390 301 Blvd W Unit 5B · South Bradenton, FL 34205

$101,900

2 bd · 1.0 ba · 900 sqft · Condo public records · 248 Days on market

Built 1978 $543/mo HOA · 36% of rent

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +15.2/30.0
• 1% rule +9.8/10.0
• ARV discount +7.5/15.0
• DSCR +4.7/10.0
• Schools +4.4/10.0
• Livability +3.9/5.0
• Condition / age +2.5/5.0
• Rent growth +1.9/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Sale fell thru! Need to sell. Submit all offers! Seller will pay off full special assessment at closing! Very pretty villa tucked away on a back road at wonderful Desoto Square Villas. Very Quiet area. 2 bedrooms and a beautiful recently remodeled bathroom. AC is only about 2 years old as is the hot water heater, washer, dryer and refrigerator. Freshly painted flooring in the carport area. Patio in rear and sliding door from master bedroom. This building has a brand new roof and exterior paint and all paid for. A very quick walk just around the corner to the heated pool, clubhouse, exercise room, shuffleboard, tennis and pickleball courts. Desoto Square Villas is a gated community 24/7 and is located near shopping and restaurants. No hurricane damage. These buildings are solid concrete block construction. Full time management and beautiful landscaping! A quick drive to the beautiful beaches of Anna Maria Island!

Key facts

• Gated community
• Clubhouse
• Shuffleboard

Tags

• GATED COMMUNITY
• LARGE HEATED COMMUNITY POOL
• CLUBHOUSE
• TENNIS PICKLEBALL COURTS
• SHUFFLEBOARD
• NEW ROOF

Property features AI

Finance

• Other: Unfurnished; Condo land included
• Financial info: Total monthly fees $543; Total annual fees $6,516; Lease restrictions apply
• HOA & community: Monthly condo fee $543 (includes cable TV, internet, pool, sewer, trash, water, grounds and structure maintenance, pest control, recreational facilities, escrow reserves and fidelity bond); Association approval required; Association-managed amenities: clubhouse, fitness center, pool, tennis courts, association recreation (owned); Senior community

Exterior

• Parking: Has carport (1 space)
• Utilities: Public water; Public sewer; Public utilities
• Home design: Attached villa; Single-story (one level); Facing south; Completed condition
• Construction: Concrete construction; Shingle roof; Slab foundation; Built as residential villa
• Exterior features: Patio; Outdoor shower; Exterior lighting; Private mailbox; Storage; Tennis courts; Mature landscaping with oak trees

Interior

• Kitchen: Microwave; Range; Range hood; Refrigerator; Electric water heater
• Bedrooms: 2 bedrooms
• Flooring: Carpet; Linoleum
• Bathrooms: 1 full bathroom
• Heating & cooling: Central heating; Central air conditioning
• Interior features: Open floorplan; Walk-in closets; Window treatments
• Laundry & utility: Washer; Dryer; Laundry closet

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath condo listed at $102k.

Deal economics

• At list price, monthly cash flow is $35 ($424/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $102k).
• Recommended offer: $90k (12.0% below list) — sets the bar for market timing.
• Cap rate 6.7% vs local median 4.1% in South Bradenton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 77/100 on livability (#195 in FL, #3,092 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities C-, crime D+, commute F.
• Manatee (suburban): math 54% / reading 50% proficiency, ranked #26 of 73 in FL (top 36%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: Rents soft (-2.4%/yr); 319 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 7,472 units permitted in Manatee County in 2024 (1,782 in 5+ unit buildings).
• This rent runs 35% of the median local income ($53k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $705 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• Manatee County population projected at +43% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 248 days — a 12% lower offer ($90k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 2y ago; this cycle's ask has dropped $22k (18%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: HOA is 36% of rent.
• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→30/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $89,672 (12.0% below list)

Questions for the listing agent

1. It's been on market 248 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1978 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
7. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
8. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
9. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
10. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
11. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
12. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.48% ✓
• Cap rate: 6.71%
• Cash-on-cash: 1.49%
• DSCR: 1.07
• GRM: 5.6

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -19.2%
• Equity multiple: 0.36×
• Total profit: $-18,392
• Equity at exit: $15,194

10-year hold

• IRR: -28.4%
• Equity multiple: -0.02×
• Total profit: $-29,018
• Equity at exit: $8,810

Cash invested: $28,532 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34205

• Rents YoY: -2.4%
• Active inventory: 319
• Price-to-rent: 5.6×

Monthly cashflow live

• Estimated rent: $1,513 high
• Mortgage (P&I): −$534
• Tax from tax record: −$40 /mo · $477/yr
• Insurance: −$42
• HOA: −$543
• Vacancy / Maint / Mgmt: −$318
• Net cashflow: $35

Break-even live

Break-even rent $1,468

Max offer price $101,900

Occupancy floor 93%

Sensitivity live

Price	-10% $93	-5% $64	+0% $35	+5% $6	+10% $-22
Rent	-10% $-84	-5% $-24	+0% $35	+5% $95	+10% $155
Rate	-1.0pp $87	-0.5pp $61	base $35	+0.5pp $9	+1.0pp $-18

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $25,475
• Closing costs: $3,057
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
390 301 Blvd W Bradenton, FL	2.0	2.0	1125	$1,495	$1.33	24d	1	0.02mi
505 30th Ave W Unit E406 Bradenton, FL	2.0	2.0	1001	$1,450	$1.45	24d	1	0.09mi
515 30th Ave W Bradenton, FL	2.0	2.0	1001	$1,375	$1.37	16d	2	0.14mi
425 30th Ave W Unit C308 Bradenton, FL	2.0	2.0	924	$1,590	$1.72	24d	1	0.14mi
305 30th Ave W Bradenton, FL	1.0–2.0	1.5–2.0	987	$1,400	$1.42	24d	2	0.17mi
305 30th Ave W Unit A207 Bradenton, FL	2.0	2.0	1050	$1,400	$1.33	15d	1	0.17mi
907 34th Ave W Bradenton, FL	3.0	1.0	985	$1,599	$1.62	20d	1	0.29mi
907 34th Ave W Unit B Bradenton, FL	3.0	1.0	1000	$1,795	$1.79	24d	1	0.29mi
919 34th Ave W Bradenton, FL	3.0	1.0	950	$1,599	$1.68	12d	1	0.31mi
350 34th Avenue Dr E Bradenton, FL	1.0–3.0	1.0–2.0	893	$1,335	$1.49	2d	6	0.42mi
302 26th Ave W Bradenton, FL	2.0–3.0	2.0	1043	$1,575	$1.51	2d	23	0.49mi
1308 36th Ave W Bradenton, FL	1.0	1.0	715	$1,199	$1.68	24d	1	0.50mi
616 33rd Ave E Bradenton, FL	2.0	2.0	750	$1,600	$2.13	24d	1	0.60mi
2422 11th St W Bradenton, FL	2.0	1.0	900	$1,445	$1.61	24d	1	0.61mi
2244 9th St W Bradenton, FL	1.0–2.0	1.0–2.0	768	$1,323	$1.72	24d	4	0.62mi
805 22nd Ave W Bradenton, FL	1.0	1.0	790	$1,200	$1.52	24d	1	0.64mi
3506 14th St W Bradenton, FL	3.0	1.0–2.0	874	$1,725	$1.97	24d	5	0.64mi
2409 13th St W Apt 2 Bradenton, FL	2.0	1.0	770	$1,175	$1.53	24d	1	0.67mi
702 21st Ave W Unit C Bradenton, FL	2.0	1.0	1000	$1,350	$1.35	3d	1	0.71mi
702 21st Ave W Unit B Bradenton, FL	1.0	1.0	600	$1,150	$1.92	24d	1	0.71mi
2117 11th St W Bradenton, FL	1.0	1.0	850	$1,295	$1.52	24d	1	0.71mi
2019 5th St W Bradenton, FL	1.0–2.0	1.0–2.0	750	$1,575	$2.10	3d	22	0.74mi
718 26th Ave E Bradenton, FL	2.0	1.0	750	$1,600	$2.13	24d	1	0.74mi
712 26th Ave E Bradenton, FL	2.0	1.0	750	$1,600	$2.13	24d	1	0.76mi
2127 13th St W Unit B Bradenton, FL	1.0	1.0	700	$1,149	$1.64	24d	1	0.76mi
2017 12th St W Bradenton, FL	1.0	1.0	720	$1,300	$1.81	24d	1	0.79mi
4507 3rd Street Cir W #280 Bradenton, FL	1.0	1.0	660	$1,300	$1.97	16d	1	0.79mi
505 22nd Ter E Bradenton, FL	3.0	2.0	1039	$1,989	$1.91	3d	1	0.82mi
2315 17th Street Ln W Bradenton, FL	1.0	1.0	528	$1,200	$2.27	24d	1	0.89mi
203 46th Avenue Ter W Bradenton, FL	1.0	1.0	880	$1,099	$1.25	3d	1	0.89mi
4630 5th St W Ste 6 Bradenton, FL	2.0	1.0	1000	$1,600	$1.60	12d	1	0.90mi
202 46th Avenue Ter W #409 Bradenton, FL	2.0	2.0	1086	$1,995	$1.84	24d	1	0.91mi
304 47th Avenue Dr W #112 Bradenton, FL	1.0	1.0	725	$1,200	$1.66	24d	1	0.95mi
3808 11th St E Bradenton, FL	2.0	1.0	850	$1,600	$1.88	24d	1	0.97mi
655 Park Cir Bradenton, FL	1.0	1.5	816	$1,100	$1.35	24d	1	0.99mi
1418 18th Avenue Dr W Unit 1418 Bradenton, FL	3.0	2.0	1000	$1,900	$1.90	24d	1	1.00mi
1701 13th St W Apt A Bradenton, FL	2.0	1.0	850	$1,395	$1.64	3d	1	1.01mi
4444 17th St W Unit B Bradenton, FL	2.0	1.0	850	$2,200	$2.59	24d	1	1.02mi
1505 18th Avenue Dr W Bradenton, FL	3.0	1.0	886	$1,875	$2.12	16d	1	1.04mi
2205 20th St W Bradenton, FL	2.0	1.0	810	$1,850	$2.28	12d	1	1.04mi

HOA detail condo

• Monthly dues: $543 · $6,516/yr
• Likely covers: waterlandscapingpoolsecurity
• ⚠ Special-assessment mentions:

  Sale fell thru! Need to sell. Submit all offers! Seller will pay off full special assessment at closing! Very pretty villa tucked away on a back road at wonderful Desoto Square Villas. Very Quiet area. 2…

Listing history 49 events

1. 2026-06-18
   days on market $101,900 Active 248 DOM
2. 2026-06-17
   days on market $101,900 Active 247 DOM
3. 2026-06-16
   days on market $101,900 Active 246 DOM
4. 2026-06-15
   days on market $101,900 Active 245 DOM
5. 2026-06-13
   days on market $101,900 Active 243 DOM
6. 2026-06-13
   days on market $101,900 Active 242 DOM
7. 2026-06-10
   days on market $101,900 Active 240 DOM
8. 2026-06-09
   pricedays on market $101,900 Active 239 DOM
9. 2026-06-08
   days on market $105,900 Active 238 DOM
10. 2026-06-08
    days on market $105,900 Active 237 DOM
11. 2026-06-03
    days on market $105,900 Active 233 DOM
12. 2026-06-02
    pricedays on market $105,900 Active 232 DOM
13. 2026-06-01
    days on market $109,800 Active 231 DOM
14. 2026-05-31
    days on market $109,800 Active 230 DOM
15. 2026-05-15
    status Active
16. 2026-05-15
    price $109,900
17. 2026-04-19
    status Pending
18. 2026-04-13
    price $99,700
19. 2026-04-04
    price $99,800
20. 2026-03-25
    price $99,900
21. 2026-03-17
    price $100,000
22. 2026-03-16
    price $101,400
23. 2026-03-09
    price $101,500
24. 2026-03-02
    price $101,600
25. 2026-02-23
    price $101,700
26. 2026-02-12
    price $101,800
27. 2026-01-26
    price $101,900
28. 2026-01-09
    price $105,900
29. 2025-12-03
    price $109,900
30. 2025-11-05
    price $112,000
31. 2025-11-03
    price $117,000
32. 2025-10-31
    price $118,000
33. 2025-10-18
    price $119,000
34. 2025-09-17
    listed $124,000 Active
35. 2025-08-09
    historical
36. 2025-07-27
    price $124,900
37. 2025-07-09
    price $129,000
38. 2025-07-02
    price $139,900
39. 2025-04-19
    listed $149,900 Active
40. 2025-03-17
    soldstatus $90,000 Closed 925-char remark

    Show marketing remark (925 chars)

    Sale fell thru! Need to sell. Submit all offers! Seller will pay off full special assessment at closing! Very pretty villa tucked away on a back road at wonderful Desoto Square Villas. Very Quiet area. 2 bedrooms and a beautiful recently remodeled bathroom. AC is only about 2 years old as is the hot water heater, washer, dryer and refrigerator. Freshly painted flooring in the carport area. Patio in rear and sliding door from master bedroom. This building has a brand new roof and exterior paint and all paid for. A very quick walk just around the corner to the heated pool, clubhouse, exercise room, shuffleboard, tennis and pickleball courts. Desoto Square Villas is a gated community 24/7 and is located near shopping and restaurants. No hurricane damage. These buildings are solid concrete block construction. Full time management and beautiful landscaping! A quick drive to the beautiful beaches of Anna Maria Island!

41. 2025-03-17
    soldstatus $90,000

    Show marketing remark (925 chars)

    Sale fell thru! Need to sell. Submit all offers! Seller will pay off full special assessment at closing! Very pretty villa tucked away on a back road at wonderful Desoto Square Villas. Very Quiet area. 2 bedrooms and a beautiful recently remodeled bathroom. AC is only about 2 years old as is the hot water heater, washer, dryer and refrigerator. Freshly painted flooring in the carport area. Patio in rear and sliding door from master bedroom. This building has a brand new roof and exterior paint and all paid for. A very quick walk just around the corner to the heated pool, clubhouse, exercise room, shuffleboard, tennis and pickleball courts. Desoto Square Villas is a gated community 24/7 and is located near shopping and restaurants. No hurricane damage. These buildings are solid concrete block construction. Full time management and beautiful landscaping! A quick drive to the beautiful beaches of Anna Maria Island!

42. 2025-02-27
    status Pending 925-char remark

    Show marketing remark (925 chars)

    Sale fell thru! Need to sell. Submit all offers! Seller will pay off full special assessment at closing! Very pretty villa tucked away on a back road at wonderful Desoto Square Villas. Very Quiet area. 2 bedrooms and a beautiful recently remodeled bathroom. AC is only about 2 years old as is the hot water heater, washer, dryer and refrigerator. Freshly painted flooring in the carport area. Patio in rear and sliding door from master bedroom. This building has a brand new roof and exterior paint and all paid for. A very quick walk just around the corner to the heated pool, clubhouse, exercise room, shuffleboard, tennis and pickleball courts. Desoto Square Villas is a gated community 24/7 and is located near shopping and restaurants. No hurricane damage. These buildings are solid concrete block construction. Full time management and beautiful landscaping! A quick drive to the beautiful beaches of Anna Maria Island!

43. 2025-02-24
    status Active 925-char remark

    Show marketing remark (925 chars)

    Sale fell thru! Need to sell. Submit all offers! Seller will pay off full special assessment at closing! Very pretty villa tucked away on a back road at wonderful Desoto Square Villas. Very Quiet area. 2 bedrooms and a beautiful recently remodeled bathroom. AC is only about 2 years old as is the hot water heater, washer, dryer and refrigerator. Freshly painted flooring in the carport area. Patio in rear and sliding door from master bedroom. This building has a brand new roof and exterior paint and all paid for. A very quick walk just around the corner to the heated pool, clubhouse, exercise room, shuffleboard, tennis and pickleball courts. Desoto Square Villas is a gated community 24/7 and is located near shopping and restaurants. No hurricane damage. These buildings are solid concrete block construction. Full time management and beautiful landscaping! A quick drive to the beautiful beaches of Anna Maria Island!

44. 2025-01-26
    status Pending 925-char remark

    Show marketing remark (925 chars)

    Sale fell thru! Need to sell. Submit all offers! Seller will pay off full special assessment at closing! Very pretty villa tucked away on a back road at wonderful Desoto Square Villas. Very Quiet area. 2 bedrooms and a beautiful recently remodeled bathroom. AC is only about 2 years old as is the hot water heater, washer, dryer and refrigerator. Freshly painted flooring in the carport area. Patio in rear and sliding door from master bedroom. This building has a brand new roof and exterior paint and all paid for. A very quick walk just around the corner to the heated pool, clubhouse, exercise room, shuffleboard, tennis and pickleball courts. Desoto Square Villas is a gated community 24/7 and is located near shopping and restaurants. No hurricane damage. These buildings are solid concrete block construction. Full time management and beautiful landscaping! A quick drive to the beautiful beaches of Anna Maria Island!

45. 2024-12-10
    price $124,900 925-char remark

    Show marketing remark (925 chars)

    Sale fell thru! Need to sell. Submit all offers! Seller will pay off full special assessment at closing! Very pretty villa tucked away on a back road at wonderful Desoto Square Villas. Very Quiet area. 2 bedrooms and a beautiful recently remodeled bathroom. AC is only about 2 years old as is the hot water heater, washer, dryer and refrigerator. Freshly painted flooring in the carport area. Patio in rear and sliding door from master bedroom. This building has a brand new roof and exterior paint and all paid for. A very quick walk just around the corner to the heated pool, clubhouse, exercise room, shuffleboard, tennis and pickleball courts. Desoto Square Villas is a gated community 24/7 and is located near shopping and restaurants. No hurricane damage. These buildings are solid concrete block construction. Full time management and beautiful landscaping! A quick drive to the beautiful beaches of Anna Maria Island!

46. 2024-10-22
    price $138,500 925-char remark

    Show marketing remark (925 chars)

    Sale fell thru! Need to sell. Submit all offers! Seller will pay off full special assessment at closing! Very pretty villa tucked away on a back road at wonderful Desoto Square Villas. Very Quiet area. 2 bedrooms and a beautiful recently remodeled bathroom. AC is only about 2 years old as is the hot water heater, washer, dryer and refrigerator. Freshly painted flooring in the carport area. Patio in rear and sliding door from master bedroom. This building has a brand new roof and exterior paint and all paid for. A very quick walk just around the corner to the heated pool, clubhouse, exercise room, shuffleboard, tennis and pickleball courts. Desoto Square Villas is a gated community 24/7 and is located near shopping and restaurants. No hurricane damage. These buildings are solid concrete block construction. Full time management and beautiful landscaping! A quick drive to the beautiful beaches of Anna Maria Island!

47. 2024-07-02
    listed $147,000 Active 925-char remark

    Show marketing remark (925 chars)

    Sale fell thru! Need to sell. Submit all offers! Seller will pay off full special assessment at closing! Very pretty villa tucked away on a back road at wonderful Desoto Square Villas. Very Quiet area. 2 bedrooms and a beautiful recently remodeled bathroom. AC is only about 2 years old as is the hot water heater, washer, dryer and refrigerator. Freshly painted flooring in the carport area. Patio in rear and sliding door from master bedroom. This building has a brand new roof and exterior paint and all paid for. A very quick walk just around the corner to the heated pool, clubhouse, exercise room, shuffleboard, tennis and pickleball courts. Desoto Square Villas is a gated community 24/7 and is located near shopping and restaurants. No hurricane damage. These buildings are solid concrete block construction. Full time management and beautiful landscaping! A quick drive to the beautiful beaches of Anna Maria Island!

48. 2000-06-06
    soldstatus $42,000
49. 1986-03-01
    soldstatus $30,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $477 · $40/mo
• Projected year-2 tax: $846 · $70/mo
• Expected delta: +$369/yr (+$31/mo · 77.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 30 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $18,150
• − Mortgage interest: −$5,708
• − Property taxes: −$477
• − Insurance: −$510
• − Repairs & maintenance: −$1,452
• − Management: −$1,452
• − HOA: −$6,516
• − Depreciation: −$2,964
• Taxable loss: −$928
• Est. tax savings @ 24.0%: +$223
• After-tax cash flow: $647/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Manatee
• NCES district ID: 1201230
• Math proficiency: 54% ▼ -6.00%
• Reading proficiency: 50% ▼ -2.00%
• Median HH income: $49,607
• Composite: 44.43/100
• National rank: #2806
• State rank: #26 of 73 in FL

Livability — South Bradenton

• Score: 77/100
• State rank: #195
• US rank: #3092

Category grades

Amenities C- Commute F Cost of living A+ Crime D+ Employment F Housing A+ Health & safety A+ User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: South Bradenton, FL
• County: Manatee County · 416,364 people
• Metro: North Port-Sarasota-Bradenton, FL
• Population (ZIP): 31,946
• Household income: $52,525
• Rent vs Own: 40.3% rent · 59.7% own
• Severe rent burden: 1736.0

Population outlook (Manatee County) Hauer SSP2

• Today (2025): 447,342 people
• By 2030: 488,911 · +9.3%
• By 2040: 567,934 · +27.0%
• By 2050: 637,995 · +42.6%
• By 2075: 781,970 · +74.8%
• By 2100: 848,272 · +89.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (65%)
• Race & ethnicity: White 65% Hispanic / Latino 18% Black 10% Two or more races 9% Asian 2% Native American 1%
• Hispanic origin (detail): Mexican 7% Puerto Rican 4% Cuban 1%
• Common ancestry: Hispanic 2% Romanian 2% Lithuanian 2%
• Foreign-born: 15% · Canada, Vietnam
• Languages at home: 78% English-only · Spanish 14% French/Haitian/Cajun 2% German/W. Germanic 1%

Political lean MEDSL · Manatee

• 2024 margin: Strong R (+23.5) · D 37.9% · R 61.4%
• 2008→2024 swing: -16.5pp toward R · 2008: -7.0pp · 2024: -23.5pp
• All cycles: 2024: R+23.5 2020: R+16.1 2016: R+17.1 2012: R+12.5 2008: R+7.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -310.18%
• Current HPI: 369.8239
• Rent YoY: ▼ -2.43%
• Metro: North Port-Sarasota-Bradenton, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+266.3% since first listed

35 events — show timeline

• 2026-05-15 Relisted — Stellar MLS as Distributed by MLS Grid
• 2026-05-15 Price Changed $109,900 Stellar MLS as Distributed by MLS Grid
• 2026-04-19 Pending — Stellar MLS as Distributed by MLS Grid
• 2026-04-13 Price Changed $99,700 Stellar MLS as Distributed by MLS Grid
• 2026-04-04 Price Changed $99,800 Stellar MLS as Distributed by MLS Grid
• 2026-03-25 Price Changed $99,900 Stellar MLS as Distributed by MLS Grid
• 2026-03-17 Price Changed $100,000 Stellar MLS as Distributed by MLS Grid
• 2026-03-16 Price Changed $101,400 Stellar MLS as Distributed by MLS Grid
• 2026-03-09 Price Changed $101,500 Stellar MLS as Distributed by MLS Grid
• 2026-03-02 Price Changed $101,600 Stellar MLS as Distributed by MLS Grid
• 2026-02-23 Price Changed $101,700 Stellar MLS as Distributed by MLS Grid
• 2026-02-12 Price Changed $101,800 Stellar MLS as Distributed by MLS Grid
• 2026-01-26 Price Changed $101,900 Stellar MLS as Distributed by MLS Grid
• 2026-01-09 Price Changed $105,900 Stellar MLS as Distributed by MLS Grid
• 2025-12-03 Price Changed $109,900 Stellar MLS as Distributed by MLS Grid
• 2025-11-05 Price Changed $112,000 Stellar MLS as Distributed by MLS Grid
• 2025-11-03 Price Changed $117,000 Stellar MLS as Distributed by MLS Grid
• 2025-10-31 Price Changed $118,000 Stellar MLS as Distributed by MLS Grid
• 2025-10-18 Price Changed $119,000 Stellar MLS as Distributed by MLS Grid
• 2025-09-17 Listed $124,000 Stellar MLS as Distributed by MLS Grid
• 2025-08-09 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2025-07-27 Price Changed $124,900 Stellar MLS as Distributed by MLS Grid
• 2025-07-09 Price Changed $129,000 Stellar MLS as Distributed by MLS Grid
• 2025-07-02 Price Changed $139,900 Stellar MLS as Distributed by MLS Grid
• 2025-04-19 Listed $149,900 Stellar MLS as Distributed by MLS Grid
• 2025-03-17 Sold (Public Records) $90,000 Public Records
• 2025-03-17 Sold (MLS) $90,000 Stellar MLS as Distributed by MLS Grid
• 2025-02-27 Pending — Stellar MLS as Distributed by MLS Grid
• 2025-02-24 Relisted — Stellar MLS as Distributed by MLS Grid
• 2025-01-26 Pending — Stellar MLS as Distributed by MLS Grid
• 2024-12-10 Price Changed $124,900 Stellar MLS as Distributed by MLS Grid
• 2024-10-22 Price Changed $138,500 Stellar MLS as Distributed by MLS Grid
• 2024-07-02 Listed $147,000 Stellar MLS as Distributed by MLS Grid
• 2000-06-06 Sold (Public Records) $42,000 Public Records
• 1986-03-01 Sold (Public Records) $30,000 Public Records

Property tax history

+3.0%/yr

Latest (2025): $477 · +8.5% YoY. Source: county tax records.