3806 James St · Suitland, MD 20746

$220,000

4 bd · 2.0 ba · 1,677 sqft · SingleFamily public records · 8 Days on market

Built 1939 0.38 ac lot Est $404k · 46% under

---

Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +21.7/30.0
• ARV discount +15.0/15.0
• DSCR +6.9/10.0
• 1% rule +6.6/10.0
• Livability +3.5/5.0
• Condition / age +2.5/5.0
• Rent growth +2.2/5.0
• Schools +1.7/10.0
• Appreciation +0.0/10.0

Listing remarks

Investor and Rehabber Opportunity! Estate sale being sold strictly AS-IS, WHERE-IS. This unique single-family home is situated on a private, secluded 0.38-acre lot—nearly double the size of many surrounding parcels—offering exceptional potential for renovation, expansion, redevelopment, or long-term investment. The property requires substantial rehabilitation and is best suited for experienced investors, builders, contractors, or developers seeking their next project. The oversized lot is a standout feature, providing opportunities that are difficult to find in this area. Conveniently located approximately 30 minutes from Washington, DC, with quick access to major highways and

Key facts

• 0.38 acre lot
• Built 1939
• Listed 8 days

Property features AI

Exterior

• Parking: On-street parking
• Utilities: Public water; Public sewer
• Home design: Detached property; Year built information from assessor
• Construction: Frame construction; Other foundation details
• Exterior features: Detached structure; Other structures both above grade and below grade; Tidal water not present

Interior

• Bedrooms: Three bedrooms on the first upper level; One bedroom on the main level
• Bathrooms: Two full bathrooms total (one full on main level, one full on first upper level)
• Heating & cooling: Oil heating
• Interior features: No basement; Finished above-grade living area approximately 1,677 (per assessor); Unfinished below-grade area approximately 978 (per assessor); Major rehab needed / below average condition; Fee simple ownership; Not in a federal flood zone

What this means for you Summary

Snapshot

• This is a 4-bed/2.0-bath single-family listed at $220k.

Deal economics

• At list price, monthly cash flow is $338 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($3k rent vs $220k).
• Cap rate 8.1% vs local median 4.9% in Suitland — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 69/100 on livability (#189 in MD) — a middle-class / working-renter tenant base. Strengths: commute A+, housing A+, employment B; Watch: health & safety C-, crime F, amenities D-.
• Prince George'S County Public Schools (suburban): math 8% / reading 24% proficiency, ranked #21 of 24 in MD (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Zoned schools: William Beanes Elementary (math 2% / reading 8%, grade F, #766 of 860 statewide, top 93%, 382 students, 66% FRL); Drew Freeman Middle (math 2% / reading 12%, grade F, #219 of 225 statewide, top 98%, 833 students, 67% FRL).
• Market conditions: Rents soft (-1.2%/yr); 96 active listings in the ZIP; 28 comparable units currently listed for rent nearby; rentals at typical pace (median 20d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,481 units permitted in Prince George's County in 2024 (0 in 5+ unit buildings).
• This rent runs 39% of the median local income ($79k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
• Prince George's County population projected at +18% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• Only 8 days on market — expect competitive offers; lowballing is unlikely to land.
• Current owner paid $80k; list at $220k implies a 175% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1939 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $220,000

Questions for the listing agent

1. Built in 1939 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.16% ✓
• Cap rate: 8.14%
• Cash-on-cash: 6.59%
• DSCR: 1.29
• GRM: 7.2

CMA / ARV

• ARV (on-the-fly): $404,157
• Comps found: 11

Show comp detail 11 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
6505 Woodland Rd	0.49mi	5/2.0 (+1)	1,668 (-0%)	4mo	$422,500	$253	68
4308 Offut Dr	0.43mi	3/2.0 (-1)	1,800 (+7%)	5mo	$380,000	$211	58
3728 Dianna Rd	0.68mi	5/3.0 (+1)	1,666 (-1%)	6mo	$455,000	$273	53
6305 Suitland Rd	0.50mi	4/2.5	1,618 (-4%)	20mo	$445,000	$275	52
4311 Elgin Ct	0.72mi	3/2.5 (-1)	1,688 (+1%)	9mo	$407,000	$241	51
3905 Walls Ln	0.30mi	3/2.0 (-1)	1,872 (+12%)	15mo	$311,850	$167	49
6620 Pine Grove Dr	0.72mi	4/2.0	1,800 (+7%)	8mo	$405,000	$225	47
4312 Frank St	0.46mi	4/3.5	1,560 (-7%)	18mo	$480,000	$308	46
3701 Walnut Ln	0.67mi	4/2.0	1,820 (+8%)	13mo	$375,000	$206	44
6300 Skyline Ter	0.53mi	3/3.0 (-1)	1,751 (+4%)	21mo	$400,000	$228	42
4505 John St	0.68mi	3/3.5 (-1)	1,440 (-14%)	1mo	$370,000	$257	33

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -9.8%
• Equity multiple: 0.65×
• Total profit: $-21,429
• Equity at exit: $32,803

10-year hold

• IRR: -5.6%
• Equity multiple: 0.69×
• Total profit: $-19,227
• Equity at exit: $19,022

Cash invested: $61,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 27 Tenant-Leaning
• State Maryland: 27 Tenant-Leaning · D+14
• County: — inherits STATE
• City: — inherits STATE

Failure-to-pay is dismissed if cured before judgment; Baltimore has just-cause; strict deposit rules.

Methodology + full state rankings →

ZIP-level market 20746

• Home prices YoY: -15.7%
• Rents YoY: -1.2%
• Active inventory: 96
• Price-to-rent: 7.2×

Monthly cashflow live

• Estimated rent: $2,549 high
• Mortgage (P&I): −$1,154
• Tax from tax record: −$430 /mo · $5,158/yr
• Insurance: −$92
• HOA: −$0
• Vacancy / Maint / Mgmt: −$535
• Net cashflow: $338

Break-even live

Break-even rent $2,121

Max offer price $220,000

Occupancy floor 82%

Sensitivity live

Price	-10% $463	-5% $401	+0% $338	+5% $276	+10% $214
Rent	-10% $137	-5% $238	+0% $338	+5% $439	+10% $540
Rate	-1.0pp $449	-0.5pp $394	base $338	+0.5pp $281	+1.0pp $223

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $55,000
• Closing costs: $6,600
• Reserves months: —
• Total cash needed: —

Rent comps 28 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
3616 Community Dr District Heights, MD	4.0	2.5	1600	$2,550	$1.59	14d	1	0.29mi
3516 Community Dr District Heights, MD	3.0	2.0	1096	$1,500	$1.37	6d	1	0.33mi
6512 Cricket Pl District Heights, MD	3.0	2.0	1220	$2,500	$2.05	45d	1	0.46mi
5546 Capital Gateway Dr #396 Suitland, MD	3.0	2.5	2154	$3,100	$1.44	25d	1	0.54mi
4400 Telfair Blvd Suitland, MD	1.0–3.0	1.0–2.0	1157	$2,949	$2.55	0d	13	0.59mi
3332 Princess Stephanie Ct District Heights, MD	3.0	2.5	1292	$2,900	$2.24	20d	1	0.61mi
6501 Hil Mar Dr District Heights, MD	1.0–3.0	1.0–1.5	1014	$2,025	$2.00	45d	27	0.62mi
4411 Reamy Dr Suitland, MD	4.0	3.0	1248	$2,750	$2.20	20d	1	0.64mi
4324 Talmadge Cir Suitland, MD	3.0	2.5	1384	$3,300	$2.38	6d	1	0.70mi
6024 Surrey Square Ln District Heights, MD	1.0–3.0	1.0–2.0	1059	$2,102	$1.98	0d	23	0.75mi
3817 Swann Rd #101 Suitland, MD	3.0	2.0	1148	$1,750	$1.52	5d	1	0.77mi
3817 Swann Rd Suitland, MD	3.0	2.0	1148	$1,950	$1.70	45d	1	0.77mi
3253 Walters Ln District Heights, MD	1.0–3.0	1.0–1.5	941	$2,060	$2.19	0d	16	0.78mi
4701 Old Soper Rd Camp Springs, MD	1.0–3.0	1.0–2.0	1300	$3,158	$2.43	0d	17	0.98mi
7211 Mount Forest Ter District Heights, MD	4.0	3.0	1976	$3,300	$1.67	14d	1	0.98mi
3102 Romain Ct Suitland, MD	3.0	2.5	1595	$2,500	$1.57	20d	1	0.99mi
3333 Swann Rd Suitland, MD	3.0	3.0	1164	$2,550	$2.19	25d	1	1.02mi
6007 Rose Bay Dr District Heights, MD	4.0	2.5	1996	$2,795	$1.40	45d	1	1.03mi
4901 Braymer Ave Suitland, MD	4.0	2.5	1684	$2,899	$1.72	14d	1	1.04mi
3022 Bellamy Way #5 Suitland, MD	3.0	2.0	2077	$2,500	$1.20	20d	1	1.15mi
7316 Donnell Pl Unit B2 District Heights, MD	3.0	1.5	1150	$2,295	$2.00	25d	1	1.19mi
3000 Victory Ln Hillcrest Heights, MD	2.0–3.0	1.0–2.0	1116	$2,209	$1.98	45d	1	1.21mi
7244 Donnell Pl Unit D2 District Heights, MD	3.0	1.5	1108	$1,900	$1.71	45d	1	1.24mi
3400 Pearl Dr Suitland, MD	1.0–3.0	1.0–1.5	851	$1,911	$2.25	0d	6	1.35mi
5327 Carswell Ave Suitland, MD	3.0	1.0	868	$1,875	$2.16	45d	9	1.36mi
6412 Foster St District Heights, MD	3.0	2.5	1920	$2,500	$1.30	45d	1	1.45mi
4400 Rena Rd Suitland, MD	1.0–3.0	1.0–1.5	995	$2,215	$2.23	5d	9	1.47mi
2807 Evansgreen Dr Suitland, MD	4.0	3.5	1280	$2,995	$2.34	14d	1	1.50mi

Listing history 7 events

1. 2026-06-21
   statusdays on market $220,000 Pending 8 DOM
2. 2026-06-18
   days on market $220,000 Active 6 DOM
3. 2026-06-17
   days on market $220,000 Active 5 DOM
4. 2026-06-16
   days on market $220,000 Active 4 DOM
5. 2026-06-15
   days on market $220,000 Active 3 DOM
6. 2026-06-13
   remarks 687-char remark
7. 2026-06-13
   listed $220,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

• Current annual tax: $5,158 · $430/mo
• Projected year-2 tax: $5,158 · $430/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 7/10 Severe 7 d/yr ≥103°F today · 16 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 21% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $30,587
• − Mortgage interest: −$12,323
• − Property taxes: −$5,158
• − Insurance: −$1,100
• − Repairs & maintenance: −$2,447
• − Management: −$2,447
• − Depreciation: −$6,400
• Taxable income: $712
• Est. tax owed @ 24.0%: −$171
• After-tax cash flow: $3,891/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Prince George'S County Public Schools
• NCES district ID: 2400510
• Math proficiency: 8% ▼ -11.00%
• Reading proficiency: 24% ▼ -9.00%
• Median HH income: $73,967
• Composite: 16.82/100
• National rank: #9151
• State rank: #21 of 24 in MD

Livability — Suitland

• Score: 69/100
• State rank: #189
• US rank: #8521

Category grades

Amenities D- Commute A+ Cost of living F Crime F Employment B Housing A+ Health & safety C- User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Suitland, MD
• County: Prince Georges County · 919,866 people
• City population: 27,494
• Metro: Washington-Arlington-Alexandria, DC-VA-MD-WV
• Population (ZIP): 27,156
• Household income: $79,330
• Rent vs Own: 65.0% rent · 35.0% own
• Severe rent burden: 1879.0

Population outlook (Prince George's County) Hauer SSP2

• Today (2025): 1,005,426 people
• By 2030: 1,048,416 · +4.3%
• By 2040: 1,123,425 · +11.7%
• By 2050: 1,183,220 · +17.7%
• By 2075: 1,306,202 · +29.9%
• By 2100: 1,408,179 · +40.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (85%)
• Race & ethnicity: Black 85% White 5% Hispanic / Latino 5% Two or more races 5%
• Foreign-born: 8% · Canada, United Kingdom, Guatemala
• Languages at home: 90% English-only · Spanish 4% French/Haitian/Cajun 1%

Political lean MEDSL · Prince George's

• 2024 margin: Solid D (+75.2) · D 86.3% · R 11.2% · Other 2.5%
• 2008→2024 swing: -3.3pp toward R · 2008: 78.5pp · 2024: 75.2pp
• All cycles: 2024: D+75.2 2020: D+80.5 2016: D+81.0 2012: D+80.9 2008: D+78.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -52.82%
• Current HPI: 284.5911
• Rent YoY: ▼ -1.24%
• Metro: Washington-Arlington-Alexandria, DC-VA-MD-WV
• State GDP YoY: ▲ 2.97%
• F500 in state: 12

Industry mix (Fortune 500 HQ in MD)

Industry	F500 HQs	Revenue
▸Aerospace / Defense	1	$71B
▸Utilities	1	$25B
▸Hotels	1	$24B
▸Consumer Goods	1	$7B
▸Real Estate	1	$6B
▸Chemicals	1	$2B

Price history

+877.8% since first listed

4 events — show timeline

• 2026-06-12 Listed $220,000 BRIGHT MLS
• 2026-06-11 Coming Soon $220,000 BRIGHT MLS
• 1987-04-14 Sold (Public Records) $79,900 Public Records
• 1963-05-20 Sold (Public Records) $22,500 Public Records

Property tax history

+8.8%/yr

Latest (2025): $5,158 · +10.9% YoY. Source: county tax records.