4801 Goldfield · San Antonio, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 8/10 · Major
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 22 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 80.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +15.0/30.0
- ARV discount +7.5/15.0
- 1% rule +5.0/10.0
- DSCR +5.0/10.0
- Livability +4.0/5.0
- Schools +3.8/10.0
- Condition / age +2.5/5.0
- Rent growth +1.1/5.0
- Appreciation +0.0/10.0
$16,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
HIGHLY MOTIVATED SELLER! Cute mobile in friendly community, with pool, just in time for summer! Enjoy solid plank flooring, upgraded insulation, sealed with Sheetrock throughout, 5 AC Window Units (2 are heaters as well), newer plumbing, upgraded bathroom bathtubs/shower combo's, newer refrigerator, dishwasher and stove/oven (all included), large front deck, complete with 2 parking spaces! Book your showing today! Please bring ALL offers! !!OWNER FINANCING AVAILABLE!! Option 1: Sales Price - $25,000 Down Payment - $10,000 Seller Finance - $15,000 Loan Term - 5 Years / 60 Months Interest Rate - 8.0% Monthly Principal & Interest Payment - $304.15 / month Option 2: Sales Price - $30,000 Down Payment - $10,000 Seller Finance - $20,000 Loan Term - 10 Years / 120 Months Interest Rate - 7.0% Monthly Principal & Interest Payment - $232.22 / month
Key facts
- Built 2003
- Listed 37 days
Property features AI
Exterior
- Home design: Single-family property built in 2003
- Construction: Built in 2003
- Exterior features: Located in the Northeast Side subdivision
Interior
- Bedrooms: Bedroom count not specified
- Bathrooms: Bathroom count not specified
- Interior features: Entry level not specified
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath manufactured listed at $16k.
Deal economics
- At list price, monthly cash flow is $803 ($10k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $16k).
- Recommended offer: $16k (3.0% below list) — sets the bar for market timing.
- Cap rate 66.5% vs local median 3.8% in San Antonio — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 80/100 on livability (#31 in TX, #1,616 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: schools C-, crime F.
- North East ISD (urban): math 38% / reading 49% proficiency, ranked #276 of 826 in TX (top 33%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents falling (-5.6%/yr); 131 active listings in the ZIP; 22 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 8,308 units permitted in Bexar County in 2024 (2,506 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $111 of loan paydown is wiped out by about $480 of value loss. Plan a longer hold.
- Bexar County population projected at +50% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 0.0% rent growth), your $4k cash investment doubles in ~1 year — after that, you're playing with house money.
Negotiation context
- It's been on market 37 days — a 3% lower offer ($16k) is reasonable based on typical stale-listing flexibility.
- 5 sale attempts since 23y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 37 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 7.23% ✓
- Cap rate
- 66.54%
- Cash-on-cash
- 215.17%
- DSCR
- 10.57
- GRM
- 1.2
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- —
- Equity multiple
- 11.09×
- Total profit
- $45,196
- Equity at exit
- $2,386
- IRR
- —
- Equity multiple
- 21.58×
- Total profit
- $92,204
- Equity at exit
- $1,383
Cash invested: $4,480 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 78218
- Home prices YoY
- -16.1%
- Rents YoY
- -5.6%
- Active inventory
- 131
- Price-to-rent
- 1.2×
Monthly cashflow live
- Estimated rent
- $1,157 high interval (Pro) →
- Mortgage (P&I)
- −$84
- Tax est. 1.5%
- −$20 /mo · $240/yr
- Insurance
- −$7
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$243
- Net cashflow
- $803
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $4,000
- Closing costs
- $480
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 22 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 4848 Goldfield San Antonio, TX | 2.0 | 1.0 | 930 | $1,325 | $1.42 | 43d | 1 | 0.22mi |
| 5819 Woodhill San Antonio, TX | 3.0 | 2.0 | 1015 | $1,300 | $1.28 | 43d | 1 | 0.76mi |
| 100 Dinn Dr Unit 2 San Antonio, TX | 1.0 | 1.0 | 540 | $700 | $1.30 | 21d | 1 | 0.85mi |
| 6810 Glendora Ave Unit 15 San Antonio, TX | 2.0 | 1.0 | 1000 | $865 | $0.86 | 43d | 1 | 0.90mi |
| 6316 Cambridge Dr Unit 3 San Antonio, TX | 1.0 | 1.0 | 822 | $875 | $1.06 | 43d | 1 | 1.06mi |
| 6316 Cambridge Dr Unit 1 San Antonio, TX | 1.0 | 1.0 | 822 | $850 | $1.03 | 43d | 1 | 1.06mi |
| 4110 Cape Cod Unit 3 San Antonio, TX | 1.0 | 1.0 | 688 | $900 | $1.31 | 43d | 1 | 1.08mi |
| 4830 Ray Bon Dr Unit 710 San Antonio, TX | 2.0 | 2.0 | 850 | $1,166 | $1.37 | 2d | 1 | 1.09mi |
| 4830 Ray Bon Dr Unit 610 San Antonio, TX | 1.0 | 1.0 | 624 | $940 | $1.51 | 2d | 1 | 1.09mi |
| 5143 Village Lawn San Antonio, TX | 3.0 | 1.5 | 1008 | $1,450 | $1.44 | 21d | 1 | 1.13mi |
| 6350 Cambridge Dr Unit 1 San Antonio, TX | 1.0 | 1.0 | 767 | $875 | $1.14 | 43d | 1 | 1.14mi |
| 6350 Cambridge Dr Unit 2 San Antonio, TX | 1.0 | 1.0 | 767 | $875 | $1.14 | 21d | 1 | 1.14mi |
| 4843 Castle Shield San Antonio, TX | 3.0 | 1.0 | 1032 | $1,350 | $1.31 | 23d | 1 | 1.17mi |
| 5414 Midcrown Dr Unit 610 San Antonio, TX | 1.0 | 1.0 | 714 | $873 | $1.22 | 2d | 1 | 1.17mi |
| 5414 Midcrown Dr Unit 710 San Antonio, TX | 2.0 | 2.0 | 998 | $1,039 | $1.04 | 2d | 1 | 1.17mi |
| 6306 Queens Castle Dr Unit 4 San Antonio, TX | 1.0 | 1.0 | 602 | $675 | $1.12 | 10d | 1 | 1.18mi |
| 4545 Hoeneke St San Antonio, TX | 2.0 | 2.0 | 995 | $999 | $1.00 | 4d | 2 | 1.19mi |
| 6322 Queens Castle Dr Unit 3 San Antonio, TX | 1.0 | 1.0 | 750 | $775 | $1.03 | 12d | 1 | 1.20mi |
| 5100 Eisenhauer Rd Unit 710 San Antonio, TX | 2.0 | 2.0 | 1088 | $1,204 | $1.11 | 2d | 1 | 1.27mi |
| 5100 Eisenhauer Rd Unit 610 San Antonio, TX | 1.0 | 1.0 | 770 | $1,000 | $1.30 | 2d | 1 | 1.27mi |
| 354 Brettonwood Dr Unit 1 San Antonio, TX | 3.0 | 1.0 | 1056 | $1,395 | $1.32 | 43d | 1 | 1.42mi |
| 339 Brettonwood Dr San Antonio, TX | 3.0 | 2.0 | 1063 | $2,000 | $1.88 | 23d | 1 | 1.48mi |
Listing history 26 events
-
2026-06-18days on market $16,000 Active 37 DOM
-
2026-06-17days on market $16,000 Active 36 DOM
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2026-06-16days on market $16,000 Active 35 DOM
-
2026-06-13days on market $16,000 Active 32 DOM
-
2026-06-13days on market $16,000 Active 31 DOM
-
2026-06-09days on market $16,000 Active 28 DOM
-
2026-06-08days on market $16,000 Active 27 DOM
-
2026-06-07days on market $16,000 Active 26 DOM
-
2026-06-04days on market $16,000 Active 23 DOM
-
2026-06-03days on market $16,000 Active 22 DOM
-
2026-06-02days on market $16,000 Active 21 DOM
-
2026-06-01days on market $16,000 Active 20 DOM
-
2026-05-31days on market $16,000 Active 19 DOM
-
2026-05-12$16,000 Active 375-char remark
-
2025-08-12status Pending 878-char remark
Show marketing remark (878 chars)
HIGHLY MOTIVATED SELLER! Cute mobile in friendly community, with pool, just in time for summer! Enjoy solid plank flooring, upgraded insulation, sealed with Sheetrock throughout, 5 AC Window Units (2 are heaters as well), newer plumbing, upgraded bathroom bathtubs/shower combo's, newer refrigerator, dishwasher and stove/oven (all included), large front deck, complete with 2 parking spaces! Book your showing today! Please bring ALL offers! !!OWNER FINANCING AVAILABLE!! Option 1: Sales Price - $25,000 Down Payment - $10,000 Seller Finance - $15,000 Loan Term - 5 Years / 60 Months Interest Rate - 8.0% Monthly Principal & Interest Payment - $304.15 / month Option 2: Sales Price - $30,000 Down Payment - $10,000 Seller Finance - $20,000 Loan Term - 10 Years / 120 Months Interest Rate - 7.0% Monthly Principal & Interest Payment - $232.22 / month
-
2025-08-12historical Active Option 878-char remark
Show marketing remark (878 chars)
HIGHLY MOTIVATED SELLER! Cute mobile in friendly community, with pool, just in time for summer! Enjoy solid plank flooring, upgraded insulation, sealed with Sheetrock throughout, 5 AC Window Units (2 are heaters as well), newer plumbing, upgraded bathroom bathtubs/shower combo's, newer refrigerator, dishwasher and stove/oven (all included), large front deck, complete with 2 parking spaces! Book your showing today! Please bring ALL offers! !!OWNER FINANCING AVAILABLE!! Option 1: Sales Price - $25,000 Down Payment - $10,000 Seller Finance - $15,000 Loan Term - 5 Years / 60 Months Interest Rate - 8.0% Monthly Principal & Interest Payment - $304.15 / month Option 2: Sales Price - $30,000 Down Payment - $10,000 Seller Finance - $20,000 Loan Term - 10 Years / 120 Months Interest Rate - 7.0% Monthly Principal & Interest Payment - $232.22 / month
-
2025-08-09soldstatus Sold 878-char remark
Show marketing remark (878 chars)
HIGHLY MOTIVATED SELLER! Cute mobile in friendly community, with pool, just in time for summer! Enjoy solid plank flooring, upgraded insulation, sealed with Sheetrock throughout, 5 AC Window Units (2 are heaters as well), newer plumbing, upgraded bathroom bathtubs/shower combo's, newer refrigerator, dishwasher and stove/oven (all included), large front deck, complete with 2 parking spaces! Book your showing today! Please bring ALL offers! !!OWNER FINANCING AVAILABLE!! Option 1: Sales Price - $25,000 Down Payment - $10,000 Seller Finance - $15,000 Loan Term - 5 Years / 60 Months Interest Rate - 8.0% Monthly Principal & Interest Payment - $304.15 / month Option 2: Sales Price - $30,000 Down Payment - $10,000 Seller Finance - $20,000 Loan Term - 10 Years / 120 Months Interest Rate - 7.0% Monthly Principal & Interest Payment - $232.22 / month
-
2025-07-06price $20,000 878-char remark
Show marketing remark (878 chars)
HIGHLY MOTIVATED SELLER! Cute mobile in friendly community, with pool, just in time for summer! Enjoy solid plank flooring, upgraded insulation, sealed with Sheetrock throughout, 5 AC Window Units (2 are heaters as well), newer plumbing, upgraded bathroom bathtubs/shower combo's, newer refrigerator, dishwasher and stove/oven (all included), large front deck, complete with 2 parking spaces! Book your showing today! Please bring ALL offers! !!OWNER FINANCING AVAILABLE!! Option 1: Sales Price - $25,000 Down Payment - $10,000 Seller Finance - $15,000 Loan Term - 5 Years / 60 Months Interest Rate - 8.0% Monthly Principal & Interest Payment - $304.15 / month Option 2: Sales Price - $30,000 Down Payment - $10,000 Seller Finance - $20,000 Loan Term - 10 Years / 120 Months Interest Rate - 7.0% Monthly Principal & Interest Payment - $232.22 / month
-
2025-06-27price $21,000 878-char remark
Show marketing remark (878 chars)
HIGHLY MOTIVATED SELLER! Cute mobile in friendly community, with pool, just in time for summer! Enjoy solid plank flooring, upgraded insulation, sealed with Sheetrock throughout, 5 AC Window Units (2 are heaters as well), newer plumbing, upgraded bathroom bathtubs/shower combo's, newer refrigerator, dishwasher and stove/oven (all included), large front deck, complete with 2 parking spaces! Book your showing today! Please bring ALL offers! !!OWNER FINANCING AVAILABLE!! Option 1: Sales Price - $25,000 Down Payment - $10,000 Seller Finance - $15,000 Loan Term - 5 Years / 60 Months Interest Rate - 8.0% Monthly Principal & Interest Payment - $304.15 / month Option 2: Sales Price - $30,000 Down Payment - $10,000 Seller Finance - $20,000 Loan Term - 10 Years / 120 Months Interest Rate - 7.0% Monthly Principal & Interest Payment - $232.22 / month
-
2025-06-04$25,000 New 878-char remark
Show marketing remark (878 chars)
HIGHLY MOTIVATED SELLER! Cute mobile in friendly community, with pool, just in time for summer! Enjoy solid plank flooring, upgraded insulation, sealed with Sheetrock throughout, 5 AC Window Units (2 are heaters as well), newer plumbing, upgraded bathroom bathtubs/shower combo's, newer refrigerator, dishwasher and stove/oven (all included), large front deck, complete with 2 parking spaces! Book your showing today! Please bring ALL offers! !!OWNER FINANCING AVAILABLE!! Option 1: Sales Price - $25,000 Down Payment - $10,000 Seller Finance - $15,000 Loan Term - 5 Years / 60 Months Interest Rate - 8.0% Monthly Principal & Interest Payment - $304.15 / month Option 2: Sales Price - $30,000 Down Payment - $10,000 Seller Finance - $20,000 Loan Term - 10 Years / 120 Months Interest Rate - 7.0% Monthly Principal & Interest Payment - $232.22 / month
-
2023-04-20historical
-
2023-03-28$55,000 New
-
2004-11-03historical
-
2004-07-01$14,000
-
2003-11-29historical
-
2003-05-19$41,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 8/10 Severe 7 d/yr ≥108°F today · 22 d/yr by 30 yrs out
- Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $13,881
- − Mortgage interest
- −$896
- − Property taxes
- −$240
- − Insurance
- −$80
- − Repairs & maintenance
- −$1,111
- − Management
- −$1,111
- − Depreciation
- −$465
- Taxable income
- $9,979
- Est. tax owed @ 24.0%
- −$2,395
- After-tax cash flow
- $7,245/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- North East ISD
- NCES district ID
- 4832940
- Math proficiency
- 38% ▼ -14.00%
- Reading proficiency
- 49% ▼ -4.00%
- Median HH income
- $57,715
- Composite
- 38.1/100
- National rank
- #4276
- State rank
- #276 of 826 in TX
Livability — San Antonio
- Score
- 80/100
- State rank
- #31
- US rank
- #1616
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- San Antonio, TX
- County
- Bexar County · 1,990,555 people
- City population
- 1,806,925
- Metro
- San Antonio-New Braunfels, TX
- Population (ZIP)
- 39,428
- Household income
- $57,285
- Rent vs Own
- Severe rent burden
- 2508.0
Population outlook (Bexar County) Hauer SSP2
- Today (2025)
- 2,336,851 people
- By 2030
- 2,560,728 · +9.6%
- By 2040
- 3,020,569 · +29.3%
- By 2050
- 3,493,522 · +49.5%
- By 2075
- 4,668,459 · +99.8%
- By 2100
- 5,533,242 · +136.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.64)
- Race & ethnicity
- Hispanic / Latino 53% Two or more races 26% White 25% Black 14% Asian 3% Native American 2%
- Hispanic origin (detail)
- Mexican 41% Puerto Rican 3%
- Common ancestry
- Serbian 2% Italian 1% Romanian 1%
- Foreign-born
- 18% · Canada, Vietnam, China
- Languages at home
- 60% English-only · Spanish 34% Vietnamese 1% Other Asian/Pacific 1%
Political lean MEDSL · Bexar
- 2024 margin
- Lean D (+9.8) · D 54.3% · R 44.6% · Other 1.1%
- 2008→2024 swing
- +4.2pp toward D · 2008: 5.6pp · 2024: 9.8pp
- All cycles
- 2024: D+9.8 2020: D+18.2 2016: D+13.5 2012: D+4.6 2008: D+5.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -52.17%
- Current HPI
- 271.2807
- Rent YoY
- ▼ -5.56%
- Metro
- San Antonio-New Braunfels, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
||
| Technology | 5 | $198B |
|
||
| Engineering / Construction | 4 | $72B |
|
||
| Energy Services | 3 | $60B |
|
||
| Utilities | 3 | $41B |
|
||
| Healthcare | 2 | $330B |
|
||
Price history
-61.0% since first listed13 events — show timeline
- 2026-05-12 Listed $16,000 FSBO.com
- 2025-08-12 Pending — LERA
- 2025-08-12 Contingent — LERA
- 2025-08-09 Sold (MLS) — LERA
- 2025-07-06 Price Changed $20,000 LERA
- 2025-06-27 Price Changed $21,000 LERA
- 2025-06-04 Listed $25,000 LERA
- 2023-04-20 Listing Removed — LERA
- 2023-03-28 Listed $55,000 LERA
- 2004-11-03 Listing Removed — LERA
- 2004-07-01 Listed $14,000 LERA
- 2003-11-29 Listing Removed — LERA
- 2003-05-19 Listed $41,000 LERA
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…