913 Tanreall Dr · White Knoll, SC 29073

$324,900

4 bd · 2.5 ba · 2,433 sqft · SingleFamily public records · 54 Days on market

Built 2019 Good condition 7,840 sqft lot Est $353k · 8% under $38/mo HOA · 2% of rent

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +12.0/30.0
• ARV discount +11.1/15.0
• Schools +4.2/10.0
• Condition / age +4.0/5.0
• DSCR +3.5/10.0
• Rent growth +3.3/5.0
• 1% rule +2.6/10.0
• Livability +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks

* * * BACK ON THE MARKET AT NO FAULT TO SELLERS * * * Step into a home that feels better than new—immaculately maintained, thoughtfully upgraded, and styled with a clean, modern aesthetic throughout. Every room reflects intentional design, from the fresh wall finishes to the curated décor that elevates each space without overwhelming it. The main living area provides an open-concept layout ideal for both everyday comfort and entertaining. Rich flooring, abundant natural light, and warm, cohesive décor create a welcoming atmosphere. The kitchen stands out with its crisp white cabinetry, stainless steel appliances, granite counters, and a beautifully installed subwa

Key facts

• 7,840 sq ft lot
• 2 garage spots
• Community pool

Property features AI

Finance

• HOA & community: Homeowner association with amenities that include a playground and a pool

Exterior

• Parking: Attached garage on main level with 2 garage spaces; Total of 4 parking spaces
• Utilities: Public water; Public sewer
• Home design: Two-story home
• Construction: Slab foundation
• Exterior features: Vinyl exterior finish; Rear wood fencing

Interior

• Kitchen: Kitchen island; Granite countertops; Tiled backsplash; Painted cabinets; Recessed lighting; Luxury vinyl plank flooring
• Bedrooms: Master bedroom on main with double vanity, private bath, separate shower, walk-in closet, vaulted ceilings, ceiling fan, carpet and vinyl flooring; Bedroom 2 on second level with double vanity, shared bath, walk-in closet, ceiling fan, carpet; Bedroom 3 on second level with double vanity, shared bath, walk-in closet, ceiling fan, carpet; Bedroom 4 on second level with shared bath, walk-in closet, ceiling fan, private closet, carpet
• Flooring: Carpet in bedrooms and select areas; Vinyl and luxury vinyl plank flooring in main areas
• Bathrooms: Two full bathrooms and one partial bath (plus one main half bath)
• Heating & cooling: Central cooling; Central heating with gas pack
• Interior features: Attic storage with attic access
• Laundry & utility: Main-level utility room with electric hook-ups

What this means for you Summary

Snapshot

• This is a 4-bed/2.5-bath single-family listed at $325k. Condition is rated good.

Deal economics

• At list price, monthly cash flow is $-79 ($-947/yr) — negative.
• To cash-flow at today's rent, offer at most $311k (4.3% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $248k (23.7% below list).
• Recommended offer: $248k (23.7% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
• Lexington 01 (suburban): math 42% / reading 53% proficiency, ranked #11 of 80 in SC (top 14%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Carolina Springs Elementary (math 34% / reading 34%, grade F, #359 of 597 statewide, top 60%, 850 students, 41% FRL); White Knoll High (math 47% / reading 85%, grade B, #81 of 196 statewide, top 42%, 2,204 students, 45% FRL).
• Market conditions: Rents rising (+3.2%/yr); 563 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,712 units permitted in Lexington County in 2024 (0 in 5+ unit buildings).
• This rent runs 39% of the median local income ($77k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
• Lexington County population projected at +26% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 54 days — a 3% lower offer ($315k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 7y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: major wind risk, 70% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $248,012 (23.7% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 54 days. Have you received any prior offers? Is the seller open to a 24% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.76% ✗
• Cap rate: 6.00%
• Cash-on-cash: -1.04%
• DSCR: 0.95
• GRM: 10.9

CMA / ARV

• ARV (on-the-fly): $352,785
• Comps found: 1

Show comp detail 1 sale within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
2015 Bliss Ln	0.75mi	4/2.5	2,478 (+2%)	4mo	$360,000	$145	59

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.24% rent growth · sell at horizon

5-year hold

• IRR: -17.8%
• Equity multiple: 0.37×
• Total profit: $-57,163
• Equity at exit: $48,444

10-year hold

• IRR: -9.6%
• Equity multiple: 0.40×
• Total profit: $-54,137
• Equity at exit: $28,091

Cash invested: $90,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State South Carolina: 90 Strongly Landlord-Friendly · R+6
• County: — inherits STATE
• City: — inherits STATE

5-day notice; preempted; landlord-favorable.

Methodology + full state rankings →

ZIP-level market 29073

• Home prices YoY: -19.1%
• Rents YoY: 3.2%
• Active inventory: 563
• Price-to-rent: 10.9×

Monthly cashflow live

• Estimated rent: $2,480 high
• Mortgage (P&I): −$1,704
• Tax from tax record: −$161 /mo · $1,932/yr
• Insurance: −$135
• HOA: −$38
• Vacancy / Maint / Mgmt: −$521
• Net cashflow: $-79

Break-even live

Break-even rent $2,580

Max offer price $310,961

Occupancy floor 98%

Sensitivity live

Price	-10% $105	-5% $13	+0% $-79	+5% $-171	+10% $-263
Rent	-10% $-275	-5% $-177	+0% $-79	+5% $19	+10% $117
Rate	-1.0pp $85	-0.5pp $4	base $-79	+0.5pp $-163	+1.0pp $-249

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $81,225
• Closing costs: $9,747
• Reserves months: —
• Total cash needed: —

Rent comps 6 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
2237 Trakand Dr Lexington, SC	3.0	2.5	1962	$1,975	$1.01	4d	1	0.18mi
307 Savannah Hills Dr Lexington, SC	3.0	2.5	1612	$1,985	$1.23	24d	1	0.26mi
985 Native Rye Way Lexington, SC	4.0	3.0	3100	$3,500	$1.13	4d	1	0.29mi
473 Walking Ln Lexington, SC	3.0	2.5	1835	$2,100	$1.14	24d	1	0.50mi
432 Cape Jasmine Way Lexington, SC	4.0	2.5	1600	$2,049	$1.28	4d	1	0.84mi
237 Tea Olive Ave Lexington, SC	3.0	2.5	2448	$2,099	$0.86	22d	1	1.28mi

HOA detail

• Monthly dues: $38 · $456/yr

Listing history 21 events

1. 2026-06-18
   days on market $324,900 Active 54 DOM
2. 2026-06-17
   days on market $324,900 Active 53 DOM
3. 2026-06-16
   days on market $324,900 Active 52 DOM
4. 2026-06-15
   days on market $324,900 Active 51 DOM
5. 2026-06-14
   days on market $324,900 Active 49 DOM
6. 2026-06-10
   days on market $324,900 Active 46 DOM
7. 2026-06-09
   days on market $324,900 Active 45 DOM
8. 2026-06-08
   pricedays on market $324,900 Active 44 DOM
9. 2026-06-07
   days on market $329,000 Active 43 DOM
10. 2026-06-03
    days on market $329,000 Active 39 DOM
11. 2026-06-03
    days on market $329,000 Active 38 DOM
12. 2026-06-02
    days on market $329,000 Active 37 DOM
13. 2026-05-31
    days on market $329,000 Active 36 DOM
14. 2026-05-08
    status Active
15. 2026-05-07
    status Pending
16. 2026-04-24
    listed $330,000 Active
17. 2023-09-26
    soldstatus $323,500
18. 2023-08-31
    status Pending
19. 2023-07-21
    historical Active - Contingent
20. 2023-07-12
    listed $323,500 Active
21. 2019-08-11
    listed $217,626

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast SC · Resets to sale price

• Current annual tax: $1,932 · $161/mo
• Projected year-2 tax: $1,932 · $161/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 7/10 Severe 7 d/yr ≥107°F today · 16 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 70% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $29,761
• − Mortgage interest: −$18,199
• − Property taxes: −$1,932
• − Insurance: −$1,624
• − Repairs & maintenance: −$2,381
• − Management: −$2,381
• − HOA: −$456
• − Depreciation: −$9,452
• Taxable loss: −$6,664
• Est. tax savings @ 24.0%: +$1,599
• After-tax cash flow: $653/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 Cosmetic rehab

This home is in excellent condition with a fresh, modern aesthetic. It's move-in ready with minor maintenance needed for exterior and interior trim.

Value-add opportunities

• Resale Paint exterior siding — Enhances curb appeal
• Resale Paint interior trim — Improves home's overall appearance
• Rental Replace ceiling fans — Modernize and improve air circulation

Renovation cost estimate screening

Value-add ROI direction

• Resale Paint exterior siding — Enhances curb appeal ↑
• Resale Paint interior trim — Improves home's overall appearance ↑
• Rental Replace ceiling fans — Modernize and improve air circulation ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Lexington 01
• NCES district ID: 4502700
• Math proficiency: 42% ▼ -12.00%
• Reading proficiency: 53% ▼ -2.00%
• Median HH income: $61,298
• Composite: 41.75/100
• National rank: #3399
• State rank: #11 of 80 in SC

Livability — White Knoll

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• Census place: White Knoll, SC
• County: Lexington County · 232,571 people
• City population: 51,471
• Metro: Columbia, SC
• Population (ZIP): 53,156
• Household income: $77,229
• Rent vs Own: 18.3% rent · 81.7% own
• Severe rent burden: 935.0

Population outlook (Lexington County) Hauer SSP2

• Today (2025): 322,999 people
• By 2030: 342,356 · +6.0%
• By 2040: 377,715 · +16.9%
• By 2050: 406,984 · +26.0%
• By 2075: 465,447 · +44.1%
• By 2100: 485,674 · +50.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (72%)
• Race & ethnicity: White 72% Black 14% Two or more races 7% Hispanic / Latino 6% Asian 2%
• Hispanic origin (detail): Mexican 2% Puerto Rican 1%
• Common ancestry: Romanian 3% Italian 2% Slovak 1%
• Foreign-born: 4% · Canada, China
• Languages at home: 93% English-only · Spanish 5% Other Indo-European 1%

Political lean MEDSL · Lexington

• 2024 margin: Solid R (+33.5) · D 32.5% · R 66.0% · Other 1.4%
• 2008→2024 swing: +4.6pp toward D · 2008: -38.0pp · 2024: -33.5pp
• All cycles: 2024: R+33.5 2020: R+30.1 2016: R+36.7 2012: R+37.8 2008: R+38.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -59.20%
• Current HPI: 249.8957
• Rent YoY: ▲ 3.24%
• Metro: Columbia, SC
• State GDP YoY: ▲ 4.51%
• F500 in state: 2

Industry mix (Fortune 500 HQ in SC)

Industry	F500 HQs	Revenue
▸Packaging	1	$7B

Price history

+51.6% since first listed

8 events — show timeline

• 2026-05-08 Relisted — Consolidated MLS
• 2026-05-07 Pending — Consolidated MLS
• 2026-04-24 Listed $330,000 Consolidated MLS
• 2023-09-26 Sold (Public Records) $323,500 Public Records
• 2023-08-31 Pending — Consolidated MLS
• 2023-07-21 Contingent — Consolidated MLS
• 2023-07-12 Listed $323,500 Consolidated MLS
• 2019-08-11 Listed $217,626 Consolidated MLS

Property tax history

+22.0%/yr

Latest (2024): $1,932 · +55.1% YoY. Source: county tax records.