64 Country View Ests · Upper Frankford, PA 17241

$95,000

2 bd · 2.0 ba · 1,152 sqft · Manufactured public records · 14 Days on market

Built 2016

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Schools +4.4/10.0
• Rent growth +2.5/5.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Welcome Home to 64 Country View Estates. This remarkable home is beyond classy inside & out, super well kept & puts those home décor magazines to shame! The inviting open concept layout & the chic custom features are everything you've been searching for. Built in 2016, this 1,152 sq ft treasure feels bigger than it looks & offers 2 generous sized bedrooms, 2 full bathrooms, oversized windows spilling plenty of natural light everywhere, a livingroom meant for total relaxation adorned by beveled ceilings & mood lighting & a jaw dropping kitchen you simply cannot miss complete with a pantry. No detail was missed evidenced by the many many upgrades built into this home, such as the new electric heat pump for energy efficient heating & cooling & a fenced area for Fido. Outside you'll find a shed built for a King complete with a loft, large work spaces & electricity. Also while you're out there, take a minute to relax on the covered porches there to enjoy the last days of summer waving to your neighbors in the friendly community of Country View Estates. Take advantage of this opportunity to live tucked away in the gorgeous valleys & pastures of Newville, but within an easy 5-10 minute drive to Historic Carlisle & Newville. Don't delay, come & tour today. This won't last long!

Key facts

• Refreshed lighting
• Foam insulation
• Repainted cabinetry

Tags

• REFRESHED LIGHTING
• REPAINTED CABINETRY
• ADDED INSULATION
• FOAM INSULATION
• SHORT DRIVE TO CONVENIENCES
• LOCAL SHOPS

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath manufactured listed at $95k.

Deal economics

• At list price, monthly cash flow is $632 ($8k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $95k).

Location & tenants

• Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
• Big Spring SD (rural): math 39% / reading 62% proficiency, ranked #162 of 539 in PA (top 30%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Big Spring Ms (math 21% / reading 59%, grade F, #257 of 512 statewide, top 52%, 593 students, 44% FRL); Big Spring Hs (math 57% / reading 24%, grade F, #255 of 437 statewide, top 60%, 739 students, 33% FRL).
• Market conditions: 45 active listings in the ZIP; 1,052 units permitted in Cumberland County in 2024 (310 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $657 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• Cumberland County population projected at +17% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $27k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

• Only 14 days on market — expect competitive offers; lowballing is unlikely to land.
• 2 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $95,000

Questions for the listing agent

1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
2. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
3. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
4. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.67% ✓
• Cap rate: 14.28%
• Cash-on-cash: 28.53%
• DSCR: 2.27
• GRM: 5.0

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 22.8%
• Equity multiple: 1.94×
• Total profit: $24,887
• Equity at exit: $14,165

10-year hold

• IRR: 30.8%
• Equity multiple: 3.76×
• Total profit: $73,541
• Equity at exit: $8,214

Cash invested: $26,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 17241

• Home prices YoY: -10.3%
• Active inventory: 45
• Price-to-rent: 5.0×

Monthly cashflow live

• Estimated rent: $1,583 medium
• Mortgage (P&I): −$498
• Tax from tax record: −$80 /mo · $962/yr
• Insurance: −$40
• HOA: −$0
• Vacancy / Maint / Mgmt: −$332
• Net cashflow: $632

Break-even live

Break-even rent $782

Max offer price $95,000

Occupancy floor 55%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $23,750
• Closing costs: $2,850
• Reserves months: —
• Total cash needed: —

Listing history 6 events

1. 2026-03-31
   status Pending
2. 2026-03-17
   listed $95,000 Active
3. 2022-09-29
   soldstatus $90,000 Closed 1369-char remark

   Show marketing remark (1369 chars)

   Welcome Home to 64 Country View Estates. This remarkable home is beyond classy inside & out, super well kept & puts those home décor magazines to shame! The inviting open concept layout & the chic custom features are everything you've been searching for. Built in 2016, this 1,152 sq ft treasure feels bigger than it looks & offers 2 generous sized bedrooms, 2 full bathrooms, oversized windows spilling plenty of natural light everywhere, a livingroom meant for total relaxation adorned by beveled ceilings & mood lighting & a jaw dropping kitchen you simply cannot miss complete with a pantry. No detail was missed evidenced by the many many upgrades built into this home, such as the new electric heat pump for energy efficient heating & cooling & a fenced area for Fido. Outside you'll find a shed built for a King complete with a loft, large work spaces & electricity. Also while you're out there, take a minute to relax on the covered porches there to enjoy the last days of summer waving to your neighbors in the friendly community of Country View Estates. Take advantage of this opportunity to live tucked away in the gorgeous valleys & pastures of Newville, but within an easy 5-10 minute drive to Historic Carlisle & Newville. Don't delay, come & tour today. This won't last long!

4. 2022-08-24
   status Pending 1369-char remark

   Show marketing remark (1369 chars)

   Welcome Home to 64 Country View Estates. This remarkable home is beyond classy inside & out, super well kept & puts those home décor magazines to shame! The inviting open concept layout & the chic custom features are everything you've been searching for. Built in 2016, this 1,152 sq ft treasure feels bigger than it looks & offers 2 generous sized bedrooms, 2 full bathrooms, oversized windows spilling plenty of natural light everywhere, a livingroom meant for total relaxation adorned by beveled ceilings & mood lighting & a jaw dropping kitchen you simply cannot miss complete with a pantry. No detail was missed evidenced by the many many upgrades built into this home, such as the new electric heat pump for energy efficient heating & cooling & a fenced area for Fido. Outside you'll find a shed built for a King complete with a loft, large work spaces & electricity. Also while you're out there, take a minute to relax on the covered porches there to enjoy the last days of summer waving to your neighbors in the friendly community of Country View Estates. Take advantage of this opportunity to live tucked away in the gorgeous valleys & pastures of Newville, but within an easy 5-10 minute drive to Historic Carlisle & Newville. Don't delay, come & tour today. This won't last long!

5. 2022-08-18
   listed $85,000 Active 1369-char remark

   Show marketing remark (1369 chars)

   Welcome Home to 64 Country View Estates. This remarkable home is beyond classy inside & out, super well kept & puts those home décor magazines to shame! The inviting open concept layout & the chic custom features are everything you've been searching for. Built in 2016, this 1,152 sq ft treasure feels bigger than it looks & offers 2 generous sized bedrooms, 2 full bathrooms, oversized windows spilling plenty of natural light everywhere, a livingroom meant for total relaxation adorned by beveled ceilings & mood lighting & a jaw dropping kitchen you simply cannot miss complete with a pantry. No detail was missed evidenced by the many many upgrades built into this home, such as the new electric heat pump for energy efficient heating & cooling & a fenced area for Fido. Outside you'll find a shed built for a King complete with a loft, large work spaces & electricity. Also while you're out there, take a minute to relax on the covered porches there to enjoy the last days of summer waving to your neighbors in the friendly community of Country View Estates. Take advantage of this opportunity to live tucked away in the gorgeous valleys & pastures of Newville, but within an easy 5-10 minute drive to Historic Carlisle & Newville. Don't delay, come & tour today. This won't last long!

6. 2022-08-14
   historical $85,000 1369-char remark

   Show marketing remark (1369 chars)

   Welcome Home to 64 Country View Estates. This remarkable home is beyond classy inside & out, super well kept & puts those home décor magazines to shame! The inviting open concept layout & the chic custom features are everything you've been searching for. Built in 2016, this 1,152 sq ft treasure feels bigger than it looks & offers 2 generous sized bedrooms, 2 full bathrooms, oversized windows spilling plenty of natural light everywhere, a livingroom meant for total relaxation adorned by beveled ceilings & mood lighting & a jaw dropping kitchen you simply cannot miss complete with a pantry. No detail was missed evidenced by the many many upgrades built into this home, such as the new electric heat pump for energy efficient heating & cooling & a fenced area for Fido. Outside you'll find a shed built for a King complete with a loft, large work spaces & electricity. Also while you're out there, take a minute to relax on the covered porches there to enjoy the last days of summer waving to your neighbors in the friendly community of Country View Estates. Take advantage of this opportunity to live tucked away in the gorgeous valleys & pastures of Newville, but within an easy 5-10 minute drive to Historic Carlisle & Newville. Don't delay, come & tour today. This won't last long!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $962 · $80/mo
• Projected year-2 tax: $1,232 · $103/mo
• Expected delta: +$269/yr (+$22/mo · 28.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 5/10 Major 7 d/yr ≥101°F today · 15 d/yr by 30 yrs out
• 💨 Wind 2/10 Low 3% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $18,994
• − Mortgage interest: −$5,321
• − Property taxes: −$962
• − Insurance: −$475
• − Repairs & maintenance: −$1,519
• − Management: −$1,519
• − Depreciation: −$2,764
• Taxable income: $6,432
• Est. tax owed @ 24.0%: −$1,544
• After-tax cash flow: $6,046/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Big Spring SD
• NCES district ID: 4203660
• Math proficiency: 39% ▼ -12.00%
• Reading proficiency: 62% ▼ -6.00%
• Median HH income: $56,941
• Composite: 43.77/100
• National rank: #2942
• State rank: #162 of 539 in PA

Livability — Upper Frankford

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• Population (ZIP): 11,094

Population outlook (Cumberland County) Hauer SSP2

• Today (2025): 267,950 people
• By 2030: 278,105 · +3.8%
• By 2040: 296,552 · +10.7%
• By 2050: 312,937 · +16.8%
• By 2075: 349,233 · +30.3%
• By 2100: 361,875 · +35.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (94%)
• Race & ethnicity: White 94% Two or more races 3% Hispanic / Latino 2%
• Common ancestry: Slovak 2% Romanian 2% Iranian 1%
• Foreign-born: 1%
• Languages at home: 95% English-only · German/W. Germanic 4% Spanish 1%

Political lean MEDSL · Cumberland

• 2024 margin: Lean R (+9.4) · D 44.6% · R 54.1% · Other 1.3%
• 2008→2024 swing: +4.2pp toward D · 2008: -13.6pp · 2024: -9.4pp
• All cycles: 2024: R+9.4 2020: R+10.6 2016: R+18.6 2012: R+18.5 2008: R+13.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -32.92%
• Current HPI: 285.3994
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+11.8% since first listed

6 events — show timeline

• 2026-03-31 Pending — BRIGHT MLS
• 2026-03-17 Listed $95,000 BRIGHT MLS
• 2022-09-29 Sold (MLS) $90,000 BRIGHT MLS
• 2022-08-24 Pending — BRIGHT MLS
• 2022-08-18 Listed $85,000 BRIGHT MLS
• 2022-08-14 Coming Soon $85,000 BRIGHT MLS

Property tax history

+2.0%/yr

Latest (2026): $962 · +0.8% YoY. Source: county tax records.