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41 S Bridgeboro St
C- Composite 51.87
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +20.2/30.0
  • ARV discount +7.5/15.0
  • DSCR +6.4/10.0
  • 1% rule +5.5/10.0
  • Livability +3.8/5.0
  • Schools +3.4/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$249,900

41 S Bridgeboro St · Beverly, NJ 08075
3 bd · 1.0 ba · 1,850 sqft · SingleFamily public records · 21 Days on market
Built 1900 9,601 sqft lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Attention investors, flippers, and contractors! Bring your toolbelt and vision to 41 S Bridgeboro St in Delran, NJ. The home features a versatile layout with 3 bedrooms and 1 bathroom waiting to be completely customized. Recent improvements include a brand-new roof, new gutters, and structural updates. All structural improvements were completed according to an engineer's plan, and the Delran Township construction permits are officially closed. The property is being sold strictly in AS-IS condition with no repairs, warranties, or credits provided by the seller. Buyer is responsible for all municipal certifications and the certificate of occupancy. CASH ONLY. Schedule your walkthrough today a

Key facts

  • Versatile layout
  • Brand new roof
  • New gutters

Tags

VERSATILE LAYOUTBRAND NEW ROOFNEW GUTTERSSTRUCTURAL UPDATES

Property features AI

Exterior

  • Parking: On-street parking
  • Utilities: Public water; Public sewer; Natural gas
  • Home design: Detached structure; Estimated year built
  • Construction: Vinyl siding; Architectural shingle roof; Crawl space/other foundation
  • Exterior features: 50 x 192 lot dimensions; Not in a federal flood zone

Interior

  • Bedrooms: Three bedrooms on the first upper level
  • Bathrooms: One full bathroom
  • Heating & cooling: Forced air heating; Natural gas hot water
  • Interior features: Unfinished basement; Living area measured by assessor

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $250k.

Deal economics

  • At list price, monthly cash flow is $318 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $250k).
  • Recommended offer: $246k (1.5% below list) — sets the bar for market timing.
  • Cap rate 7.8% vs local median 5.1% in Beverly — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 76/100 on livability (#130 in NJ, #3,487 nationally) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+, commute A; Watch: amenities F.
  • Delran Township School District (suburban): math 22% / reading 49% proficiency, ranked #251 of 472 in NJ (top 53%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; only 17% free/reduced lunch — higher-income household profile.
  • Zoned schools: Millbridge Elementary School (653 students, 26% FRL); Delran Middle School (math 25% / reading 53%, grade F, #207 of 431 statewide, top 48%, 710 students, 24% FRL); Delran High School (math 23% / reading 57%, grade F, #187 of 399 statewide, top 48%, 912 students, 21% FRL).
  • Market conditions: 133 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals leasing fast (median 0d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 2,161 units permitted in Burlington County in 2024 (988 in 5+ unit buildings).
  • This rent runs 33% of the median local income ($94k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Burlington County population projected to shrink 5% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

  • It's been on market 21 days — a 2% lower offer ($246k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 16y ago; this cycle's ask has dropped $15k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: built in 1900 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wind risk, 36% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $246,151 (1.5% below list)

Questions for the listing agent

  1. Built in 1900 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.05%
Cap rate
7.82%
Cash-on-cash
5.45%
DSCR
1.24
GRM
7.9

CMA / ARV

ARV (on-the-fly)
$510,600
Comps found
10
Show comp detail 10 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
4 Tara Ln 0.64mi 3/2.0 1,874 (+1%) 12mo $535,000 $285 54
10 Woodyfield Ln 0.52mi 3/2.5 1,714 (-7%) 15mo $489,500 $286 45
64 Pancoast Blvd 0.71mi 3/1.5 1,632 (-12%) 2mo $530,000 $325 44
86 Pancoast Blvd 0.75mi 4/2.0 (+1) 1,820 (-2%) 14mo $450,000 $247 41
12 Springcress Dr 0.66mi 3/2.5 2,006 (+8%) 12mo $553,000 $276 39
24 Ashley Dr 0.62mi 3/2.0 1,736 (-6%) 24mo $389,900 $225 37
8 Roslyn Dr 0.59mi 2/2.0 (-1) 1,984 (+7%) 23mo $475,000 $239 32
3 Marsha Dr 0.73mi 3/2.0 2,034 (+10%) 17mo $475,000 $234 31
6 Providence Ct 0.66mi 4/3.5 (+1) 1,985 (+7%) 14mo $575,000 $290 31
206 James Ct 0.59mi 4/2.5 (+1) 2,048 (+11%) 20mo $460,000 $225 27

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-7.8%
Equity multiple
0.71×
Total profit
$-20,204
Equity at exit
$37,261
10-year hold
IRR
1.7%
Equity multiple
1.12×
Total profit
$8,700
Equity at exit
$21,607

Cash invested: $69,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
21 Tenant-Leaning
State New Jersey
21 Tenant-Leaning · D+6
County
— inherits STATE
City
— inherits STATE
Anti-eviction Act requires just-cause statewide; rent control in 100+ municipalities; one of the most tenant-friendly states.

ZIP-level market 08075

Active inventory
133
Price-to-rent
7.9×

Monthly cashflow live

Estimated rent
$2,629 high interval (Pro) →
Mortgage (P&I)
$1,311
Tax from tax record
$344 /mo · $4,133/yr
Insurance
$104
HOA
$0
Vacancy / Maint / Mgmt
$552
Net cashflow
$318

Break-even live

Break-even rent $2,227
Max offer price $249,900
Occupancy floor 83%

Sensitivity live

Price -10% $459 -5% $388 +0% $318 +5% $247 +10% $176
Rent -10% $110 -5% $214 +0% $318 +5% $421 +10% $525
Rate -1.0pp $444 -0.5pp $381 base $318 +0.5pp $253 +1.0pp $187

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$62,475
Closing costs
$7,497
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 7 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
135 Natalie Rd Riverside, NJ 3.0 2.0 1257 $2,360 $1.88 6d 1 0.50mi
5 Larkspur Ct Delran, NJ 3.0 2.5 1476 $3,000 $2.03 0d 1 1.00mi
1639 Perkins Ln Beverly, NJ 4.0 2.5 1911 $3,300 $1.73 0d 1 1.17mi
2 Radnor Ct Willingboro, NJ 3.0 1.5 1462 $2,750 $1.88 0d 1 1.31mi
16 Radnor Ct Willingboro, NJ 2.0 1.5 1270 $2,100 $1.65 14d 1 1.34mi
128 Rockland Dr Willingboro, NJ 3.0 1.5 1430 $2,500 $1.75 0d 1 1.42mi
40 Rittenhouse Dr Willingboro, NJ 3.0 1.5 1430 $2,600 $1.82 0d 1 1.47mi

Listing history 15 events

  1. 2026-06-21
    days on market $249,900 Active 21 DOM
  2. 2026-06-18
    days on market $249,900 Active 18 DOM
  3. 2026-06-17
    days on market $249,900 Active 17 DOM
  4. 2026-06-16
    days on market $249,900 Active 16 DOM
  5. 2026-06-15
    days on market $249,900 Active 15 DOM
  6. 2026-06-13
    pricedays on market $249,900 Active 13 DOM
  7. 2026-06-13
    days on market $264,900 Active 12 DOM
  8. 2026-06-09
    days on market $264,900 Active 9 DOM
  9. 2026-06-08
    days on market $264,900 Active 8 DOM
  10. 2026-06-07
    days on market $264,900 Active 7 DOM
  11. 2026-06-04
    days on market $264,900 Active 4 DOM
  12. 2026-06-03
    days on market $264,900 Active 3 DOM
  13. 2026-06-02
    days on market $264,900 Active 2 DOM
  14. 2026-06-01
    remarks 699-char remark
  15. 2026-06-01
    listed $264,900 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast NJ · Partial reset (capped growth)

Current annual tax
$4,133 · $344/mo
Projected year-2 tax
$5,178 · $431/mo
Expected delta
+$1,045/yr (+$87/mo · 25.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 6/10 Major 7 d/yr ≥104°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 36% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 5 unhealthy d/yr today · 7 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$31,545
− Mortgage interest
−$13,998
− Property taxes
−$4,133
− Insurance
−$1,250
− Repairs & maintenance
−$2,524
− Management
−$2,524
− Depreciation
−$7,270
Taxable loss
−$153
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$37
After-tax cash flow
$3,849/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Delran Township School District
NCES district ID
3403780
Math proficiency
22% ▼ -16.00%
Reading proficiency
49% ▼ -2.00%
Median HH income
$83,417
Composite
33.85/100
National rank
#5354
State rank
#251 of 472 in NJ

Livability — Beverly

Score
76/100
State rank
#130
US rank
#3487

Category grades

Amenities F Commute A Cost of living A Crime B Employment A+ Housing A+ Health & safety B+ User ratings C-

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Burlington County · 323,710 people
Metro
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
Population (ZIP)
30,615
Household income
$94,407
Rent vs Own
30.2% rent · 69.8% own
Severe rent burden
1103.0

Population outlook (Burlington County) Hauer SSP2

Today (2025)
453,425 people
By 2030
452,359 · -0.2%
By 2040
445,033 · -1.9%
By 2050
431,760 · -4.8%
By 2075
406,277 · -10.4%
By 2100
364,732 · -19.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (70%)
Race & ethnicity
White 70% Black 10% Hispanic / Latino 9% Two or more races 9% Asian 3%
Hispanic origin (detail)
Puerto Rican 3%
Common ancestry
Romanian 8% Estonian 3% Russian 2%
Foreign-born
13% · Canada, China
Languages at home
82% English-only · Other Indo-European 8% Spanish 6% Other Asian/Pacific 2%

Political lean MEDSL · Burlington

2024 margin
D (+16.6) · D 57.6% · R 41.0% · Other 1.3%
2008→2024 swing
-2.0pp toward R · 2008: 18.6pp · 2024: 16.6pp
All cycles
2024: D+16.6 2020: D+19.5 2016: D+14.8 2012: D+18.7 2008: D+18.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -396.76%
Current HPI
281.8091
Rent YoY
Metro
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
State GDP YoY
▲ 2.05%
F500 in state
34

Industry mix (Fortune 500 HQ in NJ)

Industry F500 HQs Revenue

Price history

+164.9% since first listed
13 events — show timeline
  • 2026-05-31 Listed $264,900 BRIGHT MLS
  • 2025-11-14 Pending BRIGHT MLS
  • 2025-11-14 Listing Removed BRIGHT MLS
  • 2025-10-16 Price Changed $215,000 BRIGHT MLS
  • 2025-09-24 Price Changed $225,000 BRIGHT MLS
  • 2025-09-05 Listed $250,000 BRIGHT MLS
  • 2024-06-07 Pending BRIGHT MLS
  • 2024-06-07 Listing Removed BRIGHT MLS
  • 2024-04-10 Listed $275,000 BRIGHT MLS
  • 2015-10-23 Listing Removed BRIGHT MLS
  • 2014-07-22 Listed $140,000 BRIGHT MLS
  • 2010-12-31 Listing Removed BRIGHT MLS
  • 2010-04-07 Listed $100,000 BRIGHT MLS

Property tax history

+1.2%/yr

Latest (2025): $4,133 · +0.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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