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Beckman Plan 🏗️ New Construction
D Composite 40.73
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Appreciation +10.0/10.0
  • ARV discount +7.5/15.0
  • Cash flow +6.8/30.0
  • Condition / age +4.8/5.0
  • Livability +4.0/5.0
  • Rent growth +2.7/5.0
  • Schools +2.2/10.0
  • 1% rule +1.8/10.0
  • DSCR +1.0/10.0

$213,999

Beckman Plan · San Antonio, TX 78224
3 bd · 2.0 ba · 1,269 sqft · SingleFamily · 387 Days on market
Excellent condition ↓ 7% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This new home is conveniently laid out on a single floor for maximum comfort and convenience. At its heart stands an open-concept layout connecting a spacious family room, a multi-functional kitchen and lovely dining area. The owner's suite is situated in a private corner and comes complete with an adjoining bathroom, while the two secondary bedrooms are located near the foyer.

Key facts

  • Private corner
  • Adjoining bathroom
  • Open-concept layout

Tags

OPEN-CONCEPT LAYOUTMULTI-FUNCTIONAL KITCHENPRIVATE CORNERADJOINING BATHROOM

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…
🏗️ New construction. The $213,999 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $272,198.

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $214k. Condition is rated excellent.

Deal economics

  • At list price, monthly cash flow is $-427 ($-5k/yr) — negative.
  • To cash-flow at today's rent, offer at most $210k (1.6% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $184k (14.0% below list).
  • Recommended offer: $184k (14.0% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 80/100 on livability (#31 in TX, #1,616 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: schools C-, crime F.
  • Southwest ISD (rural): math 21% / reading 31% proficiency, ranked #701 of 826 in TX (top 85%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 75% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents flat; 276 active listings in the ZIP; 15 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 8,308 units permitted in Bexar County in 2024 (2,506 in 5+ unit buildings).
  • This rent runs 37% of the median local income ($60k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $29k of equity ($2k loan paydown + $27k appreciation (10.0% local appreciation)).
  • Bexar County population projected at +50% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • By year 2, paydown + projected appreciation supports a ~$47k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 387 days — a 12% lower offer ($188k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $184,126 (14.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 387 days. Have you received any prior offers? Is the seller open to a 14% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.68%
Cap rate
4.41%
Cash-on-cash
-6.72%
DSCR
0.70
GRM
12.3

CMA / ARV

ARV (median comp)
$272,198
List price
$213,999
Delta
-21.38%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
15238 Walcott Rdg 0.45mi 3/2.5 1,301 (+2%) 0mo $194,450 $149 72
15426 Lemon Pepper Crk 0.57mi 3/2.0 1,280 (+1%) 6mo $248,000 $194 67
15202 Snug Hbr 0.45mi 3/2.5 1,307 (+3%) 7mo $227,900 $174 67
4250 Paprika Grv 0.66mi 3/2.0 1,280 (+1%) 6mo $244,109 $191 63
15531 Clove Spice 0.59mi 3/2.0 1,365 (+8%) 1mo $196,080 $144 59
4246 Paprika Grv 0.65mi 3/2.0 1,156 (-9%) 2mo $233,109 $202 53
4243 Marjoram Lndg 0.55mi 3/2.0 1,434 (+13%) 2mo $238,610 $166 51
15503 Mint Patch Mdw 0.67mi 3/2.0 1,156 (-9%) 4mo $214,610 $186 51
4214 Paprika Grv 0.64mi 3/2.0 1,156 (-9%) 6mo $228,499 $198 50
15514 Mint Patch Mdw 0.66mi 3/2.0 1,156 (-9%) 6mo $233,109 $202 49
15434 Lemon Pepper Crk 0.59mi 3/2.0 1,434 (+13%) 5mo $253,000 $176 47
4234 Paprika Grv 0.65mi 3/2.0 1,434 (+13%) 6mo $252,499 $176 43

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 0.83% rent growth · sell at horizon

5-year hold
IRR
19.0%
Equity multiple
2.54×
Total profit
$117,175
Equity at exit
$245,218
10-year hold
IRR
17.2%
Equity multiple
5.71×
Total profit
$359,179
Equity at exit
$528,821

Cash invested: $76,216 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 78224

Home prices YoY
12.4%
Rents YoY
0.8%
Active inventory
276
Price-to-rent
9.7×

Monthly cashflow live

Estimated rent
$1,841 high interval (Pro) →
Mortgage (P&I)
$1,427
Tax est. 1.5%
$340 /mo · $4,083/yr
Insurance
$113
HOA
$0
Vacancy / Maint / Mgmt
$387
Net cashflow
$-427

Break-even live

Break-even rent $2,381
Max offer price $210,482
Occupancy floor

Sensitivity live

Price -10% $-238 -5% $-332 +0% $-427 +5% $-521 +10% $-615
Rent -10% $-572 -5% $-499 +0% $-427 +5% $-354 +10% $-281
Rate -1.0pp $-289 -0.5pp $-357 base $-427 +0.5pp $-497 +1.0pp $-569

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$68,050
Closing costs
$8,166
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 15 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
15027 Harbor Lndg Von Ormy, TX 3.0 2.0 1526 $1,850 $1.21 25d 1 0.28mi
15115 Harbor Lndg Von Ormy, TX 4.0 2.0 1794 $1,795 $1.00 15d 1 0.33mi
15115 Jetfire Pt Von Ormy, TX 3.0 2.0 1526 $1,800 $1.18 44d 1 0.33mi
15115 Jetfire Pt Von Ormy, TX 3.0 2.0 1525 $1,800 $1.18 18d 1 0.33mi
15115 Jetfire Pt Von Ormy, TX 3.0 2.0 1526 $1,800 $1.18 5d 1 0.33mi
15315 Waterow Vw Von Ormy, TX 3.0–5.0 2.0–3.5 1781 $1,855 $1.04 2d 1 0.36mi
3819 Leighton Hbr Von Ormy, TX 3.0 2.5 1430 $1,700 $1.19 25d 1 0.38mi
15226 Walcott Rdg Von Ormy, TX 3.0 2.5 1297 $1,700 $1.31 25d 1 0.45mi
15266 Snug Harbor Way Von Ormy, TX 3.0 2.5 1525 $1,647 $1.08 3d 1 0.52mi
15531 Clove Spice Way Von Ormy, TX 3.0 2.0 1296 $1,595 $1.23 5d 1 0.59mi
15531 Clove Spice Way Von Ormy, TX 3.0 2.0 1296 $1,595 $1.23 21d 1 0.59mi
4042 Bay Leaf Loop Von Ormy, TX 3.0 2.0 1296 $1,600 $1.23 44d 1 0.60mi
4218 Paprika Grv Von Ormy, TX 3.0 2.0 1434 $1,595 $1.11 44d 1 0.64mi
15619 Garam Trl Von Ormy, TX 3.0 2.5 1856 $1,755 $0.95 44d 1 0.66mi
4323 Caraway Bay Von Ormy, TX 3.0–4.0 2.0 1572 $2,129 $1.35 2d 6 0.66mi

Listing history 26 events

  1. 2026-06-21
    days on market $213,999 Active 387 DOM
  2. 2026-06-18
    days on market $213,999 Active 384 DOM
  3. 2026-06-17
    days on market $213,999 Active 383 DOM
  4. 2026-06-16
    days on market $213,999 Active 382 DOM
  5. 2026-06-15
    days on market $213,999 Active 381 DOM
  6. 2026-06-13
    pricedays on market $213,999 Active 379 DOM
  7. 2026-06-09
    days on market $213,499 Active 375 DOM
  8. 2026-06-08
    days on market $213,499 Active 374 DOM
  9. 2026-06-07
    days on market $213,499 Active 373 DOM
  10. 2026-06-04
    days on market $213,499 Active 370 DOM
  11. 2026-06-03
    days on market $213,499 Active 369 DOM
  12. 2026-06-02
    days on market $213,499 Active 368 DOM
  13. 2026-06-01
    days on market $213,499 Active 367 DOM
  14. 2026-05-31
    days on market $213,499 Active 366 DOM
  15. 2026-05-18
    price $212,999 380-char remark
    Show marketing remark (380 chars)

    This new home is conveniently laid out on a single floor for maximum comfort and convenience. At its heart stands an open-concept layout connecting a spacious family room, a multi-functional kitchen and lovely dining area. The owner's suite is situated in a private corner and comes complete with an adjoining bathroom, while the two secondary bedrooms are located near the foyer.

  16. 2026-05-17
    price $212,499 380-char remark
    Show marketing remark (380 chars)

    This new home is conveniently laid out on a single floor for maximum comfort and convenience. At its heart stands an open-concept layout connecting a spacious family room, a multi-functional kitchen and lovely dining area. The owner's suite is situated in a private corner and comes complete with an adjoining bathroom, while the two secondary bedrooms are located near the foyer.

  17. 2026-05-11
    price $210,499 380-char remark
    Show marketing remark (380 chars)

    This new home is conveniently laid out on a single floor for maximum comfort and convenience. At its heart stands an open-concept layout connecting a spacious family room, a multi-functional kitchen and lovely dining area. The owner's suite is situated in a private corner and comes complete with an adjoining bathroom, while the two secondary bedrooms are located near the foyer.

  18. 2026-02-13
    price $209,999 380-char remark
    Show marketing remark (380 chars)

    This new home is conveniently laid out on a single floor for maximum comfort and convenience. At its heart stands an open-concept layout connecting a spacious family room, a multi-functional kitchen and lovely dining area. The owner's suite is situated in a private corner and comes complete with an adjoining bathroom, while the two secondary bedrooms are located near the foyer.

  19. 2025-11-23
    price $212,999 380-char remark
    Show marketing remark (380 chars)

    This new home is conveniently laid out on a single floor for maximum comfort and convenience. At its heart stands an open-concept layout connecting a spacious family room, a multi-functional kitchen and lovely dining area. The owner's suite is situated in a private corner and comes complete with an adjoining bathroom, while the two secondary bedrooms are located near the foyer.

  20. 2025-11-22
    price $211,999 380-char remark
    Show marketing remark (380 chars)

    This new home is conveniently laid out on a single floor for maximum comfort and convenience. At its heart stands an open-concept layout connecting a spacious family room, a multi-functional kitchen and lovely dining area. The owner's suite is situated in a private corner and comes complete with an adjoining bathroom, while the two secondary bedrooms are located near the foyer.

  21. 2025-11-21
    price $209,999 380-char remark
    Show marketing remark (380 chars)

    This new home is conveniently laid out on a single floor for maximum comfort and convenience. At its heart stands an open-concept layout connecting a spacious family room, a multi-functional kitchen and lovely dining area. The owner's suite is situated in a private corner and comes complete with an adjoining bathroom, while the two secondary bedrooms are located near the foyer.

  22. 2025-11-21
    price $211,999 380-char remark
    Show marketing remark (380 chars)

    This new home is conveniently laid out on a single floor for maximum comfort and convenience. At its heart stands an open-concept layout connecting a spacious family room, a multi-functional kitchen and lovely dining area. The owner's suite is situated in a private corner and comes complete with an adjoining bathroom, while the two secondary bedrooms are located near the foyer.

  23. 2025-09-15
    price $209,999 380-char remark
    Show marketing remark (380 chars)

    This new home is conveniently laid out on a single floor for maximum comfort and convenience. At its heart stands an open-concept layout connecting a spacious family room, a multi-functional kitchen and lovely dining area. The owner's suite is situated in a private corner and comes complete with an adjoining bathroom, while the two secondary bedrooms are located near the foyer.

  24. 2025-09-01
    price $214,999 380-char remark
    Show marketing remark (380 chars)

    This new home is conveniently laid out on a single floor for maximum comfort and convenience. At its heart stands an open-concept layout connecting a spacious family room, a multi-functional kitchen and lovely dining area. The owner's suite is situated in a private corner and comes complete with an adjoining bathroom, while the two secondary bedrooms are located near the foyer.

  25. 2025-07-03
    price $219,999 380-char remark
    Show marketing remark (380 chars)

    This new home is conveniently laid out on a single floor for maximum comfort and convenience. At its heart stands an open-concept layout connecting a spacious family room, a multi-functional kitchen and lovely dining area. The owner's suite is situated in a private corner and comes complete with an adjoining bathroom, while the two secondary bedrooms are located near the foyer.

  26. 2025-05-30
    listed $229,999 Active 380-char remark
    Show marketing remark (380 chars)

    This new home is conveniently laid out on a single floor for maximum comfort and convenience. At its heart stands an open-concept layout connecting a spacious family room, a multi-functional kitchen and lovely dining area. The owner's suite is situated in a private corner and comes complete with an adjoining bathroom, while the two secondary bedrooms are located near the foyer.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 8/10 Severe 7 d/yr ≥109°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$22,095
− Mortgage interest
−$15,247
− Property taxes
−$4,083
− Insurance
−$1,361
− Repairs & maintenance
−$1,768
− Management
−$1,768
− Depreciation
−$7,918
Taxable loss
−$10,050
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,412
After-tax cash flow
$-2,706/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 1 photo

Excellent 95/100 None rehab

This single-family home is in excellent condition with no visible repairs or maintenance needed. It offers a good return on investment with updates that could further enhance its resale and rental value.

Value-add opportunities

  • Both Painting exterior and interior — Enhances curb appeal and interior aesthetics
  • Both Landscaping improvements — Enhances curb appeal and adds value
  • Resale New flooring in bathrooms — Improves appearance and functionality
  • Resale New kitchen appliances — Enhances functionality and appeal

Renovation cost estimate screening

Value-add ROI direction

  • Both Painting exterior and interior — Enhances curb appeal and interior aesthetics
  • Both Landscaping improvements — Enhances curb appeal and adds value
  • Resale New flooring in bathrooms — Improves appearance and functionality
  • Resale New kitchen appliances — Enhances functionality and appeal

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Southwest ISD
NCES district ID
4840950
Math proficiency
21% ▼ -21.00%
Reading proficiency
31% ▼ -5.00%
Median HH income
$43,362
Composite
22.22/100
National rank
#8153
State rank
#701 of 826 in TX

Livability — San Antonio

Score
80/100
State rank
#31
US rank
#1616

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment C Housing A+ Health & safety A+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
San Antonio, TX
County
Bexar County · 1,990,555 people
City population
1,806,925
Metro
San Antonio-New Braunfels, TX
Population (ZIP)
22,232
Household income
$59,891
Rent vs Own
42.3% rent · 57.7% own
Severe rent burden
721.0

Population outlook (Bexar County) Hauer SSP2

Today (2025)
2,336,851 people
By 2030
2,560,728 · +9.6%
By 2040
3,020,569 · +29.3%
By 2050
3,493,522 · +49.5%
By 2075
4,668,459 · +99.8%
By 2100
5,533,242 · +136.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Hispanic (90%)
Race & ethnicity
Hispanic / Latino 90% Two or more races 24% White 6% Native American 2% Asian 2%
Hispanic origin (detail)
Mexican 75%
Common ancestry
Italian 1%
Foreign-born
18% · Canada, Vietnam, China
Languages at home
44% English-only · Spanish 55% Chinese 1%

Political lean MEDSL · Bexar

2024 margin
Lean D (+9.8) · D 54.3% · R 44.6% · Other 1.1%
2008→2024 swing
+4.2pp toward D · 2008: 5.6pp · 2024: 9.8pp
All cycles
2024: D+9.8 2020: D+18.2 2016: D+13.5 2012: D+4.6 2008: D+5.6

Not yet ingested

Civics

Market trends

HPI YoY
▲ 29.95%
Current HPI
272.0709
Rent YoY
▲ 0.83%
Metro
San Antonio-New Braunfels, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-7.4% since first listed
12 events — show timeline
  • 2026-05-18 Price Changed $212,999 Zillow
  • 2026-05-17 Price Changed $212,499 Zillow
  • 2026-05-11 Price Changed $210,499 Zillow
  • 2026-02-13 Price Changed $209,999 Zillow
  • 2025-11-23 Price Changed $212,999 Zillow
  • 2025-11-22 Price Changed $211,999 Zillow
  • 2025-11-21 Price Changed $209,999 Zillow
  • 2025-11-21 Price Changed $211,999 Zillow
  • 2025-09-15 Price Changed $209,999 Zillow
  • 2025-09-01 Price Changed $214,999 Zillow
  • 2025-07-03 Price Changed $219,999 Zillow
  • 2025-05-30 Listed $229,999 Zillow

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…