1222 W Harding · San Antonio, TX 78221

$153,000

3 bd · 2.0 ba · 1,670 sqft · SingleFamily public records · 296 Days on market

Built 1977 7,013 sqft lot $92/sqft · 36% below area Est $241k · 36% under ↓ 24% since listing

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• Cash flow +14.9/30.0
• Appreciation +6.0/10.0
• 1% rule +4.9/10.0
• DSCR +4.6/10.0
• Livability +4.0/5.0
• Condition / age +2.5/5.0
• Schools +1.9/10.0
• Rent growth +0.7/5.0

Listing remarks MLS

Welcome to this charming single-family home on the vibrant South Side of San Antonio! This versatile 3-bedroom, 2-bathroom property offers a huge fenced backyard, plenty of parking space, comfort, character, and added income potential-all in one inviting package. Step inside to find a spacious living area filled with natural light, perfect for relaxing or entertaining guests. The kitchen features ample cabinet space and a functional layout that makes meal prep a breeze. The primary suite offers a private retreat with its own full bath, while two additional bedrooms provide flexibility for family, guests, or a home office. Upstairs, you'll find a cozy small apartment with its own private entrance-ideal for rental income, multi-generational living, or a private guest suite. Whether you're looking to offset your mortgage or create a comfortable space for extended family, this additional living area adds incredible value and versatility. Situated in the desirable South Side of San Antonio, you'll enjoy convenient access to local schools, shopping, dining, and major highways, all while being just a short drive from downtown. Don't miss this unique opportunity to own a property that combines space, flexibility, and income potential in one of San Antonio's growing areas!

Key facts

• Multi-family use
• Spacious lot
• Easy access to i-35

Tags

• DEVELOPMENT POTENTIAL
• MULTI-FAMILY USE
• SPACIOUS LOT
• EASY ACCESS TO LOOP 410
• EASY ACCESS TO I-35

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $153k.

Deal economics

• At list price, monthly cash flow is $45 ($542/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $152k (0.9% below list).
• Recommended offer: $135k (12.0% below list) — sets the bar for market timing.
• Cap rate 6.6% vs local median 3.8% in San Antonio — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 80/100 on livability (#31 in TX, #1,616 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: schools C-, crime F.
• Harlandale ISD (urban): math 20% / reading 27% proficiency, ranked #748 of 826 in TX (top 91%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 66% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents falling (-7.2%/yr); 369 active listings in the ZIP; 22 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 8,308 units permitted in Bexar County in 2024 (2,506 in 5+ unit buildings).

Forward outlook

• In year one you build about $4k of equity ($1k loan paydown + $3k appreciation (2.0% local appreciation)).
• Bexar County population projected at +50% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (2.0% appreciation + 0.0% rent growth), your $43k cash investment doubles in ~9 years — after that, you're playing with house money.
• By year 8, paydown + projected appreciation supports a ~$31k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 296 days — a 12% lower offer ($135k) is reasonable based on typical stale-listing flexibility.
• 7 sale attempts since 2y ago; this cycle's ask has dropped $38k (20%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $134,640 (12.0% below list)

Questions for the listing agent

1. It's been on market 296 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1977 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. This sits on a lake — are riparian / water-frontage rights deeded with the parcel? Any dock permits, shoreline easements, or HOA water-use restrictions?
7. What's the documented flood / surge / shoreline-erosion history here (FEMA AND non-FEMA — e.g., storm surge, creek backup, septic-field saturation)?
8. Any water-quality or seasonal algae-bloom issues that affect tenant satisfaction or short-term-rental demand?
9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
11. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.99% ✗
• Cap rate: 6.65%
• Cash-on-cash: 1.27%
• DSCR: 1.06
• GRM: 8.4

CMA / ARV

• ARV (median comp): $240,715
• List price: $153,000
• Delta: -36.44%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 11 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1123 Clovis	0.32mi	3/1.0	1,730 (+4%)	6mo	$159,900	$92	70
715 Sunglo	0.16mi	3/2.0	1,886 (+13%)	12mo	$289,900	$154	61
630 W Harding	0.62mi	3/2.0	1,685 (+1%)	16mo	$259,900	$154	56
1815 Commercial Ave	0.56mi	3/2.5	1,639 (-2%)	16mo	$150,000	$92	56
203 Aaron	0.70mi	3/2.0	1,541 (-8%)	1mo	$229,900	$149	54
1233 W Hutchins Pl	0.58mi	3/2.0	1,632 (-2%)	23mo	$114,000	$70	50
334 Tacoma Ave	0.14mi	4/3.0 (+1)	1,473 (-12%)	23mo	$274,000	$186	46
929 Kendalia Ave	0.61mi	3/2.5	1,714 (+3%)	24mo	$335,000	$195	45
414 Burton Ave	0.27mi	2/1.0 (-1)	1,440 (-14%)	13mo	$210,000	$146	45
1434 Drury	0.70mi	3/2.0	1,468 (-12%)	6mo	$185,000	$126	42
223 Sunglo Dr	0.65mi	3/2.0	1,550 (-7%)	23mo	$299,000	$193	38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

2.03% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: 4.1%
• Equity multiple: 1.22×
• Total profit: $9,228
• Equity at exit: $60,583

10-year hold

• IRR: 6.1%
• Equity multiple: 1.79×
• Total profit: $33,725
• Equity at exit: $87,422

Cash invested: $42,840 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 78221

• Home prices YoY: 0.8%
• Rents YoY: -7.2%
• Active inventory: 369
• Price-to-rent: 8.4×

Monthly cashflow live

• Estimated rent: $1,516 high
• Mortgage (P&I): −$802
• Tax from tax record: −$287 /mo · $3,440/yr
• Insurance: −$64
• HOA: −$0
• Vacancy / Maint / Mgmt: −$318
• Net cashflow: $45

Break-even live

Break-even rent $1,459

Max offer price $153,000

Occupancy floor 92%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $38,250
• Closing costs: $4,590
• Reserves months: —
• Total cash needed: —

Rent comps 22 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1067 Rayburn Dr San Antonio, TX	4.0	2.0	1744	$1,495	$0.86	4d	1	0.58mi
546 E Petaluma Blvd San Antonio, TX	3.0	2.0	1895	$1,650	$0.87	24d	1	0.83mi
202 McCauley Blvd San Antonio, TX	3.0	2.0	1232	$1,595	$1.29	24d	1	0.86mi
102 Shrine Ave San Antonio, TX	3.0	1.0	1262	$1,200	$0.95	22d	1	0.89mi
102 Shrine Ave San Antonio, TX	3.0	1.0	1262	$1,200	$0.95	24d	1	0.89mi
119 Langford Pl San Antonio, TX	3.0	2.0	1680	$1,600	$0.95	16d	1	1.11mi
422 Wagner Ave San Antonio, TX	3.0	2.0	1220	$1,750	$1.43	44d	1	1.20mi
1467 W Gerald Ave San Antonio, TX	3.0	2.5	1120	$1,300	$1.16	11d	1	1.29mi
247 W Dickson Ave San Antonio, TX	1.0–2.0	1.0–2.0	758	$1,358	$1.79	2d	35	1.34mi
8622 S Zarzamora St #423 San Antonio, TX	3.0	2.0	1100	$1,600	$1.45	44d	1	1.37mi
114 Dorsey St #1 San Antonio, TX	3.0	1.0	1200	$1,150	$0.96	44d	1	1.38mi
114 Dorsey St Unit 2 San Antonio, TX	3.0	1.0	1200	$900	$0.75	44d	1	1.38mi
507 Linden Ave San Antonio, TX	3.0	2.5	1668	$1,695	$1.02	4d	1	1.39mi
737 W Mayfield Blvd San Antonio, TX	3.0	1.0	1150	$1,462	$1.27	44d	1	1.41mi
923 Whitman Ave San Antonio, TX	4.0	2.0	1208	$1,700	$1.41	15d	1	1.41mi
8815 Oakbrook St San Antonio, TX	3.0	1.0	1160	$1,300	$1.12	44d	1	1.44mi
8816 Oakbrook St San Antonio, TX	4.0	2.0	1326	$1,595	$1.20	24d	1	1.48mi
7226 Briar Pl San Antonio, TX	3.0	2.5	1212	$1,400	$1.16	3d	1	1.48mi
7218 Briar Pl San Antonio, TX	3.0	2.5	1212	$1,275	$1.05	44d	1	1.49mi
611 Brunswick Blvd San Antonio, TX	3.0	2.0	1080	$1,700	$1.57	24d	1	1.49mi
611 Brunswick Blvd San Antonio, TX	3.0	2.0	1080	$1,700	$1.57	15d	1	1.49mi
607 Brunswick Blvd San Antonio, TX	3.0	2.0	1350	$1,750	$1.30	44d	1	1.50mi

Listing history 38 events

1. 2026-06-18
   days on market $153,000 Active 296 DOM
2. 2026-06-17
   statusdays on market $153,000 Active 295 DOM
3. 2026-06-16
   days on market $153,000 Price Change 294 DOM
4. 2026-06-15
   days on market $153,000 Price Change 293 DOM
5. 2026-06-13
   days on market $153,000 Price Change 291 DOM
6. 2026-06-13
   days on market $153,000 Price Change 290 DOM
7. 2026-06-09
   days on market $153,000 Price Change 287 DOM
8. 2026-06-08
   days on market $153,000 Price Change 286 DOM
9. 2026-06-07
   pricestatusdays on market $153,000 Price Change 285 DOM
10. 2026-06-04
    days on market $163,000 Active 282 DOM
11. 2026-06-03
    days on market $163,000 Active 281 DOM
12. 2026-06-02
    days on market $163,000 Active 280 DOM
13. 2026-06-01
    days on market $163,000 Active 279 DOM
14. 2026-05-31
    days on market $163,000 Active 278 DOM
15. 2026-04-08
    status Back on Market 1296-char remark

    Show marketing remark (1296 chars)

    Welcome to this charming single-family home on the vibrant South Side of San Antonio! This versatile 3-bedroom, 2-bathroom property offers a huge fenced backyard, plenty of parking space, comfort, character, and added income potential-all in one inviting package. Step inside to find a spacious living area filled with natural light, perfect for relaxing or entertaining guests. The kitchen features ample cabinet space and a functional layout that makes meal prep a breeze. The primary suite offers a private retreat with its own full bath, while two additional bedrooms provide flexibility for family, guests, or a home office. Upstairs, you'll find a cozy small apartment with its own private entrance-ideal for rental income, multi-generational living, or a private guest suite. Whether you're looking to offset your mortgage or create a comfortable space for extended family, this additional living area adds incredible value and versatility. Situated in the desirable South Side of San Antonio, you'll enjoy convenient access to local schools, shopping, dining, and major highways, all while being just a short drive from downtown. Don't miss this unique opportunity to own a property that combines space, flexibility, and income potential in one of San Antonio's growing areas!

16. 2026-04-05
    price $163,000 1296-char remark

    Show marketing remark (1296 chars)

    Welcome to this charming single-family home on the vibrant South Side of San Antonio! This versatile 3-bedroom, 2-bathroom property offers a huge fenced backyard, plenty of parking space, comfort, character, and added income potential-all in one inviting package. Step inside to find a spacious living area filled with natural light, perfect for relaxing or entertaining guests. The kitchen features ample cabinet space and a functional layout that makes meal prep a breeze. The primary suite offers a private retreat with its own full bath, while two additional bedrooms provide flexibility for family, guests, or a home office. Upstairs, you'll find a cozy small apartment with its own private entrance-ideal for rental income, multi-generational living, or a private guest suite. Whether you're looking to offset your mortgage or create a comfortable space for extended family, this additional living area adds incredible value and versatility. Situated in the desirable South Side of San Antonio, you'll enjoy convenient access to local schools, shopping, dining, and major highways, all while being just a short drive from downtown. Don't miss this unique opportunity to own a property that combines space, flexibility, and income potential in one of San Antonio's growing areas!

17. 2026-04-04
    status Back on Market 1296-char remark

    Show marketing remark (1296 chars)

    Welcome to this charming single-family home on the vibrant South Side of San Antonio! This versatile 3-bedroom, 2-bathroom property offers a huge fenced backyard, plenty of parking space, comfort, character, and added income potential-all in one inviting package. Step inside to find a spacious living area filled with natural light, perfect for relaxing or entertaining guests. The kitchen features ample cabinet space and a functional layout that makes meal prep a breeze. The primary suite offers a private retreat with its own full bath, while two additional bedrooms provide flexibility for family, guests, or a home office. Upstairs, you'll find a cozy small apartment with its own private entrance-ideal for rental income, multi-generational living, or a private guest suite. Whether you're looking to offset your mortgage or create a comfortable space for extended family, this additional living area adds incredible value and versatility. Situated in the desirable South Side of San Antonio, you'll enjoy convenient access to local schools, shopping, dining, and major highways, all while being just a short drive from downtown. Don't miss this unique opportunity to own a property that combines space, flexibility, and income potential in one of San Antonio's growing areas!

18. 2026-04-04
    historical 1296-char remark

    Show marketing remark (1296 chars)

    Welcome to this charming single-family home on the vibrant South Side of San Antonio! This versatile 3-bedroom, 2-bathroom property offers a huge fenced backyard, plenty of parking space, comfort, character, and added income potential-all in one inviting package. Step inside to find a spacious living area filled with natural light, perfect for relaxing or entertaining guests. The kitchen features ample cabinet space and a functional layout that makes meal prep a breeze. The primary suite offers a private retreat with its own full bath, while two additional bedrooms provide flexibility for family, guests, or a home office. Upstairs, you'll find a cozy small apartment with its own private entrance-ideal for rental income, multi-generational living, or a private guest suite. Whether you're looking to offset your mortgage or create a comfortable space for extended family, this additional living area adds incredible value and versatility. Situated in the desirable South Side of San Antonio, you'll enjoy convenient access to local schools, shopping, dining, and major highways, all while being just a short drive from downtown. Don't miss this unique opportunity to own a property that combines space, flexibility, and income potential in one of San Antonio's growing areas!

19. 2026-03-23
    historical 1296-char remark

    Show marketing remark (1296 chars)

    Welcome to this charming single-family home on the vibrant South Side of San Antonio! This versatile 3-bedroom, 2-bathroom property offers a huge fenced backyard, plenty of parking space, comfort, character, and added income potential-all in one inviting package. Step inside to find a spacious living area filled with natural light, perfect for relaxing or entertaining guests. The kitchen features ample cabinet space and a functional layout that makes meal prep a breeze. The primary suite offers a private retreat with its own full bath, while two additional bedrooms provide flexibility for family, guests, or a home office. Upstairs, you'll find a cozy small apartment with its own private entrance-ideal for rental income, multi-generational living, or a private guest suite. Whether you're looking to offset your mortgage or create a comfortable space for extended family, this additional living area adds incredible value and versatility. Situated in the desirable South Side of San Antonio, you'll enjoy convenient access to local schools, shopping, dining, and major highways, all while being just a short drive from downtown. Don't miss this unique opportunity to own a property that combines space, flexibility, and income potential in one of San Antonio's growing areas!

20. 2026-03-04
    historical
21. 2026-02-21
    price $159,000 1296-char remark

    Show marketing remark (1296 chars)

    Welcome to this charming single-family home on the vibrant South Side of San Antonio! This versatile 3-bedroom, 2-bathroom property offers a huge fenced backyard, plenty of parking space, comfort, character, and added income potential-all in one inviting package. Step inside to find a spacious living area filled with natural light, perfect for relaxing or entertaining guests. The kitchen features ample cabinet space and a functional layout that makes meal prep a breeze. The primary suite offers a private retreat with its own full bath, while two additional bedrooms provide flexibility for family, guests, or a home office. Upstairs, you'll find a cozy small apartment with its own private entrance-ideal for rental income, multi-generational living, or a private guest suite. Whether you're looking to offset your mortgage or create a comfortable space for extended family, this additional living area adds incredible value and versatility. Situated in the desirable South Side of San Antonio, you'll enjoy convenient access to local schools, shopping, dining, and major highways, all while being just a short drive from downtown. Don't miss this unique opportunity to own a property that combines space, flexibility, and income potential in one of San Antonio's growing areas!

22. 2026-02-21
    price $159,000

    Show marketing remark (1296 chars)

    Welcome to this charming single-family home on the vibrant South Side of San Antonio! This versatile 3-bedroom, 2-bathroom property offers a huge fenced backyard, plenty of parking space, comfort, character, and added income potential-all in one inviting package. Step inside to find a spacious living area filled with natural light, perfect for relaxing or entertaining guests. The kitchen features ample cabinet space and a functional layout that makes meal prep a breeze. The primary suite offers a private retreat with its own full bath, while two additional bedrooms provide flexibility for family, guests, or a home office. Upstairs, you'll find a cozy small apartment with its own private entrance-ideal for rental income, multi-generational living, or a private guest suite. Whether you're looking to offset your mortgage or create a comfortable space for extended family, this additional living area adds incredible value and versatility. Situated in the desirable South Side of San Antonio, you'll enjoy convenient access to local schools, shopping, dining, and major highways, all while being just a short drive from downtown. Don't miss this unique opportunity to own a property that combines space, flexibility, and income potential in one of San Antonio's growing areas!

23. 2026-02-03
    status Back on Market
24. 2026-01-31
    historical
25. 2026-01-20
    price $163,000
26. 2026-01-03
    price $163,000 1296-char remark

    Show marketing remark (1296 chars)

    Welcome to this charming single-family home on the vibrant South Side of San Antonio! This versatile 3-bedroom, 2-bathroom property offers a huge fenced backyard, plenty of parking space, comfort, character, and added income potential-all in one inviting package. Step inside to find a spacious living area filled with natural light, perfect for relaxing or entertaining guests. The kitchen features ample cabinet space and a functional layout that makes meal prep a breeze. The primary suite offers a private retreat with its own full bath, while two additional bedrooms provide flexibility for family, guests, or a home office. Upstairs, you'll find a cozy small apartment with its own private entrance-ideal for rental income, multi-generational living, or a private guest suite. Whether you're looking to offset your mortgage or create a comfortable space for extended family, this additional living area adds incredible value and versatility. Situated in the desirable South Side of San Antonio, you'll enjoy convenient access to local schools, shopping, dining, and major highways, all while being just a short drive from downtown. Don't miss this unique opportunity to own a property that combines space, flexibility, and income potential in one of San Antonio's growing areas!

27. 2025-10-23
    price $174,000 1296-char remark

    Show marketing remark (1296 chars)

    Welcome to this charming single-family home on the vibrant South Side of San Antonio! This versatile 3-bedroom, 2-bathroom property offers a huge fenced backyard, plenty of parking space, comfort, character, and added income potential-all in one inviting package. Step inside to find a spacious living area filled with natural light, perfect for relaxing or entertaining guests. The kitchen features ample cabinet space and a functional layout that makes meal prep a breeze. The primary suite offers a private retreat with its own full bath, while two additional bedrooms provide flexibility for family, guests, or a home office. Upstairs, you'll find a cozy small apartment with its own private entrance-ideal for rental income, multi-generational living, or a private guest suite. Whether you're looking to offset your mortgage or create a comfortable space for extended family, this additional living area adds incredible value and versatility. Situated in the desirable South Side of San Antonio, you'll enjoy convenient access to local schools, shopping, dining, and major highways, all while being just a short drive from downtown. Don't miss this unique opportunity to own a property that combines space, flexibility, and income potential in one of San Antonio's growing areas!

28. 2025-10-23
    price $174,000

    Show marketing remark (1296 chars)

    Welcome to this charming single-family home on the vibrant South Side of San Antonio! This versatile 3-bedroom, 2-bathroom property offers a huge fenced backyard, plenty of parking space, comfort, character, and added income potential-all in one inviting package. Step inside to find a spacious living area filled with natural light, perfect for relaxing or entertaining guests. The kitchen features ample cabinet space and a functional layout that makes meal prep a breeze. The primary suite offers a private retreat with its own full bath, while two additional bedrooms provide flexibility for family, guests, or a home office. Upstairs, you'll find a cozy small apartment with its own private entrance-ideal for rental income, multi-generational living, or a private guest suite. Whether you're looking to offset your mortgage or create a comfortable space for extended family, this additional living area adds incredible value and versatility. Situated in the desirable South Side of San Antonio, you'll enjoy convenient access to local schools, shopping, dining, and major highways, all while being just a short drive from downtown. Don't miss this unique opportunity to own a property that combines space, flexibility, and income potential in one of San Antonio's growing areas!

29. 2025-09-17
    price $186,000 1296-char remark

    Show marketing remark (1296 chars)

    Welcome to this charming single-family home on the vibrant South Side of San Antonio! This versatile 3-bedroom, 2-bathroom property offers a huge fenced backyard, plenty of parking space, comfort, character, and added income potential-all in one inviting package. Step inside to find a spacious living area filled with natural light, perfect for relaxing or entertaining guests. The kitchen features ample cabinet space and a functional layout that makes meal prep a breeze. The primary suite offers a private retreat with its own full bath, while two additional bedrooms provide flexibility for family, guests, or a home office. Upstairs, you'll find a cozy small apartment with its own private entrance-ideal for rental income, multi-generational living, or a private guest suite. Whether you're looking to offset your mortgage or create a comfortable space for extended family, this additional living area adds incredible value and versatility. Situated in the desirable South Side of San Antonio, you'll enjoy convenient access to local schools, shopping, dining, and major highways, all while being just a short drive from downtown. Don't miss this unique opportunity to own a property that combines space, flexibility, and income potential in one of San Antonio's growing areas!

30. 2025-09-17
    price $186,000

    Show marketing remark (1296 chars)

    Welcome to this charming single-family home on the vibrant South Side of San Antonio! This versatile 3-bedroom, 2-bathroom property offers a huge fenced backyard, plenty of parking space, comfort, character, and added income potential-all in one inviting package. Step inside to find a spacious living area filled with natural light, perfect for relaxing or entertaining guests. The kitchen features ample cabinet space and a functional layout that makes meal prep a breeze. The primary suite offers a private retreat with its own full bath, while two additional bedrooms provide flexibility for family, guests, or a home office. Upstairs, you'll find a cozy small apartment with its own private entrance-ideal for rental income, multi-generational living, or a private guest suite. Whether you're looking to offset your mortgage or create a comfortable space for extended family, this additional living area adds incredible value and versatility. Situated in the desirable South Side of San Antonio, you'll enjoy convenient access to local schools, shopping, dining, and major highways, all while being just a short drive from downtown. Don't miss this unique opportunity to own a property that combines space, flexibility, and income potential in one of San Antonio's growing areas!

31. 2025-08-10
    listed $191,000 New 1296-char remark

    Show marketing remark (1296 chars)

    Welcome to this charming single-family home on the vibrant South Side of San Antonio! This versatile 3-bedroom, 2-bathroom property offers a huge fenced backyard, plenty of parking space, comfort, character, and added income potential-all in one inviting package. Step inside to find a spacious living area filled with natural light, perfect for relaxing or entertaining guests. The kitchen features ample cabinet space and a functional layout that makes meal prep a breeze. The primary suite offers a private retreat with its own full bath, while two additional bedrooms provide flexibility for family, guests, or a home office. Upstairs, you'll find a cozy small apartment with its own private entrance-ideal for rental income, multi-generational living, or a private guest suite. Whether you're looking to offset your mortgage or create a comfortable space for extended family, this additional living area adds incredible value and versatility. Situated in the desirable South Side of San Antonio, you'll enjoy convenient access to local schools, shopping, dining, and major highways, all while being just a short drive from downtown. Don't miss this unique opportunity to own a property that combines space, flexibility, and income potential in one of San Antonio's growing areas!

32. 2025-07-31
    listed $191,000 New
33. 2025-06-10
    historical
34. 2025-04-02
    price $189,000
35. 2025-02-28
    price $199,999
36. 2025-01-21
    historical
37. 2024-11-27
    listed $215,000 New
38. 2024-11-25
    listed $215,000 New

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

• Current annual tax: $3,440 · $287/mo
• Projected year-2 tax: $3,440 · $287/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 8/10 Severe 7 d/yr ≥109°F today · 22 d/yr by 30 yrs out
• 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $18,198
• − Mortgage interest: −$8,570
• − Property taxes: −$3,440
• − Insurance: −$765
• − Repairs & maintenance: −$1,456
• − Management: −$1,456
• − Depreciation: −$4,451
• Taxable loss: −$1,941
• Est. tax savings @ 24.0%: +$466
• After-tax cash flow: $1,008/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Harlandale ISD
• NCES district ID: 4822470
• Math proficiency: 20% ▼ -22.00%
• Reading proficiency: 27% ▼ -9.00%
• Median HH income: $33,850
• Composite: 19.25/100
• National rank: #8806
• State rank: #748 of 826 in TX

Livability — San Antonio

• Score: 80/100
• State rank: #31
• US rank: #1616

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment C Housing A+ Health & safety A+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: San Antonio, TX
• County: Bexar County · 1,990,555 people
• City population: 1,806,925
• Metro: San Antonio-New Braunfels, TX
• Population (ZIP): 42,178
• Household income: $63,811
• Rent vs Own: 29.8% rent · 70.2% own
• Severe rent burden: 1180.0

Population outlook (Bexar County) Hauer SSP2

• Today (2025): 2,336,851 people
• By 2030: 2,560,728 · +9.6%
• By 2040: 3,020,569 · +29.3%
• By 2050: 3,493,522 · +49.5%
• By 2075: 4,668,459 · +99.8%
• By 2100: 5,533,242 · +136.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Hispanic (89%)
• Race & ethnicity: Hispanic / Latino 89% Two or more races 28% White 9% Native American 2%
• Hispanic origin (detail): Mexican 74%
• Common ancestry: Lithuanian 1% Romanian 1%
• Foreign-born: 16% · Canada
• Languages at home: 45% English-only · Spanish 54%

Political lean MEDSL · Bexar

• 2024 margin: Lean D (+9.8) · D 54.3% · R 44.6% · Other 1.1%
• 2008→2024 swing: +4.2pp toward D · 2008: 5.6pp · 2024: 9.8pp
• All cycles: 2024: D+9.8 2020: D+18.2 2016: D+13.5 2012: D+4.6 2008: D+5.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 2.03%
• Current HPI: 251.1635
• Rent YoY: ▼ -7.21%
• Metro: San Antonio-New Braunfels, TX
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

-24.2% since first listed

24 events — show timeline

• 2026-04-08 Relisted — LERA
• 2026-04-05 Price Changed $163,000 LERA
• 2026-04-04 Relisted — LERA
• 2026-04-04 Listing Removed — LERA
• 2026-03-23 Listing Removed — LERA
• 2026-03-04 Listing Removed — LERA
• 2026-02-21 Price Changed $159,000 LERA
• 2026-02-21 Price Changed $159,000 LERA
• 2026-02-03 Relisted — LERA
• 2026-01-31 Listing Removed — LERA
• 2026-01-20 Price Changed $163,000 LERA
• 2026-01-03 Price Changed $163,000 LERA
• 2025-10-23 Price Changed $174,000 LERA
• 2025-10-23 Price Changed $174,000 LERA
• 2025-09-17 Price Changed $186,000 LERA
• 2025-09-17 Price Changed $186,000 LERA
• 2025-08-10 Listed $191,000 LERA
• 2025-07-31 Listed $191,000 LERA
• 2025-06-10 Listing Removed — LERA
• 2025-04-02 Price Changed $189,000 LERA
• 2025-02-28 Price Changed $199,999 LERA
• 2025-01-21 Listing Removed — LERA
• 2024-11-27 Listed $215,000 LERA
• 2024-11-25 Listed $215,000 LERA

Property tax history

+5.9%/yr

Latest (2025): $3,440 · +2.8% YoY. Source: county tax records.