307 Crestview Dr · Martinez, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 7/10 · Major
- Hot days now (above 105°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 62.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +19.2/30.0
- ARV discount +7.5/15.0
- DSCR +6.1/10.0
- Schools +4.5/10.0
- 1% rule +3.9/10.0
- Livability +3.8/5.0
- Rent growth +2.8/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$215,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
3BR 2BA Split level home with elevator. Inground pool with covered pool deck, large fenced bacyard and outbuilding.
Key facts
- Outbuilding
- Split level home
- Inground pool
Tags
Property features AI
Exterior
- Parking: Detached garage; Concrete driveway; 1 total parking space; 1 garage space
- Utilities: Cable available; Sewer connected; Water connected
- Home design: Single-family residence; Residential property; Entry level: 2; Two stories (listed as three or more levels overall); Facing information not provided
- Construction: Vinyl siding and frame construction; Composition roof; Slab foundation; Built year not provided
- Exterior features: Covered patio; Front porch; Patio; Fenced yard; Has a view; Paved road access
Interior
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central air; Ceiling fan(s) for cooling; Electric heating; Forced air; Natural gas
- Interior features: Ceiling fans; Elevator; Built-in features; Eat-in kitchen; 8 total rooms
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath other listed at $215k.
Deal economics
- At list price, monthly cash flow is $232 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $192k (10.8% below list).
- Recommended offer: $192k (10.8% below list) — sets the bar for 1% rule.
- Cap rate 7.6% vs local median 4.5% in Martinez — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 76/100 on livability (#23 in GA, #3,514 nationally) — a middle-class / working-renter tenant base. Strengths: employment A+, cost of living A+, housing A+; Watch: amenities F, commute F.
- Columbia County (suburban): math 49% / reading 52% proficiency, ranked #13 of 174 in GA (top 8%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Blue Ridge Elementary School (math 59% / reading 49%, grade C, #204 of 1,228 statewide, top 17%, 603 students, 40% FRL); Stallings Island Middle School (math 67% / reading 72%, grade A, #16 of 470 statewide, top 3%, 690 students, 17% FRL); Lakeside High School (math 23% / reading 31%, grade F, #162 of 424 statewide, top 40%, 1,940 students, 24% FRL) — zoned schools at 27% FRL track the district average.
- Market conditions: Rents rising (+1.1%/yr); 337 active listings in the ZIP; 22 comparable units currently listed for rent nearby; rentals lingering (median 46d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 59% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 1,213 units permitted in Columbia County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- Columbia County population projected at +62% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 23 days — a 2% lower offer ($212k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Climate carrying-cost: major wind risk, 62% chance of damaging wind over 30y; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1964 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.89% ✗
- Cap rate
- 7.59%
- Cash-on-cash
- 4.63%
- DSCR
- 1.21
- GRM
- 9.3
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 1.12% rent growth · sell at horizon
- IRR
- -11.0%
- Equity multiple
- 0.61×
- Total profit
- $-23,701
- Equity at exit
- $32,057
- IRR
- -4.4%
- Equity multiple
- 0.73×
- Total profit
- $-16,044
- Equity at exit
- $18,589
Cash invested: $60,200 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 30907
- Rents YoY
- 1.1%
- Active inventory
- 337
- Price-to-rent
- 9.3×
Monthly cashflow live
- Estimated rent
- $1,917 high interval (Pro) →
- Mortgage (P&I)
- −$1,127
- Tax from tax record
- −$65 /mo · $782/yr
- Insurance
- −$90
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$403
- Net cashflow
- $232
Break-even live
Sensitivity live
| Price | -10% $354 | -5% $293 | +0% $232 | +5% $171 | +10% $111 |
|---|---|---|---|---|---|
| Rent | -10% $81 | -5% $157 | +0% $232 | +5% $308 | +10% $384 |
| Rate | -1.0pp $341 | -0.5pp $287 | base $232 | +0.5pp $177 | +1.0pp $120 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $53,750
- Closing costs
- $6,450
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 22 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 3671 Lynnwood Dr Augusta, GA | 4.0 | 2.5 | 2200 | $2,299 | $1.04 | 25d | 1 | 0.56mi |
| 519 Rocky Ridge Dr Unit 1 Martinez, GA | 3.0 | 2.0 | 1789 | $2,100 | $1.17 | 45d | 1 | 0.58mi |
| 104 Bens Pl Unit 104 Martinez, GA | 3.0 | 3.0 | 1495 | $1,850 | $1.24 | 45d | 1 | 0.78mi |
| 323 Sally Dr Augusta, GA | 3.0 | 2.0 | 1434 | $1,595 | $1.11 | 25d | 1 | 0.79mi |
| 323 Sally Dr Augusta, GA | 3.0 | 2.0 | 1434 | $1,595 | $1.11 | 45d | 1 | 0.79mi |
| 3844 Creek Ct Augusta, GA | 3.0 | 2.5 | 2271 | $1,995 | $0.88 | 45d | 1 | 0.93mi |
| 3844 Creek Ct Augusta, GA | 3.0 | 2.5 | 2271 | $1,995 | $0.88 | 25d | 1 | 0.93mi |
| 3747 Cactus Trl Augusta, GA | 3.0 | 2.5 | 1800 | $1,956 | $1.09 | 45d | 1 | 0.95mi |
| 1723 Chesil Dr Augusta, GA | 4.0 | 3.0 | 2481 | $2,190 | $0.88 | 15d | 1 | 0.97mi |
| 3846 Forest Creek Way Augusta, GA | 4.0 | 3.5 | 1915 | $1,956 | $1.02 | 45d | 1 | 1.00mi |
| 3412 Crane Ferry Rd Augusta, GA | 3.0 | 1.5 | 1375 | $1,300 | $0.95 | 45d | 1 | 1.08mi |
| 3318 Westcliffe Ct Augusta, GA | 3.0 | 1.5 | 1261 | $1,500 | $1.19 | 15d | 1 | 1.19mi |
| 711 Cool Brook Ct Augusta, GA | 3.0 | 2.5 | 1716 | $1,995 | $1.16 | 25d | 1 | 1.22mi |
| 711 Cool Brook Ct Augusta, GA | 3.0 | 2.5 | 1716 | $1,995 | $1.16 | 45d | 1 | 1.22mi |
| 154 Anneswood Rd Augusta, GA | 3.0 | 1.5 | 1545 | $2,000 | $1.29 | 45d | 1 | 1.25mi |
| 483 Cambridge Way Augusta, GA | 3.0 | 2.5 | 2241 | $2,300 | $1.03 | 45d | 1 | 1.33mi |
| 3403 Ravenwood Dr Augusta, GA | 3.0 | 2.0 | 1560 | $1,600 | $1.03 | 25d | 1 | 1.37mi |
| 307 Rabun Valley Ln Augusta, GA | 3.0 | 2.5 | 2187 | $2,195 | $1.00 | 46d | 1 | 1.40mi |
| 3148 Village West Dr Augusta, GA | 2.0 | 2.5 | 1398 | $1,350 | $0.97 | 25d | 1 | 1.42mi |
| 3148 Village West Dr Augusta, GA | 2.0 | 2.5 | 1398 | $1,350 | $0.97 | 45d | 1 | 1.42mi |
| 3218 Winding Wood Pl Augusta, GA | 4.0 | 3.0 | 2040 | $3,500 | $1.72 | 45d | 1 | 1.45mi |
| 1960 Avenel Ln Augusta, GA | 3.0 | 2.0 | 1753 | $1,850 | $1.06 | 25d | 1 | 1.47mi |
Listing history 16 events
-
2026-06-22days on market $215,000 Active 23 DOM
-
2026-06-18days on market $215,000 Active 20 DOM
-
2026-06-17days on market $215,000 Active 19 DOM
-
2026-06-16days on market $215,000 Active 18 DOM
-
2026-06-15days on market $215,000 Active 17 DOM
-
2026-06-14days on market $215,000 Active 15 DOM
-
2026-06-13days on market $215,000 Active 14 DOM
-
2026-06-10days on market $215,000 Active 12 DOM
-
2026-06-09days on market $215,000 Active 11 DOM
-
2026-06-08days on market $215,000 Active 10 DOM
-
2026-06-07days on market $215,000 Active 9 DOM
-
2026-06-03days on market $215,000 Active 5 DOM
-
2026-06-02days on market $215,000 Active 4 DOM
-
2026-06-01days on market $215,000 Active 3 DOM
-
2026-05-31days on market $215,000 Active 2 DOM
-
2026-05-27$215,000 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $782 · $65/mo
- Projected year-2 tax
- $1,978 · $165/mo
- Expected delta
- +$1,196/yr (+$100/mo · 153.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 7/10 Severe 7 d/yr ≥105°F today · 17 d/yr by 30 yrs out
- Wind 6/10 Major 62% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $23,005
- − Mortgage interest
- −$12,043
- − Property taxes
- −$782
- − Insurance
- −$1,075
- − Repairs & maintenance
- −$1,840
- − Management
- −$1,840
- − Depreciation
- −$6,255
- Taxable loss
- −$830
- Est. tax savings @ 24.0%
- +$199
- After-tax cash flow
- $2,987/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Columbia County
- NCES district ID
- 1301410
- Math proficiency
- 49% ▼ -6.00%
- Reading proficiency
- 52% ▼ -4.00%
- Median HH income
- $69,358
- Composite
- 45.04/100
- National rank
- #2695
- State rank
- #13 of 174 in GA
Livability — Martinez
- Score
- 76/100
- State rank
- #23
- US rank
- #3514
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Martinez, GA
- County
- Columbia County · 154,184 people
- City population
- 154,035
- Metro
- Augusta-Richmond County, GA-SC
- Population (ZIP)
- 46,975
- Household income
- $81,912
- Rent vs Own
- Severe rent burden
- 983.0
Population outlook (Columbia County) Hauer SSP2
- Today (2025)
- 189,073 people
- By 2030
- 212,277 · +12.3%
- By 2040
- 259,480 · +37.2%
- By 2050
- 306,991 · +62.4%
- By 2075
- 421,213 · +122.8%
- By 2100
- 496,722 · +162.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (69%)
- Race & ethnicity
- White 69% Black 13% Asian 7% Hispanic / Latino 7% Two or more races 5%
- Hispanic origin (detail)
- Mexican 5% Puerto Rican 1%
- Common ancestry
- Serbian 2% Slovak 2% Lithuanian 2%
- Foreign-born
- 10% · Canada, Vietnam, China
- Languages at home
- 87% English-only · Spanish 5% Other Indo-European 2% Vietnamese 1%
Political lean MEDSL · Columbia
- 2024 margin
- Strong R (+25.6) · D 36.8% · R 62.5%
- 2008→2024 swing
- +17.0pp toward D · 2008: -42.7pp · 2024: -25.6pp
- All cycles
- 2024: R+25.6 2020: R+25.8 2016: R+37.7 2012: R+43.0 2008: R+42.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -174.93%
- Current HPI
- 233.5167
- Rent YoY
- ▲ 1.12%
- Metro
- Augusta-Richmond County, GA-SC
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
||
| Retail | 1 | $160B |
|
||
| Transportation / Logistics | 1 | $91B |
|
||
| Airlines | 1 | $62B |
|
||
| Consumer Goods | 1 | $47B |
|
||
| Utilities | 1 | $25B |
|
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Price history
1 event — show timeline
- 2026-05-27 Listed $215,000 Hive MLS
Property tax history
+46.6%/yrLatest (2025): $782 · +12.5% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…