936 Wildbrook Ln · Lake Orion, MI
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $784 – $1,456
Heat risk 2/10 · Minimal
- Hot days now (above 97°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +29.6/30.0
- DSCR +10.0/10.0
- 1% rule +7.9/10.0
- Schools +5.1/10.0
- Livability +4.0/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- ARV discount +0.4/15.0
- Appreciation +0.0/10.0
$414,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
OPEN HOUSE April 9th from 1pm to 3pm!!! Welcome to this charming 2019 sq ft ranch home nestled on a picturesque wooded lot with a tranquil creek flowing through the front yard. This beautifully maintained home offers a perfect blend of comfort and style in the desirable Lake Orion Village. Key updates include a newer front door, garage door, gutters, windows, door wall, and storm doors, ensuring both curb appeal and energy efficiency. The roof, installed in 2006, features shingles with a 50-year warranty for your peace of mind. Both the furnace and A/C are under 10 years old. The basement has recently been waterproofed, complete with transferable warranties on the waterproofing, windows, and gutters. Inside, you'll find durable Pergo flooring throughout, a welcoming wet bar, and a newly renovated master bathroom. The spacious master bedroom boasts a walk-in closet and an attached master bath for added convenience. Additional features include a new backup sump pump, cleaned air ducts as of April 2026, and recently serviced and cleaned furnace and dryer. All appliances are included, making this home move-in ready. With so much to offer in a serene and sought-after community, this beautiful home is truly a must-see and won't last long!
Key facts
- 0.36 acre lot
- 2 garage spots
- Built 1994
Property features AI
Exterior
- Parking: Attached garage with 2 spaces; Garage faces front with garage door opener
- Utilities: Public water; Public sewer; 220-volt electric service; Cable available; Air purifier and dehumidifier installed
- Home design: Single-family residence; One level; Ground-level entry with steps
- Construction: Brick and vinyl siding exterior; Shingle/asphalt roof; Block foundation; Built area above grade: 2,019 square feet
- Exterior features: Deck; Patio; Porch; Outdoor lighting
Interior
- Kitchen: Free-standing gas oven and range; Refrigerator; ENERGY STAR qualified refrigerator; ENERGY STAR qualified dishwasher
- Bedrooms: Total rooms: 8
- Bathrooms: 2 full bathrooms; 1 half bathroom
- Heating & cooling: Forced air heating (natural gas); ENERGY STAR qualified heating equipment; Ceiling fans; No central cooling listed
- Interior features: Entrance foyer; Smart thermostat; ENERGY STAR qualified windows; Gas fireplace in the family room
- Laundry & utility: Laundry room with washer and gas dryer hookups; ENERGY STAR qualified washer; ENERGY STAR qualified dryer; Gas water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.5-bath single-family listed at $415k.
Deal economics
- At list price, monthly cash flow is $1k ($18k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($5k rent vs $415k).
- Cap rate 10.6% vs local median 4.7% in Lake Orion — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 80/100 on livability (#77 in MI, #1,679 nationally) — a professional / high-income tenant draw. Strengths: employment A+, housing A+, cost of living A; Watch: amenities F, commute F.
- Lake Orion Community Schools (suburban): math 49% / reading 64% proficiency, ranked #45 of 540 in MI (top 8%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 16% free/reduced lunch — higher-income household profile.
- Market conditions: 88 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 2,614 units permitted in Oakland County in 2024 (721 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $12k of value loss. Plan a longer hold.
- Oakland County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $116k cash investment doubles in ~8 years — after that, you're playing with house money.
Negotiation context
- Only 6 days on market — expect competitive offers; lowballing is unlikely to land.
- 3 sale attempts since 27y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Questions for the listing agent
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.29% ✓
- Cap rate
- 10.61%
- Cash-on-cash
- 15.40%
- DSCR
- 1.69
- GRM
- 6.5
CMA / ARV
- ARV (median comp)
- $358,164
- List price
- $414,900
- Delta
- 15.84%
- Verdict
- OVERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 936 Wildbrook Ln | 0.00mi | 3/2.5 | 2,019 (+2%) | 1mo | $414,900 | $205 | 96 |
| 936 Wildbrook Ln | 0.00mi | 3/2.5 | 2,019 (+2%) | 1mo | $414,900 | $205 | 96 |
| 147 N Broadway St | 0.67mi | 4/2.5 (+1) | 1,980 (-0%) | 3mo | $349,000 | $176 | 61 |
| 675 Butler Dr | 0.55mi | 4/2.0 (+1) | 1,965 (-1%) | 11mo | $356,999 | $182 | 57 |
| 229 E Jackson St | 0.66mi | 4/2.0 (+1) | 2,004 (+1%) | 5mo | $215,000 | $107 | 56 |
| 815 Esther Dr | 0.49mi | 3/2.0 | 1,844 (-7%) | 11mo | $337,500 | $183 | 54 |
| 350 N Broadway St | 0.55mi | 4/2.0 (+1) | 1,914 (-3%) | 12mo | $350,000 | $183 | 51 |
| 963 Golfview Dr | 0.74mi | 3/2.5 | 1,888 (-5%) | 12mo | $400,000 | $212 | 47 |
| 605 Indian Lake Rd | 0.49mi | 3/2.0 | 1,728 (-13%) | 14mo | $420,000 | $243 | 42 |
| 293 Clairemont Dr | 0.73mi | 3/1.5 | 1,716 (-13%) | 7mo | $320,000 | $186 | 34 |
| 36 E Jackson St | 0.67mi | 3/1.0 | 1,686 (-15%) | 14mo | $267,000 | $158 | 26 |
| 83 N Andrews St | 0.74mi | 4/3.0 (+1) | 2,221 (+12%) | 19mo | $435,000 | $196 | 22 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 6.1%
- Equity multiple
- 1.24×
- Total profit
- $27,748
- Equity at exit
- $61,863
- IRR
- 15.5%
- Equity multiple
- 2.26×
- Total profit
- $146,464
- Equity at exit
- $35,873
Cash invested: $116,172 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Michigan
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 48362
- Active inventory
- 88
- Price-to-rent
- 6.5×
Monthly cashflow live
- Estimated rent
- $5,350 medium interval (Pro) →
- Mortgage (P&I)
- −$2,176
- Tax from tax record
- −$387 /mo · $4,639/yr
- Insurance
- −$173
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$1,124
- Net cashflow
- $1,491
Break-even live
Sensitivity live
| Price | -10% $1,726 | -5% $1,609 | +0% $1,491 | +5% $1,374 | +10% $1,256 |
|---|---|---|---|---|---|
| Rent | -10% $1,069 | -5% $1,280 | +0% $1,491 | +5% $1,703 | +10% $1,914 |
| Rate | -1.0pp $1,700 | -0.5pp $1,597 | base $1,491 | +0.5pp $1,384 | +1.0pp $1,274 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $103,725
- Closing costs
- $12,447
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 442 Mystic Cove Ln Lake Orion, MI | 2.0–4.0 | 2.0–3.0 | 1989 | $5,350 | $2.69 | 0d | 4 | 1.29mi |
Listing history 11 events
-
2026-05-12status Pending 1264-char remark
Show marketing remark (1252 chars)
OPEN HOUSE April 9th from 1pm to 3pm!!! Welcome to this charming 2019 sq ft ranch home nestled on a picturesque wooded lot with a tranquil creek flowing through the front yard. This beautifully maintained home offers a perfect blend of comfort and style in the desirable Lake Orion Village. Key updates include a newer front door, garage door, gutters, windows, door wall, and storm doors, ensuring both curb appeal and energy efficiency. The roof, installed in 2006, features shingles with a 50-year warranty for your peace of mind. Both the furnace and A/C are under 10 years old. The basement has recently been waterproofed, complete with transferable warranties on the waterproofing, windows, and gutters. Inside, you'll find durable Pergo flooring throughout, a welcoming wet bar, and a newly renovated master bathroom. The spacious master bedroom boasts a walk-in closet and an attached master bath for added convenience. Additional features include a new backup sump pump, cleaned air ducts as of April 2026, and recently serviced and cleaned furnace and dryer. All appliances are included, making this home move-in ready. With so much to offer in a serene and sought-after community, this beautiful home is truly a must-see and won't last long!
-
2026-05-12status Pending 1252-char remark
Show marketing remark (1252 chars)
OPEN HOUSE April 9th from 1pm to 3pm!!! Welcome to this charming 2019 sq ft ranch home nestled on a picturesque wooded lot with a tranquil creek flowing through the front yard. This beautifully maintained home offers a perfect blend of comfort and style in the desirable Lake Orion Village. Key updates include a newer front door, garage door, gutters, windows, door wall, and storm doors, ensuring both curb appeal and energy efficiency. The roof, installed in 2006, features shingles with a 50-year warranty for your peace of mind. Both the furnace and A/C are under 10 years old. The basement has recently been waterproofed, complete with transferable warranties on the waterproofing, windows, and gutters. Inside, you'll find durable Pergo flooring throughout, a welcoming wet bar, and a newly renovated master bathroom. The spacious master bedroom boasts a walk-in closet and an attached master bath for added convenience. Additional features include a new backup sump pump, cleaned air ducts as of April 2026, and recently serviced and cleaned furnace and dryer. All appliances are included, making this home move-in ready. With so much to offer in a serene and sought-after community, this beautiful home is truly a must-see and won't last long!
-
2026-05-07$414,900 Active 1252-char remark
Show marketing remark (1252 chars)
OPEN HOUSE April 9th from 1pm to 3pm!!! Welcome to this charming 2019 sq ft ranch home nestled on a picturesque wooded lot with a tranquil creek flowing through the front yard. This beautifully maintained home offers a perfect blend of comfort and style in the desirable Lake Orion Village. Key updates include a newer front door, garage door, gutters, windows, door wall, and storm doors, ensuring both curb appeal and energy efficiency. The roof, installed in 2006, features shingles with a 50-year warranty for your peace of mind. Both the furnace and A/C are under 10 years old. The basement has recently been waterproofed, complete with transferable warranties on the waterproofing, windows, and gutters. Inside, you'll find durable Pergo flooring throughout, a welcoming wet bar, and a newly renovated master bathroom. The spacious master bedroom boasts a walk-in closet and an attached master bath for added convenience. Additional features include a new backup sump pump, cleaned air ducts as of April 2026, and recently serviced and cleaned furnace and dryer. All appliances are included, making this home move-in ready. With so much to offer in a serene and sought-after community, this beautiful home is truly a must-see and won't last long!
-
2026-05-07$414,900 Active 1264-char remark
Show marketing remark (1252 chars)
OPEN HOUSE April 9th from 1pm to 3pm!!! Welcome to this charming 2019 sq ft ranch home nestled on a picturesque wooded lot with a tranquil creek flowing through the front yard. This beautifully maintained home offers a perfect blend of comfort and style in the desirable Lake Orion Village. Key updates include a newer front door, garage door, gutters, windows, door wall, and storm doors, ensuring both curb appeal and energy efficiency. The roof, installed in 2006, features shingles with a 50-year warranty for your peace of mind. Both the furnace and A/C are under 10 years old. The basement has recently been waterproofed, complete with transferable warranties on the waterproofing, windows, and gutters. Inside, you'll find durable Pergo flooring throughout, a welcoming wet bar, and a newly renovated master bathroom. The spacious master bedroom boasts a walk-in closet and an attached master bath for added convenience. Additional features include a new backup sump pump, cleaned air ducts as of April 2026, and recently serviced and cleaned furnace and dryer. All appliances are included, making this home move-in ready. With so much to offer in a serene and sought-after community, this beautiful home is truly a must-see and won't last long!
-
2026-05-05historical $414,900 1252-char remark
Show marketing remark (1252 chars)
OPEN HOUSE April 9th from 1pm to 3pm!!! Welcome to this charming 2019 sq ft ranch home nestled on a picturesque wooded lot with a tranquil creek flowing through the front yard. This beautifully maintained home offers a perfect blend of comfort and style in the desirable Lake Orion Village. Key updates include a newer front door, garage door, gutters, windows, door wall, and storm doors, ensuring both curb appeal and energy efficiency. The roof, installed in 2006, features shingles with a 50-year warranty for your peace of mind. Both the furnace and A/C are under 10 years old. The basement has recently been waterproofed, complete with transferable warranties on the waterproofing, windows, and gutters. Inside, you'll find durable Pergo flooring throughout, a welcoming wet bar, and a newly renovated master bathroom. The spacious master bedroom boasts a walk-in closet and an attached master bath for added convenience. Additional features include a new backup sump pump, cleaned air ducts as of April 2026, and recently serviced and cleaned furnace and dryer. All appliances are included, making this home move-in ready. With so much to offer in a serene and sought-after community, this beautiful home is truly a must-see and won't last long!
-
2000-01-19soldstatus $237,500
-
1999-07-08soldstatus $237,500
-
1999-05-29$239,900
-
1994-09-06soldstatus $186,000
-
1993-11-16soldstatus $78,000
-
1990-01-09soldstatus $615,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MI · Partial reset (capped growth)
- Current annual tax
- $4,639 · $387/mo
- Projected year-2 tax
- $5,514 · $460/mo
- Expected delta
- +$875/yr (+$73/mo · 18.9%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 2/10 Low 7 d/yr ≥97°F today · 15 d/yr by 30 yrs out
- Wind 2/10 Low
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $64,200
- − Mortgage interest
- −$23,241
- − Property taxes
- −$4,639
- − Insurance
- −$2,074
- − Repairs & maintenance
- −$5,136
- − Management
- −$5,136
- − Depreciation
- −$12,070
- Taxable income
- $11,904
- Est. tax owed @ 24.0%
- −$2,857
- After-tax cash flow
- $15,038/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Lake Orion Community Schools
- NCES district ID
- 2620730
- Math proficiency
- 49% ▼ -10.00%
- Reading proficiency
- 64% ▼ -10.00%
- Median HH income
- $82,396
- Composite
- 51.21/100
- National rank
- #1755
- State rank
- #45 of 540 in MI
Livability — Lake Orion
- Score
- 80/100
- State rank
- #77
- US rank
- #1679
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Population (ZIP)
- 14,746
Population outlook (Oakland County) Hauer SSP2
- Today (2025)
- 1,335,747 people
- By 2030
- 1,375,100 · +2.9%
- By 2040
- 1,435,385 · +7.5%
- By 2050
- 1,469,250 · +10.0%
- By 2075
- 1,531,946 · +14.7%
- By 2100
- 1,450,485 · +8.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (88%)
- Race & ethnicity
- White 88% Two or more races 5% Hispanic / Latino 4% Black 2% Asian 2%
- Common ancestry
- Romanian 11% Lithuanian 5% Slovak 3%
- Foreign-born
- 6% · Canada, China, Dominican Republic
- Languages at home
- 95% English-only · Spanish 1% Chinese 1% German/W. Germanic 1%
Political lean MEDSL · Oakland
- 2024 margin
- D (+10.6) · D 54.4% · R 43.8% · Other 1.9%
- 2008→2024 swing
- -3.9pp toward R · 2008: 14.5pp · 2024: 10.6pp
- All cycles
- 2024: D+10.6 2020: D+14.1 2016: D+8.1 2012: D+8.1 2008: D+14.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -307.96%
- Current HPI
- 182.3653
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 1.37%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in MI)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Automotive Parts | 3 | $48B |
|
||
| Automotive | 2 | $372B |
|
||
| Chemicals | 1 | $45B |
|
||
| Automotive Retail | 1 | $29B |
|
||
| Healthcare / Medical Devices | 1 | $23B |
|
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| Automotive Technology | 1 | $20B |
|
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Price history
-32.5% since first listed13 events — show timeline
- 2026-06-04 Sold (MLS) $414,900 REALCOMP
- 2026-06-04 Sold (MLS) $414,900 MiRealSource-MiMLS
- 2026-05-12 Pending — REALCOMP
- 2026-05-12 Pending — MiRealSource-MiMLS
- 2026-05-07 Listed $414,900 MiRealSource-MiMLS
- 2026-05-07 Listed $414,900 REALCOMP
- 2026-05-05 Coming Soon $414,900 MiRealSource-MiMLS
- 2000-01-19 Sold (Public Records) $237,500 Public Records
- 1999-07-08 Sold (MLS) $237,500 REALCOMP
- 1999-05-29 Listed $239,900 REALCOMP
- 1994-09-06 Sold (Public Records) $186,000 Public Records
- 1993-11-16 Sold (Public Records) $78,000 Public Records
- 1990-01-09 Sold (Public Records) $615,000 Public Records
Property tax history
+2.3%/yrLatest (2025): $4,639 · +2.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…