554 Spruce St · Daytona Beach, FL 32114

$250,000

3 bd · 2.0 ba · 1,392 sqft · Other public records · 98 Days on market

Built 1962 8,352 sqft lot

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +14.0/30.0
• ARV discount +7.5/15.0
• DSCR +4.2/10.0
• Livability +4.2/5.0
• Schools +3.9/10.0
• Rent growth +3.4/5.0
• 1% rule +3.1/10.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Calling all investors and landlords! Don't miss this duplex. This great multi-family building features 2 spacious units, each offering 2 bedroom and 1 full bathroom. Looking to add a property to your portfolio, look no further. This could be an awesome opportunity to live in one side and rent out the other to offset your costs. Inside each unit boasts a kitchen, living room, a full bathroom, and easy care tile flooring. The kitchen features plenty of cabinets for storage and stainless steel appliances. The bathroom features a shower/tub combo. Buyers here enjoy NO HOA fees and a fantastic central location near local colleges, shopping, beautiful parks, and the a short drive to the beach! Don't delay. Schedule your showing today!

Key facts

• Shower tub combo
• Plenty of cabinets
• Tile flooring

Tags

• MULTI-FAMILY BUILDING
• SPACIOUS UNITS
• TILE FLOORING
• PLENTY OF CABINETS
• STAINLESS STEEL APPLIANCES
• SHOWER TUB COMBO

Property features AI

Finance

• Other: Lot size about 0.19 acres (0 to less than 1/4 acre); Universal property ID: US-12127-N-533892020051-R-N; Calculated list price per sq ft available
• Financial info: Annual net income reported as 0.00; Property listed as residential income (duplex) with 2 units (each 2-bed/1-bath)
• HOA & community: No HOA/association

Exterior

• Utilities: Public water; Public sewer; Electricity connected
• Home design: Duplex residential income property; Single building (1); Zoned R2; Development: Wright
• Construction: Block construction; Shingle roof; Slab foundation; Built area approximately 1,572 total; living area approximately 1,392
• Exterior features: Asphalt road access; Lot dimensions approximately 96 x 87

Interior

• Bedrooms: Four bedrooms total
• Bathrooms: Two units with 1 bathroom each (total 2 bathrooms)
• Heating & cooling: No heating listed; No cooling listed
• Interior features: Private mailbox
• Laundry & utility: No laundry facilities listed

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath other listed at $250k.

Deal economics

• At list price, monthly cash flow is $-95 ($-1k/yr) — negative.
• To cash-flow at today's rent, offer at most $233k (6.7% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $202k (19.2% below list).
• Recommended offer: $202k (19.2% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 83/100 on livability (#46 in FL, #867 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: schools D+, employment D-.
• Volusia (suburban): math 44% / reading 49% proficiency, ranked #47 of 73 in FL (top 64%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents rising (+3.6%/yr); 310 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 3,402 units permitted in Volusia County in 2024 (681 in 5+ unit buildings).
• At $2,019/mo this rent would consume 58% of the median local household income ($42k/yr) (locally 2772% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
• Volusia County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 98 days — a 9% lower offer ($228k) is reasonable based on typical stale-listing flexibility.
• 9 sale attempts since 19y ago; this cycle's ask has dropped $30k (11%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $18k; list at $250k implies a 1251% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: flood insurance adds $125/mo.
• Climate carrying-cost: in FEMA flood zone A (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $201,888 (19.2% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 98 days. Have you received any prior offers? Is the seller open to a 19% concession, seller financing, or rate buy-down credit?
3. Built in 1962 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
7. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
11. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.81% ✗
• Cap rate: 6.44%
• Cash-on-cash: 0.51%
• DSCR: 1.02
• GRM: 10.3

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.57% rent growth · sell at horizon

5-year hold

• IRR: -18.4%
• Equity multiple: 0.35×
• Total profit: $-45,405
• Equity at exit: $37,276

10-year hold

• IRR: -9.6%
• Equity multiple: 0.39×
• Total profit: $-42,486
• Equity at exit: $21,615

Cash invested: $70,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32114

• Home prices YoY: -21.8%
• Rents YoY: 3.6%
• Active inventory: 310
• Price-to-rent: 10.3×

Monthly cashflow live

• Estimated rent: $2,019 high
• Mortgage (P&I): −$1,311
• Tax from tax record: −$150 /mo · $1,797/yr
• Insurance: −$104
• Flood insurance flood zone: −$125 /mo · $1,502/yr
• HOA: −$0
• Vacancy / Maint / Mgmt: −$424
• Net cashflow: $-95

Break-even live

Break-even rent $2,139

Max offer price $233,174

Occupancy floor 100%

Sensitivity live

Price	-10% $46	-5% $-24	+0% $-95	+5% $-166	+10% $-237
Rent	-10% $-255	-5% $-175	+0% $-95	+5% $-16	+10% $64
Rate	-1.0pp $31	-0.5pp $-32	base $-95	+0.5pp $-160	+1.0pp $-226

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $62,500
• Closing costs: $7,500
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
326 Hobart Ave Daytona Beach, FL	3.0	1.0	979	$2,150	$2.20	24d	1	0.32mi
422 N Lincoln St Daytona Beach, FL	3.0	2.0	1354	$2,150	$1.59	24d	1	0.35mi
209 Taylor Ave Unit 2 Daytona Beach, FL	3.0	1.0	970	$2,490	$2.57	24d	1	0.37mi
601 Vera St Unit 601 Daytona Beach, FL	2.0	1.0	1113	$1,700	$1.53	24d	1	0.40mi
512 Fulton St Daytona Beach, FL	2.0	1.0	963	$1,600	$1.66	24d	1	0.52mi
550 Ruth St Daytona Beach, FL	3.0	2.0	1114	$1,995	$1.79	11d	1	0.54mi
138 Kingston Ave Daytona Beach, FL	3.0	2.0	996	$1,900	$1.91	24d	1	0.56mi
464 Brentwood Dr Daytona Beach, FL	1.0–2.0	1.0	850	$1,365	$1.61	11d	8	0.58mi
595 Brentwood Dr Daytona Beach, FL	3.0	2.0	1869	$2,100	$1.12	15d	1	0.60mi
218 Center St Daytona Beach, FL	3.0	2.0	1234	$2,190	$1.77	21d	1	0.67mi
249 College Park Dr Daytona Beach, FL	2.0	1.0	1000	$1,425	$1.43	21d	1	0.70mi
244 Lexington Dr Daytona Beach, FL	3.0	1.0	1099	$2,550	$2.32	15d	1	0.75mi
331 Clifton Ave Daytona Beach, FL	3.0	2.0	1355	$2,050	$1.51	24d	1	0.83mi
100 Navigator DR Daytona Beach, FL	1.0–3.0	1.0–2.0	1029	$1,808	$1.76	11d	25	0.87mi
241 Riverside Dr #208 Daytona Beach, FL	2.0	2.0	1689	$2,800	$1.66	24d	1	0.88mi
241 Riverside Dr #1006 Daytona Beach, FL	2.0	2.0	1660	$2,600	$1.57	24d	1	0.88mi
241 Riverside Dr #808 Daytona Beach, FL	2.0	2.0	1537	$2,650	$1.72	24d	1	0.88mi
241 Riverside Dr #904 Daytona Beach, FL	2.0	2.0	1557	$2,700	$1.73	24d	1	0.88mi
241 Riverside Dr #2204 Daytona Beach, FL	2.0	2.0	1689	$3,000	$1.78	24d	1	0.88mi
231 Riverside Dr #1208 Holly Hill, FL	2.0	2.0	1660	$2,200	$1.33	24d	1	0.91mi
231 Riverside Dr Unit 5th Fl Holly Hill, FL	2.0	2.0	1539	$2,800	$1.82	11d	1	0.91mi
231 Riverside Dr Unit 503 Holly Hill, FL	2.0	2.0	1721	$2,800	$1.63	24d	1	0.91mi
430 Dorothy Ave Daytona Beach, FL	3.0	1.0	1103	$1,700	$1.54	15d	1	0.95mi
520 Zinfandel Dr Unit 1 Daytona Beach, FL	3.0	2.5	1463	$2,500	$1.71	24d	1	1.05mi
519 Colfax Dr Daytona Beach, FL	3.0	1.5	1288	$1,700	$1.32	24d	1	1.18mi
204 S Keech St Daytona Beach, FL	3.0	2.0	1641	$2,250	$1.37	24d	1	1.22mi
342 S Segrave St Daytona Beach, FL	2.0	1.0	900	$1,125	$1.25	24d	1	1.25mi
131 Cottage Ln Unit 1 Daytona Beach, FL	2.0	1.0	1829	$1,600	$0.87	24d	1	1.26mi
145 S Halifax Ave Unit 2 Daytona Beach, FL	2.0	1.0	1000	$2,400	$2.40	24d	1	1.28mi
736 White St Daytona Beach, FL	3.0	2.0	1092	$1,799	$1.65	24d	1	1.28mi
625 N Halifax Ave Daytona Beach, FL	2.0	1.5–2.0	1153	$1,488	$1.29	19d	2	1.32mi
213 Live Oak Ave Unit A Daytona Beach, FL	2.0	1.0	900	$1,255	$1.39	24d	1	1.33mi
213 Live Oak Ave Unit B Daytona Beach, FL	2.0	1.0	900	$1,285	$1.43	24d	1	1.33mi
19 S Hollywood Ave Unit 4 Daytona Beach, FL	3.0	1.0	1000	$1,800	$1.80	24d	1	1.35mi
309 Oakridge Blvd #6 Daytona Beach, FL	2.0	1.0	904	$1,500	$1.66	24d	1	1.35mi
215 N Oleander Ave Daytona Beach, FL	3.0	1.0	1026	$1,550	$1.51	21d	1	1.36mi
215 N Oleander Ave Daytona Beach, FL	3.0	1.0	1026	$1,550	$1.51	24d	1	1.36mi
1216 Kennedy Rd Unit 4 Daytona Beach, FL	2.0	1.0	900	$975	$1.08	15d	1	1.38mi
1216 Kennedy Rd Unit 10 Daytona Beach, FL	2.0	1.0	900	$975	$1.08	24d	1	1.38mi
515 Butler Blvd Unit B Daytona Beach, FL	2.0	2.5	1064	$2,000	$1.88	24d	1	1.41mi

Listing history 24 events

1. 2026-06-03
   statusdays on market $250,000 Pending 98 DOM
2. 2026-06-01
   days on market $250,000 Active 97 DOM
3. 2026-05-31
   days on market $250,000 Active 96 DOM
4. 2026-05-31
   days on market $250,000 Active 95 DOM
5. 2026-05-19
   status Active 738-char remark

   Show marketing remark (738 chars)

   Calling all investors and landlords! Don't miss this duplex. This great multi-family building features 2 spacious units, each offering 2 bedroom and 1 full bathroom. Looking to add a property to your portfolio, look no further. This could be an awesome opportunity to live in one side and rent out the other to offset your costs. Inside each unit boasts a kitchen, living room, a full bathroom, and easy care tile flooring. The kitchen features plenty of cabinets for storage and stainless steel appliances. The bathroom features a shower/tub combo. Buyers here enjoy NO HOA fees and a fantastic central location near local colleges, shopping, beautiful parks, and the a short drive to the beach! Don't delay. Schedule your showing today!

6. 2026-05-19
   status Active

   Show marketing remark (738 chars)

   Calling all investors and landlords! Don't miss this duplex. This great multi-family building features 2 spacious units, each offering 2 bedroom and 1 full bathroom. Looking to add a property to your portfolio, look no further. This could be an awesome opportunity to live in one side and rent out the other to offset your costs. Inside each unit boasts a kitchen, living room, a full bathroom, and easy care tile flooring. The kitchen features plenty of cabinets for storage and stainless steel appliances. The bathroom features a shower/tub combo. Buyers here enjoy NO HOA fees and a fantastic central location near local colleges, shopping, beautiful parks, and the a short drive to the beach! Don't delay. Schedule your showing today!

7. 2026-05-13
   status Pending 738-char remark

   Show marketing remark (738 chars)

   Calling all investors and landlords! Don't miss this duplex. This great multi-family building features 2 spacious units, each offering 2 bedroom and 1 full bathroom. Looking to add a property to your portfolio, look no further. This could be an awesome opportunity to live in one side and rent out the other to offset your costs. Inside each unit boasts a kitchen, living room, a full bathroom, and easy care tile flooring. The kitchen features plenty of cabinets for storage and stainless steel appliances. The bathroom features a shower/tub combo. Buyers here enjoy NO HOA fees and a fantastic central location near local colleges, shopping, beautiful parks, and the a short drive to the beach! Don't delay. Schedule your showing today!

8. 2026-05-13
   status Pending

   Show marketing remark (738 chars)

   Calling all investors and landlords! Don't miss this duplex. This great multi-family building features 2 spacious units, each offering 2 bedroom and 1 full bathroom. Looking to add a property to your portfolio, look no further. This could be an awesome opportunity to live in one side and rent out the other to offset your costs. Inside each unit boasts a kitchen, living room, a full bathroom, and easy care tile flooring. The kitchen features plenty of cabinets for storage and stainless steel appliances. The bathroom features a shower/tub combo. Buyers here enjoy NO HOA fees and a fantastic central location near local colleges, shopping, beautiful parks, and the a short drive to the beach! Don't delay. Schedule your showing today!

9. 2026-03-13
   price $250,000 738-char remark

   Show marketing remark (738 chars)

   Calling all investors and landlords! Don't miss this duplex. This great multi-family building features 2 spacious units, each offering 2 bedroom and 1 full bathroom. Looking to add a property to your portfolio, look no further. This could be an awesome opportunity to live in one side and rent out the other to offset your costs. Inside each unit boasts a kitchen, living room, a full bathroom, and easy care tile flooring. The kitchen features plenty of cabinets for storage and stainless steel appliances. The bathroom features a shower/tub combo. Buyers here enjoy NO HOA fees and a fantastic central location near local colleges, shopping, beautiful parks, and the a short drive to the beach! Don't delay. Schedule your showing today!

10. 2026-03-13
    price $250,000

    Show marketing remark (738 chars)

    Calling all investors and landlords! Don't miss this duplex. This great multi-family building features 2 spacious units, each offering 2 bedroom and 1 full bathroom. Looking to add a property to your portfolio, look no further. This could be an awesome opportunity to live in one side and rent out the other to offset your costs. Inside each unit boasts a kitchen, living room, a full bathroom, and easy care tile flooring. The kitchen features plenty of cabinets for storage and stainless steel appliances. The bathroom features a shower/tub combo. Buyers here enjoy NO HOA fees and a fantastic central location near local colleges, shopping, beautiful parks, and the a short drive to the beach! Don't delay. Schedule your showing today!

11. 2026-03-12
    status Active 738-char remark

    Show marketing remark (738 chars)

    Calling all investors and landlords! Don't miss this duplex. This great multi-family building features 2 spacious units, each offering 2 bedroom and 1 full bathroom. Looking to add a property to your portfolio, look no further. This could be an awesome opportunity to live in one side and rent out the other to offset your costs. Inside each unit boasts a kitchen, living room, a full bathroom, and easy care tile flooring. The kitchen features plenty of cabinets for storage and stainless steel appliances. The bathroom features a shower/tub combo. Buyers here enjoy NO HOA fees and a fantastic central location near local colleges, shopping, beautiful parks, and the a short drive to the beach! Don't delay. Schedule your showing today!

12. 2026-03-12
    status Active

    Show marketing remark (738 chars)

    Calling all investors and landlords! Don't miss this duplex. This great multi-family building features 2 spacious units, each offering 2 bedroom and 1 full bathroom. Looking to add a property to your portfolio, look no further. This could be an awesome opportunity to live in one side and rent out the other to offset your costs. Inside each unit boasts a kitchen, living room, a full bathroom, and easy care tile flooring. The kitchen features plenty of cabinets for storage and stainless steel appliances. The bathroom features a shower/tub combo. Buyers here enjoy NO HOA fees and a fantastic central location near local colleges, shopping, beautiful parks, and the a short drive to the beach! Don't delay. Schedule your showing today!

13. 2026-03-05
    status Pending 738-char remark

    Show marketing remark (738 chars)

    Calling all investors and landlords! Don't miss this duplex. This great multi-family building features 2 spacious units, each offering 2 bedroom and 1 full bathroom. Looking to add a property to your portfolio, look no further. This could be an awesome opportunity to live in one side and rent out the other to offset your costs. Inside each unit boasts a kitchen, living room, a full bathroom, and easy care tile flooring. The kitchen features plenty of cabinets for storage and stainless steel appliances. The bathroom features a shower/tub combo. Buyers here enjoy NO HOA fees and a fantastic central location near local colleges, shopping, beautiful parks, and the a short drive to the beach! Don't delay. Schedule your showing today!

14. 2026-03-05
    status Pending

    Show marketing remark (738 chars)

    Calling all investors and landlords! Don't miss this duplex. This great multi-family building features 2 spacious units, each offering 2 bedroom and 1 full bathroom. Looking to add a property to your portfolio, look no further. This could be an awesome opportunity to live in one side and rent out the other to offset your costs. Inside each unit boasts a kitchen, living room, a full bathroom, and easy care tile flooring. The kitchen features plenty of cabinets for storage and stainless steel appliances. The bathroom features a shower/tub combo. Buyers here enjoy NO HOA fees and a fantastic central location near local colleges, shopping, beautiful parks, and the a short drive to the beach! Don't delay. Schedule your showing today!

15. 2026-02-11
    listed $280,000 Active 738-char remark

    Show marketing remark (738 chars)

    Calling all investors and landlords! Don't miss this duplex. This great multi-family building features 2 spacious units, each offering 2 bedroom and 1 full bathroom. Looking to add a property to your portfolio, look no further. This could be an awesome opportunity to live in one side and rent out the other to offset your costs. Inside each unit boasts a kitchen, living room, a full bathroom, and easy care tile flooring. The kitchen features plenty of cabinets for storage and stainless steel appliances. The bathroom features a shower/tub combo. Buyers here enjoy NO HOA fees and a fantastic central location near local colleges, shopping, beautiful parks, and the a short drive to the beach! Don't delay. Schedule your showing today!

16. 2026-02-11
    listed $280,000 Active

    Show marketing remark (738 chars)

    Calling all investors and landlords! Don't miss this duplex. This great multi-family building features 2 spacious units, each offering 2 bedroom and 1 full bathroom. Looking to add a property to your portfolio, look no further. This could be an awesome opportunity to live in one side and rent out the other to offset your costs. Inside each unit boasts a kitchen, living room, a full bathroom, and easy care tile flooring. The kitchen features plenty of cabinets for storage and stainless steel appliances. The bathroom features a shower/tub combo. Buyers here enjoy NO HOA fees and a fantastic central location near local colleges, shopping, beautiful parks, and the a short drive to the beach! Don't delay. Schedule your showing today!

17. 2012-09-10
    soldstatus $18,500
18. 2010-04-21
    soldstatus $10,500 274-char remark

    Show marketing remark (274 chars)

    AFFORDABLE INVESTOR PROPERTY REQUIRING MAJOR RENOVATIONS. SOLD FOR LAND VALUE ONLY! MEASUREMENTS ARE BELIEVED TO BE ACCURATE BUT NOT WARRANTED. PROOF OF FUNDS OR PRE-APPROVAL LETTER FROM DIRECT LENDER IS REQUIRED AT TIME OF OFFER SUBMISSION. BUYER TO PAY DOC STAMPS ON DEED.

19. 2010-02-08
    listed $10,900 274-char remark

    Show marketing remark (274 chars)

    AFFORDABLE INVESTOR PROPERTY REQUIRING MAJOR RENOVATIONS. SOLD FOR LAND VALUE ONLY! MEASUREMENTS ARE BELIEVED TO BE ACCURATE BUT NOT WARRANTED. PROOF OF FUNDS OR PRE-APPROVAL LETTER FROM DIRECT LENDER IS REQUIRED AT TIME OF OFFER SUBMISSION. BUYER TO PAY DOC STAMPS ON DEED.

20. 2008-05-01
    listed $115,000
21. 2008-03-19
    historical
22. 2007-09-21
    listed $138,900
23. 2007-03-30
    soldstatus $85,797
24. 1981-01-01
    soldstatus $60,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,797 · $150/mo
• Projected year-2 tax: $2,075 · $173/mo
• Expected delta: +$278/yr (+$23/mo · 15.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 7/10 Severe FEMA zone A · 74% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 9/10 Extreme 7 d/yr ≥104°F today · 18 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $24,227
• − Mortgage interest: −$14,004
• − Property taxes: −$1,797
• − Insurance: −$2,752
• − Repairs & maintenance: −$1,938
• − Management: −$1,938
• − Depreciation: −$7,273
• Taxable loss: −$5,476
• Est. tax savings @ 24.0%: +$1,314
• After-tax cash flow: $171/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Volusia
• NCES district ID: 1201920
• Math proficiency: 44% ▼ -9.00%
• Reading proficiency: 49% ▼ -3.00%
• Median HH income: $42,946
• Composite: 39.2/100
• National rank: #4019
• State rank: #47 of 73 in FL

Livability — Daytona Beach

• Score: 83/100
• State rank: #46
• US rank: #867

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime C Employment D- Housing A+ Health & safety A+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Daytona Beach, FL
• County: Volusia County · 556,871 people
• City population: 67,539
• Metro: Deltona-Daytona Beach-Ormond Beach, FL
• Population (ZIP): 37,747
• Household income: $41,736
• Rent vs Own: 68.5% rent · 31.5% own
• Severe rent burden: 2772.0

Population outlook (Volusia County) Hauer SSP2

• Today (2025): 572,749 people
• By 2030: 598,695 · +4.5%
• By 2040: 644,880 · +12.6%
• By 2050: 681,451 · +19.0%
• By 2075: 759,957 · +32.7%
• By 2100: 778,902 · +36.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.65)
• Race & ethnicity: Black 45% White 36% Hispanic / Latino 11% Two or more races 7% Asian 2%
• Hispanic origin (detail): Mexican 2% Puerto Rican 4%
• Common ancestry: Romanian 1% Slovak 1% Lithuanian 1%
• Foreign-born: 7% · Canada, South Korea
• Languages at home: 90% English-only · Spanish 7% Arabic 1%

Political lean MEDSL · Volusia

• 2024 margin: Strong R (+21.8) · D 38.7% · R 60.5%
• 2008→2024 swing: -27.4pp toward R · 2008: 5.7pp · 2024: -21.8pp
• All cycles: 2024: R+21.8 2020: R+14.1 2016: R+13.1 2012: R+1.2 2008: D+5.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -75.93%
• Current HPI: 272.5149
• Rent YoY: ▲ 3.57%
• Metro: Deltona-Daytona Beach-Ormond Beach, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+316.7% since first listed

20 events — show timeline

• 2026-05-19 Relisted — Daytona MLS
• 2026-05-19 Relisted — Stellar MLS as Distributed by MLS Grid
• 2026-05-13 Pending — Daytona MLS
• 2026-05-13 Pending — Stellar MLS as Distributed by MLS Grid
• 2026-03-13 Price Changed $250,000 Daytona MLS
• 2026-03-13 Price Changed $250,000 Stellar MLS as Distributed by MLS Grid
• 2026-03-12 Relisted — Daytona MLS
• 2026-03-12 Relisted — Stellar MLS as Distributed by MLS Grid
• 2026-03-05 Pending — Daytona MLS
• 2026-03-05 Pending — Stellar MLS as Distributed by MLS Grid
• 2026-02-11 Listed $280,000 Daytona MLS
• 2026-02-11 Listed $280,000 Stellar MLS as Distributed by MLS Grid
• 2012-09-10 Sold (Public Records) $18,500 Public Records
• 2010-04-21 Sold (MLS) $10,500 Daytona MLS
• 2010-02-08 Listed $10,900 Daytona MLS
• 2008-05-01 Listed $115,000 Daytona MLS
• 2008-03-19 Listing Removed — Daytona MLS
• 2007-09-21 Listed $138,900 Daytona MLS
• 2007-03-30 Sold (Public Records) $85,797 Public Records
• 1981-01-01 Sold (Public Records) $60,000 Public Records

Property tax history

+9.5%/yr

Latest (2025): $1,797 · +3.6% YoY. Source: county tax records.