4911 E Bevers St · Sierra Vista Southeast, AZ
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 7/10 · Major
- Est. fire insurance / yr
- $610 – $1,132
Heat risk 5/10 · Moderate
- Hot days now (above 97°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +29.3/30.0
- ARV discount +15.0/15.0
- DSCR +10.0/10.0
- 1% rule +7.2/10.0
- Schools +3.4/10.0
- Livability +3.2/5.0
- Rent growth +2.5/5.0
- Condition / age +2.2/5.0
- Appreciation +0.0/10.0
$145,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Adorable house located close to town on 0.219 acres with great mountain views, and on a paved road. This 2-bedroom 1-bath could become your new home. It has electricity and access to city water. It needs some TLC but is full of possibilities.
Key facts
- 9,541 sq ft lot
- Built 1987
- Listed 86 days
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath single-family listed at $145k. Condition is rated fair.
Deal economics
- At list price, monthly cash flow is $508 ($6k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $145k).
- Recommended offer: $136k (6.0% below list) — sets the bar for market timing.
- Cap rate 10.5% vs local median 4.3% in Sierra Vista Southeast — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 63/100 on livability (#113 in AZ) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, employment B+; Watch: crime C-, amenities F, commute F.
- Sierra Vista Unified District (4175) (urban): math 27% / reading 39% proficiency, ranked #93 of 249 in AZ (top 37%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Huachuca Mountain Elementary School (math 38% / reading 52%, grade D-, #334 of 1,109 statewide, top 30%, 416 students, 34% FRL); Joyce Clark Middle School (math 26% / reading 39%, grade F, #70 of 218 statewide, top 32%, 670 students, 46% FRL); Buena High School (math 19% / reading 29%, grade F, #202 of 381 statewide, top 54%, 1,836 students, 32% FRL) — zoned schools at 37% FRL track the district average.
- Market conditions: 121 active listings in the ZIP; 2 comparable units currently listed for rent nearby; solid renter incomes; 437 units permitted in Cochise County in 2024 (6 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Cochise County population projected at -30% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $41k cash investment doubles in ~8 years — after that, you're playing with house money.
Negotiation context
- It's been on market 87 days — a 6% lower offer ($136k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $85k; list at $145k implies a 71% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: major wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 87 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
- Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.22% ✓
- Cap rate
- 10.49%
- Cash-on-cash
- 15.00%
- DSCR
- 1.67
- GRM
- 6.8
CMA / ARV
- ARV (median comp)
- $191,437
- List price
- $145,000
- Delta
- -24.26%
- Verdict
- UNDERPRICED
- Comps
- 6 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 4932 E Bevers St | 0.11mi | 3/2.0 (+1) | 1,248 (+24%) | 1mo | $157,000 | $126 | 60 |
| 5176 E Goldfinch Cir | 0.90mi | 2/2.0 | 980 (-3%) | 1mo | $28,247 | $29 | 56 |
| 4833 E Kevin St | 0.12mi | 3/2.0 (+1) | 1,154 (+14%) | 10mo | $175,000 | $152 | 53 |
| 4978 E Kensington St | 0.12mi | 3/2.0 (+1) | 1,149 (+14%) | 11mo | $198,000 | $172 | 53 |
| 4350 Big Bend St | 1.42mi | 2/2.0 | 1,097 (+9%) | 4mo | $230,000 | $210 | 43 |
| 4501 E Anderson St | 0.45mi | 3/2.0 (+1) | 1,154 (+14%) | 4mo | $175,000 | $152 | 42 |
| 4965 E Ironwood Cir | 0.69mi | 3/2.0 (+1) | 1,121 (+11%) | 2mo | $149,000 | $133 | 39 |
| 4464 Big Bend St | 1.37mi | 2/2.0 | 1,143 (+13%) | 7mo | $240,000 | $210 | 33 |
| 5508 S San Juan Ave | 1.45mi | 3/2.0 (+1) | 1,122 (+11%) | 7mo | $200,000 | $178 | 31 |
| 5236 E Finch Cir | 1.01mi | 3/2.0 (+1) | 1,154 (+14%) | 4mo | $128,000 | $111 | 29 |
| 5430 S San Paulo Ave | 1.39mi | 3/2.0 (+1) | 1,200 (+19%) | 4mo | $190,000 | $158 | 28 |
| 3665 S Inca Dove Pl | 0.95mi | 2/2.0 | 1,250 (+24%) | 11mo | $164,000 | $131 | 27 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 5.6%
- Equity multiple
- 1.22×
- Total profit
- $8,792
- Equity at exit
- $21,620
- IRR
- 15.0%
- Equity multiple
- 2.21×
- Total profit
- $49,122
- Equity at exit
- $12,537
Cash invested: $40,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Arizona
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 2 active · 1 under contract
- Months of supply
- 12.0 mo (8%/mo absorbed)
- Median asking
- $215,000 ($200/sqft)
- Median days on market
- 43 d
- This list price
- lowest-priced of the active set
- ARV vs active asking
- -5.0% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 85650
- Active inventory
- 121
- Price-to-rent
- 6.8×
Monthly cashflow live
- Estimated rent
- $1,774 medium interval (Pro) →
- Mortgage (P&I)
- −$760
- Tax from tax record
- −$73 /mo · $877/yr
- Insurance
- −$60
- HOA
- −$0
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$373
- Net cashflow
- $508
Break-even live
Sensitivity live
| Price | -10% $590 | -5% $549 | +0% $508 | +5% $467 | +10% $425 |
|---|---|---|---|---|---|
| Rent | -10% $367 | -5% $438 | +0% $508 | +5% $578 | +10% $648 |
| Rate | -1.0pp $581 | -0.5pp $544 | base $508 | +0.5pp $470 | +1.0pp $432 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $36,250
- Closing costs
- $4,350
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 2 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 4413 Redwood St Sierra Vista, AZ | 3.0 | 2.0 | 1358 | $1,700 | $1.25 | 93d | 1 | 1.26mi |
| 4488 Resort Dr Sierra Vista, AZ | 3.0 | 2.0 | 1401 | $1,700 | $1.21 | 93d | 1 | 1.30mi |
Property features AI
Finance
- Financial info
- Annual tax information available
- HOA & community
- No association fees
Exterior
- Utilities
- 220V in kitchen (electric)Septic (septic in & connected)City water
- Home design
- Single family residenceFee simple ownershipProperty condition: fixer
- Construction
- Steel and wood frame constructionPainted exteriorReflective coating roofBuilding area source: assessor
- Exterior features
- Chain link fencingNatural desert front and backCounty-maintained road accessMountain view
Interior
- Kitchen
- RefrigeratorDishwasher220V outlet in kitchen
- Bedrooms
- Up to 3 possible bedrooms
- Flooring
- TileConcrete
- Bathrooms
- 1 full bathroom
- Heating & cooling
- Evaporative coolingHeating details: see remarks
- Interior features
- Eat-in kitchenLaminate counters
- Laundry & utility
- Septic connected (sewer)City water
Listing history 50 events
-
2026-08-08days on market $145,000 Active 87 DOM
-
2026-08-07days on market $145,000 Active 86 DOM
-
2026-08-06days on market $145,000 Active 85 DOM
-
2026-08-05days on market $145,000 Active 84 DOM
-
2026-08-04days on market $145,000 Active 83 DOM
-
2026-08-03days on market $145,000 Active 82 DOM
-
2026-07-31days on market $145,000 Active 79 DOM
-
2026-07-30days on market $145,000 Active 78 DOM
-
2026-07-29days on market $145,000 Active 77 DOM
-
2026-07-27days on market $145,000 Active 75 DOM
-
2026-07-25days on market $145,000 Active 73 DOM
-
2026-07-24days on market $145,000 Active 72 DOM
-
2026-07-23days on market $145,000 Active 71 DOM
-
2026-07-22days on market $145,000 Active 70 DOM
-
2026-07-21days on market $145,000 Active 69 DOM
-
2026-07-18days on market $145,000 Active 66 DOM
-
2026-07-16days on market $145,000 Active 64 DOM
-
2026-07-16days on market $145,000 Active 63 DOM
-
2026-07-14days on market $145,000 Active 62 DOM
-
2026-07-13days on market $145,000 Active 61 DOM
-
2026-07-12days on market $145,000 Active 60 DOM
-
2026-07-11days on market $145,000 Active 59 DOM
-
2026-07-10days on market $145,000 Active 58 DOM
-
2026-07-09days on market $145,000 Active 57 DOM
-
2026-07-08days on market $145,000 Active 56 DOM
-
2026-07-07days on market $145,000 Active 55 DOM
-
2026-07-06days on market $145,000 Active 54 DOM
-
2026-07-05days on market $145,000 Active 53 DOM
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2026-07-04days on market $145,000 Active 52 DOM
-
2026-07-03days on market $145,000 Active 51 DOM
-
2026-07-02days on market $145,000 Active 50 DOM
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2026-07-01days on market $145,000 Active 49 DOM
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2026-06-30days on market $145,000 Active 48 DOM
-
2026-06-30price $145,000 Active 47 DOM
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2026-06-29days on market $150,000 Active 47 DOM
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2026-06-28days on market $150,000 Active 46 DOM
-
2026-06-28days on market $150,000 Active 45 DOM
-
2026-06-27days on market $150,000 Active 44 DOM
-
2026-06-26days on market $150,000 Active 43 DOM
-
2026-06-22days on market $150,000 Active 40 DOM
-
2026-06-21days on market $150,000 Active 39 DOM
-
2026-06-19days on market $150,000 Active 37 DOM
-
2026-06-18days on market $150,000 Active 36 DOM
-
2026-06-17days on market $150,000 Active 35 DOM
-
2026-06-16days on market $150,000 Active 34 DOM
-
2026-06-15days on market $150,000 Active 33 DOM
-
2026-06-14days on market $150,000 Active 31 DOM
-
2026-06-12days on market $150,000 Active 30 DOM
-
2026-06-09days on market $150,000 Active 27 DOM
-
2026-06-08days on market $150,000 Active 26 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast AZ · Resets to sale price
- Current annual tax
- $877 · $73/mo
- Projected year-2 tax
- $957 · $80/mo
- Expected delta
- +$80/yr (+$7/mo · 9.1%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 7/10 Severe
- Heat 5/10 Major 7 d/yr ≥97°F today · 20 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $21,288
- − Mortgage interest
- −$8,122
- − Property taxes
- −$877
- − Insurance
- −$725
- − Repairs & maintenance
- −$1,703
- − Management
- −$1,703
- − Depreciation
- −$4,218
- Taxable income
- $3,940
- Est. tax owed @ 24.0%
- −$946
- After-tax cash flow
- $5,145/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 10 photos
This home requires moderate renovations, focusing on repairs to the roof and exterior paint, to significantly improve its resale and rental value.
Components & finishes AI
Deferred maintenance Est. $10,000–$30,000 screening
- Major Roof (roof|hvac|water heater|windows|electrical|plumbing|exterior|other) — No roof visible, but given the age of the house and lack of visible maintenance, it's likely in need of replacement.
Repairs flagged
- Major paint — extensive peeling
- Moderate roof shingles — visible wear
Value-add opportunities
- Both paint job — enhances curb appeal and interior ↑
- Both roof replacement — improves structural integrity and appearance ↑
ⓘ Rehab cost is a screening estimate — Moderate scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
Zoned Schools
Schools (NCES district)
- District
- Sierra Vista Unified District (4175)
- NCES district ID
- 0401460
- Math proficiency
- 27% ▼ -19.00%
- Reading proficiency
- 39% ▼ -10.00%
- Median HH income
- $55,463
- Composite
- 29.17/100
- National rank
- #6573
- State rank
- #93 of 249 in AZ
Livability — Sierra Vista Southeast
- Score
- 63/100
- State rank
- #113
- US rank
- #15230
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Sierra Vista Southeast, AZ
- County
- Cochise County · 113,402 people
- City population
- 14,154
- Metro
- Sierra Vista-Douglas, AZ
- Population (ZIP)
- 14,876
- Household income
- $91,654
- Rent vs Own
- Severe rent burden
- 2% of renters
Population outlook (Cochise County) Hauer SSP2
- Today (2025)
- 113,402 people
- By 2030
- 106,197 · -6.4%
- By 2040
- 92,166 · -18.7%
- By 2050
- 79,805 · -29.6%
- By 2075
- 56,831 · -49.9%
- By 2100
- 35,103 · -69.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.56)
- Race & ethnicity
- White 62% Hispanic / Latino 22% Two or more races 19% Black 2% Asian 2% Pacific Islander 2% Native American 1%
- Hispanic origin (detail)
- Mexican 18% Puerto Rican 3%
- Common ancestry
- Italian 3% Slovak 2% Iranian 2%
- Foreign-born
- 6% · Canada, South Korea, China
- Languages at home
- 85% English-only · Spanish 12% German/W. Germanic 1% Korean 1%
Political lean MEDSL · Cochise
- 2024 margin
- Strong R (+23.1) · D 37.8% · R 61.0% · Other 1.2%
- 2008→2024 swing
- -2.5pp toward R · 2008: -20.7pp · 2024: -23.1pp
- All cycles
- 2024: R+23.1 2020: R+19.6 2016: R+22.6 2012: R+24.0 2008: R+20.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -101.13%
- Current HPI
- 137.3428
- Rent YoY
- —
- Metro
- Sierra Vista-Douglas, AZ
- State GDP YoY
- ▲ 4.54%
- F500 in state
- 20
Industry mix (Fortune 500 HQ in AZ)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 2 | $13B |
|
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| Mining / Metals | 1 | $23B |
|
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| Environmental Services | 1 | $16B |
|
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| Metals / Steel | 1 | $14B |
|
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| Technology Distribution | 1 | $9B |
|
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| Homebuilding | 1 | $8B |
|
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Price history
+12.7% since first listed11 events — show timeline
- 2026-05-13 Listed $150,000 ARMLS
- 2026-02-02 Listing Removed — ARMLS
- 2026-01-04 Price Changed $150,000 ARMLS
- 2025-10-11 Price Changed $155,000 ARMLS
- 2025-08-12 Listed $159,000 ARMLS
- 2022-06-20 Sold (MLS) $85,000 ARMLS
- 2022-06-17 Sold (Public Records) $85,000 Public Records
- 2022-06-08 Pending — ARMLS
- 2022-05-04 Listed $89,000 ARMLS
- 2021-03-05 Sold (Public Records) $67,900 Public Records
- 2018-07-20 Sold (Public Records) $133,100 Public Records
Property tax history
+2.0%/yrLatest (2025): $877 · +1.4% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…