1442 Box Cir · Winder, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 5/10 · Moderate
- Hot days now (above 105°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 20.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 5 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +14.4/30.0
- DSCR +4.4/10.0
- Livability +3.7/5.0
- 1% rule +3.3/10.0
- Rent growth +3.1/5.0
- Schools +2.8/10.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$249,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to 1442 Box Circle, a beautifully updated 2 bedroom, 2.5 bath townhome offering low maintenance living Inside, you'll find new carpet and laminate flooring throughout, creating a fresh, move in ready feel. The functional floor plan features two spacious bedrooms, each with its own private full bath, plus a convenient half bath on the main level for guests. The main living area flows seamlessly into the kitchen and dining space, making everyday living and entertaining effortless. Step outside to enjoy your private outdoor grilling area overlooking a peaceful pond, the perfect spot for morning coffee or unwinding at the end of the day. Residents enjoy access to community amenities including a pool, clubhouse, and fitness center, providing both convenience and lifestyle all in one location. Whether you're looking for your next home or a smart investment opportunity, this townhome offers comfort, updates, and scenic views in a sought after community.
Key facts
- Fitness center
- Clubhouse
- Community amenities
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.5-bath single-family listed at $250k.
Deal economics
- At list price, monthly cash flow is $51 ($613/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $206k (17.4% below list).
- Recommended offer: $206k (17.4% below list) — sets the bar for 1% rule.
- Cap rate 6.5% vs local median 3.9% in Winder — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 73/100 on livability (#47 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment D+, schools D-, amenities F.
- Barrow County (rural): math 29% / reading 34% proficiency, ranked #77 of 174 in GA (top 44%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents rising (+2.3%/yr); 566 active listings in the ZIP; 8 comparable units currently listed for rent nearby; rentals at typical pace (median 14d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,427 units permitted in Barrow County in 2024 (311 in 5+ unit buildings).
- This rent runs 31% of the median local income ($81k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
- Barrow County population projected at +27% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 73 days — a 6% lower offer ($235k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 20y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $27k; list at $250k implies a 839% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 73 days. Have you received any prior offers? Is the seller open to a 17% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.83% ✗
- Cap rate
- 6.54%
- Cash-on-cash
- 0.88%
- DSCR
- 1.04
- GRM
- 10.1
CMA / ARV
- ARV (median comp)
- $303,532
- List price
- $249,900
- Delta
- -17.67%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 4 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1428 Box Cir | 0.03mi | 2/2.5 | 1,268 (0%) | 5mo | $240,000 | $189 | 95 |
| 506 Yargo Ln | 0.35mi | 3/2.0 (+1) | 1,188 (-6%) | 10mo | $319,000 | $269 | 58 |
| 63 Matthews School Rd | 0.42mi | 3/2.0 (+1) | 1,281 (+1%) | 22mo | $239,000 | $187 | 54 |
| 463 Valley Trce | 0.28mi | 3/2.0 (+1) | 1,434 (+13%) | 20mo | $285,000 | $199 | 42 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 2.26% rent growth · sell at horizon
- IRR
- -15.7%
- Equity multiple
- 0.45×
- Total profit
- $-38,827
- Equity at exit
- $37,261
- IRR
- -8.5%
- Equity multiple
- 0.49×
- Total profit
- $-36,032
- Equity at exit
- $21,607
Cash invested: $69,972 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 30680
- Home prices YoY
- -24.7%
- Rents YoY
- 2.3%
- Active inventory
- 566
- Price-to-rent
- 10.1×
Monthly cashflow live
- Estimated rent
- $2,064 high interval (Pro) →
- Mortgage (P&I)
- −$1,311
- Tax from tax record
- −$165 /mo · $1,978/yr
- Insurance
- −$104
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$433
- Net cashflow
- $51
Break-even live
Sensitivity live
| Price | -10% $193 | -5% $122 | +0% $51 | +5% $-20 | +10% $-90 |
|---|---|---|---|---|---|
| Rent | -10% $-112 | -5% $-30 | +0% $51 | +5% $133 | +10% $214 |
| Rate | -1.0pp $177 | -0.5pp $115 | base $51 | +0.5pp $-14 | +1.0pp $-80 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $62,475
- Closing costs
- $7,497
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 8 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 370 Turtle Creek Dr Unit 1 Winder, GA | 3.0 | 2.5 | 1800 | $1,900 | $1.06 | 6d | 1 | 0.18mi |
| 370 Turtle Creek Dr Winder, GA | 3.0 | 3.0 | 1474 | $1,900 | $1.29 | 5d | 1 | 0.18mi |
| 349 Turtle Creek Dr Winder, GA | 3.0 | 2.5 | 1494 | $1,800 | $1.20 | 45d | 1 | 0.20mi |
| 290 Turtle Creek Dr Winder, GA | 3.0 | 2.5 | 1840 | $1,999 | $1.09 | 4d | 1 | 0.23mi |
| 247 Turtle Creek Dr Winder, GA | 3.0 | 2.5 | 1529 | $1,885 | $1.23 | 5d | 1 | 0.26mi |
| 281 Turtle Creek Dr Winder, GA | 3.0 | 2.5 | 1800 | $3,700 | $2.06 | 45d | 1 | 0.27mi |
| 97 Lily Dr Unit F Winder, GA | 2.0 | 2.0 | 1024 | $1,500 | $1.46 | 14d | 1 | 1.21mi |
| 420 Foxdale Rd Winder, GA | 3.0 | 2.0 | 1503 | $1,885 | $1.25 | 45d | 1 | 1.25mi |
Listing history 5 events
-
2026-05-16status Under Contract 973-char remark
Show marketing remark (973 chars)
Welcome to 1442 Box Circle, a beautifully updated 2 bedroom, 2.5 bath townhome offering low maintenance living Inside, you'll find new carpet and laminate flooring throughout, creating a fresh, move in ready feel. The functional floor plan features two spacious bedrooms, each with its own private full bath, plus a convenient half bath on the main level for guests. The main living area flows seamlessly into the kitchen and dining space, making everyday living and entertaining effortless. Step outside to enjoy your private outdoor grilling area overlooking a peaceful pond, the perfect spot for morning coffee or unwinding at the end of the day. Residents enjoy access to community amenities including a pool, clubhouse, and fitness center, providing both convenience and lifestyle all in one location. Whether you're looking for your next home or a smart investment opportunity, this townhome offers comfort, updates, and scenic views in a sought after community.
-
2026-03-02$249,900 New 973-char remark
Show marketing remark (973 chars)
Welcome to 1442 Box Circle, a beautifully updated 2 bedroom, 2.5 bath townhome offering low maintenance living Inside, you'll find new carpet and laminate flooring throughout, creating a fresh, move in ready feel. The functional floor plan features two spacious bedrooms, each with its own private full bath, plus a convenient half bath on the main level for guests. The main living area flows seamlessly into the kitchen and dining space, making everyday living and entertaining effortless. Step outside to enjoy your private outdoor grilling area overlooking a peaceful pond, the perfect spot for morning coffee or unwinding at the end of the day. Residents enjoy access to community amenities including a pool, clubhouse, and fitness center, providing both convenience and lifestyle all in one location. Whether you're looking for your next home or a smart investment opportunity, this townhome offers comfort, updates, and scenic views in a sought after community.
-
2008-02-15historical
-
2006-04-19$114,900
-
2005-07-22soldstatus $26,620
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $1,978 · $165/mo
- Projected year-2 tax
- $2,299 · $192/mo
- Expected delta
- +$321/yr (+$27/mo · 16.2%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 5/10 Major 7 d/yr ≥105°F today · 17 d/yr by 30 yrs out
- Wind 4/10 Moderate 20% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 5 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $24,768
- − Mortgage interest
- −$13,998
- − Property taxes
- −$1,978
- − Insurance
- −$1,250
- − Repairs & maintenance
- −$1,981
- − Management
- −$1,981
- − Depreciation
- −$7,270
- Taxable loss
- −$3,691
- Est. tax savings @ 24.0%
- +$886
- After-tax cash flow
- $1,499/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Barrow County
- NCES district ID
- 1300290
- Math proficiency
- 29% ▼ -14.00%
- Reading proficiency
- 34% ▼ -10.00%
- Median HH income
- $52,082
- Composite
- 27.63/100
- National rank
- #6921
- State rank
- #77 of 174 in GA
Livability — Winder
- Score
- 73/100
- State rank
- #47
- US rank
- #5120
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Winder, GA
- County
- Barrow County · 133,377 people
- City population
- 48,388
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- Population (ZIP)
- 48,388
- Household income
- $80,956
- Rent vs Own
- Severe rent burden
- 622.0
Population outlook (Barrow County) Hauer SSP2
- Today (2025)
- 86,670 people
- By 2030
- 92,039 · +6.2%
- By 2040
- 101,992 · +17.7%
- By 2050
- 110,075 · +27.0%
- By 2075
- 124,017 · +43.1%
- By 2100
- 127,579 · +47.2%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (66%)
- Race & ethnicity
- White 66% Hispanic / Latino 13% Black 12% Two or more races 9% Asian 5%
- Hispanic origin (detail)
- Mexican 7% Puerto Rican 2%
- Common ancestry
- Slovak 3% Italian 2% Lithuanian 1%
- Foreign-born
- 9% · Canada, Jamaica
- Languages at home
- 86% English-only · Spanish 10% Other Asian/Pacific 3% French/Haitian/Cajun 1%
Political lean MEDSL · Barrow
- 2024 margin
- Solid R (+40.5) · D 29.5% · R 70.0%
- 2008→2024 swing
- +4.1pp toward D · 2008: -44.6pp · 2024: -40.5pp
- All cycles
- 2024: R+40.5 2020: R+43.1 2016: R+50.4 2012: R+50.5 2008: R+44.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -75.21%
- Current HPI
- 229.5804
- Rent YoY
- ▲ 2.26%
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
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| Retail | 1 | $160B |
|
||
| Transportation / Logistics | 1 | $91B |
|
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| Airlines | 1 | $62B |
|
||
| Consumer Goods | 1 | $47B |
|
||
| Utilities | 1 | $25B |
|
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Price history
+838.8% since first listed5 events — show timeline
- 2026-05-16 Pending — GAMLS
- 2026-03-02 Listed $249,900 GAMLS
- 2008-02-15 Listing Removed — Hive MLS
- 2006-04-19 Listed $114,900 Hive MLS
- 2005-07-22 Sold (Public Records) $26,620 Public Records
Property tax history
+2.4%/yrLatest (2025): $1,978 · +0.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…