9 Vista Mobile Dr · Dundalk, MD 21222

$39,999

2 bd · 2.0 ba · 800 sqft · SingleFamily · 246 Days on market

Built 1999 Fair condition 1,742 sqft lot $50/sqft · 83% below area ↓ 27% since listing

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Livability +4.2/5.0
• Rent growth +2.5/5.0
• Schools +2.3/10.0
• Condition / age +2.0/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Motivated Seller! Bring your Offers! Welcome home to 9 Vista Mobile Dr! Discover comfortable, convenient, and affordable living in this beautifully maintained and updated 2-bedroom, 2-full-bath mobile home in a desirable Dundalk community. Ideal for first-time buyers, downsizers, or anyone seeking a stylish and low-maintenance home. Features include a newer HVAC System! Schedule your showing today!

Key facts

• 1,742 sq ft lot
• Built 1999
• Listed 246 days

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath single-family listed at $40k. Condition is rated fair.

Deal economics

• At list price, monthly cash flow is $1k ($12k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $40k).
• Recommended offer: $35k (12.0% below list) — sets the bar for market timing.
• Cap rate 36.8% vs local median 6.2% in Dundalk — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 85/100 on livability (#16 in MD, #510 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+; Watch: crime F.
• Baltimore County Public Schools (suburban): math 15% / reading 34% proficiency, ranked #11 of 24 in MD (top 46%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Market conditions: Rents soft (-0.1%/yr); 236 active listings in the ZIP; 32 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 47% of comp listings sitting > 30 days — soft ceiling on asking rent; 1,511 units permitted in Baltimore County in 2024 (643 in 5+ unit buildings).
• This rent runs 31% of the median local income ($64k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $276 of loan paydown is wiped out by about $1k of value loss. Plan a longer hold.
• Baltimore County population projected at +12% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• At projected returns (-3.0% appreciation + 0.0% rent growth), your $11k cash investment doubles in ~1 year — after that, you're playing with house money.

Negotiation context

• It's been on market 246 days — a 12% lower offer ($35k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts since 2y ago; this cycle's ask has dropped $20k (33%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Recommended offer $35,199 (12.0% below list)

Questions for the listing agent

1. It's been on market 246 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 4.10% ✓
• Cap rate: 36.85%
• Cash-on-cash: 109.12%
• DSCR: 5.86
• GRM: 2.0

CMA / ARV

• ARV (median comp): $237,764
• List price: $39,999
• Delta: -83.18%
• Verdict: UNDERPRICED
• Comps: 10 within 1.0 mi

Show comp detail 1 sale within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
3309 Sollers Point Rd	0.47mi	3/2.0 (+1)	910 (+14%)	22mo	$259,000	$285	32

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: —
• Equity multiple: 5.79×
• Total profit: $53,601
• Equity at exit: $5,964

10-year hold

• IRR: —
• Equity multiple: 10.98×
• Total profit: $111,733
• Equity at exit: $3,458

Cash invested: $11,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 27 Tenant-Leaning
• State Maryland: 27 Tenant-Leaning · D+14
• County: — inherits STATE
• City: — inherits STATE

Failure-to-pay is dismissed if cured before judgment; Baltimore has just-cause; strict deposit rules.

Methodology + full state rankings →

ZIP-level market 21222

• Rents YoY: -0.1%
• Active inventory: 236
• Price-to-rent: 2.0×

Monthly cashflow live

• Estimated rent: $1,639 high
• Mortgage (P&I): −$210
• Tax est. 1.5%: −$50 /mo · $600/yr
• Insurance: −$17
• HOA: −$0
• Vacancy / Maint / Mgmt: −$344
• Net cashflow: $1,018

Break-even live

Break-even rent $350

Max offer price $39,999

Occupancy floor 33%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $10,000
• Closing costs: $1,200
• Reserves months: —
• Total cash needed: —

Rent comps 32 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
7718 Meath Rd Dundalk, MD	3.0	2.0	864	$2,200	$2.55	43d	1	0.49mi
7901 Stratman Rd Dundalk, MD	3.0	1.0	890	$1,647	$1.85	2d	1	0.57mi
3503 Sollers Point Rd Dundalk, MD	3.0	1.0	776	$1,850	$2.38	12d	1	0.57mi
8220 Cornwall Rd Dundalk, MD	3.0	2.0	1125	$1,775	$1.58	43d	1	0.69mi
3117 Liberty Pkwy Unit 1 Dundalk, MD	1.0	1.0	600	$1,200	$2.00	23d	1	0.69mi
2976 Cornwall Rd Unit 1 Dundalk, MD	2.0	1.0	900	$1,590	$1.77	14d	1	0.70mi
2939 Cornwall Rd Unit C Dundalk, MD	1.0	1.0	700	$900	$1.29	43d	1	0.71mi
2032 Kelmore Rd Dundalk, MD	3.0	1.0	1024	$1,700	$1.66	43d	1	0.73mi
2907 Cornwall Rd Unit Road2nd Dundalk, MD	1.0	1.0	750	$950	$1.27	17d	1	0.75mi
2025 Kelmore Rd Unit 1 Dundalk, MD	3.0	1.0	1024	$2,000	$1.95	43d	1	0.75mi
7930 Kavanagh Rd Dundalk, MD	3.0	1.0	1024	$2,195	$2.14	43d	1	0.78mi
7962 Kavanagh Rd Dundalk, MD	3.0	2.0	1024	$1,947	$1.90	14d	1	0.78mi
2004 Larkhall Rd Dundalk, MD	3.0	1.0	1024	$1,500	$1.46	43d	1	0.78mi
1925 Jasmine Rd Dundalk, MD	3.0	1.5	1024	$1,825	$1.78	10d	1	0.80mi
3481 McShane Way Dundalk, MD	2.0	1.5	896	$2,150	$2.40	43d	1	0.84mi
8499 Lynch Rd Dundalk, MD	1.0–3.0	1.0–2.0	950	$1,720	$1.81	1d	32	0.85mi
3443 Dunhaven Rd Dundalk, MD	2.0	2.0	1016	$1,900	$1.87	5d	1	0.86mi
7003 Dunmanway Dundalk, MD	1.0–2.0	1.0	772	$1,345	$1.74	1d	13	0.91mi
108 Chestnut St Dundalk, MD	2.0	1.0	812	$1,300	$1.60	16d	1	0.94mi
2624 Liberty Pkwy Dundalk, MD	3.0	1.5	1110	$1,856	$1.67	43d	1	1.00mi
214 Center St Dundalk, MD	3.0	1.5	992	$1,795	$1.81	10d	1	1.07mi
511 Avondale Rd Dundalk, MD	2.0–4.0	1.0–2.0	1146	$1,220	$1.06	1d	69	1.08mi
3 Center Pl Unit 2 Dundalk, MD	1.0	1.0	700	$1,250	$1.79	43d	1	1.10mi
11 Seabright Ave Dundalk, MD	3.0	1.0	948	$1,874	$1.98	14d	1	1.22mi
311 Wise Ave Dundalk, MD	1.0	1.0	818	$1,045	$1.28	43d	1	1.23mi
414 Westfield Rd Dundalk, MD	3.0	1.0	1024	$2,300	$2.25	43d	1	1.25mi
1610 Melbourne Rd Dundalk, MD	1.0–2.0	1.0	664	$1,240	$1.87	12d	1	1.32mi
7508 Ives Ln Dundalk, MD	2.0	1.0	896	$1,750	$1.95	43d	1	1.34mi
113 Kinship Rd Unit 115Kin-1A Dundalk, MD	1.0	1.0	525	$1,150	$2.19	14d	1	1.46mi
113 Kinship Rd Unit 124Kin-1A Dundalk, MD	1.0	1.0	525	$1,000	$1.90	43d	1	1.46mi
113 Kinship Rd Unit 117Kin-1B Dundalk, MD	1.0	1.0	525	$1,000	$1.90	12d	1	1.46mi
113 Kinship Rd Unit 131 Will-2B Dundalk, MD	1.0	1.0	525	$1,150	$2.19	43d	1	1.46mi

Listing history 23 events

1. 2026-06-18
   days on market $39,999 Active 246 DOM
2. 2026-06-17
   days on market $39,999 Active 245 DOM
3. 2026-06-16
   days on market $39,999 Active 244 DOM
4. 2026-06-15
   days on market $39,999 Active 243 DOM
5. 2026-06-13
   days on market $39,999 Active 241 DOM
6. 2026-06-09
   days on market $39,999 Active 237 DOM
7. 2026-06-08
   days on market $39,999 Active 236 DOM
8. 2026-06-07
   days on market $39,999 Active 235 DOM
9. 2026-06-04
   days on market $39,999 Active 232 DOM
10. 2026-06-03
    days on market $39,999 Active 231 DOM
11. 2026-06-02
    days on market $39,999 Active 230 DOM
12. 2026-06-01
    days on market $39,999 Active 229 DOM
13. 2026-05-31
    days on market $39,999 Active 228 DOM
14. 2026-05-18
    price $39,999 401-char remark

    Show marketing remark (401 chars)

    Motivated Seller! Bring your Offers! Welcome home to 9 Vista Mobile Dr! Discover comfortable, convenient, and affordable living in this beautifully maintained and updated 2-bedroom, 2-full-bath mobile home in a desirable Dundalk community. Ideal for first-time buyers, downsizers, or anyone seeking a stylish and low-maintenance home. Features include a newer HVAC System! Schedule your showing today!

15. 2026-02-05
    price $49,900 401-char remark

    Show marketing remark (401 chars)

    Motivated Seller! Bring your Offers! Welcome home to 9 Vista Mobile Dr! Discover comfortable, convenient, and affordable living in this beautifully maintained and updated 2-bedroom, 2-full-bath mobile home in a desirable Dundalk community. Ideal for first-time buyers, downsizers, or anyone seeking a stylish and low-maintenance home. Features include a newer HVAC System! Schedule your showing today!

16. 2025-11-19
    price $54,900 401-char remark

    Show marketing remark (401 chars)

    Motivated Seller! Bring your Offers! Welcome home to 9 Vista Mobile Dr! Discover comfortable, convenient, and affordable living in this beautifully maintained and updated 2-bedroom, 2-full-bath mobile home in a desirable Dundalk community. Ideal for first-time buyers, downsizers, or anyone seeking a stylish and low-maintenance home. Features include a newer HVAC System! Schedule your showing today!

17. 2025-10-16
    listed $59,900 Active 401-char remark

    Show marketing remark (401 chars)

    Motivated Seller! Bring your Offers! Welcome home to 9 Vista Mobile Dr! Discover comfortable, convenient, and affordable living in this beautifully maintained and updated 2-bedroom, 2-full-bath mobile home in a desirable Dundalk community. Ideal for first-time buyers, downsizers, or anyone seeking a stylish and low-maintenance home. Features include a newer HVAC System! Schedule your showing today!

18. 2025-10-11
    historical $59,900 401-char remark

    Show marketing remark (401 chars)

    Motivated Seller! Bring your Offers! Welcome home to 9 Vista Mobile Dr! Discover comfortable, convenient, and affordable living in this beautifully maintained and updated 2-bedroom, 2-full-bath mobile home in a desirable Dundalk community. Ideal for first-time buyers, downsizers, or anyone seeking a stylish and low-maintenance home. Features include a newer HVAC System! Schedule your showing today!

19. 2024-12-20
    soldstatus $40,000 Closed 564-char remark

    Show marketing remark (564 chars)

    Welcome to 9 Vista Mobile Drive! This wonderful two bedroom, two bath mobile home is located in the Dundalk Mobile Home Court. The home is waiting for you with a large living room, natural light, ample space in the kitchen with a breakfast bar, washer and dryer, large bedrooms with decent closet space, and shed for additional storage. HVAC System in Brand New. Close to shopping, restaurants, Merritt Point Park, Stansbury Park, Community College of Baltimore County, and commuter routes of I-95 and I-695. Park Approval will be needed. Welcome to your New Home!

20. 2024-11-25
    status Pending 564-char remark

    Show marketing remark (564 chars)

    Welcome to 9 Vista Mobile Drive! This wonderful two bedroom, two bath mobile home is located in the Dundalk Mobile Home Court. The home is waiting for you with a large living room, natural light, ample space in the kitchen with a breakfast bar, washer and dryer, large bedrooms with decent closet space, and shed for additional storage. HVAC System in Brand New. Close to shopping, restaurants, Merritt Point Park, Stansbury Park, Community College of Baltimore County, and commuter routes of I-95 and I-695. Park Approval will be needed. Welcome to your New Home!

21. 2024-11-15
    price $44,900 564-char remark

    Show marketing remark (564 chars)

    Welcome to 9 Vista Mobile Drive! This wonderful two bedroom, two bath mobile home is located in the Dundalk Mobile Home Court. The home is waiting for you with a large living room, natural light, ample space in the kitchen with a breakfast bar, washer and dryer, large bedrooms with decent closet space, and shed for additional storage. HVAC System in Brand New. Close to shopping, restaurants, Merritt Point Park, Stansbury Park, Community College of Baltimore County, and commuter routes of I-95 and I-695. Park Approval will be needed. Welcome to your New Home!

22. 2024-11-04
    price $49,900 564-char remark

    Show marketing remark (564 chars)

    Welcome to 9 Vista Mobile Drive! This wonderful two bedroom, two bath mobile home is located in the Dundalk Mobile Home Court. The home is waiting for you with a large living room, natural light, ample space in the kitchen with a breakfast bar, washer and dryer, large bedrooms with decent closet space, and shed for additional storage. HVAC System in Brand New. Close to shopping, restaurants, Merritt Point Park, Stansbury Park, Community College of Baltimore County, and commuter routes of I-95 and I-695. Park Approval will be needed. Welcome to your New Home!

23. 2024-10-07
    listed $54,900 Active 564-char remark

    Show marketing remark (564 chars)

    Welcome to 9 Vista Mobile Drive! This wonderful two bedroom, two bath mobile home is located in the Dundalk Mobile Home Court. The home is waiting for you with a large living room, natural light, ample space in the kitchen with a breakfast bar, washer and dryer, large bedrooms with decent closet space, and shed for additional storage. HVAC System in Brand New. Close to shopping, restaurants, Merritt Point Park, Stansbury Park, Community College of Baltimore County, and commuter routes of I-95 and I-695. Park Approval will be needed. Welcome to your New Home!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Taxation est. · year 1

• Rental income: $19,668
• − Mortgage interest: −$2,241
• − Property taxes: −$600
• − Insurance: −$200
• − Repairs & maintenance: −$1,573
• − Management: −$1,573
• − Depreciation: −$1,164
• Taxable income: $12,317
• Est. tax owed @ 24.0%: −$2,956
• After-tax cash flow: $9,265/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 3 photos

Fair 40/100 Moderate rehab

This mobile home requires significant exterior repairs and maintenance, but has a good HVAC system and is located in a desirable area. Potential buyers should consider the extensive work needed to bring it up to current standards.

Repairs flagged

• Major siding — Significant wear and tear
• Major roof — No visible damage, but siding condition suggests underlying issues
• Major flooring — No visible flooring, but siding condition suggests underlying issues
• Major interior walls/paint — No visible interior, but siding condition suggests underlying issues

Value-add opportunities

• Resale paint exterior — Fresh paint can significantly improve curb appeal
• Resale repair siding — Fresh siding can improve the home's appearance and value
• Resale replace roof — A new roof can substantially increase the home's value
• Both update interior — Fresh paint and updates inside can attract more buyers/renters

Renovation cost estimate screening

Repair item	Severity	Est. cost
siding · Significant wear and tear	Major	$15,000–50,000
roof · No visible damage, but siding condition suggests underlying issues	Major	$15,000–50,000
flooring · No visible flooring, but siding condition suggests underlying issues	Major	$15,000–50,000
interior walls/paint · No visible interior, but siding condition suggests underlying issues	Major	$15,000–50,000
Total estimated repair cost · 4 items		$60,000–200,000

Value-add ROI direction

• Resale paint exterior — Fresh paint can significantly improve curb appeal ↑
• Resale repair siding — Fresh siding can improve the home's appearance and value ↑
• Resale replace roof — A new roof can substantially increase the home's value ↑
• Both update interior — Fresh paint and updates inside can attract more buyers/renters ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Baltimore County Public Schools
• NCES district ID: 2400120
• Math proficiency: 15% ▼ -16.00%
• Reading proficiency: 34% ▼ -5.00%
• Median HH income: $66,746
• Composite: 23.17/100
• National rank: #7948
• State rank: #11 of 24 in MD

Livability — Dundalk

• Score: 85/100
• State rank: #16
• US rank: #510

Category grades

Amenities A+ Commute A+ Cost of living A- Crime F Employment C+ Housing A+ Health & safety A+ User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Dundalk, MD
• County: Baltimore County · 769,527 people
• City population: 59,407
• Metro: Baltimore-Columbia-Towson, MD
• Population (ZIP): 59,407
• Household income: $64,141
• Rent vs Own: 35.1% rent · 64.9% own
• Severe rent burden: 2566.0

Population outlook (Baltimore County) Hauer SSP2

• Today (2025): 885,518 people
• By 2030: 909,272 · +2.7%
• By 2040: 951,547 · +7.5%
• By 2050: 990,955 · +11.9%
• By 2075: 1,086,411 · +22.7%
• By 2100: 1,135,078 · +28.2%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.60)
• Race & ethnicity: White 59% Black 18% Hispanic / Latino 15% Two or more races 7% Asian 2% Native American 1%
• Hispanic origin (detail): Mexican 3% Puerto Rican 2%
• Common ancestry: Romanian 7% Lithuanian 1% Italian 1%
• Foreign-born: 9% · Canada
• Languages at home: 85% English-only · Spanish 11% Other Indo-European 2% Arabic 1%

Political lean MEDSL · Baltimore

• 2024 margin: Strong D (+24.5) · D 61.0% · R 36.5% · Other 2.5%
• 2008→2024 swing: +9.9pp toward D · 2008: 14.6pp · 2024: 24.5pp
• All cycles: 2024: D+24.5 2020: D+27.0 2016: D+17.4 2012: D+16.4 2008: D+14.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -251.44%
• Current HPI: 228.4218
• Rent YoY: ▼ -0.09%
• Metro: Baltimore-Columbia-Towson, MD
• State GDP YoY: ▲ 2.97%
• F500 in state: 12

Industry mix (Fortune 500 HQ in MD)

Industry	F500 HQs	Revenue
▸Aerospace / Defense	1	$71B
▸Utilities	1	$25B
▸Hotels	1	$24B
▸Consumer Goods	1	$7B
▸Real Estate	1	$6B
▸Chemicals	1	$2B

Price history

-27.1% since first listed

10 events — show timeline

• 2026-05-18 Price Changed $39,999 BRIGHT MLS
• 2026-02-05 Price Changed $49,900 BRIGHT MLS
• 2025-11-19 Price Changed $54,900 BRIGHT MLS
• 2025-10-16 Listed $59,900 BRIGHT MLS
• 2025-10-11 Coming Soon $59,900 BRIGHT MLS
• 2024-12-20 Sold (MLS) $40,000 BRIGHT MLS
• 2024-11-25 Pending — BRIGHT MLS
• 2024-11-15 Price Changed $44,900 BRIGHT MLS
• 2024-11-04 Price Changed $49,900 BRIGHT MLS
• 2024-10-07 Listed $54,900 BRIGHT MLS