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1581 N Del Monte Rd
D Composite 41.26
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +12.3/30.0
  • ARV discount +7.5/15.0
  • Appreciation +5.0/10.0
  • DSCR +3.7/10.0
  • Schools +3.6/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • 1% rule +2.3/10.0
  • Livability +1.9/5.0

$155,000

1581 N Del Monte Rd · Dateland, AZ 85333
2 bd · 2.0 ba · 945 sqft · Manufactured public records · 159 Days on market
Built 2007 1.01 ac lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Enjoy peaceful desert living on 1.01 acres in Dateland’s Sun Country Acres! This FURNISHED 2007 manufactured home offers 2 bedrooms, 2 bathrooms, and an efficient open floor plan with abundant natural light. The property provides plenty of space for RV parking, toys, animals, or future improvements, all with wide-open desert and mountain views. RV pad with 50 AMP power cord. Conveniently located just minutes from I-8, allowing easy access to Yuma, Wellton, and Phoenix. Enjoy the privacy of rural living while still being accessible to major travel routes. Ideal for a primary residence, seasonal retreat. The south lot (approximately 43,920 square feet) is to be included in the sale. Cal

Key facts

  • Open floor plan
  • Rv parking
  • 50 amp power cord

Tags

OPEN FLOOR PLANRV PARKINGMOUNTAIN VIEWS50 AMP POWER CORDEASY ACCESS TO I-8

Property features AI

Exterior

  • Parking: Open parking; RV access/parking
  • Security: Smoke detector(s)
  • Utilities: Public water; Septic tank
  • Home design: Manufactured home (residential); Located in Sun Country Acres
  • Construction: Mobile home / manufactured construction
  • Exterior features: RV hookup; Shed(s); Has view; Covered patio

Interior

  • Kitchen: Refrigerator; Electric range
  • Flooring: Tile; Carpet
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Heating; Cooling
  • Interior features: Double-pane windows; Blinds; Smoke detector(s)
  • Laundry & utility: Washer; Dryer

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath manufactured listed at $155k.

Deal economics

  • At list price, monthly cash flow is $-28 ($-333/yr) — negative.
  • To cash-flow at today's rent, offer at most $150k (3.2% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $113k (27.0% below list).
  • Recommended offer: $113k (27.0% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 38/100 on livability (#409 in AZ) — a limited-amenity area; tenant pool skews transient or value-seeking. Strengths: crime A, cost of living A; Watch: amenities F, commute F, employment F.
  • Hyder Elementary District (4502) (rural): math 45% / reading 35% proficiency, ranked #206 of 501 in AZ (top 41%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 66% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Dateland Elementary School (math 32% / reading 32%, grade F, #505 of 1,109 statewide, top 47%, 86 students, 78% FRL); Antelope Union High School (math 5% / reading 15%, grade F, #298 of 381 statewide, top 90%, 199 students, 64% FRL).
  • Zoned-school proficiency averages 21% at this address vs 40% district-wide (-19 pts) — the specific schools serving this property underperform the Hyder Elementary District (4502) average; the district grade overstates school quality for this exact location.
  • Market conditions: 32 active listings in the ZIP; 1,399 units permitted in Yuma County in 2024 (180 in 5+ unit buildings).

Forward outlook

  • In year one you build about $6k of equity ($1k loan paydown + $5k appreciation (3.0% local appreciation)).
  • Yuma County population projected at +4% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (3.0% appreciation + 3.0% rent growth), your $43k cash investment doubles in ~7 years — after that, you're playing with house money.
  • By year 6, paydown + projected appreciation supports a ~$30k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 159 days — a 12% lower offer ($136k) is reasonable based on typical stale-listing flexibility.
  • Current owner paid $45k; list at $155k implies a 244% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $113,133 (27.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 159 days. Have you received any prior offers? Is the seller open to a 27% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.73%
Cap rate
6.08%
Cash-on-cash
-0.77%
DSCR
0.97
GRM
11.4

CMA / ARV

No comps found within radius.

Projected returns pro-forma

3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
6.8%
Equity multiple
1.39×
Total profit
$16,830
Equity at exit
$69,695
10-year hold
IRR
9.5%
Equity multiple
2.44×
Total profit
$62,310
Equity at exit
$107,408

Cash invested: $43,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Arizona
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.

ZIP-level market 85333

Active inventory
32
Price-to-rent
11.4×

Monthly cashflow live

Estimated rent
$1,131 medium interval (Pro) →
Mortgage (P&I)
$813
Tax from tax record
$44 /mo · $529/yr
Insurance
$65
HOA
$0
Vacancy / Maint / Mgmt
$238
Net cashflow
$-28

Break-even live

Break-even rent $1,166
Max offer price $150,097
Occupancy floor 97%

Sensitivity live

Price -10% $60 -5% $16 +0% $-28 +5% $-72 +10% $-115
Rent -10% $-117 -5% $-72 +0% $-28 +5% $17 +10% $62
Rate -1.0pp $50 -0.5pp $12 base $-28 +0.5pp $-68 +1.0pp $-109

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$38,750
Closing costs
$4,650
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 20 events

  1. 2026-06-21
    days on market $155,000 Active 159 DOM
  2. 2026-06-19
    days on market $155,000 Active 157 DOM
  3. 2026-06-18
    days on market $155,000 Active 156 DOM
  4. 2026-06-17
    days on market $155,000 Active 155 DOM
  5. 2026-06-16
    days on market $155,000 Active 154 DOM
  6. 2026-06-15
    days on market $155,000 Active 153 DOM
  7. 2026-06-14
    days on market $155,000 Active 151 DOM
  8. 2026-06-12
    days on market $155,000 Active 150 DOM
  9. 2026-06-10
    days on market $155,000 Active 148 DOM
  10. 2026-06-09
    days on market $155,000 Active 147 DOM
  11. 2026-06-08
    days on market $155,000 Active 146 DOM
  12. 2026-06-07
    days on market $155,000 Active 145 DOM
  13. 2026-06-05
    days on market $155,000 Active 142 DOM
  14. 2026-06-04
    days on market $155,000 Active 141 DOM
  15. 2026-06-02
    days on market $155,000 Active 140 DOM
  16. 2026-06-01
    days on market $155,000 Active 139 DOM
  17. 2026-05-31
    days on market $155,000 Active 138 DOM
  18. 2026-05-30
    days on market $155,000 Active 137 DOM
  19. 2026-01-13
    listed $155,000 Active
  20. 2018-04-02
    soldstatus $45,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AZ · Resets to sale price

Current annual tax
$529 · $44/mo
Projected year-2 tax
$1,023 · $85/mo
Expected delta
+$494/yr (+$41/mo · 93.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥117°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$13,576
− Mortgage interest
−$8,682
− Property taxes
−$529
− Insurance
−$775
− Repairs & maintenance
−$1,086
− Management
−$1,086
− Depreciation
−$4,509
Taxable loss
−$3,092
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$742
After-tax cash flow
$409/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Hyder Elementary District (4502)
NCES district ID
0403900
Math proficiency
45% ▬ 0.00%
Reading proficiency
35% ▬ 0.00%
Median HH income
$38,598
Composite
35.85/100
National rank
#9600
State rank
#206 of 501 in AZ

Livability — Dateland

Score
38/100
State rank
#409
US rank
#27477

Category grades

Amenities F Commute F Cost of living A Crime A Employment F Housing F Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Dateland, AZ
Population (ZIP)
403

Population outlook (Yuma County) Hauer SSP2

Today (2025)
211,633 people
By 2030
214,114 · +1.2%
By 2040
217,856 · +2.9%
By 2050
220,276 · +4.1%
By 2075
222,359 · +5.1%
By 2100
198,880 · -6.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority Hispanic (63%)
Race & ethnicity
Hispanic / Latino 63% White 36% Two or more races 26% Black 1%
Hispanic origin (detail)
Mexican 63%
Common ancestry
Italian 4% Scottish 4% Serbian 2%
Foreign-born
23% · Canada
Languages at home
54% English-only · Spanish 46%

Political lean MEDSL · Yuma

2024 margin
Strong R (+20.4) · D 39.3% · R 59.8%
2008→2024 swing
-6.6pp toward R · 2008: -13.8pp · 2024: -20.4pp
All cycles
2024: R+20.4 2020: R+6.2 2016: R+5.5 2012: R+16.1 2008: R+13.8

Not yet ingested

Civics

Market trends

HPI YoY
Current HPI
Rent YoY
Metro
State GDP YoY
▲ 4.54%
F500 in state
20

Industry mix (Fortune 500 HQ in AZ)

Industry F500 HQs Revenue

Price history

+244.4% since first listed
2 events — show timeline
  • 2026-01-13 Listed $155,000 YAR
  • 2018-04-02 Sold (Public Records) $45,000 Public Records

Property tax history

+7.2%/yr

Latest (2025): $529 · +9.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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