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315 Donna Dr
D Composite 43.59
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +14.3/30.0
  • ARV discount +9.6/15.0
  • DSCR +4.3/10.0
  • Schools +3.9/10.0
  • Livability +3.2/5.0
  • 1% rule +2.9/10.0
  • Rent growth +2.9/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$225,000

315 Donna Dr · Warner Robins, GA 31088
4 bd · 2.5 ba · 2,050 sqft · SingleFamily public records · 31 Days on market
Built 1975 10,454 sqft lot Est $236k · at est.

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Well maintained home in established neighborhood. One owner home. Lots of space inside and out. 4 bedrooms with 2.5 baths. Beautiful backyard with mature landscaping. Roof is within the last 8 years per owner. HVAC is 4-5 years

Key facts

  • One owner home
  • Mature landscaping
  • Beautiful backyard

Tags

ESTABLISHED NEIGHBORHOODBEAUTIFUL BACKYARDMATURE LANDSCAPINGONE OWNER HOME

Property features AI

Finance

  • Other: Property located at 315 Donna Dr, Warner Robins, GA 31088; Lot size about 0.24 acres
  • Financial info: No investor or income/expense details provided
  • HOA & community: No HOA

Exterior

  • Parking: Attached garage with space for 2 vehicles
  • Security: No community features or association-provided security
  • Utilities: Public water; Public sewer; Water available
  • Home design: Single-family house; Residential property; Resale; Three or more stories
  • Construction: Built in 1975; Brick and vinyl siding exterior; Composition roof; Building area approx. 2050 square feet
  • Exterior features: Lot features: Other

Interior

  • Kitchen: No specific kitchen appliance details provided
  • Bedrooms: 4 bedrooms
  • Flooring: Other flooring
  • Bathrooms: 2 full bathrooms and 1 half bathroom (3 total)
  • Heating & cooling: Heat pump for heating; Heat pump for cooling
  • Interior features: Other interior features; Three or more levels; No basement; No fireplaces
  • Laundry & utility: Laundry features: Other

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.5-bath single-family listed at $225k.

Deal economics

  • At list price, monthly cash flow is $40 ($476/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $178k (20.9% below list).
  • Recommended offer: $178k (20.9% below list) — sets the bar for 1% rule.
  • Cap rate 6.5% vs local median 4.9% in Warner Robins — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 65/100 on livability (#227 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment D+, crime F, amenities F.
  • Houston County (urban): math 43% / reading 46% proficiency, ranked #23 of 174 in GA (top 13%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Shirley Hills Elementary School (math 44% / reading 52%, grade D, #289 of 1,228 statewide, top 24%, 545 students, 84% FRL); Warner Robins Middle School (math 25% / reading 37%, grade F, #237 of 470 statewide, top 51%, 813 students, 84% FRL); Warner Robins High School (math 7% / reading 21%, grade F, #322 of 424 statewide, top 76%, 1,816 students, 84% FRL) — zoned schools average 84% FRL vs 46% district-wide (38 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 31% at this address vs 44% district-wide (-14 pts) — the specific schools serving this property underperform the Houston County average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents rising (+1.7%/yr); 286 active listings in the ZIP; 12 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,545 units permitted in Houston County in 2024 (336 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Houston County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 31 days — a 3% lower offer ($218k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 76% chance of damaging wind over 30y; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $177,872 (20.9% below list)

Questions for the listing agent

  1. It's been on market 31 days. Have you received any prior offers? Is the seller open to a 21% concession, seller financing, or rate buy-down credit?
  2. Built in 1975 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.79%
Cap rate
6.50%
Cash-on-cash
0.76%
DSCR
1.03
GRM
10.5

CMA / ARV

ARV (on-the-fly)
$235,750
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
413 Tracy Ter 0.30mi 4/2.5 1,831 (-11%) 1mo $181,000 $99 68
503 Todd Cir 0.36mi 4/2.0 1,919 (-6%) 5mo $220,000 $115 67
515 Kimberly Rd 0.56mi 4/2.5 2,144 (+5%) 2mo $236,600 $110 65
213 Self St 0.46mi 4/2.0 2,202 (+7%) 2mo $245,000 $111 62
113 Colonial Rd 0.30mi 3/2.5 (-1) 1,892 (-8%) 8mo $226,000 $119 62
82 Oliver Dr 0.45mi 3/2.0 (-1) 1,873 (-9%) 3mo $215,000 $115 55
215 Kimberly Rd 0.46mi 3/2.0 (-1) 1,856 (-10%) 4mo $205,000 $110 52
625 Todd Cir 0.57mi 3/2.0 (-1) 1,876 (-8%) 1mo $250,000 $133 51
273 Lakeshore Drive Dr 0.71mi 3/2.5 (-1) 2,176 (+6%) 1mo $299,900 $138 51
77 Oliver Dr 0.43mi 3/2.0 (-1) 1,760 (-14%) 3mo $200,000 $114 47
104 Oak Forest Ct 0.59mi 4/2.0 1,794 (-12%) 5mo $230,000 $128 45
207 Atrium Ct 0.59mi 3/2.0 (-1) 1,759 (-14%) 8mo $220,000 $125 35

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.67% rent growth · sell at horizon

5-year hold
IRR
-16.5%
Equity multiple
0.42×
Total profit
$-36,373
Equity at exit
$33,548
10-year hold
IRR
-10.6%
Equity multiple
0.39×
Total profit
$-38,171
Equity at exit
$19,454

Cash invested: $63,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 31088

Rents YoY
1.7%
Active inventory
286
Price-to-rent
10.5×

Monthly cashflow live

Estimated rent
$1,779 high interval (Pro) →
Mortgage (P&I)
$1,180
Tax from tax record
$92 /mo · $1,102/yr
Insurance
$94
HOA
$0
Vacancy / Maint / Mgmt
$374
Net cashflow
$40

Break-even live

Break-even rent $1,729
Max offer price $225,000
Occupancy floor 93%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$56,250
Closing costs
$6,750
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 12 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
337 Mary Ln Warner Robins, GA 3.0 2.0 1411 $1,500 $1.06 13d 1 0.55mi
121 Highland Dr Warner Robins, GA 3.0 2.0 1712 $1,795 $1.05 43d 1 0.56mi
121 Highland Dr Warner Robins, GA 3.0 2.0 1712 $1,795 $1.05 21d 1 0.56mi
341 Mary Ln Warner Robins, GA 3.0 2.0 1413 $1,350 $0.96 21d 1 0.56mi
132 Cathy Ct Warner Robins, GA 3.0 2.0 1428 $1,450 $1.02 13d 1 0.57mi
132 Cathy Ct Warner Robins, GA 3.0 1.5 1428 $1,450 $1.02 21d 1 0.57mi
211 Laverne Dr Warner Robins, GA 3.0 2.0 1431 $1,395 $0.97 13d 1 0.89mi
109 Leisure Pointe Cv Warner Robins, GA 4.0 2.5 1682 $1,925 $1.14 43d 1 1.06mi
122 Rolling Woods Cir Warner Robins, GA 3.0 2.5 1920 $1,750 $0.91 21d 1 1.06mi
122 Rolling Woods Cir Warner Robins, GA 3.0 2.5 1920 $1,750 $0.91 43d 1 1.06mi
106 Leisure Pointe Cv Warner Robins, GA 4.0 2.5 1682 $2,000 $1.19 43d 1 1.07mi
106 Leisure Pointe Cv Warner Robins, GA 4.0 2.5 1682 $1,950 $1.16 13d 1 1.07mi

Listing history 19 events

  1. 2026-06-19
    days on market $225,000 Active 31 DOM
  2. 2026-06-18
    days on market $225,000 Active 30 DOM
  3. 2026-06-17
    days on market $225,000 Active 29 DOM
  4. 2026-06-16
    days on market $225,000 Active 28 DOM
  5. 2026-06-15
    days on market $225,000 Active 27 DOM
  6. 2026-06-14
    days on market $225,000 Active 25 DOM
  7. 2026-06-13
    days on market $225,000 Active 24 DOM
  8. 2026-06-10
    days on market $225,000 Active 22 DOM
  9. 2026-06-09
    days on market $225,000 Active 21 DOM
  10. 2026-06-08
    days on market $225,000 Active 20 DOM
  11. 2026-06-07
    statusdays on market $225,000 Active 19 DOM
  12. 2026-06-05
    pricedays on market $225,000 Price Change 16 DOM
  13. 2026-06-03
    pricestatusdays on market $220,000 Price Change 15 DOM
  14. 2026-06-02
    statusdays on market $230,000 Active 14 DOM
  15. 2026-06-01
    days on market $230,000 New 13 DOM
  16. 2026-05-31
    days on market $230,000 New 12 DOM
  17. 2026-05-30
    days on market $230,000 New 11 DOM
  18. 2026-05-19
    listed $230,000 Active 227-char remark
    Show marketing remark (227 chars)

    Well maintained home in established neighborhood. One owner home. Lots of space inside and out. 4 bedrooms with 2.5 baths. Beautiful backyard with mature landscaping. Roof is within the last 8 years per owner. HVAC is 4-5 years

  19. 2026-05-19
    listed $230,000 New
    Show marketing remark (227 chars)

    Well maintained home in established neighborhood. One owner home. Lots of space inside and out. 4 bedrooms with 2.5 baths. Beautiful backyard with mature landscaping. Roof is within the last 8 years per owner. HVAC is 4-5 years

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$1,102 · $92/mo
Projected year-2 tax
$2,070 · $172/mo
Expected delta
+$968/yr (+$81/mo · 87.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥108°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 76% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$21,345
− Mortgage interest
−$12,603
− Property taxes
−$1,102
− Insurance
−$1,125
− Repairs & maintenance
−$1,708
− Management
−$1,708
− Depreciation
−$6,545
Taxable loss
−$3,447
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$827
After-tax cash flow
$1,303/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Houston County
NCES district ID
1302880
Math proficiency
43% ▼ -7.00%
Reading proficiency
46% ▼ -2.00%
Median HH income
$54,823
Composite
38.68/100
National rank
#4144
State rank
#23 of 174 in GA

Livability — Warner Robins

Score
65/100
State rank
#227
US rank
#13290

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D+ Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Warner Robins, GA
County
Houston County · 157,321 people
City population
92,102
Metro
Warner Robins, GA
Population (ZIP)
58,585
Household income
$83,082
Rent vs Own
36.9% rent · 63.1% own
Severe rent burden
1668.0

Population outlook (Houston County) Hauer SSP2

Today (2025)
169,502 people
By 2030
178,486 · +5.3%
By 2040
194,642 · +14.8%
By 2050
207,119 · +22.2%
By 2075
231,480 · +36.6%
By 2100
235,034 · +38.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.63)
Race & ethnicity
White 51% Black 32% Two or more races 9% Hispanic / Latino 7% Asian 4%
Hispanic origin (detail)
Mexican 4%
Common ancestry
Romanian 2% Slovak 2% Lithuanian 2%
Foreign-born
9% · Canada, Vietnam, Jamaica
Languages at home
90% English-only · Spanish 5% Other Asian/Pacific 2% Vietnamese 2%

Political lean MEDSL · Houston

2024 margin
R (+11.3) · D 44.0% · R 55.3%
2008→2024 swing
+8.9pp toward D · 2008: -20.2pp · 2024: -11.3pp
All cycles
2024: R+11.3 2020: R+12.4 2016: R+21.6 2012: R+20.7 2008: R+20.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -135.75%
Current HPI
219.8261
Rent YoY
▲ 1.67%
Metro
Warner Robins, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+0.0% since first listed
2 events — show timeline
  • 2026-05-19 Listed $230,000 GAMLS
  • 2026-05-19 Listed $230,000 CGMLS

Property tax history

+4.1%/yr

Latest (2024): $1,102 · +83.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…