🏗️ New Construction
DAWSON Plan · Denton, TX
Flood risk 6/10 · Moderate
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.95%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 6/10 · Moderate
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 7/10 · Major
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 22 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 4 days/yr
- Unhealthy air days in 30 yrs
- 5 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +9.7/30.0
- ARV discount +7.5/15.0
- Schools +4.6/10.0
- Livability +4.4/5.0
- Condition / age +4.0/5.0
- 1% rule +2.9/10.0
- DSCR +2.8/10.0
- Rent growth +2.5/5.0
- Appreciation +0.0/10.0
$313,990
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
The Dawson is a spacious two-story home offering approx. 2,154 sq. ft. of thoughtfully designed living space with 5 bedrooms, 3 bathrooms, a game room, and a 2-car garage, providing flexibility for growing or multi-generational households. A welcoming front porch and foyer open into an inviting first-floor layout where the kitchen, dining area, and family room flow together seamlessly to create a bright, open gathering space. The kitchen is equipped with stainless steel appliances, generous cabinet storage, and a centrally located sink overlooking the main living areas, making it ideal for everyday living and entertaining. A first-floor secondary bedroom and full bathroom offer convenient accommodations for guests or a private home office, while the primary living spaces remain open and connected. Upstairs, the private primary suite features a spacious bedroom, a walk-in closet, and an ensuite bathroom, creating a comfortable retreat. Three additional bedrooms are thoughtfully arranged around a large game room, offering space for relaxation, play, or media use. A dedicated laundry area and ample storage throughout the home add everyday convenience. With its versatile layout, modern features, and efficient use of space, the Dawson delivers comfort, functionality, and value in a well-designed two-story home. Photos shown here may not depict the specified home and features and are included for illustration purposes only.
Key facts
- 2 garage spots
- Listed 171 days
Neighborhood map
What this means for you Summary
Snapshot
- This is a 5-bed/3.0-bath single-family listed at $314k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $-222 ($-3k/yr) — negative.
- To cash-flow at today's rent, offer at most $308k (2.0% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $269k (14.2% below list).
- Recommended offer: $269k (14.2% below list) — sets the bar for 1% rule.
- Cap rate 5.5% vs local median 3.4% in Denton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 88/100 on livability (#2 in TX, #210 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+.
- Krum ISD (rural): math 44% / reading 46% proficiency, ranked #218 of 826 in TX (top 26%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Krum Early Education Center (430 students, 49% FRL); Krum Middle (math 48% / reading 47%, grade C-, #408 of 1,662 statewide, top 25%, 541 students, 37% FRL); Krum H S (math 37% / reading 52%, grade F, #652 of 1,632 statewide, top 43%, 686 students, 31% FRL).
- Market conditions: 365 active listings in the ZIP; 1 comparable units currently listed for rent nearby; solid renter incomes; 10,531 units permitted in Denton County in 2024 (2,713 in 5+ unit buildings).
- This rent runs 32% of the median local income ($102k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
- Denton County population projected at +66% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 172 days — a 12% lower offer ($276k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Climate carrying-cost: major flood risk; major wind risk, 27% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 172 days. Have you received any prior offers? Is the seller open to a 14% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.79% ✗
- Cap rate
- 5.51%
- Cash-on-cash
- -2.80%
- DSCR
- 0.88
- GRM
- 10.5
CMA / ARV
- ARV (median comp)
- $339,990
- List price
- $313,990
- Delta
- -7.65%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 509 Babbling Brook Dr | 0.24mi | 5/3.0 | 2,118 (-0%) | 2mo | $369,775 | $175 | 87 |
| 7728 Royal Fern Dr | 0.30mi | 5/3.0 | 2,129 (0%) | 1mo | $305,990 | $144 | 85 |
| 509 Red Admiral Ln | 0.11mi | 4/2.5 (-1) | 2,087 (-2%) | 1mo | $338,990 | $162 | 84 |
| 529 Red Admiral Ln | 0.08mi | 4/2.5 (-1) | 2,367 (+11%) | 1mo | $346,490 | $146 | 70 |
| 553 Red Admiral Ln | 0.06mi | 4/2.5 (-1) | 2,367 (+11%) | 3mo | $340,990 | $144 | 69 |
| 405 Red Admiral Ln | 0.18mi | 4/2.5 (-1) | 2,367 (+11%) | 2mo | $353,990 | $150 | 64 |
| 509 Amber Fields Dr | 0.19mi | 5/2.5 | 1,818 (-15%) | 2mo | $290,990 | $160 | 63 |
| 7433 Sunset Valley Ln | 0.62mi | 4/3.0 (-1) | 2,184 (+3%) | 0mo | $394,990 | $181 | 62 |
| 7429 Sunset Valley Ln | 0.54mi | 4/2.0 (-1) | 2,029 (-5%) | 1mo | $369,990 | $182 | 57 |
| 713 Wildrye Ln | 0.36mi | 5/2.5 | 1,818 (-15%) | 2mo | $299,990 | $165 | 55 |
| 7520 Lavender Ln | 0.59mi | 4/2.0 (-1) | 2,029 (-5%) | 1mo | $369,990 | $182 | 54 |
| 7524 Lavender Ln | 0.60mi | 4/2.0 (-1) | 1,877 (-12%) | 2mo | $388,334 | $207 | 42 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -21.0%
- Equity multiple
- 0.27×
- Total profit
- $-69,214
- Equity at exit
- $50,694
- IRR
- -14.3%
- Equity multiple
- 0.18×
- Total profit
- $-78,340
- Equity at exit
- $29,396
Cash invested: $95,197 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 44 active · 22 under contract
- Months of supply
- 8.5 mo (12%/mo absorbed)
- Median asking
- $359,950 ($170/sqft)
- Median days on market
- 241 d
- This list price
- 9% of active listings are priced below it
- ARV vs active asking
- -6.3% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 76259
- Home prices YoY
- -5.2%
- Active inventory
- 365
- Price-to-rent
- 9.7×
Monthly cashflow live
- Estimated rent
- $2,693 medium interval (Pro) →
- Mortgage (P&I)
- −$1,783
- Tax est. 1.5%
- −$425 /mo · $5,100/yr
- Insurance
- −$142
- HOA
- −$0
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$565
- Net cashflow
- $-222
Break-even live
Sensitivity live
| Price | -10% $13 | -5% $-105 | +0% $-222 | +5% $-340 | +10% $-457 |
|---|---|---|---|---|---|
| Rent | -10% $-435 | -5% $-329 | +0% $-222 | +5% $-116 | +10% $-10 |
| Rate | -1.0pp $-51 | -0.5pp $-136 | base $-222 | +0.5pp $-310 | +1.0pp $-400 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $84,998
- Closing costs
- $10,200
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 7709 Tuscarora Dr Ponder, TX | 5.0 | 3.0 | 2093 | $2,450 | $1.17 | 60d | 1 | 0.27mi |
Listing history 50 events
-
2026-08-08days on market $313,990 Active 172 DOM
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2026-08-06days on market $313,990 Active 170 DOM
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2026-08-05days on market $313,990 Active 169 DOM
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2026-08-04days on market $313,990 Active 168 DOM
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2026-08-03days on market $313,990 Active 167 DOM
-
2026-07-31days on market $313,990 Active 164 DOM
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2026-07-30days on market $313,990 Active 162 DOM
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2026-07-28days on market $313,990 Active 161 DOM
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2026-07-26days on market $313,990 Active 159 DOM
-
2026-07-24days on market $313,990 Active 157 DOM
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2026-07-23days on market $313,990 Active 156 DOM
-
2026-07-22days on market $313,990 Active 155 DOM
-
2026-07-21days on market $313,990 Active 154 DOM
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2026-07-20days on market $313,990 Active 153 DOM
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2026-07-18days on market $313,990 Active 151 DOM
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2026-07-18days on market $313,990 Active 150 DOM
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2026-07-16days on market $313,990 Active 149 DOM
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2026-07-15days on market $313,990 Active 148 DOM
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2026-07-14days on market $313,990 Active 147 DOM
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2026-07-13days on market $313,990 Active 146 DOM
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2026-07-13days on market $313,990 Active 145 DOM
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2026-07-11days on market $313,990 Active 144 DOM
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2026-07-10days on market $313,990 Active 143 DOM
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2026-07-09days on market $313,990 Active 142 DOM
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2026-07-07days on market $313,990 Active 140 DOM
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2026-07-06days on market $313,990 Active 139 DOM
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2026-07-06days on market $313,990 Active 138 DOM
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2026-07-05days on market $313,990 Active 137 DOM
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2026-07-03days on market $313,990 Active 136 DOM
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2026-07-02days on market $313,990 Active 135 DOM
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2026-07-01days on market $313,990 Active 134 DOM
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2026-06-30price $313,990 Active 133 DOM
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2026-06-30days on market $308,990 Active 133 DOM
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2026-06-29days on market $308,990 Active 132 DOM
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2026-06-28days on market $308,990 Active 131 DOM
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2026-06-27days on market $308,990 Active 130 DOM
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2026-06-26days on market $308,990 Active 129 DOM
-
2026-06-24days on market $308,990 Active 127 DOM
-
2026-06-22days on market $308,990 Active 125 DOM
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2026-06-21days on market $308,990 Active 124 DOM
-
2026-06-18days on market $308,990 Active 121 DOM
-
2026-06-17days on market $308,990 Active 120 DOM
-
2026-06-16days on market $308,990 Active 119 DOM
-
2026-06-15days on market $308,990 Active 118 DOM
-
2026-06-13days on market $308,990 Active 116 DOM
-
2026-06-13days on market $308,990 Active 115 DOM
-
2026-06-09days on market $308,990 Active 112 DOM
-
2026-06-08days on market $308,990 Active 111 DOM
-
2026-06-07days on market $308,990 Active 110 DOM
-
2026-06-04days on market $308,990 Active 107 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 6/10 Major FEMA zone X (unshaded) · 95% chance over 30 yrs
- Wildfire 6/10 Major
- Heat 7/10 Severe 7 d/yr ≥109°F today · 22 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $32,313
- − Mortgage interest
- −$19,045
- − Property taxes
- −$5,100
- − Insurance
- −$1,700
- − Repairs & maintenance
- −$2,585
- − Management
- −$2,585
- − Depreciation
- −$9,891
- Taxable loss
- −$8,593
- Est. tax savings @ 24.0%
- +$2,062
- After-tax cash flow
- $-606/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 4 photos
The Dawson home is in good condition with no visible repairs needed. It offers a spacious and well-maintained interior with a good curb appeal, making it a solid investment for both resale and rental markets.
Value-add opportunities
- Both Painting exterior and interior walls — Fresh paint enhances curb appeal and interior aesthetics. ↑
- Both Landscaping improvements — Enhanced landscaping can increase both resale and rental value. ↑
- Resale Kitchen appliances and cabinetry maintenance — New or well-maintained appliances can attract more buyers. ↑
- Resale Bathroom updates — Fresh bathrooms can improve the home's appeal to potential buyers. ↑
- Both HVAC system maintenance — A well-maintained HVAC system can improve comfort and energy efficiency, benefiting both resale and rental value. ↑
- Both Landscaping and curb appeal — A well-maintained and attractive exterior can increase both resale and rental value. ↑
Zoned Schools
Schools (NCES district)
- District
- Krum ISD
- NCES district ID
- 4825980
- Math proficiency
- 44% ▼ -4.00%
- Reading proficiency
- 46% ▬ 0.00%
- Median HH income
- $71,808
- Composite
- 40.72/100
- National rank
- #3664
- State rank
- #218 of 826 in TX
Livability — Denton
- Score
- 88/100
- State rank
- #2
- US rank
- #210
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Denton County · 1,053,010 people
- City population
- 127,990
- Metro
- Dallas-Fort Worth-Arlington, TX
- Population (ZIP)
- 6,596
- Household income
- $101,845
- Rent vs Own
- Severe rent burden
- 30% of renters
Population outlook (Denton County) Hauer SSP2
- Today (2025)
- 1,053,010 people
- By 2030
- 1,192,269 · +13.2%
- By 2040
- 1,472,920 · +39.9%
- By 2050
- 1,746,506 · +65.9%
- By 2075
- 2,358,497 · +124.0%
- By 2100
- 2,779,183 · +163.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (83%)
- Race & ethnicity
- White 83% Hispanic / Latino 11% Two or more races 8% Black 3%
- Hispanic origin (detail)
- Mexican 8%
- Common ancestry
- Slovak 1% Romanian 1% Lithuanian 1%
- Foreign-born
- 2% · Canada, South Korea
- Languages at home
- 95% English-only · Spanish 4%
Political lean MEDSL · Denton
- 2024 margin
- R (+13.2) · D 42.7% · R 55.8% · Other 1.5%
- 2008→2024 swing
- +11.0pp toward D · 2008: -24.2pp · 2024: -13.2pp
- All cycles
- 2024: R+13.2 2020: R+8.1 2016: R+20.2 2012: R+31.7 2008: R+24.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -15.17%
- Current HPI
- 275.4082
- Rent YoY
- —
- Metro
- Dallas-Fort Worth-Arlington, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
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| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
|
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| Energy Services | 3 | $60B |
|
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| Utilities | 3 | $41B |
|
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| Healthcare | 2 | $330B |
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Price history
+1.0% since first listed2 events — show timeline
- 2026-03-24 Price Changed $304,990 Zillow
- 2026-02-17 Listed $301,990 Zillow
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…