3079 Yellow Creek Rd · Evanston, WY
Flood risk No data
- FEMA flood zone
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- Chance of flooding over 30 yrs
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- Est. flood insurance / yr
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Fire risk No data
- Est. fire insurance / yr
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Heat risk No data
- Hot days now (above threshold)
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- Hot days in 30 yrs
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Wind risk No data
- Chance of severe wind over 30 yrs
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Air-quality risk No data
- Unhealthy air days now
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- Unhealthy air days in 30 yrs
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Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +24.3/30.0
- 1% rule +10.0/10.0
- Appreciation +10.0/10.0
- DSCR +7.8/10.0
- ARV discount +7.5/15.0
- Schools +4.8/10.0
- Livability +3.1/5.0
- Rent growth +2.5/5.0
- Condition / age +2.2/5.0
$89,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Doublewide on rented lot. Lot rent $300.00 per month for all three lots provides plenty of space to enjoy the outdoor gathering areas. Hot tub is negotiable.
Key facts
- Attached garage
- Modern updates
- Garage
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath manufactured listed at $89k. Condition is rated fair.
Deal economics
- At list price, monthly cash flow is $179 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $89k).
- Cap rate 8.7% vs local median 3.0% in Evanston — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 61/100 on livability (#112 in WY) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: crime C-, amenities F, commute F.
- Uinta County School District #1 (town): math 54% / reading 57% proficiency, ranked #17 of 41 in WY (top 42%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: 114 active listings in the ZIP; 50 units permitted in Uinta County in 2024 (0 in 5+ unit buildings).
Forward outlook
- In year one you build about $10k of equity ($615 loan paydown + $9k appreciation (10.0% local appreciation)).
- Uinta County population projected at -21% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (10.0% appreciation + 3.0% rent growth), your $25k cash investment doubles in ~3 years — after that, you're playing with house money.
- By year 4, paydown + projected appreciation supports a ~$34k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- Only 7 days on market — expect competitive offers; lowballing is unlikely to land.
- 4 sale attempts since 8y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: HOA is 24% of rent.
Questions for the listing agent
- Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.63% ✓
- Cap rate
- 8.71%
- Cash-on-cash
- 8.63%
- DSCR
- 1.38
- GRM
- 5.1
CMA / ARV
No comps found within radius.
Projected returns pro-forma
10.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 30.7%
- Equity multiple
- 3.41×
- Total profit
- $60,123
- Equity at exit
- $80,178
- IRR
- 26.6%
- Equity multiple
- 7.76×
- Total profit
- $168,546
- Equity at exit
- $172,907
Cash invested: $24,920 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Wyoming
- 90 Strongly Landlord-Friendly · R+25
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 82930
- Home prices YoY
- 4.4%
- Active inventory
- 114
- Price-to-rent
- 5.1×
Monthly cashflow live
- Estimated rent
- $1,448 medium interval (Pro) →
- Mortgage (P&I)
- −$467
- Tax est. 1.5%
- −$111 /mo · $1,335/yr
- Insurance
- −$37
- HOA
- −$350
- Vacancy / Maint / Mgmt
- −$304
- Net cashflow
- $179
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $22,250
- Closing costs
- $2,670
- Reserves months
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- Total cash needed
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Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
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- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
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Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
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- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
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- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
HOA detail
- Monthly dues
- $350 · $4,200/yr
Listing history 8 events
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2026-04-15status Pending
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2026-04-08$89,000 Active
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2021-08-19soldstatus 157-char remark
Show marketing remark (157 chars)
Doublewide on rented lot. Lot rent $300.00 per month for all three lots provides plenty of space to enjoy the outdoor gathering areas. Hot tub is negotiable.
-
2021-06-22$65,000 157-char remark
Show marketing remark (157 chars)
Doublewide on rented lot. Lot rent $300.00 per month for all three lots provides plenty of space to enjoy the outdoor gathering areas. Hot tub is negotiable.
-
2021-04-19soldstatus 211-char remark
Show marketing remark (211 chars)
This mobile home on rented double lot has a nice large shed to hold all you tools , or toys. Home sits alone for added privacy and quiet. Home has a nice wood fireplace. Call Darcy to view this home 307-708-0236
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2021-02-04$59,900 211-char remark
Show marketing remark (211 chars)
This mobile home on rented double lot has a nice large shed to hold all you tools , or toys. Home sits alone for added privacy and quiet. Home has a nice wood fireplace. Call Darcy to view this home 307-708-0236
-
2018-05-25soldstatus
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2018-01-12$89,900
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $17,381
- − Mortgage interest
- −$4,985
- − Property taxes
- −$1,335
- − Insurance
- −$445
- − Repairs & maintenance
- −$1,391
- − Management
- −$1,391
- − HOA
- −$4,200
- − Depreciation
- −$2,589
- Taxable income
- $1,046
- Est. tax owed @ 24.0%
- −$251
- After-tax cash flow
- $1,900/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This mobile home requires moderate repairs and maintenance, with potential for significant value increase through updates to interior walls, cabinets, and landscaping.
Repairs flagged
- Minor wooden cabinets — slight wear
- Minor wooden floors — slight wear
- Minor interior walls/paint — some discoloration
Value-add opportunities
- Both paint interior walls — enhances curb appeal and interior aesthetics
- Both replace wooden cabinets — modernizes kitchen and improves functionality
- Both landscaping — enhances curb appeal and adds value
Renovation cost estimate screening
| Repair item | Severity | Est. cost |
|---|---|---|
| wooden cabinets · slight wear | Minor | $500–3,000 |
| wooden floors · slight wear | Minor | $500–3,000 |
| interior walls/paint · some discoloration | Minor | $500–3,000 |
| Total estimated repair cost · 3 items | $1,500–9,000 |
Value-add ROI direction
- Both paint interior walls — enhances curb appeal and interior aesthetics ↑
- Both replace wooden cabinets — modernizes kitchen and improves functionality ↑
- Both landscaping — enhances curb appeal and adds value ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Uinta County School District #1
- NCES district ID
- 5602760
- Math proficiency
- 54% ▼ -1.00%
- Reading proficiency
- 57% ▲ 2.00%
- Median HH income
- $53,206
- Composite
- 47.65/100
- National rank
- #2247
- State rank
- #17 of 41 in WY
Livability — Evanston
- Score
- 61/100
- State rank
- #112
- US rank
- #17873
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Population (ZIP)
- 14,836
Population outlook (Uinta County) Hauer SSP2
- Today (2025)
- 19,871 people
- By 2030
- 19,106 · -3.8%
- By 2040
- 17,394 · -12.5%
- By 2050
- 15,715 · -20.9%
- By 2075
- 12,193 · -38.6%
- By 2100
- 9,429 · -52.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (86%)
- Race & ethnicity
- White 86% Hispanic / Latino 11% Two or more races 6%
- Hispanic origin (detail)
- Mexican 7%
- Common ancestry
- Slovak 8% Italian 4% Scottish 3%
- Foreign-born
- 2% · Canada
- Languages at home
- 95% English-only · Spanish 5%
Political lean MEDSL · Uinta
- 2024 margin
- Solid R (+63.7) · D 17.4% · R 81.1% · Other 1.6%
- 2008→2024 swing
- -22.6pp toward R · 2008: -41.1pp · 2024: -63.7pp
- All cycles
- 2024: R+63.7 2020: R+62.8 2016: R+61.5 2012: R+59.0 2008: R+41.1
Not yet ingested
- Civics
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Market trends
- HPI YoY
- ▲ 16.96%
- Current HPI
- 401.04
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- —
- F500 in state
- 0
Price history
-1.0% since first listed8 events — show timeline
- 2026-04-15 Pending — WMLS
- 2026-04-08 Listed $89,000 WMLS
- 2021-08-19 Sold (MLS) — WMLS
- 2021-06-22 Listed $65,000 WMLS
- 2021-04-19 Sold (MLS) — WMLS
- 2021-02-04 Listed $59,900 WMLS
- 2018-05-25 Sold (MLS) — WMLS
- 2018-01-12 Listed $89,900 WMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…