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Whitetail Plan 🏗️ New Construction
F Composite 32.15
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +7.5/30.0
  • ARV discount +7.5/15.0
  • Condition / age +4.0/5.0
  • Schools +3.6/10.0
  • Rent growth +2.5/5.0
  • Livability +2.5/5.0
  • 1% rule +2.2/10.0
  • DSCR +1.6/10.0
  • Appreciation +0.7/10.0

$230,990

Whitetail Plan · Huffman, TX 77336
4 bd · 2.5 ba · 2,039 sqft · SingleFamily · 228 Days on market
Good condition

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

The first floor of this two-story home shares a spacious open layout between the kitchen, dining room and family room for easy entertaining. Upstairs are three secondary bedrooms, ideal for residents and overnight guests, surrounding a versatile loft that serves as an additional shared living space. An owner's suite sprawls across the rear of the second floor and enjoys an en-suite bathroom and a walk-in closet.

Key facts

  • Walk-in closet
  • Open layout
  • En-suite bathroom

Tags

OPEN LAYOUTVERSATILE LOFTEN-SUITE BATHROOMWALK-IN CLOSET

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…
🏗️ New construction. The $230,990 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $301,271.

What this means for you Summary

Snapshot

  • This is a 4-bed/2.5-bath single-family listed at $231k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-374 ($-4k/yr) — negative.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $216k (6.4% below list).
  • Recommended offer: $203k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads: area grade F — affects rentability + tenant quality, not the cash-flow math above.
  • Huffman ISD (rural): math 32% / reading 35% proficiency, ranked #500 of 826 in TX (top 60%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Huffman Middle (math 36% / reading 32%, grade F, #892 of 1,662 statewide, top 55%, 907 students, 42% FRL); Hargrave H S (math 31% / reading 46%, grade F, #866 of 1,632 statewide, top 54%, 1,125 students, 36% FRL) — zoned schools at 39% FRL track the district average.
  • Market conditions: 738 active listings in the ZIP; 1 comparable units currently listed for rent nearby; solid renter incomes; 29,883 units permitted in Harris County in 2024 (8,621 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
  • Harris County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 228 days — a 12% lower offer ($203k) is reasonable based on typical stale-listing flexibility.
Recommended offer $203,271 (12.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 228 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.72%
Cap rate
4.80%
Cash-on-cash
-5.32%
DSCR
0.76
GRM
11.6

CMA / ARV

ARV (median comp)
$301,271
List price
$230,990
Delta
-23.66%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
31434 Casacalenda Ln 0.20mi 4/2.5 2,039 (0%) 3mo $199,590 $98 88
921 Capracotta Dr 0.23mi 4/2.0 2,039 (0%) 1mo $213,990 $105 86
31404 Pratola Serra Cir 0.28mi 4/2.0 2,039 (0%) 1mo $206,390 $101 84
31508 San Floro Dr 0.22mi 3/2.0 (-1) 1,880 (-8%) 0mo $249,991 $133 70
1115 Novelle Bend Dr 0.55mi 4/3.0 1,991 (-2%) 2mo $351,500 $177 67
912 Capracotta Dr 0.15mi 3/2.5 (-1) 1,749 (-14%) 2mo $309,990 $177 62
31514 Pianella Ln 0.28mi 4/2.0 1,760 (-14%) 0mo $209,990 $119 62
31527 Pianella Ln 0.28mi 4/2.0 1,760 (-14%) 1mo $212,990 $121 61
918 Capracotta Dr 0.18mi 3/2.0 (-1) 1,749 (-14%) 0mo $254,990 $146 61
31507 San Floro Dr 0.22mi 3/2.0 (-1) 1,792 (-12%) 3mo $304,990 $170 60
1118 Novelle Bend Dr 0.55mi 4/2.5 1,845 (-10%) 1mo $343,500 $186 58
31637 Bohlssen Rd 0.48mi 3/1.5 (-1) 1,747 (-14%) 1mo $479,900 $275 44

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-25.4%
Equity multiple
0.14×
Total profit
$-72,607
Equity at exit
$44,921
10-year hold
IRR
-21.5%
Equity multiple
-0.11×
Total profit
$-93,766
Equity at exit
$26,048

Cash invested: $84,356 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.
Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
68 active · 32 under contract
Months of supply
6.5 mo (15%/mo absorbed)
Median asking
$254,490 ($132/sqft)
Median days on market
78 d
This list price
34% of active listings are priced below it
ARV vs active asking
+12.1% above current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 77336

Home prices YoY
-1.8%
Active inventory
738
Price-to-rent
8.9×

Monthly cashflow live

Estimated rent
$2,162 medium interval (Pro) →
Mortgage (P&I)
$1,580
Tax est. 1.5%
$377 /mo · $4,519/yr
Insurance
$126
HOA
$0
Vacancy / Maint / Mgmt
$454
Net cashflow
$-374

Break-even live

Break-even rent $2,635
Max offer price $247,151
Occupancy floor

Sensitivity live

Price -10% $-166 -5% $-270 +0% $-374 +5% $-478 +10% $-582
Rent -10% $-545 -5% $-459 +0% $-374 +5% $-289 +10% $-203
Rate -1.0pp $-222 -0.5pp $-297 base $-374 +0.5pp $-452 +1.0pp $-532

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$75,318
Closing costs
$9,038
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
31416 Pratola Serra Cir Huffman, TX 3.0 2.0 1461 $1,599 $1.09 23d 1 0.28mi

Listing history 50 events

  1. 2026-08-08
    days on market $230,990 Active 228 DOM
  2. 2026-08-06
    days on market $230,990 Active 226 DOM
  3. 2026-08-05
    days on market $230,990 Active 225 DOM
  4. 2026-08-04
    pricedays on market $230,990 Active 224 DOM
  5. 2026-08-03
    days on market $229,990 Active 223 DOM
  6. 2026-07-31
    days on market $229,990 Active 220 DOM
  7. 2026-07-30
    days on market $229,990 Active 218 DOM
  8. 2026-07-28
    days on market $229,990 Active 217 DOM
  9. 2026-07-26
    days on market $229,990 Active 215 DOM
  10. 2026-07-24
    days on market $229,990 Active 213 DOM
  11. 2026-07-23
    days on market $229,990 Active 212 DOM
  12. 2026-07-22
    days on market $229,990 Active 211 DOM
  13. 2026-07-21
    days on market $229,990 Active 210 DOM
  14. 2026-07-20
    days on market $229,990 Active 209 DOM
  15. 2026-07-18
    days on market $229,990 Active 207 DOM
  16. 2026-07-18
    days on market $229,990 Active 206 DOM
  17. 2026-07-16
    days on market $229,990 Active 205 DOM
  18. 2026-07-15
    pricedays on market $229,990 Active 204 DOM
  19. 2026-07-14
    days on market $231,990 Active 203 DOM
  20. 2026-07-13
    days on market $231,990 Active 202 DOM
  21. 2026-07-13
    days on market $231,990 Active 201 DOM
  22. 2026-07-11
    days on market $231,990 Active 200 DOM
  23. 2026-07-09
    days on market $231,990 Active 198 DOM
  24. 2026-07-07
    days on market $231,990 Active 196 DOM
  25. 2026-07-06
    days on market $231,990 Active 195 DOM
  26. 2026-07-06
    days on market $231,990 Active 194 DOM
  27. 2026-07-05
    days on market $231,990 Active 193 DOM
  28. 2026-07-03
    days on market $231,990 Active 192 DOM
  29. 2026-07-02
    days on market $231,990 Active 191 DOM
  30. 2026-07-01
    days on market $231,990 Active 190 DOM
  31. 2026-06-30
    days on market $231,990 Active 189 DOM
  32. 2026-06-29
    days on market $231,990 Active 188 DOM
  33. 2026-06-28
    days on market $231,990 Active 187 DOM
  34. 2026-06-27
    days on market $231,990 Active 186 DOM
  35. 2026-06-26
    days on market $231,990 Active 185 DOM
  36. 2026-06-24
    days on market $231,990 Active 183 DOM
  37. 2026-06-22
    days on market $231,990 Active 181 DOM
  38. 2026-06-21
    days on market $231,990 Active 180 DOM
  39. 2026-06-18
    days on market $231,990 Active 177 DOM
  40. 2026-06-17
    days on market $231,990 Active 176 DOM
  41. 2026-06-16
    days on market $231,990 Active 175 DOM
  42. 2026-06-15
    days on market $231,990 Active 174 DOM
  43. 2026-06-13
    pricedays on market $231,990 Active 172 DOM
  44. 2026-06-09
    days on market $228,990 Active 168 DOM
  45. 2026-06-08
    days on market $228,990 Active 167 DOM
  46. 2026-06-07
    days on market $228,990 Active 166 DOM
  47. 2026-06-04
    days on market $228,990 Active 163 DOM
  48. 2026-06-03
    days on market $228,990 Active 162 DOM
  49. 2026-06-02
    days on market $228,990 Active 161 DOM
  50. 2026-06-01
    days on market $228,990 Active 160 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$25,944
− Mortgage interest
−$16,876
− Property taxes
−$4,519
− Insurance
−$1,506
− Repairs & maintenance
−$2,076
− Management
−$2,076
− Depreciation
−$8,764
Taxable loss
−$9,872
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,369
After-tax cash flow
$-2,119/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 1 photo

Good 80/100 Cosmetic rehab Est. rehab $10,195–$30,585 screening

This two-story home is in excellent condition with a good condition score of 80. It is move-in ready with minimal cosmetic updates needed to enhance its resale and rental value.

Value-add opportunities

  • Both Painting — Fresh paint can enhance curb appeal and interior aesthetics
  • Both Landscaping — Enhances curb appeal and can attract more potential buyers
  • Both Window treatments — Improves energy efficiency and adds a polished look

ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

F Composite school gradezoned avg 36/100

Zoned Schools

Middle Huffman Middle F TX #892/1,662 Nat'l #7,813/14,009 High Hargrave H S F TX #866/1,632 Nat'l #8,796/17,239

Schools (NCES district)

District
Huffman ISD
NCES district ID
4823820
Math proficiency
32% ▼ -9.00%
Reading proficiency
35% ▼ -9.00%
Median HH income
$65,848
Composite
30.61/100
National rank
#6195
State rank
#500 of 826 in TX

Livability — Huffman

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

County
Harris County · 5,571,493 people
Metro
Houston-The Woodlands-Sugar Land, TX
Population (ZIP)
14,342
Household income
$96,404
Rent vs Own
21.8% rent · 78.2% own
Severe rent burden
22% of renters

Population outlook (Harris County) Hauer SSP2

Today (2025)
5,571,493 people
By 2030
6,089,821 · +9.3%
By 2040
7,142,806 · +28.2%
By 2050
8,185,864 · +46.9%
By 2075
10,574,329 · +89.8%
By 2100
12,109,958 · +117.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (65%)
Race & ethnicity
White 65% Hispanic / Latino 23% Two or more races 9% Black 5% Native American 4%
Hispanic origin (detail)
Mexican 20%
Common ancestry
Lithuanian 4% Slovak 2% Romanian 2%
Foreign-born
9% · Canada
Languages at home
79% English-only · Spanish 18% Other Indo-European 2%

Political lean MEDSL · Harris

2024 margin
Lean D (+5.5) · D 52.0% · R 46.4% · Other 1.6%
2008→2024 swing
+3.9pp toward D · 2008: 1.6pp · 2024: 5.5pp
All cycles
2024: D+5.5 2020: D+13.3 2016: D+12.4 2012: D+0.1 2008: D+1.6

Not yet ingested

Civics

Price history

1 event — show timeline
  • 2025-12-23 Listed $268,990 Zillow

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…