Duplex
1302 Dudley Ave · Utica, NY
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $691 – $1,283
Heat risk 3/10 · Minor
- Hot days now (above 95°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 1.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the A grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +15.0/15.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Appreciation +10.0/10.0
- Schools +4.6/10.0
- Livability +4.0/5.0
- Rent growth +2.5/5.0
- Condition / age +2.2/5.0
$124,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Multi-family units
County records classify this as Multi-Family (2-4 Unit). Listing-text estimate: 2 units. confirmed
Listing remarks
Unlock the Potential of This Two-Family Investment Property in Utica, NY! Located on Dudley Avenue, this two-unit duplex presents an excellent opportunity for buyers looking to build equity and create value. The first-floor apartment features 3 bedrooms and 1 full bathroom, while the second-floor apartment offers 2 bedrooms and 1 full bathroom. Both units feature their own private porch, providing additional outdoor space for tenants to enjoy. The property also offers off-street parking and a spacious backyard. While some updating is needed, the potential is there to transform this duplex into a valuable investment.
Key facts
- Private porch
- Off street parking
- Spacious backyard
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 1×2bd/1.0ba + 1×3bd/1.0ba units multifamily listed at $125k. Condition is rated fair.
- This rent per unit runs 34% of the median local income ($53k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Deal economics
- At list price, monthly cash flow is $2k ($18k/yr) — positive. Per door: $770/mo.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($3k rent vs $125k).
- Recommended offer: $123k (1.5% below list) — sets the bar for market timing.
- Cap rate 21.1% vs local median 7.8% in Utica — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 80/100 on livability (#104 in NY, #1,589 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: employment D, crime F.
- Utica City School District (urban): math 33% / reading 38% proficiency, ranked #562 of 590 in NY (top 95%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 71% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Christopher Columbus Elementary School (math 34% / reading 43%, grade F, #1,509 of 2,108 statewide, top 72%, 639 students, 82% FRL); Senator James H Donovan Middle School (math 19% / reading 30%, grade F, #611 of 729 statewide, top 88%, 730 students, 84% FRL); Thomas R Proctor High School (math 86% / reading 62%, grade B+, #659 of 1,100 statewide, top 60%, 2,675 students, 76% FRL).
- Market conditions: 300 active listings in the ZIP; 204 units permitted in Oneida County in 2024 (68 in 5+ unit buildings).
Forward outlook
- In year one you build about $13k of equity ($864 loan paydown + $12k appreciation (10.0% local appreciation)).
- Oneida County population projected at -12% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (10.0% appreciation + 3.0% rent growth), your $35k cash investment doubles in ~2 years — after that, you're playing with house money.
- By year 3, paydown + projected appreciation supports a ~$34k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 20 days — a 2% lower offer ($123k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: built in 1880 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- Can we see the unit-by-unit rent roll, current vacancy, and any below-market leases? What's the average tenancy length?
- What capital expenditures (roof, boiler, parking lot, exteriors) have been made in the last 5 years, and what's planned in the next 2?
- Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
- Built in 1880 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 2.39% ✓
- Cap rate
- 21.09%
- Cash-on-cash
- 52.86%
- DSCR
- 3.35
- GRM
- 3.5
CMA / ARV
- ARV (median comp)
- $202,073
- List price
- $124,900
- Delta
- -38.19%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1534 Brinckerhoff Ave | 0.29mi | 5/2.0 | 2,044 (-4%) | 5mo | $158,000 | $77 | 76 |
| 411 James St | 0.42mi | 6/2.5 (+1) | 2,128 (+0%) | 1mo | $135,000 | $63 | 72 |
| 1140 Brinckerhoff Ave | 0.19mi | 5/2.0 | 2,366 (+11%) | 1mo | $100,000 | $42 | 71 |
| 1251 Mohawk St | 0.46mi | 4/2.0 (-1) | 2,152 (+1%) | 4mo | $252,500 | $117 | 68 |
| 141 Eagle St | 0.42mi | 5/2.0 | 2,193 (+3%) | 11mo | $36,500 | $17 | 66 |
| 1526 Brinkerhoff | 0.27mi | 4/2.0 (-1) | 1,868 (-12%) | 0mo | $161,900 | $87 | 62 |
| 1418 Brinckerhoff Ave | 0.16mi | 6/2.0 (+1) | 2,406 (+13%) | 14mo | $105,001 | $44 | 54 |
| 1004 Rudolph Pl | 0.61mi | 6/2.0 (+1) | 2,112 (-1%) | 15mo | $145,000 | $69 | 54 |
| 124 Wall St | 0.46mi | 4/2.0 (-1) | 2,236 (+5%) | 14mo | $115,000 | $51 | 53 |
| 1559 Taylor Ave | 0.43mi | 6/2.0 (+1) | 2,304 (+8%) | 11mo | $200,000 | $87 | 52 |
| 104 Elmwood Pl #102 | 0.72mi | 6/2.0 (+1) | 2,332 (+10%) | 3mo | $209,000 | $90 | 43 |
| 914 Eagle St | 0.74mi | 6/2.0 (+1) | 2,400 (+13%) | 9mo | $150,000 | $63 | 31 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
10.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 66.0%
- Equity multiple
- 5.75×
- Total profit
- $166,151
- Equity at exit
- $112,520
- IRR
- 59.7%
- Equity multiple
- 12.79×
- Total profit
- $412,161
- Equity at exit
- $242,653
Cash invested: $34,972 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 15 Strongly Tenant-Friendly
- State New York
- 15 Strongly Tenant-Friendly · D+10
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 17 active · 36 under contract
- Months of supply
- 8.5 mo (12%/mo absorbed)
- Median asking
- $179,900 ($90/sqft)
- Median days on market
- 86 d
- This list price
- 6% of active listings are priced below it
- ARV vs active asking
- +5.3% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 13501
- Home prices YoY
- 5.6%
- Active inventory
- 300
- Price-to-rent
- 7.2×
Monthly cashflow live
- Estimated rent
- $2,980 high interval (Pro) →
- Mortgage (P&I)
- −$655
- Tax from tax record
- −$107 /mo · $1,281/yr
- Insurance
- −$52
- HOA
- −$0
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$626
- Net cashflow
- $1,540
2-unit breakdown (identical units grouped — click to expand)
| Units | Beds | Baths | Est. rent |
|---|---|---|---|
| 1× unit | 2 | 1 | $1,444 |
| 1× unit | 3 | 1 | $1,537 |
| Total (2 units) | $2,980 | ||
Break-even live
Sensitivity live
| Price | -10% $1,611 | -5% $1,576 | +0% $1,540 | +5% $1,505 | +10% $1,470 |
|---|---|---|---|---|---|
| Rent | -10% $1,305 | -5% $1,423 | +0% $1,540 | +5% $1,658 | +10% $1,776 |
| Rate | -1.0pp $1,603 | -0.5pp $1,572 | base $1,540 | +0.5pp $1,508 | +1.0pp $1,475 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $31,225
- Closing costs
- $3,747
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1124 Dudley Ave Unit 1 Utica, NY | 3.0 | 1.0 | 1300 | $1,250 | $0.96 | 47d | 1 | 0.26mi |
| 1121 Saint Vincent St #2 Utica, NY | 2.0 | 1.0 | 1000 | $1,200 | $1.20 | 17d | 1 | 0.40mi |
| 1121 Saint Vincent St #2 Utica, NY | 2.0 | 1.0 | 1000 | $1,200 | $1.20 | 10d | 1 | 0.40mi |
| 1010 Dudley Ave Unit 1 Utica, NY | 3.0 | 1.0 | — | $1,700 | — | 10d | 1 | 0.43mi |
| 1010 Dudley Ave Unit 3 Utica, NY | 1.0 | 1.0 | — | $1,200 | — | 10d | 1 | 0.43mi |
| 108 Gold St Utica, NY | 3.0 | 1.0 | 4335 | $1,400 | $0.32 | 51d | 1 | 0.44mi |
| 1602 Howard Ave Apt 2 Utica, NY | 1.0 | 1.0 | 650 | $1,000 | $1.54 | 0d | 1 | 0.44mi |
| 1602 Howard Ave Unit 1 Utica, NY | 1.0 | 1.0 | 550 | $850 | $1.55 | 5d | 1 | 0.44mi |
| 1017 Park Ave Unit 2F Utica, NY | 2.0 | 1.0 | — | $1,200 | — | 184d | 1 | 0.51mi |
| 1642 Taylor Ave #1644 Utica, NY | 3.0 | 1.0 | 2600 | $1,650 | $0.63 | 184d | 1 | 0.52mi |
| 400 Lansing St Unit 2 Utica, NY | 2.0 | 1.0 | 1700 | $1,200 | $0.71 | 10d | 1 | 0.55mi |
| 400 Lansing St Unit 2 Utica, NY | 2.0 | 1.0 | 1700 | $1,200 | $0.71 | 51d | 1 | 0.55mi |
| 641 South St Unit 2nd Fl Utica, NY | 2.0 | 1.0 | — | $1,100 | — | 185d | 1 | 0.55mi |
| 1019 Morris St #2 Utica, NY | 3.0 | 1.0 | 1200 | $1,500 | $1.25 | 6d | 1 | 0.58mi |
| 1019 Morris St #2 Utica, NY | 3.0 | 1.0 | 1200 | $1,550 | $1.29 | 2d | 1 | 0.58mi |
| 1017 Morris St Unit 2 Utica, NY | 3.0 | 1.0 | — | $1,250 | — | 10d | 1 | 0.58mi |
| 1663 Miller St #1 Utica, NY | 3.0 | 1.0 | — | $1,400 | — | 34d | 1 | 0.60mi |
| 1565 Elm St Unit 2R Utica, NY | 1.0 | 1.0 | 550 | $950 | $1.73 | 6d | 1 | 0.60mi |
| 1565 Elm St Unit 2R Utica, NY | 1.0 | 1.0 | 550 | $900 | $1.64 | 21d | 1 | 0.60mi |
| 285 Genesee St Ste 2 Utica, NY | 1.0 | 1.0 | 750 | $1,350 | $1.80 | 2d | 1 | 0.62mi |
| 807 Eagle St Utica, NY | 3.0 | 1.0 | 1526 | $1,300 | $0.85 | 184d | 1 | 0.64mi |
| 1427 Oneida St Utica, NY | 1.0 | 1.0 | 845 | $1,050 | $1.24 | 0d | 3 | 0.64mi |
| 294 Genesee St Utica, NY | 1.0 | 1.0 | — | $1,300 | — | 10d | 1 | 0.67mi |
| 1315 Genesee St Utica, NY | 1.0 | 1.0 | — | $1,150 | — | 51d | 1 | 0.68mi |
| 239 Genesee St Utica, NY | 1.0–2.0 | 1.0–2.0 | 1200 | $2,700 | $2.25 | 0d | 15 | 0.70mi |
| 230 Genesee St Unit 228 Utica, NY | 1.0 | 1.0 | 28374 | $1,800 | $0.06 | 184d | 1 | 0.73mi |
| 230 Genesee St Utica, NY | 1.0 | 1.0 | 850 | $1,600 | $1.88 | 0d | 1 | 0.73mi |
| 1017 White Pl Utica, NY | 2.0 | 1.0 | — | $1,700 | — | 184d | 1 | 0.75mi |
| 1015 White Pl Utica, NY | 2.0 | 1.0 | — | $1,700 | — | 184d | 1 | 0.75mi |
| 221 Elizabeth St #2 Utica, NY | 2.0 | 1.0 | 1100 | $2,000 | $1.82 | 185d | 1 | 0.75mi |
| 221 Elizabeth St Unit 1 Utica, NY | 1.0 | 1.0 | 950 | $1,500 | $1.58 | 184d | 1 | 0.75mi |
| 20 Cottage Pl Apt 6 Utica, NY | 2.0 | 1.0 | 1000 | $1,200 | $1.20 | 10d | 1 | 0.75mi |
| 1414 Genesee St Unit 1410 9 Utica, NY | 1.0 | 1.0 | — | $875 | — | 51d | 1 | 0.76mi |
| 1414 Genesee St Unit 1410 Utica, NY | 1.0 | 1.0 | — | $875 | — | 10d | 1 | 0.76mi |
| 710 Blandina St Apt 2 Utica, NY | 2.0 | 1.0 | 800 | $1,000 | $1.25 | 10d | 1 | 0.77mi |
| 171 Genesee St Utica, NY | 2.0 | 1.0 | — | $2,000 | — | 184d | 1 | 0.80mi |
| 520 Seneca St Apt 302 Utica, NY | 2.0 | 1.0 | 1650 | $2,395 | $1.45 | 10d | 1 | 0.82mi |
| 11 Noyes St Unit 4 Utica, NY | 2.0 | 1.0 | 1000 | $1,125 | $1.12 | 184d | 1 | 0.82mi |
| 1441 Francis St Utica, NY | 3.0 | 1.0 | — | $1,200 | — | 184d | 1 | 0.87mi |
| 662 Bleecker St Utica, NY | 1.0 | 1.0 | 900 | $1,100 | $1.22 | 10d | 1 | 0.90mi |
Property features AI
Finance
- Financial info
- Two unitsTwo separate gas metersTwo separate electric metersOperating expenses include insurance, maintenance, and water/sewerWater is included in rent
Exterior
- Parking
- Gravel and paved parking
- Utilities
- Connected sewerPublic water
- Home design
- Two stories
- Construction
- Wood siding
- Exterior features
- Near public transitMain thoroughfare frontage
Interior
- Bedrooms
- Two bedrooms in one unitThree bedrooms in the other unit
- Flooring
- Hardwood, laminate, and varied flooring
- Bathrooms
- Two full bathrooms total, one in each unit
- Heating & cooling
- Gas forced-air heating
- Interior features
- Full basementDen/family room in both units
- Laundry & utility
- Gas water heater
Listing history 30 events
-
2026-11-08days on market $124,900 Active 20 DOM
-
2026-11-07days on market $124,900 Active 19 DOM
-
2026-11-06days on market $124,900 Active 18 DOM
-
2026-11-05days on market $124,900 Active 17 DOM
-
2026-11-04days on market $124,900 Active 16 DOM
-
2026-11-02days on market $124,900 Active 14 DOM
-
2026-11-01days on market $124,900 Active 13 DOM
-
2026-10-31days on market $124,900 Active 12 DOM
-
2026-10-30days on market $124,900 Active 11 DOM
-
2026-10-29days on market $124,900 Active 10 DOM
-
2026-10-28days on market $124,900 Active 9 DOM
-
2026-10-27days on market $124,900 Active 8 DOM
-
2026-10-26days on market $124,900 Active 7 DOM
-
2026-10-25days on market $124,900 Active 6 DOM
-
2026-10-24days on market $124,900 Active 5 DOM
-
2026-10-23days on market $124,900 Active 4 DOM
-
2026-10-22days on market $124,900 Active 3 DOM
-
2026-10-22days on market $124,900 Active 2 DOM
-
2026-10-20remarks 699-char remark
-
2026-10-20statusdays on market $124,900 Active 1 DOM
-
2026-02-02status Pending
-
2025-12-02status Active
-
2025-11-21historical
-
2025-11-13price $124,900
-
2025-11-03status Active
-
2025-10-25historical
-
2025-09-24$129,900 Active
-
2025-09-20historical
-
2025-09-03price $129,900
-
2025-09-02$149,900 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast NY · Partial reset (capped growth)
- Current annual tax
- $1,281 · $107/mo
- Projected year-2 tax
- $1,696 · $141/mo
- Expected delta
- +$415/yr (+$35/mo · 32.4%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 3/10 Moderate 7 d/yr ≥95°F today · 16 d/yr by 30 yrs out
- Wind 2/10 Low 100% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $35,760
- − Mortgage interest
- −$6,996
- − Property taxes
- −$1,281
- − Insurance
- −$624
- − Repairs & maintenance
- −$2,861
- − Management
- −$2,861
- − Depreciation
- −$3,633
- Taxable income
- $17,503
- Est. tax owed @ 24.0%
- −$4,201
- After-tax cash flow
- $14,285/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 9 photos
This two-family home requires moderate renovations, including updating the kitchen and bathrooms, repainting the exterior, and improving the landscaping. The property has a good structure and is located in a central area with potential for value appreciation.
Deferred maintenance Est. $10,000–$30,000 screening
- Major Ceiling (roof|hvac|water heater|windows|electrical|plumbing|exterior|other) — Visible water damage and discoloration on ceiling
Repairs flagged
- Minor Kitchen counter clutter — Items on the counter and floor suggest a need for organization and cleaning.
- Moderate Kitchen cabinets and appliances — The dated appearance suggests a need for updating or replacement.
- Moderate Bathroom fixtures — Basic fixtures suggest a need for updates or replacement.
- Major Exterior siding — Weathered appearance indicates significant wear and need for repainting or replacement.
- Major Landscaping — Minimal landscaping suggests a need for improvement to enhance curb appeal.
Value-add opportunities
- Resale Updating kitchen cabinets and appliances — Updating the kitchen will make it more appealing to potential buyers. ↑
- Resale Updating bathroom fixtures — Modernizing the bathrooms will improve the home's appeal to potential buyers. ↑
- Both Repainting exterior siding — Repainting the exterior will improve curb appeal and the home's overall appearance. ↑
- Both Landscaping improvements — Enhancing the landscaping will improve curb appeal and the home's overall appearance. ↑
ⓘ Rehab cost is a screening estimate — Moderate scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
Zoned Schools
Schools (NCES district)
- District
- Utica City School District
- NCES district ID
- 3629370
- Math proficiency
- 33% ▼ -7.00%
- Reading proficiency
- 38% ▲ 2.00%
- Median HH income
- $31,834
- Composite
- 29.01/100
- National rank
- #6613
- State rank
- #562 of 590 in NY
Livability — Utica
- Score
- 80/100
- State rank
- #104
- US rank
- #1589
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Utica, NY
- County
- Oneida County · 225,223 people
- City population
- 72,968
- Metro
- Utica-Rome, NY
- Population (ZIP)
- 38,931
- Household income
- $52,548
- Rent vs Own
- Severe rent burden
- 8% of renters
Population outlook (Oneida County) Hauer SSP2
- Today (2025)
- 225,223 people
- By 2030
- 220,384 · -2.1%
- By 2040
- 209,071 · -7.2%
- By 2050
- 197,920 · -12.1%
- By 2075
- 175,541 · -22.1%
- By 2100
- 148,491 · -34.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Highly diverse neighborhood (Simpson 0.70)
- Race & ethnicity
- White 49% Two or more races 15% Hispanic / Latino 14% Black 14% Asian 14%
- Hispanic origin (detail)
- Puerto Rican 8% Dominican 4%
- Languages at home
- 62% English-only · Other Asian/Pacific 11% Russian/Polish/Slavic 10% Spanish 9%
Political lean MEDSL · Oneida
- 2024 margin
- Strong R (+21.3) · D 39.4% · R 60.6%
- 2008→2024 swing
- -15.2pp toward R · 2008: -6.1pp · 2024: -21.3pp
- All cycles
- 2024: R+21.3 2020: R+15.5 2016: R+21.1 2012: R+5.3 2008: R+6.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 20.28%
- Current HPI
- 382.3726
- Rent YoY
- —
- Metro
- Utica-Rome, NY
- State GDP YoY
- ▲ 2.60%
- F500 in state
- 92
Industry mix (Fortune 500 HQ in NY)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 10 | $950B |
|
||
| Consumer Goods | 9 | $162B |
|
||
| Insurance | 4 | $225B |
|
||
| Telecommunications | 2 | $144B |
|
||
| Pharmaceuticals | 2 | $112B |
|
||
| Media / Entertainment | 2 | $69B |
|
||
Price history
-16.7% since first listed9 events — show timeline
- 2026-10-19 Listed $124,900 CNYIS
- 2026-02-02 Listing Removed — CNYIS
- 2025-11-21 Listing Removed — CNYIS
- 2025-11-13 Price Changed $124,900 CNYIS
- 2025-10-25 Listing Removed — CNYIS
- 2025-09-24 Listed $129,900 CNYIS
- 2025-09-20 Listing Removed — CNYIS
- 2025-09-03 Price Changed $129,900 CNYIS
- 2025-09-02 Listed $149,900 CNYIS
Property tax history
+3.6%/yrLatest (2026): $1,281 · +0.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…