170 Lionsgate Dr · Dentsville, SC
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $783 – $1,453
Heat risk 6/10 · Moderate
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 67.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +12.7/30.0
- ARV discount +7.5/15.0
- 1% rule +7.1/10.0
- DSCR +3.8/10.0
- Schools +3.6/10.0
- Livability +3.6/5.0
- Rent growth +2.6/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$164,999
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Looking for a townhome? Look no further than 170 Lionsgate Drive! A beautiful townhome featuring updated granite countertops, new flooring and freshly painted interior! Enjoy some fresh air on the upstairs balcony, right outside the bedroom. This townhome radiates cozy and comfort. Located within the heart of the Northeast with easy access to all of your needs and necessities. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.
Key facts
- Upstairs balcony
- Granite countertops
- $330 HOA
Tags
Property features AI
Finance
- Other: Paved road access
- HOA & community: Property is part of an association
Exterior
- Utilities: Public water; Public sewer
- Home design: Single-family property
- Construction: Slab foundation
- Exterior features: Wood fiber/Masonite siding; Hard coat stucco
Interior
- Kitchen: Eat-in kitchen; Granite countertops; Painted cabinets
- Bedrooms: Master bedroom with private closet and balcony/deck (second level); Bedroom 2 with private closet (second level); Bedroom 3 with private closet (second level); Bedroom 4 with private closet (second level)
- Flooring: Carpet in bedrooms; Luxury vinyl plank in living areas and formal dining room
- Bathrooms: Two full bathrooms; One half bathroom; Two additional full secondary bathrooms
- Heating & cooling: Central air conditioning; Electric heating
- Interior features: Fireplace in living room; Ceiling fan in living room; Formal dining room
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/3.0-bath condo listed at $165k.
Deal economics
- At list price, monthly cash flow is $-17 ($-200/yr) — negative.
- To cash-flow at today's rent, offer at most $162k (1.8% below list).
- Meets the 1% rule at list price ($2k rent vs $165k).
- Recommended offer: $145k (12.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 71/100 on livability (#50 in SC) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, housing A; Watch: amenities D+, crime F, commute F.
- Richland 02 (suburban): math 35% / reading 47% proficiency, ranked #29 of 80 in SC (top 36%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Windsor Elementary (math 21% / reading 23%, grade F, #475 of 597 statewide, top 81%, 537 students, 100% FRL); Richland Northeast High (math 42% / reading 82%, grade B-, #99 of 196 statewide, top 53%, 1,359 students, 70% FRL) — zoned schools average 85% FRL vs 38% district-wide (47 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: Rents flat; 341 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals leasing fast (median 13d on market — plan ~1-2 weeks tenant-placement turnaround); 3,472 units permitted in Richland County in 2024 (1,096 in 5+ unit buildings).
- This rent runs 38% of the median local income ($62k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Richland County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 131 days — a 12% lower offer ($145k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $129k; 28% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Climate carrying-cost: major wind risk, 67% chance of damaging wind over 30y; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 131 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1974 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.21% ✓
- Cap rate
- 6.17%
- Cash-on-cash
- -0.43%
- DSCR
- 0.98
- GRM
- 6.9
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 0.21% rent growth · sell at horizon
- IRR
- -21.3%
- Equity multiple
- 0.29×
- Total profit
- $-32,936
- Equity at exit
- $24,602
- IRR
- -28.2%
- Equity multiple
- -0.08×
- Total profit
- $-49,934
- Equity at exit
- $14,266
Cash invested: $46,200 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State South Carolina
- 90 Strongly Landlord-Friendly · R+6
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 29223
- Rents YoY
- 0.2%
- Active inventory
- 341
- Price-to-rent
- 6.9×
Monthly cashflow live
- Estimated rent
- $1,995 high interval (Pro) →
- Mortgage (P&I)
- −$865
- Tax from tax record
- −$328 /mo · $3,941/yr
- Insurance
- −$69
- HOA
- −$330
- Vacancy / Maint / Mgmt
- −$419
- Net cashflow
- $-17
Break-even live
Sensitivity live
| Price | -10% $77 | -5% $30 | +0% $-17 | +5% $-63 | +10% $-110 |
|---|---|---|---|---|---|
| Rent | -10% $-174 | -5% $-95 | +0% $-17 | +5% $62 | +10% $141 |
| Rate | -1.0pp $66 | -0.5pp $25 | base $-17 | +0.5pp $-59 | +1.0pp $-103 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $41,250
- Closing costs
- $4,950
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 7 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1152 Rabon Pond Dr Columbia, SC | 3.0 | 2.5 | 1522 | $1,799 | $1.18 | 13d | 1 | 0.33mi |
| 381 Valley Heights Ln Columbia, SC | 3.0 | 2.5 | 1471 | $1,719 | $1.17 | 25d | 1 | 0.56mi |
| 137 Carr Ln Columbia, SC | 3.0 | 2.5 | 1250 | $1,900 | $1.52 | 5d | 1 | 1.13mi |
| 109 Summer Vale Dr Columbia, SC | 4.0 | 2.5 | 1800 | $2,150 | $1.19 | 5d | 1 | 1.35mi |
| 2058 Mapleton Dr Columbia, SC | 3.0 | 2.5 | 1476 | $1,995 | $1.35 | 23d | 1 | 1.38mi |
| 117 Greenfield Rd Columbia, SC | 3.0 | 2.0 | 2055 | $1,981 | $0.96 | 25d | 1 | 1.43mi |
| 1659 Legrand Rd Columbia, SC | 2.0–3.0 | 2.0–2.5 | 1450 | $2,500 | $1.72 | 5d | 12 | 1.48mi |
HOA detail condo
- Monthly dues
- $330 · $3,960/yr
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 8 events
-
2026-05-31days on market $164,999 Active 131 DOM
-
2026-04-17price $164,999
-
2026-01-20$169,999 Active
-
2022-04-22soldstatus $129,000
-
2022-03-24historical
-
2022-03-16$129,900 Active
-
2022-02-09soldstatus $83,000
-
1991-05-17soldstatus $55,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast SC · Resets to sale price
- Current annual tax
- $3,941 · $328/mo
- Projected year-2 tax
- $3,941 · $328/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 6/10 Major 7 d/yr ≥108°F today · 16 d/yr by 30 yrs out
- Wind 6/10 Major 67% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $23,936
- − Mortgage interest
- −$9,243
- − Property taxes
- −$3,941
- − Insurance
- −$825
- − Repairs & maintenance
- −$1,915
- − Management
- −$1,915
- − HOA
- −$3,960
- − Depreciation
- −$4,800
- Taxable loss
- −$2,662
- Est. tax savings @ 24.0%
- +$639
- After-tax cash flow
- $439/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Richland 02
- NCES district ID
- 4503390
- Math proficiency
- 35% ▼ -15.00%
- Reading proficiency
- 47% ▼ -5.00%
- Median HH income
- $59,684
- Composite
- 36.2/100
- National rank
- #4730
- State rank
- #29 of 80 in SC
Livability — Dentsville
- Score
- 71/100
- State rank
- #50
- US rank
- #6940
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Richland County · 389,530 people
- City population
- 52,835
- Metro
- Columbia, SC
- Population (ZIP)
- 53,074
- Household income
- $62,408
- Rent vs Own
- Severe rent burden
- 2857.0
Population outlook (Richland County) Hauer SSP2
- Today (2025)
- 459,667 people
- By 2030
- 487,524 · +6.1%
- By 2040
- 542,035 · +17.9%
- By 2050
- 595,371 · +29.5%
- By 2075
- 732,998 · +59.5%
- By 2100
- 820,415 · +78.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.60)
- Race & ethnicity
- Black 57% White 23% Hispanic / Latino 11% Two or more races 6% Asian 4%
- Hispanic origin (detail)
- Mexican 5% Puerto Rican 2%
- Common ancestry
- Slovak 1% Serbian 1% Italian 1%
- Foreign-born
- 10% · Canada, South Korea
- Languages at home
- 86% English-only · Spanish 8% Other Indo-European 2% Korean 1%
Political lean MEDSL · Richland
- 2024 margin
- Solid D (+34.6) · D 66.4% · R 31.8% · Other 1.8%
- 2008→2024 swing
- +5.7pp toward D · 2008: 28.9pp · 2024: 34.6pp
- All cycles
- 2024: D+34.6 2020: D+38.3 2016: D+32.9 2012: D+33.3 2008: D+28.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -135.96%
- Current HPI
- 195.3158
- Rent YoY
- ▲ 0.21%
- Metro
- Columbia, SC
- State GDP YoY
- ▲ 4.51%
- F500 in state
- 2
Industry mix (Fortune 500 HQ in SC)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Packaging | 1 | $7B |
|
||
Price history
+200.0% since first listed7 events — show timeline
- 2026-04-17 Price Changed $164,999 Consolidated MLS
- 2026-01-20 Listed $169,999 Consolidated MLS
- 2022-04-22 Sold (Public Records) $129,000 Public Records
- 2022-03-24 Delisted — Consolidated MLS
- 2022-03-16 Listed $129,900 Consolidated MLS
- 2022-02-09 Sold (Public Records) $83,000 Public Records
- 1991-05-17 Sold (Public Records) $55,000 Public Records
Property tax history
+25.2%/yrLatest (2025): $3,941 · +2.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…