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3106 E 80th St
B+ Composite 78.91
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Appreciation +10.0/10.0
  • ARV discount +7.5/15.0
  • Livability +3.9/5.0
  • Rent growth +3.2/5.0
  • Condition / age +2.5/5.0
  • Schools +1.8/10.0

$60,000

3106 E 80th St · Kansas City, MO 64132
2 bd · 1.5 ba · 1,730 sqft · SingleFamily public records · 1 Days on market
Built 1902 2.03 ac lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Distressed property on a little over 2 acres. Property could be torn down or would need complete renovation. The property is vacant but has personal belongings in it. (previous hoarder) The property is unsecured so please do not enter as unknown persons have been there. Lot is heavily treed. No Sellers Disclosure is available. This is a sale thru the courts please allow time for court to approve the sale.

Key facts

  • 2.03 acre lot
  • Built 1902

Property features AI

Finance

  • Financial info: Annual tax amount reported
  • HOA & community: No maintenance provided

Exterior

  • Parking: Off-street parking
  • Utilities: Public water; Public sewer
  • Home design: Single-family residence; Ranch floor plan; Residential property
  • Construction: Frame construction with shingle siding; Composition roof
  • Exterior features: Property not in a flood plain; Lot of approximately 2.03 acres

Interior

  • Bedrooms: 2 bedrooms
  • Flooring: Carpet flooring
  • Bathrooms: 1 full bathroom; 1 half bathroom
  • Heating & cooling: Forced air heating; No central cooling
  • Interior features: Formal dining area; Full stone/rock basement
  • Laundry & utility: Laundry located in the basement

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.5-bath single-family listed at $60k.

Deal economics

  • At list price, monthly cash flow is $573 ($7k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $60k).
  • Cap rate 18.9% vs local median 3.9% in Kansas City — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 78/100 on livability (#28 in MO, #2,671 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, cost of living A+; Watch: schools C-, crime F.
  • Center 58 (urban): math 12% / reading 29% proficiency, ranked #301 of 324 in MO (top 93%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 63% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising (+3.0%/yr); 93 active listings in the ZIP; 10 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 4,002 units permitted in Jackson County in 2024 (2,271 in 5+ unit buildings).
  • This rent runs 35% of the median local income ($46k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $6k of equity ($415 loan paydown + $6k appreciation (10.0% local appreciation)).
  • Jackson County population projected at +4% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (10.0% appreciation + 3.0% rent growth), your $17k cash investment doubles in ~2 years — after that, you're playing with house money.
  • By year 6, paydown + projected appreciation supports a ~$38k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • Only 1 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

  • Watch-outs: flood insurance adds $56/mo; built in 1902 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: severe flood risk — expect insurance premiums to compound above CPI over the hold.
Recommended offer $60,000

Questions for the listing agent

  1. Built in 1902 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.21%
Cap rate
18.86%
Cash-on-cash
44.90%
DSCR
3.00
GRM
3.8

CMA / ARV

ARV (on-the-fly)
$171,270
Comps found
7
Show comp detail 7 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3500 E 75th St 0.66mi 3/2.0 (+1) 1,740 (+1%) 6mo $215,000 $124 56
2005 E 81st St 0.71mi 3/2.0 (+1) 1,648 (-5%) 0mo $157,000 $95 52
1907 E 79th St 0.74mi 3/1.0 (+1) 1,728 (-0%) 11mo $135,000 $78 49
7703 Brooklyn Ave 0.65mi 3/2.0 (+1) 1,584 (-8%) 6mo $245,000 $155 44
7570 Olive St 0.67mi 3/1.0 (+1) 1,520 (-12%) 3mo $150,000 $99 39
7557 Olive St 0.70mi 3/2.0 (+1) 1,536 (-11%) 6mo $195,500 $127 36
8020 Euclid Ave 0.73mi 3/2.0 (+1) 1,977 (+14%) 18mo $175,000 $89 20

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 2.98% rent growth · sell at horizon

5-year hold
IRR
56.0%
Equity multiple
5.12×
Total profit
$69,203
Equity at exit
$54,053
10-year hold
IRR
49.5%
Equity multiple
11.43×
Total profit
$175,153
Equity at exit
$116,567

Cash invested: $16,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
81 Strongly Landlord-Friendly
State Missouri
81 Strongly Landlord-Friendly · R+10
County
— inherits STATE
City
— inherits STATE
Generally landlord-friendly; St Louis has some habitability requirements.

ZIP-level market 64132

Home prices YoY
23.6%
Rents YoY
3.0%
Active inventory
93
Price-to-rent
3.8×

Monthly cashflow live

Estimated rent
$1,328 high interval (Pro) →
Mortgage (P&I)
$315
Tax from tax record
$81 /mo · $972/yr
Insurance
$25
Flood insurance flood zone
−$56 /mo · $666/yr
HOA
$0
Vacancy / Maint / Mgmt
$279
Net cashflow
$573

Break-even live

Break-even rent $603
Max offer price $60,000
Occupancy floor 52%

Sensitivity live

Price -10% $607 -5% $590 +0% $573 +5% $556 +10% $539
Rent -10% $468 -5% $521 +0% $573 +5% $625 +10% $678
Rate -1.0pp $603 -0.5pp $588 base $573 +0.5pp $557 +1.0pp $542

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$15,000
Closing costs
$1,800
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 10 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
7426 Indiana Ave Kansas City, MO 3.0 1.0 1100 $1,400 $1.27 44d 1 0.65mi
1836 E 77th St Kansas City, MO 2.0 1.0 1200 $1,150 $0.96 21d 1 0.80mi
7240 Agnes Ave Kansas City, MO 3.0 1.0 1140 $1,350 $1.18 2d 1 0.87mi
2607 E 73rd St Kansas City, MO 2.0 1.0 1212 $1,050 $0.87 24d 1 0.89mi
1827 E 75th Ter Kansas City, MO 3.0 1.5 1700 $1,595 $0.94 16d 1 0.92mi
7133 Agnes Ave Kansas City, MO 3.0 2.0 1100 $1,645 $1.50 24d 1 1.01mi
7022 S Benton Ave Kansas City, MO 3.0 1.5 1100 $1,095 $1.00 15d 1 1.17mi
7316 Paseo Blvd Kansas City, MO 3.0 1.5 1882 $1,523 $0.81 44d 1 1.19mi
6821 Bales Ave Kansas City, MO 3.0 1.5 1430 $1,595 $1.12 20d 1 1.42mi
8101 Campbell St Kansas City, MO 2.0 1.0 820 $888 $1.08 2d 1 1.47mi

Listing history 2 events

  1. 2026-06-18
    remarks 408-char remark
  2. 2026-06-18
    listed $60,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MO · Resets to sale price

Current annual tax
$972 · $81/mo
Projected year-2 tax
$972 · $81/mo
Expected delta
$0/yr ($0/mo · -0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 8/10 Severe FEMA zone X (unshaded) · 78% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥106°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$15,936
− Mortgage interest
−$3,361
− Property taxes
−$972
− Insurance
−$966
− Repairs & maintenance
−$1,275
− Management
−$1,275
− Depreciation
−$1,745
Taxable income
$6,342
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,522
After-tax cash flow
$5,354/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Center 58
NCES district ID
2908250
Math proficiency
12% ▼ -15.00%
Reading proficiency
29% ▼ -6.00%
Median HH income
$43,544
Composite
17.64/100
National rank
#9031
State rank
#301 of 324 in MO

Livability — Kansas City

Score
78/100
State rank
#28
US rank
#2671

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment C+ Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Kansas City, MO
County
Jackson County · 687,798 people
City population
439,467
Metro
Kansas City, MO-KS
Population (ZIP)
12,084
Household income
$45,622
Rent vs Own
51.2% rent · 48.8% own
Severe rent burden
679.0

Population outlook (Jackson County) Hauer SSP2

Today (2025)
719,589 people
By 2030
731,456 · +1.6%
By 2040
746,689 · +3.8%
By 2050
749,289 · +4.1%
By 2075
736,227 · +2.3%
By 2100
668,210 · -7.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (66%)
Race & ethnicity
Black 66% White 16% Hispanic / Latino 11% Two or more races 10%
Hispanic origin (detail)
Mexican 9%
Common ancestry
Italian 2% Scotch-Irish 1% Romanian 1%
Foreign-born
6% · Canada, Jamaica
Languages at home
92% English-only · Spanish 7%

Political lean MEDSL · Jackson

2024 margin
D (+19.3) · D 58.9% · R 39.5% · Other 1.6%
2008→2024 swing
-6.1pp toward R · 2008: 25.4pp · 2024: 19.3pp
All cycles
2024: D+19.3 2020: D+22.0 2016: D+16.6 2012: D+19.0 2008: D+25.4

Not yet ingested

Civics

Market trends

HPI YoY
▲ 79.13%
Current HPI
414.4305
Rent YoY
▲ 2.98%
Metro
Kansas City, MO-KS
State GDP YoY
▲ 1.84%
F500 in state
20

Industry mix (Fortune 500 HQ in MO)

Industry F500 HQs Revenue

Price history

2 events — show timeline
  • 2026-06-18 Listed $60,000 Heartland MLS as Distributed by MLS Grid
  • 1983-05-01 Sold (Public Records) Public Records

Property tax history

+4.1%/yr

Latest (2025): $972 · -8.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…