8791 Two Mile Rd · Bayou La Batre, AL
Flood risk No data
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
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- Est. flood insurance / yr
- —
Fire risk No data
- Est. fire insurance / yr
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Heat risk No data
- Hot days now (above threshold)
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- Hot days in 30 yrs
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Wind risk No data
- Chance of severe wind over 30 yrs
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Air-quality risk No data
- Unhealthy air days now
- —
- Unhealthy air days in 30 yrs
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Risk factors via First Street. Map © Google.
Why this score? — see what drove the B+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +15.0/15.0
- DSCR +10.0/10.0
- 1% rule +9.4/10.0
- Condition / age +3.8/5.0
- Livability +2.7/5.0
- Rent growth +2.5/5.0
- Schools +2.3/10.0
- Appreciation +0.0/10.0
$100,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
4 Bedrooms 2 Bath Mobile Home sitting on a large lot is ideal for a family or as an Investment Property. The home and yard is very spacious and waiting for the new owners. This property is under a Short Sale. Sold As-Is Where-Is with No Warranties Expressed or Implied. Seller unable to make any repairs. Information is deemed reliable but is not guaranteed. Buyer and/or buyer’s agent should verify all pertinent details concerning measurements and is responsible for doing their own due diligence.
Key facts
- 0.59 acre lot
- 2 parking spots
- Built 2021
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.0-bath single-family listed at $100k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $534 ($6k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $100k).
- Recommended offer: $91k (9.0% below list) — sets the bar for market timing.
- Cap rate 12.7% vs local median 4.4% in Bayou La Batre — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 53/100 on livability (#493 in AL) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing B; Watch: health & safety D+, schools F, crime F.
- Mobile County (urban): math 15% / reading 39% proficiency, ranked #81 of 129 in AL (top 63%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 67% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: 82 active listings in the ZIP; 1,678 units permitted in Mobile County in 2024 (264 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $691 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Mobile County population projected to shrink 8% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $28k cash investment doubles in ~6 years — after that, you're playing with house money.
Negotiation context
- It's been on market 113 days — a 9% lower offer ($91k) is reasonable based on typical stale-listing flexibility.
Questions for the listing agent
- It's been on market 113 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.44% ✓
- Cap rate
- 12.70%
- Cash-on-cash
- 22.89%
- DSCR
- 2.02
- GRM
- 5.8
CMA / ARV
- ARV (median comp)
- $194,073
- List price
- $100,000
- Delta
- -48.47%
- Verdict
- UNDERPRICED
- Comps
- 18 within 1.0 mi
Show comp detail 1 sale within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 10741 Meadow Ln W | 0.74mi | 5/3.0 (+1) | 1,647 (+12%) | 11mo | $202,500 | $123 | 27 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 15.8%
- Equity multiple
- 1.63×
- Total profit
- $17,775
- Equity at exit
- $14,910
- IRR
- 24.4%
- Equity multiple
- 3.11×
- Total profit
- $59,141
- Equity at exit
- $8,646
Cash invested: $28,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Alabama
- 90 Strongly Landlord-Friendly · R+15
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 36544
- Home prices YoY
- -17.6%
- Active inventory
- 82
- Price-to-rent
- 5.8×
Monthly cashflow live
- Estimated rent
- $1,439 medium interval (Pro) →
- Mortgage (P&I)
- −$524
- Tax from tax record
- −$37 /mo · $445/yr
- Insurance
- −$42
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$302
- Net cashflow
- $534
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $25,000
- Closing costs
- $3,000
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 22 events
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2026-06-18days on market $100,000 Active 113 DOM
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2026-06-17days on market $100,000 Active 112 DOM
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2026-06-16days on market $100,000 Active 111 DOM
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2026-06-15days on market $100,000 Active 110 DOM
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2026-06-14days on market $100,000 Active 108 DOM
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2026-06-13days on market $100,000 Active 107 DOM
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2026-06-10days on market $100,000 Active 105 DOM
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2026-06-09days on market $100,000 Active 104 DOM
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2026-06-08days on market $100,000 Active 103 DOM
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2026-06-07days on market $100,000 Active 102 DOM
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2026-06-05remarks 554-char remark
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2026-06-05pricedays on market $100,000 Active 99 DOM
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2026-06-03days on market $110,000 Active 98 DOM
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2026-06-02days on market $110,000 Active 97 DOM
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2026-06-01days on market $110,000 Active 96 DOM
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2026-05-31days on market $110,000 Active 95 DOM
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2026-05-30days on market $110,000 Active 94 DOM
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2026-05-07price $120,000 505-char remark
Show marketing remark (505 chars)
4 Bedrooms 2 Bath Mobile Home sitting on a large lot is ideal for a family or as an Investment Property. The home and yard is very spacious and waiting for the new owners. This property is under a Short Sale. Sold As-Is Where-Is with No Warranties Expressed or Implied. Seller unable to make any repairs. Information is deemed reliable but is not guaranteed. Buyer and/or buyer’s agent should verify all pertinent details concerning measurements and is responsible for doing their own due diligence.
-
2026-04-17price $125,000 505-char remark
Show marketing remark (505 chars)
4 Bedrooms 2 Bath Mobile Home sitting on a large lot is ideal for a family or as an Investment Property. The home and yard is very spacious and waiting for the new owners. This property is under a Short Sale. Sold As-Is Where-Is with No Warranties Expressed or Implied. Seller unable to make any repairs. Information is deemed reliable but is not guaranteed. Buyer and/or buyer’s agent should verify all pertinent details concerning measurements and is responsible for doing their own due diligence.
-
2026-03-31price $135,000 505-char remark
Show marketing remark (505 chars)
4 Bedrooms 2 Bath Mobile Home sitting on a large lot is ideal for a family or as an Investment Property. The home and yard is very spacious and waiting for the new owners. This property is under a Short Sale. Sold As-Is Where-Is with No Warranties Expressed or Implied. Seller unable to make any repairs. Information is deemed reliable but is not guaranteed. Buyer and/or buyer’s agent should verify all pertinent details concerning measurements and is responsible for doing their own due diligence.
-
2026-03-12price $145,000 505-char remark
Show marketing remark (505 chars)
4 Bedrooms 2 Bath Mobile Home sitting on a large lot is ideal for a family or as an Investment Property. The home and yard is very spacious and waiting for the new owners. This property is under a Short Sale. Sold As-Is Where-Is with No Warranties Expressed or Implied. Seller unable to make any repairs. Information is deemed reliable but is not guaranteed. Buyer and/or buyer’s agent should verify all pertinent details concerning measurements and is responsible for doing their own due diligence.
-
2026-02-25$155,000 Active 505-char remark
Show marketing remark (505 chars)
4 Bedrooms 2 Bath Mobile Home sitting on a large lot is ideal for a family or as an Investment Property. The home and yard is very spacious and waiting for the new owners. This property is under a Short Sale. Sold As-Is Where-Is with No Warranties Expressed or Implied. Seller unable to make any repairs. Information is deemed reliable but is not guaranteed. Buyer and/or buyer’s agent should verify all pertinent details concerning measurements and is responsible for doing their own due diligence.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast AL · Resets to sale price
- Current annual tax
- $445 · $37/mo
- Projected year-2 tax
- $445 · $37/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $17,274
- − Mortgage interest
- −$5,602
- − Property taxes
- −$445
- − Insurance
- −$500
- − Repairs & maintenance
- −$1,382
- − Management
- −$1,382
- − Depreciation
- −$2,909
- Taxable income
- $5,054
- Est. tax owed @ 24.0%
- −$1,213
- After-tax cash flow
- $5,195/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 6 photos
This mobile home is in good condition with minimal repairs needed. It offers a spacious layout and is ideal for a family or investment property. Upgrading the exterior and interior, as well as adding modern amenities, can significantly increase its value.
Value-add opportunities
- Both Painting the exterior and interior walls — Fresh paint enhances curb appeal and interior aesthetics.
- Both Landscaping and curb appeal improvements — A well-maintained yard and landscaping can significantly increase curb appeal and property value.
- Resale Upgrading the kitchen appliances — Modern appliances can attract more buyers and increase the home's appeal.
- Resale Upgrading the bathrooms with modern fixtures — Modern bathrooms can attract more buyers and increase the home's appeal.
- Both Upgrading the HVAC system — A new HVAC system can improve comfort and energy efficiency, benefiting both resale and rental value.
- Both Adding a deck or patio area — An outdoor living space can increase the home's appeal and value, especially for rental properties.
- Resale Upgrading the flooring in the kitchen and bathrooms — Modern flooring can enhance the home's appeal and attract more buyers.
- Both Upgrading the lighting fixtures — Modern lighting can improve the home's ambiance and increase its appeal, benefiting both resale and rental value.
- Both Upgrading the exterior siding and trim — Fresh siding and trim can enhance the home's curb appeal and increase its value, benefiting both resale and rental properties.
Renovation cost estimate screening
Value-add ROI direction
- Both Painting the exterior and interior walls — Fresh paint enhances curb appeal and interior aesthetics. ↑
- Both Landscaping and curb appeal improvements — A well-maintained yard and landscaping can significantly increase curb appeal and property value. ↑
- Resale Upgrading the kitchen appliances — Modern appliances can attract more buyers and increase the home's appeal. ↑
- Resale Upgrading the bathrooms with modern fixtures — Modern bathrooms can attract more buyers and increase the home's appeal. ↑
- Both Upgrading the HVAC system — A new HVAC system can improve comfort and energy efficiency, benefiting both resale and rental value. ↑
- Both Adding a deck or patio area — An outdoor living space can increase the home's appeal and value, especially for rental properties. ↑
- Resale Upgrading the flooring in the kitchen and bathrooms — Modern flooring can enhance the home's appeal and attract more buyers. ↑
- Both Upgrading the lighting fixtures — Modern lighting can improve the home's ambiance and increase its appeal, benefiting both resale and rental value. ↑
- Both Upgrading the exterior siding and trim — Fresh siding and trim can enhance the home's curb appeal and increase its value, benefiting both resale and rental properties. ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Mobile County
- NCES district ID
- 0102370
- Math proficiency
- 15% ▼ -28.00%
- Reading proficiency
- 39% ▬ 0.00%
- Median HH income
- $42,455
- Composite
- 22.9/100
- National rank
- #8002
- State rank
- #81 of 129 in AL
Livability — Bayou La Batre
- Score
- 53/100
- State rank
- #493
- US rank
- #24654
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- City population
- 1,462
- Population (ZIP)
- 10,800
Population outlook (Mobile County) Hauer SSP2
- Today (2025)
- 415,303 people
- By 2030
- 411,755 · -0.9%
- By 2040
- 399,670 · -3.8%
- By 2050
- 382,616 · -7.9%
- By 2075
- 337,353 · -18.8%
- By 2100
- 283,391 · -31.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (79%)
- Race & ethnicity
- White 79% Asian 8% Black 6% Hispanic / Latino 4% Two or more races 3%
- Common ancestry
- Lithuanian 4% Serbian 1% Italian 1%
- Foreign-born
- 7% · Vietnam, Canada
- Languages at home
- 90% English-only · Vietnamese 6% Other Asian/Pacific 2% Spanish 2%
Political lean MEDSL · Mobile
- 2024 margin
- R (+16.4) · D 41.3% · R 57.7%
- 2008→2024 swing
- -7.7pp toward R · 2008: -8.7pp · 2024: -16.4pp
- All cycles
- 2024: R+16.4 2020: R+11.9 2016: R+13.9 2012: R+9.3 2008: R+8.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -44.84%
- Current HPI
- 210.5625
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 2.94%
- F500 in state
- 4
Industry mix (Fortune 500 HQ in AL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 1 | $8B |
|
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| Healthcare | 1 | $5B |
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Price history
-22.6% since first listed5 events — show timeline
- 2026-05-07 Price Changed $120,000 GCMLS AL
- 2026-04-17 Price Changed $125,000 GCMLS AL
- 2026-03-31 Price Changed $135,000 GCMLS AL
- 2026-03-12 Price Changed $145,000 GCMLS AL
- 2026-02-25 Listed $155,000 GCMLS AL
Property tax history
+16.4%/yrLatest (2025): $445 · +4.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…