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4801 Goldfield
D Composite 43.92
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.0/30.0
  • ARV discount +7.5/15.0
  • 1% rule +5.0/10.0
  • DSCR +5.0/10.0
  • Livability +4.0/5.0
  • Schools +3.8/10.0
  • Condition / age +2.5/5.0
  • Rent growth +1.1/5.0
  • Appreciation +0.0/10.0

$16,000

4801 Goldfield · San Antonio, TX 78218
2 bd · 1.0 ba · 840 sqft · Manufactured public records · 37 Days on market
Built 2003

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

HIGHLY MOTIVATED SELLER! Cute mobile in friendly community, with pool, just in time for summer! Enjoy solid plank flooring, upgraded insulation, sealed with Sheetrock throughout, 5 AC Window Units (2 are heaters as well), newer plumbing, upgraded bathroom bathtubs/shower combo's, newer refrigerator, dishwasher and stove/oven (all included), large front deck, complete with 2 parking spaces! Book your showing today! Please bring ALL offers! !!OWNER FINANCING AVAILABLE!! Option 1: Sales Price - $25,000 Down Payment - $10,000 Seller Finance - $15,000 Loan Term - 5 Years / 60 Months Interest Rate - 8.0% Monthly Principal & Interest Payment - $304.15 / month Option 2: Sales Price - $30,000 Down Payment - $10,000 Seller Finance - $20,000 Loan Term - 10 Years / 120 Months Interest Rate - 7.0% Monthly Principal & Interest Payment - $232.22 / month

Key facts

  • Built 2003
  • Listed 37 days

Property features AI

Exterior

  • Home design: Single-family property built in 2003
  • Construction: Built in 2003
  • Exterior features: Located in the Northeast Side subdivision

Interior

  • Bedrooms: Bedroom count not specified
  • Bathrooms: Bathroom count not specified
  • Interior features: Entry level not specified

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath manufactured listed at $16k.

Deal economics

  • At list price, monthly cash flow is $803 ($10k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $16k).
  • Recommended offer: $16k (3.0% below list) — sets the bar for market timing.
  • Cap rate 66.5% vs local median 3.8% in San Antonio — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 80/100 on livability (#31 in TX, #1,616 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: schools C-, crime F.
  • North East ISD (urban): math 38% / reading 49% proficiency, ranked #276 of 826 in TX (top 33%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents falling (-5.6%/yr); 131 active listings in the ZIP; 22 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 8,308 units permitted in Bexar County in 2024 (2,506 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $111 of loan paydown is wiped out by about $480 of value loss. Plan a longer hold.
  • Bexar County population projected at +50% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 0.0% rent growth), your $4k cash investment doubles in ~1 year — after that, you're playing with house money.

Negotiation context

  • It's been on market 37 days — a 3% lower offer ($16k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 23y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $15,520 (3.0% below list)

Questions for the listing agent

  1. It's been on market 37 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
7.23%
Cap rate
66.54%
Cash-on-cash
215.17%
DSCR
10.57
GRM
1.2

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
Equity multiple
11.09×
Total profit
$45,196
Equity at exit
$2,386
10-year hold
IRR
Equity multiple
21.58×
Total profit
$92,204
Equity at exit
$1,383

Cash invested: $4,480 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 78218

Home prices YoY
-16.1%
Rents YoY
-5.6%
Active inventory
131
Price-to-rent
1.2×

Monthly cashflow live

Estimated rent
$1,157 high interval (Pro) →
Mortgage (P&I)
$84
Tax est. 1.5%
$20 /mo · $240/yr
Insurance
$7
HOA
$0
Vacancy / Maint / Mgmt
$243
Net cashflow
$803

Break-even live

Break-even rent $140
Max offer price $16,000
Occupancy floor 26%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$4,000
Closing costs
$480
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 22 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
4848 Goldfield San Antonio, TX 2.0 1.0 930 $1,325 $1.42 43d 1 0.22mi
5819 Woodhill San Antonio, TX 3.0 2.0 1015 $1,300 $1.28 43d 1 0.76mi
100 Dinn Dr Unit 2 San Antonio, TX 1.0 1.0 540 $700 $1.30 21d 1 0.85mi
6810 Glendora Ave Unit 15 San Antonio, TX 2.0 1.0 1000 $865 $0.86 43d 1 0.90mi
6316 Cambridge Dr Unit 3 San Antonio, TX 1.0 1.0 822 $875 $1.06 43d 1 1.06mi
6316 Cambridge Dr Unit 1 San Antonio, TX 1.0 1.0 822 $850 $1.03 43d 1 1.06mi
4110 Cape Cod Unit 3 San Antonio, TX 1.0 1.0 688 $900 $1.31 43d 1 1.08mi
4830 Ray Bon Dr Unit 710 San Antonio, TX 2.0 2.0 850 $1,166 $1.37 2d 1 1.09mi
4830 Ray Bon Dr Unit 610 San Antonio, TX 1.0 1.0 624 $940 $1.51 2d 1 1.09mi
5143 Village Lawn San Antonio, TX 3.0 1.5 1008 $1,450 $1.44 21d 1 1.13mi
6350 Cambridge Dr Unit 1 San Antonio, TX 1.0 1.0 767 $875 $1.14 43d 1 1.14mi
6350 Cambridge Dr Unit 2 San Antonio, TX 1.0 1.0 767 $875 $1.14 21d 1 1.14mi
4843 Castle Shield San Antonio, TX 3.0 1.0 1032 $1,350 $1.31 23d 1 1.17mi
5414 Midcrown Dr Unit 610 San Antonio, TX 1.0 1.0 714 $873 $1.22 2d 1 1.17mi
5414 Midcrown Dr Unit 710 San Antonio, TX 2.0 2.0 998 $1,039 $1.04 2d 1 1.17mi
6306 Queens Castle Dr Unit 4 San Antonio, TX 1.0 1.0 602 $675 $1.12 10d 1 1.18mi
4545 Hoeneke St San Antonio, TX 2.0 2.0 995 $999 $1.00 4d 2 1.19mi
6322 Queens Castle Dr Unit 3 San Antonio, TX 1.0 1.0 750 $775 $1.03 12d 1 1.20mi
5100 Eisenhauer Rd Unit 710 San Antonio, TX 2.0 2.0 1088 $1,204 $1.11 2d 1 1.27mi
5100 Eisenhauer Rd Unit 610 San Antonio, TX 1.0 1.0 770 $1,000 $1.30 2d 1 1.27mi
354 Brettonwood Dr Unit 1 San Antonio, TX 3.0 1.0 1056 $1,395 $1.32 43d 1 1.42mi
339 Brettonwood Dr San Antonio, TX 3.0 2.0 1063 $2,000 $1.88 23d 1 1.48mi

Listing history 26 events

  1. 2026-06-18
    days on market $16,000 Active 37 DOM
  2. 2026-06-17
    days on market $16,000 Active 36 DOM
  3. 2026-06-16
    days on market $16,000 Active 35 DOM
  4. 2026-06-13
    days on market $16,000 Active 32 DOM
  5. 2026-06-13
    days on market $16,000 Active 31 DOM
  6. 2026-06-09
    days on market $16,000 Active 28 DOM
  7. 2026-06-08
    days on market $16,000 Active 27 DOM
  8. 2026-06-07
    days on market $16,000 Active 26 DOM
  9. 2026-06-04
    days on market $16,000 Active 23 DOM
  10. 2026-06-03
    days on market $16,000 Active 22 DOM
  11. 2026-06-02
    days on market $16,000 Active 21 DOM
  12. 2026-06-01
    days on market $16,000 Active 20 DOM
  13. 2026-05-31
    days on market $16,000 Active 19 DOM
  14. 2026-05-12
    listed $16,000 Active 375-char remark
  15. 2025-08-12
    status Pending 878-char remark
    Show marketing remark (878 chars)

    HIGHLY MOTIVATED SELLER! Cute mobile in friendly community, with pool, just in time for summer! Enjoy solid plank flooring, upgraded insulation, sealed with Sheetrock throughout, 5 AC Window Units (2 are heaters as well), newer plumbing, upgraded bathroom bathtubs/shower combo's, newer refrigerator, dishwasher and stove/oven (all included), large front deck, complete with 2 parking spaces! Book your showing today! Please bring ALL offers! !!OWNER FINANCING AVAILABLE!! Option 1: Sales Price - $25,000 Down Payment - $10,000 Seller Finance - $15,000 Loan Term - 5 Years / 60 Months Interest Rate - 8.0% Monthly Principal & Interest Payment - $304.15 / month Option 2: Sales Price - $30,000 Down Payment - $10,000 Seller Finance - $20,000 Loan Term - 10 Years / 120 Months Interest Rate - 7.0% Monthly Principal & Interest Payment - $232.22 / month

  16. 2025-08-12
    historical Active Option 878-char remark
    Show marketing remark (878 chars)

    HIGHLY MOTIVATED SELLER! Cute mobile in friendly community, with pool, just in time for summer! Enjoy solid plank flooring, upgraded insulation, sealed with Sheetrock throughout, 5 AC Window Units (2 are heaters as well), newer plumbing, upgraded bathroom bathtubs/shower combo's, newer refrigerator, dishwasher and stove/oven (all included), large front deck, complete with 2 parking spaces! Book your showing today! Please bring ALL offers! !!OWNER FINANCING AVAILABLE!! Option 1: Sales Price - $25,000 Down Payment - $10,000 Seller Finance - $15,000 Loan Term - 5 Years / 60 Months Interest Rate - 8.0% Monthly Principal & Interest Payment - $304.15 / month Option 2: Sales Price - $30,000 Down Payment - $10,000 Seller Finance - $20,000 Loan Term - 10 Years / 120 Months Interest Rate - 7.0% Monthly Principal & Interest Payment - $232.22 / month

  17. 2025-08-09
    soldstatus Sold 878-char remark
    Show marketing remark (878 chars)

    HIGHLY MOTIVATED SELLER! Cute mobile in friendly community, with pool, just in time for summer! Enjoy solid plank flooring, upgraded insulation, sealed with Sheetrock throughout, 5 AC Window Units (2 are heaters as well), newer plumbing, upgraded bathroom bathtubs/shower combo's, newer refrigerator, dishwasher and stove/oven (all included), large front deck, complete with 2 parking spaces! Book your showing today! Please bring ALL offers! !!OWNER FINANCING AVAILABLE!! Option 1: Sales Price - $25,000 Down Payment - $10,000 Seller Finance - $15,000 Loan Term - 5 Years / 60 Months Interest Rate - 8.0% Monthly Principal & Interest Payment - $304.15 / month Option 2: Sales Price - $30,000 Down Payment - $10,000 Seller Finance - $20,000 Loan Term - 10 Years / 120 Months Interest Rate - 7.0% Monthly Principal & Interest Payment - $232.22 / month

  18. 2025-07-06
    price $20,000 878-char remark
    Show marketing remark (878 chars)

    HIGHLY MOTIVATED SELLER! Cute mobile in friendly community, with pool, just in time for summer! Enjoy solid plank flooring, upgraded insulation, sealed with Sheetrock throughout, 5 AC Window Units (2 are heaters as well), newer plumbing, upgraded bathroom bathtubs/shower combo's, newer refrigerator, dishwasher and stove/oven (all included), large front deck, complete with 2 parking spaces! Book your showing today! Please bring ALL offers! !!OWNER FINANCING AVAILABLE!! Option 1: Sales Price - $25,000 Down Payment - $10,000 Seller Finance - $15,000 Loan Term - 5 Years / 60 Months Interest Rate - 8.0% Monthly Principal & Interest Payment - $304.15 / month Option 2: Sales Price - $30,000 Down Payment - $10,000 Seller Finance - $20,000 Loan Term - 10 Years / 120 Months Interest Rate - 7.0% Monthly Principal & Interest Payment - $232.22 / month

  19. 2025-06-27
    price $21,000 878-char remark
    Show marketing remark (878 chars)

    HIGHLY MOTIVATED SELLER! Cute mobile in friendly community, with pool, just in time for summer! Enjoy solid plank flooring, upgraded insulation, sealed with Sheetrock throughout, 5 AC Window Units (2 are heaters as well), newer plumbing, upgraded bathroom bathtubs/shower combo's, newer refrigerator, dishwasher and stove/oven (all included), large front deck, complete with 2 parking spaces! Book your showing today! Please bring ALL offers! !!OWNER FINANCING AVAILABLE!! Option 1: Sales Price - $25,000 Down Payment - $10,000 Seller Finance - $15,000 Loan Term - 5 Years / 60 Months Interest Rate - 8.0% Monthly Principal & Interest Payment - $304.15 / month Option 2: Sales Price - $30,000 Down Payment - $10,000 Seller Finance - $20,000 Loan Term - 10 Years / 120 Months Interest Rate - 7.0% Monthly Principal & Interest Payment - $232.22 / month

  20. 2025-06-04
    listed $25,000 New 878-char remark
    Show marketing remark (878 chars)

    HIGHLY MOTIVATED SELLER! Cute mobile in friendly community, with pool, just in time for summer! Enjoy solid plank flooring, upgraded insulation, sealed with Sheetrock throughout, 5 AC Window Units (2 are heaters as well), newer plumbing, upgraded bathroom bathtubs/shower combo's, newer refrigerator, dishwasher and stove/oven (all included), large front deck, complete with 2 parking spaces! Book your showing today! Please bring ALL offers! !!OWNER FINANCING AVAILABLE!! Option 1: Sales Price - $25,000 Down Payment - $10,000 Seller Finance - $15,000 Loan Term - 5 Years / 60 Months Interest Rate - 8.0% Monthly Principal & Interest Payment - $304.15 / month Option 2: Sales Price - $30,000 Down Payment - $10,000 Seller Finance - $20,000 Loan Term - 10 Years / 120 Months Interest Rate - 7.0% Monthly Principal & Interest Payment - $232.22 / month

  21. 2023-04-20
    historical
  22. 2023-03-28
    listed $55,000 New
  23. 2004-11-03
    historical
  24. 2004-07-01
    listed $14,000
  25. 2003-11-29
    historical
  26. 2003-05-19
    listed $41,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 22 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$13,881
− Mortgage interest
−$896
− Property taxes
−$240
− Insurance
−$80
− Repairs & maintenance
−$1,111
− Management
−$1,111
− Depreciation
−$465
Taxable income
$9,979
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,395
After-tax cash flow
$7,245/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
North East ISD
NCES district ID
4832940
Math proficiency
38% ▼ -14.00%
Reading proficiency
49% ▼ -4.00%
Median HH income
$57,715
Composite
38.1/100
National rank
#4276
State rank
#276 of 826 in TX

Livability — San Antonio

Score
80/100
State rank
#31
US rank
#1616

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment C Housing A+ Health & safety A+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
San Antonio, TX
County
Bexar County · 1,990,555 people
City population
1,806,925
Metro
San Antonio-New Braunfels, TX
Population (ZIP)
39,428
Household income
$57,285
Rent vs Own
51.8% rent · 48.2% own
Severe rent burden
2508.0

Population outlook (Bexar County) Hauer SSP2

Today (2025)
2,336,851 people
By 2030
2,560,728 · +9.6%
By 2040
3,020,569 · +29.3%
By 2050
3,493,522 · +49.5%
By 2075
4,668,459 · +99.8%
By 2100
5,533,242 · +136.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.64)
Race & ethnicity
Hispanic / Latino 53% Two or more races 26% White 25% Black 14% Asian 3% Native American 2%
Hispanic origin (detail)
Mexican 41% Puerto Rican 3%
Common ancestry
Serbian 2% Italian 1% Romanian 1%
Foreign-born
18% · Canada, Vietnam, China
Languages at home
60% English-only · Spanish 34% Vietnamese 1% Other Asian/Pacific 1%

Political lean MEDSL · Bexar

2024 margin
Lean D (+9.8) · D 54.3% · R 44.6% · Other 1.1%
2008→2024 swing
+4.2pp toward D · 2008: 5.6pp · 2024: 9.8pp
All cycles
2024: D+9.8 2020: D+18.2 2016: D+13.5 2012: D+4.6 2008: D+5.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -52.17%
Current HPI
271.2807
Rent YoY
▼ -5.56%
Metro
San Antonio-New Braunfels, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-61.0% since first listed
13 events — show timeline
  • 2026-05-12 Listed $16,000 FSBO.com
  • 2025-08-12 Pending LERA
  • 2025-08-12 Contingent LERA
  • 2025-08-09 Sold (MLS) LERA
  • 2025-07-06 Price Changed $20,000 LERA
  • 2025-06-27 Price Changed $21,000 LERA
  • 2025-06-04 Listed $25,000 LERA
  • 2023-04-20 Listing Removed LERA
  • 2023-03-28 Listed $55,000 LERA
  • 2004-11-03 Listing Removed LERA
  • 2004-07-01 Listed $14,000 LERA
  • 2003-11-29 Listing Removed LERA
  • 2003-05-19 Listed $41,000 LERA

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…