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321 Kings Row Ln
D Composite 41.52
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +12.8/30.0
  • ARV discount +9.4/15.0
  • Condition / age +4.0/5.0
  • DSCR +3.8/10.0
  • 1% rule +3.6/10.0
  • Livability +3.6/5.0
  • Rent growth +2.1/5.0
  • Schools +2.1/10.0
  • Appreciation +0.0/10.0

$209,999

321 Kings Row Ln · Jarrell, TX 76537
4 bd · 2.0 ba · 1,483 sqft · SingleFamily · 12 Days on market
Built 2026 Good condition Est $219k · at est.

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

This single-level home showcases a spacious open floorplan shared between the kitchen, dining area and family room for easy entertaining. An owner's suite enjoys a private location at the front of the home, complemented by an en-suite bathroom and walk-in closet. There are three secondary bedrooms just off the main living areas, which are comfortable spaces for household members and overnight guests.

Key facts

  • Walk-in closet
  • Open floorplan
  • Secondary bedrooms

Tags

OPEN FLOORPLANOWNER'S SUITEEN-SUITE BATHROOMWALK-IN CLOSETSECONDARY BEDROOMS

Property features AI

Finance

  • Other: Virtual tour available
  • Financial info: List price $208,999

Exterior

  • Parking: 2 garage spaces (2 total parking spaces)
  • Home design: Single-family home, Hoffman floor plan; Active listing
  • Exterior features: Address: 321 Kings Row Ln, Georgetown, TX 76537

Interior

  • Bedrooms: 4 bedrooms
  • Bathrooms: 2 full bathrooms
  • Interior features: Spec home (New construction, Hoffman plan); Living area approximately 1483

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $210k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-18 ($-214/yr) — negative.
  • To cash-flow at today's rent, offer at most $207k (1.2% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $181k (13.6% below list).
  • Recommended offer: $181k (13.6% below list) — sets the bar for 1% rule.
  • Cap rate 6.2% vs local median 4.7% in Jarrell — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 71/100 on livability (#313 in TX) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+, crime A; Watch: schools F, amenities F, commute F.
  • Jarrell ISD (rural): math 19% / reading 28% proficiency, ranked #713 of 826 in TX (top 86%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: Rents soft (-1.7%/yr); 761 active listings in the ZIP; 10 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 40% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 7,543 units permitted in Williamson County in 2024 (1,425 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Williamson County population projected at +69% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 12 days on market — expect competitive offers; lowballing is unlikely to land.
Recommended offer $181,449 (13.6% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.86%
Cap rate
6.19%
Cash-on-cash
-0.36%
DSCR
0.98
GRM
9.6

CMA / ARV

ARV (on-the-fly)
$219,484
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
433 Jones Beach Ln 0.17mi 4/2.0 1,483 (0%) 1mo $208,999 $141 91
417 Jones Beach Ln 0.20mi 4/2.0 1,483 (0%) 1mo $220,990 $149 90
405 Jones Beach Ln 0.22mi 4/2.0 1,483 (0%) 1mo $212,990 $144 89
510 Jones Beach Cv 0.04mi 3/2.0 (-1) 1,411 (-5%) 1mo $212,990 $151 84
506 Jones Beach Cv 0.05mi 4/2.0 1,600 (+8%) 1mo $236,990 $148 84
527 Jones Beach Cv 0.07mi 4/2.0 1,600 (+8%) 1mo $230,990 $144 82
519 Jones Beach Cv 0.07mi 3/2.0 (-1) 1,402 (-6%) 2mo $208,990 $149 81
436 Jones Beach Ln 0.17mi 4/2.0 1,600 (+8%) 1mo $236,990 $148 78
261 Kings Row Ln 0.08mi 3/2.0 (-1) 1,354 (-9%) 1mo $200,990 $148 76
468 Jones Beach Ln 0.10mi 3/2.0 (-1) 1,354 (-9%) 1mo $220,990 $163 75
121 Texas Angel Way 0.10mi 3/2.0 (-1) 1,354 (-9%) 1mo $198,999 $147 75
420 Jones Beach Ln 0.20mi 3/2.0 (-1) 1,354 (-9%) 1mo $217,990 $161 71

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-20.3%
Equity multiple
0.31×
Total profit
$-40,453
Equity at exit
$31,312
10-year hold
IRR
-21.9%
Equity multiple
0.03×
Total profit
$-57,126
Equity at exit
$18,157

Cash invested: $58,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 76537

Home prices YoY
-14.4%
Rents YoY
-1.7%
Active inventory
761
Price-to-rent
9.6×

Monthly cashflow live

Estimated rent
$1,814 high interval (Pro) →
Mortgage (P&I)
$1,101
Tax est. 1.5%
$262 /mo · $3,150/yr
Insurance
$87
HOA
$0
Vacancy / Maint / Mgmt
$381
Net cashflow
$-18

Break-even live

Break-even rent $1,837
Max offer price $207,422
Occupancy floor 96%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$52,500
Closing costs
$6,300
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 10 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
337 Rancho del Cielo Loop Georgetown, TX 3.0 2.0 1411 $1,535 $1.09 20d 1 0.09mi
133 Texas Angel Way Jarrell, TX 3.0 2.0 1230 $1,500 $1.22 23d 1 0.11mi
136 Texas Angel Way Jarrell, TX 3.0 2.0 1450 $1,495 $1.03 43d 1 0.13mi
136 Texas Angel Way Jarrell, TX 3.0 2.0 1450 $1,550 $1.07 4d 1 0.13mi
516 Rancho del Cielo Loop Jarrell, TX 3.0 2.0 1274 $1,700 $1.33 43d 1 0.15mi
544 Rancho del Cielo Loop Georgetown, TX 4.0 2.0 1606 $1,800 $1.12 43d 1 0.18mi
564 Rancho del Cielo Loop Jarrell, TX 3.0 2.0 1266 $1,600 $1.26 2d 1 0.20mi
128 Hasty Heart Ct Jarrell, TX 4.0 2.0 1606 $1,775 $1.11 17d 1 0.27mi
856 Rancho del Cielo Loop Jarrell, TX 3.0 2.0 1447 $1,600 $1.11 43d 1 0.29mi
253 Tugboat Annie Way Jarrell, TX 3.0 2.0 1380 $1,495 $1.08 14d 1 0.38mi

Listing history 12 events

  1. 2026-06-18
    price $209,999 Active 12 DOM
  2. 2026-06-18
    days on market $209,249 Active 12 DOM
  3. 2026-06-18
    price $209,249 Active 11 DOM
  4. 2026-06-17
    pricedays on market $208,499 Active 11 DOM
  5. 2026-06-16
    days on market $210,499 Active 10 DOM
  6. 2026-06-15
    pricedays on market $210,499 Active 9 DOM
  7. 2026-06-13
    days on market $209,749 Active 7 DOM
  8. 2026-06-10
    price $209,749 Active 3 DOM
  9. 2026-06-09
    days on market $208,999 Active 3 DOM
  10. 2026-06-08
    days on market $208,999 Active 2 DOM
  11. 2026-06-07
    remarks 403-char remark
  12. 2026-06-07
    listed $208,999 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$21,774
− Mortgage interest
−$11,763
− Property taxes
−$3,150
− Insurance
−$1,050
− Repairs & maintenance
−$1,742
− Management
−$1,742
− Depreciation
−$6,109
Taxable loss
−$3,782
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$908
After-tax cash flow
$694/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 Cosmetic rehab

This single-level home features a spacious open floorplan and is in good condition with minimal repairs needed. It's move-in ready and would benefit from some cosmetic updates to further enhance its value.

Value-add opportunities

  • Both Painting exterior and interior walls — Fresh paint can enhance curb appeal and interior aesthetics
  • Resale Replace kitchen faucet — A new faucet can improve the kitchen's functionality and appearance
  • Both Install smart home devices — Smart home devices can increase convenience and property value

Renovation cost estimate screening

Value-add ROI direction

  • Both Painting exterior and interior walls — Fresh paint can enhance curb appeal and interior aesthetics
  • Resale Replace kitchen faucet — A new faucet can improve the kitchen's functionality and appearance
  • Both Install smart home devices — Smart home devices can increase convenience and property value

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Jarrell ISD
NCES district ID
4824600
Math proficiency
19% ▼ -18.00%
Reading proficiency
28% ▼ -5.00%
Median HH income
$57,132
Composite
21.47/100
National rank
#8335
State rank
#713 of 826 in TX

Livability — Jarrell

Score
71/100
State rank
#313
US rank
#7020

Category grades

Amenities F Commute F Cost of living A Crime A Employment A+ Housing A+ Health & safety B User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Williamson County · 680,029 people
City population
16,272
Metro
Austin-Round Rock-Georgetown, TX
Population (ZIP)
16,272
Household income
$98,199
Rent vs Own
20.5% rent · 79.5% own
Severe rent burden
225.0

Population outlook (Williamson County) Hauer SSP2

Today (2025)
699,027 people
By 2030
795,537 · +13.8%
By 2040
990,683 · +41.7%
By 2050
1,184,292 · +69.4%
By 2075
1,623,825 · +132.3%
By 2100
1,924,153 · +175.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.63)
Race & ethnicity
White 48% Hispanic / Latino 36% Two or more races 14% Black 7% Asian 4%
Hispanic origin (detail)
Mexican 30% Puerto Rican 5%
Common ancestry
Romanian 3% Italian 2% Slovak 1%
Foreign-born
13% · Canada, Vietnam
Languages at home
69% English-only · Spanish 26% Chinese 2% French/Haitian/Cajun 1%

Political lean MEDSL · Williamson

2024 margin
Toss-up / Even · D 48.0% · R 50.4% · Other 1.6%
2008→2024 swing
+10.6pp toward D · 2008: -13.0pp · 2024: -2.5pp
All cycles
2024: R+2.5 2020: D+1.4 2016: R+9.9 2012: R+21.5 2008: R+13.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -31.03%
Current HPI
184.8935
Rent YoY
▼ -1.73%
Metro
Austin-Round Rock-Georgetown, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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