CashFlowRE
Sign in Sign up
208-210 1st Ave
C Composite 55.57
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +24.4/30.0
  • DSCR +7.9/10.0
  • ARV discount +7.5/15.0
  • 1% rule +5.4/10.0
  • Livability +4.0/5.0
  • Rent growth +3.0/5.0
  • Condition / age +2.5/5.0
  • Schools +0.9/10.0
  • Appreciation +0.0/10.0

$99,000

208-210 1st Ave · Aliquippa, PA 15001
2 bd · 1.0 ba · 974 sqft · SingleFamily public records · 77 Days on market
Built 1910 2,613 sqft lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Fully renovated duplex offering strong cash flow potential with one side vacant and ready for immediate occupancy. This spacious property features two separate units with updated flooring, fresh paint, clean modern interiors, and functional layouts that are easy to maintain. The vacant 3 bedroom 1 bathroom unit is move in ready and could be utilized as an owner occupant looking to offset their mortgage or an investor wanting immediate rental income. The second unit is currently occupied at $750 per month through June 1st, giving the next owner flexibility to increase rents closer to market value. Estimated market rents are approximately $1,000 to $1,250 per unit, creating excellent upside potential and stronger long term cash flow.

Key facts

  • Large yard
  • 2,613 sq ft lot
  • Built 1910

Tags

FULLY RENOVATED DUPLEXSTRONG INCOME POTENTIALLARGE YARDSEPARATE LIVING SPACESMOVE IN READY INVESTMENTACCESS TO LOCAL AMENITIES

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $99k.

Deal economics

  • At list price, monthly cash flow is $201 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $99k).
  • Recommended offer: $93k (6.0% below list) — sets the bar for market timing.
  • Cap rate 8.7% vs local median 6.0% in Aliquippa — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 80/100 on livability (#216 in PA, #1,891 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: amenities F, employment F.
  • Aliquippa SD (suburban): math 4% / reading 19% proficiency, ranked #530 of 539 in PA (top 98%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 81% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising (+2.0%/yr); 130 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals leasing fast (median 2d on market — plan ~1-2 weeks tenant-placement turnaround); 272 units permitted in Beaver County in 2024 (80 in 5+ unit buildings).
  • This rent is only 17% of the median local income ($71k/yr) — well below the 30% rent-burden line; pricing power to push rent on renewal without tenant pushback.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $684 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Beaver County population projected at -14% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

  • It's been on market 77 days — a 6% lower offer ($93k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts; this cycle's ask has dropped $50k (34%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $35k; list at $99k implies a 183% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1910 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $93,060 (6.0% below list)

Questions for the listing agent

  1. It's been on market 77 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Built in 1910 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.04%
Cap rate
8.73%
Cash-on-cash
8.70%
DSCR
1.39
GRM
8.0

CMA / ARV

ARV (median comp)
$54,856
List price
$99,000
Delta
98.70%
Verdict
OVERPRICED
Comps
20 within 1.0 mi
Show comp detail 11 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
125 Carroll St 0.46mi 2/1.0 1,008 (+4%) 8mo $107,500 $107 66
315 Cooper St 0.42mi 2/1.0 992 (+2%) 14mo $32,000 $32 66
601 Washington St 0.33mi 3/1.5 (+1) 948 (-3%) 13mo $23,000 $24 63
304 Todd St 0.35mi 2/1.0 896 (-8%) 14mo $68,000 $76 58
225 Wykes St 0.32mi 2/1.0 896 (-8%) 22mo $16,000 $18 53
155 Temple St 0.41mi 3/1.0 (+1) 1,040 (+7%) 15mo $80,000 $77 52
300 Cooper St 0.38mi 2/1.5 896 (-8%) 19mo $95,000 $106 51
148 Riverview Ave 0.69mi 2/1.0 896 (-8%) 7mo $35,000 $39 49
306 7th Ave 0.34mi 3/1.0 (+1) 840 (-14%) 18mo $33,000 $39 42
411 Penn Ave 0.73mi 3/2.0 (+1) 1,019 (+5%) 10mo $103,000 $101 41
1586 Jackson St 0.67mi 3/1.0 (+1) 1,075 (+10%) 8mo $146,500 $136 39

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.05% rent growth · sell at horizon

5-year hold
IRR
-4.1%
Equity multiple
0.85×
Total profit
$-4,244
Equity at exit
$14,761
10-year hold
IRR
4.5%
Equity multiple
1.32×
Total profit
$8,749
Equity at exit
$8,560

Cash invested: $27,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 15001

Home prices YoY
-20.8%
Rents YoY
2.0%
Active inventory
130
Price-to-rent
8.0×

Monthly cashflow live

Estimated rent
$1,028 medium interval (Pro) →
Mortgage (P&I)
$519
Tax from tax record
$51 /mo · $611/yr
Insurance
$41
HOA
$0
Vacancy / Maint / Mgmt
$216
Net cashflow
$201

Break-even live

Break-even rent $774
Max offer price $99,000
Occupancy floor 75%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$24,750
Closing costs
$2,970
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 4 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
141 Carroll St Aliquippa, PA 2.0 1.0 704 $995 $1.41 2d 1 0.53mi
150 Mount Vernon Dr Aliquippa, PA 1.0 1.0 596 $675 $1.13 2d 1 0.59mi
25 Mount Vernon Dr Aliquippa, PA 2.0 1.0 775 $775 $1.00 12d 1 0.67mi
1620 Polk St Aliquippa, PA 3.0 1.0 1124 $1,045 $0.93 2d 1 0.82mi

Listing history 19 events

  1. 2026-06-18
    days on market $99,000 Active 77 DOM
  2. 2026-06-17
    days on market $99,000 Active 76 DOM
  3. 2026-06-16
    pricedays on market $99,000 Active 75 DOM
  4. 2026-06-15
    days on market $109,999 Active 74 DOM
  5. 2026-06-13
    pricedays on market $109,999 Active 72 DOM
  6. 2026-06-10
    price $109,000 Active 68 DOM
  7. 2026-06-09
    days on market $114,000 Active 68 DOM
  8. 2026-06-08
    days on market $114,000 Active 67 DOM
  9. 2026-06-07
    days on market $114,000 Active 66 DOM
  10. 2026-06-03
    days on market $114,000 Active 62 DOM
  11. 2026-06-02
    pricedays on market $114,000 Active 61 DOM
  12. 2026-06-01
    days on market $129,000 Active 60 DOM
  13. 2026-05-31
    days on market $129,000 Active 59 DOM
  14. 2026-05-06
    price $129,000 741-char remark
    Show marketing remark (741 chars)

    Fully renovated duplex offering strong cash flow potential with one side vacant and ready for immediate occupancy. This spacious property features two separate units with updated flooring, fresh paint, clean modern interiors, and functional layouts that are easy to maintain. The vacant 3 bedroom 1 bathroom unit is move in ready and could be utilized as an owner occupant looking to offset their mortgage or an investor wanting immediate rental income. The second unit is currently occupied at $750 per month through June 1st, giving the next owner flexibility to increase rents closer to market value. Estimated market rents are approximately $1,000 to $1,250 per unit, creating excellent upside potential and stronger long term cash flow.

  15. 2026-04-02
    listed $149,000 Active 741-char remark
    Show marketing remark (741 chars)

    Fully renovated duplex offering strong cash flow potential with one side vacant and ready for immediate occupancy. This spacious property features two separate units with updated flooring, fresh paint, clean modern interiors, and functional layouts that are easy to maintain. The vacant 3 bedroom 1 bathroom unit is move in ready and could be utilized as an owner occupant looking to offset their mortgage or an investor wanting immediate rental income. The second unit is currently occupied at $750 per month through June 1st, giving the next owner flexibility to increase rents closer to market value. Estimated market rents are approximately $1,000 to $1,250 per unit, creating excellent upside potential and stronger long term cash flow.

  16. 2025-05-13
    historical $775
  17. 2025-05-01
    listed $775
  18. 2024-08-27
    soldstatus $35,000
  19. 1978-08-21
    soldstatus $8,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$611 · $51/mo
Projected year-2 tax
$1,088 · $91/mo
Expected delta
+$476/yr (+$40/mo · 77.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥98°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$12,339
− Mortgage interest
−$5,546
− Property taxes
−$611
− Insurance
−$495
− Repairs & maintenance
−$987
− Management
−$987
− Depreciation
−$2,880
Taxable income
$833
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$200
After-tax cash flow
$2,212/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Aliquippa SD
NCES district ID
4202130
Math proficiency
4% ▼ -9.00%
Reading proficiency
19% ▼ -10.00%
Median HH income
$31,613
Composite
9.05/100
National rank
#9874
State rank
#530 of 539 in PA

Livability — Aliquippa

Score
80/100
State rank
#216
US rank
#1891

Category grades

Amenities F Commute A+ Cost of living A+ Crime C Employment F Housing A+ Health & safety A+ User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Aliquippa, PA
County
Beaver County · 116,001 people
City population
31,976
Metro
Pittsburgh, PA
Population (ZIP)
31,976
Household income
$70,985
Rent vs Own
24.4% rent · 75.6% own
Severe rent burden
720.0

Population outlook (Beaver County) Hauer SSP2

Today (2025)
164,976 people
By 2030
161,449 · -2.1%
By 2040
151,752 · -8.0%
By 2050
141,155 · -14.4%
By 2075
118,142 · -28.4%
By 2100
91,740 · -44.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (80%)
Race & ethnicity
White 80% Black 13% Two or more races 5% Hispanic / Latino 2%
Common ancestry
Romanian 6% Serbian 2% Subsaharan African 2%
Foreign-born
3% · Canada
Languages at home
96% English-only · Other Indo-European 2% Spanish 1% German/W. Germanic 1%

Political lean MEDSL · Beaver

2024 margin
Strong R (+20.7) · D 39.2% · R 59.9%
2008→2024 swing
-17.9pp toward R · 2008: -2.8pp · 2024: -20.7pp
All cycles
2024: R+20.7 2020: R+17.7 2016: R+20.1 2012: R+6.6 2008: R+2.8

Not yet ingested

Civics

Market trends

HPI YoY
▼ -65.21%
Current HPI
247.7251
Rent YoY
▲ 2.05%
Metro
Pittsburgh, PA
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

+1349.4% since first listed
6 events — show timeline
  • 2026-05-06 Price Changed $129,000 West Penn MLS
  • 2026-04-02 Listed $149,000 West Penn MLS
  • 2025-05-13 Rental Removed $775 APPFOLIO
  • 2025-05-01 Listed for Rent $775 APPFOLIO
  • 2024-08-27 Sold (Public Records) $35,000 Public Records
  • 1978-08-21 Sold (Public Records) $8,900 Public Records

Property tax history

-2.2%/yr

Latest (2026): $611 · -1.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…