3541 Barney Ct · Mims, FL 32754

$140,000

3 bd · 2.0 ba · 1,056 sqft · SingleFamily public records · 7 Days on market

Built 1957 6,978 sqft lot ↓ 7% since listing

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +28.0/30.0
• DSCR +9.9/10.0
• ARV discount +7.5/15.0
• 1% rule +6.7/10.0
• Schools +4.7/10.0
• Livability +3.1/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

WELCOME HOME! Discover a charming retreat located on a quiet cul-de-sac in Mims, Florida, where peaceful living meets everyday convenience. From the moment you step inside, you're welcomed by a warm and inviting family room that sets the tone for comfort and relaxation. At the heart of the home, the kitchen offers generous space for cooking, gathering, and making memories. Just beyond, a spacious family room with gleaming ceramic tile flooring provides incredible flexibility, perfect as a second living area, entertainment space, or easily transformed into a large primary bedroom to suit your needs. METAL ROOF, ~7-YEAR-OLD HVAC (INSIDE UNIT) & A ~2 YEAR WATER HEATER. Enjoy the comfortable pace of North Brevard County while staying conveniently connected to Titusville, the Space Coast, and the greater Orlando area. With shopping, dining, and coastal attractions just a short drive away, this home offers the perfect balance of Florida's natural beauty. WELCOME HOME!

Key facts

• Metal roof
• Hvac
• Water heater

Tags

• CUL-DE-SAC
• CERAMIC TILE FLOORING
• METAL ROOF
• HVAC
• WATER HEATER

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $140k.

Deal economics

• At list price, monthly cash flow is $435 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $140k).

Location & tenants

• Location reads 62/100 on livability (#765 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime B+; Watch: schools D+, amenities F, commute F.
• Brevard (suburban): math 53% / reading 57% proficiency, ranked #19 of 73 in FL (top 26%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: 184 active listings in the ZIP; 4,602 units permitted in Brevard County in 2024 (702 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $968 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Brevard County population projected at +15% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $39k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

• Only 7 days on market — expect competitive offers; lowballing is unlikely to land.
• 6 sale attempts; this cycle's ask has dropped $10k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: built in 1957 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $140,000

Questions for the listing agent

1. Built in 1957 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.17% ✓
• Cap rate: 10.02%
• Cash-on-cash: 13.30%
• DSCR: 1.59
• GRM: 7.1

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 3.3%
• Equity multiple: 1.13×
• Total profit: $4,945
• Equity at exit: $20,874

10-year hold

• IRR: 12.8%
• Equity multiple: 2.01×
• Total profit: $39,764
• Equity at exit: $12,105

Cash invested: $39,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32754

• Home prices YoY: -9.4%
• Active inventory: 184
• Price-to-rent: 7.1×

Monthly cashflow live

• Estimated rent: $1,635 medium
• Mortgage (P&I): −$734
• Tax from tax record: −$64 /mo · $772/yr
• Insurance: −$58
• HOA: −$0
• Vacancy / Maint / Mgmt: −$343
• Net cashflow: $435

Break-even live

Break-even rent $1,085

Max offer price $140,000

Occupancy floor 68%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $35,000
• Closing costs: $4,200
• Reserves months: —
• Total cash needed: —

Listing history 14 events

1. 2026-04-19
   status Pending 983-char remark

   Show marketing remark (983 chars)

   WELCOME HOME! Discover a charming retreat located on a quiet cul-de-sac in Mims, Florida, where peaceful living meets everyday convenience. From the moment you step inside, you're welcomed by a warm and inviting family room that sets the tone for comfort and relaxation. At the heart of the home, the kitchen offers generous space for cooking, gathering, and making memories. Just beyond, a spacious family room with gleaming ceramic tile flooring provides incredible flexibility, perfect as a second living area, entertainment space, or easily transformed into a large primary bedroom to suit your needs. METAL ROOF, ~7-YEAR-OLD HVAC (INSIDE UNIT) & A ~2 YEAR WATER HEATER. Enjoy the comfortable pace of North Brevard County while staying conveniently connected to Titusville, the Space Coast, and the greater Orlando area. With shopping, dining, and coastal attractions just a short drive away, this home offers the perfect balance of Florida's natural beauty. WELCOME HOME!

2. 2026-04-19
   status Pending

   Show marketing remark (983 chars)

   WELCOME HOME! Discover a charming retreat located on a quiet cul-de-sac in Mims, Florida, where peaceful living meets everyday convenience. From the moment you step inside, you're welcomed by a warm and inviting family room that sets the tone for comfort and relaxation. At the heart of the home, the kitchen offers generous space for cooking, gathering, and making memories. Just beyond, a spacious family room with gleaming ceramic tile flooring provides incredible flexibility, perfect as a second living area, entertainment space, or easily transformed into a large primary bedroom to suit your needs. METAL ROOF, ~7-YEAR-OLD HVAC (INSIDE UNIT) & A ~2 YEAR WATER HEATER. Enjoy the comfortable pace of North Brevard County while staying conveniently connected to Titusville, the Space Coast, and the greater Orlando area. With shopping, dining, and coastal attractions just a short drive away, this home offers the perfect balance of Florida's natural beauty. WELCOME HOME!

3. 2026-04-16
   price $140,000 983-char remark

   Show marketing remark (983 chars)

   WELCOME HOME! Discover a charming retreat located on a quiet cul-de-sac in Mims, Florida, where peaceful living meets everyday convenience. From the moment you step inside, you're welcomed by a warm and inviting family room that sets the tone for comfort and relaxation. At the heart of the home, the kitchen offers generous space for cooking, gathering, and making memories. Just beyond, a spacious family room with gleaming ceramic tile flooring provides incredible flexibility, perfect as a second living area, entertainment space, or easily transformed into a large primary bedroom to suit your needs. METAL ROOF, ~7-YEAR-OLD HVAC (INSIDE UNIT) & A ~2 YEAR WATER HEATER. Enjoy the comfortable pace of North Brevard County while staying conveniently connected to Titusville, the Space Coast, and the greater Orlando area. With shopping, dining, and coastal attractions just a short drive away, this home offers the perfect balance of Florida's natural beauty. WELCOME HOME!

4. 2026-04-16
   price $140,000

   Show marketing remark (983 chars)

   WELCOME HOME! Discover a charming retreat located on a quiet cul-de-sac in Mims, Florida, where peaceful living meets everyday convenience. From the moment you step inside, you're welcomed by a warm and inviting family room that sets the tone for comfort and relaxation. At the heart of the home, the kitchen offers generous space for cooking, gathering, and making memories. Just beyond, a spacious family room with gleaming ceramic tile flooring provides incredible flexibility, perfect as a second living area, entertainment space, or easily transformed into a large primary bedroom to suit your needs. METAL ROOF, ~7-YEAR-OLD HVAC (INSIDE UNIT) & A ~2 YEAR WATER HEATER. Enjoy the comfortable pace of North Brevard County while staying conveniently connected to Titusville, the Space Coast, and the greater Orlando area. With shopping, dining, and coastal attractions just a short drive away, this home offers the perfect balance of Florida's natural beauty. WELCOME HOME!

5. 2026-04-16
   status Active 983-char remark

   Show marketing remark (983 chars)

   WELCOME HOME! Discover a charming retreat located on a quiet cul-de-sac in Mims, Florida, where peaceful living meets everyday convenience. From the moment you step inside, you're welcomed by a warm and inviting family room that sets the tone for comfort and relaxation. At the heart of the home, the kitchen offers generous space for cooking, gathering, and making memories. Just beyond, a spacious family room with gleaming ceramic tile flooring provides incredible flexibility, perfect as a second living area, entertainment space, or easily transformed into a large primary bedroom to suit your needs. METAL ROOF, ~7-YEAR-OLD HVAC (INSIDE UNIT) & A ~2 YEAR WATER HEATER. Enjoy the comfortable pace of North Brevard County while staying conveniently connected to Titusville, the Space Coast, and the greater Orlando area. With shopping, dining, and coastal attractions just a short drive away, this home offers the perfect balance of Florida's natural beauty. WELCOME HOME!

6. 2026-04-16
   status Active

   Show marketing remark (983 chars)

   WELCOME HOME! Discover a charming retreat located on a quiet cul-de-sac in Mims, Florida, where peaceful living meets everyday convenience. From the moment you step inside, you're welcomed by a warm and inviting family room that sets the tone for comfort and relaxation. At the heart of the home, the kitchen offers generous space for cooking, gathering, and making memories. Just beyond, a spacious family room with gleaming ceramic tile flooring provides incredible flexibility, perfect as a second living area, entertainment space, or easily transformed into a large primary bedroom to suit your needs. METAL ROOF, ~7-YEAR-OLD HVAC (INSIDE UNIT) & A ~2 YEAR WATER HEATER. Enjoy the comfortable pace of North Brevard County while staying conveniently connected to Titusville, the Space Coast, and the greater Orlando area. With shopping, dining, and coastal attractions just a short drive away, this home offers the perfect balance of Florida's natural beauty. WELCOME HOME!

7. 2026-04-13
   status Pending

   Show marketing remark (983 chars)

   WELCOME HOME! Discover a charming retreat located on a quiet cul-de-sac in Mims, Florida, where peaceful living meets everyday convenience. From the moment you step inside, you're welcomed by a warm and inviting family room that sets the tone for comfort and relaxation. At the heart of the home, the kitchen offers generous space for cooking, gathering, and making memories. Just beyond, a spacious family room with gleaming ceramic tile flooring provides incredible flexibility, perfect as a second living area, entertainment space, or easily transformed into a large primary bedroom to suit your needs. METAL ROOF, ~7-YEAR-OLD HVAC (INSIDE UNIT) & A ~2 YEAR WATER HEATER. Enjoy the comfortable pace of North Brevard County while staying conveniently connected to Titusville, the Space Coast, and the greater Orlando area. With shopping, dining, and coastal attractions just a short drive away, this home offers the perfect balance of Florida's natural beauty. WELCOME HOME!

8. 2026-04-13
   status Pending 983-char remark

   Show marketing remark (983 chars)

   WELCOME HOME! Discover a charming retreat located on a quiet cul-de-sac in Mims, Florida, where peaceful living meets everyday convenience. From the moment you step inside, you're welcomed by a warm and inviting family room that sets the tone for comfort and relaxation. At the heart of the home, the kitchen offers generous space for cooking, gathering, and making memories. Just beyond, a spacious family room with gleaming ceramic tile flooring provides incredible flexibility, perfect as a second living area, entertainment space, or easily transformed into a large primary bedroom to suit your needs. METAL ROOF, ~7-YEAR-OLD HVAC (INSIDE UNIT) & A ~2 YEAR WATER HEATER. Enjoy the comfortable pace of North Brevard County while staying conveniently connected to Titusville, the Space Coast, and the greater Orlando area. With shopping, dining, and coastal attractions just a short drive away, this home offers the perfect balance of Florida's natural beauty. WELCOME HOME!

9. 2026-04-13
   status Active 983-char remark

   Show marketing remark (983 chars)

   WELCOME HOME! Discover a charming retreat located on a quiet cul-de-sac in Mims, Florida, where peaceful living meets everyday convenience. From the moment you step inside, you're welcomed by a warm and inviting family room that sets the tone for comfort and relaxation. At the heart of the home, the kitchen offers generous space for cooking, gathering, and making memories. Just beyond, a spacious family room with gleaming ceramic tile flooring provides incredible flexibility, perfect as a second living area, entertainment space, or easily transformed into a large primary bedroom to suit your needs. METAL ROOF, ~7-YEAR-OLD HVAC (INSIDE UNIT) & A ~2 YEAR WATER HEATER. Enjoy the comfortable pace of North Brevard County while staying conveniently connected to Titusville, the Space Coast, and the greater Orlando area. With shopping, dining, and coastal attractions just a short drive away, this home offers the perfect balance of Florida's natural beauty. WELCOME HOME!

10. 2026-04-13
    status Active

    Show marketing remark (983 chars)

    WELCOME HOME! Discover a charming retreat located on a quiet cul-de-sac in Mims, Florida, where peaceful living meets everyday convenience. From the moment you step inside, you're welcomed by a warm and inviting family room that sets the tone for comfort and relaxation. At the heart of the home, the kitchen offers generous space for cooking, gathering, and making memories. Just beyond, a spacious family room with gleaming ceramic tile flooring provides incredible flexibility, perfect as a second living area, entertainment space, or easily transformed into a large primary bedroom to suit your needs. METAL ROOF, ~7-YEAR-OLD HVAC (INSIDE UNIT) & A ~2 YEAR WATER HEATER. Enjoy the comfortable pace of North Brevard County while staying conveniently connected to Titusville, the Space Coast, and the greater Orlando area. With shopping, dining, and coastal attractions just a short drive away, this home offers the perfect balance of Florida's natural beauty. WELCOME HOME!

11. 2026-04-08
    status Pending 983-char remark

    Show marketing remark (983 chars)

    WELCOME HOME! Discover a charming retreat located on a quiet cul-de-sac in Mims, Florida, where peaceful living meets everyday convenience. From the moment you step inside, you're welcomed by a warm and inviting family room that sets the tone for comfort and relaxation. At the heart of the home, the kitchen offers generous space for cooking, gathering, and making memories. Just beyond, a spacious family room with gleaming ceramic tile flooring provides incredible flexibility, perfect as a second living area, entertainment space, or easily transformed into a large primary bedroom to suit your needs. METAL ROOF, ~7-YEAR-OLD HVAC (INSIDE UNIT) & A ~2 YEAR WATER HEATER. Enjoy the comfortable pace of North Brevard County while staying conveniently connected to Titusville, the Space Coast, and the greater Orlando area. With shopping, dining, and coastal attractions just a short drive away, this home offers the perfect balance of Florida's natural beauty. WELCOME HOME!

12. 2026-04-08
    status Pending

    Show marketing remark (983 chars)

    WELCOME HOME! Discover a charming retreat located on a quiet cul-de-sac in Mims, Florida, where peaceful living meets everyday convenience. From the moment you step inside, you're welcomed by a warm and inviting family room that sets the tone for comfort and relaxation. At the heart of the home, the kitchen offers generous space for cooking, gathering, and making memories. Just beyond, a spacious family room with gleaming ceramic tile flooring provides incredible flexibility, perfect as a second living area, entertainment space, or easily transformed into a large primary bedroom to suit your needs. METAL ROOF, ~7-YEAR-OLD HVAC (INSIDE UNIT) & A ~2 YEAR WATER HEATER. Enjoy the comfortable pace of North Brevard County while staying conveniently connected to Titusville, the Space Coast, and the greater Orlando area. With shopping, dining, and coastal attractions just a short drive away, this home offers the perfect balance of Florida's natural beauty. WELCOME HOME!

13. 2026-04-04
    listed $150,000 Active 983-char remark

    Show marketing remark (983 chars)

    WELCOME HOME! Discover a charming retreat located on a quiet cul-de-sac in Mims, Florida, where peaceful living meets everyday convenience. From the moment you step inside, you're welcomed by a warm and inviting family room that sets the tone for comfort and relaxation. At the heart of the home, the kitchen offers generous space for cooking, gathering, and making memories. Just beyond, a spacious family room with gleaming ceramic tile flooring provides incredible flexibility, perfect as a second living area, entertainment space, or easily transformed into a large primary bedroom to suit your needs. METAL ROOF, ~7-YEAR-OLD HVAC (INSIDE UNIT) & A ~2 YEAR WATER HEATER. Enjoy the comfortable pace of North Brevard County while staying conveniently connected to Titusville, the Space Coast, and the greater Orlando area. With shopping, dining, and coastal attractions just a short drive away, this home offers the perfect balance of Florida's natural beauty. WELCOME HOME!

14. 2026-04-04
    listed $150,000 Active

    Show marketing remark (983 chars)

    WELCOME HOME! Discover a charming retreat located on a quiet cul-de-sac in Mims, Florida, where peaceful living meets everyday convenience. From the moment you step inside, you're welcomed by a warm and inviting family room that sets the tone for comfort and relaxation. At the heart of the home, the kitchen offers generous space for cooking, gathering, and making memories. Just beyond, a spacious family room with gleaming ceramic tile flooring provides incredible flexibility, perfect as a second living area, entertainment space, or easily transformed into a large primary bedroom to suit your needs. METAL ROOF, ~7-YEAR-OLD HVAC (INSIDE UNIT) & A ~2 YEAR WATER HEATER. Enjoy the comfortable pace of North Brevard County while staying conveniently connected to Titusville, the Space Coast, and the greater Orlando area. With shopping, dining, and coastal attractions just a short drive away, this home offers the perfect balance of Florida's natural beauty. WELCOME HOME!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $772 · $64/mo
• Projected year-2 tax: $1,162 · $97/mo
• Expected delta: +$390/yr (+$33/mo · 50.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 10/10 Extreme 7 d/yr ≥108°F today · 22 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $19,615
• − Mortgage interest: −$7,842
• − Property taxes: −$772
• − Insurance: −$700
• − Repairs & maintenance: −$1,569
• − Management: −$1,569
• − Depreciation: −$4,073
• Taxable income: $3,090
• Est. tax owed @ 24.0%: −$742
• After-tax cash flow: $4,472/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Brevard
• NCES district ID: 1200150
• Math proficiency: 53% ▼ -9.00%
• Reading proficiency: 57% ▼ -4.00%
• Median HH income: $49,426
• Composite: 46.86/100
• National rank: #2370
• State rank: #19 of 73 in FL

Livability — Mims

• Score: 62/100
• State rank: #765
• US rank: #17094

Category grades

Amenities F Commute F Cost of living A+ Crime B+ Employment F Housing A+ Health & safety D- User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Mims, FL
• Population (ZIP): 11,250

Population outlook (Brevard County) Hauer SSP2

• Today (2025): 623,254 people
• By 2030: 648,420 · +4.0%
• By 2040: 690,009 · +10.7%
• By 2050: 715,669 · +14.8%
• By 2075: 775,744 · +24.5%
• By 2100: 776,687 · +24.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (92%)
• Race & ethnicity: White 92% Black 5% Two or more races 3% Hispanic / Latino 2%
• Common ancestry: Lithuanian 4% Iranian 3% Italian 2%
• Foreign-born: 2% · Canada
• Languages at home: 97% English-only · Spanish 1% French/Haitian/Cajun 1%

Political lean MEDSL · Brevard

• 2024 margin: Strong R (+20.8) · D 39.1% · R 59.9% · Other 1.0%
• 2008→2024 swing: -10.4pp toward R · 2008: -10.4pp · 2024: -20.8pp
• All cycles: 2024: R+20.8 2020: R+16.4 2016: R+19.8 2012: R+12.7 2008: R+10.4

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -34.55%
• Current HPI: 333.7709
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

-6.7% since first listed

14 events — show timeline

• 2026-04-19 Pending — SCMLS
• 2026-04-19 Pending — Stellar MLS as Distributed by MLS Grid
• 2026-04-16 Price Changed $140,000 SCMLS
• 2026-04-16 Price Changed $140,000 Stellar MLS as Distributed by MLS Grid
• 2026-04-16 Relisted — SCMLS
• 2026-04-16 Relisted — Stellar MLS as Distributed by MLS Grid
• 2026-04-13 Pending — Stellar MLS as Distributed by MLS Grid
• 2026-04-13 Pending — SCMLS
• 2026-04-13 Relisted — SCMLS
• 2026-04-13 Relisted — Stellar MLS as Distributed by MLS Grid
• 2026-04-08 Pending — SCMLS
• 2026-04-08 Pending — Stellar MLS as Distributed by MLS Grid
• 2026-04-04 Listed $150,000 Stellar MLS as Distributed by MLS Grid
• 2026-04-04 Listed $150,000 SCMLS

Property tax history

+3.7%/yr

Latest (2025): $772 · +12.1% YoY. Source: county tax records.