🏗️ New Construction
Beckman Plan · San Antonio, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 2/10 · Minimal
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 8/10 · Major
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 23 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 80.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Appreciation +10.0/10.0
- ARV discount +7.5/15.0
- Cash flow +6.8/30.0
- Condition / age +4.8/5.0
- Livability +4.0/5.0
- Rent growth +2.7/5.0
- Schools +2.2/10.0
- 1% rule +1.8/10.0
- DSCR +1.0/10.0
$213,999
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
This new home is conveniently laid out on a single floor for maximum comfort and convenience. At its heart stands an open-concept layout connecting a spacious family room, a multi-functional kitchen and lovely dining area. The owner's suite is situated in a private corner and comes complete with an adjoining bathroom, while the two secondary bedrooms are located near the foyer.
Key facts
- Private corner
- Adjoining bathroom
- Open-concept layout
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $214k. Condition is rated excellent.
Deal economics
- At list price, monthly cash flow is $-427 ($-5k/yr) — negative.
- To cash-flow at today's rent, offer at most $210k (1.6% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $184k (14.0% below list).
- Recommended offer: $184k (14.0% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 80/100 on livability (#31 in TX, #1,616 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: schools C-, crime F.
- Southwest ISD (rural): math 21% / reading 31% proficiency, ranked #701 of 826 in TX (top 85%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 75% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents flat; 276 active listings in the ZIP; 15 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 8,308 units permitted in Bexar County in 2024 (2,506 in 5+ unit buildings).
- This rent runs 37% of the median local income ($60k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- In year one you build about $29k of equity ($2k loan paydown + $27k appreciation (10.0% local appreciation)).
- Bexar County population projected at +50% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- By year 2, paydown + projected appreciation supports a ~$47k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 387 days — a 12% lower offer ($188k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 387 days. Have you received any prior offers? Is the seller open to a 14% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.68% ✗
- Cap rate
- 4.41%
- Cash-on-cash
- -6.72%
- DSCR
- 0.70
- GRM
- 12.3
CMA / ARV
- ARV (median comp)
- $272,198
- List price
- $213,999
- Delta
- -21.38%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 15238 Walcott Rdg | 0.45mi | 3/2.5 | 1,301 (+2%) | 0mo | $194,450 | $149 | 72 |
| 15426 Lemon Pepper Crk | 0.57mi | 3/2.0 | 1,280 (+1%) | 6mo | $248,000 | $194 | 67 |
| 15202 Snug Hbr | 0.45mi | 3/2.5 | 1,307 (+3%) | 7mo | $227,900 | $174 | 67 |
| 4250 Paprika Grv | 0.66mi | 3/2.0 | 1,280 (+1%) | 6mo | $244,109 | $191 | 63 |
| 15531 Clove Spice | 0.59mi | 3/2.0 | 1,365 (+8%) | 1mo | $196,080 | $144 | 59 |
| 4246 Paprika Grv | 0.65mi | 3/2.0 | 1,156 (-9%) | 2mo | $233,109 | $202 | 53 |
| 4243 Marjoram Lndg | 0.55mi | 3/2.0 | 1,434 (+13%) | 2mo | $238,610 | $166 | 51 |
| 15503 Mint Patch Mdw | 0.67mi | 3/2.0 | 1,156 (-9%) | 4mo | $214,610 | $186 | 51 |
| 4214 Paprika Grv | 0.64mi | 3/2.0 | 1,156 (-9%) | 6mo | $228,499 | $198 | 50 |
| 15514 Mint Patch Mdw | 0.66mi | 3/2.0 | 1,156 (-9%) | 6mo | $233,109 | $202 | 49 |
| 15434 Lemon Pepper Crk | 0.59mi | 3/2.0 | 1,434 (+13%) | 5mo | $253,000 | $176 | 47 |
| 4234 Paprika Grv | 0.65mi | 3/2.0 | 1,434 (+13%) | 6mo | $252,499 | $176 | 43 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
10.0% appreciation · 0.83% rent growth · sell at horizon
- IRR
- 19.0%
- Equity multiple
- 2.54×
- Total profit
- $117,175
- Equity at exit
- $245,218
- IRR
- 17.2%
- Equity multiple
- 5.71×
- Total profit
- $359,179
- Equity at exit
- $528,821
Cash invested: $76,216 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 78224
- Home prices YoY
- 12.4%
- Rents YoY
- 0.8%
- Active inventory
- 276
- Price-to-rent
- 9.7×
Monthly cashflow live
- Estimated rent
- $1,841 high interval (Pro) →
- Mortgage (P&I)
- −$1,427
- Tax est. 1.5%
- −$340 /mo · $4,083/yr
- Insurance
- −$113
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$387
- Net cashflow
- $-427
Break-even live
Sensitivity live
| Price | -10% $-238 | -5% $-332 | +0% $-427 | +5% $-521 | +10% $-615 |
|---|---|---|---|---|---|
| Rent | -10% $-572 | -5% $-499 | +0% $-427 | +5% $-354 | +10% $-281 |
| Rate | -1.0pp $-289 | -0.5pp $-357 | base $-427 | +0.5pp $-497 | +1.0pp $-569 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $68,050
- Closing costs
- $8,166
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 15 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 15027 Harbor Lndg Von Ormy, TX | 3.0 | 2.0 | 1526 | $1,850 | $1.21 | 25d | 1 | 0.28mi |
| 15115 Harbor Lndg Von Ormy, TX | 4.0 | 2.0 | 1794 | $1,795 | $1.00 | 15d | 1 | 0.33mi |
| 15115 Jetfire Pt Von Ormy, TX | 3.0 | 2.0 | 1526 | $1,800 | $1.18 | 44d | 1 | 0.33mi |
| 15115 Jetfire Pt Von Ormy, TX | 3.0 | 2.0 | 1525 | $1,800 | $1.18 | 18d | 1 | 0.33mi |
| 15115 Jetfire Pt Von Ormy, TX | 3.0 | 2.0 | 1526 | $1,800 | $1.18 | 5d | 1 | 0.33mi |
| 15315 Waterow Vw Von Ormy, TX | 3.0–5.0 | 2.0–3.5 | 1781 | $1,855 | $1.04 | 2d | 1 | 0.36mi |
| 3819 Leighton Hbr Von Ormy, TX | 3.0 | 2.5 | 1430 | $1,700 | $1.19 | 25d | 1 | 0.38mi |
| 15226 Walcott Rdg Von Ormy, TX | 3.0 | 2.5 | 1297 | $1,700 | $1.31 | 25d | 1 | 0.45mi |
| 15266 Snug Harbor Way Von Ormy, TX | 3.0 | 2.5 | 1525 | $1,647 | $1.08 | 3d | 1 | 0.52mi |
| 15531 Clove Spice Way Von Ormy, TX | 3.0 | 2.0 | 1296 | $1,595 | $1.23 | 5d | 1 | 0.59mi |
| 15531 Clove Spice Way Von Ormy, TX | 3.0 | 2.0 | 1296 | $1,595 | $1.23 | 21d | 1 | 0.59mi |
| 4042 Bay Leaf Loop Von Ormy, TX | 3.0 | 2.0 | 1296 | $1,600 | $1.23 | 44d | 1 | 0.60mi |
| 4218 Paprika Grv Von Ormy, TX | 3.0 | 2.0 | 1434 | $1,595 | $1.11 | 44d | 1 | 0.64mi |
| 15619 Garam Trl Von Ormy, TX | 3.0 | 2.5 | 1856 | $1,755 | $0.95 | 44d | 1 | 0.66mi |
| 4323 Caraway Bay Von Ormy, TX | 3.0–4.0 | 2.0 | 1572 | $2,129 | $1.35 | 2d | 6 | 0.66mi |
Listing history 26 events
-
2026-06-21days on market $213,999 Active 387 DOM
-
2026-06-18days on market $213,999 Active 384 DOM
-
2026-06-17days on market $213,999 Active 383 DOM
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2026-06-16days on market $213,999 Active 382 DOM
-
2026-06-15days on market $213,999 Active 381 DOM
-
2026-06-13pricedays on market $213,999 Active 379 DOM
-
2026-06-09days on market $213,499 Active 375 DOM
-
2026-06-08days on market $213,499 Active 374 DOM
-
2026-06-07days on market $213,499 Active 373 DOM
-
2026-06-04days on market $213,499 Active 370 DOM
-
2026-06-03days on market $213,499 Active 369 DOM
-
2026-06-02days on market $213,499 Active 368 DOM
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2026-06-01days on market $213,499 Active 367 DOM
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2026-05-31days on market $213,499 Active 366 DOM
-
2026-05-18price $212,999 380-char remark
Show marketing remark (380 chars)
This new home is conveniently laid out on a single floor for maximum comfort and convenience. At its heart stands an open-concept layout connecting a spacious family room, a multi-functional kitchen and lovely dining area. The owner's suite is situated in a private corner and comes complete with an adjoining bathroom, while the two secondary bedrooms are located near the foyer.
-
2026-05-17price $212,499 380-char remark
Show marketing remark (380 chars)
This new home is conveniently laid out on a single floor for maximum comfort and convenience. At its heart stands an open-concept layout connecting a spacious family room, a multi-functional kitchen and lovely dining area. The owner's suite is situated in a private corner and comes complete with an adjoining bathroom, while the two secondary bedrooms are located near the foyer.
-
2026-05-11price $210,499 380-char remark
Show marketing remark (380 chars)
This new home is conveniently laid out on a single floor for maximum comfort and convenience. At its heart stands an open-concept layout connecting a spacious family room, a multi-functional kitchen and lovely dining area. The owner's suite is situated in a private corner and comes complete with an adjoining bathroom, while the two secondary bedrooms are located near the foyer.
-
2026-02-13price $209,999 380-char remark
Show marketing remark (380 chars)
This new home is conveniently laid out on a single floor for maximum comfort and convenience. At its heart stands an open-concept layout connecting a spacious family room, a multi-functional kitchen and lovely dining area. The owner's suite is situated in a private corner and comes complete with an adjoining bathroom, while the two secondary bedrooms are located near the foyer.
-
2025-11-23price $212,999 380-char remark
Show marketing remark (380 chars)
This new home is conveniently laid out on a single floor for maximum comfort and convenience. At its heart stands an open-concept layout connecting a spacious family room, a multi-functional kitchen and lovely dining area. The owner's suite is situated in a private corner and comes complete with an adjoining bathroom, while the two secondary bedrooms are located near the foyer.
-
2025-11-22price $211,999 380-char remark
Show marketing remark (380 chars)
This new home is conveniently laid out on a single floor for maximum comfort and convenience. At its heart stands an open-concept layout connecting a spacious family room, a multi-functional kitchen and lovely dining area. The owner's suite is situated in a private corner and comes complete with an adjoining bathroom, while the two secondary bedrooms are located near the foyer.
-
2025-11-21price $209,999 380-char remark
Show marketing remark (380 chars)
This new home is conveniently laid out on a single floor for maximum comfort and convenience. At its heart stands an open-concept layout connecting a spacious family room, a multi-functional kitchen and lovely dining area. The owner's suite is situated in a private corner and comes complete with an adjoining bathroom, while the two secondary bedrooms are located near the foyer.
-
2025-11-21price $211,999 380-char remark
Show marketing remark (380 chars)
This new home is conveniently laid out on a single floor for maximum comfort and convenience. At its heart stands an open-concept layout connecting a spacious family room, a multi-functional kitchen and lovely dining area. The owner's suite is situated in a private corner and comes complete with an adjoining bathroom, while the two secondary bedrooms are located near the foyer.
-
2025-09-15price $209,999 380-char remark
Show marketing remark (380 chars)
This new home is conveniently laid out on a single floor for maximum comfort and convenience. At its heart stands an open-concept layout connecting a spacious family room, a multi-functional kitchen and lovely dining area. The owner's suite is situated in a private corner and comes complete with an adjoining bathroom, while the two secondary bedrooms are located near the foyer.
-
2025-09-01price $214,999 380-char remark
Show marketing remark (380 chars)
This new home is conveniently laid out on a single floor for maximum comfort and convenience. At its heart stands an open-concept layout connecting a spacious family room, a multi-functional kitchen and lovely dining area. The owner's suite is situated in a private corner and comes complete with an adjoining bathroom, while the two secondary bedrooms are located near the foyer.
-
2025-07-03price $219,999 380-char remark
Show marketing remark (380 chars)
This new home is conveniently laid out on a single floor for maximum comfort and convenience. At its heart stands an open-concept layout connecting a spacious family room, a multi-functional kitchen and lovely dining area. The owner's suite is situated in a private corner and comes complete with an adjoining bathroom, while the two secondary bedrooms are located near the foyer.
-
2025-05-30$229,999 Active 380-char remark
Show marketing remark (380 chars)
This new home is conveniently laid out on a single floor for maximum comfort and convenience. At its heart stands an open-concept layout connecting a spacious family room, a multi-functional kitchen and lovely dining area. The owner's suite is situated in a private corner and comes complete with an adjoining bathroom, while the two secondary bedrooms are located near the foyer.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 2/10 Low
- Heat 8/10 Severe 7 d/yr ≥109°F today · 23 d/yr by 30 yrs out
- Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $22,095
- − Mortgage interest
- −$15,247
- − Property taxes
- −$4,083
- − Insurance
- −$1,361
- − Repairs & maintenance
- −$1,768
- − Management
- −$1,768
- − Depreciation
- −$7,918
- Taxable loss
- −$10,050
- Est. tax savings @ 24.0%
- +$2,412
- After-tax cash flow
- $-2,706/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 1 photo
This single-family home is in excellent condition with no visible repairs or maintenance needed. It offers a good return on investment with updates that could further enhance its resale and rental value.
Value-add opportunities
- Both Painting exterior and interior — Enhances curb appeal and interior aesthetics
- Both Landscaping improvements — Enhances curb appeal and adds value
- Resale New flooring in bathrooms — Improves appearance and functionality
- Resale New kitchen appliances — Enhances functionality and appeal
Renovation cost estimate screening
Value-add ROI direction
- Both Painting exterior and interior — Enhances curb appeal and interior aesthetics ↑
- Both Landscaping improvements — Enhances curb appeal and adds value ↑
- Resale New flooring in bathrooms — Improves appearance and functionality ↑
- Resale New kitchen appliances — Enhances functionality and appeal ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Southwest ISD
- NCES district ID
- 4840950
- Math proficiency
- 21% ▼ -21.00%
- Reading proficiency
- 31% ▼ -5.00%
- Median HH income
- $43,362
- Composite
- 22.22/100
- National rank
- #8153
- State rank
- #701 of 826 in TX
Livability — San Antonio
- Score
- 80/100
- State rank
- #31
- US rank
- #1616
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- San Antonio, TX
- County
- Bexar County · 1,990,555 people
- City population
- 1,806,925
- Metro
- San Antonio-New Braunfels, TX
- Population (ZIP)
- 22,232
- Household income
- $59,891
- Rent vs Own
- Severe rent burden
- 721.0
Population outlook (Bexar County) Hauer SSP2
- Today (2025)
- 2,336,851 people
- By 2030
- 2,560,728 · +9.6%
- By 2040
- 3,020,569 · +29.3%
- By 2050
- 3,493,522 · +49.5%
- By 2075
- 4,668,459 · +99.8%
- By 2100
- 5,533,242 · +136.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Hispanic (90%)
- Race & ethnicity
- Hispanic / Latino 90% Two or more races 24% White 6% Native American 2% Asian 2%
- Hispanic origin (detail)
- Mexican 75%
- Common ancestry
- Italian 1%
- Foreign-born
- 18% · Canada, Vietnam, China
- Languages at home
- 44% English-only · Spanish 55% Chinese 1%
Political lean MEDSL · Bexar
- 2024 margin
- Lean D (+9.8) · D 54.3% · R 44.6% · Other 1.1%
- 2008→2024 swing
- +4.2pp toward D · 2008: 5.6pp · 2024: 9.8pp
- All cycles
- 2024: D+9.8 2020: D+18.2 2016: D+13.5 2012: D+4.6 2008: D+5.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 29.95%
- Current HPI
- 272.0709
- Rent YoY
- ▲ 0.83%
- Metro
- San Antonio-New Braunfels, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
||
| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
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| Energy Services | 3 | $60B |
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| Utilities | 3 | $41B |
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| Healthcare | 2 | $330B |
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Price history
-7.4% since first listed12 events — show timeline
- 2026-05-18 Price Changed $212,999 Zillow
- 2026-05-17 Price Changed $212,499 Zillow
- 2026-05-11 Price Changed $210,499 Zillow
- 2026-02-13 Price Changed $209,999 Zillow
- 2025-11-23 Price Changed $212,999 Zillow
- 2025-11-22 Price Changed $211,999 Zillow
- 2025-11-21 Price Changed $209,999 Zillow
- 2025-11-21 Price Changed $211,999 Zillow
- 2025-09-15 Price Changed $209,999 Zillow
- 2025-09-01 Price Changed $214,999 Zillow
- 2025-07-03 Price Changed $219,999 Zillow
- 2025-05-30 Listed $229,999 Zillow
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…