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182 E Nimue #134
D+ Composite 46.86
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +10.6/30.0
  • 1% rule +10.0/10.0
  • ARV discount +7.5/15.0
  • Rent growth +4.1/5.0
  • Schools +4.1/10.0
  • Livability +3.8/5.0
  • Condition / age +3.8/5.0
  • DSCR +3.1/10.0
  • Appreciation +0.0/10.0

$79,900

182 E Nimue #134 · North Salt Lake, UT 84054
3 bd · 2.0 ba · 1,375 sqft · Manufactured · 38 Days on market
Built 1973 Good condition 3,484 sqft lot $1100/mo HOA · 54% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

The home you have been waiting for is here! This spacious 3 bed 2 bath home has been deeply cared for and as clean as they get. Beautifully updated kitchen with tons of counter space and a good sized dining room for your table. Extra large living room for over sized furniture. Great sized bedrooms and also a primary bath. Semi secluded back yard that's fenced in. The sellers have loved this quiet community, but it's on to the next chapter for them. There's a great community swimming pool for those hot summer days that are upon us! Schedule your showing today.

Key facts

  • Living room
  • Dining room
  • Updated kitchen

Tags

UPDATED KITCHENDINING ROOMLIVING ROOMFENCED IN BACK YARDCOMMUNITY SWIMMING POOL

Property features AI

Finance

  • Other: Subdivision: CAMELOT
  • HOA & community: Homeowners association (Craig/Camelot); Monthly HOA fee covers electricity, gas, sewer, trash and water; Community amenities include clubhouse, pool, playground, picnic area; management and pet rules in place

Exterior

  • Parking: Covered parking; Two-car garage; Two-car carport; Four total parking spaces
  • Utilities: Natural gas connected; Electricity connected; Public sewer (connected); Culinary and secondary water connected
  • Home design: Mobile home; Built in 2012; North-facing; Residential use
  • Construction: Aluminum construction; Membrane roof; Built/standing condition
  • Exterior features: Covered deck; Awnings; Double-pane windows; Outbuildings; In-ground private pool; Fenced yard (full); Curb and gutter; Paved road access; Manual-part sprinklers; Full landscaping with mature trees; Flat terrain

Interior

  • Kitchen: Updated kitchen; Free standing range/oven; Microwave; Refrigerator; Disposal
  • Bedrooms: Three main-level bedrooms; Primary bedroom on the 1st floor
  • Flooring: Carpet; Tile
  • Bathrooms: Two full bathrooms
  • Heating & cooling: Forced air heating (gas central); Evaporative cooling
  • Interior features: Primary bathroom; Walk-in closet; Updated kitchen; Disposal; Free standing range/oven; Blinds; Window coverings
  • Laundry & utility: Washer; Dryer; Gas dryer hookup

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $80k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-40 ($-476/yr) — negative.
  • To cash-flow at today's rent, offer at most $74k (7.2% below list).
  • Meets the 1% rule at list price ($2k rent vs $80k).
  • Recommended offer: $74k (7.2% below list) — sets the bar for cash-flow.

Location & tenants

  • Location reads 76/100 on livability (#57 in UT, #3,560 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, commute A+, employment A+; Watch: cost of living D, amenities F, health & safety F.
  • Davis District (suburban): math 43% / reading 47% proficiency, ranked #28 of 80 in UT (top 35%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; only 19% free/reduced lunch — higher-income household profile.
  • Zoned schools: Adelaide School (math 35% / reading 30%, grade F, #416 of 585 statewide, top 71%, 419 students, 50% FRL); South Davis Jr High (math 31% / reading 37%, grade F, #97 of 138 statewide, top 70%, 1,095 students, 25% FRL); Woods Cross High (math 36% / reading 47%, grade F, #57 of 171 statewide, top 34%, 1,567 students, 16% FRL).
  • Market conditions: Rents rising fast (+6.5%/yr); 148 active listings in the ZIP; 17 comparable units currently listed for rent nearby; rentals at typical pace (median 16d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,461 units permitted in Davis County in 2024 (508 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $552 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Davis County population projected at +39% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 6.5% rent growth), your $22k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 38 days — a 3% lower offer ($78k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Watch-outs: HOA is 54% of rent.
  • Climate carrying-cost: major flood risk — expect insurance premiums to compound above CPI over the hold.
Recommended offer $74,156 (7.2% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 38 days. Have you received any prior offers? Is the seller open to a 7% concession, seller financing, or rate buy-down credit?
  3. Built in 1973 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.55%
Cap rate
5.70%
Cash-on-cash
-2.13%
DSCR
0.91
GRM
3.3

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 6.46% rent growth · sell at horizon

5-year hold
IRR
-8.2%
Equity multiple
0.67×
Total profit
$-7,416
Equity at exit
$11,913
10-year hold
IRR
10.4%
Equity multiple
2.14×
Total profit
$25,555
Equity at exit
$6,908

Cash invested: $22,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
86 Strongly Landlord-Friendly
State Utah
86 Strongly Landlord-Friendly · R+15
County
— inherits STATE
City
— inherits STATE
3-day notice; preempted; landlord-favorable.

ZIP-level market 84054

Rents YoY
6.5%
Active inventory
148
Price-to-rent
3.3×

Monthly cashflow live

Estimated rent
$2,041 high interval (Pro) →
Mortgage (P&I)
$419
Tax est. 1.5%
$100 /mo · $1,198/yr
Insurance
$33
HOA
$1,100
Vacancy / Maint / Mgmt
$429
Net cashflow
$-40

Break-even live

Break-even rent $2,091
Max offer price $74,156
Occupancy floor 97%

Sensitivity live

Price -10% $16 -5% $-12 +0% $-40 +5% $-67 +10% $-95
Rent -10% $-201 -5% $-120 +0% $-40 +5% $41 +10% $122
Rate -1.0pp $1 -0.5pp $-19 base $-40 +0.5pp $-60 +1.0pp $-81

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$19,975
Closing costs
$2,397
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 17 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
260 E Kirsten Ln North Salt Lake, UT 3.0 2.5 1559 $2,095 $1.34 16d 1 0.38mi
153 Bamberger Rd North Salt Lake, UT 3.0 2.5 1171 $1,699 $1.45 25d 1 0.62mi
2720 S Orchard Dr North Salt Lake, UT 1.0–2.0 1.0 860 $1,287 $1.50 16d 2 0.64mi
3371 S Orchard Dr Bountiful, UT 2.0 2.5 1267 $2,200 $1.74 16d 1 0.67mi
2767 S 625 W Bountiful, UT 3.0 2.5 1400 $1,900 $1.36 25d 1 0.76mi
2323 S 800 W Woods Cross, UT 2.0–3.0 2.5 1476 $2,299 $1.56 12d 1 0.91mi
110 S Main St North Salt Lake, UT 1.0–3.0 1.0–2.0 1071 $2,390 $2.23 3d 14 0.98mi
47 W 100 S North Salt Lake, UT 2.0 1.5 1120 $1,349 $1.20 25d 1 0.98mi
2720 S Orchard Dr Bountiful, UT 2.0 1.0 970 $1,287 $1.33 25d 1 1.14mi
325 S Orchard Dr North Salt Lake, UT 1.0–3.0 1.0–2.0 968 $2,300 $2.37 3d 31 1.17mi
790 N Cutler Dr North Salt Lake, UT 1.0–3.0 1.0–2.0 1048 $2,243 $2.14 4d 6 1.27mi
2583 S 200 W Bountiful, UT 3.0 1.0 1300 $1,850 $1.42 25d 1 1.28mi
950 N Cutler Dr North Salt Lake, UT 1.0–3.0 1.0–2.0 1040 $2,059 $1.98 21d 20 1.32mi
2030 S Main St Bountiful, UT 1.0–2.0 1.0–2.0 825 $1,700 $2.06 15d 13 1.32mi
2035 S Main St Bountiful, UT 3.0 3.0 1650 $2,650 $1.61 25d 1 1.37mi
882 W Foxboro Dr North Salt Lake, UT 2.0–3.0 1.0–2.0 967 $1,816 $1.88 15d 15 1.41mi
2001 S Main St Bountiful, UT 2.0 2.0 1077 $1,450 $1.35 16d 1 1.50mi

HOA detail

Monthly dues
$1,100 · $13,200/yr
Likely covers
pool

Listing history 18 events

  1. 2026-06-21
    days on market $79,900 Active 38 DOM
  2. 2026-06-18
    days on market $79,900 Active 35 DOM
  3. 2026-06-17
    days on market $79,900 Active 34 DOM
  4. 2026-06-16
    days on market $79,900 Active 33 DOM
  5. 2026-06-15
    days on market $79,900 Active 32 DOM
  6. 2026-06-14
    days on market $79,900 Active 30 DOM
  7. 2026-06-13
    days on market $79,900 Active 29 DOM
  8. 2026-06-10
    days on market $79,900 Active 27 DOM
  9. 2026-06-09
    days on market $79,900 Active 26 DOM
  10. 2026-06-08
    days on market $79,900 Active 25 DOM
  11. 2026-06-07
    days on market $79,900 Active 24 DOM
  12. 2026-06-05
    days on market $79,900 Active 21 DOM
  13. 2026-06-03
    days on market $79,900 Active 20 DOM
  14. 2026-06-02
    days on market $79,900 Active 19 DOM
  15. 2026-06-01
    days on market $79,900 Active 18 DOM
  16. 2026-05-31
    days on market $79,900 Active 17 DOM
  17. 2026-05-31
    days on market $79,900 Active 16 DOM
  18. 2026-05-14
    listed $79,900 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 6/10 Major FEMA zone X (unshaded) · 69% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 4/10 Moderate 8 d/yr ≥90°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 5/10 Major 7 unhealthy d/yr today · 8 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$24,493
− Mortgage interest
−$4,476
− Property taxes
−$1,198
− Insurance
−$400
− Repairs & maintenance
−$1,959
− Management
−$1,959
− HOA
−$13,200
− Depreciation
−$2,324
Taxable loss
−$1,024
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$246
After-tax cash flow
$-231/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 30 photos

Good 75/100 Cosmetic rehab

This well-maintained and updated manufactured home is move-in ready with a good condition score and minimal repairs needed. It offers a spacious floor plan, modern kitchen, and well-maintained bathrooms. The home's curb appeal can be further enhanced with some exterior painting and new window treatments.

Value-add opportunities

  • Resale Paint the exterior walls — Fresh paint can enhance the curb appeal and make the home look more inviting.
  • Resale Replace the flooring in the bathrooms — New flooring can improve the overall look and feel of the bathrooms.
  • Resale Install new window treatments — New window treatments can improve the home's curb appeal and energy efficiency.
  • Resale Upgrade the kitchen appliances — Upgrading the appliances can make the kitchen more modern and appealing to potential buyers.
  • Rental Add a front porch — A front porch can provide additional living space and increase the rental value of the home.

Renovation cost estimate screening

Value-add ROI direction

  • Resale Paint the exterior walls — Fresh paint can enhance the curb appeal and make the home look more inviting.
  • Resale Replace the flooring in the bathrooms — New flooring can improve the overall look and feel of the bathrooms.
  • Resale Install new window treatments — New window treatments can improve the home's curb appeal and energy efficiency.
  • Resale Upgrade the kitchen appliances — Upgrading the appliances can make the kitchen more modern and appealing to potential buyers.
  • Rental Add a front porch — A front porch can provide additional living space and increase the rental value of the home.

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Davis District
NCES district ID
4900210
Math proficiency
43% ▼ -9.00%
Reading proficiency
47% ▼ -5.00%
Median HH income
$70,511
Composite
40.59/100
National rank
#3698
State rank
#28 of 80 in UT

Livability — North Salt Lake

Score
76/100
State rank
#57
US rank
#3560

Category grades

Amenities F Commute A+ Cost of living D Crime A+ Employment A+ Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
North Salt Lake, UT
County
Davis County · 341,755 people
City population
22,355
Metro
Ogden-Clearfield, UT
Population (ZIP)
22,355
Household income
$101,860
Rent vs Own
33.1% rent · 66.9% own
Severe rent burden
426.0

Population outlook (Davis County) Hauer SSP2

Today (2025)
399,271 people
By 2030
430,528 · +7.8%
By 2040
493,485 · +23.6%
By 2050
555,187 · +39.1%
By 2075
688,589 · +72.5%
By 2100
769,646 · +92.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (71%)
Race & ethnicity
White 71% Hispanic / Latino 18% Two or more races 13% Asian 4%
Hispanic origin (detail)
Mexican 12%
Common ancestry
Iranian 3% Slovak 3% Italian 2%
Foreign-born
13% · Canada
Languages at home
80% English-only · Spanish 11% Other Indo-European 4% Other Asian/Pacific 3%

Political lean MEDSL · Davis

2024 margin
Strong R (+24.9) · D 36.0% · R 60.8% · Other 3.2%
2008→2024 swing
+17.4pp toward D · 2008: -42.3pp · 2024: -24.9pp
All cycles
2024: R+24.9 2020: R+27.5 2016: R+23.3 2012: R+61.8 2008: R+42.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -341.91%
Current HPI
275.9596
Rent YoY
▲ 6.46%
Metro
Ogden-Clearfield, UT
State GDP YoY
▲ 3.54%
F500 in state
2

Industry mix (Fortune 500 HQ in UT)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-05-14 Listed $79,900 WFRMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…