2714 Moot Ave · Mobile, AL 36606

$100,000

2 bd · 1.0 ba · 834 sqft · SingleFamily public records · 18 Days on market

Built 1951 0.31 ac lot $120/sqft · 75% above area

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +25.1/30.0
• DSCR +8.2/10.0
• ARV discount +7.5/15.0
• 1% rule +5.4/10.0
• Rent growth +3.8/5.0
• Livability +3.8/5.0
• Condition / age +2.5/5.0
• Schools +2.3/10.0
• Appreciation +0.0/10.0

Listing remarks

Welcome to 2714 Moot Avenue! This cozy 2-bedroom, 1-bathroom bungalow offers 834 sq ft of comfortable living space, perfect for first-time homebuyers or investors. Step inside to find laminate flooring throughout, a welcoming living room, a functional kitchen with a breakfast bar ideal for casual dining, and a convenient laundry room. Enjoy indoor-outdoor living with a front porch and a covered back porch, perfect for relaxing or entertaining. The backyard features a charming gazebo and partial privacy fencing to create your own private retreat. A one-car garage provides excellent storage or workshop space. Location, Location, Location! Situated near the Beltline with easy access to publ

Key facts

• Laminate flooring
• Laundry room
• Front porch

Tags

• LAMINATE FLOORING
• BREAKFAST BAR
• LAUNDRY ROOM
• FRONT PORCH
• COVERED BACK PORCH
• BACKYARD GAZEBO

Property features AI

Exterior

• Parking: Detached garage; Driveway; Garage with door opener; Garage faces front; Level driveway; Total parking for 4 vehicles; 1 garage space
• Utilities: Cable available; Phone available; Water available; Public sewer; 110 volt electric
• Home design: Single family residence; Residential property; Shingle roof; Brick front and vinyl siding; Built in 1951; View available
• Construction: Brick front and vinyl siding construction; Shingle roof; Built in 1951; Crawl space foundation
• Exterior features: Private yard; Back yard and front yard fencing; Chain link and wood fencing; Shed(s); Gazebo; Garage(s)

Interior

• Kitchen: Breakfast bar; Laminate countertops; Open view to family room
• Bedrooms: 2 bedrooms
• Flooring: Laminate; Other
• Bathrooms: 1 full bathroom
• Heating & cooling: Central heating; Central air conditioning
• Interior features: High speed internet; Gas water heater; Open floorplan; Breakfast bar; Laminate counters; View to family room; Crawl space basement
• Laundry & utility: Gas water heater

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath single-family listed at $100k.

Deal economics

• At list price, monthly cash flow is $221 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $100k).
• Recommended offer: $98k (1.5% below list) — sets the bar for market timing.
• Cap rate 8.9% vs local median 4.9% in Mobile — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 75/100 on livability (#20 in AL, #4,262 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: crime F, employment D-.
• Mobile County (urban): math 15% / reading 39% proficiency, ranked #81 of 129 in AL (top 63%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 67% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Maryvale Elementary School (math 5% / reading 25%, grade F, #505 of 627 statewide, top 81%, 494 students, 92% FRL); Lillie B Williamson High School (math 2% / reading 12%, grade F, #273 of 305 statewide, top 89%, 956 students, 94% FRL) — zoned schools average 93% FRL vs 67% district-wide (26 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Zoned-school proficiency averages 11% at this address vs 27% district-wide (-16 pts) — the specific schools serving this property underperform the Mobile County average; the district grade overstates school quality for this exact location.
• Market conditions: Rents rising fast (+5.1%/yr); 174 active listings in the ZIP; 25 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 72% of comp listings sitting > 30 days — soft ceiling on asking rent; 1,678 units permitted in Mobile County in 2024 (264 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $691 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• Mobile County population projected to shrink 8% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
• At projected returns (-3.0% appreciation + 5.1% rent growth), your $28k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

• It's been on market 18 days — a 2% lower offer ($98k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

• Watch-outs: built in 1951 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $98,500 (1.5% below list)

Questions for the listing agent

1. Built in 1951 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.04% ✓
• Cap rate: 8.94%
• Cash-on-cash: 9.47%
• DSCR: 1.42
• GRM: 8.0

CMA / ARV

• ARV (median comp): $57,169
• List price: $100,000
• Delta: 74.92%
• Verdict: OVERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 4 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
2600 Burgess St	0.24mi	2/1.0	770 (-8%)	21mo	$53,000	$69	59
966 Mcrae Ave	0.23mi	2/1.0	728 (-13%)	22mo	$53,000	$73	49
919 Rowell St	0.59mi	2/1.0	932 (+12%)	16mo	$50,000	$54	39
2561 Pleasant Valley Rd	0.46mi	3/1.0 (+1)	925 (+11%)	20mo	$90,000	$97	38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 5.06% rent growth · sell at horizon

5-year hold

• IRR: 0.0%
• Equity multiple: 1.00×
• Total profit: $37
• Equity at exit: $14,910

10-year hold

• IRR: 11.5%
• Equity multiple: 1.98×
• Total profit: $27,456
• Equity at exit: $8,646

Cash invested: $28,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Alabama: 90 Strongly Landlord-Friendly · R+15
• County: — inherits STATE
• City: — inherits STATE

Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

Methodology + full state rankings →

ZIP-level market 36606

• Rents YoY: 5.1%
• Active inventory: 174
• Price-to-rent: 8.0×

Monthly cashflow live

• Estimated rent: $1,045 high
• Mortgage (P&I): −$524
• Tax from tax record: −$39 /mo · $462/yr
• Insurance: −$42
• HOA: −$0
• Vacancy / Maint / Mgmt: −$219
• Net cashflow: $221

Break-even live

Break-even rent $765

Max offer price $100,000

Occupancy floor 74%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $25,000
• Closing costs: $3,000
• Reserves months: —
• Total cash needed: —

Rent comps 25 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
2425 Nortons Ln Unit C Mobile, AL	2.0	1.0	1050	$1,200	$1.14	43d	1	0.41mi
2425 Nortons Ln Unit D Mobile, AL	2.0	1.0	1050	$1,100	$1.05	13d	1	0.41mi
957 Navco Rd Mobile, AL	2.0	1.5	812	$850	$1.05	21d	1	0.43mi
2901 Pleasant Valley Rd Mobile, AL	1.0	1.0	578	$775	$1.34	43d	1	0.46mi
2904 Pleasant Valley Rd Mobile, AL	2.0	1.0	815	$899	$1.10	43d	1	0.55mi
900 Courtney St Mobile, AL	2.0	1.0	1020	$1,200	$1.18	43d	1	0.59mi
1302 Navco Rd Mobile, AL	2.0	1.0	1009	$935	$0.93	13d	13	0.67mi
751 Farnell Ln Mobile, AL	2.0	1.0	1100	$1,400	$1.27	43d	1	0.70mi
3171 Pleasant Valley Rd Mobile, AL	2.0	1.0	875	$800	$0.91	43d	1	0.80mi
767 Jemison St Mobile, AL	2.0	1.0	850	$750	$0.88	43d	1	0.89mi
1411 Greenbrier Dr Mobile, AL	3.0	1.0	1069	$995	$0.93	43d	1	0.90mi
916 Delmar Dr Mobile, AL	3.0	1.0	1100	$1,400	$1.27	13d	1	0.91mi
1506 Flowers Dr Unit B Mobile, AL	2.0	1.0	1000	$795	$0.80	21d	1	0.92mi
3210 Pleasant Valley Rd Mobile, AL	2.0	1.0	850	$825	$0.97	43d	1	0.93mi
461 Magnolia Rd Unit A Mobile, AL	2.0	1.0	989	$825	$0.83	43d	1	0.97mi
1466 Darwood Dr Mobile, AL	3.0	1.5	1053	$1,400	$1.33	43d	1	1.06mi
2366 White St Unit B Mobile, AL	2.0	1.0	900	$845	$0.94	43d	1	1.07mi
728 Bankhead Pl Mobile, AL	2.0	1.0	810	$675	$0.83	43d	1	1.08mi
442 Cottage Hill Rd Unit 13 Mobile, AL	1.0	1.0	637	$860	$1.35	43d	1	1.10mi
505 Bel Air Blvd Mobile, AL	1.0–2.0	1.0–2.0	976	$1,274	$1.30	13d	16	1.17mi
2008 W Victory Dr Mobile, AL	3.0	1.0	1011	$1,200	$1.19	43d	1	1.17mi
1351 Dauphin Island Pkwy Mobile, AL	3.0	1.0	992	$1,095	$1.10	43d	1	1.30mi
2359 Vermillion Dr Mobile, AL	3.0	1.0	1064	$895	$0.84	21d	1	1.38mi
562 Clarke St Mobile, AL	2.0	1.0	1061	$1,025	$0.97	43d	1	1.39mi
400 Westwood St Mobile, AL	1.0–2.0	1.0	750	$1,005	$1.34	43d	1	1.46mi

Listing history 1 events

1. 2026-05-01
   listed $100,000 Active 1026-char remark

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

• Current annual tax: $462 · $39/mo
• Projected year-2 tax: $462 · $39/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 9/10 Extreme 7 d/yr ≥105°F today · 20 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $12,539
• − Mortgage interest: −$5,602
• − Property taxes: −$462
• − Insurance: −$500
• − Repairs & maintenance: −$1,003
• − Management: −$1,003
• − Depreciation: −$2,909
• Taxable income: $1,060
• Est. tax owed @ 24.0%: −$254
• After-tax cash flow: $2,396/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Mobile County
• NCES district ID: 0102370
• Math proficiency: 15% ▼ -28.00%
• Reading proficiency: 39% ▬ 0.00%
• Median HH income: $42,455
• Composite: 22.9/100
• National rank: #8002
• State rank: #81 of 129 in AL

Livability — Mobile

• Score: 75/100
• State rank: #20
• US rank: #4262

Category grades

Amenities B- Commute A+ Cost of living A+ Crime F Employment D- Housing A+ Health & safety A+ User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Mobile, AL
• County: Mobile County · 246,577 people
• City population: 205,729
• Metro: Mobile, AL
• Population (ZIP): 18,728
• Household income: $51,303
• Rent vs Own: 51.3% rent · 48.7% own
• Severe rent burden: 999.0

Population outlook (Mobile County) Hauer SSP2

• Today (2025): 415,303 people
• By 2030: 411,755 · -0.9%
• By 2040: 399,670 · -3.8%
• By 2050: 382,616 · -7.9%
• By 2075: 337,353 · -18.8%
• By 2100: 283,391 · -31.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Majority Black (56%)
• Race & ethnicity: Black 56% White 37% Two or more races 5% Hispanic / Latino 4%
• Common ancestry: Italian 2% Scottish 2% Lithuanian 1%
• Foreign-born: 3% · Canada
• Languages at home: 96% English-only · Spanish 3%

Political lean MEDSL · Mobile

• 2024 margin: R (+16.4) · D 41.3% · R 57.7%
• 2008→2024 swing: -7.7pp toward R · 2008: -8.7pp · 2024: -16.4pp
• All cycles: 2024: R+16.4 2020: R+11.9 2016: R+13.9 2012: R+9.3 2008: R+8.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -232.19%
• Current HPI: 145.9025
• Rent YoY: ▲ 5.06%
• Metro: Mobile, AL
• State GDP YoY: ▲ 2.94%
• F500 in state: 4

Industry mix (Fortune 500 HQ in AL)

Industry	F500 HQs	Revenue
▸Financial Services	1	$8B
▸Healthcare	1	$5B

Price history

2 events — show timeline

• 2026-05-19 Pending — GCMLS AL
• 2026-05-01 Listed $100,000 GCMLS AL