8180 Geneva Ct #419 · Doral, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 106°F)
- 8 days/yr
- Hot days in 30 yrs
- 32 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +12.5/30.0
- ARV discount +7.5/15.0
- 1% rule +5.0/10.0
- Schools +4.2/10.0
- Livability +4.0/5.0
- DSCR +3.7/10.0
- Rent growth +2.7/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$220,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Very nice 1bedroom, 1 bathroom unit. Located at Las Vistas at Doral Condo. Wood floors, central AC, washer and dryer inside the unit, balcony and walk-in closet. Great location minutes to the airport and major highways. Gated community with amenities, including pools, tennis courts, racquetball courts, a spa, gym, a children’s playground. 24/7 security patrol. 2 parking spaces, pets allowed. Association approval required. No short term rentals allowed.
Key facts
- Central ac
- Gated community
- Wood floors
Tags
Property features AI
Finance
- Other: Association pool
- Financial info: Lease considered; Pets allowed with restrictions
- HOA & community: Monthly association fee; Association fee covers management, amenities, common areas, insurance, grounds maintenance, structure maintenance, pest control, pool(s), roof, sewer, security, trash and water; Community amenities include clubhouse, fitness center, barbecue, picnic area, playground, pool, spa/hot tub, elevators and trash service
Exterior
- Parking: Two or more parking spaces
- Security: Closed-circuit cameras; Complex fenced; Security guard; Smoke detectors
- Utilities: Has cooling; Has heating
- Home design: Condominium / attached property; 5-story building; Entry on level 4
- Construction: Block construction; Resale property
- Exterior features: Balcony; Open balcony/patio
Interior
- Kitchen: Dishwasher; Electric range; Microwave; Refrigerator
- Flooring: Hardwood; Wood
- Bathrooms: 1 full bathroom
- Heating & cooling: Electric heating; Central air conditioning
- Interior features: Handicap access; Walk-in closet(s); Elevator
- Laundry & utility: Washer; Dryer
Neighborhood map
What this means for you Summary
Snapshot
- This is a 1-bed/1.0-bath condo listed at $220k.
Deal economics
- At list price, monthly cash flow is $-32 ($-383/yr) — negative.
- To cash-flow at today's rent, offer at most $214k (2.6% below list).
- Meets the 1% rule at list price ($2k rent vs $220k).
- Recommended offer: $213k (3.0% below list) — sets the bar for market timing.
- Cap rate 6.1% vs local median 2.8% in Doral — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 80/100 on livability (#122 in FL, #1,868 nationally) — a professional / high-income tenant draw. Strengths: crime A+, commute A+, employment A+; Watch: amenities D, cost of living F.
- Miami-Dade (suburban): math 45% / reading 54% proficiency, ranked #40 of 73 in FL (top 55%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 64% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: John I. Smith K-8 Center (math 57% / reading 58%, grade C+, #764 of 2,144 statewide, top 36%, 1,001 students, 31% FRL); Ruben Dario Middle School (math 32% / reading 45%, grade F, #384 of 571 statewide, top 68%, 549 students, 62% FRL); Ronald W. Reagan/Doral Senior High School (math 23% / reading 45%, grade F, #394 of 667 statewide, top 60%, 1,591 students, 30% FRL) — zoned schools average 41% FRL vs 64% district-wide (23 pts lower); this property's tenant base skews higher-income than the district average.
- Market conditions: Rents flat; 223 active listings in the ZIP; 35 comparable units currently listed for rent nearby; rentals leasing fast (median 5d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 10,051 units permitted in Miami-Dade County in 2024 (7,758 in 5+ unit buildings).
- This rent runs 32% of the median local income ($82k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
- Miami-Dade County population projected at +28% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 46 days — a 3% lower offer ($213k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 8→32/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 46 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.00% ✓
- Cap rate
- 6.12%
- Cash-on-cash
- -0.62%
- DSCR
- 0.97
- GRM
- 8.3
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 0.6% rent growth · sell at horizon
- IRR
- -20.4%
- Equity multiple
- 0.31×
- Total profit
- $-42,694
- Equity at exit
- $32,803
- IRR
- -21.2%
- Equity multiple
- 0.04×
- Total profit
- $-59,365
- Equity at exit
- $19,022
Cash invested: $61,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 33166
- Rents YoY
- 0.6%
- Active inventory
- 223
- Price-to-rent
- 8.3×
Monthly cashflow live
- Estimated rent
- $2,205 high interval (Pro) →
- Mortgage (P&I)
- −$1,154
- Tax from tax record
- −$258 /mo · $3,092/yr
- Insurance
- −$92
- HOA
- −$271
- Vacancy / Maint / Mgmt
- −$463
- Net cashflow
- $-32
Break-even live
Sensitivity live
| Price | -10% $93 | -5% $30 | +0% $-32 | +5% $-94 | +10% $-156 |
|---|---|---|---|---|---|
| Rent | -10% $-206 | -5% $-119 | +0% $-32 | +5% $55 | +10% $142 |
| Rate | -1.0pp $79 | -0.5pp $24 | base $-32 | +0.5pp $-89 | +1.0pp $-147 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $55,000
- Closing costs
- $6,600
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 35 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 8160 Geneva Ct Doral, FL | 1.0 | 1.0 | 710 | $1,950 | $2.75 | 9d | 4 | 0.02mi |
| 8100 Geneva Ct Doral, FL | 1.0–2.0 | 1.0–2.0 | 851 | $2,000 | $2.35 | 9d | 1 | 0.05mi |
| 8100 Geneva Ct Doral, FL | 1.0–2.0 | 1.0–2.0 | 851 | $1,875 | $2.20 | 6d | 2 | 0.05mi |
| 8100 Geneva Ct #233 Doral, FL | 1.0 | 1.0 | 710 | $1,950 | $2.75 | 19d | 1 | 0.06mi |
| 8100 Geneva Ct #345 Doral, FL | 1.0 | 1.0 | 710 | $2,000 | $2.82 | 16d | 1 | 0.06mi |
| 8150 NW 53rd St Doral, FL | 1.0–3.0 | 1.0–2.0 | 999 | $2,467 | $2.47 | 0d | 19 | 0.22mi |
| 8290 Lake Dr Doral, FL | 1.0–2.0 | 1.0–2.0 | 873 | $2,000 | $2.29 | 4d | 3 | 0.24mi |
| 8290 Lake Dr Doral, FL | 1.0–2.0 | 1.0–2.0 | 873 | $1,950 | $2.23 | 4d | 3 | 0.24mi |
| 4400 NW 79th Ave Doral, FL | 1.0–3.0 | 1.0–2.0 | 900 | $2,270 | $2.52 | 0d | 6 | 0.29mi |
| 5250 NW 84th Ave Doral, FL | 1.0–3.0 | 1.0–2.0 | 979 | $2,458 | $2.51 | 0d | 38 | 0.36mi |
| 4740 NW 84th Ave Miami, FL | — | 1.0 | 600 | $1,690 | $2.82 | 18d | 1 | 0.38mi |
| 5350 NW 84th Ave Doral, FL | 3.0 | 1.0–3.0 | 904 | $3,167 | $3.50 | 0d | 11 | 0.41mi |
| 5350 NW 84th Ave Unit 1022290P Doral, FL | 1.0 | 1.0 | 656 | $3,880 | $5.91 | 15d | 1 | 0.41mi |
| 4740 NW 84th Ct Unit 43A Doral, FL | — | 1.0 | 600 | $1,690 | $2.82 | 14d | 1 | 0.43mi |
| 8425 NW 41st St Doral, FL | 1.0–3.0 | 1.0–2.0 | 991 | $2,354 | $2.38 | 0d | 36 | 0.44mi |
| 5252 NW 85th Ave Doral, FL | 1.0–3.0 | 1.0–2.0 | 1008 | $2,650 | $2.63 | 19d | 6 | 0.47mi |
| 5252 NW 85th Ave Doral, FL | 1.0–3.0 | 1.0–2.0 | 1008 | $2,700 | $2.68 | 0d | 6 | 0.47mi |
| 8803 NW 41st St Unit 8803 Doral, FL | 1.0 | 1.0 | 738 | $2,259 | $3.06 | 26d | 1 | 0.48mi |
| 5300 Paseo Blvd Unit 1007 Doral, FL | 1.0 | 1.0 | 698 | $2,700 | $3.87 | 4d | 1 | 0.49mi |
| 5300 Paseo Blvd Doral, FL | 1.0–2.0 | 1.0–2.0 | 900 | $2,600 | $2.89 | 3d | 4 | 0.49mi |
| 5300 Paseo Blvd Doral, FL | 1.0–2.0 | 1.0–2.0 | 900 | $2,700 | $3.00 | 9d | 3 | 0.49mi |
| 4760 NW 85th Ave Miami, FL | 3.0 | 1.0–2.0 | 999 | $3,032 | $3.03 | 0d | 17 | 0.52mi |
| 3940 NW 79th Ave Doral, FL | 3.0 | 1.0–3.0 | 1040 | $2,907 | $2.79 | 0d | 1 | 0.55mi |
| 3555 NW 83rd Ave Doral, FL | 2.0 | 1.0–2.0 | 848 | $2,582 | $3.04 | 0d | 32 | 0.65mi |
| 7902 NW 36th St Unit 705 Miami, FL | — | 1.0 | 525 | $2,150 | $4.10 | 9d | 1 | 0.69mi |
| 8401 NW 34th Ter Doral, FL | 2.0 | 1.0–2.0 | 840 | $2,974 | $3.54 | 0d | 22 | 0.77mi |
| 3450 NW 85th Ct Doral, FL | 3.0 | 1.0–2.0 | 971 | $2,581 | $2.66 | 0d | 28 | 0.85mi |
| 3368 NW 84th Ave Miami, FL | 1.0 | 1.0 | 700 | $2,319 | $3.31 | 9d | 1 | 0.88mi |
| 8800 Doral Blvd Doral, FL | 3.0 | 1.0–2.0 | 977 | $2,711 | $2.77 | 0d | 42 | 0.91mi |
| 8430 NW 33rd Ter Unit 33 Doral, FL | 1.0 | 1.0 | 715 | $2,400 | $3.36 | 9d | 1 | 0.92mi |
| 8800 NW 36th St #14 Doral, FL | 1.0 | 1.0 | 706 | $3,140 | $4.45 | 22d | 1 | 0.94mi |
| 8902 Doral Blvd Unit 402 Doral, FL | 1.0 | 1.0 | 720 | $2,250 | $3.12 | 9d | 1 | 0.97mi |
| 3300 NW 87th Ave Unit 309 Doral, FL | — | 1.0 | 520 | $2,150 | $4.13 | 9d | 1 | 1.00mi |
| 9400 NW 41st St Doral, FL | 1.0 | 1.0 | 759 | $2,511 | $3.31 | 0d | 9 | 1.39mi |
| 9480 NW 41st St Unit 3542 Doral, FL | 1.0 | 1.0 | 702 | $2,257 | $3.22 | 5d | 1 | 1.44mi |
HOA detail condo
- Monthly dues
- $271 · $3,252/yr
- Likely covers
- poolgymsecurity
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 3 events
-
2026-05-21status Pending
-
2026-04-30price $220,000
-
2026-04-03$240,000 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $3,092 · $258/mo
- Projected year-2 tax
- $3,092 · $258/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 10/10 Extreme 8 d/yr ≥106°F today · 32 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $26,463
- − Mortgage interest
- −$12,323
- − Property taxes
- −$3,092
- − Insurance
- −$1,100
- − Repairs & maintenance
- −$2,117
- − Management
- −$2,117
- − HOA
- −$3,252
- − Depreciation
- −$6,400
- Taxable loss
- −$3,939
- Est. tax savings @ 24.0%
- +$945
- After-tax cash flow
- $562/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Miami-Dade
- NCES district ID
- 1200390
- Math proficiency
- 45% ▼ -16.00%
- Reading proficiency
- 54% ▼ -5.00%
- Median HH income
- $43,928
- Composite
- 41.76/100
- National rank
- #3397
- State rank
- #40 of 73 in FL
Livability — Doral
- Score
- 80/100
- State rank
- #122
- US rank
- #1868
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Doral, FL
- County
- Miami-Dade County · 2,697,751 people
- City population
- 67,789
- Metro
- Miami-Fort Lauderdale-Pompano Beach, FL
- Population (ZIP)
- 28,265
- Household income
- $81,581
- Rent vs Own
- Severe rent burden
- 2024.0
Population outlook (Miami-Dade County) Hauer SSP2
- Today (2025)
- 3,126,439 people
- By 2030
- 3,325,765 · +6.4%
- By 2040
- 3,697,561 · +18.3%
- By 2050
- 4,012,134 · +28.3%
- By 2075
- 4,605,612 · +47.3%
- By 2100
- 4,866,598 · +55.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Hispanic (82%)
- Race & ethnicity
- Hispanic / Latino 82% Two or more races 39% White 13% Black 2%
- Hispanic origin (detail)
- Mexican 1% Puerto Rican 3% Cuban 34% Dominican 3% Salvadoran 1%
- Common ancestry
- Hispanic 1% Lithuanian 1% Romanian 1%
- Foreign-born
- 59% · Canada, Jamaica, Dominican Republic
- Languages at home
- 21% English-only · Spanish 75% Other Indo-European 2% French/Haitian/Cajun 1%
Political lean MEDSL · Miami-Dade
- 2024 margin
- R (+11.4) · D 43.9% · R 55.4%
- 2008→2024 swing
- -27.6pp toward R · 2008: 16.1pp · 2024: -11.4pp
- All cycles
- 2024: R+11.4 2020: D+7.3 2016: D+29.6 2012: D+23.7 2008: D+16.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -588.92%
- Current HPI
- 430.6383
- Rent YoY
- ▲ 0.60%
- Metro
- Miami-Fort Lauderdale-Pompano Beach, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
||
| Insurance | 2 | $17B |
|
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| Retail | 1 | $60B |
|
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| Technology Distribution | 1 | $58B |
|
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| Homebuilding | 1 | $35B |
|
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| Technology Manufacturing | 1 | $35B |
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Price history
-8.3% since first listed3 events — show timeline
- 2026-05-21 Pending — MARMLS
- 2026-04-30 Price Changed $220,000 MARMLS
- 2026-04-03 Listed $240,000 MARMLS
Property tax history
+9.5%/yrLatest (2025): $3,092 · -0.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…