Hispanic origin (detail)
- Mexican 10%
- Common ancestry
- Slovak 4% Italian 3% Lithuanian 3%
- Foreign-born
- 3% · Canada
- Languages at home
- 95% English-only · Spanish 4%
Political lean MEDSL · Larimer
- 2024 margin
- D (+17.6) · D 57.4% · R 39.8% · Other 2.9%
- 2008→2024 swing
- +7.9pp toward D · 2008: 9.7pp · 2024: 17.6pp
- All cycles
- 2024: D+17.6 2020: D+15.4 2016: D+4.9 2012: D+5.2 2008: D+9.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -606.26%
- Current HPI
- 253.4939
- Rent YoY
- ▲ 3.57%
- Metro
- Fort Collins, CO
- State GDP YoY
- ▲ 1.95%
- F500 in state
- 14
Industry mix (Fortune 500 HQ in CO)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology Distribution | 1 | $31B |
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| Food / Agriculture | 1 | $18B |
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| Packaging | 1 | $14B |
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| Healthcare | 1 | $13B |
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| Energy | 1 | $10B |
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| Technology | 1 | $4B |
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Price history
+16.7% since first listed9 events — show timeline
- 2026-05-26 Listed $70,000 IRES
- 2023-10-11 Sold (MLS) $90,000 IRES
- 2023-10-04 Contingent — IRES
- 2023-09-25 Price Changed $90,000 IRES
- 2023-08-16 Listed $99,900 IRES
- 2023-07-21 Sold (MLS) $40,000 IRES
- 2023-07-18 Pending — IRES
- 2023-06-28 Price Changed $45,000 IRES
- 2023-06-05 Listed $60,000 IRES
Property tax history
+11.4%/yrLatest (2025): $419 · +424.4% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…