485 Webster Ave Unit B5 · New Rochelle, NY
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $691 – $1,283
Heat risk 6/10 · Moderate
- Hot days now (above 98°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 5/10 · Moderate
- Unhealthy air days now
- 6 days/yr
- Unhealthy air days in 30 yrs
- 8 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the A- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +15.0/15.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Schools +7.0/10.0
- Condition / age +3.8/5.0
- Livability +3.5/5.0
- Rent growth +2.9/5.0
- Appreciation +0.0/10.0
$159,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to this inviting and spacious one-bedroom co-op nestled in the heart of New Rochelle. This freshly painted unit is ready for its new owner. The updated kitchen is a culinary enthusiast's dream, featuring stainless steel appliances and granite countertops. Whether you're a seasoned chef or an aspiring home cook, this kitchen provides plenty of space for prepping delicious meals and creating memorable moments. The spacious living room has hardwood floors and its large windows bring in lots of natural light. The generously sized bedroom can easily accommodate a king bed. The unit's abundant closets add convenience and ensure ample storage space for all your belongings, keeping your living areas uncluttered and organized. Located in vibrant New Rochelle, residents enjoy a plethora of recreational activities and dining options. Proximity to public transportation and highways ensures convenient commuting. Building offers laundry and immediate on-site parking.
Key facts
- Spacious kitchen
- Granite countertops
- Open-concept layout
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 1-bed/1.0-bath townhouse listed at $159k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $989 ($12k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($3k rent vs $159k).
- Recommended offer: $140k (12.0% below list) — sets the bar for market timing.
- Cap rate 13.8% vs local median 4.6% in New Rochelle — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 69/100 on livability (#487 in NY) — a middle-class / working-renter tenant base. Strengths: employment A+, crime A, amenities B+; Watch: housing D+, commute F, cost of living F.
- New Rochelle City School District (suburban): math 63% / reading 66% proficiency, ranked #171 of 590 in NY (top 29%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Daniel Webster Elementary School (math 67% / reading 77%, grade A-, #378 of 2,108 statewide, top 20%, 491 students, 28% FRL); Albert Leonard Middle School (math 41% / reading 73%, grade B, #192 of 729 statewide, top 28%, 1,086 students, 42% FRL); New Rochelle High School (math 87% / reading 72%, grade A-, #518 of 1,100 statewide, top 51%, 3,076 students, 57% FRL) — zoned schools at 42% FRL track the district average.
- Market conditions: Rents rising (+1.4%/yr); 201 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 45% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 954 units permitted in Westchester County in 2024 (649 in 5+ unit buildings).
- This rent runs 37% of the median local income ($86k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Westchester County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (-3.0% appreciation + 1.4% rent growth), your $45k cash investment doubles in ~5 years — after that, you're playing with house money.
Negotiation context
- It's been on market 126 days — a 12% lower offer ($140k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 3y ago; this cycle's ask has dropped $20k (11%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: built in 1930 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 126 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1930 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.66% ✓
- Cap rate
- 13.75%
- Cash-on-cash
- 26.65%
- DSCR
- 2.19
- GRM
- 5.0
CMA / ARV
- ARV (median comp)
- $239,630
- List price
- $159,000
- Delta
- -33.65%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 9 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 51 White Oak Unit 1H | 0.55mi | 1/1.0 | 725 (-9%) | 7mo | $167,000 | $230 | 53 |
| 61 White Oak St Unit 2G | 0.57mi | 1/1.0 | 900 (+12%) | 1mo | $166,000 | $184 | 52 |
| 60 Remington Pl #1 | 0.38mi | 2/1.5 (+1) | 850 (+6%) | 16mo | $480,000 | $565 | 52 |
| 838 Pelhamdale Ave Unit 3R | 0.63mi | 1/1.0 | 700 (-12%) | 2mo | $120,000 | $171 | 48 |
| 828 Pelhamdale Ave Unit 2P | 0.66mi | 1/1.0 | 725 (-9%) | 17mo | $167,000 | $230 | 39 |
| 828 Pelhamdale Ave Unit 3L | 0.66mi | 2/1.0 (+1) | 750 (-6%) | 21mo | $200,000 | $267 | 36 |
| 305 6th Ave Unit 5G | 0.65mi | 2/1.0 (+1) | 900 (+12%) | 13mo | $270,000 | $300 | 33 |
| 838 Pelhamdale Ave Unit 2 I | 0.63mi | 1/1.0 | 700 (-12%) | 23mo | $184,000 | $263 | 30 |
| 305 Sixth Ave Unit 3B | 0.65mi | 2/1.0 (+1) | 900 (+12%) | 18mo | $240,000 | $267 | 29 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 1.42% rent growth · sell at horizon
- IRR
- 18.7%
- Equity multiple
- 1.74×
- Total profit
- $33,105
- Equity at exit
- $23,707
- IRR
- 26.0%
- Equity multiple
- 3.10×
- Total profit
- $93,627
- Equity at exit
- $13,747
Cash invested: $44,520 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 15 Strongly Tenant-Friendly
- State New York
- 15 Strongly Tenant-Friendly · D+10
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 18 active · 22 under contract
- Months of supply
- 7.2 mo (14%/mo absorbed)
- Median asking
- $230,000 ($256/sqft)
- Median days on market
- 50 d
- This list price
- 11% of active listings are priced below it
- ARV vs active asking
- +16.8% above current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 10801
- Rents YoY
- 1.4%
- Active inventory
- 201
- Price-to-rent
- 5.0×
Monthly cashflow live
- Estimated rent
- $2,642 high interval (Pro) →
- Mortgage (P&I)
- −$834
- Tax est. 1.5%
- −$199 /mo · $2,385/yr
- Insurance
- −$66
- HOA
- −$0
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$555
- Net cashflow
- $989
Break-even live
Sensitivity live
| Price | -10% $1,098 | -5% $1,044 | +0% $989 | +5% $934 | +10% $879 |
|---|---|---|---|---|---|
| Rent | -10% $780 | -5% $884 | +0% $989 | +5% $1,093 | +10% $1,197 |
| Rate | -1.0pp $1,069 | -0.5pp $1,029 | base $989 | +0.5pp $947 | +1.0pp $905 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $39,750
- Closing costs
- $4,770
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 30 Ferdinand Pl New Rochelle, NY | 1.0 | 1.0 | 650 | $1,850 | $2.85 | 56d | 1 | 0.23mi |
| 242 Mayflower Ave Unit 1st floor New Rochelle, NY | 1.0 | 1.0 | 1000 | $3,000 | $3.00 | 94d | 1 | 0.25mi |
| 17 Dewitt Pl New Rochelle, NY | 2.0 | 1.0 | 550 | $2,500 | $4.55 | 139d | 1 | 0.26mi |
| 225 Sickles Ave Unit 1 New Rochelle, NY | 1.0 | 1.0 | 750 | $2,600 | $3.47 | 139d | 1 | 0.34mi |
| 139 Sickles Ave Unit 2 New Rochelle, NY | 2.0 | 1.5 | 1000 | $3,100 | $3.10 | 116d | 1 | 0.38mi |
| 299 Webster Ave Unit 3F New Rochelle, NY | 1.0 | 1.0 | 861 | $2,385 | $2.77 | 139d | 1 | 0.40mi |
| 53 Madeleine Ave Unit 1 New Rochelle, NY | 2.0 | 1.0 | 984 | $3,000 | $3.05 | 42d | 1 | 0.46mi |
| 600 North Ave New Rochelle, NY | 2.0 | 1.0–2.0 | 894 | $3,538 | $3.96 | 0d | 11 | 0.48mi |
| 274 Lockwood Ave Unit First floor New Rochelle, NY | 2.0 | 1.0 | 908 | $2,700 | $2.97 | 139d | 1 | 0.49mi |
| 50 Guion Pl New Rochelle, NY | 1.0 | 1.0 | 700 | $1,935 | $2.76 | 10d | 1 | 0.57mi |
| Pelhamdale Ave Unit 2B New Rochelle, NY | 1.0 | 1.0 | 565 | $2,185 | $3.87 | 0d | 1 | 0.57mi |
| 49 5th St Apt 8 New Rochelle, NY | 2.0 | 1.0 | 800 | $2,429 | $3.04 | 109d | 1 | 0.65mi |
| 49 5th St Apt 8 New Rochelle, NY | 2.0 | 1.0 | 800 | $2,429 | $3.04 | 139d | 1 | 0.65mi |
| 838 Pelhamdale Ave Unit 1I New Rochelle, NY | 1.0 | 1.0 | 700 | $2,250 | $3.21 | 21d | 1 | 0.66mi |
| 11 Park Pl New Rochelle, NY | 1.0 | 1.0 | 1015 | $2,700 | $2.66 | 139d | 1 | 0.67mi |
| 57 Grand St New Rochelle, NY | — | 1.0 | 695 | $2,500 | $3.60 | 27d | 1 | 0.71mi |
| 20 Burling Ln New Rochelle, NY | 2.0 | 1.0–2.0 | 967 | $3,305 | $3.42 | 0d | 3 | 0.72mi |
| 53 1st St New Rochelle, NY | 1.0 | 1.0 | 700 | $2,300 | $3.29 | 51d | 1 | 0.73mi |
| 36 4th St Unit One New Rochelle, NY | 2.0 | 1.0 | 900 | $2,900 | $3.22 | 100d | 1 | 0.73mi |
| 9 9th St Unit 3rd Floor New Rochelle, NY | 1.0 | 1.0 | 750 | $2,100 | $2.80 | 139d | 1 | 0.74mi |
| 27 1st St Apt 3 New Rochelle, NY | 2.0 | 1.0 | 800 | $2,600 | $3.25 | 5d | 1 | 0.78mi |
| 508 New Rochelle Rd Unit 2 Bronxville, NY | 2.0 | 1.0 | 900 | $3,000 | $3.33 | 7d | 1 | 0.87mi |
| 1 Shearwood Pl New Rochelle, NY | 3.0 | 1.0–3.0 | 896 | $2,963 | $3.30 | 0d | 36 | 0.87mi |
| 10 Commerce Dr New Rochelle, NY | 1.0 | 1.0 | 601 | $3,175 | $5.28 | 0d | 7 | 0.88mi |
| 333 Huguenot St New Rochelle, NY | 2.0 | 1.0–2.0 | 822 | $3,408 | $4.15 | 0d | 9 | 0.93mi |
| 40 Memorial Hwy New Rochelle, NY | 3.0 | 1.0–2.0 | 917 | $2,823 | $3.08 | 34d | 37 | 0.94mi |
| 40 Memorial Hwy New Rochelle, NY | 3.0 | 1.0–2.0 | 976 | $2,888 | $2.96 | 0d | 45 | 0.94mi |
| 543 Main St #714 New Rochelle, NY | 1.0 | 1.0 | 675 | $2,450 | $3.63 | 7d | 1 | 0.98mi |
| 543 Main St #402 New Rochelle, NY | 1.0 | 1.0 | 924 | $3,000 | $3.25 | 111d | 1 | 0.98mi |
| 387 Huguenot St New Rochelle, NY | 2.0 | 1.0–2.0 | 753 | $2,820 | $3.75 | 0d | 3 | 0.99mi |
| 360 Huguenot St New Rochelle, NY | 1.0–2.0 | 1.0–2.0 | 872 | $2,745 | $3.15 | 0d | 10 | 0.99mi |
| 635 E Lincoln Ave Mount Vernon, NY | 2.0 | 1.0 | 1000 | $3,000 | $3.00 | 88d | 1 | 1.00mi |
| 10 Lecount Pl New Rochelle, NY | 2.0 | 1.0–2.0 | 761 | $3,516 | $4.62 | 0d | 11 | 1.01mi |
| 50 Highland Ave Unit 3rd Floor New Rochelle, NY | 1.0 | 1.0 | 650 | $1,950 | $3.00 | 59d | 1 | 1.02mi |
| 675 Main St New Rochelle, NY | 2.0 | 1.0 | 1100 | $2,800 | $2.55 | 5d | 1 | 1.06mi |
| 12 Church St New Rochelle, NY | 2.0 | 1.0–2.0 | 770 | $3,564 | $4.63 | 0d | 44 | 1.06mi |
| 55 Clinton Pl New Rochelle, NY | 2.0 | 1.0–2.0 | 800 | $3,556 | $4.44 | 0d | 11 | 1.07mi |
| 111 Centre Ave New Rochelle, NY | 1.0 | 1.0 | 815 | $3,277 | $4.02 | 0d | 2 | 1.08mi |
| 25 Maple Ave New Rochelle, NY | 1.0 | 1.0 | 547 | $2,895 | $5.29 | 0d | 7 | 1.09mi |
| 50 Clinton Pl New Rochelle, NY | 2.0 | 1.0–2.0 | 901 | $3,798 | $4.21 | 0d | 7 | 1.11mi |
Property features AI
Finance
- HOA & community
- Association: Webster Gardens
Exterior
- Parking
- Assigned parking (1 space)Parking fee required
- Security
- Security system
- Utilities
- Con Edison electricPublic sewerCable connectedElectricity connectedNatural gas connectedSewer connectedTrash collection (public)Water connected
- Home design
- Stock cooperativeOne level interiorEntry level listed as 22 stories total
- Construction
- Living area listed from other source (800 sq ft)
- Exterior features
- Security systemNo waterfrontSidewalks in community
Interior
- Kitchen
- DishwasherGas rangeMicrowaveRefrigerator
- Bedrooms
- 3 rooms total
- Flooring
- Hardwood floors
- Bathrooms
- 1 full bathroom
- Heating & cooling
- Steam heatWall/window AC unit(s)
- Interior features
- Ceiling fan(s)Walk-out basement accessAttic: noneTop/second floor location
- Laundry & utility
- Common area laundryLaundry in basement
Listing history 50 events
-
2026-09-24days on market $159,000 Active 126 DOM
-
2026-09-23days on market $159,000 Active 125 DOM
-
2026-09-22days on market $159,000 Active 124 DOM
-
2026-09-21days on market $159,000 Active 123 DOM
-
2026-09-20days on market $159,000 Active 122 DOM
-
2026-09-19days on market $159,000 Active 121 DOM
-
2026-09-18days on market $159,000 Active 120 DOM
-
2026-09-17days on market $159,000 Active 119 DOM
-
2026-09-16days on market $159,000 Active 118 DOM
-
2026-09-15days on market $159,000 Active 117 DOM
-
2026-09-14days on market $159,000 Active 116 DOM
-
2026-09-13days on market $159,000 Active 115 DOM
-
2026-09-12days on market $159,000 Active 114 DOM
-
2026-09-11days on market $159,000 Active 113 DOM
-
2026-09-05days on market $159,000 Active 107 DOM
-
2026-09-04days on market $159,000 Active 106 DOM
-
2026-09-02days on market $159,000 Active 104 DOM
-
2026-08-31days on market $159,000 Active 102 DOM
-
2026-08-29days on market $159,000 Active 100 DOM
-
2026-08-28days on market $159,000 Active 99 DOM
-
2026-08-27days on market $159,000 Active 98 DOM
-
2026-08-26days on market $159,000 Active 97 DOM
-
2026-08-25days on market $159,000 Active 96 DOM
-
2026-08-24days on market $159,000 Active 95 DOM
-
2026-08-23days on market $159,000 Active 94 DOM
-
2026-08-22days on market $159,000 Active 93 DOM
-
2026-08-21days on market $159,000 Active 92 DOM
-
2026-08-20pricedays on market $159,000 Active 91 DOM
-
2026-08-19days on market $169,000 Active 90 DOM
-
2026-08-18days on market $169,000 Active 89 DOM
-
2026-08-17days on market $169,000 Active 88 DOM
-
2026-08-16days on market $169,000 Active 87 DOM
-
2026-08-15days on market $169,000 Active 86 DOM
-
2026-08-14days on market $169,000 Active 85 DOM
-
2026-08-13days on market $169,000 Active 84 DOM
-
2026-08-12days on market $169,000 Active 83 DOM
-
2026-08-11days on market $169,000 Active 82 DOM
-
2026-08-10days on market $169,000 Active 81 DOM
-
2026-08-09days on market $169,000 Active 80 DOM
-
2026-08-08days on market $169,000 Active 79 DOM
-
2026-08-06days on market $169,000 Active 77 DOM
-
2026-08-05days on market $169,000 Active 76 DOM
-
2026-08-04days on market $169,000 Active 75 DOM
-
2026-08-03days on market $169,000 Active 74 DOM
-
2026-07-31days on market $169,000 Active 71 DOM
-
2026-07-30days on market $169,000 Active 70 DOM
-
2026-07-30days on market $169,000 Active 69 DOM
-
2026-07-28days on market $169,000 Active 68 DOM
-
2026-07-26days on market $169,000 Active 66 DOM
-
2026-07-24days on market $169,000 Active 64 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 6/10 Major 7 d/yr ≥98°F today · 15 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 5/10 Major 6 unhealthy d/yr today · 8 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $31,708
- − Mortgage interest
- −$8,906
- − Property taxes
- −$2,385
- − Insurance
- −$795
- − Repairs & maintenance
- −$2,537
- − Management
- −$2,537
- − Depreciation
- −$4,625
- Taxable income
- $9,923
- Est. tax owed @ 24.0%
- −$2,381
- After-tax cash flow
- $9,482/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This one-bedroom co-op in Webster Gardens is in good condition with a good condition score of 75. It has a good kitchen, hardwood floors, and a well-maintained exterior. The property has potential for further value with exterior painting and smart home upgrades.
Value-add opportunities
- Both Paint the exterior brick — Enhances curb appeal and property value ↑
- Both Replace window treatments — Improves aesthetics and energy efficiency ↑
- Both Upgrade kitchen appliances — Modernizes the kitchen and attracts more buyers ↑
- Both Install smart home devices — Enhances convenience and energy efficiency ↑
ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
Zoned Schools
Schools (NCES district)
- District
- New Rochelle City School District
- NCES district ID
- 3620490
- Math proficiency
- 63% ▲ 3.00%
- Reading proficiency
- 66% ▲ 9.00%
- Median HH income
- $69,165
- Composite
- 56.63/100
- National rank
- #1139
- State rank
- #171 of 590 in NY
Livability — New Rochelle
- Score
- 69/100
- State rank
- #487
- US rank
- #8572
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- New Rochelle, NY
- County
- Westchester County · 1,028,035 people
- City population
- 63,657
- Metro
- New York-Newark-Jersey City, NY-NJ-PA
- Population (ZIP)
- 42,754
- Household income
- $85,573
- Rent vs Own
- Severe rent burden
- 10% of renters
Population outlook (Westchester County) Hauer SSP2
- Today (2025)
- 1,028,035 people
- By 2030
- 1,051,636 · +2.3%
- By 2040
- 1,098,520 · +6.9%
- By 2050
- 1,136,044 · +10.5%
- By 2075
- 1,196,925 · +16.4%
- By 2100
- 1,175,147 · +14.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Highly diverse neighborhood (Simpson 0.72)
- Race & ethnicity
- Hispanic / Latino 36% White 30% Black 24% Two or more races 16% Asian 7%
- Hispanic origin (detail)
- Mexican 17% Puerto Rican 5% Dominican 3%
- Common ancestry
- Hispanic 3% Scotch-Irish 1% Romanian 1%
- Foreign-born
- 34% · Canada, Jamaica, China
- Languages at home
- 54% English-only · Spanish 32% Other Indo-European 5% French/Haitian/Cajun 4%
Political lean MEDSL · Westchester
- 2024 margin
- Strong D (+26.3) · D 63.1% · R 36.9%
- 2008→2024 swing
- -1.3pp toward R · 2008: 27.6pp · 2024: 26.3pp
- All cycles
- 2024: D+26.3 2020: D+36.3 2016: D+32.8 2012: D+22.2 2008: D+27.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -910.37%
- Current HPI
- 270.8019
- Rent YoY
- ▲ 1.42%
- Metro
- New York-Newark-Jersey City, NY-NJ-PA
- State GDP YoY
- ▲ 2.60%
- F500 in state
- 92
Industry mix (Fortune 500 HQ in NY)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 10 | $950B |
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| Consumer Goods | 9 | $162B |
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| Insurance | 4 | $225B |
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| Telecommunications | 2 | $144B |
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| Pharmaceuticals | 2 | $112B |
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| Media / Entertainment | 2 | $69B |
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Price history
+12.7% since first listed6 events — show timeline
- 2026-06-23 Price Changed $169,000 OneKey® MLS as Distributed by MLS Grid
- 2026-05-21 Listed $179,000 OneKey® MLS as Distributed by MLS Grid
- 2024-02-14 Sold (MLS) $142,500 OneKey® MLS as Distributed by MLS Grid
- 2023-11-20 Pending — OneKey® MLS as Distributed by MLS Grid
- 2023-07-27 Listed $150,000 OneKey® MLS as Distributed by MLS Grid
- 2023-07-18 Coming Soon $150,000 OneKey® MLS as Distributed by MLS Grid
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…