2917 Belmont Ave · Baltimore, MD 21216

$124,999

4 bd · 1.0 ba · 1,380 sqft · Townhouse public records · 421 Days on market

Built 1925 1,282 sqft lot $91/sqft · 27% above area Est $130k · at est.

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +9.3/15.0
• Rent growth +4.0/5.0
• Livability +3.8/5.0
• Condition / age +2.5/5.0
• Schools +1.0/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Buyer’s Mortgage Fell Through. Welcome to 2917 Belmont Ave, Baltimore, MD 21216, a completely updated townhouse. The 4 Bedrooms 2 Full baths and 1 half bath 3 finished level porch front townhouse featuring newer gas furnace and central air, and rand new laminate flooring. The skylight offers much more natural light in the house. The property is conveniently Situated near Saint Agnes Hospital, Coppin State University, and Gwynns Falls Park. With convenient access to nearby shopping centers, restaurants, downtown, and commuter routes of I-95/695, you’ll never be far from everything the area has to offer. Become a homeowner with the easy affordable house price and pay less than renting while steadily building equity. Priced to sell. Don't miss this opportunity!

Key facts

• Built 1925
• Listed 421 days

What this means for you Summary

Snapshot

• This is a 4-bed/1.0-bath townhouse listed at $125k.

Deal economics

• At list price, monthly cash flow is $779 ($9k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $125k).
• Recommended offer: $110k (12.0% below list) — sets the bar for market timing.
• Cap rate 13.8% vs local median 6.0% in Baltimore — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 76/100 on livability (#90 in MD, #3,396 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: schools D, crime F.
• Baltimore City Public Schools (urban): math 7% / reading 16% proficiency, ranked #24 of 24 in MD (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising fast (+6.1%/yr); 252 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 40% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 1,273 units permitted in Baltimore city in 2024 (1,104 in 5+ unit buildings).
• At $1,927/mo this rent would consume 55% of the median local household income ($42k/yr) (locally 2264% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $864 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Baltimore County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
• At projected returns (-3.0% appreciation + 6.1% rent growth), your $35k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

• It's been on market 421 days — a 12% lower offer ($110k) is reasonable based on typical stale-listing flexibility.
• 15 sale attempts since 8y ago; this cycle's ask is 19131% above the opening price — seller raised mid-cycle; expect resistance to lowballs.
• Current owner paid $70k; list at $125k implies a 79% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1925 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $109,999 (12.0% below list)

Questions for the listing agent

1. It's been on market 421 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1925 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.54% ✓
• Cap rate: 13.77%
• Cash-on-cash: 26.70%
• DSCR: 2.19
• GRM: 5.4

CMA / ARV

• ARV (median comp): $130,065
• List price: $124,999
• Delta: -3.89%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
3018 Presstman St	0.15mi	4/2.0	1,400 (+1%)	1mo	$108,000	$77	86
1625 N Rosedale St	0.29mi	3/1.0 (-1)	1,396 (+1%)	2mo	$36,000	$26	78
3004 Brighton St	0.16mi	3/1.0 (-1)	1,288 (-7%)	1mo	$44,000	$34	76
2920 Brighton St	0.15mi	3/2.5 (-1)	1,440 (+4%)	2mo	$247,500	$172	74
2711 Riggs Ave	0.30mi	3/1.0 (-1)	1,288 (-7%)	2mo	$134,000	$104	69
1528 N Ellamont St	0.30mi	3/2.5 (-1)	1,328 (-4%)	1mo	$209,000	$157	68
3224 Belmont Ave	0.29mi	3/1.5 (-1)	1,178 (-15%)	1mo	$77,000	$65	54
2822 Harlem Ave	0.54mi	5/3.0 (+1)	1,483 (+8%)	1mo	$220,000	$148	48
1601 Ruxton Ave	0.64mi	3/1.0 (-1)	1,568 (+14%)	1mo	$90,000	$57	41
2514 W Lafayette Ave	0.58mi	3/2.0 (-1)	1,560 (+13%)	2mo	$232,000	$149	41
537 Longwood St	0.65mi	4/2.0	1,176 (-15%)	0mo	$60,000	$51	40
2305 Poplar Grove St	0.71mi	3/2.0 (-1)	1,200 (-13%)	1mo	$118,000	$98	35

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 6.1% rent growth · sell at horizon

5-year hold

• IRR: 23.8%
• Equity multiple: 2.01×
• Total profit: $35,494
• Equity at exit: $18,638

10-year hold

• IRR: 33.4%
• Equity multiple: 4.48×
• Total profit: $121,691
• Equity at exit: $10,808

Cash invested: $35,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (CITY): 12 Strongly Tenant-Friendly
• State Maryland: 27 Tenant-Leaning · D+14
• County: — inherits STATE
• City Baltimore: 12 Strongly Tenant-Friendly · D+58

Just-cause for tenancies > 1 yr.

Methodology + full state rankings →

ZIP-level market 21216

• Rents YoY: 6.1%
• Active inventory: 252
• Price-to-rent: 5.4×

Monthly cashflow live

• Estimated rent: $1,927 high
• Mortgage (P&I): −$656
• Tax from tax record: −$36 /mo · $431/yr
• Insurance: −$52
• HOA: −$0
• Vacancy / Maint / Mgmt: −$405
• Net cashflow: $779

Break-even live

Break-even rent $941

Max offer price $124,999

Occupancy floor 55%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $31,250
• Closing costs: $3,750
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1402 Poplar Grove St Baltimore, MD	4.0	1.5	1540	$800	$0.52	43d	1	0.05mi
2800 Presstman St Baltimore, MD	3.0	2.5	1460	$1,799	$1.23	23d	1	0.17mi
2728 Winchester St Baltimore, MD	3.0	1.5	1260	$1,800	$1.43	3d	1	0.20mi
2806 Riggs Ave Baltimore, MD	3.0	2.5	1412	$1,900	$1.35	3d	1	0.21mi
1530 N Rosedale St Baltimore, MD	3.0	2.0	1641	$1,895	$1.15	14d	1	0.24mi
1513 N Ellamont St Baltimore, MD	3.0	1.0	1700	$1,700	$1.00	23d	1	0.27mi
3127 Baker St Baltimore, MD	3.0	1.0	1000	$1,300	$1.30	43d	1	0.28mi
2744 W Mosher St Baltimore, MD	4.0	2.0	1412	$2,100	$1.49	23d	1	0.29mi
3238 Westmont Ave Baltimore, MD	3.0	1.0	1280	$1,600	$1.25	43d	1	0.30mi
3309 Brighton St Baltimore, MD	3.0	1.0	1134	$1,700	$1.50	43d	1	0.37mi
3015 Rayner Ave Baltimore, MD	3.0	1.0	1152	$1,350	$1.17	43d	1	0.47mi
715 N Rosedale St Baltimore, MD	5.0	3.0	1542	$2,550	$1.65	43d	1	0.48mi
2636 W North Ave Baltimore, MD	2.0–3.0	1.0–2.0	975	$1,475	$1.51	4d	1	0.54mi
2917 Clifton Ave Baltimore, MD	4.0	4.0	1700	$2,150	$1.26	23d	1	0.55mi
2922 Edmondson Ave Baltimore, MD	3.0	2.0	1620	$1,900	$1.17	43d	1	0.58mi
2812 Clifton Ave Baltimore, MD	3.0	1.5	1650	$1,850	$1.12	43d	1	0.60mi
798 N Grantley St Baltimore, MD	3.0	2.0	1360	$2,295	$1.69	23d	1	0.62mi
780 Linnard St Baltimore, MD	3.0	2.0	1224	$1,590	$1.30	43d	1	0.62mi
787 N Grantley St Baltimore, MD	3.0	1.0	1116	$1,575	$1.41	23d	1	0.63mi
2301 Riggs Ave Baltimore, MD	3.0	2.0	1072	$1,600	$1.49	23d	1	0.66mi
2405 W North Ave Baltimore, MD	4.0	3.0	1826	$1,900	$1.04	4d	1	0.68mi
2636 Lauretta Ave Baltimore, MD	3.0	2.5	1232	$1,900	$1.54	43d	1	0.69mi
918 N Bentalou St Baltimore, MD	3.0	1.5	1485	$1,750	$1.18	43d	1	0.71mi
730 Linnard St Unit 1 Baltimore, MD	4.0	1.0	1360	$1,750	$1.29	23d	1	0.72mi
2609 Lauretta Ave Baltimore, MD	3.0	1.0	1286	$1,675	$1.30	23d	1	0.72mi
2815 W Mulberry St Baltimore, MD	4.0	2.0	1040	$2,050	$1.97	43d	1	0.74mi
2303 Calverton Heights Ave Baltimore, MD	4.0	2.0	1314	$2,250	$1.71	23d	1	0.75mi
1816 N Bentalou St Baltimore, MD	3.0	2.0	1350	$1,700	$1.26	10d	1	0.75mi
1816 N Bentalou St Baltimore, MD	3.0	2.0	1350	$1,700	$1.26	23d	1	0.75mi
623 N Grantley St Baltimore, MD	4.0	2.0	1250	$2,000	$1.60	23d	1	0.81mi
3507 Edmondson Ave Baltimore, MD	4.0	2.0	1428	$2,300	$1.61	43d	1	0.83mi
3712 Gelston Dr Baltimore, MD	3.0	2.0	1250	$2,500	$2.00	23d	1	0.87mi
405 N Edgewood St Baltimore, MD	4.0	2.0	1408	$2,950	$2.10	4d	1	0.90mi
1501 N Payson St Baltimore, MD	3.0	1.0	1400	$1,550	$1.11	43d	1	0.90mi
2204 Clifton Ave Baltimore, MD	3.0	1.0	1400	$1,450	$1.04	4d	1	0.91mi
3028 Hanlon Ave Baltimore, MD	3.0	2.0	1200	$1,711	$1.43	23d	1	0.93mi
2103 Chelsea Ter Unit 2 Baltimore, MD	3.0	1.5	1500	$2,100	$1.40	14d	1	0.96mi
1914 Mosher St Unit 1914 Baltimore, MD	4.0	2.5	1200	$1,700	$1.42	43d	1	0.98mi
4103 Mountwood Rd Baltimore, MD	3.0	2.0	1030	$1,700	$1.65	43d	1	1.00mi
202 N Edgewood St Baltimore, MD	3.0	2.0	1710	$2,250	$1.32	23d	1	1.02mi

Listing history 50 events

1. 2026-06-19
   status $124,999 Pending 421 DOM
2. 2026-06-18
   days on market $124,999 Active 421 DOM
3. 2026-06-17
   days on market $124,999 Active 420 DOM
4. 2026-06-16
   days on market $124,999 Active 419 DOM
5. 2026-06-15
   days on market $124,999 Active 418 DOM
6. 2026-06-13
   remarks 693-char remark
7. 2026-06-13
   days on market $124,999 Active 416 DOM
8. 2026-06-09
   days on market $124,999 Active 412 DOM
9. 2026-06-08
   days on market $124,999 Active 411 DOM
10. 2026-06-07
    days on market $124,999 Active 410 DOM
11. 2026-06-04
    days on market $124,999 Active 407 DOM
12. 2026-06-03
    days on market $124,999 Active 406 DOM
13. 2026-06-02
    days on market $124,999 Active 405 DOM
14. 2026-06-01
    days on market $124,999 Active 404 DOM
15. 2026-05-31
    days on market $124,999 Active 403 DOM
16. 2026-05-14
    status Active 780-char remark

    Show marketing remark (780 chars)

    Buyer’s Mortgage Fell Through. Welcome to 2917 Belmont Ave, Baltimore, MD 21216, a completely updated townhouse. The 4 Bedrooms 2 Full baths and 1 half bath 3 finished level porch front townhouse featuring newer gas furnace and central air, and rand new laminate flooring. The skylight offers much more natural light in the house. The property is conveniently Situated near Saint Agnes Hospital, Coppin State University, and Gwynns Falls Park. With convenient access to nearby shopping centers, restaurants, downtown, and commuter routes of I-95/695, you’ll never be far from everything the area has to offer. Become a homeowner with the easy affordable house price and pay less than renting while steadily building equity. Priced to sell. Don't miss this opportunity!

17. 2026-03-27
    status Pending 780-char remark

    Show marketing remark (780 chars)

    Buyer’s Mortgage Fell Through. Welcome to 2917 Belmont Ave, Baltimore, MD 21216, a completely updated townhouse. The 4 Bedrooms 2 Full baths and 1 half bath 3 finished level porch front townhouse featuring newer gas furnace and central air, and rand new laminate flooring. The skylight offers much more natural light in the house. The property is conveniently Situated near Saint Agnes Hospital, Coppin State University, and Gwynns Falls Park. With convenient access to nearby shopping centers, restaurants, downtown, and commuter routes of I-95/695, you’ll never be far from everything the area has to offer. Become a homeowner with the easy affordable house price and pay less than renting while steadily building equity. Priced to sell. Don't miss this opportunity!

18. 2026-03-21
    status Active 780-char remark

    Show marketing remark (780 chars)

    Buyer’s Mortgage Fell Through. Welcome to 2917 Belmont Ave, Baltimore, MD 21216, a completely updated townhouse. The 4 Bedrooms 2 Full baths and 1 half bath 3 finished level porch front townhouse featuring newer gas furnace and central air, and rand new laminate flooring. The skylight offers much more natural light in the house. The property is conveniently Situated near Saint Agnes Hospital, Coppin State University, and Gwynns Falls Park. With convenient access to nearby shopping centers, restaurants, downtown, and commuter routes of I-95/695, you’ll never be far from everything the area has to offer. Become a homeowner with the easy affordable house price and pay less than renting while steadily building equity. Priced to sell. Don't miss this opportunity!

19. 2026-03-14
    historical 780-char remark

    Show marketing remark (780 chars)

    Buyer’s Mortgage Fell Through. Welcome to 2917 Belmont Ave, Baltimore, MD 21216, a completely updated townhouse. The 4 Bedrooms 2 Full baths and 1 half bath 3 finished level porch front townhouse featuring newer gas furnace and central air, and rand new laminate flooring. The skylight offers much more natural light in the house. The property is conveniently Situated near Saint Agnes Hospital, Coppin State University, and Gwynns Falls Park. With convenient access to nearby shopping centers, restaurants, downtown, and commuter routes of I-95/695, you’ll never be far from everything the area has to offer. Become a homeowner with the easy affordable house price and pay less than renting while steadily building equity. Priced to sell. Don't miss this opportunity!

20. 2025-12-27
    price $124,999 780-char remark

    Show marketing remark (780 chars)

    Buyer’s Mortgage Fell Through. Welcome to 2917 Belmont Ave, Baltimore, MD 21216, a completely updated townhouse. The 4 Bedrooms 2 Full baths and 1 half bath 3 finished level porch front townhouse featuring newer gas furnace and central air, and rand new laminate flooring. The skylight offers much more natural light in the house. The property is conveniently Situated near Saint Agnes Hospital, Coppin State University, and Gwynns Falls Park. With convenient access to nearby shopping centers, restaurants, downtown, and commuter routes of I-95/695, you’ll never be far from everything the area has to offer. Become a homeowner with the easy affordable house price and pay less than renting while steadily building equity. Priced to sell. Don't miss this opportunity!

21. 2025-07-13
    status Active 780-char remark

    Show marketing remark (780 chars)

    Buyer’s Mortgage Fell Through. Welcome to 2917 Belmont Ave, Baltimore, MD 21216, a completely updated townhouse. The 4 Bedrooms 2 Full baths and 1 half bath 3 finished level porch front townhouse featuring newer gas furnace and central air, and rand new laminate flooring. The skylight offers much more natural light in the house. The property is conveniently Situated near Saint Agnes Hospital, Coppin State University, and Gwynns Falls Park. With convenient access to nearby shopping centers, restaurants, downtown, and commuter routes of I-95/695, you’ll never be far from everything the area has to offer. Become a homeowner with the easy affordable house price and pay less than renting while steadily building equity. Priced to sell. Don't miss this opportunity!

22. 2025-07-04
    status Pending 780-char remark

    Show marketing remark (780 chars)

    Buyer’s Mortgage Fell Through. Welcome to 2917 Belmont Ave, Baltimore, MD 21216, a completely updated townhouse. The 4 Bedrooms 2 Full baths and 1 half bath 3 finished level porch front townhouse featuring newer gas furnace and central air, and rand new laminate flooring. The skylight offers much more natural light in the house. The property is conveniently Situated near Saint Agnes Hospital, Coppin State University, and Gwynns Falls Park. With convenient access to nearby shopping centers, restaurants, downtown, and commuter routes of I-95/695, you’ll never be far from everything the area has to offer. Become a homeowner with the easy affordable house price and pay less than renting while steadily building equity. Priced to sell. Don't miss this opportunity!

23. 2025-06-18
    status Active 780-char remark

    Show marketing remark (780 chars)

    Buyer’s Mortgage Fell Through. Welcome to 2917 Belmont Ave, Baltimore, MD 21216, a completely updated townhouse. The 4 Bedrooms 2 Full baths and 1 half bath 3 finished level porch front townhouse featuring newer gas furnace and central air, and rand new laminate flooring. The skylight offers much more natural light in the house. The property is conveniently Situated near Saint Agnes Hospital, Coppin State University, and Gwynns Falls Park. With convenient access to nearby shopping centers, restaurants, downtown, and commuter routes of I-95/695, you’ll never be far from everything the area has to offer. Become a homeowner with the easy affordable house price and pay less than renting while steadily building equity. Priced to sell. Don't miss this opportunity!

24. 2025-06-17
    historical 780-char remark

    Show marketing remark (780 chars)

    Buyer’s Mortgage Fell Through. Welcome to 2917 Belmont Ave, Baltimore, MD 21216, a completely updated townhouse. The 4 Bedrooms 2 Full baths and 1 half bath 3 finished level porch front townhouse featuring newer gas furnace and central air, and rand new laminate flooring. The skylight offers much more natural light in the house. The property is conveniently Situated near Saint Agnes Hospital, Coppin State University, and Gwynns Falls Park. With convenient access to nearby shopping centers, restaurants, downtown, and commuter routes of I-95/695, you’ll never be far from everything the area has to offer. Become a homeowner with the easy affordable house price and pay less than renting while steadily building equity. Priced to sell. Don't miss this opportunity!

25. 2025-06-12
    status Active 780-char remark

    Show marketing remark (780 chars)

    Buyer’s Mortgage Fell Through. Welcome to 2917 Belmont Ave, Baltimore, MD 21216, a completely updated townhouse. The 4 Bedrooms 2 Full baths and 1 half bath 3 finished level porch front townhouse featuring newer gas furnace and central air, and rand new laminate flooring. The skylight offers much more natural light in the house. The property is conveniently Situated near Saint Agnes Hospital, Coppin State University, and Gwynns Falls Park. With convenient access to nearby shopping centers, restaurants, downtown, and commuter routes of I-95/695, you’ll never be far from everything the area has to offer. Become a homeowner with the easy affordable house price and pay less than renting while steadily building equity. Priced to sell. Don't miss this opportunity!

26. 2025-02-17
    historical 780-char remark

    Show marketing remark (780 chars)

    Buyer’s Mortgage Fell Through. Welcome to 2917 Belmont Ave, Baltimore, MD 21216, a completely updated townhouse. The 4 Bedrooms 2 Full baths and 1 half bath 3 finished level porch front townhouse featuring newer gas furnace and central air, and rand new laminate flooring. The skylight offers much more natural light in the house. The property is conveniently Situated near Saint Agnes Hospital, Coppin State University, and Gwynns Falls Park. With convenient access to nearby shopping centers, restaurants, downtown, and commuter routes of I-95/695, you’ll never be far from everything the area has to offer. Become a homeowner with the easy affordable house price and pay less than renting while steadily building equity. Priced to sell. Don't miss this opportunity!

27. 2025-02-05
    price $128,900 780-char remark

    Show marketing remark (780 chars)

    Buyer’s Mortgage Fell Through. Welcome to 2917 Belmont Ave, Baltimore, MD 21216, a completely updated townhouse. The 4 Bedrooms 2 Full baths and 1 half bath 3 finished level porch front townhouse featuring newer gas furnace and central air, and rand new laminate flooring. The skylight offers much more natural light in the house. The property is conveniently Situated near Saint Agnes Hospital, Coppin State University, and Gwynns Falls Park. With convenient access to nearby shopping centers, restaurants, downtown, and commuter routes of I-95/695, you’ll never be far from everything the area has to offer. Become a homeowner with the easy affordable house price and pay less than renting while steadily building equity. Priced to sell. Don't miss this opportunity!

28. 2024-12-18
    historical $650
29. 2024-12-09
    listed $650
30. 2024-10-27
    listed $130,000 Active 780-char remark

    Show marketing remark (780 chars)

    Buyer’s Mortgage Fell Through. Welcome to 2917 Belmont Ave, Baltimore, MD 21216, a completely updated townhouse. The 4 Bedrooms 2 Full baths and 1 half bath 3 finished level porch front townhouse featuring newer gas furnace and central air, and rand new laminate flooring. The skylight offers much more natural light in the house. The property is conveniently Situated near Saint Agnes Hospital, Coppin State University, and Gwynns Falls Park. With convenient access to nearby shopping centers, restaurants, downtown, and commuter routes of I-95/695, you’ll never be far from everything the area has to offer. Become a homeowner with the easy affordable house price and pay less than renting while steadily building equity. Priced to sell. Don't miss this opportunity!

31. 2023-11-28
    soldstatus $70,000
32. 2023-11-10
    historical 643-char remark

    Show marketing remark (643 chars)

    4 Bedroom 2 Full bath 3 finished level porch front rownhome featuring newer gas furnace and central air. This property is currently occupied by a long term tenant paying $1,450 a month! Tenant is on month to month lease. The seller has installed central air and heat and made additional improvements to the property over the years. This home appraised for $135,000 June of 2023. Home will not pass FHA loan standards. Cash, Conventional or Private financing only. No Wholesale offers will be accepted. Please Note: The photos listed were taken prior to the tenants occupancy, to observe the tenants privacy, no updated photos will be provided.

33. 2023-11-10
    soldstatus $70,000 Closed 643-char remark

    Show marketing remark (643 chars)

    4 Bedroom 2 Full bath 3 finished level porch front rownhome featuring newer gas furnace and central air. This property is currently occupied by a long term tenant paying $1,450 a month! Tenant is on month to month lease. The seller has installed central air and heat and made additional improvements to the property over the years. This home appraised for $135,000 June of 2023. Home will not pass FHA loan standards. Cash, Conventional or Private financing only. No Wholesale offers will be accepted. Please Note: The photos listed were taken prior to the tenants occupancy, to observe the tenants privacy, no updated photos will be provided.

34. 2023-09-29
    status Pending 643-char remark

    Show marketing remark (643 chars)

    4 Bedroom 2 Full bath 3 finished level porch front rownhome featuring newer gas furnace and central air. This property is currently occupied by a long term tenant paying $1,450 a month! Tenant is on month to month lease. The seller has installed central air and heat and made additional improvements to the property over the years. This home appraised for $135,000 June of 2023. Home will not pass FHA loan standards. Cash, Conventional or Private financing only. No Wholesale offers will be accepted. Please Note: The photos listed were taken prior to the tenants occupancy, to observe the tenants privacy, no updated photos will be provided.

35. 2023-09-22
    listed $70,000 Active 643-char remark

    Show marketing remark (643 chars)

    4 Bedroom 2 Full bath 3 finished level porch front rownhome featuring newer gas furnace and central air. This property is currently occupied by a long term tenant paying $1,450 a month! Tenant is on month to month lease. The seller has installed central air and heat and made additional improvements to the property over the years. This home appraised for $135,000 June of 2023. Home will not pass FHA loan standards. Cash, Conventional or Private financing only. No Wholesale offers will be accepted. Please Note: The photos listed were taken prior to the tenants occupancy, to observe the tenants privacy, no updated photos will be provided.

36. 2023-08-15
    historical
37. 2023-08-11
    price $105,000
38. 2023-07-21
    listed $115,000 Active
39. 2023-07-20
    historical
40. 2018-09-20
    soldstatus $16,700 Sold
41. 2018-09-20
    soldstatus $16,700 Closed
42. 2018-08-23
    status Pending
43. 2018-08-23
    status Contract
44. 2018-08-02
    price $17,900
45. 2018-08-02
    price $17,900
46. 2018-07-18
    price $18,900
47. 2018-07-18
    price $18,900
48. 2018-07-12
    status Active
49. 2018-07-12
    status Active
50. 2018-06-22
    status Pending

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

• Current annual tax: $431 · $36/mo
• Projected year-2 tax: $897 · $75/mo
• Expected delta: +$466/yr (+$39/mo · 108.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 7/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $23,122
• − Mortgage interest: −$7,002
• − Property taxes: −$431
• − Insurance: −$625
• − Repairs & maintenance: −$1,850
• − Management: −$1,850
• − Depreciation: −$3,636
• Taxable income: $7,729
• Est. tax owed @ 24.0%: −$1,855
• After-tax cash flow: $7,490/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Baltimore City Public Schools
• NCES district ID: 2400090
• Math proficiency: 7% ▼ -9.00%
• Reading proficiency: 16% ▼ -5.00%
• Median HH income: $42,108
• Composite: 10.08/100
• National rank: #9805
• State rank: #24 of 24 in MD

Livability — Baltimore

• Score: 76/100
• State rank: #90
• US rank: #3396

Category grades

Amenities A+ Commute A+ Cost of living A- Crime F Employment C Housing A+ Health & safety A+ User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Baltimore, MD
• County: Baltimore City · 558,601 people
• City population: 588,727
• Metro: Baltimore-Columbia-Towson, MD
• Population (ZIP): 29,426
• Household income: $42,031
• Rent vs Own: 49.8% rent · 50.2% own
• Severe rent burden: 2264.0

Population outlook (Baltimore County) Hauer SSP2

• Today (2025): 624,249 people
• By 2030: 621,541 · -0.4%
• By 2040: 609,756 · -2.3%
• By 2050: 597,249 · -4.3%
• By 2075: 552,236 · -11.5%
• By 2100: 513,934 · -17.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (91%)
• Race & ethnicity: Black 91% Hispanic / Latino 4% Two or more races 3% White 2%
• Foreign-born: 3% · Canada
• Languages at home: 96% English-only · Spanish 3% French/Haitian/Cajun 1%

Political lean MEDSL · Baltimore

• 2024 margin: Solid D (+73.0) · D 85.2% · R 12.2% · Other 2.6%
• 2008→2024 swing: -2.5pp toward R · 2008: 75.5pp · 2024: 73.0pp
• All cycles: 2024: D+73.0 2020: D+76.6 2016: D+74.6 2012: D+76.4 2008: D+75.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -107.42%
• Current HPI: 164.3933
• Rent YoY: ▲ 6.10%
• Metro: Baltimore-Columbia-Towson, MD
• State GDP YoY: ▲ 2.97%
• F500 in state: 12

Industry mix (Fortune 500 HQ in MD)

Industry	F500 HQs	Revenue
▸Aerospace / Defense	1	$71B
▸Utilities	1	$25B
▸Hotels	1	$24B
▸Consumer Goods	1	$7B
▸Real Estate	1	$6B
▸Chemicals	1	$2B

Price history

+400.0% since first listed

44 events — show timeline

• 2026-05-14 Relisted — BRIGHT MLS
• 2026-03-27 Pending — BRIGHT MLS
• 2026-03-21 Relisted — BRIGHT MLS
• 2026-03-14 Listing Removed — BRIGHT MLS
• 2025-12-27 Price Changed $124,999 BRIGHT MLS
• 2025-07-13 Relisted — BRIGHT MLS
• 2025-07-04 Pending — BRIGHT MLS
• 2025-06-18 Relisted — BRIGHT MLS
• 2025-06-17 Listing Removed — BRIGHT MLS
• 2025-06-12 Relisted — BRIGHT MLS
• 2025-02-17 Listing Removed — BRIGHT MLS
• 2025-02-05 Price Changed $128,900 BRIGHT MLS
• 2024-12-18 Rental Removed $650 TURBOTENANT
• 2024-12-09 Listed for Rent $650 TURBOTENANT
• 2024-10-27 Listed $130,000 BRIGHT MLS
• 2023-11-28 Sold (Public Records) $70,000 Public Records
• 2023-11-10 Listing Removed — BRIGHT MLS
• 2023-11-10 Sold (MLS) $70,000 BRIGHT MLS
• 2023-09-29 Pending — BRIGHT MLS
• 2023-09-22 Listed $70,000 BRIGHT MLS
• 2023-08-15 Listing Removed — BRIGHT MLS
• 2023-08-11 Price Changed $105,000 BRIGHT MLS
• 2023-07-21 Listed $115,000 BRIGHT MLS
• 2023-07-20 Coming Soon — BRIGHT MLS
• 2018-09-20 Sold (MLS) $16,700 BRIGHT MLS
• 2018-09-20 Sold (MLS) $16,700 MRIS
• 2018-08-23 Pending — BRIGHT MLS
• 2018-08-23 Pending — MRIS
• 2018-08-02 Price Changed $17,900 BRIGHT MLS
• 2018-08-02 Price Changed $17,900 MRIS
• 2018-07-18 Price Changed $18,900 BRIGHT MLS
• 2018-07-18 Price Changed $18,900 MRIS
• 2018-07-12 Relisted — BRIGHT MLS
• 2018-07-12 Relisted — MRIS
• 2018-06-22 Pending — BRIGHT MLS
• 2018-06-22 Pending — MRIS
• 2018-05-21 Relisted — BRIGHT MLS
• 2018-05-21 Relisted — MRIS
• 2018-05-16 Listing Removed — BRIGHT MLS
• 2018-05-16 Delisted — MRIS
• 2018-05-15 Listed $19,900 BRIGHT MLS
• 2018-05-15 Listed $19,900 MRIS
• 2007-05-09 Sold (Public Records) $50,000 Public Records
• 1990-08-03 Sold (Public Records) $25,000 Public Records

Property tax history

-7.2%/yr

Latest (2025): $431 · +3.8% YoY. Source: county tax records.