5545 Trinity Dr · Marrero, LA
Flood risk 8/10 · Major
- FEMA flood zone
- X (shaded)
- Chance of flooding over 30 yrs
- 0.6%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,269 – $2,357
Heat risk 10/10 · Severe
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 21 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +17.8/30.0
- ARV discount +15.0/15.0
- DSCR +5.6/10.0
- 1% rule +3.8/10.0
- Livability +3.4/5.0
- Rent growth +2.8/5.0
- Schools +2.5/10.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$210,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Motivated seller!! Come step inside this delightful 3-bedroom, 2-bath home. While it has a bit of a vintage touch, it has been maintained very well. The living room offers a warm, inviting space for relaxing or entertaining. The kitchen is spacious with plenty of cabinetry and a bright dining area. Each bedroom is generously sized, with soft carpet underfoot, a large backyard for gatherings, and a covered patio for morning coffee or evening relaxation. This home is a true gem, ready for you to call it your own.
Key facts
- Large backyard
- Covered patio
- Bright dining area
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $210k.
Deal economics
- At list price, monthly cash flow is $106 ($1k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $184k (12.5% below list).
- Recommended offer: $184k (12.5% below list) — sets the bar for 1% rule.
- Cap rate 7.3% vs local median 5.9% in Marrero — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.
Location & tenants
- Location reads 67/100 on livability (#104 in LA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime F, amenities F, commute F.
- Jefferson Parish (suburban): math 24% / reading 34% proficiency, ranked #44 of 98 in LA (top 45%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 70% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising (+1.1%/yr); 294 active listings in the ZIP; 14 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 518 units permitted in Jefferson Parish in 2024 (43 in 5+ unit buildings).
- This rent runs 40% of the median local income ($55k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
Negotiation context
- It's been on market 62 days — a 6% lower offer ($197k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts; this cycle's ask has dropped $20k (9%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $51k; list at $210k implies a 312% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: flood insurance adds $66/mo.
- Climate carrying-cost: severe flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 62 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1978 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.88% ✗
- Cap rate
- 7.28%
- Cash-on-cash
- 3.52%
- DSCR
- 1.16
- GRM
- 9.5
CMA / ARV
- ARV (median comp)
- $263,887
- List price
- $210,000
- Delta
- -20.42%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 2129 Potomac Dr | 0.24mi | 3/2.0 | 1,817 (+3%) | 6mo | $270,000 | $149 | 79 |
| 2120 Suwannee Dr | 0.29mi | 3/2.0 | 1,748 (-1%) | 9mo | $255,000 | $146 | 77 |
| 5517 Trinity Dr | 0.08mi | 4/2.5 (+1) | 1,873 (+6%) | 7mo | $255,000 | $136 | 74 |
| 2008 Giaise St | 0.32mi | 3/2.0 | 1,600 (-10%) | 2mo | $140,000 | $88 | 68 |
| 5504 Sabine Dr | 0.31mi | 4/2.0 (+1) | 1,832 (+4%) | 9mo | $186,000 | $102 | 67 |
| 5201 Willowtree Rd | 0.33mi | 3/2.0 | 1,529 (-14%) | 3mo | $252,500 | $165 | 60 |
| 5032 Randolph St | 0.63mi | 3/2.0 | 1,820 (+3%) | 8mo | $192,000 | $105 | 59 |
| 5165 Highland Dr | 0.25mi | 3/2.0 | 1,509 (-15%) | 6mo | $139,900 | $93 | 59 |
| 5165 Dueling Oaks Ave | 0.47mi | 3/2.0 | 1,550 (-12%) | 4mo | $200,000 | $129 | 54 |
| 5165 Oak Bayou Ave | 0.43mi | 4/2.0 (+1) | 1,546 (-13%) | 3mo | $235,000 | $152 | 51 |
| 2209 Little Flower Ln | 0.60mi | 3/2.0 | 1,555 (-12%) | 5mo | $285,000 | $183 | 48 |
| 5093 Towering Oaks Ave | 0.61mi | 3/2.0 | 1,581 (-11%) | 8mo | $236,000 | $149 | 47 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 1.05% rent growth · sell at horizon
- IRR
- -15.0%
- Equity multiple
- 0.48×
- Total profit
- $-30,842
- Equity at exit
- $31,312
- IRR
- -9.7%
- Equity multiple
- 0.45×
- Total profit
- $-32,259
- Equity at exit
- $18,157
Cash invested: $58,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Louisiana
- 90 Strongly Landlord-Friendly · R+12
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 70072
- Rents YoY
- 1.1%
- Active inventory
- 294
- Price-to-rent
- 9.5×
Monthly cashflow live
- Estimated rent
- $1,838 high interval (Pro) →
- Mortgage (P&I)
- −$1,101
- Tax from tax record
- −$91 /mo · $1,086/yr
- Insurance
- −$88
- Flood insurance flood zone
- −$66 /mo · $798/yr
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$386
- Net cashflow
- $106
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $52,500
- Closing costs
- $6,300
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 14 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 5504 Randolph St Marrero, LA | 3.0 | 2.0 | 1800 | $1,800 | $1.00 | 23d | 1 | 0.27mi |
| 5118 Ehret Rd Unit B Marrero, LA | 3.0 | 2.5 | 1275 | $1,800 | $1.41 | 4d | 1 | 0.47mi |
| 5128 Eden Roc Dr Marrero, LA | 3.0 | 2.0 | 1400 | $1,750 | $1.25 | 4d | 1 | 0.50mi |
| 5913 S Oak Dr Marrero, LA | 4.0 | 2.0 | 1300 | $1,950 | $1.50 | 23d | 1 | 0.59mi |
| 5045 Dueling Oaks Ave Marrero, LA | 3.0 | 2.0 | 1300 | $1,700 | $1.31 | 23d | 1 | 0.68mi |
| 5007 Towering Oaks Ave Marrero, LA | 3.0 | 2.0 | 1400 | $1,700 | $1.21 | 43d | 1 | 0.79mi |
| 2632 Dove Ave Unit NA Marrero, LA | 3.0 | 2.0 | 1250 | $1,650 | $1.32 | 43d | 1 | 0.81mi |
| 116 Sunrise Dr Marrero, LA | 3.0 | 1.5 | 1225 | $1,750 | $1.43 | 43d | 1 | 0.89mi |
| 5119 Oak Dr Marrero, LA | 3.0 | 2.0 | 1624 | $1,750 | $1.08 | 14d | 1 | 0.91mi |
| 1728 Irma St Marrero, LA | 3.0 | 2.0 | 1450 | $1,550 | $1.07 | 23d | 1 | 0.95mi |
| 5027 Richland Dr Marrero, LA | 2.0 | 1.5 | 1260 | $1,500 | $1.19 | 4d | 1 | 1.03mi |
| 2425 Ramsey Dr Marrero, LA | 4.0 | 2.0 | 1500 | $1,800 | $1.20 | 2d | 1 | 1.22mi |
| 2612 Susie Ct Marrero, LA | 3.0 | 2.0 | 1852 | $2,200 | $1.19 | 19d | 1 | 1.23mi |
| 1510 Javez St Marrero, LA | 3.0 | 2.0 | 1578 | $2,200 | $1.39 | 23d | 1 | 1.50mi |
Listing history 18 events
-
2026-06-18days on market $210,000 Active 62 DOM
-
2026-06-17days on market $210,000 Active 61 DOM
-
2026-06-16days on market $210,000 Active 60 DOM
-
2026-06-15days on market $210,000 Active 59 DOM
-
2026-06-13days on market $210,000 Active 57 DOM
-
2026-06-10days on market $210,000 Active 54 DOM
-
2026-06-09days on market $210,000 Active 53 DOM
-
2026-06-08days on market $210,000 Active 52 DOM
-
2026-06-07days on market $210,000 Active 51 DOM
-
2026-06-03days on market $210,000 Active 47 DOM
-
2026-06-02days on market $210,000 Active 46 DOM
-
2026-06-01days on market $210,000 Active 45 DOM
-
2026-05-31days on market $210,000 Active 44 DOM
-
2026-05-06price $210,000 516-char remark
Show marketing remark (516 chars)
Motivated seller!! Come step inside this delightful 3-bedroom, 2-bath home. While it has a bit of a vintage touch, it has been maintained very well. The living room offers a warm, inviting space for relaxing or entertaining. The kitchen is spacious with plenty of cabinetry and a bright dining area. Each bedroom is generously sized, with soft carpet underfoot, a large backyard for gatherings, and a covered patio for morning coffee or evening relaxation. This home is a true gem, ready for you to call it your own.
-
2026-05-05price $210,000 516-char remark
Show marketing remark (516 chars)
Motivated seller!! Come step inside this delightful 3-bedroom, 2-bath home. While it has a bit of a vintage touch, it has been maintained very well. The living room offers a warm, inviting space for relaxing or entertaining. The kitchen is spacious with plenty of cabinetry and a bright dining area. Each bedroom is generously sized, with soft carpet underfoot, a large backyard for gatherings, and a covered patio for morning coffee or evening relaxation. This home is a true gem, ready for you to call it your own.
-
2026-04-16$230,000 Active 516-char remark
Show marketing remark (516 chars)
Motivated seller!! Come step inside this delightful 3-bedroom, 2-bath home. While it has a bit of a vintage touch, it has been maintained very well. The living room offers a warm, inviting space for relaxing or entertaining. The kitchen is spacious with plenty of cabinetry and a bright dining area. Each bedroom is generously sized, with soft carpet underfoot, a large backyard for gatherings, and a covered patio for morning coffee or evening relaxation. This home is a true gem, ready for you to call it your own.
-
2026-04-16$230,000 Active 516-char remark
Show marketing remark (516 chars)
Motivated seller!! Come step inside this delightful 3-bedroom, 2-bath home. While it has a bit of a vintage touch, it has been maintained very well. The living room offers a warm, inviting space for relaxing or entertaining. The kitchen is spacious with plenty of cabinetry and a bright dining area. Each bedroom is generously sized, with soft carpet underfoot, a large backyard for gatherings, and a covered patio for morning coffee or evening relaxation. This home is a true gem, ready for you to call it your own.
-
1978-06-01soldstatus $51,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast LA · Resets to sale price
- Current annual tax
- $1,086 · $91/mo
- Projected year-2 tax
- $1,155 · $96/mo
- Expected delta
- +$69/yr (+$6/mo · 6.4%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 8/10 Severe FEMA zone X (shaded) · 60% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 10/10 Extreme 7 d/yr ≥109°F today · 21 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $22,054
- − Mortgage interest
- −$11,763
- − Property taxes
- −$1,086
- − Insurance
- −$1,847
- − Repairs & maintenance
- −$1,764
- − Management
- −$1,764
- − Depreciation
- −$6,109
- Taxable loss
- −$2,281
- Est. tax savings @ 24.0%
- +$547
- After-tax cash flow
- $1,821/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Jefferson Parish
- NCES district ID
- 2200840
- Math proficiency
- 24% ▼ -36.00%
- Reading proficiency
- 34% ▼ -30.00%
- Median HH income
- $48,421
- Composite
- 25.19/100
- National rank
- #7511
- State rank
- #44 of 98 in LA
Livability — Marrero
- Score
- 67/100
- State rank
- #104
- US rank
- #10146
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Marrero, LA
- County
- Jefferson Parish · 426,999 people
- City population
- 55,693
- Metro
- New Orleans-Metairie, LA
- Population (ZIP)
- 55,693
- Household income
- $54,885
- Rent vs Own
- Severe rent burden
- 1807.0
Population outlook (Jefferson County) Hauer SSP2
- Today (2025)
- 451,696 people
- By 2030
- 455,451 · +0.8%
- By 2040
- 458,308 · +1.5%
- By 2050
- 461,031 · +2.1%
- By 2075
- 476,351 · +5.5%
- By 2100
- 499,377 · +10.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.67)
- Race & ethnicity
- Black 40% White 39% Hispanic / Latino 12% Two or more races 7% Asian 5%
- Hispanic origin (detail)
- Mexican 4% Dominican 1%
- Common ancestry
- Lithuanian 12% Hispanic 1%
- Foreign-born
- 10% · Canada, Vietnam, Jamaica
- Languages at home
- 85% English-only · Spanish 8% Vietnamese 4% French/Haitian/Cajun 2%
Political lean MEDSL · Jefferson
- 2024 margin
- R (+12.9) · D 42.5% · R 55.5% · Other 2.1%
- 2008→2024 swing
- +13.6pp toward D · 2008: -26.6pp · 2024: -12.9pp
- All cycles
- 2024: R+12.9 2020: R+11.1 2016: R+14.8 2012: R+18.4 2008: R+26.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -89.87%
- Current HPI
- 161.7477
- Rent YoY
- ▲ 1.05%
- Metro
- New Orleans-Metairie, LA
- State GDP YoY
- ▲ 3.29%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in LA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Telecommunications | 2 | $23B |
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| Utilities | 1 | $12B |
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| Wholesale / Distribution | 1 | $5B |
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| Advertising | 1 | $2B |
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Price history
+311.8% since first listed5 events — show timeline
- 2026-05-06 Price Changed $210,000 AcadianaMLS
- 2026-05-05 Price Changed $210,000 GSREIN
- 2026-04-16 Listed $230,000 GSREIN
- 2026-04-16 Listed $230,000 AcadianaMLS
- 1978-06-01 Sold (Public Records) $51,000 Public Records
Property tax history
+1.1%/yrLatest (2025): $1,086 · +0.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…