236 W Washington Ave · Clifton Heights, PA 19018

$174,900

3 bd · 1.0 ba · 1,152 sqft · Townhouse public records · 36 Days on market

Built 1948 1,742 sqft lot $152/sqft · 21% below area Est $222k · 21% under

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +17.3/30.0
• ARV discount +15.0/15.0
• 1% rule +5.5/10.0
• DSCR +5.4/10.0
• Livability +4.0/5.0
• Rent growth +2.9/5.0
• Condition / age +2.5/5.0
• Schools +2.4/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Opportunity Knocks! Tons of potential in this 3-bedroom brick townhouse located in desirable Clifton Heights Borough within the Upper Darby School District. Conveniently walk to schools, shopping, and public transportation. The main level offers an open-flow layout with a living room, dining area, and kitchen. Upstairs features three bedrooms and a full hall bath. The basement provides laundry and additional storage space. Complete with a one-car attached garage and off-street parking. Property needs updating but offers great value and opportunity to make it your own!

Key facts

• Open-flow layout
• Brick townhouse
• Off-street parking

Tags

• BRICK TOWNHOUSE
• OPEN-FLOW LAYOUT
• LAUNDRY AND ADDITIONAL STORAGE
• ONE-CAR ATTACHED GARAGE
• OFF-STREET PARKING

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath townhouse listed at $175k.

Deal economics

• At list price, monthly cash flow is $127 ($2k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $175k).
• Recommended offer: $170k (3.0% below list) — sets the bar for market timing.
• Cap rate 7.2% vs local median 4.3% in Clifton Heights — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 79/100 on livability (#229 in PA, #1,998 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: amenities D-.
• Upper Darby SD (suburban): math 18% / reading 36% proficiency, ranked #453 of 539 in PA (top 84%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Market conditions: Rents rising (+1.6%/yr); 79 active listings in the ZIP; 37 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 299 units permitted in Delaware County in 2024 (5 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.

Negotiation context

• It's been on market 36 days — a 3% lower offer ($170k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 15y ago; this cycle's ask has dropped $10k (5%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $76k; list at $175k implies a 129% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1948 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $169,653 (3.0% below list)

Questions for the listing agent

1. It's been on market 36 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Built in 1948 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.05% ✓
• Cap rate: 7.16%
• Cash-on-cash: 3.10%
• DSCR: 1.14
• GRM: 8.0

CMA / ARV

• ARV (median comp): $221,500
• List price: $174,900
• Delta: -21.04%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
259 Cambridge Rd	0.08mi	3/2.0	1,152 (0%)	2mo	$210,000	$182	91
150 W Berkley Ave	0.19mi	3/1.5	1,152 (0%)	1mo	$265,000	$230	88
139 W Madison Ave	0.21mi	3/2.0	1,152 (0%)	1mo	$225,000	$195	85
45 S Sycamore Ave	0.16mi	3/1.0	1,260 (+9%)	2mo	$225,000	$179	75
429 Seven Oaks Dr	0.50mi	3/1.5	1,152 (0%)	1mo	$290,000	$252	74
30 S Diamond St	0.36mi	2/1.0 (-1)	1,120 (-3%)	2mo	$219,900	$196	72
225 N Bishop	0.63mi	3/1.0	1,152 (0%)	1mo	$258,000	$224	70
336 Westpark Ln	0.69mi	3/1.5	1,152 (0%)	1mo	$269,900	$234	65
329 N Oak Ave	0.66mi	3/1.0	1,224 (+6%)	2mo	$210,000	$172	58
230 N Diamond St	0.46mi	3/2.0	1,280 (+11%)	1mo	$200,000	$156	55
5125 Palmer Mill Rd	0.70mi	3/1.5	1,224 (+6%)	2mo	$299,000	$244	53
3947 Mary St	0.75mi	2/1.0 (-1)	1,236 (+7%)	0mo	$225,000	$182	48

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.65% rent growth · sell at horizon

5-year hold

• IRR: -13.0%
• Equity multiple: 0.54×
• Total profit: $-22,628
• Equity at exit: $26,078

10-year hold

• IRR: -6.3%
• Equity multiple: 0.62×
• Total profit: $-18,714
• Equity at exit: $15,122

Cash invested: $48,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 19018

• Rents YoY: 1.6%
• Active inventory: 79
• Price-to-rent: 8.0×

Monthly cashflow live

• Estimated rent: $1,828 high
• Mortgage (P&I): −$917
• Tax from tax record: −$327 /mo · $3,926/yr
• Insurance: −$73
• HOA: −$0
• Vacancy / Maint / Mgmt: −$384
• Net cashflow: $127

Break-even live

Break-even rent $1,667

Max offer price $174,900

Occupancy floor 88%

Sensitivity live

Price	-10% $226	-5% $176	+0% $127	+5% $77	+10% $28
Rent	-10% $-18	-5% $54	+0% $127	+5% $199	+10% $271
Rate	-1.0pp $215	-0.5pp $171	base $127	+0.5pp $81	+1.0pp $35

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $43,725
• Closing costs: $5,247
• Reserves months: —
• Total cash needed: —

Rent comps 37 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
100 S Oak Ave Unit B6 Clifton Heights, PA	2.0	2.0	1000	$1,500	$1.50	25d	1	0.03mi
225 W Washington Ave Clifton Heights, PA	3.0	1.5	1152	$1,950	$1.69	45d	1	0.06mi
216 W Washington Ave Clifton Heights, PA	3.0	1.5	1152	$1,875	$1.63	5d	1	0.06mi
216 Borough Rd Unit A Primos, PA	2.0	2.0	800	$1,500	$1.88	25d	1	0.13mi
319 S Church St Clifton Heights, PA	3.0	1.0	1152	$1,900	$1.65	45d	1	0.21mi
304 Christopher Pl Unit 1st Floor Primos, PA	2.0	1.0	875	$1,400	$1.60	4d	1	0.24mi
60 W Broadway Ave Clifton Heights, PA	3.0	1.0	1160	$2,200	$1.90	45d	1	0.27mi
151 S Bishop Ave Clifton Heights, PA	1.0–2.0	1.0–2.0	875	$1,989	$2.27	2d	3	0.32mi
426 S Springfield Rd Clifton Heights, PA	1.0–2.0	1.0	775	$1,599	$2.06	25d	1	0.34mi
5238 Fairhaven Rd Clifton Heights, PA	3.0	1.0	1152	$2,000	$1.74	45d	1	0.43mi
271 W Wyncliffe Ave Clifton Heights, PA	3.0	1.0	1152	$2,250	$1.95	45d	1	0.47mi
96 E Berkley Ave Clifton Heights, PA	2.0	1.5	1352	$1,850	$1.37	19d	1	0.51mi
1 Jefferson St Unit 413D Clifton Heights, PA	3.0	1.0	800	$1,529	$1.91	45d	1	0.53mi
312 E Baltimore Ave Clifton Heights, PA	1.0–2.0	1.0	812	$1,649	$2.03	3d	3	0.62mi
329 N Oak Ave Clifton Heights, PA	3.0	1.0	1152	$2,300	$2.00	45d	1	0.66mi
413 E Baltimore Ave Clifton Heights, PA	3.0	1.0	1152	$1,595	$1.38	25d	1	0.70mi
5099 Palmers Mill Rd #2 Clifton Heights, PA	2.0	1.0	720	$1,550	$2.15	25d	1	0.72mi
68 Blanchard Rd Drexel Hill, PA	3.0	2.0	1088	$1,950	$1.79	16d	1	0.74mi
3941 James St Drexel Hill, PA	2.0	1.0	800	$1,400	$1.75	19d	1	0.76mi
100 S Oak Ave Glenolden, PA	1.0–2.0	1.0–2.0	830	$1,500	$1.81	0d	3	0.77mi
926 Green Ln Secane, PA	2.0	1.0	862	$2,185	$2.53	45d	1	0.78mi
137 W Maryland Ave Unit 2nd Flr Aldan, PA	2.0	1.0	800	$1,400	$1.75	6d	1	0.81mi
902 Maple Ave Glenolden, PA	3.0	1.0	1152	$1,745	$1.51	45d	1	0.90mi
304 Pine St Glenolden, PA	3.0	2.0	1120	$2,400	$2.14	45d	1	0.93mi
306 Pine St Glenolden, PA	3.0	2.0	1120	$2,400	$2.14	5d	1	0.93mi
925 Maple Ave Glenolden, PA	3.0	2.0	1152	$2,800	$2.43	23d	1	0.95mi
1201 Bartram Ave Darby, PA	2.0	1.0	700	$1,350	$1.93	12d	1	1.00mi
943 South Ave Clifton Heights, PA	1.0–2.0	1.0	662	$2,000	$3.02	4d	10	1.12mi
4407 Rosemont Ave Drexel Hill, PA	2.0	1.0	900	$1,800	$2.00	45d	1	1.15mi
4407 Rosemont Ave Unit 1 Drexel Hill, PA	2.0	1.0	900	$1,800	$2.00	25d	1	1.15mi
201 Westbridge Rd Glenolden, PA	3.0	1.5	1224	$2,350	$1.92	25d	1	1.16mi
3423 Verner St Drexel Hill, PA	3.0	1.0	1152	$2,100	$1.82	25d	1	1.29mi
640 South Ave Secane, PA	1.0–2.0	1.0–1.5	742	$1,600	$2.16	14d	5	1.32mi
4424 Bloomfield Ave Unit A Drexel Hill, PA	2.0	1.0	900	$1,550	$1.72	6d	1	1.34mi
1074 N Academy Ave Glenolden, PA	3.0	1.0	1152	$1,850	$1.61	6d	1	1.35mi
101 W Baltimore Ave Unit B04 Lansdowne, PA	2.0	1.0	925	$1,469	$1.59	25d	1	1.48mi
101 W Baltimore Ave Unit H4 Lansdowne, PA	2.0	1.0	925	$1,449	$1.57	23d	1	1.48mi

Listing history 15 events

1. 2026-05-09
   price $174,900 574-char remark

   Show marketing remark (574 chars)

   Opportunity Knocks! Tons of potential in this 3-bedroom brick townhouse located in desirable Clifton Heights Borough within the Upper Darby School District. Conveniently walk to schools, shopping, and public transportation. The main level offers an open-flow layout with a living room, dining area, and kitchen. Upstairs features three bedrooms and a full hall bath. The basement provides laundry and additional storage space. Complete with a one-car attached garage and off-street parking. Property needs updating but offers great value and opportunity to make it your own!

2. 2026-04-22
   listed $184,900 Active 574-char remark

   Show marketing remark (574 chars)

   Opportunity Knocks! Tons of potential in this 3-bedroom brick townhouse located in desirable Clifton Heights Borough within the Upper Darby School District. Conveniently walk to schools, shopping, and public transportation. The main level offers an open-flow layout with a living room, dining area, and kitchen. Upstairs features three bedrooms and a full hall bath. The basement provides laundry and additional storage space. Complete with a one-car attached garage and off-street parking. Property needs updating but offers great value and opportunity to make it your own!

3. 2012-08-24
   soldstatus $76,500
4. 2012-08-14
   soldstatus $76,500 Sold 234-char remark

   Show marketing remark (234 chars)

   Opportunity Knocks!!! Well maintained 3 BR Brick Townhouse priced well below market. This home is priced to sell quickly. Walk to schools, shopping and transportation. Needs updating. Seller will do no repairs. AS-IS. Easy to show.

5. 2012-08-14
   soldstatus $76,500

   Show marketing remark (234 chars)

   Opportunity Knocks!!! Well maintained 3 BR Brick Townhouse priced well below market. This home is priced to sell quickly. Walk to schools, shopping and transportation. Needs updating. Seller will do no repairs. AS-IS. Easy to show.

6. 2012-07-21
   status Under Contract 234-char remark

   Show marketing remark (234 chars)

   Opportunity Knocks!!! Well maintained 3 BR Brick Townhouse priced well below market. This home is priced to sell quickly. Walk to schools, shopping and transportation. Needs updating. Seller will do no repairs. AS-IS. Easy to show.

7. 2012-07-20
   soldstatus $76,500 Sold 234-char remark

   Show marketing remark (234 chars)

   Opportunity Knocks!!! Well maintained 3 BR Brick Townhouse priced well below market. This home is priced to sell quickly. Walk to schools, shopping and transportation. Needs updating. Seller will do no repairs. AS-IS. Easy to show.

8. 2012-06-23
   status Under Contract 234-char remark

   Show marketing remark (234 chars)

   Opportunity Knocks!!! Well maintained 3 BR Brick Townhouse priced well below market. This home is priced to sell quickly. Walk to schools, shopping and transportation. Needs updating. Seller will do no repairs. AS-IS. Easy to show.

9. 2012-06-23
   historical 234-char remark

   Show marketing remark (234 chars)

   Opportunity Knocks!!! Well maintained 3 BR Brick Townhouse priced well below market. This home is priced to sell quickly. Walk to schools, shopping and transportation. Needs updating. Seller will do no repairs. AS-IS. Easy to show.

10. 2012-06-22
    soldstatus $76,500 Sold 234-char remark

    Show marketing remark (234 chars)

    Opportunity Knocks!!! Well maintained 3 BR Brick Townhouse priced well below market. This home is priced to sell quickly. Walk to schools, shopping and transportation. Needs updating. Seller will do no repairs. AS-IS. Easy to show.

11. 2012-05-14
    status Under Contract 234-char remark

    Show marketing remark (234 chars)

    Opportunity Knocks!!! Well maintained 3 BR Brick Townhouse priced well below market. This home is priced to sell quickly. Walk to schools, shopping and transportation. Needs updating. Seller will do no repairs. AS-IS. Easy to show.

12. 2012-04-09
    historical
13. 2011-04-06
    listed $79,900 Active 234-char remark

    Show marketing remark (234 chars)

    Opportunity Knocks!!! Well maintained 3 BR Brick Townhouse priced well below market. This home is priced to sell quickly. Walk to schools, shopping and transportation. Needs updating. Seller will do no repairs. AS-IS. Easy to show.

14. 2011-04-06
    listed $79,900

    Show marketing remark (234 chars)

    Opportunity Knocks!!! Well maintained 3 BR Brick Townhouse priced well below market. This home is priced to sell quickly. Walk to schools, shopping and transportation. Needs updating. Seller will do no repairs. AS-IS. Easy to show.

15. 1983-03-08
    soldstatus $40,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $3,926 · $327/mo
• Projected year-2 tax: $3,926 · $327/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 6/10 Major 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 3 unhealthy d/yr today · 6 by 30 yrs out

Taxation est. · year 1

• Rental income: $21,934
• − Mortgage interest: −$9,797
• − Property taxes: −$3,926
• − Insurance: −$874
• − Repairs & maintenance: −$1,755
• − Management: −$1,755
• − Depreciation: −$5,088
• Taxable loss: −$1,262
• Est. tax savings @ 24.0%: +$303
• After-tax cash flow: $1,823/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Upper Darby SD
• NCES district ID: 4224320
• Math proficiency: 18% ▼ -8.00%
• Reading proficiency: 36% ▼ -10.00%
• Median HH income: $50,341
• Composite: 23.68/100
• National rank: #7837
• State rank: #453 of 539 in PA

Livability — Clifton Heights

• Score: 79/100
• State rank: #229
• US rank: #1998

Category grades

Amenities D- Commute A+ Cost of living A+ Crime C+ Employment C Housing A+ Health & safety A- User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Clifton Heights, PA
• County: Delaware County · 399,863 people
• City population: 23,505
• Metro: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
• Population (ZIP): 23,505
• Household income: $73,522
• Rent vs Own: 34.9% rent · 65.1% own
• Severe rent burden: 770.0

Population outlook (Delaware County) Hauer SSP2

• Today (2025): 577,490 people
• By 2030: 581,243 · +0.6%
• By 2040: 584,700 · +1.2%
• By 2050: 586,581 · +1.6%
• By 2075: 598,706 · +3.7%
• By 2100: 590,823 · +2.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.61)
• Race & ethnicity: White 55% Black 27% Asian 8% Two or more races 7% Hispanic / Latino 3%
• Common ancestry: Italian 3% Romanian 3% Lithuanian 1%
• Foreign-born: 14% · Canada, China, Vietnam
• Languages at home: 83% English-only · Other Indo-European 5% Spanish 3% Other Asian/Pacific 2%

Political lean MEDSL · Delaware

• 2024 margin: Strong D (+23.7) · D 61.4% · R 37.6% · Other 1.0%
• 2008→2024 swing: +2.3pp toward D · 2008: 21.4pp · 2024: 23.7pp
• All cycles: 2024: D+23.7 2020: D+26.7 2016: D+22.0 2012: D+21.8 2008: D+21.4

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -188.00%
• Current HPI: 291.1353
• Rent YoY: ▲ 1.65%
• Metro: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+337.2% since first listed

15 events — show timeline

• 2026-05-09 Price Changed $174,900 BRIGHT MLS
• 2026-04-22 Listed $184,900 BRIGHT MLS
• 2012-08-24 Sold (Public Records) $76,500 Public Records
• 2012-08-14 Sold (MLS) $76,500 BRIGHT MLS
• 2012-08-14 Sold (MLS) $76,500 TREND
• 2012-07-21 Pending — TREND
• 2012-07-20 Sold (MLS) $76,500 TREND
• 2012-06-23 Pending — TREND
• 2012-06-23 Delisted — TREND
• 2012-06-22 Sold (MLS) $76,500 TREND
• 2012-05-14 Pending — TREND
• 2012-04-09 Listing Removed — BRIGHT MLS
• 2011-04-06 Listed $79,900 BRIGHT MLS
• 2011-04-06 Listed $79,900 TREND
• 1983-03-08 Sold (Public Records) $40,000 Public Records

Property tax history

+1.8%/yr

Latest (2026): $3,926 · +0.4% YoY. Source: county tax records.