327 Guntersville Rd · Arab, AL 35016

$149,800

2 bd · 1.0 ba · 1,292 sqft · SingleFamily public records · 496 Days on market

Built 1930 $116/sqft · 24% below area Est $199k · 25% under

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +18.7/30.0
• ARV discount +15.0/15.0
• DSCR +5.9/10.0
• Schools +4.7/10.0
• 1% rule +3.8/10.0
• Livability +3.2/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Super sweet historic Craftsman/Bungalow located inside Arab City Schools. This charming home offers 1,298 ft² with beautiful original wood floors and spacious rooms throughout. The open living & dining areas flow nicely and feature a cozy gas fireplace, perfect for everyday living or entertaining. The eat-in kitchen w/appliances provide ample space and functionality. 2 bedrooms and 1 full bath, plus a flex room ideal for a home office, playroom, or craft space. Oversized one-car garage offers extra storage or workshop potential. Enjoy morning sunrises and evening sunsets from the large welcoming front porch—perfect for a porch swing—as well as an additional deck for outdoor living. $154,900.

Key facts

• Garage
• Built 1930
• Listed 495 days

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath single-family listed at $150k.

Deal economics

• At list price, monthly cash flow is $149 ($2k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $132k (12.2% below list).
• Recommended offer: $132k (12.2% below list) — sets the bar for 1% rule.
• Cap rate 7.5% vs local median 3.0% in Arab — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 64/100 on livability (#149 in AL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: employment C-, crime D, amenities F.
• Arab City (rural): math 47% / reading 64% proficiency, ranked #9 of 129 in AL (top 7%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: 178 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals at typical pace (median 14d on market — plan ~3-4 weeks tenant-placement turnaround); 163 units permitted in Marshall County in 2024 (0 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.

Negotiation context

• It's been on market 496 days — a 12% lower offer ($132k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 11y ago; this cycle's ask has dropped $38k (20%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: built in 1930 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $131,582 (12.2% below list)

Questions for the listing agent

1. It's been on market 496 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1930 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.88% ✗
• Cap rate: 7.49%
• Cash-on-cash: 4.26%
• DSCR: 1.19
• GRM: 9.5

CMA / ARV

• ARV (median comp): $198,764
• List price: $149,800
• Delta: -24.63%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
506 6th St NE	0.26mi	3/1.5 (+1)	1,285 (-0%)	6mo	$165,000	$128	75
500 4th St NE	0.21mi	3/1.0 (+1)	1,219 (-6%)	1mo	$110,000	$90	74
104 Guntersville Rd	0.27mi	3/1.0 (+1)	1,224 (-5%)	3mo	$160,000	$131	71
106 Voltz Dr	0.27mi	3/2.0 (+1)	1,200 (-7%)	4mo	$205,000	$171	63
204 10th Ave	0.49mi	3/1.0 (+1)	1,312 (+2%)	11mo	$201,000	$153	61
606 N Main St	0.28mi	3/1.5 (+1)	1,375 (+6%)	12mo	$194,900	$142	60
614 2nd St	0.21mi	3/1.0 (+1)	1,128 (-13%)	7mo	$170,000	$151	59
872 1st Way NE	0.42mi	3/2.0 (+1)	1,406 (+9%)	3mo	$286,999	$204	54
423 Shoal Creek Trl NE	0.46mi	3/2.0 (+1)	1,417 (+10%)	2mo	$260,000	$183	52
870 Guntersville Rd	0.68mi	1/1.0 (-1)	1,200 (-7%)	0mo	$50,000	$42	51
604 Shoal Creek Trl	0.52mi	3/2.0 (+1)	1,399 (+8%)	9mo	$200,000	$143	46
110 Shoal Creek Trl NE	0.47mi	2/1.0	1,100 (-15%)	13mo	$169,800	$154	42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -9.7%
• Equity multiple: 0.65×
• Total profit: $-14,852
• Equity at exit: $22,336

10-year hold

• IRR: -0.3%
• Equity multiple: 0.98×
• Total profit: $-992
• Equity at exit: $12,952

Cash invested: $41,944 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Alabama: 90 Strongly Landlord-Friendly · R+15
• County: — inherits STATE
• City: — inherits STATE

Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

Methodology + full state rankings →

ZIP-level market 35016

• Home prices YoY: -28.0%
• Active inventory: 178
• Price-to-rent: 9.5×

Monthly cashflow live

• Estimated rent: $1,316 high
• Mortgage (P&I): −$786
• Tax from tax record: −$42 /mo · $510/yr
• Insurance: −$62
• HOA: −$0
• Vacancy / Maint / Mgmt: −$276
• Net cashflow: $149

Break-even live

Break-even rent $1,127

Max offer price $149,800

Occupancy floor 84%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $37,450
• Closing costs: $4,494
• Reserves months: —
• Total cash needed: —

Rent comps 6 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
353 4th Ave NW Arab, AL	3.0	1.0	1092	$1,250	$1.14	3d	1	0.56mi
543 7th Ave NW Arab, AL	2.0	1.0	1126	$1,050	$0.93	21d	1	0.60mi
249 12th Ave NE Arab, AL	3.0	2.0	1500	$1,500	$1.00	23d	1	0.86mi
320 Jordan Ln SE Arab, AL	3.0	2.0	1418	$1,550	$1.09	14d	1	1.03mi
28 Arad Thompson Rd NE Arab, AL	3.0	2.0	1314	$1,500	$1.14	11d	1	1.13mi
1608 Old Huntsville Hwy Arab, AL	2.0	2.0	980	$1,195	$1.22	14d	1	1.40mi

Listing history 34 events

1. 2026-06-19
   days on market $149,800 Active 496 DOM
2. 2026-06-18
   days on market $149,800 Active 495 DOM
3. 2026-06-17
   days on market $149,800 Active 494 DOM
4. 2026-06-16
   days on market $149,800 Active 493 DOM
5. 2026-06-15
   days on market $149,800 Active 492 DOM
6. 2026-06-14
   days on market $149,800 Active 490 DOM
7. 2026-06-12
   days on market $149,800 Active 489 DOM
8. 2026-06-09
   days on market $149,800 Active 486 DOM
9. 2026-06-08
   days on market $149,800 Active 485 DOM
10. 2026-06-07
    days on market $149,800 Active 484 DOM
11. 2026-06-04
    days on market $149,800 Active 480 DOM
12. 2026-06-02
    days on market $149,800 Active 479 DOM
13. 2026-06-01
    days on market $149,800 Active 478 DOM
14. 2026-05-31
    days on market $149,800 Active 477 DOM
15. 2026-05-31
    days on market $149,800 Active 476 DOM
16. 2026-04-30
    price $149,800 721-char remark

    Show marketing remark (721 chars)

    Super sweet historic Craftsman/Bungalow located inside Arab City Schools. This charming home offers 1,298 ft² with beautiful original wood floors and spacious rooms throughout. The open living & dining areas flow nicely and feature a cozy gas fireplace, perfect for everyday living or entertaining. The eat-in kitchen w/appliances provide ample space and functionality. 2 bedrooms and 1 full bath, plus a flex room ideal for a home office, playroom, or craft space. Oversized one-car garage offers extra storage or workshop potential. Enjoy morning sunrises and evening sunsets from the large welcoming front porch—perfect for a porch swing—as well as an additional deck for outdoor living. $154,900.

17. 2026-03-05
    price $149,900 721-char remark

    Show marketing remark (721 chars)

    Super sweet historic Craftsman/Bungalow located inside Arab City Schools. This charming home offers 1,298 ft² with beautiful original wood floors and spacious rooms throughout. The open living & dining areas flow nicely and feature a cozy gas fireplace, perfect for everyday living or entertaining. The eat-in kitchen w/appliances provide ample space and functionality. 2 bedrooms and 1 full bath, plus a flex room ideal for a home office, playroom, or craft space. Oversized one-car garage offers extra storage or workshop potential. Enjoy morning sunrises and evening sunsets from the large welcoming front porch—perfect for a porch swing—as well as an additional deck for outdoor living. $154,900.

18. 2025-12-16
    status Active 721-char remark

    Show marketing remark (721 chars)

    Super sweet historic Craftsman/Bungalow located inside Arab City Schools. This charming home offers 1,298 ft² with beautiful original wood floors and spacious rooms throughout. The open living & dining areas flow nicely and feature a cozy gas fireplace, perfect for everyday living or entertaining. The eat-in kitchen w/appliances provide ample space and functionality. 2 bedrooms and 1 full bath, plus a flex room ideal for a home office, playroom, or craft space. Oversized one-car garage offers extra storage or workshop potential. Enjoy morning sunrises and evening sunsets from the large welcoming front porch—perfect for a porch swing—as well as an additional deck for outdoor living. $154,900.

19. 2025-12-02
    price $154,900 721-char remark

    Show marketing remark (721 chars)

    Super sweet historic Craftsman/Bungalow located inside Arab City Schools. This charming home offers 1,298 ft² with beautiful original wood floors and spacious rooms throughout. The open living & dining areas flow nicely and feature a cozy gas fireplace, perfect for everyday living or entertaining. The eat-in kitchen w/appliances provide ample space and functionality. 2 bedrooms and 1 full bath, plus a flex room ideal for a home office, playroom, or craft space. Oversized one-car garage offers extra storage or workshop potential. Enjoy morning sunrises and evening sunsets from the large welcoming front porch—perfect for a porch swing—as well as an additional deck for outdoor living. $154,900.

20. 2025-10-15
    price $157,800 721-char remark

    Show marketing remark (721 chars)

    Super sweet historic Craftsman/Bungalow located inside Arab City Schools. This charming home offers 1,298 ft² with beautiful original wood floors and spacious rooms throughout. The open living & dining areas flow nicely and feature a cozy gas fireplace, perfect for everyday living or entertaining. The eat-in kitchen w/appliances provide ample space and functionality. 2 bedrooms and 1 full bath, plus a flex room ideal for a home office, playroom, or craft space. Oversized one-car garage offers extra storage or workshop potential. Enjoy morning sunrises and evening sunsets from the large welcoming front porch—perfect for a porch swing—as well as an additional deck for outdoor living. $154,900.

21. 2025-08-18
    price $159,800 721-char remark

    Show marketing remark (721 chars)

    Super sweet historic Craftsman/Bungalow located inside Arab City Schools. This charming home offers 1,298 ft² with beautiful original wood floors and spacious rooms throughout. The open living & dining areas flow nicely and feature a cozy gas fireplace, perfect for everyday living or entertaining. The eat-in kitchen w/appliances provide ample space and functionality. 2 bedrooms and 1 full bath, plus a flex room ideal for a home office, playroom, or craft space. Oversized one-car garage offers extra storage or workshop potential. Enjoy morning sunrises and evening sunsets from the large welcoming front porch—perfect for a porch swing—as well as an additional deck for outdoor living. $154,900.

22. 2025-06-26
    status Active 721-char remark

    Show marketing remark (721 chars)

    Super sweet historic Craftsman/Bungalow located inside Arab City Schools. This charming home offers 1,298 ft² with beautiful original wood floors and spacious rooms throughout. The open living & dining areas flow nicely and feature a cozy gas fireplace, perfect for everyday living or entertaining. The eat-in kitchen w/appliances provide ample space and functionality. 2 bedrooms and 1 full bath, plus a flex room ideal for a home office, playroom, or craft space. Oversized one-car garage offers extra storage or workshop potential. Enjoy morning sunrises and evening sunsets from the large welcoming front porch—perfect for a porch swing—as well as an additional deck for outdoor living. $154,900.

23. 2025-06-18
    historical 721-char remark

    Show marketing remark (721 chars)

    Super sweet historic Craftsman/Bungalow located inside Arab City Schools. This charming home offers 1,298 ft² with beautiful original wood floors and spacious rooms throughout. The open living & dining areas flow nicely and feature a cozy gas fireplace, perfect for everyday living or entertaining. The eat-in kitchen w/appliances provide ample space and functionality. 2 bedrooms and 1 full bath, plus a flex room ideal for a home office, playroom, or craft space. Oversized one-car garage offers extra storage or workshop potential. Enjoy morning sunrises and evening sunsets from the large welcoming front porch—perfect for a porch swing—as well as an additional deck for outdoor living. $154,900.

24. 2025-06-10
    price $159,900 721-char remark

    Show marketing remark (721 chars)

    Super sweet historic Craftsman/Bungalow located inside Arab City Schools. This charming home offers 1,298 ft² with beautiful original wood floors and spacious rooms throughout. The open living & dining areas flow nicely and feature a cozy gas fireplace, perfect for everyday living or entertaining. The eat-in kitchen w/appliances provide ample space and functionality. 2 bedrooms and 1 full bath, plus a flex room ideal for a home office, playroom, or craft space. Oversized one-car garage offers extra storage or workshop potential. Enjoy morning sunrises and evening sunsets from the large welcoming front porch—perfect for a porch swing—as well as an additional deck for outdoor living. $154,900.

25. 2025-04-07
    price $169,900 721-char remark

    Show marketing remark (721 chars)

    Super sweet historic Craftsman/Bungalow located inside Arab City Schools. This charming home offers 1,298 ft² with beautiful original wood floors and spacious rooms throughout. The open living & dining areas flow nicely and feature a cozy gas fireplace, perfect for everyday living or entertaining. The eat-in kitchen w/appliances provide ample space and functionality. 2 bedrooms and 1 full bath, plus a flex room ideal for a home office, playroom, or craft space. Oversized one-car garage offers extra storage or workshop potential. Enjoy morning sunrises and evening sunsets from the large welcoming front porch—perfect for a porch swing—as well as an additional deck for outdoor living. $154,900.

26. 2025-03-19
    price $177,500 721-char remark

    Show marketing remark (721 chars)

    Super sweet historic Craftsman/Bungalow located inside Arab City Schools. This charming home offers 1,298 ft² with beautiful original wood floors and spacious rooms throughout. The open living & dining areas flow nicely and feature a cozy gas fireplace, perfect for everyday living or entertaining. The eat-in kitchen w/appliances provide ample space and functionality. 2 bedrooms and 1 full bath, plus a flex room ideal for a home office, playroom, or craft space. Oversized one-car garage offers extra storage or workshop potential. Enjoy morning sunrises and evening sunsets from the large welcoming front porch—perfect for a porch swing—as well as an additional deck for outdoor living. $154,900.

27. 2025-01-30
    listed $187,500 Active 721-char remark

    Show marketing remark (721 chars)

    Super sweet historic Craftsman/Bungalow located inside Arab City Schools. This charming home offers 1,298 ft² with beautiful original wood floors and spacious rooms throughout. The open living & dining areas flow nicely and feature a cozy gas fireplace, perfect for everyday living or entertaining. The eat-in kitchen w/appliances provide ample space and functionality. 2 bedrooms and 1 full bath, plus a flex room ideal for a home office, playroom, or craft space. Oversized one-car garage offers extra storage or workshop potential. Enjoy morning sunrises and evening sunsets from the large welcoming front porch—perfect for a porch swing—as well as an additional deck for outdoor living. $154,900.

28. 2022-04-06
    soldstatus $135,000
29. 2022-04-04
    soldstatus $135,000 Sold 279-char remark

    Show marketing remark (279 chars)

    Beautiful full brick home in the heart of downtown Arab !! This home is walking distance to Arab High School and convenient to all the downtown amenities . This home offers 2 bedrooms 1 bath with large living spaces as well as a separate den. Call to schedule your showing today!

30. 2022-02-17
    historical Contingent 279-char remark

    Show marketing remark (279 chars)

    Beautiful full brick home in the heart of downtown Arab !! This home is walking distance to Arab High School and convenient to all the downtown amenities . This home offers 2 bedrooms 1 bath with large living spaces as well as a separate den. Call to schedule your showing today!

31. 2022-02-13
    listed $145,000 Active 279-char remark

    Show marketing remark (279 chars)

    Beautiful full brick home in the heart of downtown Arab !! This home is walking distance to Arab High School and convenient to all the downtown amenities . This home offers 2 bedrooms 1 bath with large living spaces as well as a separate den. Call to schedule your showing today!

32. 2015-06-11
    soldstatus $85,000
33. 2015-06-10
    soldstatus $84,000
34. 2015-01-12
    listed $87,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

• Current annual tax: $510 · $42/mo
• Projected year-2 tax: $614 · $51/mo
• Expected delta: +$104/yr (+$9/mo · 20.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 4/10 Moderate 7 d/yr ≥103°F today · 20 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 21% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $15,790
• − Mortgage interest: −$8,391
• − Property taxes: −$510
• − Insurance: −$749
• − Repairs & maintenance: −$1,263
• − Management: −$1,263
• − Depreciation: −$4,358
• Taxable loss: −$744
• Est. tax savings @ 24.0%: +$179
• After-tax cash flow: $1,967/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Arab City
• NCES district ID: 0100100
• Math proficiency: 47% ▼ -25.00%
• Reading proficiency: 64% ▬ 0.00%
• Median HH income: $42,728
• Composite: 46.58/100
• National rank: #2422
• State rank: #9 of 129 in AL

Livability — Arab

• Score: 64/100
• State rank: #149
• US rank: #13733

Category grades

Amenities F Commute F Cost of living A+ Crime D Employment C- Housing A+ Health & safety F User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Arab, AL
• City population: 17,435
• Population (ZIP): 17,435

Population outlook (Marshall County) Hauer SSP2

• Today (2025): 97,402 people
• By 2030: 98,138 · +0.8%
• By 2040: 98,502 · +1.1%
• By 2050: 97,024 · -0.4%
• By 2075: 89,334 · -8.3%
• By 2100: 74,749 · -23.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (89%)
• Race & ethnicity: White 89% Hispanic / Latino 5% Two or more races 5% Asian 1%
• Hispanic origin (detail): Mexican 4%
• Common ancestry: Slovak 2% Italian 1% Serbian 1%
• Foreign-born: 2% · Canada, China
• Languages at home: 97% English-only · Spanish 2%

Political lean MEDSL · Marshall

• 2024 margin: Solid R (+71.7) · D 13.8% · R 85.5%
• 2008→2024 swing: -15.4pp toward R · 2008: -56.4pp · 2024: -71.7pp
• All cycles: 2024: R+71.7 2020: R+68.7 2016: R+69.5 2012: R+60.1 2008: R+56.4

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -70.17%
• Current HPI: 180.2225
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 2.94%
• F500 in state: 4

Industry mix (Fortune 500 HQ in AL)

Industry	F500 HQs	Revenue
▸Financial Services	1	$8B
▸Healthcare	1	$5B

Price history

+70.4% since first listed

19 events — show timeline

• 2026-04-30 Price Changed $149,800 VMLS
• 2026-03-05 Price Changed $149,900 VMLS
• 2025-12-16 Relisted — VMLS
• 2025-12-02 Price Changed $154,900 VMLS
• 2025-10-15 Price Changed $157,800 VMLS
• 2025-08-18 Price Changed $159,800 VMLS
• 2025-06-26 Relisted — VMLS
• 2025-06-18 Delisted — VMLS
• 2025-06-10 Price Changed $159,900 VMLS
• 2025-04-07 Price Changed $169,900 VMLS
• 2025-03-19 Price Changed $177,500 VMLS
• 2025-01-30 Listed $187,500 VMLS
• 2022-04-06 Sold (Public Records) $135,000 Public Records
• 2022-04-04 Sold (MLS) $135,000 VMLS
• 2022-02-17 Contingent — VMLS
• 2022-02-13 Listed $145,000 VMLS
• 2015-06-11 Sold (Public Records) $85,000 Public Records
• 2015-06-10 Sold (MLS) $84,000 VMLS
• 2015-01-12 Listed $87,900 VMLS

Property tax history

+7.5%/yr

Latest (2025): $510 · +11.7% YoY. Source: county tax records.