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4911 E Bevers St
B- Composite 69.77
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +28.3/30.0
  • ARV discount +13.6/15.0
  • DSCR +10.0/10.0
  • 1% rule +6.8/10.0
  • Livability +3.2/5.0
  • Schools +2.9/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$150,000

4911 E Bevers St · Sierra Vista Southeast, AZ 85650
2 bd · 1.0 ba · 1,008 sqft · SingleFamily public records · 40 Days on market
Built 1987 9,541 sqft lot $149/sqft · 13% below area Est $174k · 14% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Adorable house located close to town on 0.219 acres with great mountain views, and on a paved road. This 2-bedroom 1-bath could become your new home. It has electricity and access to city water. It needs some TLC but is full of possibilities.

Key facts

  • 9,541 sq ft lot
  • Built 1987
  • Listed 39 days

Property features AI

Finance

  • Financial info: Annual tax information available
  • HOA & community: No association fees

Exterior

  • Utilities: 220V in kitchen (electric); Septic (septic in & connected); City water
  • Home design: Single family residence; Fee simple ownership; Property condition: fixer
  • Construction: Steel and wood frame construction; Painted exterior; Reflective coating roof; Building area source: assessor
  • Exterior features: Chain link fencing; Natural desert front and back; County-maintained road access; Mountain view

Interior

  • Kitchen: Refrigerator; Dishwasher; 220V outlet in kitchen
  • Bedrooms: Up to 3 possible bedrooms
  • Flooring: Tile; Concrete
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Evaporative cooling; Heating details: see remarks
  • Interior features: Eat-in kitchen; Laminate counters
  • Laundry & utility: Septic connected (sewer); City water

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $150k.

Deal economics

  • At list price, monthly cash flow is $479 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $150k).
  • Recommended offer: $146k (3.0% below list) — sets the bar for market timing.
  • Cap rate 10.1% vs local median 4.5% in Sierra Vista Southeast — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 63/100 on livability (#113 in AZ) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, employment B+; Watch: crime C-, amenities F, commute F.
  • Sierra Vista Unified District (4175) (urban): math 27% / reading 39% proficiency, ranked #93 of 249 in AZ (top 37%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Huachuca Mountain Elementary School (math 38% / reading 52%, grade D-, #334 of 1,109 statewide, top 30%, 416 students, 34% FRL); Joyce Clark Middle School (math 26% / reading 39%, grade F, #70 of 218 statewide, top 32%, 670 students, 46% FRL); Buena High School (math 19% / reading 29%, grade F, #202 of 381 statewide, top 54%, 1,836 students, 32% FRL) — zoned schools at 37% FRL track the district average.
  • Market conditions: 103 active listings in the ZIP; 2 comparable units currently listed for rent nearby; solid renter incomes; 437 units permitted in Cochise County in 2024 (6 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Cochise County population projected at -30% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $42k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 40 days — a 3% lower offer ($146k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $85k; list at $150k implies a 76% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: major wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $145,500 (3.0% below list)

Questions for the listing agent

  1. It's been on market 40 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.18%
Cap rate
10.13%
Cash-on-cash
13.69%
DSCR
1.61
GRM
7.0

CMA / ARV

ARV (median comp)
$173,548
List price
$150,000
Delta
-13.57%
Verdict
UNDERPRICED
Comps
7 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
3.8%
Equity multiple
1.15×
Total profit
$6,175
Equity at exit
$22,365
10-year hold
IRR
13.3%
Equity multiple
2.06×
Total profit
$44,507
Equity at exit
$12,969

Cash invested: $42,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Arizona
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.

ZIP-level market 85650

Active inventory
103
Price-to-rent
7.0×

Monthly cashflow live

Estimated rent
$1,774 medium interval (Pro) →
Mortgage (P&I)
$787
Tax from tax record
$73 /mo · $877/yr
Insurance
$62
HOA
$0
Vacancy / Maint / Mgmt
$373
Net cashflow
$479

Break-even live

Break-even rent $1,167
Max offer price $150,000
Occupancy floor 68%

Sensitivity live

Price -10% $564 -5% $522 +0% $479 +5% $437 +10% $394
Rent -10% $339 -5% $409 +0% $479 +5% $549 +10% $619
Rate -1.0pp $555 -0.5pp $517 base $479 +0.5pp $440 +1.0pp $401

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$37,500
Closing costs
$4,500
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
4413 Redwood St Sierra Vista, AZ 3.0 2.0 1358 $1,700 $1.25 45d 1 1.26mi
4488 Resort Dr Sierra Vista, AZ 3.0 2.0 1401 $1,700 $1.21 45d 1 1.30mi

Listing history 29 events

  1. 2026-06-22
    days on market $150,000 Active 40 DOM
  2. 2026-06-21
    days on market $150,000 Active 39 DOM
  3. 2026-06-19
    days on market $150,000 Active 37 DOM
  4. 2026-06-18
    days on market $150,000 Active 36 DOM
  5. 2026-06-17
    days on market $150,000 Active 35 DOM
  6. 2026-06-16
    days on market $150,000 Active 34 DOM
  7. 2026-06-15
    days on market $150,000 Active 33 DOM
  8. 2026-06-14
    days on market $150,000 Active 31 DOM
  9. 2026-06-12
    days on market $150,000 Active 30 DOM
  10. 2026-06-09
    days on market $150,000 Active 27 DOM
  11. 2026-06-08
    days on market $150,000 Active 26 DOM
  12. 2026-06-07
    days on market $150,000 Active 25 DOM
  13. 2026-06-05
    days on market $150,000 Active 22 DOM
  14. 2026-06-03
    days on market $150,000 Active 21 DOM
  15. 2026-06-02
    days on market $150,000 Active 20 DOM
  16. 2026-06-01
    days on market $150,000 Active 19 DOM
  17. 2026-05-31
    days on market $150,000 Active 18 DOM
  18. 2026-05-30
    days on market $150,000 Active 17 DOM
  19. 2026-05-13
    listed $150,000 Active
  20. 2026-02-02
    historical
  21. 2026-01-04
    price $150,000
  22. 2025-10-11
    price $155,000
  23. 2025-08-12
    listed $159,000 Active
  24. 2022-06-20
    soldstatus $85,000 Closed
    Show marketing remark (242 chars)

    Adorable house located close to town on 0.219 acres with great mountain views, and on a paved road. This 2-bedroom 1-bath could become your new home. It has electricity and access to city water. It needs some TLC but is full of possibilities.

  25. 2022-06-17
    soldstatus $85,000
  26. 2022-06-08
    status Pending
    Show marketing remark (242 chars)

    Adorable house located close to town on 0.219 acres with great mountain views, and on a paved road. This 2-bedroom 1-bath could become your new home. It has electricity and access to city water. It needs some TLC but is full of possibilities.

  27. 2022-05-04
    listed $89,000 Active
    Show marketing remark (242 chars)

    Adorable house located close to town on 0.219 acres with great mountain views, and on a paved road. This 2-bedroom 1-bath could become your new home. It has electricity and access to city water. It needs some TLC but is full of possibilities.

  28. 2021-03-05
    soldstatus $67,900
  29. 2018-07-20
    soldstatus $133,100

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AZ · Resets to sale price

Current annual tax
$877 · $73/mo
Projected year-2 tax
$990 · $82/mo
Expected delta
+$113/yr (+$9/mo · 12.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 7/10 Severe
  • 🌡 Heat 5/10 Major 7 d/yr ≥97°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$21,288
− Mortgage interest
−$8,402
− Property taxes
−$877
− Insurance
−$750
− Repairs & maintenance
−$1,703
− Management
−$1,703
− Depreciation
−$4,364
Taxable income
$3,489
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$837
After-tax cash flow
$4,914/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Sierra Vista Unified District (4175)
NCES district ID
0401460
Math proficiency
27% ▼ -19.00%
Reading proficiency
39% ▼ -10.00%
Median HH income
$55,463
Composite
29.17/100
National rank
#6573
State rank
#93 of 249 in AZ

Livability — Sierra Vista Southeast

Score
63/100
State rank
#113
US rank
#15230

Category grades

Amenities F Commute F Cost of living A+ Crime C- Employment B+ Housing A+ Health & safety F User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Sierra Vista Southeast, AZ
County
Cochise County · 49,069 people
City population
14,154
Metro
Sierra Vista-Douglas, AZ
Population (ZIP)
14,876
Household income
$91,654
Rent vs Own
13.8% rent · 86.2% own
Severe rent burden
180.0

Population outlook (Cochise County) Hauer SSP2

Today (2025)
113,402 people
By 2030
106,197 · -6.4%
By 2040
92,166 · -18.7%
By 2050
79,805 · -29.6%
By 2075
56,831 · -49.9%
By 2100
35,103 · -69.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.56)
Race & ethnicity
White 62% Hispanic / Latino 22% Two or more races 19% Black 2% Asian 2% Pacific Islander 2% Native American 1%
Hispanic origin (detail)
Mexican 18% Puerto Rican 3%
Common ancestry
Italian 3% Slovak 2% Iranian 2%
Foreign-born
6% · Canada, South Korea, China
Languages at home
85% English-only · Spanish 12% German/W. Germanic 1% Korean 1%

Political lean MEDSL · Cochise

2024 margin
Strong R (+23.1) · D 37.8% · R 61.0% · Other 1.2%
2008→2024 swing
-2.5pp toward R · 2008: -20.7pp · 2024: -23.1pp
All cycles
2024: R+23.1 2020: R+19.6 2016: R+22.6 2012: R+24.0 2008: R+20.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -101.13%
Current HPI
137.3428
Rent YoY
Metro
Sierra Vista-Douglas, AZ
State GDP YoY
▲ 4.54%
F500 in state
20

Industry mix (Fortune 500 HQ in AZ)

Industry F500 HQs Revenue

Price history

+12.7% since first listed
11 events — show timeline
  • 2026-05-13 Listed $150,000 ARMLS
  • 2026-02-02 Listing Removed ARMLS
  • 2026-01-04 Price Changed $150,000 ARMLS
  • 2025-10-11 Price Changed $155,000 ARMLS
  • 2025-08-12 Listed $159,000 ARMLS
  • 2022-06-20 Sold (MLS) $85,000 ARMLS
  • 2022-06-17 Sold (Public Records) $85,000 Public Records
  • 2022-06-08 Pending ARMLS
  • 2022-05-04 Listed $89,000 ARMLS
  • 2021-03-05 Sold (Public Records) $67,900 Public Records
  • 2018-07-20 Sold (Public Records) $133,100 Public Records

Property tax history

+2.0%/yr

Latest (2025): $877 · +1.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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