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6371 Whirlaway Rd
C- Composite 54.43
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +13.9/30.0
  • ARV discount +11.7/15.0
  • Appreciation +9.2/10.0
  • DSCR +4.2/10.0
  • 1% rule +4.0/10.0
  • Schools +3.2/10.0
  • Livability +3.2/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$349,000

6371 Whirlaway Rd · Burnettown, SC 29829
5 bd · 4.0 ba · 3,436 sqft · SingleFamily public records · 158 Days on market
Built 2022 0.25 ac lot Est $385k · 9% under $33/mo HOA · 1% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Summerville floor plan This large 5 bedroom floor plan begins with a dual garage. Room for 3 cars. The first bedroom and bath are located on the main floor along with stunning family room. The kitchen and breakfast area are sure to be the keystone of many happy memories. Upstairs your family has room to spread out into the primary suite plus three other bedrooms. A magnificent bonus or media room completes the upper floor, along with a convenient laundry room and two full bathrooms.

Key facts

  • 0.25 acre lot
  • 3 garage spots
  • Community pool

Property features AI

Finance

  • HOA & community: Homeowners association with annual fee of $400; Community pool

Exterior

  • Parking: 3-car garage; Other parking features
  • Security: Smoke detectors
  • Utilities: Public water; Public sewer; Cable available; Electricity available; Natural gas available
  • Home design: Single-family residence; Two stories; Residential property
  • Construction: Vinyl siding; Slab foundation; Other roof
  • Exterior features: Patio; Fenced yard; Outbuilding; Landscaped grounds; Paved road access; No pool

Interior

  • Kitchen: Dishwasher; Cooktop; Microwave; Refrigerator; Tankless water heater
  • Bedrooms: Total rooms: 11
  • Flooring: Carpet
  • Bathrooms: 4 full bathrooms
  • Heating & cooling: Central air; Ceiling fans; Electric heating; Fireplace heating
  • Interior features: Ceiling fans; Walk-in closets; Breakfast bar; Pantry; Window coverings; Gas fireplace (1)
  • Laundry & utility: Electric dryer hookup

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 5-bed/4.0-bath single-family listed at $349k.

Deal economics

  • At list price, monthly cash flow is $40 ($483/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $315k (9.9% below list).
  • Recommended offer: $307k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 64/100 on livability (#159 in SC) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F, employment D-.
  • Aiken 01 (suburban): math 31% / reading 44% proficiency, ranked #36 of 80 in SC (top 45%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Jefferson Elementary (math 34% / reading 34%, grade F, #359 of 597 statewide, top 60%, 557 students, 100% FRL); Langley-Bath-Clearwater Middle (math 25% / reading 35%, grade F, #136 of 229 statewide, top 60%, 634 students, 100% FRL); Midland Valley High (math 31% / reading 83%, grade C, #120 of 196 statewide, top 64%, 1,477 students, 62% FRL) — zoned schools average 87% FRL vs 54% district-wide (33 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: 298 active listings in the ZIP; 2 comparable units currently listed for rent nearby; solid renter incomes; 2,500 units permitted in Aiken County in 2024 (1,023 in 5+ unit buildings).
  • This rent runs 45% of the median local income ($84k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $32k of equity ($2k loan paydown + $29k appreciation (8.4% local appreciation)).
  • Aiken County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (8.4% appreciation + 3.0% rent growth), your $98k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 2, paydown + projected appreciation supports a ~$51k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 158 days — a 12% lower offer ($307k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 4y ago; this cycle's ask has dropped $76k (18%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Recommended offer $307,120 (12.0% below list)

Questions for the listing agent

  1. It's been on market 158 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.90%
Cap rate
6.43%
Cash-on-cash
0.49%
DSCR
1.02
GRM
9.2

CMA / ARV

ARV (on-the-fly)
$384,832
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3100 Blenheim Ct 0.26mi 4/3.0 (-1) 3,442 (+0%) 10mo $384,900 $112 70
350 Midland Pines Dr 0.19mi 4/3.0 (-1) 3,442 (+0%) 18mo $365,900 $106 66
3163 Blenheim Ct 0.29mi 5/3.5 3,175 (-8%) 7mo $384,900 $121 66
321 Midland Pines Dr 0.23mi 4/3.0 (-1) 3,442 (+0%) 18mo $367,750 $107 65
6296 Whirlaway Rd 0.14mi 5/2.5 3,187 (-7%) 13mo $350,000 $110 64
431 Midland Pines Dr #06 0.13mi 5/3.5 3,190 (-7%) 21mo $329,900 $103 62
3150 Blenheim Ct 0.30mi 4/3.5 (-1) 3,175 (-8%) 6mo $371,215 $117 61
3099 Blenheim Ct 0.25mi 4/3.5 (-1) 3,190 (-7%) 10mo $334,900 $105 61
3075 Blenheim Ct 0.23mi 4/3.5 (-1) 3,190 (-7%) 11mo $381,805 $120 61
2038 Omaha Dr 0.12mi 4/3.5 (-1) 3,190 (-7%) 18mo $355,900 $112 60
3124 Blenheim Ct 0.28mi 4/3.5 (-1) 3,175 (-8%) 8mo $356,725 $112 60
1013 Bubbling Springs Dr 0.67mi 4/3.5 (-1) 3,017 (-12%) 16mo $379,900 $126 28

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

8.38% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
21.2%
Equity multiple
2.59×
Total profit
$154,931
Equity at exit
$274,219
10-year hold
IRR
19.5%
Equity multiple
5.59×
Total profit
$448,281
Equity at exit
$553,213

Cash invested: $97,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State South Carolina
90 Strongly Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
5-day notice; preempted; landlord-favorable.

ZIP-level market 29829

Home prices YoY
3.0%
Active inventory
298
Price-to-rent
9.2×

Monthly cashflow live

Estimated rent
$3,146 medium interval (Pro) →
Mortgage (P&I)
$1,830
Tax est. 1.5%
$436 /mo · $5,235/yr
Insurance
$145
HOA
$33
Vacancy / Maint / Mgmt
$661
Net cashflow
$40

Break-even live

Break-even rent $3,095
Max offer price $349,000
Occupancy floor 94%

Sensitivity live

Price -10% $281 -5% $161 +0% $40 +5% $-80 +10% $-201
Rent -10% $-208 -5% $-84 +0% $40 +5% $165 +10% $289
Rate -1.0pp $216 -0.5pp $129 base $40 +0.5pp $-50 +1.0pp $-142

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$87,250
Closing costs
$10,470
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
6370 Whirlaway Rd Graniteville, SC 5.0 3.0 2830 $2,755 $0.97 15d 1 0.05mi
618 Count Fleet Ct Graniteville, SC 4.0 2.5 2362 $2,299 $0.97 22d 1 0.30mi

HOA detail

Monthly dues
$33 · $396/yr

Listing history 26 events

  1. 2026-06-21
    days on market $349,000 Active 158 DOM
  2. 2026-06-18
    days on market $349,000 Active 155 DOM
  3. 2026-06-17
    pricedays on market $349,000 Active 154 DOM
  4. 2026-06-16
    days on market $374,000 Active 153 DOM
  5. 2026-06-15
    days on market $374,000 Active 152 DOM
  6. 2026-06-14
    days on market $374,000 Active 150 DOM
  7. 2026-06-13
    days on market $374,000 Active 149 DOM
  8. 2026-06-10
    days on market $374,000 Active 147 DOM
  9. 2026-06-09
    days on market $374,000 Active 146 DOM
  10. 2026-06-08
    days on market $374,000 Active 145 DOM
  11. 2026-06-07
    days on market $374,000 Active 144 DOM
  12. 2026-06-03
    days on market $374,000 Active 140 DOM
  13. 2026-06-02
    days on market $374,000 Active 139 DOM
  14. 2026-06-01
    days on market $374,000 Active 138 DOM
  15. 2026-05-31
    days on market $374,000 Active 137 DOM
  16. 2026-05-30
    days on market $374,000 Active 136 DOM
  17. 2026-05-04
    price $384,000
  18. 2026-03-26
    soldstatus $388,500
  19. 2026-02-27
    price $399,900
  20. 2026-01-14
    listed $424,900 Active
  21. 2022-12-28
    soldstatus $383,650 487-char remark
    Show marketing remark (487 chars)

    Summerville floor plan This large 5 bedroom floor plan begins with a dual garage. Room for 3 cars. The first bedroom and bath are located on the main floor along with stunning family room. The kitchen and breakfast area are sure to be the keystone of many happy memories. Upstairs your family has room to spread out into the primary suite plus three other bedrooms. A magnificent bonus or media room completes the upper floor, along with a convenient laundry room and two full bathrooms.

  22. 2022-12-28
    soldstatus $383,650 487-char remark
    Show marketing remark (487 chars)

    Summerville floor plan This large 5 bedroom floor plan begins with a dual garage. Room for 3 cars. The first bedroom and bath are located on the main floor along with stunning family room. The kitchen and breakfast area are sure to be the keystone of many happy memories. Upstairs your family has room to spread out into the primary suite plus three other bedrooms. A magnificent bonus or media room completes the upper floor, along with a convenient laundry room and two full bathrooms.

  23. 2022-12-28
    soldstatus $383,650
    Show marketing remark (487 chars)

    Summerville floor plan This large 5 bedroom floor plan begins with a dual garage. Room for 3 cars. The first bedroom and bath are located on the main floor along with stunning family room. The kitchen and breakfast area are sure to be the keystone of many happy memories. Upstairs your family has room to spread out into the primary suite plus three other bedrooms. A magnificent bonus or media room completes the upper floor, along with a convenient laundry room and two full bathrooms.

  24. 2022-11-11
    listed $384,650
  25. 2022-08-19
    listed $384,650 487-char remark
    Show marketing remark (487 chars)

    Summerville floor plan This large 5 bedroom floor plan begins with a dual garage. Room for 3 cars. The first bedroom and bath are located on the main floor along with stunning family room. The kitchen and breakfast area are sure to be the keystone of many happy memories. Upstairs your family has room to spread out into the primary suite plus three other bedrooms. A magnificent bonus or media room completes the upper floor, along with a convenient laundry room and two full bathrooms.

  26. 2022-08-19
    listed $384,650 487-char remark
    Show marketing remark (487 chars)

    Summerville floor plan This large 5 bedroom floor plan begins with a dual garage. Room for 3 cars. The first bedroom and bath are located on the main floor along with stunning family room. The kitchen and breakfast area are sure to be the keystone of many happy memories. Upstairs your family has room to spread out into the primary suite plus three other bedrooms. A magnificent bonus or media room completes the upper floor, along with a convenient laundry room and two full bathrooms.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$37,749
− Mortgage interest
−$19,549
− Property taxes
−$5,235
− Insurance
−$1,745
− Repairs & maintenance
−$3,020
− Management
−$3,020
− HOA
−$396
− Depreciation
−$10,153
Taxable loss
−$5,369
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,289
After-tax cash flow
$1,772/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Aiken 01
NCES district ID
4500720
Math proficiency
31% ▼ -11.00%
Reading proficiency
44% ▼ -1.00%
Median HH income
$45,081
Composite
31.91/100
National rank
#5857
State rank
#36 of 80 in SC

Livability — Burnettown

Score
64/100
State rank
#159
US rank
#14711

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment D- Housing A+ Health & safety F User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Aiken County · 116,534 people
City population
931
Metro
Augusta-Richmond County, GA-SC
Population (ZIP)
12,385
Household income
$84,228
Rent vs Own
18.3% rent · 81.7% own
Severe rent burden
213.0

Population outlook (Aiken County) Hauer SSP2

Today (2025)
178,003 people
By 2030
182,876 · +2.7%
By 2040
189,970 · +6.7%
By 2050
193,840 · +8.9%
By 2075
199,453 · +12.1%
By 2100
192,403 · +8.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.58)
Race & ethnicity
White 59% Black 26% Hispanic / Latino 12% Two or more races 9% Asian 1%
Hispanic origin (detail)
Mexican 8% Puerto Rican 1%
Common ancestry
Italian 2% Swedish 2% Slovak 1%
Foreign-born
6% · Canada
Languages at home
89% English-only · Spanish 10% Other Indo-European 1%

Political lean MEDSL · Aiken

2024 margin
Strong R (+25.9) · D 36.4% · R 62.2% · Other 1.4%
2008→2024 swing
-1.9pp toward R · 2008: -24.0pp · 2024: -25.9pp
All cycles
2024: R+25.9 2020: R+22.7 2016: R+27.5 2012: R+26.0 2008: R+24.0

Not yet ingested

Civics

Market trends

HPI YoY
▲ 8.38%
Current HPI
286.4155
Rent YoY
Metro
Augusta-Richmond County, GA-SC
State GDP YoY
▲ 4.51%
F500 in state
2

Industry mix (Fortune 500 HQ in SC)

Industry F500 HQs Revenue

Price history

-0.2% since first listed
10 events — show timeline
  • 2026-05-04 Price Changed $384,000 AMLS
  • 2026-03-26 Sold (Public Records) $388,500 Public Records
  • 2026-02-27 Price Changed $399,900 AMLS
  • 2026-01-14 Listed $424,900 AMLS
  • 2022-12-28 Sold (MLS) $383,650 AMLS
  • 2022-12-28 Sold (MLS) $383,650 Hive MLS
  • 2022-12-28 Sold (MLS) $383,650 Hive MLS
  • 2022-11-11 Listed $384,650 AMLS
  • 2022-08-19 Listed $384,650 Hive MLS
  • 2022-08-19 Listed $384,650 Hive MLS

Property tax history

-3.0%/yr

Latest (2025): $159 · -5.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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