7109 Round Stone Dr · Graniteville, SC 29829

$359,900

4 bd · 3.5 ba · 2,897 sqft · SingleFamily public records · 49 Days on market

Built 2011 0.26 ac lot Est $313k · 15% over $47/mo HOA · 2% of rent

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Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Appreciation +9.2/10.0
• Cash flow +8.3/30.0
• Schools +3.2/10.0
• Livability +3.0/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• DSCR +2.3/10.0
• 1% rule +1.5/10.0
• ARV discount +0.7/15.0

Listing remarks MLS

The gentry floorplan on corner lot with all brick front. This home is currently under contract.

Key facts

• Lpv flooring
• Walk-in closet
• Granite countertops

Tags

• LPV FLOORING
• GRANITE COUNTERTOPS
• ARCHITECTURAL SHINGLE ROOF
• WALK-IN CLOSET
• PRIVATE EN-SUITE BATH
• WOOD BURNING FIREPLACE

Property features AI

Finance

• Other: Subdivision: Sage Creek - the Hearth
• Financial info: Financial details otherwise not specified
• HOA & community: Homeowners association with annual fee; Annual HOA fee approximately $564.95 (about $47.08/month); Community park

Exterior

• Parking: Attached 2-car garage; Total of 2 parking spaces; Concrete parking surface
• Security: Leased security system
• Utilities: Natural gas connected; Public water connected; Sewer connected; Underground utilities
• Home design: Single-family residence; Two-story home; Entry level: 1
• Construction: Brick, vinyl siding and frame construction; Shingle roof; Slab foundation; Built year not specified
• Exterior features: Covered patio; Patio; Storm door(s); Privacy fencing; Irrigation system (front and rear sprinklers); Storage structure; Has a view; Paved road access; Corner lot

Interior

• Kitchen: Electric oven; Dishwasher
• Bedrooms: Bedrooms information not specified
• Flooring: Flooring information not specified
• Bathrooms: 3 full bathrooms; 1 half bathroom
• Heating & cooling: Heat pump for heating and cooling; Fireplace(s); Natural gas heating
• Interior features: Master suite on the main level; Walk-in closet(s); Tray and high ceilings; Kitchen island; Ceiling fan(s); Pantry; Window coverings
• Laundry & utility: Washer hookup; Dedicated laundry room; Gas water heater

What this means for you Summary

Snapshot

• This is a 4-bed/3.5-bath single-family listed at $360k.

Deal economics

• At list price, monthly cash flow is $-329 ($-4k/yr) — negative.
• To cash-flow at today's rent, offer at most $302k (16.2% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $232k (35.5% below list).
• Recommended offer: $232k (35.5% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 59/100 on livability (#240 in SC) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, crime B+; Watch: amenities F, commute F, employment F.
• Aiken 01 (suburban): math 31% / reading 44% proficiency, ranked #36 of 80 in SC (top 45%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Byrd Elementary (math 28% / reading 36%, grade F, #369 of 597 statewide, top 64%, 657 students, 37% FRL); Leavelle Mccampbell Middle (math 19% / reading 32%, grade F, #162 of 229 statewide, top 71%, 650 students, 55% FRL); Midland Valley High (math 31% / reading 83%, grade C, #120 of 196 statewide, top 64%, 1,477 students, 62% FRL) — zoned schools at 51% FRL track the district average.
• Market conditions: 298 active listings in the ZIP; 1 comparable units currently listed for rent nearby; solid renter incomes; 2,500 units permitted in Aiken County in 2024 (1,023 in 5+ unit buildings).
• This rent runs 33% of the median local income ($84k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• In year one you build about $33k of equity ($2k loan paydown + $30k appreciation (8.4% local appreciation)).
• Aiken County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• By year 2, paydown + projected appreciation supports a ~$52k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 49 days — a 3% lower offer ($349k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 10y ago; this cycle's ask has dropped $19k (5%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $219k; list at $360k implies a 65% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: major wind risk, 66% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $232,191 (35.5% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 49 days. Have you received any prior offers? Is the seller open to a 35% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.65% ✗
• Cap rate: 5.19%
• Cash-on-cash: -3.92%
• DSCR: 0.83
• GRM: 12.9

CMA / ARV

• ARV (on-the-fly): $312,876
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
4920 Coal Creek Dr	0.04mi	4/2.5	2,724 (-6%)	2mo	$305,000	$112	82
200 Pendulum Rdg	0.17mi	4/3.0	2,780 (-4%)	4mo	$299,000	$108	80
618 Village East Cir	0.31mi	4/3.0	2,840 (-2%)	7mo	$324,900	$114	74
3046 Walking View Ct	0.39mi	4/3.5	2,835 (-2%)	5mo	$299,999	$106	74
7206 Round Stone Dr	0.20mi	5/3.0 (+1)	3,126 (+8%)	2mo	$329,900	$106	69
2002 Winding Trail Rd	0.27mi	5/3.5 (+1)	2,778 (-4%)	15mo	$320,000	$115	63
566 Village East Cir	0.31mi	5/3.0 (+1)	2,652 (-8%)	2mo	$275,000	$104	63
575 Village East Cir	0.27mi	4/3.0	2,780 (-4%)	19mo	$278,000	$100	62
575 Village East Cir	0.27mi	4/3.0	2,780 (-4%)	19mo	$278,000	$100	62
6006 Mahogany Terrace Ter	0.45mi	5/4.0 (+1)	3,156 (+9%)	2mo	$341,000	$108	55
528 Twin View Ct	0.53mi	5/4.0 (+1)	3,190 (+10%)	10mo	$349,000	$109	43
626 Flat Rock Ln	0.57mi	5/2.5 (+1)	2,701 (-7%)	18mo	$400,000	$148	38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

8.38% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 17.9%
• Equity multiple: 2.35×
• Total profit: $135,909
• Equity at exit: $282,784

10-year hold

• IRR: 16.9%
• Equity multiple: 5.07×
• Total profit: $410,132
• Equity at exit: $570,491

Cash invested: $100,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State South Carolina: 90 Strongly Landlord-Friendly · R+6
• County: — inherits STATE
• City: — inherits STATE

5-day notice; preempted; landlord-favorable.

Methodology + full state rankings →

ZIP-level market 29829

• Home prices YoY: 3.0%
• Active inventory: 298
• Price-to-rent: 12.9×

Monthly cashflow live

• Estimated rent: $2,322 medium
• Mortgage (P&I): −$1,887
• Tax from tax record: −$79 /mo · $953/yr
• Insurance: −$150
• HOA: −$47
• Vacancy / Maint / Mgmt: −$488
• Net cashflow: $-329

Break-even live

Break-even rent $2,739

Max offer price $301,703

Occupancy floor —

Sensitivity live

Price	-10% $-126	-5% $-228	+0% $-329	+5% $-431	+10% $-533
Rent	-10% $-513	-5% $-421	+0% $-329	+5% $-238	+10% $-146
Rate	-1.0pp $-148	-0.5pp $-238	base $-329	+0.5pp $-423	+1.0pp $-518

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $89,975
• Closing costs: $10,797
• Reserves months: —
• Total cash needed: —

Rent comps 1 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
507 Satinwood Cir Graniteville, SC	3.0–4.0	2.0–2.5	1776	$2,199	$1.24	16d	5	0.29mi

HOA detail

• Monthly dues: $47 · $564/yr

Listing history 22 events

1. 2026-06-21
   days on market $359,900 Active 49 DOM
2. 2026-06-18
   days on market $359,900 Active 46 DOM
3. 2026-06-17
   days on market $359,900 Active 45 DOM
4. 2026-06-16
   days on market $359,900 Active 44 DOM
5. 2026-06-15
   days on market $359,900 Active 43 DOM
6. 2026-06-14
   days on market $359,900 Active 41 DOM
7. 2026-06-13
   pricedays on market $359,900 Active 40 DOM
8. 2026-06-10
   days on market $369,000 Active 38 DOM
9. 2026-06-09
   days on market $369,000 Active 37 DOM
10. 2026-06-08
    days on market $369,000 Active 36 DOM
11. 2026-06-07
    days on market $369,000 Active 35 DOM
12. 2026-06-03
    days on market $369,000 Active 31 DOM
13. 2026-06-02
    days on market $369,000 Active 30 DOM
14. 2026-06-01
    days on market $369,000 Active 29 DOM
15. 2026-05-31
    days on market $369,000 Active 28 DOM
16. 2026-05-30
    days on market $369,000 Active 27 DOM
17. 2026-05-16
    price $370,000
18. 2026-05-03
    listed $379,000 Active
19. 2016-04-04
    soldstatus $218,570 95-char remark

    Show marketing remark (95 chars)

    The gentry floorplan on corner lot with all brick front. This home is currently under contract.

20. 2016-04-04
    soldstatus $218,570 95-char remark

    Show marketing remark (95 chars)

    The gentry floorplan on corner lot with all brick front. This home is currently under contract.

21. 2016-02-27
    listed $223,500 95-char remark

    Show marketing remark (95 chars)

    The gentry floorplan on corner lot with all brick front. This home is currently under contract.

22. 2016-02-27
    listed $223,500 95-char remark

    Show marketing remark (95 chars)

    The gentry floorplan on corner lot with all brick front. This home is currently under contract.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast SC · Resets to sale price

• Current annual tax: $953 · $79/mo
• Projected year-2 tax: $2,051 · $171/mo
• Expected delta: +$1,098/yr (+$92/mo · 115.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 7/10 Severe 7 d/yr ≥108°F today · 18 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 66% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $27,863
• − Mortgage interest: −$20,160
• − Property taxes: −$953
• − Insurance: −$1,800
• − Repairs & maintenance: −$2,229
• − Management: −$2,229
• − HOA: −$564
• − Depreciation: −$10,470
• Taxable loss: −$10,542
• Est. tax savings @ 24.0%: +$2,530
• After-tax cash flow: $-1,423/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Aiken 01
• NCES district ID: 4500720
• Math proficiency: 31% ▼ -11.00%
• Reading proficiency: 44% ▼ -1.00%
• Median HH income: $45,081
• Composite: 31.91/100
• National rank: #5857
• State rank: #36 of 80 in SC

Livability — Graniteville

• Score: 59/100
• State rank: #240
• US rank: #19924

Category grades

Amenities F Commute F Cost of living A+ Crime B+ Employment F Housing C+ Health & safety F User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Aiken County · 116,534 people
• City population: 12,385
• Metro: Augusta-Richmond County, GA-SC
• Population (ZIP): 12,385
• Household income: $84,228
• Rent vs Own: 18.3% rent · 81.7% own
• Severe rent burden: 213.0

Population outlook (Aiken County) Hauer SSP2

• Today (2025): 178,003 people
• By 2030: 182,876 · +2.7%
• By 2040: 189,970 · +6.7%
• By 2050: 193,840 · +8.9%
• By 2075: 199,453 · +12.1%
• By 2100: 192,403 · +8.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.58)
• Race & ethnicity: White 59% Black 26% Hispanic / Latino 12% Two or more races 9% Asian 1%
• Hispanic origin (detail): Mexican 8% Puerto Rican 1%
• Common ancestry: Italian 2% Swedish 2% Slovak 1%
• Foreign-born: 6% · Canada
• Languages at home: 89% English-only · Spanish 10% Other Indo-European 1%

Political lean MEDSL · Aiken

• 2024 margin: Strong R (+25.9) · D 36.4% · R 62.2% · Other 1.4%
• 2008→2024 swing: -1.9pp toward R · 2008: -24.0pp · 2024: -25.9pp
• All cycles: 2024: R+25.9 2020: R+22.7 2016: R+27.5 2012: R+26.0 2008: R+24.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 8.38%
• Current HPI: 286.4155
• Rent YoY: —
• Metro: Augusta-Richmond County, GA-SC
• State GDP YoY: ▲ 4.51%
• F500 in state: 2

Industry mix (Fortune 500 HQ in SC)

Industry	F500 HQs	Revenue
▸Packaging	1	$7B

Price history

+65.5% since first listed

6 events — show timeline

• 2026-05-16 Price Changed $370,000 Hive MLS
• 2026-05-03 Listed $379,000 Hive MLS
• 2016-04-04 Sold (MLS) $218,570 Hive MLS
• 2016-04-04 Sold (MLS) $218,570 Hive MLS
• 2016-02-27 Listed $223,500 Hive MLS
• 2016-02-27 Listed $223,500 Hive MLS

Property tax history

-9.5%/yr

Latest (2025): $953 · +0.0% YoY. Source: county tax records.