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1630 Tarpon Bay Dr S #102
D+ Composite 49.34
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +17.1/30.0
  • ARV discount +7.5/15.0
  • 1% rule +6.9/10.0
  • DSCR +5.3/10.0
  • Schools +5.0/10.0
  • Livability +3.2/5.0
  • Condition / age +2.5/5.0
  • Rent growth +1.9/5.0
  • Appreciation +0.0/10.0

$399,000

1630 Tarpon Bay Dr S #102 · Vineyards, FL 34119
3 bd · 2.0 ba · 1,759 sqft · Condo public records · 358 Days on market
Built 2002 $870/mo HOA · 18% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This beautiful first floor coach home in the gated community of Tarpon Bay has been meticulously cared for. It is immaculate and painted in neutral colors with tile throughout on the diagonal. The kitchen is perfect for the cook in the family with a GAS RANGE (rare in SWFL), newer stainless steel appliances, a walk-in pantry, lots of counter space with seating and wood cabinetry. There is an open floor plan with the dining room, family room and kitchen all open to one-another and the master and guest bedrooms on opposite sides of the home for privacy. The master bedroom is enormous with plenty of room for your king-sized bed and furniture. Lots of closet space as well! The master bath features dual sinks and a glass-enclosed shower. Just off of the master bedroom and family room is the HUGE wrap around lanai overlooking the peaceful preserve. Tarpon Bay is an amenity rich neighborhood in North Naples with quick access to I-75. There is an infinity edge pool, hot tub, fitness center, tennis, playground, kayak launch, grills, on-site management, business center, catering kitchen, basketball and so much more! SELLER WILL CONSIDER CREDITS AT CLOSING FOR NEW A/C AND KITCHEN COUNTERS.

Key facts

  • Business center
  • Recent upgrades
  • Smart home upgrades

Tags

SMART HOME UPGRADESOPEN KITCHENRECENT UPGRADESINFINITY-EDGE POOLELEGANT CLUBHOUSEBUSINESS CENTER

Property features AI

Finance

  • Other: One unit per floor; 34 units in complex; 4 units in building; single-story unit
  • Financial info: Total annual recurring HOA fees reported
  • HOA & community: Mandatory HOA (professional management); HOA fee quarterly; master HOA fee quarterly; HOA maintenance covers cable, internet/WiFi, irrigation water, lawn/land maintenance, manager, exterior pest control, recreation facilities, repairs, reserves, security, sewer, street lights, street maintenance, trash removal, and water; Community amenities: clubhouse, community pool and spa/hot tub, exercise room, tennis courts, pickleball, basketball, bike and jog path, community park, fishing pier, playground, BBQ/picnic areas, billiards, business center, community room, hobby room, library, internet access, sidewalks, underground utilities

Exterior

  • Parking: Attached 2-car garage; 2 assigned deeded parking spaces; Paved driveway and paved parking
  • Security: Gated community; Community security included in HOA maintenance
  • Utilities: Central water; Central sewer; Cable available; Electric service: central (electric); Natural gas available
  • Home design: Residential carriage/coach end-unit; Low-rise building (1–3 stories); Built in 2002; Rear exposure: North; Located in Tarpon Bay development (Bimini Bay sub-condo)
  • Construction: Concrete block construction
  • Exterior features: Stucco exterior; Tile roof; Double-hung windows; Gated community; Paved road access; Central irrigation; Preserve view; Restrictions: deeded, limited number of vehicles; no commercial, RV, or truck

Interior

  • Kitchen: Gas cooktop; Self-cleaning oven; Microwave; Dishwasher; Disposal; Refrigerator/Freezer; Refrigerator with icemaker; Pantry; Gas available
  • Bedrooms: 3 bedrooms (split bedroom floor plan)
  • Flooring: Tile flooring
  • Bathrooms: 2 full bathrooms; Master bath with dual sinks and shower (no tub)
  • Heating & cooling: Central electric heat; Central electric cooling; Natural gas available
  • Interior features: Foyer; High-speed internet available; Pantry; Tray ceiling; Walk-in closet; Window coverings; Great room; Screened lanai/porch; 4 ceiling fans; Unfurnished
  • Laundry & utility: Washer and dryer in residence; Auto garage door; Smoke detector

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath condo listed at $399k.

Deal economics

  • At list price, monthly cash flow is $275 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($5k rent vs $399k).
  • Recommended offer: $351k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 64/100 on livability (#679 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A-; Watch: health & safety D, amenities F, commute F.
  • Collier (suburban): math 60% / reading 56% proficiency, ranked #16 of 73 in FL (top 22%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Laurel Oak Elementary School (math 82% / reading 77%, grade A, #116 of 2,144 statewide, top 6%, 1,203 students, 20% FRL) — zoned schools average 20% FRL vs 55% district-wide (35 pts lower); this property's tenant base skews higher-income than the district average.
  • Zoned-school proficiency averages 80% at this address vs 58% district-wide (+22 pts) — the actual schools serving this property are materially stronger than the Collier average implies; a family-tenant draw the district grade alone would hide.
  • Market conditions: Rents soft (-2.5%/yr); 586 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 3,520 units permitted in Collier County in 2024 (959 in 5+ unit buildings).
  • At $4,737/mo this rent would consume 50% of the median local household income ($113k/yr) (locally 741% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $12k of value loss. Plan a longer hold.
  • Collier County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 358 days — a 12% lower offer ($351k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 12y ago; this cycle's ask has dropped $86k (18%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→30/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $351,120 (12.0% below list)

Questions for the listing agent

  1. It's been on market 358 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.19%
Cap rate
7.12%
Cash-on-cash
2.95%
DSCR
1.13
GRM
7.0

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-15.8%
Equity multiple
0.46×
Total profit
$-60,547
Equity at exit
$59,492
10-year hold
IRR
-15.6%
Equity multiple
0.27×
Total profit
$-81,799
Equity at exit
$34,498

Cash invested: $111,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 34119

Rents YoY
-2.5%
Active inventory
586
Price-to-rent
7.0×

Monthly cashflow live

Estimated rent
$4,737 high interval (Pro) →
Mortgage (P&I)
$2,092
Tax from tax record
$339 /mo · $4,073/yr
Insurance
$166
HOA
$870
Vacancy / Maint / Mgmt
$995
Net cashflow
$275

Break-even live

Break-even rent $4,390
Max offer price $399,000
Occupancy floor 89%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$99,750
Closing costs
$11,970
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1634 Tarpon Bay Dr S #202 Naples, FL 3.0 2.0 2170 $6,000 $2.76 14d 1 0.03mi
1634 Tarpon Bay Dr S #202 Naples, FL 3.0 2.0 2170 $6,000 $2.76 23d 1 0.03mi
1882 Tarpon Bay Dr S Unit 2 Naples, FL 2.0 2.0 1332 $2,200 $1.65 14d 1 0.09mi
1628 Cayman Ct #2 Naples, FL 3.0 2.0 1879 $6,500 $3.46 23d 1 0.12mi
1761 Tarpon Bay Dr S #58 Naples, FL 3.0 2.0 1879 $3,299 $1.76 23d 1 0.12mi
1710 Tarpon Bay Dr S Unit 4 Naples, FL 2.0 2.0 1537 $2,200 $1.43 14d 1 0.18mi
2001 Tarpon Bay Dr N #102 Naples, FL 2.0 2.0 1620 $5,400 $3.33 23d 1 0.21mi
2004 Tarpon Bay Dr N #101 Naples, FL 3.0 2.0 1759 $2,450 $1.39 23d 1 0.24mi
2004 Tarpon Bay Dr N #201 Naples, FL 3.0 2.0 2170 $6,000 $2.76 23d 1 0.24mi
2115 Malibu Lake Cir Naples, FL 1.0–4.0 1.0–2.0 1188 $2,791 $2.35 13d 56 0.34mi
6051 Shallows Way Naples, FL 3.0 2.0 2000 $5,000 $2.50 23d 1 0.43mi
6215 Wilshire Pines Cir #1601 Naples, FL 3.0 2.0 1592 $4,500 $2.83 23d 1 0.51mi
6325 Wilshire Pines Cir #308 Naples, FL 3.0 2.0 1577 $5,000 $3.17 14d 1 0.57mi
15126 Palmer Lake Cir Naples, FL 2.0–3.0 2.0 1254 $3,700 $2.95 23d 2 0.62mi
15144 Palmer Lake Cir #102 Naples, FL 2.0 2.0 1375 $6,500 $4.73 23d 1 0.71mi
15145 Palmer Lake Cir #103 Naples, FL 3.0 2.0 1571 $7,000 $4.46 23d 1 0.73mi
15181 Butler Lake Dr #201 Naples, FL 3.0 2.0 2152 $7,500 $3.49 14d 1 0.87mi
15177 Butler Lake Dr #201 Naples, FL 3.0 2.0 2152 $8,500 $3.95 14d 1 0.89mi
10020 Heather Ln Unit 9-904 Naples, FL 3.0 2.0 1640 $2,350 $1.43 23d 1 0.89mi
10033 Heather Ln Unit 5-502 Naples, FL 3.0 2.0 1774 $2,300 $1.30 23d 1 0.91mi
1156 Oakes Blvd Naples, FL 3.0 2.0 1554 $7,500 $4.83 23d 1 0.97mi
5000 Immokalee Rd Naples, FL 1.0–3.0 1.0–2.0 1115 $4,272 $3.83 14d 68 0.98mi
4965 Sandra Bay Dr #102 Naples, FL 2.0 2.0 1377 $2,200 $1.60 14d 1 0.99mi
4940 Cougar Ct S Unit 1545947P Naples, FL 2.0 2.0 1367 $2,185 $1.60 14d 1 1.02mi
4945 Cougar Ct S #105 Naples, FL 2.0 2.0 1377 $2,750 $2.00 14d 1 1.04mi
6544 Huntington Lakes Cir Unit 9-204 Naples, FL 3.0 2.0 1382 $4,250 $3.08 23d 1 1.05mi
5045 Cedar Springs Dr #203 Naples, FL 2.0 2.0 1427 $4,200 $2.94 23d 1 1.06mi
4970 Deerfield Way Unit F-203 Naples, FL 2.0 2.0 1388 $1,990 $1.43 14d 1 1.07mi
2868 Tiburon Blvd E #102 Naples, FL 3.0 2.0 2420 $15,000 $6.20 23d 1 1.07mi
2868 Tiburon Blvd E #102 Naples, FL 3.0 2.0 2420 $15,000 $6.20 21d 1 1.07mi
2864 Tiburon Blvd E #101 Naples, FL 2.0 2.0 2159 $13,500 $6.25 13d 1 1.08mi
2864 Tiburon Blvd E #101 Naples, FL 2.0 2.0 2159 $13,500 $6.25 23d 1 1.08mi
2864 Tiburon Blvd E #102 Naples, FL 3.0 2.0 2420 $21,000 $8.68 23d 1 1.08mi
4910 Cougar Ct N Unit 1-205 Naples, FL 2.0 2.0 1377 $2,050 $1.49 14d 1 1.09mi
4950 Deerfield Way #202 Naples, FL 2.0 2.0 1388 $2,000 $1.44 21d 1 1.11mi
6655 Huntington Lakes Cir #204 Naples, FL 3.0 2.0 1315 $3,500 $2.66 23d 1 1.12mi
5105 Cedar Springs Dr #101 Naples, FL 2.0 2.0 1650 $7,000 $4.24 23d 1 1.12mi
2830 Tiburon Blvd E #103 Naples, FL 3.0 2.0 2508 $14,000 $5.58 23d 1 1.12mi
2847 Tiburon Blvd E #101 Naples, FL 2.0 2.0 2159 $6,500 $3.01 14d 1 1.13mi
2826 Tiburon Blvd E #103 Naples, FL 3.0 2.0 2502 $20,000 $7.99 23d 1 1.13mi

HOA detail condo

Monthly dues
$870 · $10,440/yr
Likely covers
gaspoolgymsecurity
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 21 events

  1. 2026-05-30
    days on market $399,000 Active 358 DOM
  2. 2026-03-30
    price $399,000
  3. 2025-11-16
    price $449,000
  4. 2025-06-06
    listed $485,000 Active
  5. 2023-03-01
    soldstatus $494,000
  6. 2023-02-24
    soldstatus $494,000 Sold 1197-char remark
    Show marketing remark (1197 chars)

    This beautiful first floor coach home in the gated community of Tarpon Bay has been meticulously cared for. It is immaculate and painted in neutral colors with tile throughout on the diagonal. The kitchen is perfect for the cook in the family with a GAS RANGE (rare in SWFL), newer stainless steel appliances, a walk-in pantry, lots of counter space with seating and wood cabinetry. There is an open floor plan with the dining room, family room and kitchen all open to one-another and the master and guest bedrooms on opposite sides of the home for privacy. The master bedroom is enormous with plenty of room for your king-sized bed and furniture. Lots of closet space as well! The master bath features dual sinks and a glass-enclosed shower. Just off of the master bedroom and family room is the HUGE wrap around lanai overlooking the peaceful preserve. Tarpon Bay is an amenity rich neighborhood in North Naples with quick access to I-75. There is an infinity edge pool, hot tub, fitness center, tennis, playground, kayak launch, grills, on-site management, business center, catering kitchen, basketball and so much more! SELLER WILL CONSIDER CREDITS AT CLOSING FOR NEW A/C AND KITCHEN COUNTERS.

  7. 2023-01-16
    status Pending With Contingencies 1197-char remark
    Show marketing remark (1197 chars)

    This beautiful first floor coach home in the gated community of Tarpon Bay has been meticulously cared for. It is immaculate and painted in neutral colors with tile throughout on the diagonal. The kitchen is perfect for the cook in the family with a GAS RANGE (rare in SWFL), newer stainless steel appliances, a walk-in pantry, lots of counter space with seating and wood cabinetry. There is an open floor plan with the dining room, family room and kitchen all open to one-another and the master and guest bedrooms on opposite sides of the home for privacy. The master bedroom is enormous with plenty of room for your king-sized bed and furniture. Lots of closet space as well! The master bath features dual sinks and a glass-enclosed shower. Just off of the master bedroom and family room is the HUGE wrap around lanai overlooking the peaceful preserve. Tarpon Bay is an amenity rich neighborhood in North Naples with quick access to I-75. There is an infinity edge pool, hot tub, fitness center, tennis, playground, kayak launch, grills, on-site management, business center, catering kitchen, basketball and so much more! SELLER WILL CONSIDER CREDITS AT CLOSING FOR NEW A/C AND KITCHEN COUNTERS.

  8. 2023-01-05
    price $494,000 1197-char remark
    Show marketing remark (1197 chars)

    This beautiful first floor coach home in the gated community of Tarpon Bay has been meticulously cared for. It is immaculate and painted in neutral colors with tile throughout on the diagonal. The kitchen is perfect for the cook in the family with a GAS RANGE (rare in SWFL), newer stainless steel appliances, a walk-in pantry, lots of counter space with seating and wood cabinetry. There is an open floor plan with the dining room, family room and kitchen all open to one-another and the master and guest bedrooms on opposite sides of the home for privacy. The master bedroom is enormous with plenty of room for your king-sized bed and furniture. Lots of closet space as well! The master bath features dual sinks and a glass-enclosed shower. Just off of the master bedroom and family room is the HUGE wrap around lanai overlooking the peaceful preserve. Tarpon Bay is an amenity rich neighborhood in North Naples with quick access to I-75. There is an infinity edge pool, hot tub, fitness center, tennis, playground, kayak launch, grills, on-site management, business center, catering kitchen, basketball and so much more! SELLER WILL CONSIDER CREDITS AT CLOSING FOR NEW A/C AND KITCHEN COUNTERS.

  9. 2022-12-14
    price $510,000 1197-char remark
    Show marketing remark (1197 chars)

    This beautiful first floor coach home in the gated community of Tarpon Bay has been meticulously cared for. It is immaculate and painted in neutral colors with tile throughout on the diagonal. The kitchen is perfect for the cook in the family with a GAS RANGE (rare in SWFL), newer stainless steel appliances, a walk-in pantry, lots of counter space with seating and wood cabinetry. There is an open floor plan with the dining room, family room and kitchen all open to one-another and the master and guest bedrooms on opposite sides of the home for privacy. The master bedroom is enormous with plenty of room for your king-sized bed and furniture. Lots of closet space as well! The master bath features dual sinks and a glass-enclosed shower. Just off of the master bedroom and family room is the HUGE wrap around lanai overlooking the peaceful preserve. Tarpon Bay is an amenity rich neighborhood in North Naples with quick access to I-75. There is an infinity edge pool, hot tub, fitness center, tennis, playground, kayak launch, grills, on-site management, business center, catering kitchen, basketball and so much more! SELLER WILL CONSIDER CREDITS AT CLOSING FOR NEW A/C AND KITCHEN COUNTERS.

  10. 2022-12-07
    listed $530,000 Active 1197-char remark
    Show marketing remark (1197 chars)

    This beautiful first floor coach home in the gated community of Tarpon Bay has been meticulously cared for. It is immaculate and painted in neutral colors with tile throughout on the diagonal. The kitchen is perfect for the cook in the family with a GAS RANGE (rare in SWFL), newer stainless steel appliances, a walk-in pantry, lots of counter space with seating and wood cabinetry. There is an open floor plan with the dining room, family room and kitchen all open to one-another and the master and guest bedrooms on opposite sides of the home for privacy. The master bedroom is enormous with plenty of room for your king-sized bed and furniture. Lots of closet space as well! The master bath features dual sinks and a glass-enclosed shower. Just off of the master bedroom and family room is the HUGE wrap around lanai overlooking the peaceful preserve. Tarpon Bay is an amenity rich neighborhood in North Naples with quick access to I-75. There is an infinity edge pool, hot tub, fitness center, tennis, playground, kayak launch, grills, on-site management, business center, catering kitchen, basketball and so much more! SELLER WILL CONSIDER CREDITS AT CLOSING FOR NEW A/C AND KITCHEN COUNTERS.

  11. 2015-03-06
    soldstatus $295,000
  12. 2014-08-14
    listed $199,000
  13. 2014-08-14
    price $199,000
  14. 2014-08-14
    soldstatus $194,000
  15. 2014-07-24
    historical
  16. 2014-04-28
    listed $199,000
  17. 2005-03-01
    soldstatus $62,000
  18. 2005-03-01
    soldstatus $62,000
  19. 2005-03-01
    soldstatus $62,000
  20. 2005-03-01
    soldstatus $62,000
  21. 2004-10-08
    soldstatus $299,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$4,073 · $339/mo
Projected year-2 tax
$4,073 · $339/mo
Expected delta
$0/yr ($0/mo · -0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 30 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$56,849
− Mortgage interest
−$22,350
− Property taxes
−$4,073
− Insurance
−$1,995
− Repairs & maintenance
−$4,548
− Management
−$4,548
− HOA
−$10,440
− Depreciation
−$11,607
Taxable loss
−$2,712
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$651
After-tax cash flow
$3,945/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Collier
NCES district ID
1200330
Math proficiency
60% ▼ -4.00%
Reading proficiency
56% ▼ -2.00%
Median HH income
$58,275
Composite
50.23/100
National rank
#1892
State rank
#16 of 73 in FL

Livability — Vineyards

Score
64/100
State rank
#679
US rank
#14101

Category grades

Amenities F Commute F Cost of living F Crime A+ Employment A+ Housing A- Health & safety D User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Collier County · 396,295 people
Metro
Naples-Marco Island, FL
Population (ZIP)
36,807
Household income
$113,391
Rent vs Own
16.4% rent · 83.6% own
Severe rent burden
741.0

Population outlook (Collier County) Hauer SSP2

Today (2025)
420,858 people
By 2030
450,054 · +6.9%
By 2040
502,232 · +19.3%
By 2050
544,932 · +29.5%
By 2075
627,203 · +49.0%
By 2100
659,015 · +56.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (74%)
Race & ethnicity
White 74% Hispanic / Latino 20% Two or more races 14% Black 1%
Hispanic origin (detail)
Mexican 6% Puerto Rican 2% Cuban 4% Dominican 2%
Common ancestry
Romanian 4% Lithuanian 2% Italian 2%
Foreign-born
17% · Canada, Jamaica, Dominican Republic
Languages at home
78% English-only · Spanish 15% Other Indo-European 3% Russian/Polish/Slavic 1%

Political lean MEDSL · Collier

2024 margin
Solid R (+33.1) · D 33.1% · R 66.2%
2008→2024 swing
-10.6pp toward R · 2008: -22.5pp · 2024: -33.1pp
All cycles
2024: R+33.1 2020: R+24.7 2016: R+26.0 2012: R+30.1 2008: R+22.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -243.12%
Current HPI
269.3208
Rent YoY
▼ -2.51%
Metro
Naples-Marco Island, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+33.4% since first listed
20 events — show timeline
  • 2026-03-30 Price Changed $399,000 NAPLESMLS
  • 2025-11-16 Price Changed $449,000 NAPLESMLS
  • 2025-06-06 Listed $485,000 NAPLESMLS
  • 2023-03-01 Sold (Public Records) $494,000 Public Records
  • 2023-02-24 Sold (MLS) $494,000 NAPLESMLS
  • 2023-01-16 Pending NAPLESMLS
  • 2023-01-05 Price Changed $494,000 NAPLESMLS
  • 2022-12-14 Price Changed $510,000 NAPLESMLS
  • 2022-12-07 Listed $530,000 NAPLESMLS
  • 2015-03-06 Sold (Public Records) $295,000 Public Records
  • 2014-08-14 Sold (MLS) $194,000 NAPLESMLS
  • 2014-08-14 Price Changed $199,000 NAPLESMLS
  • 2014-08-14 Listed $199,000 NAPLESMLS
  • 2014-07-24 Listing Removed NAPLESMLS
  • 2014-04-28 Listed $199,000 NAPLESMLS
  • 2005-03-01 Sold (Public Records) $62,000 Public Records
  • 2005-03-01 Sold (Public Records) $62,000 Public Records
  • 2005-03-01 Sold (Public Records) $62,000 Public Records
  • 2005-03-01 Sold (Public Records) $62,000 Public Records
  • 2004-10-08 Sold (Public Records) $299,000 Public Records

Property tax history

+5.8%/yr

Latest (2025): $4,073 · +3.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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