6401 Marvin Gdns · Gouldsboro, PA 18466

$223,900

3 bd · 1.0 ba · 922 sqft · SingleFamily public records · 150 Days on market

Built 1977 0.30 ac lot $243/sqft · 33% above area Est $194k · 15% over $149/mo HOA · 7% of rent

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +14.3/30.0
• Appreciation +6.2/10.0
• DSCR +4.4/10.0
• Schools +4.0/10.0
• 1% rule +3.9/10.0
• Livability +3.4/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• ARV discount +0.6/15.0

Listing remarks MLS

Welcome to this beautifully remodeled 3-bedroom, 2-bath chalet tucked away on a quiet cul-de-sac in a sought-after gated lakeside community. From the moment you step inside, you'll appreciate the warm mountain charm paired with modern updates throughout. The spacious open floor plan features soaring cathedral ceilings, tongue-and-groove accents, and a cozy wood-burning fireplace, perfect for relaxing after a day of outdoor adventure. The stunning modern kitchen boasts stainless steel appliances, a large center island with ample storage, and stylish butcher block countertops--ideal for cooking, entertaining, or gathering with loved ones. A bright and airy loft overlooks the main living area, offering additional space for sleeping, lounging, or a home office. The primary bedroom offers a serene retreat complete with its own electric fireplace for year-round comfort and ambiance. Outside, enjoy all the perks of living in a community filled with amenities, including lakes, pools, and recreational facilities. Whether you're looking for a primary residence, weekend escape, or a proven Airbnb investment, this turn-key chalet checks all the boxes. Don't miss your chance to own this stylish mountain getaway--schedule your showing today!

Key facts

• Large center island
• Modern kitchen
• Remodeled chalet

Tags

• REMODELED CHALET
• GATED LAKESIDE COMMUNITY
• COZY WOOD-BURNING FIREPLACE
• MODERN KITCHEN
• STAINLESS STEEL APPLIANCES
• LARGE CENTER ISLAND

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $224k.

Deal economics

• At list price, monthly cash flow is $41 ($495/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $200k (10.8% below list).
• Recommended offer: $197k (12.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 68/100 on livability (#903 in PA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, employment B+; Watch: schools D-, amenities F, commute F.
• Pocono Mountain SD (rural): math 37% / reading 55% proficiency, ranked #245 of 539 in PA (top 46%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 358 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals at typical pace (median 17d on market — plan ~3-4 weeks tenant-placement turnaround); 278 units permitted in Monroe County in 2024 (52 in 5+ unit buildings).

Forward outlook

• In year one you build about $7k of equity ($2k loan paydown + $5k appreciation (2.4% local appreciation)).
• Monroe County population projected at -11% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (2.4% appreciation + 3.0% rent growth), your $63k cash investment doubles in ~7 years — after that, you're playing with house money.
• By year 6, paydown + projected appreciation supports a ~$36k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 150 days — a 12% lower offer ($197k) is reasonable based on typical stale-listing flexibility.
• 13 sale attempts since 4y ago; this cycle's ask is 12003% above the opening price — seller raised mid-cycle; expect resistance to lowballs.
• Current owner paid $130k; list at $224k implies a 72% gain — meaningful room to come down on a strong offer.

Recommended offer $197,032 (12.0% below list)

Questions for the listing agent

1. It's been on market 150 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1977 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.89% ✗
• Cap rate: 6.51%
• Cash-on-cash: 0.79%
• DSCR: 1.04
• GRM: 9.3

CMA / ARV

• ARV (median comp): $194,214
• List price: $223,900
• Delta: 15.29%
• Verdict: OVERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
7695 Fawn Ln	0.14mi	3/1.0	924 (+0%)	10mo	$225,000	$244	85
7696 Fawn Ln	0.13mi	3/1.5	1,008 (+9%)	2mo	$235,000	$233	74
7443 Tamara Ln	0.30mi	3/1.0	957 (+4%)	12mo	$169,000	$177	70
6309 Ventnor Dr	0.42mi	2/1.0 (-1)	913 (-1%)	9mo	$165,000	$181	66
7942 Sleepy Hollow Dr	0.37mi	2/1.0 (-1)	964 (+5%)	5mo	$182,750	$190	66
7164 Mountain Dr	0.39mi	3/1.0	960 (+4%)	14mo	$160,000	$167	63
6307 Ventnor Dr	0.43mi	3/1.0	960 (+4%)	13mo	$175,000	$182	62
8955 Deerfield Rd	0.47mi	2/1.0 (-1)	864 (-6%)	12mo	$190,000	$220	52
8219 Sunset Dr	0.42mi	4/1.0 (+1)	1,008 (+9%)	15mo	$155,000	$154	47
8062 Red Squirrel dr Dr	0.62mi	2/1.0 (-1)	800 (-13%)	1mo	$145,000	$181	44
3223 Carobeth Dr	0.64mi	3/1.5	1,037 (+12%)	6mo	$210,000	$203	42
8560 Hillcrest Dr	0.61mi	3/1.0	1,041 (+13%)	13mo	$166,000	$159	39

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

2.36% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 6.4%
• Equity multiple: 1.35×
• Total profit: $22,094
• Equity at exit: $92,665

10-year hold

• IRR: 9.6%
• Equity multiple: 2.35×
• Total profit: $84,652
• Equity at exit: $136,868

Cash invested: $62,692 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 18466

• Home prices YoY: 1.2%
• Active inventory: 358
• Price-to-rent: 9.3×

Monthly cashflow live

• Estimated rent: $1,997 medium
• Mortgage (P&I): −$1,174
• Tax from tax record: −$120 /mo · $1,435/yr
• Insurance: −$93
• HOA: −$149
• Vacancy / Maint / Mgmt: −$419
• Net cashflow: $41

Break-even live

Break-even rent $1,944

Max offer price $223,900

Occupancy floor 93%

Sensitivity live

Price	-10% $168	-5% $105	+0% $41	+5% $-22	+10% $-85
Rent	-10% $-116	-5% $-38	+0% $41	+5% $120	+10% $199
Rate	-1.0pp $154	-0.5pp $98	base $41	+0.5pp $-17	+1.0pp $-76

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $55,975
• Closing costs: $6,717
• Reserves months: —
• Total cash needed: —

Rent comps 3 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
954 Country Place Dr Tobyhanna, PA	3.0	1.0	1000	$1,900	$1.90	16d	1	0.86mi
954 Country Place Dr Unit H623 Tobyhanna, PA	3.0	1.0	1040	$1,900	$1.83	45d	1	0.86mi
9026 Idlewild Dr Tobyhanna, PA	3.0	2.0	1068	$2,300	$2.15	14d	1	1.29mi

HOA detail

• Monthly dues: $149 · $1,788/yr
• Likely covers: electricpoolsecurity

Listing history 34 events

1. 2026-05-14
   price $1,750
2. 2026-05-13
   listed $1,850

   Show marketing remark (1257 chars)

   Welcome to this beautifully remodeled 3-bedroom, 2-bath chalet tucked away on a quiet cul-de-sac in a sought-after gated lakeside community. From the moment you step inside, you'll appreciate the warm mountain charm paired with modern updates throughout. The spacious open floor plan features soaring cathedral ceilings, tongue-and-groove accents, and a cozy wood-burning fireplace, perfect for relaxing after a day of outdoor adventure. The stunning modern kitchen boasts stainless steel appliances, a large center island with ample storage, and stylish butcher block countertops—ideal for cooking, entertaining, or gathering with loved ones. A bright and airy loft overlooks the main living area, offering additional space for sleeping, lounging, or a home office. The primary bedroom offers a serene retreat complete with its own electric fireplace for year-round comfort and ambiance. Outside, enjoy all the perks of living in a community filled with amenities, including lakes, pools, and recreational facilities. Whether you're looking for a primary residence, weekend escape, or a proven Airbnb investment, this turn-key chalet checks all the boxes. Don't miss your chance to own this stylish mountain getaway—schedule your showing today!

3. 2026-05-13
   price $223,900 1247-char remark

   Show marketing remark (1257 chars)

   Welcome to this beautifully remodeled 3-bedroom, 2-bath chalet tucked away on a quiet cul-de-sac in a sought-after gated lakeside community. From the moment you step inside, you'll appreciate the warm mountain charm paired with modern updates throughout. The spacious open floor plan features soaring cathedral ceilings, tongue-and-groove accents, and a cozy wood-burning fireplace, perfect for relaxing after a day of outdoor adventure. The stunning modern kitchen boasts stainless steel appliances, a large center island with ample storage, and stylish butcher block countertops—ideal for cooking, entertaining, or gathering with loved ones. A bright and airy loft overlooks the main living area, offering additional space for sleeping, lounging, or a home office. The primary bedroom offers a serene retreat complete with its own electric fireplace for year-round comfort and ambiance. Outside, enjoy all the perks of living in a community filled with amenities, including lakes, pools, and recreational facilities. Whether you're looking for a primary residence, weekend escape, or a proven Airbnb investment, this turn-key chalet checks all the boxes. Don't miss your chance to own this stylish mountain getaway—schedule your showing today!

4. 2026-05-13
   price $223,900 1257-char remark

   Show marketing remark (1257 chars)

   Welcome to this beautifully remodeled 3-bedroom, 2-bath chalet tucked away on a quiet cul-de-sac in a sought-after gated lakeside community. From the moment you step inside, you'll appreciate the warm mountain charm paired with modern updates throughout. The spacious open floor plan features soaring cathedral ceilings, tongue-and-groove accents, and a cozy wood-burning fireplace, perfect for relaxing after a day of outdoor adventure. The stunning modern kitchen boasts stainless steel appliances, a large center island with ample storage, and stylish butcher block countertops—ideal for cooking, entertaining, or gathering with loved ones. A bright and airy loft overlooks the main living area, offering additional space for sleeping, lounging, or a home office. The primary bedroom offers a serene retreat complete with its own electric fireplace for year-round comfort and ambiance. Outside, enjoy all the perks of living in a community filled with amenities, including lakes, pools, and recreational facilities. Whether you're looking for a primary residence, weekend escape, or a proven Airbnb investment, this turn-key chalet checks all the boxes. Don't miss your chance to own this stylish mountain getaway—schedule your showing today!

5. 2026-04-15
   historical $1,850

   Show marketing remark (1257 chars)

   Welcome to this beautifully remodeled 3-bedroom, 2-bath chalet tucked away on a quiet cul-de-sac in a sought-after gated lakeside community. From the moment you step inside, you'll appreciate the warm mountain charm paired with modern updates throughout. The spacious open floor plan features soaring cathedral ceilings, tongue-and-groove accents, and a cozy wood-burning fireplace, perfect for relaxing after a day of outdoor adventure. The stunning modern kitchen boasts stainless steel appliances, a large center island with ample storage, and stylish butcher block countertops—ideal for cooking, entertaining, or gathering with loved ones. A bright and airy loft overlooks the main living area, offering additional space for sleeping, lounging, or a home office. The primary bedroom offers a serene retreat complete with its own electric fireplace for year-round comfort and ambiance. Outside, enjoy all the perks of living in a community filled with amenities, including lakes, pools, and recreational facilities. Whether you're looking for a primary residence, weekend escape, or a proven Airbnb investment, this turn-key chalet checks all the boxes. Don't miss your chance to own this stylish mountain getaway—schedule your showing today!

6. 2026-04-15
   status Active 1247-char remark

   Show marketing remark (1257 chars)

   Welcome to this beautifully remodeled 3-bedroom, 2-bath chalet tucked away on a quiet cul-de-sac in a sought-after gated lakeside community. From the moment you step inside, you'll appreciate the warm mountain charm paired with modern updates throughout. The spacious open floor plan features soaring cathedral ceilings, tongue-and-groove accents, and a cozy wood-burning fireplace, perfect for relaxing after a day of outdoor adventure. The stunning modern kitchen boasts stainless steel appliances, a large center island with ample storage, and stylish butcher block countertops—ideal for cooking, entertaining, or gathering with loved ones. A bright and airy loft overlooks the main living area, offering additional space for sleeping, lounging, or a home office. The primary bedroom offers a serene retreat complete with its own electric fireplace for year-round comfort and ambiance. Outside, enjoy all the perks of living in a community filled with amenities, including lakes, pools, and recreational facilities. Whether you're looking for a primary residence, weekend escape, or a proven Airbnb investment, this turn-key chalet checks all the boxes. Don't miss your chance to own this stylish mountain getaway—schedule your showing today!

7. 2026-04-15
   status Active 1257-char remark

   Show marketing remark (1257 chars)

   Welcome to this beautifully remodeled 3-bedroom, 2-bath chalet tucked away on a quiet cul-de-sac in a sought-after gated lakeside community. From the moment you step inside, you'll appreciate the warm mountain charm paired with modern updates throughout. The spacious open floor plan features soaring cathedral ceilings, tongue-and-groove accents, and a cozy wood-burning fireplace, perfect for relaxing after a day of outdoor adventure. The stunning modern kitchen boasts stainless steel appliances, a large center island with ample storage, and stylish butcher block countertops—ideal for cooking, entertaining, or gathering with loved ones. A bright and airy loft overlooks the main living area, offering additional space for sleeping, lounging, or a home office. The primary bedroom offers a serene retreat complete with its own electric fireplace for year-round comfort and ambiance. Outside, enjoy all the perks of living in a community filled with amenities, including lakes, pools, and recreational facilities. Whether you're looking for a primary residence, weekend escape, or a proven Airbnb investment, this turn-key chalet checks all the boxes. Don't miss your chance to own this stylish mountain getaway—schedule your showing today!

8. 2026-03-08
   status Pending 1247-char remark

   Show marketing remark (1257 chars)

   Welcome to this beautifully remodeled 3-bedroom, 2-bath chalet tucked away on a quiet cul-de-sac in a sought-after gated lakeside community. From the moment you step inside, you'll appreciate the warm mountain charm paired with modern updates throughout. The spacious open floor plan features soaring cathedral ceilings, tongue-and-groove accents, and a cozy wood-burning fireplace, perfect for relaxing after a day of outdoor adventure. The stunning modern kitchen boasts stainless steel appliances, a large center island with ample storage, and stylish butcher block countertops—ideal for cooking, entertaining, or gathering with loved ones. A bright and airy loft overlooks the main living area, offering additional space for sleeping, lounging, or a home office. The primary bedroom offers a serene retreat complete with its own electric fireplace for year-round comfort and ambiance. Outside, enjoy all the perks of living in a community filled with amenities, including lakes, pools, and recreational facilities. Whether you're looking for a primary residence, weekend escape, or a proven Airbnb investment, this turn-key chalet checks all the boxes. Don't miss your chance to own this stylish mountain getaway—schedule your showing today!

9. 2026-03-08
   status Pending 1257-char remark

   Show marketing remark (1257 chars)

   Welcome to this beautifully remodeled 3-bedroom, 2-bath chalet tucked away on a quiet cul-de-sac in a sought-after gated lakeside community. From the moment you step inside, you'll appreciate the warm mountain charm paired with modern updates throughout. The spacious open floor plan features soaring cathedral ceilings, tongue-and-groove accents, and a cozy wood-burning fireplace, perfect for relaxing after a day of outdoor adventure. The stunning modern kitchen boasts stainless steel appliances, a large center island with ample storage, and stylish butcher block countertops—ideal for cooking, entertaining, or gathering with loved ones. A bright and airy loft overlooks the main living area, offering additional space for sleeping, lounging, or a home office. The primary bedroom offers a serene retreat complete with its own electric fireplace for year-round comfort and ambiance. Outside, enjoy all the perks of living in a community filled with amenities, including lakes, pools, and recreational facilities. Whether you're looking for a primary residence, weekend escape, or a proven Airbnb investment, this turn-key chalet checks all the boxes. Don't miss your chance to own this stylish mountain getaway—schedule your showing today!

10. 2026-03-03
    price $224,900 1247-char remark

    Show marketing remark (1257 chars)

    Welcome to this beautifully remodeled 3-bedroom, 2-bath chalet tucked away on a quiet cul-de-sac in a sought-after gated lakeside community. From the moment you step inside, you'll appreciate the warm mountain charm paired with modern updates throughout. The spacious open floor plan features soaring cathedral ceilings, tongue-and-groove accents, and a cozy wood-burning fireplace, perfect for relaxing after a day of outdoor adventure. The stunning modern kitchen boasts stainless steel appliances, a large center island with ample storage, and stylish butcher block countertops—ideal for cooking, entertaining, or gathering with loved ones. A bright and airy loft overlooks the main living area, offering additional space for sleeping, lounging, or a home office. The primary bedroom offers a serene retreat complete with its own electric fireplace for year-round comfort and ambiance. Outside, enjoy all the perks of living in a community filled with amenities, including lakes, pools, and recreational facilities. Whether you're looking for a primary residence, weekend escape, or a proven Airbnb investment, this turn-key chalet checks all the boxes. Don't miss your chance to own this stylish mountain getaway—schedule your showing today!

11. 2026-03-03
    price $224,900 1257-char remark

    Show marketing remark (1257 chars)

    Welcome to this beautifully remodeled 3-bedroom, 2-bath chalet tucked away on a quiet cul-de-sac in a sought-after gated lakeside community. From the moment you step inside, you'll appreciate the warm mountain charm paired with modern updates throughout. The spacious open floor plan features soaring cathedral ceilings, tongue-and-groove accents, and a cozy wood-burning fireplace, perfect for relaxing after a day of outdoor adventure. The stunning modern kitchen boasts stainless steel appliances, a large center island with ample storage, and stylish butcher block countertops—ideal for cooking, entertaining, or gathering with loved ones. A bright and airy loft overlooks the main living area, offering additional space for sleeping, lounging, or a home office. The primary bedroom offers a serene retreat complete with its own electric fireplace for year-round comfort and ambiance. Outside, enjoy all the perks of living in a community filled with amenities, including lakes, pools, and recreational facilities. Whether you're looking for a primary residence, weekend escape, or a proven Airbnb investment, this turn-key chalet checks all the boxes. Don't miss your chance to own this stylish mountain getaway—schedule your showing today!

12. 2026-02-22
    listed $1,850
13. 2025-11-22
    listed $229,000 Active 1257-char remark

    Show marketing remark (1257 chars)

    Welcome to this beautifully remodeled 3-bedroom, 2-bath chalet tucked away on a quiet cul-de-sac in a sought-after gated lakeside community. From the moment you step inside, you'll appreciate the warm mountain charm paired with modern updates throughout. The spacious open floor plan features soaring cathedral ceilings, tongue-and-groove accents, and a cozy wood-burning fireplace, perfect for relaxing after a day of outdoor adventure. The stunning modern kitchen boasts stainless steel appliances, a large center island with ample storage, and stylish butcher block countertops—ideal for cooking, entertaining, or gathering with loved ones. A bright and airy loft overlooks the main living area, offering additional space for sleeping, lounging, or a home office. The primary bedroom offers a serene retreat complete with its own electric fireplace for year-round comfort and ambiance. Outside, enjoy all the perks of living in a community filled with amenities, including lakes, pools, and recreational facilities. Whether you're looking for a primary residence, weekend escape, or a proven Airbnb investment, this turn-key chalet checks all the boxes. Don't miss your chance to own this stylish mountain getaway—schedule your showing today!

14. 2025-11-21
    listed $229,000 Active 1247-char remark

    Show marketing remark (1247 chars)

    Welcome to this beautifully remodeled 3-bedroom, 2-bath chalet tucked away on a quiet cul-de-sac in a sought-after gated lakeside community. From the moment you step inside, you'll appreciate the warm mountain charm paired with modern updates throughout. The spacious open floor plan features soaring cathedral ceilings, tongue-and-groove accents, and a cozy wood-burning fireplace, perfect for relaxing after a day of outdoor adventure. The stunning modern kitchen boasts stainless steel appliances, a large center island with ample storage, and stylish butcher block countertops--ideal for cooking, entertaining, or gathering with loved ones. A bright and airy loft overlooks the main living area, offering additional space for sleeping, lounging, or a home office. The primary bedroom offers a serene retreat complete with its own electric fireplace for year-round comfort and ambiance. Outside, enjoy all the perks of living in a community filled with amenities, including lakes, pools, and recreational facilities. Whether you're looking for a primary residence, weekend escape, or a proven Airbnb investment, this turn-key chalet checks all the boxes. Don't miss your chance to own this stylish mountain getaway--schedule your showing today!

15. 2025-11-11
    historical
16. 2025-10-03
    listed $305,000 Active
17. 2025-10-03
    listed $305,000 Active
18. 2025-09-19
    historical
19. 2025-09-19
    historical
20. 2025-07-15
    price $315,000
21. 2025-07-15
    price $315,000
22. 2025-06-01
    price $318,000
23. 2025-06-01
    price $318,000
24. 2025-04-27
    price $325,000
25. 2025-04-25
    price $325,000
26. 2025-03-08
    listed $350,000 Active
27. 2025-03-07
    listed $350,000 Active
28. 2024-04-22
    historical $2,250
29. 2024-04-01
    listed $2,250
30. 2022-11-28
    soldstatus $130,000
31. 2022-11-21
    soldstatus $130,000 Closed
32. 2022-10-03
    status Active
33. 2022-09-14
    listed $130,000 Active
34. 2002-11-15
    soldstatus $53,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $1,435 · $120/mo
• Projected year-2 tax: $2,486 · $207/mo
• Expected delta: +$1,051/yr (+$88/mo · 73.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 2/10 Low 7 d/yr ≥89°F today · 16 d/yr by 30 yrs out
• 💨 Wind 3/10 Moderate 6% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $23,959
• − Mortgage interest: −$12,542
• − Property taxes: −$1,435
• − Insurance: −$1,120
• − Repairs & maintenance: −$1,917
• − Management: −$1,917
• − HOA: −$1,788
• − Depreciation: −$6,513
• Taxable loss: −$3,272
• Est. tax savings @ 24.0%: +$785
• After-tax cash flow: $1,281/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Pocono Mountain SD
• NCES district ID: 4219500
• Math proficiency: 37% ▼ -5.00%
• Reading proficiency: 55% ▲ 1.00%
• Median HH income: $55,317
• Composite: 39.91/100
• National rank: #3856
• State rank: #245 of 539 in PA

Livability — Gouldsboro

• Score: 68/100
• State rank: #903
• US rank: #9638

Category grades

Amenities F Commute F Cost of living A+ Crime B- Employment B+ Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Population (ZIP): 17,997

Population outlook (Monroe County) Hauer SSP2

• Today (2025): 164,099 people
• By 2030: 161,412 · -1.6%
• By 2040: 154,616 · -5.8%
• By 2050: 146,710 · -10.6%
• By 2075: 140,830 · -14.2%
• By 2100: 138,472 · -15.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Highly diverse neighborhood (Simpson 0.72)
• Race & ethnicity: White 38% Hispanic / Latino 27% Black 24% Two or more races 17% Asian 4%
• Hispanic origin (detail): Puerto Rican 12% Dominican 6%
• Common ancestry: Romanian 2% Portuguese 1% German 1%
• Foreign-born: 16% · Canada
• Languages at home: 77% English-only · Spanish 17% Other Indo-European 2% Russian/Polish/Slavic 1%

Political lean MEDSL · Monroe

• 2024 margin: Toss-up / Even · D 49.1% · R 49.9%
• 2008→2024 swing: -17.1pp toward R · 2008: 16.3pp · 2024: -0.8pp
• All cycles: 2024: R+0.8 2020: D+6.4 2016: D+0.3 2012: D+14.0 2008: D+16.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 2.36%
• Current HPI: 202.4134
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

-96.7% since first listed

34 events — show timeline

• 2026-05-14 Price Changed $1,750 PMAR
• 2026-05-13 Listed for Rent $1,850 PMAR
• 2026-05-13 Price Changed $223,900 PMAR
• 2026-05-13 Price Changed $223,900 GLVRMLS
• 2026-04-15 Rental Removed $1,850 PMAR
• 2026-04-15 Relisted — PMAR
• 2026-04-15 Relisted — GLVRMLS
• 2026-03-08 Pending — PMAR
• 2026-03-08 Pending — GLVRMLS
• 2026-03-03 Price Changed $224,900 PMAR
• 2026-03-03 Price Changed $224,900 GLVRMLS
• 2026-02-22 Listed for Rent $1,850 PMAR
• 2025-11-22 Listed $229,000 GLVRMLS
• 2025-11-21 Listed $229,000 PMAR
• 2025-11-11 Listing Removed — GLVRMLS
• 2025-10-03 Listed $305,000 PMAR
• 2025-10-03 Listed $305,000 GLVRMLS
• 2025-09-19 Listing Removed — GLVRMLS
• 2025-09-19 Delisted — PMAR
• 2025-07-15 Price Changed $315,000 GLVRMLS
• 2025-07-15 Price Changed $315,000 PMAR
• 2025-06-01 Price Changed $318,000 GLVRMLS
• 2025-06-01 Price Changed $318,000 PMAR
• 2025-04-27 Price Changed $325,000 PMAR
• 2025-04-25 Price Changed $325,000 GLVRMLS
• 2025-03-08 Listed $350,000 PMAR
• 2025-03-07 Listed $350,000 GLVRMLS
• 2024-04-22 Rental Removed $2,250 PMAR
• 2024-04-01 Listed for Rent $2,250 PMAR
• 2022-11-28 Sold (Public Records) $130,000 Public Records
• 2022-11-21 Sold (MLS) $130,000 PMAR
• 2022-10-03 Relisted — PMAR
• 2022-09-14 Listed $130,000 PMAR
• 2002-11-15 Sold (Public Records) $53,000 Public Records

Property tax history

-6.4%/yr

Latest (2026): $1,435 · +3.2% YoY. Source: county tax records.