113 Hazel Pine Trl · Hazel Green, AL 35750

$309,900

4 bd · 2.0 ba · 2,012 sqft · SingleFamily public records · 84 Days on market

Built 2023 7,840 sqft lot $154/sqft · at area comps Est $322k · at est. $15/mo HOA · 1% of rent

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Appreciation +10.0/10.0
• ARV discount +9.1/15.0
• Cash flow +7.0/30.0
• Schools +3.7/10.0
• Livability +3.5/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• DSCR +1.2/10.0
• 1% rule +0.7/10.0

Listing remarks MLS

Welcome to this 4-bedroom, 2 full bath home located minutes away from 431/231, shopping, and dining. Enjoy personal upgrades throughout, perfect for everyday living and entertaining. The kitchen shines with granite countertops and the dining room is highlighted by a chandelier and accent wall. The primary suite is tucked away for added comfort with a luxurious bathroom and walk-in closet. The neighborhood features a future pool and cabana to enjoy on those hot summer days or stay at home and enjoy a cup of coffee on the covered patio.

Key facts

• Walk-in closet
• Future pool
• Chandelier

Tags

• GRANITE COUNTERTOPS
• CHANDELIER
• ACCENT WALL
• WALK-IN CLOSET
• COVERED PATIO
• FUTURE POOL

What this means for you Summary

Snapshot

• This is a 4-bed/2.0-bath single-family listed at $310k.

Deal economics

• At list price, monthly cash flow is $-460 ($-6k/yr) — negative.
• To cash-flow at today's rent, offer at most $229k (26.2% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $176k (43.1% below list).
• Recommended offer: $176k (43.1% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 69/100 on livability (#54 in AL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime A; Watch: amenities F, commute F, employment F.
• Madison County (rural): math 27% / reading 56% proficiency, ranked #19 of 129 in AL (top 15%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Hazel Green Elementary School (math 23% / reading 58%, grade F, #238 of 627 statewide, top 38%, 738 students, 50% FRL); Moores Mill Intermediate School (math 42% / reading 66%, grade B-, #20 of 257 statewide, top 8%, 840 students, 46% FRL); Hazel Green High School (math 23% / reading 31%, grade F, #90 of 305 statewide, top 35%, 1,348 students, 42% FRL) — zoned schools average 46% FRL vs 29% district-wide (17 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: 260 active listings in the ZIP; 10 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 4,709 units permitted in Madison County in 2024 (1,186 in 5+ unit buildings).
• This rent runs 31% of the median local income ($68k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• In year one you build about $33k of equity ($2k loan paydown + $31k appreciation (10.0% local appreciation)).
• Madison County population projected at +18% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• By year 2, paydown + projected appreciation supports a ~$53k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 84 days — a 6% lower offer ($291k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $176,365 (43.1% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 84 days. Have you received any prior offers? Is the seller open to a 43% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.57% ✗
• Cap rate: 4.51%
• Cash-on-cash: -6.36%
• DSCR: 0.72
• GRM: 14.6

CMA / ARV

• ARV (median comp): $321,541
• List price: $309,900
• Delta: -3.62%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
122 Hazel Pine Trl	0.07mi	4/3.0	2,136 (+6%)	1mo	$302,890	$142	82
148 Hazel Pine Trl	0.21mi	4/3.0	2,136 (+6%)	2mo	$330,000	$154	74
120 Singletree Dr	0.45mi	3/2.0 (-1)	2,085 (+4%)	3mo	$322,000	$154	66
174 Keller Dr	0.43mi	4/2.0	1,841 (-8%)	1mo	$285,900	$155	65
176 Keller Dr	0.42mi	5/3.0 (+1)	2,092 (+4%)	1mo	$309,310	$148	64
165 Keller Dr	0.42mi	4/2.0	1,841 (-8%)	3mo	$282,250	$153	64
103 NW Lindsey Ln	0.42mi	3/2.0 (-1)	1,817 (-10%)	1mo	$175,000	$96	59
147 Havner Dr	0.36mi	4/2.5	1,753 (-13%)	3mo	$269,900	$154	57
107 Hillis Ln	0.73mi	3/2.0 (-1)	1,854 (-8%)	4mo	$274,900	$148	45
109 Huffman St	0.66mi	3/2.5 (-1)	2,209 (+10%)	3mo	$324,900	$147	43
117 Mandy Dr	0.72mi	4/2.0	2,266 (+13%)	2mo	$270,000	$119	43
128 Honeycutt Rd	0.74mi	4/2.0	1,739 (-14%)	1mo	$278,000	$160	42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 19.8%
• Equity multiple: 2.61×
• Total profit: $139,341
• Equity at exit: $279,182

10-year hold

• IRR: 18.1%
• Equity multiple: 5.99×
• Total profit: $433,068
• Equity at exit: $602,068

Cash invested: $86,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Alabama: 90 Strongly Landlord-Friendly · R+15
• County: — inherits STATE
• City: — inherits STATE

Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

Methodology + full state rankings →

ZIP-level market 35750

• Home prices YoY: 8.2%
• Active inventory: 260
• Price-to-rent: 14.6×

Monthly cashflow live

• Estimated rent: $1,764 high
• Mortgage (P&I): −$1,625
• Tax from tax record: −$84 /mo · $1,006/yr
• Insurance: −$129
• HOA: −$15
• Vacancy / Maint / Mgmt: −$370
• Net cashflow: $-460

Break-even live

Break-even rent $2,346

Max offer price $228,665

Occupancy floor —

Sensitivity live

Price	-10% $-284	-5% $-372	+0% $-460	+5% $-548	+10% $-635
Rent	-10% $-599	-5% $-530	+0% $-460	+5% $-390	+10% $-321
Rate	-1.0pp $-304	-0.5pp $-381	base $-460	+0.5pp $-540	+1.0pp $-622

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $77,475
• Closing costs: $9,297
• Reserves months: —
• Total cash needed: —

Rent comps 10 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
137 Hazel Pine Trl Hazel Green, AL	3.0	2.0	1482	$1,650	$1.11	25d	1	0.14mi
236 Cherry Laurel Dr Hazel Green, AL	4.0	3.0	1964	$1,750	$0.89	25d	1	0.17mi
189 Tobin Ln Hazel Green, AL	3.0	2.0	1685	$1,775	$1.05	15d	1	0.27mi
108 Karenlee Cir Hazel Green, AL	4.0	2.0	1666	$1,685	$1.01	25d	1	0.31mi
117 Hank Ct Hazel Green, AL	3.0	2.0	1517	$1,650	$1.09	45d	1	0.34mi
143 Havner Dr Hazel Green, AL	4.0	2.0	1667	$1,775	$1.06	15d	1	0.38mi
171 Keller Dr Hazel Green, AL	3.0	2.0	1683	$1,616	$0.96	45d	1	0.42mi
169 Keller Dr Hazel Green, AL	3.0	2.0	1537	$1,665	$1.08	15d	1	0.43mi
147 Tobin Ln Hazel Green, AL	4.0	2.0	1884	$1,700	$0.90	45d	1	0.49mi
149 Hazel Trce Hazel Green, AL	3.0	2.0	1628	$1,695	$1.04	15d	1	0.81mi

HOA detail

• Monthly dues: $15 · $180/yr
• Likely covers: pool

Listing history 19 events

1. 2026-06-22
   days on market $309,900 Active 84 DOM
2. 2026-06-18
   days on market $309,900 Active 81 DOM
3. 2026-06-17
   days on market $309,900 Active 80 DOM
4. 2026-06-16
   days on market $309,900 Active 79 DOM
5. 2026-06-15
   days on market $309,900 Active 78 DOM
6. 2026-06-14
   days on market $309,900 Active 76 DOM
7. 2026-06-10
   days on market $309,900 Active 73 DOM
8. 2026-06-09
   days on market $309,900 Active 72 DOM
9. 2026-06-08
   days on market $309,900 Active 71 DOM
10. 2026-06-07
    days on market $309,900 Active 70 DOM
11. 2026-06-02
    days on market $309,900 Active 65 DOM
12. 2026-06-01
    days on market $309,900 Active 64 DOM
13. 2026-05-31
    days on market $309,900 Active 63 DOM
14. 2026-05-30
    days on market $309,900 Active 62 DOM
15. 2026-03-29
    listed $309,900 Active 540-char remark

    Show marketing remark (540 chars)

    Welcome to this 4-bedroom, 2 full bath home located minutes away from 431/231, shopping, and dining. Enjoy personal upgrades throughout, perfect for everyday living and entertaining. The kitchen shines with granite countertops and the dining room is highlighted by a chandelier and accent wall. The primary suite is tucked away for added comfort with a luxurious bathroom and walk-in closet. The neighborhood features a future pool and cabana to enjoy on those hot summer days or stay at home and enjoy a cup of coffee on the covered patio.

16. 2023-05-18
    soldstatus $300,897 Sold 35-char remark

    Show marketing remark (35 chars)

    Under Construction-Customer Presale

17. 2023-04-06
    historical 35-char remark

    Show marketing remark (35 chars)

    Under Construction-Customer Presale

18. 2023-04-06
    listed $300,897 35-char remark

    Show marketing remark (35 chars)

    Under Construction-Customer Presale

19. 2023-01-20
    soldstatus $49,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

• Current annual tax: $1,006 · $84/mo
• Projected year-2 tax: $1,271 · $106/mo
• Expected delta: +$264/yr (+$22/mo · 26.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 2/10 Low
• 🌡 Heat 5/10 Major 7 d/yr ≥104°F today · 20 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 21% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $21,164
• − Mortgage interest: −$17,359
• − Property taxes: −$1,006
• − Insurance: −$1,550
• − Repairs & maintenance: −$1,693
• − Management: −$1,693
• − HOA: −$180
• − Depreciation: −$9,015
• Taxable loss: −$11,333
• Est. tax savings @ 24.0%: +$2,720
• After-tax cash flow: $-2,798/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Madison County
• NCES district ID: 0102220
• Math proficiency: 27% ▼ -32.00%
• Reading proficiency: 56% ▼ -1.00%
• Median HH income: $66,058
• Composite: 37.15/100
• National rank: #4483
• State rank: #19 of 129 in AL

Livability — Hazel Green

• Score: 69/100
• State rank: #54
• US rank: #8575

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment F Housing A+ Health & safety B- User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Hazel Green, AL
• County: Madison County · 380,832 people
• City population: 13,413
• Metro: Huntsville, AL
• Population (ZIP): 13,413
• Household income: $68,389
• Rent vs Own: 14.7% rent · 85.3% own
• Severe rent burden: 162.0

Population outlook (Madison County) Hauer SSP2

• Today (2025): 392,086 people
• By 2030: 409,788 · +4.5%
• By 2040: 440,557 · +12.4%
• By 2050: 460,990 · +17.6%
• By 2075: 502,872 · +28.3%
• By 2100: 513,623 · +31.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (71%)
• Race & ethnicity: White 71% Black 19% Asian 5% Two or more races 3% Hispanic / Latino 2%
• Common ancestry: Slovak 1% Serbian 1% Romanian 1%
• Foreign-born: 3% · Canada
• Languages at home: 95% English-only · Spanish 2% Chinese 1% Korean 1%

Political lean MEDSL · Madison

• 2024 margin: Lean R (+9.0) · D 44.7% · R 53.7% · Other 1.6%
• 2008→2024 swing: +6.0pp toward D · 2008: -14.9pp · 2024: -9.0pp
• All cycles: 2024: R+9.0 2020: R+8.0 2016: R+16.8 2012: R+18.7 2008: R+14.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 33.59%
• Current HPI: 444.7418
• Rent YoY: —
• Metro: Huntsville, AL
• State GDP YoY: ▲ 2.94%
• F500 in state: 4

Industry mix (Fortune 500 HQ in AL)

Industry	F500 HQs	Revenue
▸Financial Services	1	$8B
▸Healthcare	1	$5B

Price history

+526.1% since first listed

5 events — show timeline

• 2026-03-29 Listed $309,900 VMLS
• 2023-05-18 Sold (MLS) $300,897 VMLS
• 2023-04-06 Delisted — VMLS
• 2023-04-06 Listed $300,897 VMLS
• 2023-01-20 Sold (Public Records) $49,500 Public Records

Property tax history

+233.8%/yr

Latest (2024): $1,006 · +233.8% YoY. Source: county tax records.