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104 Cautillion Dr
B Composite 71.56
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +26.9/30.0
  • ARV discount +15.0/15.0
  • DSCR +9.3/10.0
  • 1% rule +7.4/10.0
  • Livability +3.9/5.0
  • Schools +3.6/10.0
  • Rent growth +2.9/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$189,000

104 Cautillion Dr · Youngsville, LA 70592
4 bd · 2.5 ba · 2,642 sqft · SingleFamily public records · 26 Days on market
Built 2013 6,534 sqft lot $72/sqft · 38% below area Est $286k · 34% under $33/mo HOA · 1% of rent ↓ 26% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Wonderful four bedroom, 2.5 bath home located in the Sugar Ridge subdivision within the Southside School District. Features an open concept living, dining and kitchen area. The large primary suite provides dual vanities, a separate shower, a soaking tub and a walk-in closet. Upstairs you will find a second living room, three bedrooms and a full bathroom. Located minutes from the Youngsville Sports Complex, shopping, restaurants and schools. Some photos have been virtually staged for demonstration purposes only.

Key facts

  • Second living room
  • Dual vanities
  • Soaking tub

Tags

LARGE PRIMARY SUITEDUAL VANITIESSEPARATE SHOWERSOAKING TUBWALK-IN CLOSETSECOND LIVING ROOM

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.5-bath single-family listed at $189k.

Deal economics

  • At list price, monthly cash flow is $524 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $189k).
  • Recommended offer: $186k (1.5% below list) — sets the bar for market timing.
  • Cap rate 9.6% vs local median 4.8% in Youngsville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 78/100 on livability (#8 in LA, #2,614 nationally) — a middle-class / working-renter tenant base. Strengths: schools A+, employment A+, housing A+; Watch: amenities F, commute F.
  • Lafayette Parish (urban): math 38% / reading 46% proficiency, ranked #19 of 98 in LA (top 19%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising (+1.6%/yr); 675 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,585 units permitted in Lafayette Parish in 2024 (10 in 5+ unit buildings).
  • This rent runs 30% of the median local income ($93k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Lafayette County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 26 days — a 2% lower offer ($186k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 13y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $186,165 (1.5% below list)

Questions for the listing agent

  1. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.24%
Cap rate
9.62%
Cash-on-cash
11.88%
DSCR
1.53
GRM
6.7

CMA / ARV

ARV (median comp)
$286,402
List price
$189,000
Delta
-34.01%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
208 Cautillion Dr 0.08mi 4/2.5 2,460 (-7%) 4mo $295,000 $120 82
315 Forest Grove Dr 0.29mi 4/2.5 2,460 (-7%) 1mo $275,000 $112 74
102 Sugar Crest Dr 0.33mi 5/3.0 (+1) 2,720 (+3%) 0mo $340,000 $125 72
206 Amsterdam Ave 0.34mi 4/3.5 2,479 (-6%) 2mo $515,632 $208 68
208 Buenos Aires Ave 0.33mi 4/3.0 2,372 (-10%) 0mo $499,899 $211 65
127 Cape Town Ave 0.22mi 4/3.0 2,270 (-14%) 1mo $475,000 $209 64
524 Cautillion Dr 0.35mi 4/2.5 2,367 (-10%) 4mo $265,000 $112 63
123 Chemet Rd 0.63mi 4/3.0 2,491 (-6%) 2mo $365,000 $147 58
107 Eagleston St 0.69mi 5/3.0 (+1) 2,720 (+3%) 2mo $364,597 $134 54
205 Grimmon Rd 0.71mi 5/3.0 (+1) 2,476 (-6%) 0mo $368,165 $149 49
204 Grimmon Rd 0.71mi 4/3.0 2,372 (-10%) 0mo $351,441 $148 47
101 Chemet Rd 0.67mi 4/3.0 2,349 (-11%) 3mo $345,000 $147 46

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.65% rent growth · sell at horizon

5-year hold
IRR
-0.2%
Equity multiple
0.99×
Total profit
$-349
Equity at exit
$28,181
10-year hold
IRR
8.0%
Equity multiple
1.57×
Total profit
$30,303
Equity at exit
$16,341

Cash invested: $52,920 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 70592

Home prices YoY
-23.4%
Rents YoY
1.6%
Active inventory
675
Price-to-rent
6.7×

Monthly cashflow live

Estimated rent
$2,350 medium interval (Pro) →
Mortgage (P&I)
$991
Tax from tax record
$230 /mo · $2,759/yr
Insurance
$79
HOA
$33
Vacancy / Maint / Mgmt
$494
Net cashflow
$524

Break-even live

Break-even rent $1,687
Max offer price $189,000
Occupancy floor 73%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$47,250
Closing costs
$5,670
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 3 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
210 Caillou Grove Rd Youngsville, LA 4.0 2.0 1961 $2,100 $1.07 13d 1 0.19mi
220 Tall Oaks Ln Youngsville, LA 4.0 2.0 1885 $2,200 $1.17 21d 1 0.52mi
Youngsville, LA 4.0 3.0 2072 $2,550 $1.23 43d 1 1.35mi

HOA detail

Monthly dues
$33 · $396/yr

Listing history 6 events

  1. 2026-05-18
    status Pending 516-char remark
    Show marketing remark (516 chars)

    Wonderful four bedroom, 2.5 bath home located in the Sugar Ridge subdivision within the Southside School District. Features an open concept living, dining and kitchen area. The large primary suite provides dual vanities, a separate shower, a soaking tub and a walk-in closet. Upstairs you will find a second living room, three bedrooms and a full bathroom. Located minutes from the Youngsville Sports Complex, shopping, restaurants and schools. Some photos have been virtually staged for demonstration purposes only.

  2. 2026-05-07
    status Active 516-char remark
    Show marketing remark (516 chars)

    Wonderful four bedroom, 2.5 bath home located in the Sugar Ridge subdivision within the Southside School District. Features an open concept living, dining and kitchen area. The large primary suite provides dual vanities, a separate shower, a soaking tub and a walk-in closet. Upstairs you will find a second living room, three bedrooms and a full bathroom. Located minutes from the Youngsville Sports Complex, shopping, restaurants and schools. Some photos have been virtually staged for demonstration purposes only.

  3. 2026-04-29
    status Pending 516-char remark
    Show marketing remark (516 chars)

    Wonderful four bedroom, 2.5 bath home located in the Sugar Ridge subdivision within the Southside School District. Features an open concept living, dining and kitchen area. The large primary suite provides dual vanities, a separate shower, a soaking tub and a walk-in closet. Upstairs you will find a second living room, three bedrooms and a full bathroom. Located minutes from the Youngsville Sports Complex, shopping, restaurants and schools. Some photos have been virtually staged for demonstration purposes only.

  4. 2026-04-13
    listed $189,000 Active 516-char remark
    Show marketing remark (516 chars)

    Wonderful four bedroom, 2.5 bath home located in the Sugar Ridge subdivision within the Southside School District. Features an open concept living, dining and kitchen area. The large primary suite provides dual vanities, a separate shower, a soaking tub and a walk-in closet. Upstairs you will find a second living room, three bedrooms and a full bathroom. Located minutes from the Youngsville Sports Complex, shopping, restaurants and schools. Some photos have been virtually staged for demonstration purposes only.

  5. 2013-11-04
    soldstatus $250,975 524-char remark
    Show marketing remark (524 chars)

    D.R Horton will start homes in Sugar Ridge early 2013. This spacious floor plan includes a seperate family room, dining room and bonus room upstairs. Wood in family room. Ceramic tile , kitchen/breakfast, all baths and utility room. Recessed lighting in kitchen. Dual vanities in master bath. Pre wired for security alarm. Gas ventless fireplace. A neighborhood playground and pool will be in place by summer of 2014. 5 cable drops. Buy early-options available.(plans and specifications are subject to change without notice)

  6. 2013-02-01
    listed $254,900 524-char remark
    Show marketing remark (524 chars)

    D.R Horton will start homes in Sugar Ridge early 2013. This spacious floor plan includes a seperate family room, dining room and bonus room upstairs. Wood in family room. Ceramic tile , kitchen/breakfast, all baths and utility room. Recessed lighting in kitchen. Dual vanities in master bath. Pre wired for security alarm. Gas ventless fireplace. A neighborhood playground and pool will be in place by summer of 2014. 5 cable drops. Buy early-options available.(plans and specifications are subject to change without notice)

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

Current annual tax
$2,759 · $230/mo
Projected year-2 tax
$2,759 · $230/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥108°F today · 22 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$28,205
− Mortgage interest
−$10,587
− Property taxes
−$2,759
− Insurance
−$945
− Repairs & maintenance
−$2,256
− Management
−$2,256
− HOA
−$396
− Depreciation
−$5,498
Taxable income
$3,507
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$842
After-tax cash flow
$5,447/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Lafayette Parish
NCES district ID
2200870
Math proficiency
38% ▼ -32.00%
Reading proficiency
46% ▼ -24.00%
Median HH income
$50,238
Composite
36.15/100
National rank
#4741
State rank
#19 of 98 in LA

Livability — Youngsville

Score
78/100
State rank
#8
US rank
#2614

Category grades

Amenities F Commute F Cost of living B+ Crime B- Employment A+ Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Youngsville, LA
County
Lafayette Parish · 207,544 people
City population
32,167
Metro
Lafayette, LA
Population (ZIP)
32,167
Household income
$93,204
Rent vs Own
12.9% rent · 87.1% own
Severe rent burden
424.0

Population outlook (Lafayette County) Hauer SSP2

Today (2025)
280,930 people
By 2030
301,092 · +7.2%
By 2040
339,456 · +20.8%
By 2050
375,156 · +33.5%
By 2075
451,672 · +60.8%
By 2100
497,203 · +77.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (82%)
Race & ethnicity
White 82% Black 10% Two or more races 5% Hispanic / Latino 4% Asian 1%
Common ancestry
Lithuanian 24% Romanian 3% Italian 1%
Foreign-born
3% · Canada
Languages at home
94% English-only · French/Haitian/Cajun 3% Spanish 2%

Political lean MEDSL · Lafayette

2024 margin
Solid R (+31.4) · D 33.5% · R 64.8% · Other 1.7%
2008→2024 swing
-0.1pp no change · 2008: -31.3pp · 2024: -31.4pp
All cycles
2024: R+31.4 2020: R+28.7 2016: R+33.6 2012: R+33.7 2008: R+31.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -41.24%
Current HPI
135.2825
Rent YoY
▲ 1.65%
Metro
Lafayette, LA
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

-25.9% since first listed
6 events — show timeline
  • 2026-05-18 Pending AcadianaMLS
  • 2026-05-07 Relisted AcadianaMLS
  • 2026-04-29 Pending AcadianaMLS
  • 2026-04-13 Listed $189,000 AcadianaMLS
  • 2013-11-04 Sold (MLS) $250,975 AcadianaMLS
  • 2013-02-01 Listed $254,900 AcadianaMLS

Property tax history

+8.5%/yr

Latest (2025): $2,759 · -1.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…