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117 Woodsmill Blvd #45 🌊 Lakefront
D+ Composite 45.25
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +14.2/30.0
  • ARV discount +7.5/15.0
  • Schools +4.7/10.0
  • 1% rule +4.6/10.0
  • DSCR +4.3/10.0
  • Rent growth +3.9/5.0
  • Livability +3.6/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$189,900

117 Woodsmill Blvd #45 · Cocoa, FL 32926
2 bd · 2.0 ba · 1,393 sqft · Manufactured public records · 96 Days on market
Built 1995 0.35 ac lot $245/mo HOA · 13% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

$$2,000 CLOSING COST CREDIT GIFTED TO BUYER WITH IF CLOSED WITHIN 30 DAYS OF CONTRACT DATE$$ Welcome to easy Florida living in this desirable gated senior community where low HOA fees include cable, internet, lawn care, irrigation, and security, providing true maintenance-friendly living and peace of mind. Recently refreshed and move-in ready, this spacious 2-bedroom, 2-bath home offers 1,393 square feet of bright and inviting living space. A huge living room filled with an abundance of windows allows natural light to pour in, creating a warm and welcoming atmosphere. The open-concept layout flows seamlessly into the dining area and large kitchen, which offers ample space to add an island -- perfect for entertaining or everyday comfort. Enjoy both front and back patios ideal for morning coffee or relaxing evenings outdoors, along with plenty of parking for vehicles and recreational toys including a golf cart, kayak, and more. Important updates include a new roof installed in 2024, water heater replaced in 2018, and AC system installed in 2004. Life in Lost Lakes offers an active and vibrant lifestyle centered around a beautifully appointed clubhouse featuring a dining room, fully equipped kitchen, library, fitness room, billiards, and card room. Just outside, residents enjoy a sparkling pool and spa along with tennis, pickleball, and shuffleboard courts. Community pride shines throughout thanks to residents and volunteers who help maintain the beauty and cleanliness of this welcoming neighborhood. As an added bonus, enjoy watching breathtaking rocket launches right from your own yard. Low-maintenance living, land ownership, and resort-style amenities come together to create exceptional value -- schedule your private showing today because this one won't last!

Key facts

  • Tennis courts
  • Open concept layout
  • 0.35 acre lot

Tags

MAINTENANCE FRIENDLY LIVINGOPEN CONCEPT LAYOUTFRONT AND BACK PATIOSAMPLE SPACE TO ADD AN ISLANDSPARKLING POOL AND SPATENNIS COURTS

Property features AI

Finance

  • Other: Total acreage between 1/4 and less than 1/2 acre (0.35 acres); Paved road access
  • Financial info: Lease restrictions apply
  • HOA & community: Has HOA (monthly fee $245); Association requires approval; Association amenities include clubhouse, fitness center, gated community, pool, tennis courts, pickleball courts, recreation facilities, security, and other amenities; Association fee includes cable TV, internet, and security; Senior community; Pets allowed; Buyer approval required; Deed restrictions; Golf carts allowed; Sidewalks

Exterior

  • Parking: Carport with 1 space
  • Utilities: Public water; Public sewer; Electricity available and connected; Water available and connected; Sewer available and connected
  • Home design: Manufactured home (double wide); Residential property; One story; South-facing
  • Construction: Vinyl siding; Frame construction; Shingle roof; Other foundation
  • Exterior features: Exterior lighting; Sidewalk; Other exterior features

Interior

  • Kitchen: Dishwasher; Range; Range hood; Refrigerator
  • Bedrooms: 2 bedrooms
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Ceiling fans; Eat-in kitchen; Open floorplan; Living room/dining room combo; Other interior features
  • Laundry & utility: Laundry closet

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath manufactured listed at $190k.

Deal economics

  • At list price, monthly cash flow is $-94 ($-1k/yr) — negative.
  • To cash-flow at today's rent, offer at most $173k (8.8% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $182k (4.3% below list).
  • Recommended offer: $173k (9.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 72/100 on livability (#344 in FL) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: crime F, amenities F, employment D-.
  • Brevard (suburban): math 53% / reading 57% proficiency, ranked #19 of 73 in FL (top 26%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Fairglen Elementary School (math 34% / reading 38%, grade F, #1,670 of 2,144 statewide, top 78%, 617 students, 71% FRL); Cocoa High School (math 21% / reading 27%, grade F, #529 of 667 statewide, top 80%, 1,551 students, 73% FRL) — zoned schools average 72% FRL vs 43% district-wide (29 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 30% at this address vs 55% district-wide (-25 pts) — the specific schools serving this property underperform the Brevard average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents rising fast (+5.6%/yr); 298 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 4,602 units permitted in Brevard County in 2024 (702 in 5+ unit buildings).
  • This rent runs 31% of the median local income ($71k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Brevard County population projected at +15% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 96 days — a 9% lower offer ($173k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts; this cycle's ask has dropped $20k (10%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $124k; list at $190k implies a 53% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: flood insurance adds $125/mo.
  • Climate carrying-cost: in FEMA flood zone A (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $172,809 (9.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 96 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  7. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  8. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  9. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  10. This sits on a lake — are riparian / water-frontage rights deeded with the parcel? Any dock permits, shoreline easements, or HOA water-use restrictions?
  11. What's the documented flood / surge / shoreline-erosion history here (FEMA AND non-FEMA — e.g., storm surge, creek backup, septic-field saturation)?
  12. Any water-quality or seasonal algae-bloom issues that affect tenant satisfaction or short-term-rental demand?
  13. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  14. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  15. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.96%
Cap rate
6.49%
Cash-on-cash
0.69%
DSCR
1.03
GRM
8.7

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 5.6% rent growth · sell at horizon

5-year hold
IRR
-16.4%
Equity multiple
0.40×
Total profit
$-31,748
Equity at exit
$28,315
10-year hold
IRR
-3.4%
Equity multiple
0.74×
Total profit
$-13,622
Equity at exit
$16,419

Cash invested: $53,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 32926

Home prices YoY
-16.9%
Rents YoY
5.6%
Active inventory
298
Price-to-rent
8.7×

Monthly cashflow live

Estimated rent
$1,818 medium interval (Pro) →
Mortgage (P&I)
$996
Tax from tax record
$85 /mo · $1,021/yr
Insurance
$79
Flood insurance flood zone
−$125 /mo · $1,502/yr
HOA
$245
Vacancy / Maint / Mgmt
$382
Net cashflow
$-94

Break-even live

Break-even rent $1,937
Max offer price $173,217
Occupancy floor

Sensitivity live

Price -10% $13 -5% $-41 +0% $-94 +5% $-148 +10% $-202
Rent -10% $-238 -5% $-166 +0% $-94 +5% $-23 +10% $49
Rate -1.0pp $1 -0.5pp $-46 base $-94 +0.5pp $-144 +1.0pp $-194

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$47,475
Closing costs
$5,697
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
4300 Florida 524 Cocoa, FL 1.0–2.0 1.0–2.0 950 $1,880 $1.98 15d 197 1.25mi
4164 Fishermans Pl Cocoa, FL 2.0 2.0 1200 $1,625 $1.35 25d 1 1.33mi

HOA detail

Monthly dues
$245 · $2,940/yr
Likely covers
waterinternetcablelandscapingpoolsecurity

Listing history 16 events

  1. 2026-06-22
    days on market $189,900 Active 96 DOM
  2. 2026-06-18
    days on market $189,900 Active 93 DOM
  3. 2026-06-17
    days on market $189,900 Active 92 DOM
  4. 2026-06-16
    status $189,900 Active 91 DOM
  5. 2026-05-08
    price $189,900 1791-char remark
    Show marketing remark (1791 chars)

    $$2,000 CLOSING COST CREDIT GIFTED TO BUYER WITH IF CLOSED WITHIN 30 DAYS OF CONTRACT DATE$$ Welcome to easy Florida living in this desirable gated senior community where low HOA fees include cable, internet, lawn care, irrigation, and security, providing true maintenance-friendly living and peace of mind. Recently refreshed and move-in ready, this spacious 2-bedroom, 2-bath home offers 1,393 square feet of bright and inviting living space. A huge living room filled with an abundance of windows allows natural light to pour in, creating a warm and welcoming atmosphere. The open-concept layout flows seamlessly into the dining area and large kitchen, which offers ample space to add an island -- perfect for entertaining or everyday comfort. Enjoy both front and back patios ideal for morning coffee or relaxing evenings outdoors, along with plenty of parking for vehicles and recreational toys including a golf cart, kayak, and more. Important updates include a new roof installed in 2024, water heater replaced in 2018, and AC system installed in 2004. Life in Lost Lakes offers an active and vibrant lifestyle centered around a beautifully appointed clubhouse featuring a dining room, fully equipped kitchen, library, fitness room, billiards, and card room. Just outside, residents enjoy a sparkling pool and spa along with tennis, pickleball, and shuffleboard courts. Community pride shines throughout thanks to residents and volunteers who help maintain the beauty and cleanliness of this welcoming neighborhood. As an added bonus, enjoy watching breathtaking rocket launches right from your own yard. Low-maintenance living, land ownership, and resort-style amenities come together to create exceptional value -- schedule your private showing today because this one won't last!

  6. 2026-05-01
    price $189,900
  7. 2026-04-17
    price $194,900 1791-char remark
    Show marketing remark (1791 chars)

    $$2,000 CLOSING COST CREDIT GIFTED TO BUYER WITH IF CLOSED WITHIN 30 DAYS OF CONTRACT DATE$$ Welcome to easy Florida living in this desirable gated senior community where low HOA fees include cable, internet, lawn care, irrigation, and security, providing true maintenance-friendly living and peace of mind. Recently refreshed and move-in ready, this spacious 2-bedroom, 2-bath home offers 1,393 square feet of bright and inviting living space. A huge living room filled with an abundance of windows allows natural light to pour in, creating a warm and welcoming atmosphere. The open-concept layout flows seamlessly into the dining area and large kitchen, which offers ample space to add an island -- perfect for entertaining or everyday comfort. Enjoy both front and back patios ideal for morning coffee or relaxing evenings outdoors, along with plenty of parking for vehicles and recreational toys including a golf cart, kayak, and more. Important updates include a new roof installed in 2024, water heater replaced in 2018, and AC system installed in 2004. Life in Lost Lakes offers an active and vibrant lifestyle centered around a beautifully appointed clubhouse featuring a dining room, fully equipped kitchen, library, fitness room, billiards, and card room. Just outside, residents enjoy a sparkling pool and spa along with tennis, pickleball, and shuffleboard courts. Community pride shines throughout thanks to residents and volunteers who help maintain the beauty and cleanliness of this welcoming neighborhood. As an added bonus, enjoy watching breathtaking rocket launches right from your own yard. Low-maintenance living, land ownership, and resort-style amenities come together to create exceptional value -- schedule your private showing today because this one won't last!

  8. 2026-04-17
    price $194,900
    Show marketing remark (1791 chars)

    $$2,000 CLOSING COST CREDIT GIFTED TO BUYER WITH IF CLOSED WITHIN 30 DAYS OF CONTRACT DATE$$ Welcome to easy Florida living in this desirable gated senior community where low HOA fees include cable, internet, lawn care, irrigation, and security, providing true maintenance-friendly living and peace of mind. Recently refreshed and move-in ready, this spacious 2-bedroom, 2-bath home offers 1,393 square feet of bright and inviting living space. A huge living room filled with an abundance of windows allows natural light to pour in, creating a warm and welcoming atmosphere. The open-concept layout flows seamlessly into the dining area and large kitchen, which offers ample space to add an island -- perfect for entertaining or everyday comfort. Enjoy both front and back patios ideal for morning coffee or relaxing evenings outdoors, along with plenty of parking for vehicles and recreational toys including a golf cart, kayak, and more. Important updates include a new roof installed in 2024, water heater replaced in 2018, and AC system installed in 2004. Life in Lost Lakes offers an active and vibrant lifestyle centered around a beautifully appointed clubhouse featuring a dining room, fully equipped kitchen, library, fitness room, billiards, and card room. Just outside, residents enjoy a sparkling pool and spa along with tennis, pickleball, and shuffleboard courts. Community pride shines throughout thanks to residents and volunteers who help maintain the beauty and cleanliness of this welcoming neighborhood. As an added bonus, enjoy watching breathtaking rocket launches right from your own yard. Low-maintenance living, land ownership, and resort-style amenities come together to create exceptional value -- schedule your private showing today because this one won't last!

  9. 2026-04-09
    price $199,900 1791-char remark
    Show marketing remark (1791 chars)

    $$2,000 CLOSING COST CREDIT GIFTED TO BUYER WITH IF CLOSED WITHIN 30 DAYS OF CONTRACT DATE$$ Welcome to easy Florida living in this desirable gated senior community where low HOA fees include cable, internet, lawn care, irrigation, and security, providing true maintenance-friendly living and peace of mind. Recently refreshed and move-in ready, this spacious 2-bedroom, 2-bath home offers 1,393 square feet of bright and inviting living space. A huge living room filled with an abundance of windows allows natural light to pour in, creating a warm and welcoming atmosphere. The open-concept layout flows seamlessly into the dining area and large kitchen, which offers ample space to add an island -- perfect for entertaining or everyday comfort. Enjoy both front and back patios ideal for morning coffee or relaxing evenings outdoors, along with plenty of parking for vehicles and recreational toys including a golf cart, kayak, and more. Important updates include a new roof installed in 2024, water heater replaced in 2018, and AC system installed in 2004. Life in Lost Lakes offers an active and vibrant lifestyle centered around a beautifully appointed clubhouse featuring a dining room, fully equipped kitchen, library, fitness room, billiards, and card room. Just outside, residents enjoy a sparkling pool and spa along with tennis, pickleball, and shuffleboard courts. Community pride shines throughout thanks to residents and volunteers who help maintain the beauty and cleanliness of this welcoming neighborhood. As an added bonus, enjoy watching breathtaking rocket launches right from your own yard. Low-maintenance living, land ownership, and resort-style amenities come together to create exceptional value -- schedule your private showing today because this one won't last!

  10. 2026-04-09
    price $199,900
    Show marketing remark (1791 chars)

    $$2,000 CLOSING COST CREDIT GIFTED TO BUYER WITH IF CLOSED WITHIN 30 DAYS OF CONTRACT DATE$$ Welcome to easy Florida living in this desirable gated senior community where low HOA fees include cable, internet, lawn care, irrigation, and security, providing true maintenance-friendly living and peace of mind. Recently refreshed and move-in ready, this spacious 2-bedroom, 2-bath home offers 1,393 square feet of bright and inviting living space. A huge living room filled with an abundance of windows allows natural light to pour in, creating a warm and welcoming atmosphere. The open-concept layout flows seamlessly into the dining area and large kitchen, which offers ample space to add an island -- perfect for entertaining or everyday comfort. Enjoy both front and back patios ideal for morning coffee or relaxing evenings outdoors, along with plenty of parking for vehicles and recreational toys including a golf cart, kayak, and more. Important updates include a new roof installed in 2024, water heater replaced in 2018, and AC system installed in 2004. Life in Lost Lakes offers an active and vibrant lifestyle centered around a beautifully appointed clubhouse featuring a dining room, fully equipped kitchen, library, fitness room, billiards, and card room. Just outside, residents enjoy a sparkling pool and spa along with tennis, pickleball, and shuffleboard courts. Community pride shines throughout thanks to residents and volunteers who help maintain the beauty and cleanliness of this welcoming neighborhood. As an added bonus, enjoy watching breathtaking rocket launches right from your own yard. Low-maintenance living, land ownership, and resort-style amenities come together to create exceptional value -- schedule your private showing today because this one won't last!

  11. 2026-03-20
    price $204,900 1791-char remark
    Show marketing remark (1791 chars)

    $$2,000 CLOSING COST CREDIT GIFTED TO BUYER WITH IF CLOSED WITHIN 30 DAYS OF CONTRACT DATE$$ Welcome to easy Florida living in this desirable gated senior community where low HOA fees include cable, internet, lawn care, irrigation, and security, providing true maintenance-friendly living and peace of mind. Recently refreshed and move-in ready, this spacious 2-bedroom, 2-bath home offers 1,393 square feet of bright and inviting living space. A huge living room filled with an abundance of windows allows natural light to pour in, creating a warm and welcoming atmosphere. The open-concept layout flows seamlessly into the dining area and large kitchen, which offers ample space to add an island -- perfect for entertaining or everyday comfort. Enjoy both front and back patios ideal for morning coffee or relaxing evenings outdoors, along with plenty of parking for vehicles and recreational toys including a golf cart, kayak, and more. Important updates include a new roof installed in 2024, water heater replaced in 2018, and AC system installed in 2004. Life in Lost Lakes offers an active and vibrant lifestyle centered around a beautifully appointed clubhouse featuring a dining room, fully equipped kitchen, library, fitness room, billiards, and card room. Just outside, residents enjoy a sparkling pool and spa along with tennis, pickleball, and shuffleboard courts. Community pride shines throughout thanks to residents and volunteers who help maintain the beauty and cleanliness of this welcoming neighborhood. As an added bonus, enjoy watching breathtaking rocket launches right from your own yard. Low-maintenance living, land ownership, and resort-style amenities come together to create exceptional value -- schedule your private showing today because this one won't last!

  12. 2026-02-24
    listed $209,900 Active
  13. 2026-02-22
    listed $209,900 Active 1791-char remark
    Show marketing remark (1791 chars)

    $$2,000 CLOSING COST CREDIT GIFTED TO BUYER WITH IF CLOSED WITHIN 30 DAYS OF CONTRACT DATE$$ Welcome to easy Florida living in this desirable gated senior community where low HOA fees include cable, internet, lawn care, irrigation, and security, providing true maintenance-friendly living and peace of mind. Recently refreshed and move-in ready, this spacious 2-bedroom, 2-bath home offers 1,393 square feet of bright and inviting living space. A huge living room filled with an abundance of windows allows natural light to pour in, creating a warm and welcoming atmosphere. The open-concept layout flows seamlessly into the dining area and large kitchen, which offers ample space to add an island -- perfect for entertaining or everyday comfort. Enjoy both front and back patios ideal for morning coffee or relaxing evenings outdoors, along with plenty of parking for vehicles and recreational toys including a golf cart, kayak, and more. Important updates include a new roof installed in 2024, water heater replaced in 2018, and AC system installed in 2004. Life in Lost Lakes offers an active and vibrant lifestyle centered around a beautifully appointed clubhouse featuring a dining room, fully equipped kitchen, library, fitness room, billiards, and card room. Just outside, residents enjoy a sparkling pool and spa along with tennis, pickleball, and shuffleboard courts. Community pride shines throughout thanks to residents and volunteers who help maintain the beauty and cleanliness of this welcoming neighborhood. As an added bonus, enjoy watching breathtaking rocket launches right from your own yard. Low-maintenance living, land ownership, and resort-style amenities come together to create exceptional value -- schedule your private showing today because this one won't last!

  14. 2005-07-13
    soldstatus $124,000
  15. 2004-03-01
    soldstatus $80,000
  16. 1999-10-06
    soldstatus $71,400

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$1,021 · $85/mo
Projected year-2 tax
$1,576 · $131/mo
Expected delta
+$555/yr (+$46/mo · 54.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone A · 0% chance over 30 yrs
  • 🔥 Wildfire 7/10 Severe
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥106°F today · 22 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$21,810
− Mortgage interest
−$10,637
− Property taxes
−$1,021
− Insurance
−$2,452
− Repairs & maintenance
−$1,745
− Management
−$1,745
− HOA
−$2,940
− Depreciation
−$5,524
Taxable loss
−$4,254
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,021
After-tax cash flow
$-112/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Brevard
NCES district ID
1200150
Math proficiency
53% ▼ -9.00%
Reading proficiency
57% ▼ -4.00%
Median HH income
$49,426
Composite
46.86/100
National rank
#2370
State rank
#19 of 73 in FL

Livability — Cocoa

Score
72/100
State rank
#344
US rank
#5979

Category grades

Amenities F Commute A+ Cost of living A+ Crime F Employment D- Housing A+ Health & safety D- User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Cocoa, FL
County
Brevard County · 602,871 people
City population
67,424
Metro
Palm Bay-Melbourne-Titusville, FL
Population (ZIP)
23,505
Household income
$70,735
Rent vs Own
20.3% rent · 79.7% own
Severe rent burden
782.0

Population outlook (Brevard County) Hauer SSP2

Today (2025)
623,254 people
By 2030
648,420 · +4.0%
By 2040
690,009 · +10.7%
By 2050
715,669 · +14.8%
By 2075
775,744 · +24.5%
By 2100
776,687 · +24.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (72%)
Race & ethnicity
White 72% Black 11% Hispanic / Latino 10% Two or more races 9% Asian 2%
Hispanic origin (detail)
Mexican 5% Puerto Rican 2%
Common ancestry
Romanian 2% Lithuanian 2% Italian 2%
Foreign-born
5% · Canada, Vietnam, Jamaica
Languages at home
91% English-only · Spanish 6% Vietnamese 1% German/W. Germanic 1%

Political lean MEDSL · Brevard

2024 margin
Strong R (+20.8) · D 39.1% · R 59.9% · Other 1.0%
2008→2024 swing
-10.4pp toward R · 2008: -10.4pp · 2024: -20.8pp
All cycles
2024: R+20.8 2020: R+16.4 2016: R+19.8 2012: R+12.7 2008: R+10.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -68.32%
Current HPI
335.1251
Rent YoY
▲ 5.60%
Metro
Palm Bay-Melbourne-Titusville, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+166.0% since first listed
12 events — show timeline
  • 2026-05-08 Price Changed $189,900 SCMLS
  • 2026-05-01 Price Changed $189,900 Stellar MLS as Distributed by MLS Grid
  • 2026-04-17 Price Changed $194,900 SCMLS
  • 2026-04-17 Price Changed $194,900 Stellar MLS as Distributed by MLS Grid
  • 2026-04-09 Price Changed $199,900 SCMLS
  • 2026-04-09 Price Changed $199,900 Stellar MLS as Distributed by MLS Grid
  • 2026-03-20 Price Changed $204,900 SCMLS
  • 2026-02-24 Listed $209,900 Stellar MLS as Distributed by MLS Grid
  • 2026-02-22 Listed $209,900 SCMLS
  • 2005-07-13 Sold (Public Records) $124,000 Public Records
  • 2004-03-01 Sold (Public Records) $80,000 Public Records
  • 1999-10-06 Sold (Public Records) $71,400 Public Records

Property tax history

+3.3%/yr

Latest (2025): $1,021 · +2.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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