1630 Tarpon Bay Dr S #102 · Vineyards, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 30 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +17.1/30.0
- ARV discount +7.5/15.0
- 1% rule +6.9/10.0
- DSCR +5.3/10.0
- Schools +5.0/10.0
- Livability +3.2/5.0
- Condition / age +2.5/5.0
- Rent growth +1.9/5.0
- Appreciation +0.0/10.0
$399,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
This beautiful first floor coach home in the gated community of Tarpon Bay has been meticulously cared for. It is immaculate and painted in neutral colors with tile throughout on the diagonal. The kitchen is perfect for the cook in the family with a GAS RANGE (rare in SWFL), newer stainless steel appliances, a walk-in pantry, lots of counter space with seating and wood cabinetry. There is an open floor plan with the dining room, family room and kitchen all open to one-another and the master and guest bedrooms on opposite sides of the home for privacy. The master bedroom is enormous with plenty of room for your king-sized bed and furniture. Lots of closet space as well! The master bath features dual sinks and a glass-enclosed shower. Just off of the master bedroom and family room is the HUGE wrap around lanai overlooking the peaceful preserve. Tarpon Bay is an amenity rich neighborhood in North Naples with quick access to I-75. There is an infinity edge pool, hot tub, fitness center, tennis, playground, kayak launch, grills, on-site management, business center, catering kitchen, basketball and so much more! SELLER WILL CONSIDER CREDITS AT CLOSING FOR NEW A/C AND KITCHEN COUNTERS.
Key facts
- Business center
- Recent upgrades
- Smart home upgrades
Tags
Property features AI
Finance
- Other: One unit per floor; 34 units in complex; 4 units in building; single-story unit
- Financial info: Total annual recurring HOA fees reported
- HOA & community: Mandatory HOA (professional management); HOA fee quarterly; master HOA fee quarterly; HOA maintenance covers cable, internet/WiFi, irrigation water, lawn/land maintenance, manager, exterior pest control, recreation facilities, repairs, reserves, security, sewer, street lights, street maintenance, trash removal, and water; Community amenities: clubhouse, community pool and spa/hot tub, exercise room, tennis courts, pickleball, basketball, bike and jog path, community park, fishing pier, playground, BBQ/picnic areas, billiards, business center, community room, hobby room, library, internet access, sidewalks, underground utilities
Exterior
- Parking: Attached 2-car garage; 2 assigned deeded parking spaces; Paved driveway and paved parking
- Security: Gated community; Community security included in HOA maintenance
- Utilities: Central water; Central sewer; Cable available; Electric service: central (electric); Natural gas available
- Home design: Residential carriage/coach end-unit; Low-rise building (1–3 stories); Built in 2002; Rear exposure: North; Located in Tarpon Bay development (Bimini Bay sub-condo)
- Construction: Concrete block construction
- Exterior features: Stucco exterior; Tile roof; Double-hung windows; Gated community; Paved road access; Central irrigation; Preserve view; Restrictions: deeded, limited number of vehicles; no commercial, RV, or truck
Interior
- Kitchen: Gas cooktop; Self-cleaning oven; Microwave; Dishwasher; Disposal; Refrigerator/Freezer; Refrigerator with icemaker; Pantry; Gas available
- Bedrooms: 3 bedrooms (split bedroom floor plan)
- Flooring: Tile flooring
- Bathrooms: 2 full bathrooms; Master bath with dual sinks and shower (no tub)
- Heating & cooling: Central electric heat; Central electric cooling; Natural gas available
- Interior features: Foyer; High-speed internet available; Pantry; Tray ceiling; Walk-in closet; Window coverings; Great room; Screened lanai/porch; 4 ceiling fans; Unfurnished
- Laundry & utility: Washer and dryer in residence; Auto garage door; Smoke detector
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath condo listed at $399k.
Deal economics
- At list price, monthly cash flow is $275 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($5k rent vs $399k).
- Recommended offer: $351k (12.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 64/100 on livability (#679 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A-; Watch: health & safety D, amenities F, commute F.
- Collier (suburban): math 60% / reading 56% proficiency, ranked #16 of 73 in FL (top 22%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Laurel Oak Elementary School (math 82% / reading 77%, grade A, #116 of 2,144 statewide, top 6%, 1,203 students, 20% FRL) — zoned schools average 20% FRL vs 55% district-wide (35 pts lower); this property's tenant base skews higher-income than the district average.
- Zoned-school proficiency averages 80% at this address vs 58% district-wide (+22 pts) — the actual schools serving this property are materially stronger than the Collier average implies; a family-tenant draw the district grade alone would hide.
- Market conditions: Rents soft (-2.5%/yr); 586 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 3,520 units permitted in Collier County in 2024 (959 in 5+ unit buildings).
- At $4,737/mo this rent would consume 50% of the median local household income ($113k/yr) (locally 741% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $12k of value loss. Plan a longer hold.
- Collier County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 358 days — a 12% lower offer ($351k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 12y ago; this cycle's ask has dropped $86k (18%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→30/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 358 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.19% ✓
- Cap rate
- 7.12%
- Cash-on-cash
- 2.95%
- DSCR
- 1.13
- GRM
- 7.0
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -15.8%
- Equity multiple
- 0.46×
- Total profit
- $-60,547
- Equity at exit
- $59,492
- IRR
- -15.6%
- Equity multiple
- 0.27×
- Total profit
- $-81,799
- Equity at exit
- $34,498
Cash invested: $111,720 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 34119
- Rents YoY
- -2.5%
- Active inventory
- 586
- Price-to-rent
- 7.0×
Monthly cashflow live
- Estimated rent
- $4,737 high interval (Pro) →
- Mortgage (P&I)
- −$2,092
- Tax from tax record
- −$339 /mo · $4,073/yr
- Insurance
- −$166
- HOA
- −$870
- Vacancy / Maint / Mgmt
- −$995
- Net cashflow
- $275
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $99,750
- Closing costs
- $11,970
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1634 Tarpon Bay Dr S #202 Naples, FL | 3.0 | 2.0 | 2170 | $6,000 | $2.76 | 14d | 1 | 0.03mi |
| 1634 Tarpon Bay Dr S #202 Naples, FL | 3.0 | 2.0 | 2170 | $6,000 | $2.76 | 23d | 1 | 0.03mi |
| 1882 Tarpon Bay Dr S Unit 2 Naples, FL | 2.0 | 2.0 | 1332 | $2,200 | $1.65 | 14d | 1 | 0.09mi |
| 1628 Cayman Ct #2 Naples, FL | 3.0 | 2.0 | 1879 | $6,500 | $3.46 | 23d | 1 | 0.12mi |
| 1761 Tarpon Bay Dr S #58 Naples, FL | 3.0 | 2.0 | 1879 | $3,299 | $1.76 | 23d | 1 | 0.12mi |
| 1710 Tarpon Bay Dr S Unit 4 Naples, FL | 2.0 | 2.0 | 1537 | $2,200 | $1.43 | 14d | 1 | 0.18mi |
| 2001 Tarpon Bay Dr N #102 Naples, FL | 2.0 | 2.0 | 1620 | $5,400 | $3.33 | 23d | 1 | 0.21mi |
| 2004 Tarpon Bay Dr N #101 Naples, FL | 3.0 | 2.0 | 1759 | $2,450 | $1.39 | 23d | 1 | 0.24mi |
| 2004 Tarpon Bay Dr N #201 Naples, FL | 3.0 | 2.0 | 2170 | $6,000 | $2.76 | 23d | 1 | 0.24mi |
| 2115 Malibu Lake Cir Naples, FL | 1.0–4.0 | 1.0–2.0 | 1188 | $2,791 | $2.35 | 13d | 56 | 0.34mi |
| 6051 Shallows Way Naples, FL | 3.0 | 2.0 | 2000 | $5,000 | $2.50 | 23d | 1 | 0.43mi |
| 6215 Wilshire Pines Cir #1601 Naples, FL | 3.0 | 2.0 | 1592 | $4,500 | $2.83 | 23d | 1 | 0.51mi |
| 6325 Wilshire Pines Cir #308 Naples, FL | 3.0 | 2.0 | 1577 | $5,000 | $3.17 | 14d | 1 | 0.57mi |
| 15126 Palmer Lake Cir Naples, FL | 2.0–3.0 | 2.0 | 1254 | $3,700 | $2.95 | 23d | 2 | 0.62mi |
| 15144 Palmer Lake Cir #102 Naples, FL | 2.0 | 2.0 | 1375 | $6,500 | $4.73 | 23d | 1 | 0.71mi |
| 15145 Palmer Lake Cir #103 Naples, FL | 3.0 | 2.0 | 1571 | $7,000 | $4.46 | 23d | 1 | 0.73mi |
| 15181 Butler Lake Dr #201 Naples, FL | 3.0 | 2.0 | 2152 | $7,500 | $3.49 | 14d | 1 | 0.87mi |
| 15177 Butler Lake Dr #201 Naples, FL | 3.0 | 2.0 | 2152 | $8,500 | $3.95 | 14d | 1 | 0.89mi |
| 10020 Heather Ln Unit 9-904 Naples, FL | 3.0 | 2.0 | 1640 | $2,350 | $1.43 | 23d | 1 | 0.89mi |
| 10033 Heather Ln Unit 5-502 Naples, FL | 3.0 | 2.0 | 1774 | $2,300 | $1.30 | 23d | 1 | 0.91mi |
| 1156 Oakes Blvd Naples, FL | 3.0 | 2.0 | 1554 | $7,500 | $4.83 | 23d | 1 | 0.97mi |
| 5000 Immokalee Rd Naples, FL | 1.0–3.0 | 1.0–2.0 | 1115 | $4,272 | $3.83 | 14d | 68 | 0.98mi |
| 4965 Sandra Bay Dr #102 Naples, FL | 2.0 | 2.0 | 1377 | $2,200 | $1.60 | 14d | 1 | 0.99mi |
| 4940 Cougar Ct S Unit 1545947P Naples, FL | 2.0 | 2.0 | 1367 | $2,185 | $1.60 | 14d | 1 | 1.02mi |
| 4945 Cougar Ct S #105 Naples, FL | 2.0 | 2.0 | 1377 | $2,750 | $2.00 | 14d | 1 | 1.04mi |
| 6544 Huntington Lakes Cir Unit 9-204 Naples, FL | 3.0 | 2.0 | 1382 | $4,250 | $3.08 | 23d | 1 | 1.05mi |
| 5045 Cedar Springs Dr #203 Naples, FL | 2.0 | 2.0 | 1427 | $4,200 | $2.94 | 23d | 1 | 1.06mi |
| 4970 Deerfield Way Unit F-203 Naples, FL | 2.0 | 2.0 | 1388 | $1,990 | $1.43 | 14d | 1 | 1.07mi |
| 2868 Tiburon Blvd E #102 Naples, FL | 3.0 | 2.0 | 2420 | $15,000 | $6.20 | 23d | 1 | 1.07mi |
| 2868 Tiburon Blvd E #102 Naples, FL | 3.0 | 2.0 | 2420 | $15,000 | $6.20 | 21d | 1 | 1.07mi |
| 2864 Tiburon Blvd E #101 Naples, FL | 2.0 | 2.0 | 2159 | $13,500 | $6.25 | 13d | 1 | 1.08mi |
| 2864 Tiburon Blvd E #101 Naples, FL | 2.0 | 2.0 | 2159 | $13,500 | $6.25 | 23d | 1 | 1.08mi |
| 2864 Tiburon Blvd E #102 Naples, FL | 3.0 | 2.0 | 2420 | $21,000 | $8.68 | 23d | 1 | 1.08mi |
| 4910 Cougar Ct N Unit 1-205 Naples, FL | 2.0 | 2.0 | 1377 | $2,050 | $1.49 | 14d | 1 | 1.09mi |
| 4950 Deerfield Way #202 Naples, FL | 2.0 | 2.0 | 1388 | $2,000 | $1.44 | 21d | 1 | 1.11mi |
| 6655 Huntington Lakes Cir #204 Naples, FL | 3.0 | 2.0 | 1315 | $3,500 | $2.66 | 23d | 1 | 1.12mi |
| 5105 Cedar Springs Dr #101 Naples, FL | 2.0 | 2.0 | 1650 | $7,000 | $4.24 | 23d | 1 | 1.12mi |
| 2830 Tiburon Blvd E #103 Naples, FL | 3.0 | 2.0 | 2508 | $14,000 | $5.58 | 23d | 1 | 1.12mi |
| 2847 Tiburon Blvd E #101 Naples, FL | 2.0 | 2.0 | 2159 | $6,500 | $3.01 | 14d | 1 | 1.13mi |
| 2826 Tiburon Blvd E #103 Naples, FL | 3.0 | 2.0 | 2502 | $20,000 | $7.99 | 23d | 1 | 1.13mi |
HOA detail condo
- Monthly dues
- $870 · $10,440/yr
- Likely covers
- gaspoolgymsecurity
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 21 events
-
2026-05-30days on market $399,000 Active 358 DOM
-
2026-03-30price $399,000
-
2025-11-16price $449,000
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2025-06-06$485,000 Active
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2023-03-01soldstatus $494,000
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2023-02-24soldstatus $494,000 Sold 1197-char remark
Show marketing remark (1197 chars)
This beautiful first floor coach home in the gated community of Tarpon Bay has been meticulously cared for. It is immaculate and painted in neutral colors with tile throughout on the diagonal. The kitchen is perfect for the cook in the family with a GAS RANGE (rare in SWFL), newer stainless steel appliances, a walk-in pantry, lots of counter space with seating and wood cabinetry. There is an open floor plan with the dining room, family room and kitchen all open to one-another and the master and guest bedrooms on opposite sides of the home for privacy. The master bedroom is enormous with plenty of room for your king-sized bed and furniture. Lots of closet space as well! The master bath features dual sinks and a glass-enclosed shower. Just off of the master bedroom and family room is the HUGE wrap around lanai overlooking the peaceful preserve. Tarpon Bay is an amenity rich neighborhood in North Naples with quick access to I-75. There is an infinity edge pool, hot tub, fitness center, tennis, playground, kayak launch, grills, on-site management, business center, catering kitchen, basketball and so much more! SELLER WILL CONSIDER CREDITS AT CLOSING FOR NEW A/C AND KITCHEN COUNTERS.
-
2023-01-16status Pending With Contingencies 1197-char remark
Show marketing remark (1197 chars)
This beautiful first floor coach home in the gated community of Tarpon Bay has been meticulously cared for. It is immaculate and painted in neutral colors with tile throughout on the diagonal. The kitchen is perfect for the cook in the family with a GAS RANGE (rare in SWFL), newer stainless steel appliances, a walk-in pantry, lots of counter space with seating and wood cabinetry. There is an open floor plan with the dining room, family room and kitchen all open to one-another and the master and guest bedrooms on opposite sides of the home for privacy. The master bedroom is enormous with plenty of room for your king-sized bed and furniture. Lots of closet space as well! The master bath features dual sinks and a glass-enclosed shower. Just off of the master bedroom and family room is the HUGE wrap around lanai overlooking the peaceful preserve. Tarpon Bay is an amenity rich neighborhood in North Naples with quick access to I-75. There is an infinity edge pool, hot tub, fitness center, tennis, playground, kayak launch, grills, on-site management, business center, catering kitchen, basketball and so much more! SELLER WILL CONSIDER CREDITS AT CLOSING FOR NEW A/C AND KITCHEN COUNTERS.
-
2023-01-05price $494,000 1197-char remark
Show marketing remark (1197 chars)
This beautiful first floor coach home in the gated community of Tarpon Bay has been meticulously cared for. It is immaculate and painted in neutral colors with tile throughout on the diagonal. The kitchen is perfect for the cook in the family with a GAS RANGE (rare in SWFL), newer stainless steel appliances, a walk-in pantry, lots of counter space with seating and wood cabinetry. There is an open floor plan with the dining room, family room and kitchen all open to one-another and the master and guest bedrooms on opposite sides of the home for privacy. The master bedroom is enormous with plenty of room for your king-sized bed and furniture. Lots of closet space as well! The master bath features dual sinks and a glass-enclosed shower. Just off of the master bedroom and family room is the HUGE wrap around lanai overlooking the peaceful preserve. Tarpon Bay is an amenity rich neighborhood in North Naples with quick access to I-75. There is an infinity edge pool, hot tub, fitness center, tennis, playground, kayak launch, grills, on-site management, business center, catering kitchen, basketball and so much more! SELLER WILL CONSIDER CREDITS AT CLOSING FOR NEW A/C AND KITCHEN COUNTERS.
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2022-12-14price $510,000 1197-char remark
Show marketing remark (1197 chars)
This beautiful first floor coach home in the gated community of Tarpon Bay has been meticulously cared for. It is immaculate and painted in neutral colors with tile throughout on the diagonal. The kitchen is perfect for the cook in the family with a GAS RANGE (rare in SWFL), newer stainless steel appliances, a walk-in pantry, lots of counter space with seating and wood cabinetry. There is an open floor plan with the dining room, family room and kitchen all open to one-another and the master and guest bedrooms on opposite sides of the home for privacy. The master bedroom is enormous with plenty of room for your king-sized bed and furniture. Lots of closet space as well! The master bath features dual sinks and a glass-enclosed shower. Just off of the master bedroom and family room is the HUGE wrap around lanai overlooking the peaceful preserve. Tarpon Bay is an amenity rich neighborhood in North Naples with quick access to I-75. There is an infinity edge pool, hot tub, fitness center, tennis, playground, kayak launch, grills, on-site management, business center, catering kitchen, basketball and so much more! SELLER WILL CONSIDER CREDITS AT CLOSING FOR NEW A/C AND KITCHEN COUNTERS.
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2022-12-07$530,000 Active 1197-char remark
Show marketing remark (1197 chars)
This beautiful first floor coach home in the gated community of Tarpon Bay has been meticulously cared for. It is immaculate and painted in neutral colors with tile throughout on the diagonal. The kitchen is perfect for the cook in the family with a GAS RANGE (rare in SWFL), newer stainless steel appliances, a walk-in pantry, lots of counter space with seating and wood cabinetry. There is an open floor plan with the dining room, family room and kitchen all open to one-another and the master and guest bedrooms on opposite sides of the home for privacy. The master bedroom is enormous with plenty of room for your king-sized bed and furniture. Lots of closet space as well! The master bath features dual sinks and a glass-enclosed shower. Just off of the master bedroom and family room is the HUGE wrap around lanai overlooking the peaceful preserve. Tarpon Bay is an amenity rich neighborhood in North Naples with quick access to I-75. There is an infinity edge pool, hot tub, fitness center, tennis, playground, kayak launch, grills, on-site management, business center, catering kitchen, basketball and so much more! SELLER WILL CONSIDER CREDITS AT CLOSING FOR NEW A/C AND KITCHEN COUNTERS.
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2015-03-06soldstatus $295,000
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2014-08-14$199,000
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2014-08-14price $199,000
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2014-08-14soldstatus $194,000
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2014-07-24historical
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2014-04-28$199,000
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2005-03-01soldstatus $62,000
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2005-03-01soldstatus $62,000
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2005-03-01soldstatus $62,000
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2005-03-01soldstatus $62,000
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2004-10-08soldstatus $299,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $4,073 · $339/mo
- Projected year-2 tax
- $4,073 · $339/mo
- Expected delta
- $0/yr ($0/mo · -0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 10/10 Extreme 7 d/yr ≥107°F today · 30 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $56,849
- − Mortgage interest
- −$22,350
- − Property taxes
- −$4,073
- − Insurance
- −$1,995
- − Repairs & maintenance
- −$4,548
- − Management
- −$4,548
- − HOA
- −$10,440
- − Depreciation
- −$11,607
- Taxable loss
- −$2,712
- Est. tax savings @ 24.0%
- +$651
- After-tax cash flow
- $3,945/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Collier
- NCES district ID
- 1200330
- Math proficiency
- 60% ▼ -4.00%
- Reading proficiency
- 56% ▼ -2.00%
- Median HH income
- $58,275
- Composite
- 50.23/100
- National rank
- #1892
- State rank
- #16 of 73 in FL
Livability — Vineyards
- Score
- 64/100
- State rank
- #679
- US rank
- #14101
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Collier County · 396,295 people
- Metro
- Naples-Marco Island, FL
- Population (ZIP)
- 36,807
- Household income
- $113,391
- Rent vs Own
- Severe rent burden
- 741.0
Population outlook (Collier County) Hauer SSP2
- Today (2025)
- 420,858 people
- By 2030
- 450,054 · +6.9%
- By 2040
- 502,232 · +19.3%
- By 2050
- 544,932 · +29.5%
- By 2075
- 627,203 · +49.0%
- By 2100
- 659,015 · +56.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (74%)
- Race & ethnicity
- White 74% Hispanic / Latino 20% Two or more races 14% Black 1%
- Hispanic origin (detail)
- Mexican 6% Puerto Rican 2% Cuban 4% Dominican 2%
- Common ancestry
- Romanian 4% Lithuanian 2% Italian 2%
- Foreign-born
- 17% · Canada, Jamaica, Dominican Republic
- Languages at home
- 78% English-only · Spanish 15% Other Indo-European 3% Russian/Polish/Slavic 1%
Political lean MEDSL · Collier
- 2024 margin
- Solid R (+33.1) · D 33.1% · R 66.2%
- 2008→2024 swing
- -10.6pp toward R · 2008: -22.5pp · 2024: -33.1pp
- All cycles
- 2024: R+33.1 2020: R+24.7 2016: R+26.0 2012: R+30.1 2008: R+22.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -243.12%
- Current HPI
- 269.3208
- Rent YoY
- ▼ -2.51%
- Metro
- Naples-Marco Island, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
+33.4% since first listed20 events — show timeline
- 2026-03-30 Price Changed $399,000 NAPLESMLS
- 2025-11-16 Price Changed $449,000 NAPLESMLS
- 2025-06-06 Listed $485,000 NAPLESMLS
- 2023-03-01 Sold (Public Records) $494,000 Public Records
- 2023-02-24 Sold (MLS) $494,000 NAPLESMLS
- 2023-01-16 Pending — NAPLESMLS
- 2023-01-05 Price Changed $494,000 NAPLESMLS
- 2022-12-14 Price Changed $510,000 NAPLESMLS
- 2022-12-07 Listed $530,000 NAPLESMLS
- 2015-03-06 Sold (Public Records) $295,000 Public Records
- 2014-08-14 Sold (MLS) $194,000 NAPLESMLS
- 2014-08-14 Price Changed $199,000 NAPLESMLS
- 2014-08-14 Listed $199,000 NAPLESMLS
- 2014-07-24 Listing Removed — NAPLESMLS
- 2014-04-28 Listed $199,000 NAPLESMLS
- 2005-03-01 Sold (Public Records) $62,000 Public Records
- 2005-03-01 Sold (Public Records) $62,000 Public Records
- 2005-03-01 Sold (Public Records) $62,000 Public Records
- 2005-03-01 Sold (Public Records) $62,000 Public Records
- 2004-10-08 Sold (Public Records) $299,000 Public Records
Property tax history
+5.8%/yrLatest (2025): $4,073 · +3.8% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…